10 TEE OMAHA DAILY BEE : SUNDAY7 , JULY 2 i , LSOl-SlXTEttX J'ACJIGS.
THE PLATTE SHARPSHOOTERS
They Astcmblo This Week for the Annual
11 fle Oompctitioui
PREPARING THE RANGE FOR THE EVENT ,
The Days Of UK ; RrltiK and How
A\vanlH ari ! to lie Made Mown
from Department
I'OstH.
Tomorrow nt Ilcllovuo rifle rnnRO tlioro
will assnmblu thn picked shots from the army
in the depirtinont of the I'latto. Tlioy come
to t lo imrt in the eleventh annual rillo competition -
petition of the department nnd rutirosutit the
following poaU ; Fort Douglas , Fort Du-
ctiuinc , Utah ; Unmp Pilot IJuttu , Fort Me-
Klnuoy , Fort Wmhaltlo , Fort 1) . A. Uussoll ,
Wyo. ; Fort N'lobrara , Fort Omaha , Fort
Koblnson , Fort Kidney , Nob. ; Fort Kamlall ,
B. U. ; Fort I-oiran unU Fort Lewis , Col.
These rcprescntalivo'J will comprise llft.v-
oljrht Infantrymen , live of whom are olllcors.
The regiments tn thu department will bo
represented us follows : Second , 8 ; Seventh ,
7 ; Highlit , 3 ; Totith , 1 ; Sixteenth , 8 ; Seven-
tconth , 8 , nnd Twoiity-lltst , 8.
These mmi hiivo been solcctcd by thulr
commnmliiiK ofllccr.1 to represent thuir com
mands In the competition and are Kcnerall.y
considered the boat shots In the icniinciit.
This estimate lit based upon tlio record made
by thorn in ttio rlllo pr.ictice on tlioir rospee-
live ranges. At HOIIIO of the posts , however ,
the target practice hiis not yet boon brought
lo u close but It has progressed milllciontly to
doter-nlno whom it would bo advisable to so-
Icct to olitain tlm best roprcsoiiiullvo.
' 1 Ho competition ut Uollevuo range which ,
In n certain manner opens tomorrow is to do-
UTiiiliio who slmll constitute the department
team of ten sharpshooters. When fcOlocted ,
this team ulll go to Chicago and compotu
with the department teams from other see-
tloni of the country. From among those
teams will bo selected the best ten
shots , and these wilt bo known as the army
team or the representative ? shots of the army.
Until the abolition of the division in the
nrmy , a division competition obtained be
tween that of the department nnd that of the
nrmy , in which a division team was formed.
The present sjstem is consequently less in
volved nnd more agreeable to ovurybody in
terested.
At the close of the department competition
hero , army pri/.eswill bo awarded as follows ;
A heavy gold modal to the competitor malting
the highest aggregate score dnrini ; the com
petition Urine ; a silver medal to each of the
next thrco in order of mnnt , nnd n bron/o
ineual lo each of the remaining members of
the team.
These medals will bo presented to the lat
ter at the close of tlm compotilion by General
lirooko , department commander.
This presentation is an oceislon of both in
terest and Importance to the soldiers. Ttio
competitors nro drawn up in lino. Thny and
the ofilccrsof the camparoin fulldross. The
BOldiers who tmvo earned the inodnls are
called by iinmo nnd ordered to advance u
certain number of paces from the lino. Thus
distinguished , from tlioir comr.iuos , the tro
phies they huvo won are pinned upon tlioir
breasts. The commanding general then de
livers u short address upon the
vaiuo of iiccnralo II ring of the
nrmy. Ho commends tliu worlc of
the competitors bocausolt generally deserves
commendation nnd congratulates ttio men
upon the manner In which they have do-
inclined themselves as gentlemen and sol
diers.
These presentations have long been occas
ions of social gatherings nt the range unit
have never fulled to repay viaitors lor their
nUendance. AH n rule , however , they have
been elfectcd through the leadeisliiu of some
well known social gentleman. When at
homo , Senator Alumlorion experienced great ,
pleasure in taking the load , both out of com
pliment to tlio general and olllcers in com-
nmnd ns also the men whoso reputation had
been made.
This year the presentation , weather per
mitting , will bo made the occasion of pr.tnd
fcoclnl visits to the range , nnd tlio matter is
now being discussed in social circles tliroub'n-
out the city.
In a social sense , this competition will dif
fer in some roipeels from these of other
years. During the days or active tiring on
the rnngo the work will bo witnessed by u
number of ladies nnd gentlemen from this
city. Cars on the H. it M. leave at ! ) : , iO a.m.
nnd return In the evening at 0:01 : o'clock.
This will enable visitors to observe tlio meth
ods employed by Uncle Sam to reach vulner
able place.t in tlio persons of au Imaginary
cnemv.
Uonides , there Is nn excellent drlyo through
Syndicate park. South Omaha and Uellovue
to tlio rnngo , which oiTors charms which can
not bo enjoyed by rail.
The range and everything connected with
the coiu | > oiltloii is in readiness , the former
and Miriouiidlnp.i presenting an appearance
which Is absolutely ch.irmlng. Tnoso who
have visited this bcautltul spot can readily
uppieciato this fact. Those , however , who
have never been thoio little know of the nnt-
ur.il beauty which lies almost at their door.
The r.ingo proper is an ' 'opening" level as
a table , ' , ' 00 yards in width and ( JOJ yams in
length. At the northern extremity rUe ab
ruptly from the plain a series ot terraces out
lined against the dark foliage of thu woods
behind. The.so nro denominated the bulLs.
Above the crest of these appear eight broad
targets. Toward these targets are directed
the shots of thu soldiers at distances varying
from s > 0u to ( KX ) yards. Unbind the
butts , out of sight of both m.irlis-
inon nnd spoctnlon , nro tlm simple
machinery by which tlio targets are made to
revolve after each shot ; ns nlso the markers ,
between whom nnd the bullets Is a good log
wall with n breastwork of a do/en feet of
earth. The duties of these markor-s ami ito-
tnlts of ttio tiring , the recording nnd other
features pertaining to the business will be
described in detail at another timo.
Tim range is newly mown mid presents n
surface as smooth as velvet. It is surround
ed witli trees in luxuriant foliage llenoath
thorn the heat of the sun is not experienced.
