The daily Nebraskan. ([Lincoln, Neb.) 1901-current, March 30, 1993, Page 3, Image 3

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    _POLICE REPORT_
Beginning midnight Friday
12:02 a.m. — Two people ar
rested, transported to Lancaster
County Jail, 21st and Y streets.
1:30 p.m. — Wallet stolen, Wick
Alumni Center, $20.
2:08 p.m. — Wallet stolen, Ne
braska Union, $40.
2:16 p.m. — Pager stolen, Ne
braska Union, $145.
5:31 p.m. — Unauthorized person
in building, Brace Lab.
Beginning midnight Saturday
2:55 p.m. — Purse stolen, Manter
Hall, $262.
11:43 p.m. — Transient person,
Nebraska Union.
Beginning midnight Sunday
3:45 a.m.—Two speakers/ampli
fier stolen, parking lot at Harper
Schramm-Smith, $130 loss, $150
damage.
Credit cards
Continued from Page 1
Benning said she no longer used
her cards.
“t just had to stop myself,” she
said. “The cards were just too tempt
ing and too easy to use.
“Now I pay for everything in cash;
if I run out, I can’t buy anything else,”
Benning said.
Kathleen Prochaska-Cue, an asso
ciate professor of Consumer Science
and Education, said the use of credit
cards was a common way for students
to incur debt.
"What students buy should last
them longer than it lakes to pay off the
item,” Prochaska-Cue said.
“With cash advances, in general,
the interest rate is higher," she said.
“A lot of people don’t realize that.”
Credit card companies target col
lege students because they arc a prime
market audience, she said.
“(Credit card companies) know
students have the potential for having
an income sometime soon,” she said.
“And they know students arc at a
point in their consumer lives when
there are going to be large purchases
made sometime in the near future.”
“Credit cards can be dangerous for
some students because there are so
many temptations out there,”
Prochaska-Cue said. “It’s real easy to
think of it as a credit and forget that
it’s also a debt.
- “It’s also really easy to pull that
piece of plastic out op the spur of the
moment, but the bill does come home
eventually,” Prochaska-Cue said.
She said some credit card abuse
signs to watch out for include:
• Looking at the minimum
monthly payment before the total
amount due when students get their
credit card statement.
• Using credit to pay expenses that
really should be paid with current
cash flow such as rent, utilities or
groceries.
• Making payments on one credit
card from cash advances from an
other.
• Balances are at credit limit,
making cards unavailable for emer
gencies.
There are, however, opportunities
for college students to show they are
responsible and credit-worthy, she
said.
“Students usecreditcards for many
reasons,” Prochaska-Cue said, “be
cause they are convenient, they come
in handy in case of an emergency and
they can be used as a form of identi
fication.
“However, students should be wise
users. They should use credit cards as
a tool to benefit their financial situa
tion now and in the future.”
Freshman psychology major Roxie
Giebelhaus, who has no credit cards,
said she would like to get one to
establish a credit history.
“I have a bank account, but I don’t
think that’s enough,’’Giebelhaus said.
“If I got a credit card, I’d try to be
cautious, but I’ve never had one be
fore and I’m sure it would be tempt
ing,” she said.
-44
Credit cards can be
dangerous for some %
students because
there are so many
temptations out
there.
-Prochaska-Cue
associate professor of
consumer science and
education
-ft -
Sheree Mowrey, a manager of
Consumer Credit Counseling Service
of Nebraska, Inc., said having acheck
ing or savings account was a good
way for college students to build credit.
“If students keep the accounts in
good standing by avoiding overdrafts,
they can create a valuable credit
record,” Mowrey said.
Other ways for students to estab
lish good credit histories include pay
ing apartment rent on time and by
applying for a department store credit
card and paying the bill each month.
“You can use your landlord as a
credit reference and show that you
can use credit cards responsibly,”
Mowrey said.
“It’s important for students to es
tablish a good credit history, but they
don ’ t have to use credit cards to do it,”
she said.
Mowrey said college students who
found themselves sinking under a
growing pile of debts could contact
CCCS for credit counseling. This ser
vice helps people sort out their debus
and work out payment plans with
creditors.
Women s Week focuses on disabled
By Jeff Zeleny
Senior Reporter
Women’s Week is changing its
focus this year, concentrating on is
sues that affect everyone, an orga
nizer said at a Monday rally.
