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About The daily Nebraskan. ([Lincoln, Neb.) 1901-current | View Entire Issue (March 30, 1993)
_POLICE REPORT_ Beginning midnight Friday 12:02 a.m. — Two people ar rested, transported to Lancaster County Jail, 21st and Y streets. 1:30 p.m. — Wallet stolen, Wick Alumni Center, $20. 2:08 p.m. — Wallet stolen, Ne braska Union, $40. 2:16 p.m. — Pager stolen, Ne braska Union, $145. 5:31 p.m. — Unauthorized person in building, Brace Lab. Beginning midnight Saturday 2:55 p.m. — Purse stolen, Manter Hall, $262. 11:43 p.m. — Transient person, Nebraska Union. Beginning midnight Sunday 3:45 a.m.—Two speakers/ampli fier stolen, parking lot at Harper Schramm-Smith, $130 loss, $150 damage. Credit cards Continued from Page 1 Benning said she no longer used her cards. “t just had to stop myself,” she said. “The cards were just too tempt ing and too easy to use. “Now I pay for everything in cash; if I run out, I can’t buy anything else,” Benning said. Kathleen Prochaska-Cue, an asso ciate professor of Consumer Science and Education, said the use of credit cards was a common way for students to incur debt. "What students buy should last them longer than it lakes to pay off the item,” Prochaska-Cue said. “With cash advances, in general, the interest rate is higher," she said. “A lot of people don’t realize that.” Credit card companies target col lege students because they arc a prime market audience, she said. “(Credit card companies) know students have the potential for having an income sometime soon,” she said. “And they know students arc at a point in their consumer lives when there are going to be large purchases made sometime in the near future.” “Credit cards can be dangerous for some students because there are so many temptations out there,” Prochaska-Cue said. “It’s real easy to think of it as a credit and forget that it’s also a debt. - “It’s also really easy to pull that piece of plastic out op the spur of the moment, but the bill does come home eventually,” Prochaska-Cue said. She said some credit card abuse signs to watch out for include: • Looking at the minimum monthly payment before the total amount due when students get their credit card statement. • Using credit to pay expenses that really should be paid with current cash flow such as rent, utilities or groceries. • Making payments on one credit card from cash advances from an other. • Balances are at credit limit, making cards unavailable for emer gencies. There are, however, opportunities for college students to show they are responsible and credit-worthy, she said. “Students usecreditcards for many reasons,” Prochaska-Cue said, “be cause they are convenient, they come in handy in case of an emergency and they can be used as a form of identi fication. “However, students should be wise users. They should use credit cards as a tool to benefit their financial situa tion now and in the future.” Freshman psychology major Roxie Giebelhaus, who has no credit cards, said she would like to get one to establish a credit history. “I have a bank account, but I don’t think that’s enough,’’Giebelhaus said. “If I got a credit card, I’d try to be cautious, but I’ve never had one be fore and I’m sure it would be tempt ing,” she said. -44 Credit cards can be dangerous for some % students because there are so many temptations out there. -Prochaska-Cue associate professor of consumer science and education -ft - Sheree Mowrey, a manager of Consumer Credit Counseling Service of Nebraska, Inc., said having acheck ing or savings account was a good way for college students to build credit. “If students keep the accounts in good standing by avoiding overdrafts, they can create a valuable credit record,” Mowrey said. Other ways for students to estab lish good credit histories include pay ing apartment rent on time and by applying for a department store credit card and paying the bill each month. “You can use your landlord as a credit reference and show that you can use credit cards responsibly,” Mowrey said. “It’s important for students to es tablish a good credit history, but they don ’ t have to use credit cards to do it,” she said. Mowrey said college students who found themselves sinking under a growing pile of debts could contact CCCS for credit counseling. This ser vice helps people sort out their debus and work out payment plans with creditors. Women s Week focuses on disabled By Jeff