\ \ ithln their recedes the odor * of wild Mow
ers nnd fragrant woods prevail. They nro
especially beautiful on thu western border
winch gradually rises into a gentle acclivity.
On either side of the rnngo Is a number of
flng.staffs on which , during thu llring are
hung brilliant crimson streamers to show in
which direction the wind is moving.
This is nn important element in rillo ilring
nnd Is alw'iys ' taken Into consideration by
the marksman.
Midway between thu C O-yard line and ttio
butts and on ttio east side of the range Is un
opening of three ncros. On either .side of
this are ranged the tents of the ofllcors nnd
nt the custom extremity are located the
headquarters of the comiimndlnij olllcor.
In the latter place is loc.itod the gallant
Captain Charles A Coolidge , Seventh in
fantry who has charge of the camp. The cap-
tntn has spent several seasons on t lie range nnd
for the past two years hud command of the
department teams whlcji shot nt Fort IJoug-
Ins , Wls. . nnd Fort Leavenwortli , Kan.
The oinor officers nro us follows : Adju-
unit at'd ' signal olllcor , Second Lieutenant
Stephen M. Hackney , Sixteenth infantry :
quartermaster mid ordnance oftlcor , Second
Lieutenant Hurry 10. Wllkins , Second in-
funtry ; commissary and cnnteen oUlcnr , Sou-
end Lieutenant Capers \ > . Vance , Sixteenth
Infantry ; statlstlc.il olllcers , Captain .lohn F.
( jilllfoylo. Ninth cavalry , Second Lieutenant
Kdwln V. rtookinlllor , Second inlantry ;
medical ofllccr , Cuptain William U. Spencer ,
nssistnnt burgeon , U. S. A. ; rnngo ullicers ,
First Lieutenant Robert W. Dowdy , Seven
teenth infantry : First Lieutenant Muitry
Nichols , Fourteenth Infantry ; Second Lieu-
tennnl Charles II. Alulr , Seventoenlh in-
fnntry ; hecond Lieutenant Kdward W. Mo-
Cuskoy , Twenty first infantrv ; Second Lieu-
tenunt Sumuol Soay , Jr. , Twenty-first in-
funtry ; .Second Lieutenant Alon/o Cirav ,
Sixlti cavalry ; Second Lieutenant Robert L.
Ho\\/.c , blxth cavalry.
These are courteous gentlemen and ex
cellent soldiers and will inako n visit to the
mime n source of exceeding pleasure.
The competition will bo In charge of Major
Daniel W. llenhnni , Seventh InfantryInspec
tor of small arms practice , department of the
J'lntte. who has devoted to the work n great
deal of tlmo during the present year. Ho nlso
had charge of the competition last yo.ir and
the showing was a credit both to the inspec
tor and men.
Ttio prt'llmtnary practice will commence on
Thursday next. Cotnp ! Utlvo llrliiif , howev
er , will not open till August it. This will
continue till the ufteruoou of the following
Thursday.
Au Auguit 10 , preliminary practice for tbo
cavalry compotilion will take place. Tnl *
will continue tln-eo duys whun tlio competi
tion will begin nnn continue four days.
In this competition there will bo about for
ty cavalrymen who will use both carblno nnd
revolver. Thcv will cnmo from the depart
ments of the I'lntto. California nnd the onst.
ns fur away in Virginia. The oflleers lu
fthnrRo of the competition will bs tho.in who
have nlrondv been enumerated In connection
with the competition.
I'ort
A. Illood. Jr. , was nwurdod the contract for
supplying ifiKX ( ) pounds of new potatoes nt 'J
cenw per pound , a saving of ! J cents upon
former prices.
The cavalry pistol prnctlco commenced
Tuesday. Dress pirndo every ovtmtng nnd
Inrgo fatlgui ; p.irtlm every day would lend
one to think that "there uro no lllo " on our
cnvnlry men.
Lloiitcnant McAnnny , Eighth cavalry ,
recently promoted from second nontenant ,
Ninth cavalry , Is on n visit to ttio post from
I'lno Ridge ugoney , wnero ho has been on
duty the past three month with Indian
scouts. Ho gets n four months' ' leave , after
winch lie goes to L troop ( Indian ) , Eighth
cavalry.
Mr. .lowott , the contractor , has broken
ground for the foundation of the now guard
house , It will bo on the sanio plan at that at
Fort Omaha and is to bo completed Docem-
bcr SO , l jUI.
Last Monday ttm foundation was laid for
nn addition to ttio club houso. It will bo 111) )
feet long by I'j wide , with an L 'J-JfiO , nnd
ono-storv high. It will bo used ns n moss
hnll for the olllcera nnd In un emergency for
ofllcors' families.
As u sample of swift military Justlco under
the now or lor of summary courts let mo clto
an instance said to have occurred horo. A
cavalryman Is galloping along. Summary
courtolllcor hails him : "Hollol is your name
Smith ! " "Yes , sir. " "Wcro you absent
from cheek roll call last nlgntf" "Yes , sir. "
"Threo dollars. " "Yes , sir , " tlio soldier
keeping right along nt n gallop.
Our troop horses have boon In the habit of
stampeding from the herding grounds , with
out anv apparent olfort on the part of the
herderi to stop them , yesterday Lieutenant
Hutcheson , adjutant Ninth cavalry , read the
riot act to the non-commlssloned olllcers in
ehnrgo of herding partiei , and today the
hordes alt came in nt n wain.
Monday n four-mulo team took it into its
ho.ul to accompany the stampeding herd fora
quarter of a nulo , when one of them foil ,
uncnorin < ; tlio otbcrs.
Mr. W. ( ! . Hunt of Detroit , Mich. , son-in-
law of Captain John H. Loud , Ninth cavalry ,
is on n visit to tlio latter. Mrs. Hunt has
been spending the summer with her parents.
Mrs. Captain Loud and nor mother and sister
are making u tour of the mountain resorts of
Colorado.
Colonel Line , United States army , retired ,
and MIM. L'ino are visiti.ig tholr daughter ,
Mrs. Captain ( iurrard.
Lieutenant Hubert's horse got away from
Ids hitching post , ehanroJ around both girri-
bens and was uapturo 1 by the mounted patrol
iruards. Harness and buggy were consider
ably used up.
livery afternoon at stable call a few of the
men march up and down tlu picket line , dis-
enarging blank crrtridgos from their pistols.
Most of the horses pay little attention to the
shootinsr. A fuw of the young hor-sos do not
quite Hue it yet.