Accessibility with a focus on dis
ability will highlight the annual event,
Gwen Fischer of the Women’s Center
said.
“Women’s Week is about every
one,” she said. “When a group of the
population is not being recognized,
we, as women, recognize that.”
Women’s Week, organized by the
Women’s Center, the University Pro
gram Council and the Department of
Women’s Studies, has been an event
at the University of Nebraska-Lin
coln since the early 1970s. While past
years have focused strictly on women,
this year’s sponsors have planned
something different.
Deb Anderson, a sophomore hu
man development and the family
major, is helping with the event to
make other students more aware of
disabled students.
A panel discussion held Monday
night in cdnjunclion with Women’s
Week focused on making friends with
disabled students.
Anderson, a non-traditional stu
dent, said that when she came to UNL
this year, it was an intimidating expe
rience.
Anderson became acquainted with
Randy May, a senior political science
major, shortly after coming to UNL.
May, a disabled student, quickly be
came Anderson’s friend.
“It can be hard to make friends
sometimes if you really aren’t outgo
ing,” she said. “When I first came on
campus,.I was kind of overwhelmed.
He was a real inspiration.”
A second panel discussion focus
ing on careers for people with dis
abilities will be tonight at 7 in the
Nebraska Union. Anderson said it
often was difficult for disabled stu
dents to find adequate jobs after col
lege.
“Oftentimes, people see the dis
ability and don’t get past what they
see to the student’s mind,” she said.
Wheelchair Wednesday, an annual
event sponsored by the Association of
Students of the University of Ne
braska, is also this week. Officials
from Lincoln, UNL and AS UN will
go on a tour of campus witfy disabled
students to point out problem access
areas.
All students are invited to partici
pate in the event, which begins at 8
a.m.
After last year’s Wheelchair
Wednesday, additional funding was
allotted to construct more curb cuts
for wheelchairs on campus, Anderson
said.
Women’s Week will end Saturday
with an address by keynote speaker
Karen Thompson, a nationally recog
nized disability-rights activist.
Centuori
Continued from Page 1
“My classes are tailor-made for
each student,” he said. “I know all
about my students and can deter
mine different expectations for each
of them.”
Centuori takes teaching seriously
and stresses the importance of a
good education.
“Teaching is not to train, but
UGHTEN UP.
Don't Forget...
Gourmet Cookies
3 for $1
Tuesdays Noon-1
Thurs. Nights 8-1 Opm
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rather to cultivate and spiritually
enrich the individual,” he said. “I
do not profess; I teach. I try to help
students make judgements on their
own with their own individual
perspectives.
“My philosophy of teaching is
‘guidance without interference.’”
In addition to teaching at UNL,
Centuori teaches summer classes at
Middlebury College in Vermont, a
distinguished language school. He
is also a consultant for Italian books
and publishers and writes and
publishes his own works. Centuori
is the founder of an Italian world
wide periodical devoted to Luigi
Pirandello, Nobel Prize winner for
grammar in 1935.
In his free time, Centuori
composes music and plays the
piano, the harmonica and the button
accordion. His latest challenge is
the guitar.
“I am an Italian,” he said. “It is a
must _
——- - .. 1 ' "'I
IIgJgXQ]H !t Works Wonders.
TO PERMIT SMOKING OR NOT |
IN THE NEBRASKA UNIONS?
WHAT DO YOU THINK?
An Open Forum Discussion
Sponsored by
The Nebraska Union Board
Wednesday, March 31st, 1993
12:00 Noon - 1:00 p.m.
City Union Main Lounge
*%
UNL is reviewing its smoking policy with a
view toward Smoke Free Buildings. The
Nebraska Union Board has been asked to
make a recommendation to Vice Chancellor
Goebel whether the Unions should be smoke
free or not. What do you think?
Give us your view at the Open Forum
or write to (by Apr. 2nd):
Nebraska Union Board
University of Nebraska-Lincolr
220 Nebraska Union
Lincoln, NE 68588-0452
SPRING GARAGE SALE
All '93 bikes on sale now. Remaining '92 bikes at blowout prices. Bar
Ends, Computers, Cycling Shoes and more on sale. Outdoor Footwear
and Outdoor Clothing at Clearance prices. Bauer In Line Skates, 20% off.
Closest Bike Shop to Campus!