Zeleny Senior Reporter Women’s Week is changing its focus this year, concentrating on is sues that affect everyone, an orga nizer said at a Monday rally. Accessibility with a focus on dis ability will highlight the annual event, Gwen Fischer of the Women’s Center said. “Women’s Week is about every one,” she said. “When a group of the population is not being recognized, we, as women, recognize that.” Women’s Week, organized by the Women’s Center, the University Pro gram Council and the Department of Women’s Studies, has been an event at the University of Nebraska-Lin coln since the early 1970s. While past years have focused strictly on women, this year’s sponsors have planned something different. Deb Anderson, a sophomore hu man development and the family major, is helping with the event to make other students more aware of disabled students. A panel discussion held Monday night in cdnjunclion with Women’s Week focused on making friends with disabled students. Anderson, a non-traditional stu dent, said that when she came to UNL this year, it was an intimidating expe rience. Anderson became acquainted with Randy May, a senior political science major, shortly after coming to UNL. May, a disabled student, quickly be came Anderson’s friend. “It can be hard to make friends sometimes if you really aren’t outgo ing,” she said. “When I first came on campus,.I was kind of overwhelmed. He was a real inspiration.” A second panel discussion focus ing on careers for people with dis abilities will be tonight at 7 in the Nebraska Union. Anderson said it often was difficult for disabled stu dents to find adequate jobs after col lege. “Oftentimes, people see the dis ability and don’t get past what they see to the student’s mind,” she said. Wheelchair Wednesday, an annual event sponsored by the Association of Students of the University of Ne braska, is also this week. Officials from Lincoln, UNL and AS UN will go on a tour of campus witfy disabled students to point out problem access areas. All students are invited to partici pate in the event, which begins at 8 a.m. After last year’s Wheelchair Wednesday, additional funding was allotted to construct more curb cuts for wheelchairs on campus, Anderson said. Women’s Week will end Saturday with an address by keynote speaker Karen Thompson, a nationally recog nized disability-rights activist. Centuori Continued from Page 1 “My classes are tailor-made for each student,” he said. “I know all about my students and can deter mine different expectations for each of them.” Centuori takes teaching seriously and stresses the importance of a good education. “Teaching is not to train, but UGHTEN UP. Don't Forget... Gourmet Cookies 3 for $1 Tuesdays Noon-1 Thurs. Nights 8-1 Opm _ . .. mmmmm rather to cultivate and spiritually enrich the individual,” he said. “I do not profess; I teach. I try to help students make judgements on their own with their own individual perspectives. “My philosophy of teaching is ‘guidance without interference.’” In addition to teaching at UNL, Centuori teaches summer classes at Middlebury College in Vermont, a distinguished language school. He is also a consultant for Italian books and publishers and writes and publishes his own works. Centuori is the founder of an Italian world wide periodical devoted to Luigi Pirandello, Nobel Prize winner for grammar in 1935. In his free time, Centuori composes music and plays the piano, the harmonica and the button accordion. His latest challenge is the guitar. “I am an Italian,” he said. “It is a must _ ——- - .. 1 ' "'I IIgJgXQ]H !t Works Wonders. TO PERMIT SMOKING OR NOT | IN THE NEBRASKA UNIONS? WHAT DO YOU THINK? An Open Forum Discussion Sponsored by The Nebraska Union Board Wednesday, March 31st, 1993 12:00 Noon - 1:00 p.m. City Union Main Lounge *% UNL is reviewing its smoking policy with a view toward Smoke Free Buildings. The Nebraska Union Board has been asked to make a recommendation to Vice Chancellor Goebel whether the Unions should be smoke free or not. What do you think? Give us your view at the Open Forum or write to (by Apr. 2nd): Nebraska Union Board University of Nebraska-Lincolr 220 Nebraska Union Lincoln, NE 68588-0452 SPRING GARAGE SALE All '93 bikes on sale now. Remaining '92 bikes at blowout prices. Bar Ends, Computers, Cycling Shoes and more on sale. Outdoor Footwear and Outdoor Clothing at Clearance prices. Bauer In Line Skates, 20% off. Closest Bike Shop to Campus!