Ttio following ofllcors anil their families
took n Hying tiip to the hot springs of IJ.i-
ko'a over tlio U. & M. railroad : Colonel
Smith , C. O. ; Dr. Ad.iir , Captains Lonu , Uar-
rard , Day n'ld Lynch , and Lieutenant Hiug-
luiin. Tuoy took th train ut Crawford nt 1
a. in. Tuesday and returned at U p. in. the
same day.
Lieutenant Ladd. , A. A. Q M , is in Chicago
cage on ollicial bu-dnesi. Liujtonant Iluteh-
eson , adjutant Ninth cavalry , has temporary
charge of ( juart'-rm uter dill ics in addition to
his work ns adjutant.
Koi-l Milney.
Sergeant Oliver , Company E , and I'rlvato
Campbell , Company U , Twenty-first Infantry ,
loft for Fort Omaha , Nob. , on ttio 17th , In
charge of military convicts , MeUibbon nnd
Hasnoy. After turning these convicts over
to the commanding olllcer at the latter place
tlioy will proceed to the department rillo
camp nt Uellovue , Nob. , the former for duty
as bcorcr and thu tatter us marker during the
rillo contest.
Wo were \lsited by a terrible hailstorm at
1 o'clock on the afternoon of tlio Alih. It InJured -
Jurod ( lower gardens gro.Uly , but fortunately
did but little damage to the vegetables.
Onion tops were , however , so bndly bruised
that tlio perfumoi ( ) of that frajjrant plant
lias tilled ttio air over sinco.
Private Michael ( Colly , Company C , Two ?
ty-Ilr.it , has boon appointed luuci ! corporal.
Lieutenants Sunriol Soay and ICdmund L.
Hutts are our guests for n day. Tbe. o con-
tlomon are en routn fiom Fort Douglas ,
Utah , to the department rillo eamp.
uur greaiosi social event inus summnras
the return on the ' 'Oth of Miss .luliu 10.
ninneluird , daughter of ITon. Cicorgo F.
Ulunchiml , register of the land ofileo in Sid
ney , from a thrca months' vi.iit in Omaha
nnil K.ipid City , S. D. Miss Blanchard is n
lovely girl , both in person and intellectually ,
and is a great favorite with all of us.
A Mtisloim. :
Uir.piir.Tii. No ! ) . , Julv ! < ) . To the Editor nt
I'm : liu ! : : Wld you poise state In Tin : llr.i ;
whi 10 I can gut Inform at Ion In te aid ID JoinIng -
Ing a iiilllt try band at a fort ? Hy doln so
you will gioatly oblUo ynui-i lespeutfiilly ,
) i.t < y.
An . Write" to tne regimental adjutant nt
Fort Omaha or nt any other post whore a
military band is located.
First Notirnslui Infantry.
OMUU. Nob. , July 20. To the Editor of
Tin : UKI : : Will you kindly answer in next
SuNMivv'sBm : : 1st. What battles of the Into
war did tlio First Nebraska infantry take
part in I 2d. W lint wcro tlioir losses , killed
and wounded ! ; ul. How long did it sjrvol
Tno\ui Uiaci : .
Ans. The roslmontloft for the seat of war
July III ) , isiil. From Sontombor H till 15 of
tlio siiiiiu year , they scouted nftor busli-
whackers. On the latter date they marched ,
under ticnerul I'ope , to u point near War-
rensburg , Mo. , on ttio'JTtti tliov wont to Milford -
ford , Mo. , on the Hlnckwator. participating
in n number of hard m iruhc-t and skirmishes
winch resulted in tint capture ol about 111'-
teen hundred iv'jois ' who worn on tlieir way
to Join Cionernl I'rico. On Febr lary II , l iii ,
tliey took p'itt in tlio utt'vck on Fort Donald
son. April 7 , they wer ) engaged in 1'itts-
burg L inding. where tlioir bravery was com
mended liy Unncrul Lew Wullaee. In tills
engagement the regiment lost botwcun
twenty nnd thirty men. They were also en-
gaged'at Coiintti , and on April -M. ut
Cupo Cllrardcau , when the rebels , under
Cioneral Marmadiiko xvero repulsed. On
October 11 , of the sumo year , t no togimont
was mounted nnd became known as the First
Nebraska cavalry. On January is , isiti , It
assisted in the capture of u squad of robela
on Hliick River , Arkansas. On the I'.ah ' they
ctuuved Into thu town of Jucksoaport , Aru. ,
killing a number of rebels , among whom was
one captain. On the ' 'IUI adotuchment under
C'olonel llaunier. at Sycamore mountains ,
after throe days' lighting , scattered nnd
whipped a squad of uibois wlilch had been
located there. The rebels lost Jl killed , 10
prisoners and n train of six wagons. April
Ib , while In camp at Jacksonnort , Ark. , they
were attacked by rebels. Recovering from
the surprise , they bi. > ut the roods h ick , corn-
polling them to IIv across Village creek to
join tlm main body. At Clarendon , Mo. ,
.luno 27 , they eiiiinjjo.l the rebels and kilted
DO , the First lo > lng a men. During ttio In-
torvaU between tlio dates mmitluneit above ,
tlio regiment engaged In u number of scouts
and skirmishes.
' ' , Adjutant tionoral John R. Patrick , In
his report in isil.s.nn that "tlio records ol
tlm ontco nro so intomiiloto that the number
of killed , wounded nnd tukcn prisoner in the
diuVront engagements in which the roglmont
participated cannot bo given. "
II. Companion .V and H were mustered into
torvlcoJune 11 , l.siil , The other compnnle.H
uero miHterod in later , the lust being sworn
in July 'J',1 of the same year. A part of tbo
regiment was mustered out of the service in
this city In I Ml I and another p-irt was ajut to
Fort Kearney nganut tlio Indians.
I'nroillH Ueiul Tills.
July nnd August are nnxlous months for
niothcri who carefully watch over tlioir little
ones. Hot days and froiiuonl ch tngos of
tempdraturo uro llabla to produce cholera
martins. How satisfactory it should bo for
pan-nUtoknovv ttiat Hitler's 1'uln l'uraty/i > r
is both a pleasant and effective itimcdy for
all Bummer complaints. It soothes and ro-
lloves nil pain and triptui ; ; uud ulivuya uilouU
a complete cure.
