v 4 - - THE BEE: 0MAHA TUESDAY SEPTEMBER 21, 1M.U. if ' , -, .... i 1 ., : . . . J -, V. : i . . . , . , , . . . . (Country's 3 a V J :! t 1... IS- feat k ihe Industrial ? HI m m -r w t ' , S Political ? Agricultural? t Financial 5 J m ! i ? J 1 ! I I J 1 r r r j F-" , r- n t t Why this datavas gathered The Board of Directors of the Fidelity and Deposit Company desired for con lideration at its meeting September 20, 1920, the latest and most authentic information as to fundamental condi tions and attitudes of mind affecting the welfare of the country in four re spects industrial, agricultural, .finan cial and political. Realizing the value of this knowledge to all thinking men and women, the Company, in line with its desire to SERVE, prints a digest of this information here. 1 How it was procured To procure this information reliably, the Fidelity and Deposit Company submitted these 32 questions to 900 representatives, especially selected with regard to geographical distribution .from its Field Service of 7000 Repre sentatives. These 900 business men were instructed to interview at once bankers, merchants and professional Sen, farmers, industrial leaders, and so the Chambers of ..Commerce in their territories,-and to ' telegraph the ' Company a consensus of all, the views gathered. These telegram were then analyzed and the results tabulated on :. September 15, 1920. The final answers therefore reflect many thousands of', the best minds 'of the nation and geo-' graphically represent every part of the Union. i ' !A word of explanation As majority opinions and majority con ditions do not always run the same in different parts of the country, the Fidelity and Deposit Company has divided this information under nine geographies! heads. It is felt that this' adds both value and interest to the replies. , ' . Hon. Franklin K. Lane's interpretation ! The full text of Mr. Lane's interpreta tion of these conditions, together with the analysis here presented, may be had on application to the Fidelity and Deposit Company at Baltimore. - New England Division Include J Main Vermont RHBda Island . Ntw Hampshire Massachusetts . Connecticut ' , . POPULATION. 8,000.000 (ESTIMATED) Mlddl Atlantic Division Includes i ' Kw York New Jersey Pennsylvania POPULATION. 33 000.000 (ESTIMATED) East North Central Division Includes! Ohto ' minds Wisconsin Indiana " Michigan POPULATION. SO.80O.000 (ESTIMATED) West North Central Division includsi Minnesota Missouri Nebraska Iowa North Dakota South Dakota Kansas POPULATION. 13.000.000 (ESTIMATED) ' . South Atlantic Division Include Maryland Virginia . South Carolina , Delaware West Virginia Georgia Dtstrkt of Columbia North Carolina Florida POPULATION. 14,000,000 (ESTIMATED) East Soutli Central Division fatcludeai Kentucky -Tennessee Mississippi Alabama POPULATION. O.SO0.000 (ESTIMATED) ' Wwt South Central, Division include i ' Arkansas Louisiana ' . Texas ' Oklahoma ... POPULATION, 11.000,000 (ESTIMATED) 1 Mountain Division includesi v Idaho -Colorado Utah Wyoming New Mexico Nevada Montana Artoona , POPULATION. S.500400 (ESTIMATED) ' - . Pacific D'vision Include! ' Washington California Oregon POPUIATIOK. S40O400 (ESTDXATED) . ' " - ,..-. V - i ' . ' . . . i V-'. FIDELITY OF MARYLAND TJERE are the answers' to 32 fundamental questions every business man is asking to-day. The Hon. Franklin K. Lane, former Secretary of the Interior, who examined this data, has written: "I have never before seen so interesting a picture of the condition of the . cr,ire country as 'that presented in the THE INFORMATION GIVEN IN THIS SURVEY WAS NoJ INDUSTRIAL QUESTIONS. I JgSSj. Wg,gg . ABc &SSfr "V. Mountain I Fad,' . i Are building operations in your terri- y ;. v tory increasing or decreasing at this ;" time?' Increasing Decreasing Decreasing Decreasing