Pt
Tbo St.ilo Authorilios Declare Wtir on Asso
ciate ; ! Swindl.tt.
THE BUILDING AND LOAff LAW.
A Vigorous f-InroroiMiiiMit of I H Pro-
vUlDim A nlimt tlio XiitloiiiiU A
Ninv York Coiicorii Ulllulilty
HoiiHtod A So.itlilii c Letter.
One of the most ttnportnnt laws passed by
tlm lust legislature wni the act regulating
building nnd loan associations and providing
for freq tent examinations of tholr affairs.
The enforcement of the law was vested in
the state banking board , which U now dili
gent I v disposing of the wont before It.
Tlio following letter shows how the board
proposes to enforce the law and protect the
people of the state from dlsbonejt foreign
associations :
LINCOLN , Nob. , July 17. H. C. Oorhnm ,
csq. , Franklin , Nob. Dear Sir : I nm di
rected by the board to reply to your recent
letter of Inquiry regarding thu national AIu-
tunl Building nnd Loan association of New
York.
Tills association tiled papers as required
and applied lor a cortllicato of approval ,
authorizing It to transact business in tills
state. The application was doulod.
Because of your statement that you wcro
delayed in the completion of u loan , awaiting
the Issue of a certificate , the association
claiming to have fulfilled nil requirements of
the act of April-I , IS'JI , the board feels that
you nro entitled to n full explanation of the
reasons upon which is based the refusal to
permit the association to operate in Nebraska ,
and directs mo to write you nccordlnirly.
In passing upon applications from foreign
association for authority to transuct business
In the state , the board will examine :
I. Ttio laws of the state under which the
applicant Is incorporated.
" . The articles of association and by-laws
of the association.
'A , The llnancial statements of the associa
tion ; and in tlio event ot objectionable fea
tures being met with in the Jlrst two In
stances of sufllcient weight to satisfy the
bouid that the Interests of the association's
members nro not afforded as ample protec
tion as is afforded by the laws of this stnio
to members of associations incorporating
under the act of April I , Ih'.ll. ' the board will ,
without proceeding to an investigation of the
associatiun'ii iinnncca , decline to issue a cor
tilicnto.
The papers lllcd by the National Mutual
Building and Loan association wcro pro
ceeded with in the manner stated. It was
found that the articles of the association con
tained objectionable provision- respect to
withdrawals , lines and forfeitures , repay
ment of loans before maturity , and , greater
than all else , is the objection to the provision
of tlie nrticlo entitled "Expense Fund. "
The capital of this associnton Is divided into
.shares of a maturity value of $100 each , paya
ble in installments of 00 cents per month. Ar
ticle 17 provides for nn ovpenso fund consist
ing "of 10 cents per sharn of the mouthy
dues ; " that Is. 10 cents of every ( ii ) cents paid
to the association is confiscated for expenses
and goes to pay fat salaries to a host of o 11-
cers. Tliore are seven directors , and there
are seven oflicos to parcel out among tliem-
solvo-t ; there is the olllcc of pro-ddent , lirst
vice-prosident , second vice-president , mana
ger , gonor.il attorney , secretary and treas
urer. Article . " > , section 1 , is , in part : "The
olllcois shall bo selected from the board of di-
rectois , " nnd inter on in tlio .section ; 'Tho
board of directors shall llx the salaries of all
otHcors. " You see it is a nice little family
matter. Twentv-livo shareholders
, poiv > on-
nlty present , constitute a quorum for the nn
nual election held in the city of Now York.
The association is organ i/od in New York ,
but operates principally in other states. It
is n very simple mutter for the cotori'j of or-
gunl/ors to perpetuate themselves in otllco
from year to year. The laws of Now York
do not provide for an pflicial public examin
ation of these associations ; however , the ar
ticles of the association in question provide
for an "examining finance committee. " The
committee is appointed by the piesiilent.
The proportion of the monthly stock in
stallments confiscated for expense may not
appear to you in true proportion. In reality
it is taking li- ( , ( per cent of every dollar paid
in on stock , and in the aggregate Is nn enor
mous amount and out of ail proportion to tno
usual commissions Charged by responsibly
trust companies with capital to guarantee
their transactions , for the investment , and
care or lunds.
The statements accompanying tlio applica
tion show I'.l.biO shares outstanding nt the
close of the year Ih'.IO. The January , 1S1IO ,
installments on these shares would amount
to6-,9. ) ' : ! , add of this amount $ Uiva is taken
In advnrco to remunerate the huanciorj nt
the head of aftnlrs in Now York City for tuo
investment of the remainder ( $11,0H ) nnd
the subsequent Incomn therefrom. Thn olU-
rors report investments made during the
year IbHO as § (1 ( ,571. During the same period
tlioy disbur-ed for expenses Kil.hi-l.'JO. ' Don't
think they rjport this us balurios paid. "Sala
ries" come in for only a part ot U In the pub
lished statements. "O.hor nxpensos and dis
bursements" have to carry $ , te,7.l.l8 ! of the
amount.
In Inco of all this enormous expenditure
you have doubtless boon told that If you will
pay in ( > 0 cents each month for ninety months
at the end of that time you will got from the
association $100.00. Fifty seven dollars and
00 cents will be the amount paid In ; of this
"oxponso" will como in for $0.iOt ( leaving
$ KOO ns the amount of investment capital.
The average time the management would
have lor inventing this sum is forty-eight
months. In other words tlioy propose that
you give thoin $ } s.i ( ) ) for investment , pay in
advance a commission of z'JM , allow them nn
average tlmo ot four years for operations ,
nnd vou will , "according to conservative cal
culation , " get JlOO.oi ) lor your faith.
If the olllcers were men of largo capital nnd
were legally guarantors of tlio proposition
you mignt bo juitillod , in view of the larg
gain in prospect , ot investing Just once. Tne
association is new and might not , possibly ,
exhaust the guarantee capil.il until after the
Ill-it term , There is no guarantee howovor.
The association is mutual in its liabilities.
In the foregoing calculation I neglected testate
state that sou would bo expected to contri
bute $1.00 for the sukt > of initiation , ( the us-
.socialion reports ; ! "iiila .shaios isaued in la'JJ ' ;
there Is an initiation feu of one dollar par
share. The n.nonnt thus obtained not in
cluded in the statement of , receipts for the
year and is an udditionul expenditure to the
f.11till IK ) expense disbursement mentioned
above ) . Should you low nerve before the
expiration of the maturity period and find
some one moro during to take the deal off
your bundi you would be called upon to put
up unothor dollar for the privilege of putting
it onto the other follow. 'You see you can
not have It nil your own way ; If you obtmn
benefits and privilege * you have to pay for
them.
Considerable pressure has been brought to
bear to blind the board as to the true char
acter of the association , mid thereby to so-
euro authority to operate hero. The governor
was appealed to early in June , by an agent of
the association writing from .some town in
the Republican valley. Ho implored the
governor , "on behalf of his known generosity
to the poor nnd needy to please see that this
noble work is not unjustly shut out of our
state. " I'ho "noblo work" was defined in
the letter In these words "
: "They dho asso
ciation In question ) are engaged In n lauda
ble work , viz loaning money In towns of
our stnto to poor people on eight years' tlmo
at six per ce.nl intotest which ti jy uro to nay
back in monthly Installments. Lot us see if
the "noble work' ' will stand iho llijht of In
vestigation. Article I'.1 , of Its articles ot as
sociation , Is In part ns follows :
" 1.0Ns. . "
"Tho loan fund of the aisoclatlon shall
consist of 50 cents of the monthly duos
paid In ou cacti share , Interest , premium ,
lines nnd forfeitures , and the proms derived
therefrom , and shall bo loaned to the direct
ors upon approved applications.
"Interest at the rate of six par cent per
anii'im will tie charged upon all loans , which
Interest must bo paid mei.tlily with thu
monthly dues mull Uu < ma
turity of ttie pledged shares , and u premium
uf . " > o cents | Kir month will bo otnm ed on
each Jiuo norrowi-d. "
The premium was not mentioned in the
lotlcr to the governor Fifty cents per
month on ouch $10J borrj.vod is l par cent
per annum , and added to the tn'orost rate
of I ) per ccut , uiakos a ruto of 13 uor cout per
1409 Douglas St. ,
i - Nelo.
OIW1CB HOUttS From 8 n. in.
to 8 p , m. ; Sundays ,
10 a. in. to 1 p. in.
SPECIALISTS IN CHRONIC ,
NERVOUS , SKIN AND
BLOOD DISEASES.
Consultation til ofllco or by mall frco.
Moilh'inus sent by until or express , securely -
curoly packed. frco from observation.
Guaranteed to euro quickly , snfolv and
pornmnonUy.
NERVOUS DEBILITY.
Spormatorrhcn , seminal looses , night
otnisalotiH , physical decay arising from
indiscretion , excess or indulyeiH'd , pro
ducing sleeplessnessdosnondonuy , pim
ples on tlio faro , aversion to toei ty ,
easily discouraged , luck ol confidence ,
dullunlit for study or bu.sliicssiind finds
life a burden , safely , permanently and
privately cured. Consult Dr. Belts &
Bolts , 1 KID Duiiu'las direct.
BLOOD AND SKIN DISKASKS.
Syphilis , a discaio most horrib o in
its rosuKs. completely eradicated witli-
oul the aid of mercury ; scrofula erysi
pelas , fever tores , blotches , ulcers ,
p.iuis in the head and bones , syphilitic
sore throut , mouth and touirue , catarrh ,
etc , pcrmaiiontly cured where others
have failed.
KIDNFA' , URTXAUV ANDBLADDKU
Complaints , painful , dillicit't ' , too fre
quent , buriiiuir or bloody urine , urine
hicrli I'o'orod ' or with milky -odimoaton
standing , weal ; back , gonorrhoeagluit ,
eysUtcs. promptly and safely cured.
Charges reasonable.
DRS. BKTTS & BEITS' case book
shows that they Imvo been consulted by
8,01- persons , residents in Denver and
adjoining towns and states , during tlio
past twelve months , 7,7SiJ of whom took
treatment ; o-lil ( have reported them
selves cntod , L' , SI have been greatly
bcnollllcd and are now under treat
ment , 2 > ropoit no improvement , ? claim
to bo worse , and fi out of tlio 7,782 are
dead. This is the record of Drs. Bctts
& Bells' practice for the last twelve
months in Denver- locurd of which
they have just cause to bo proud.
MIDDLE-AGfil ) MKN
Do you loolc out on lifo's highway iind
see a scared and tuinoil paat , forward lei
i future aimlcbs and oofooblod , and lo
llio silent tomb your Imppy roleii o ?
Are your Kidneys , Stomach , Urinury
Organs , Live:1 : or Blood in a disordered
coiulitionV Have you carried marital
rclat ous lo excess , leaving1 you wualc ,
nervous and douililntodV
OH , MEN1
[ f you need hoi ] ) , delay no longer. "Ilo
who husilatos is lost. " Now ia Iho gold
en moment to * eec ! for health. Speedy ,
satisfactory , safe and pcriniinont cured
juaranteod. Address
DRS. DlilTS & BUTTS ,
1409 DOUGLAS ST. , OMAHA , NEB.
annum. So that upon each ? 100 borrowed ,
: ho borrower shall pay monthly :
Dues on stock ? . (50 (
Interest " 0
I'romium BO
Total $1.0U
And these amounts snail bo paid until such
time as the .10 cents par mouth duos on
stock (10 ( cents of tholio cents is confiscated
for expanse ) , tosjoltier with profits , equal
Slot ) . Lot the borrower meet with mis
fortune aim bo nnablo lo meet the monthly
li.iymuatb , ho will ba usbosacil H ) cents ; that
is , ho bhidl pay inlerest at the rate ot r , " ) per
cent per annum on all sums in arrears , and If
misfortune's hand is not Lifted for tbreo
months , it shall bo the duty of the general
ittornoy to proceed without itoluy to enforce
the payment of the lull indebtedness. " I
quote froai the articles of association.
Now then , tins monthly payment of Jl.liO
per month foreiuh 8100 borroweu can only
cease upon the nmtutity of Ihosharapledged
dotiK with the mortsau'o upon iho property
ns security for the loan. Vou have , doubt"
ess , been led to believe , by c.uitlutisly
guarded expressions , that sdnras will mature
in olihtears with -slione prospect of an
earlier maturity. It , is misrepresentation ,
but Is , probibly , so icnardodly done that no
ono financially responsible can be hold liable.
I'lio shares could not mature in that period ,
assessed ns they are s > o enormously for ox-
IKMISOS , If every investment made was sound
ind safe.