Increasing Increasing Increasing Dtcreasfag Increasing 2 In what classes of the following build- s . tags is the greatest activity manifest? Low priced- (a) Warehouses and factories (b) , Warehouses Low priced . dwellings Warehouses Low priced Low priced Low priced Low priced Office buildings and stores (c) Low Warehouses Factories dwellings High grade Factories dwellings dwellings dwellings, dwellings , priced dwellings (d) High grade Factories Low priced Warehouses dwellings Low priced Warehouses Office buildings Office buildings Warehouse dwellings and apartments. Stores dwellings Factories Apartments dwellings Factories Store Stores Factories 3 What is the extent of the increase in N. the cost of labor over 1919? 10 to 50 20 to 40 10 to 40 10 to 50 10 to 50 5 to 40 20 to 50 5 to 30 10 to 30 4 Is labor increasing in productivity per inan? No No Slightly No No No No No Ye 5 Is there a shortage of labor? No W yes No No Slight No No No No " 6 Is there evidence of unemployment? No Slight No No No No ' No No No 7 How do the wholesalers and retailers v regard the prospects for fall and ' . winter? Good Uncertain ' Fair to good Good v Good Good Oood Fair to good Good g Are manufacturing plants well filled Yes, but some , " with orders? ; cancellations Yes - Yes . Yes Yes Ye No Yes Ye 9 Is there a shortage of raw materials , v sufficient to curtail production? No No No No , ' ' "' No " No No No No 1Q Is there a shortage of coal? Yes Yen Yes Yes Slight Yes Yes No No H Is the shortage of freight cars being i , i substantially reduced? ' Yes Yes Yes Yes ' Yes ' ; Slightly Slightly Yes slightly ' Yea 12 Are general transportation conditions , traproVing? Yes Yes Yes Yes Yes Ye Ye Yes Ye ' 13 Are industrial concerns carrying large amounts of customers' paper? Yes No Yes Yes Yes Normal No Normal No 14 Are industrial concerns discounting . . . - ' - t 1 their bUls? . Yes, Yes Yes Yes Yes -- Yes No Yes Ye 15 What ia the sentiment regarding Govt . . - ownership of railroads? Opposed 1 Opposed Opposed Opposed Opposed Opposed Opposed Opposed Opposed jg What is the sentiment regarding general - cooperative movements? Opposed ' Favorable Divided Favorable Favorable Favorable Favorable Divided Opposed .PDintiTiiDii ranreTinwd New Middle ( East North West North South East South Weat South Mountala p.-ic. AGRICULTURAL QUESTIONS. England Atlantic Central Central Atlantic Central Central Mountain Pacific i i .. i - . -- . 17 What are the general conditions of ths fassers in your territory? Prtsperom Gcc Good Good Good Oood ' Oood Oood Good lg Are they well supplied with funds as . r . Yes, but f the resu-t of th sale of this sesaon's . 4 ' large crops . crops? Yes Yes ' Yes .'- " ' Crops unsold Yes Yes Ye unsold Ye " 13 What is the sentiment regarding farme.' t - Growing ' co-operative movemts? Favorable Favorable Favorable Favorable Favorable Favorable Favorable Favorable favorably 5T What i tnj gw-?l ei.t of the recent Sl. N , sect except y - fa!!?5a " N drip in srain prices? 1 No effect No effect to withhold w(n. No effect No effect No effect ' No effect . op ' No effect rtMini ntweiANs New Middle fiast North West North South East South kWat South M...t.i pela FIf'A?iCIAL QUESTIONS. England .Atlantic Central 'Central Atlantic Central Central Mountain raclSo 21 Do the banks appear to have funds to ' . lend and at what rates of interest? Yes 4 to 8 , Yes 6 to 8 Yes 6 to 8 Yes to 8 Yes 6 to 8 Yes to 8 Yes 8 to 10 Yes 8 to 12 Ye S to 10 22 Are the banks well loaard uo? Yes Yes Yes Yea Ye Yen Yes Yes Yes 23 Over a six months' period have deposits ' ' V :-.. . ' in the banks increased or decreased? Increased Increased Increased Increased Stationary Stationary Increased Decreased Increased 24 Have the number of corporation ac- ' Normal' io in- . , counts increased or decreased? Stationary Increased Stationary crease Stationary Increased Increased Stationary Stationary 25 Have the number of individual saving . , ' accounts increased or decreased? Increased Increased Ine.eitKt Increased Increased Increaaed Increased Increased Increased '.8 If the senttewt is against the excess ' 1 - Opinion divided . : Slight indina profits tax, wnat . substitute is pre- Various , on sales No substitute No substitute hlStlJJ toward fetred? ' Sales tan Sales tax Sales tax , substitutes tax' " offered Tffered demlnstlng sales tax . 