And now as to the investments of
those national associations. The security
, -ou offer is doub'.um ample for the loan you
iesiru to obtaiii. Yon liono.slly intend to pay
your interest and premium charges , and the
iruicipal ot the loan necoi'd'un lo iho plan
u-oposed , and in iho main iho same is true of
ubor applicants for loans In Nebra.slta.
Mobrasku burruwers stand ready to secure
ho p.i.v monl of overv dollar tnoy wish to
borrow Hut is It universally luiol And , U ' :
lot , what are the safeguard- , against the I
mposltioa of swindlers adopted by these I
lationalsl The association repertA as oporI | I
iluitf In ulghioon dlfforent htatci , largely In
he sonthoiT. status. Their business Is doao
) > agents solicillnu' mombur hlp at so much '
\ hharo placed. If they are able to piaco
.wonty . buuriii bv secnrini ; for the taker a !
oan to the full limitof thu shares aubscnUod ,
hey have no other interest or incentive thane
o so represent thasuourttios olTuroa that the
ipplicallon for the loan will be nocoplod by
ho oflluin-s la Ne\v York. It is not tlm
iKonts loss If Ihe loan lurns out bad , noiluor
s It tlio loss of tlio Jllor.s. ) The sUe ot tlm
'expense fund" is measured by the number
) f aliarei Ibsuod aiul'p lid upon ; the pain * of
the a 'uni are measuri'd by the sh.iros ho can
sell , and neither is ro poiHiblo for the
outcome.Vhu.so loss is 111 It falls
ipun tao honest member who strives
vllh riL'id I'conomvT lo save enough from
nonthly wa os to'nnoettho Uuo3. Intoiesl.
mil premium ; and hut a .small per canln o of
baa loans h siilllcloiit to prolong induituiiely
the mainritv of his. shares , -ind extensive
osses would lend to wiM | out nil tie had pai I
la for VCIIM in expectation of I'lu.inni ; hl-s
ho.no , and yet thu mortiraKo would renrim '
for iho full Indebtedness , to bo forei < looil | I
when tlio llnal orash came with an expose of
the insid aft'air.s of the association.
As to Uiu.ie asaoclullononiis'lnn In castI I
orn capital , there is nnUiintf in H. It Is Mfo I
to assort that every dollar loaned nn prop- I
urty In Nebrasua bv a natiu , nl building' and
and loan association ts collected from sham ! I I
hoidjis in No. rasia. It cullects from o.io i
man to loan to another and in tlio inimfur '
tlio nnli lit put' cent fur handltni ; Iho deal. I
In every Insiiuico I have had to iavuntiirato I
their opuralions 11 Ii conclusivolv shown that
tlioy have taXuh out much uuro la inlaliatinn
fcuj , duos , loan fo s. lines , lnuiro i and
premium luan is Jisbur ed in thu slatu.
They uro parasitical , they take much and
conlnUutu notmiiK. In o le Instiuuo iho r
ouolts of a bank lu an tniir.'ir cilv of iho |
stale showed local recjiiits ot a National us-
suciallon lo boon from fVw lo J iOJ pur month j
for upwards of tUroo years. Nut ouo-tuiril of I
Medical and Surgical Institute ,
1409 Douglas Street , - - Omaha , Neb.
FOR THE TREATMENT OF ALL
Cliroiiic , lorvons , Special and Surgical
DISRASR ©
> AND DISEASES OF WOMEN.
Drs. Bctts As Bolts ure the oldest , most experienced nod widely
known specialists in tlio United S ntos in th ' iroutrnent oT Chronic
nnd Surgical Diseases. Our Extensive American nnd European
Hospital , military and private experience , should entitle us to your
confidence as the most skilllul Specialists in the country.
tftflnclose a stamp in all letters asking questions and desiring nn
answer. This Is no little item to us nt the end of n your , consider
ing tlint thousands of letters have to be answered every month.
Our success In ihese specialties is universally acknowloded , and
our diplomas can be seen at our ofl'ice at nil times.
DRS. BIiTTS & BEITS , Hj9 , Douglas Street , Omaha , Neb.
A Cine Onnriinti'ed In ALL
all east's ' of
Private and Skin
Diseases
01' ' '
All cllsoidurs of the
Men and Woii2i ! ! Sue-
H/K / ll Treated.
l/ots .Manhood , Nerv
ous 'ind I'liviral llo'ill- '
CUBED Itv. K\liansieil Vitality ,
1'r. . nritiiic I ) ee I I n e ,
And Viuiliood and Kn- \\Vultiiess In Women ,
and all funrliun.il ile-
i aiu'enicnibat ( le ult
from youthful follies or
CONSULTATION FKM excess In nfu-r y < aiN.
All eoinnuin c.illons
and con1 eis alous ; > a-
eiodly confidential.
A Fiimlly : Talk Costs ii av-w TDIP'P ' "
.
a A SURE CURE
Gipiraiiti'i1 > pciin.'in-
I'lit , icinovnl
dire COMI-
The aw ui ofTenf,3 of Enrlr Vice , jilulr. Wjtliiitit cul tin , : .
I'austlu or illl.itiit.on.
whioi
br nR3 organ \vonkiosd ,
Ciin-s ulhli'd al homo
do jtTyingr both nd and body
in , by iiuliint. uilhoiil u
PILES \\lti all its dreadful ills , psrrna- itnicnt' p.Lln or : tn-
nont'.y ' cured. noyan ( . A uomli-i ful
ii'iiu'Jy \vhlcli in-vi'i *
fiiN : , unit : iNo I'liirs : iil
Fistula anlllcclal : Ul DRS. BETTS lliin. i'h.ir.'t s and ln.Ui-
cers Cured. Address the o who have impaired
. t.iomeolvas by i > npr per imiul- We Successfully Tie it
No icnlfo used. No pain cfoncoa a'd s lit ry ' nbits , whic >
or dulL'til IUH from nnsl- ruin both bo.1y and mi , d , t.nfl tinjj Woiiiiiu anl Her
noii. Ctuu Ktiiir.i thorn 'or bu inoss , study a-id m r-
Consultation fiuo. I'MRO. Diseases.
MARRIED MEN cr the = o ont ° r-
rivcry I'onipl'ilnt Inc'l-
g O i that happllfo , aware of dcnt to fi'innli'S at tin )
If IVPCUII nototiioyon physical uob llty , quickly assisted dawning of uoiiianhooil.
o Hill fr.uiMy lull the a'U oT maternity ,
yuu
OUR SUCCESS ami L'lian 'o ot life , fu-
malu wcakm s. prolap
sus uli'ri , nlcc'ial Inn ,
Is ba od upon fact . First Frno i- lo iciiirlicr'.i. alh'i lions
al oxporionoSooond Every > f niul lir t and liladdur ,
BYDROCELG AND OIPO i-i ospcciallstu iiocl , thu = Dalns fnl or In lhc > hai'lc. sol p.iln-
siippit mens
star ins nr.ght. Tliird MoJicincs
? trua 11 < > n. Ticatmcnt
VARIC02ELE ire p-oparo 1 in our la eatery \\arianltd to pi-oilueu
\iL'oti'd | lusu ts. Ad-
to ouit ch
exactly or cas0 , thus of-
\ U'o fice. uuatiUtiutlal
PriimiiLMiily cuiod. rocting cuivs without njuiy. uul lell.ililu.
ADDRESS OR CALL ON
Office Hours 8 a. m. to 8 p. m. Sundays 1O a. m. to 1 p. m.
that inonoy 1ms boon disbursed In loans la
thu locality. After about two yours from
tlio beglnnnifr of opcr.itions , InloroUoil pir-
tius boKl" : un investigation of thu plan of the
association nnd ns n rosull ltie.ru is not
twenty shares of its stock loft In the city to
day , riio mombor.s got out the best ihoy
cuulil , look little or nothing nnd baluncud
llicir account with oxporlonco.
Coiibldorablo nnfavorablo comment bas oc-
curreil iiinoni : the mtuiostcd .iKunit > of Ihoso
associations boc.uioo of the delay in p.issins
upon application * lllcu by nationals for cor
tillcatos of approval ,
The law under which Iho boards nets was
npprovoii April -I , Iblll , with an oinoiveiiiiv
clause. Fully n score ot nationals from all
ovur the country came clamoring for admis
sion. Many illud tlioir papers as rccinired by
the act , hut gave no hcud to tin ) .section re
quiring ; the suspension of busino < s until It
became the holder of n valid certlllc.ito of
approval , Consluoralilo Indiguailnii has bean'
expressed whenever tliov liavo been admonished
ished by the citation of section I'.l of the
net which pruisrltMM a heavy line ami im-
prisoninont for sollrliliiir without a cortitl-
cato. The business was onliroly new to Iho
members of Iho board. They hesitated tenet
net upon applications until such time as a
full investigation of tbo purples and ob-
jccta ot these associations would enable them
to intelligently pass upon the merits of the
various plans and moibuds us shown by tlio
applications of itinerant associations. The
labor of investigation has at last , hiillU'ieiUly
progressed to unable disposition of the appli
cations of the forolgn associations in the
order in which they were Illlod with furlher
delay , nnd aiunts will be held to a strict ac
counting with the law.
That this foroKolnu statoinonts may not bo
interpreted and applied to building and loan
associations In gununil , 1 ask your further
altuiitinii lo a lew remarks In rafortmco to
associations orijani/.ed locally and restrioieil
In their operations to single localities.
In huppy contrast , is the conclusions
reached , nlltir prolonged Invoslignllon , us to
the inurlts of this cl iss of assocatlons us
compared with the nationals.
Associations organi/.ed In conformity with
the lalo act and conllning tljoir op'rations to
bo'iio localltios will unijiieillonably result In
great bcnellt to communitlo- liumusoiiUoM ,
noa-inunthly , wages and to small investors.
To secure from the board authority to op.-r-
u to , the plan must be a purely
mutual one ; there must bj no con
stitutional or by-law provision for
forfeiture of u member's share in the nssels
of lliu association under any cirunmstuncas ,
uflor having paid his duos for llireo months.
If misfortune overtakes the meuilior and lie
gets in arrears , for a pe-iod not U'si tlmii
three months nor moro limn twelve , the
amount paid late Iho association plus somu
rate of interest and minus line * linpoiud sh ill
bo placed on tlio luolu of the association to
tlio credit of the iii'imuur subject to tils order
No greater rates of llnoi stnll no liiipo < od tor
oeliiuiuant prtymunts than Is approximately
Hinlleient to riiiinbiiisi ) the association for thu
IIHS of inco no bccauso of the dues , ole , of
tbo diillnipiont member not bolng promptly
furnlshotl lur iii/oiiment lurnnrotlt. If the .
|
member bo borrower wluuu Individual In-
rO'iuiro tlio lilting of Ills uobts bufuro I
thu maturity of his shares the organic Inwj !
of HIP associaiion must contain provisions j i I
for the rnpaymunt of the loan , the orotlitins :
linn-eon of' the withdrawal vitiuo of his
pledged shams and the rob.itliu' of Iho un-
onrnod premium llit for iho limn. In fact It
shall tD the aim of the dopartmonl to admin-
Isicr thu law to the i-iul that all local associa-
Mans within its jurisdiction nball oiiultnbly
provide for all o'assos ' of inonibtjr.s. Tlio bis-
itof Is to - prevalent that the benullts to bo
derived from these associations do and should
accrue to the monioers who may with It to
tno in itnittv of their shares ; that tha mem
ber who withdraws before that limo should
bu .xiiiiielled | to surrnnder apart or tto whole
of his ur her piu rata iharu of mo ussuriniiou
assets 11 will Oo Iho offurl uf tlio Uo < < url-
mi'ui lo exc-m lo all such features frum me
law of ussocmUous sooUing auiUurit to oper
ate under Iho act of April I last. The co , a i-
tiition nnd hv-luws ol bnllduig and loan a.s < -
cintlons should bo framed to lavi'o ' tlio sux-
ings deposits of wngo wornors with Ihe i'-
suranco that tlioy can bo wtlidrawii uithlii
certain limits and upon proper no ; co ,
and that the proportion of pn His
earned by Iheir capital while
in tlio association will bo paid to them in on
withdrawal. In our larger cities these asso
ciations sliOiild bu In opjrallon up m a .scale
anil scope resembling co-operalivu banks. If
carefully and economically muaage I and the
interests of thu as lactation guarded by ovur.v
member HI his way , the.ro Is no oilier inruiis
so secure and profitable for Iho .saving and
Investment of smalt lixod sums periodically ,
and certainly there is no belter wa.lor . iho
salaried man to aciuire [ a homestead than to
bacumo a borrower from bis bom" associa
tion. Its affaiis < ire open to inspection nnd
of the s.ifoty of Its Invcslmunls any one is
enabled to judgu fur himself by making nn
examination of Iho mortgaged properties.