27 What is the sentiment . regarding the '.., n;.ioJ sales tax? ' ' Favorable Favyab'.t ' Favorable " Divided Divided Divided Divided , Uiviaeq Divided 28 Have checks, payment of which is pro- v " tested by the banks Jl your territory, '' ' ).,. V ' 1 been greater in number during the ,1 . . '-. last year than theretofore? (The ; Not vies Public who do a bank busi- ' 1 V" ' ness can give information on this . -. I1 1 h t subject.) No No No (No " No ' No j 0 ?Jo No No 1 29 Do the bankers attribute the in- ' . crease in protested checks, if any, to . 4 . ' ' . .1 .' fxtravaitance and over-Jtuying? No ' No No No ' ' No No' No ' No No POLITICAL QUESTIONS. AS fe67aa. I Wg Mountain P-cifi. 30 List in the order of their relative ,im- N , ' ' portance which of the following con- . . , ' - . " 1 ' ditions will influence the voters of your , . 1 ' ' territory in casting their vote for ' - J .President?''-' ' ) ' .4 (a) Foreign relations Second Fifth Second ' l?eson4 Fourth First Second Fourth Fourth i (b) Industrial questions Fifth . Third fo-ith Third Second Third Second Second l Prohibition..'. Sixth Fourth Sixth s . v . Fourth , Sixth (d) High cost of living Third Second v Fifth 'fuM Wp" Third . First Third (e) Taxation Fourth Third Foajsi v l-oni! Fifth . Third Fifth . (f ) Dissatisfaction with present Ad- I ' ministration. '. First First First bit. , riTtt. Seventh Fourth First First (g) Railroad policy of present Ad- f J ministration..,,...;.. Eighth Seventh Seventh Sir. Sixth. . , . Eighth (h) Radical movements..; Seventh , Eijfith, iMfcata ' 1 g Eighth Seventh (i) Any other factors' which you . I - believe will bear upon the question.. ' , ' . - ' 1 1 11 1 31 How will your territory go? - , Rroublka but (a) Presidential election Republican Republican RepubVcsi Beput&rus Demoaatic Democratic Democratic rwwiderablt Dom- Republican (b) All other offices to be filled at this . ' . , , ' - , watts ana . election within your territory . Republican Republican Repub.i-an publlcan Dcmnctt.tle Democratic Democratic Republican 32 Us there general sentiment that the " . . Republican, bp V nnt -Jit s, . Rn,iKlirn nr n no. I ' ' Democntla with DemTl3, but DemoersMe, with cowldwsble Dem--ynext WUl De aKepUDUcan or Demo- ' L ,; n ',. oor,l-Tbf Se- .entlmenritronglr UUto BepubUcsn oortlo -id oubt- cratie Admmistrstion? - Republican iTcbucan , 1 Republican Republican pub. -can wmttmnt divided eentlmens Ifu) KepunHcan THIS CHART IS COPYRIGHTED BY THE V. AND Resources Fidelity and Surety Bonds and Burglary Insurance HARRY S. BYRNE, Resident Manager 1 : i f . A City National Bank Building, Oniaha . ' REPRESENTATIVES EVERYWHERE f analysis of 0it telegraphic replies to the com prehensive questionnaire . issued by the Fidelity and Deposit ;jGpmpany of Maryland. It is valuable particularly because of the character of the merwho have made the in vestigation and its wide extent into all parts of the country." A OBTAINED BY THE FIDELITY AND DEPOSIT COMPANY. In DEGREE OF ACCURACY. , ' FIDELITY AND DEPOSIT COMPANY OF MARYLAND UPON APPLICATION. Over $12,000,000 V . v . tf.: ' '. DEP0SIT ,4 : THE UTMOST CARE WAS OBSERVED TO INSURE A HIGH ' i Copyright, MM. FlaeUty and Dspwrtt Co. REPRODUCTION PRIVILEGES WILL BE GRANTED COMPANY BALTIMORE J J I