Thu expense of managnmenl is the minimum.
It should never exceed I ! pur cent per annum
of the active capital , and tlio m.ijoritv of as-
soci ilions uro oper.ilud ut an expense con
siderably 1'jis th in this. Tlio stitu depart
monl of binking will annually mi or Iho
law make an exhaustive examination of the
accounts o' ' all state associations , oxumino
critically all ovpendltnres , and report in
writlng'to Iho ttirectora , and tliroiili ! them
to all members of thu us loehilion nil matters
tonnd not to be in strict .UN ord with the mu
tual interests of member ) . Yours truly ,
\V. S. ( lAiinru , examiner.
PRIVATE DISEASES.
li m.irrhiDi..Ill . ' r HtilKurt' HyiilillM l.nil M in
IHIIM ! un I nil In- r I ! . > ! tlio Sm.i il'i.i ' ; n < M > | II
'UI-l'i l- Illll I III'llIU Illll' KIM I II II ' ( fill II J I I I
unly Ur \i'.ri | w' mii'i'iini la Itr * irt.tiiiiitnt ur
I'rlvuto IH oti i tiai nuvur hi'iui iiiiitil | > l II i > u
nnil tiliculnr * ruKB 1'roat nf'nl b ) i < ur i i'"ii ' limcii
Olnue , I'll . au 4 l''aruiin * it < . , Oiaalia , Nub
Unirunro'in ' oltlui truet.
Lo Ji.o'i PorioUloftl PillH.
This I r 'in i lent > 'lt itcta ilimi tl ) Un | n Hid ci'iiMrn
tlruiirHins nm } i uri'4 uiu | | * Inn of ( hi * liiinn *
IJ"il'n.'i r > i in I c-ni l/ in ' I" I ili.nil'l not 119
U l"l llllll I- Illi' llill > I' ' b u 1 ill ItVllK Hill UlU
p itillu upp t'"l I' } * t ' iitiiiliil llriu ' u > ' " 1 lH ( |
lOMr nvn
\V nnl On nmr i I'IK Pri'iii li fl
li. IM..I ) CALTHO3 ft , an I a f |
I .1 tu trtinK1' ' 'hat' ' AI N K will
M III * lllM-hurcr * A I nil liin ,
< I Itt Hp , rniiil.irrliuurlruitto
iiu.t III.s HI If I l 4t MCur.
/ / / u t fav i/ < -at * / .
l i , . . yCN MOHUCO. ,
1409 Douglas St.
On.ia.liaL , Nob.
PTTrriPppiMTr T v frnP A rP fcv
SUCCESSUJLLYfREAi
Nervous Disoasss , -
Sexual Diseases ,
URINARY TROUBLES ,
and Liver Diseases ,
Head and Tliroal Troubles
-AND-
CATARRH
Treated With Success.
Prii/ate / Diseases ,
It is tlio duty of every honorable i > hyaji
iuian to do till ho can to relieve human
yulTurinrmidwhilo ; sucli diseases exist ,
wo ( loutn it our duty to minister lo their
alleviation and euro without qitoslion-
iny : tlio degree of doj.favity which has
brought on the trouble. Many mou
and women of uuio nnniln , who have
never parted from Iho paths of virluo.
have iiiiuoiioiously contrauled diseases
wliicli , booner or later , will sap tlio
springs of life or lay the foim-lation for
a miserable old ago , iinlosi chet'kod and
cured. Ifaving had a largo cxpurioiico
in tills class of diseases , wo can , In till
sincerity , assure the alllieted Hint under
our method of trratmonl rapid cures
are ulTcctod in Iho worst conceivable
cnsos in u short time and at n rouson-
a ilo oxponso. Uoinonibcr that the only
danger comes from neglect or attempt
ing lo cure yournolfliy using prescrip
tions that have piovud successful in
cui ing your friends. Do nol , therefore ,
wiifato time and complicate the dill'culty '
nor lot false modesty deter yon from at
once applying lo us , either in person or
by letler. . Slriet conlhluiico will bo ob-
nerved iind exposure \\ill never como at
our hands. _ j
MOORE'S X
For Diseases of tlio Liver UBO Mooro'fl
Tree of Ijlfo.
i' ' or Iho UIood , use Moore's Tree of
Lifo.
For C'atarrli use Mooro's Trco of Lifo
Cattirrli ( 'uro.
Mooru's Trou Of lilfo , it poiltlvo cum tot Klitn r
nn I IUor < airi.il lint uti't nil l > 011 'llcnin. . lee < II
pity to su fur wliun yuu cm uro I / uiliu Mouru'J
Tiuouf Iif. ) . InuUroit l.lfj Itu iiulr'
c. ' / . rm.ix I.DI K u i ) ' i oimviAi ,
( IIKAM , tilt IIACK'VI , lllillllllll : ,
II , 1 nil ) l * , l-l- * ! (
n ri lift * liufrliiuiil skill
i 1 ot ry hi , tulafi ou
. l uiil > , clia ! > '
'
( , [ . .il - of 19
ml la no
rf u. . . .nl.H
lu lu.ui U | | in- (
lllj n.n.lu . Ai.r.l |
no r < Hnl < ifi II uf
tllniliu n n u. 1'r ' IM
A. bmyfcr luilil lu a
,
Ihlilll II .I'KINH , I'M i'r 17Hi il ijiintlt NY
. ; .cc'Ull . f
, i _ _ . low nun.
nj tn , , itbi j i iu . r lieltani ! fcglial
ity TiikLYMsCHlWirn To in ri" unimeoUlnis U lu
? > llO l' ' " " ' " ' ' "
inn tli..an . ult uf ou < ut llin notlt kin J tint iillona
vtanil Kli4 < iotKi.ncurui ) , luilMMlHrittrunnItiayfattU
in LI. BIS. > < jr , Hut I will unit TWO liOTTLn ruzr.nUli
V\I I Alll.l' TUKA'IIHIJ on ttni dl i > atonriuf.
lcr r uuHilli uilmalb lrI. iire | * od I'.U , adilrou ,
T. A. blucum , fll. V. , 181 I'curl Ut. , N , V.
