STfiDVfiTlfl&! HAS
vininniiuii unv
MADE RUSSIANS
Tncril AL UtrtUli
;.....
Strain of Hardships Makes
Russ Nation Lose Its
-Mental Balance,
M ... .1 '
jays wruer.
t London. June 28. (By The Asso
ciated Press.) Physically normal
persons no longer are to be found in
Fetrograd nor in all Russia, says T.
Hessen, a well-known Moscow
journalist and member of the second
duma. who has arrived in Copenhag
en after a long: stay in Petrograd.
The mental state produced by star
vation, disease and nervous strain,
he says, forces Russians to lose their
mental balance.
"Their mental condition so
changes their appearance that often
one cannot recognize one's nearest
friend. I remember the impression
I had when I met the well-known
lawyer, Rajeffski. At first I did not
recognize him. Soon afterward I
learned that he had hanged himself.
''Similar things happen daily. I
think it is to be wondered that such
suicides do not become general. In
all the streets one meets still well
dressed people, men and women,
begging. There they stand, some
-of them with their heads down,
dumb as if turned to. stone; other
loneiessiy repeating, u am dying.
Give me something to eat.'
"Even if one has sufficient money
to pay the enormous prices one may
make acquaintance with starvation,
wrote Mr. Hessen to the Copenhag
en Politiken. "One has to get hold
of a seller and persuade him to sell
by treating him to some coffee, giv
ing him the place of honor and so
on. Money does not tempt him. He
can always get money. He needs it
only in order to continue his trade,
or to buy luxuries such as sable fur
coats, gold ornaments or gems. It
is not the , seller who looks for a
buyer, but just the contrary.
'.'Not rarely mothers are seen
(who have left at home their un
derfed sick children) pleading with
a milkwoman to yield up half a
bottle of milk at quite a shameless
sum and it may happen that the
milkwoman suddenly becomes ca
pricious and does not even answer
the unhappy client.
"Add to this terrible typhus and
smallpox epidemics, against which
there is not the slightest possibility
of protection. Remarkably enough
the cholera epidemic that flourished
last summer ceased suddenly as if
by a whim of nature. But now the
tvohus and smallnox eoidemics are
devoloping more and more seriously.
The government has no means t3
check them. The government can
not even procure wood enough for
coffins nor transport to the ceme
teries. The survivors must wait
day before they can bury the dead.
"It is obvious that people under
uch conditions, with such super
human efforts of energy demanded
of them cannot continue to keep
their mental balance."
United War Veterans to
Have 4,000,000 Members
St Louis, Mb., June 28. Lieut.
Col. Eric F. Wood, secretary of the
temporary committee of the Amer
ican Legion of the United War
Veterans' association, has completed
plans for the national caucus of the
war veterans to arrange for a con
, vention to be held here. The caucus
will convene May 8 and adjourn
May 10.
Twelve hundred delegates are ex
pected to attend the caucus when
: arrangements will be made for the
. formation of an organization whose
contemplated membership totals
more than 4,000,000. Lieut. Col.
Theodore Roosevelt and Lieut. Col.
Bennett C. Clark will be chairmen
of the meeting.
Seas Aid Library to Make
"Ma" Holmes Doubly Happy
Her Husband and Son Are Snatched From the Jaws of
Death and She Realizes Her Life's Dream Plenty
of Books.
New York, June 23. AH daylong
Ma Holmes sent in the front parlor
of her cottage and looked out to sea.
Fifty yards away the waves hurled
themselves furiously upon fringe of
ugly rocks. Lifting her eyes to the
horizon, Ma Holmes watched the
whitecaps snatch at the sky. Fear
ctme into her heart, for somewhere
there on the restless deep a frail
craft scudded under bare poles, and
in that craft were Ma Holmes' hus
band and son.
Night came and with it rain. Ma
Holmes lighted an oil lamp and
placed it in the window. Then
throwing a sou'wester over her head
she ran out, and for an hour she
passed from house to house, stop
ping only for a moment at each cot
tage, but in that moment giving
comfort and good cheer to other wo
men who, like herself, waited for
their men.
Men Came Home.
At last Ma Holmes reached her
house again. The wind has ceased
to howl, and the rain had fallen
away to a quiet drizzle. Her men
should have come home yester-dayl
Were they safe or had the sea called
iier children for all time? Ma
Holmes did not know and could but
wait. Through the long hours of
the night she sat beside the lighted
lamp. Her fears tomented her. If
only she had something to read:
something to occupy her mind I but
in Ma Holmes's cottage was no
book. And indeed, if at any time this
little island off the coast of Maine
had been forced to "render unto
Caesar the things that were Cae
sar's" it could not have produced
more than six books.
So, with "midnight in her heart,"
Ma Holmes watched and waited. . .
One o'clock. . . . Two o'clock. . .
Three o'clock. . . . The night
seemed interminable, and Ma
Holmes could but sit in her chair,
with her hands folded in her lap,
and struggle with black thoughts.
At last dawn and the sun and a
quiet day, and by noon the little
ships came sailing in, and women
ran to the shore and waded in to
their waists and met their men, and
mo?t of them forgot their fears. On
ly Ma Holmes did not forget. The
terrors of that night and of many
rights like that before could not so
easily be forgotten, and that sum
mer when visitors chanced upon the
little island and brought with them
books to read, Ma Holmes confided
her wish for books of her own.
Promised Library.
"And you shall have them," said
one to whom Ma Holmes opened
her heart. "You shall have a trav
eling library from the Church Pe
riodical club." Ma Holmes smiled
and forgot the promise with the
passing of the visitors, forgot it un
til there arrived for her a box which
she opened and found to contain
books. What happened then may
best be described by Ma Holmes in
this letter to Miss E. K. Chamber
layne, director of traveling libraries
of the Church Periodicar club.
"That beautiful library landed in
the middle of the kitchen floor after
10 o'clock last night. How can I
thank you enough? There were
books in that library that I have
vanted all my life to read and never
could get. Big son promptly se
lected 'The Sky Pilot," went to bed
and read himself to sleep. Pa fol
lowed his example, with a 'History
of America and Its People,' and still
I sat on the floor and went over
the books one by one. The room
g'ew cold. I roused up to replenish
the fire and put more oil in the
lamp. Then I went back to those
books. At last pa appeared to build
the kitchen fire and asked sternly
why I hadn't come to bed all night.
"You ask me to tell you what we
think of the library and I can't. You
would not believe me, for you can
not know what books mean to the
women here. I thank you for them
and for myself."
And so it came to pass that Ma
Holmes, who never had a book of
her own, came to be a librarian; for
since that day Ma Holmes has taken
care of the library and given out the
books among her neighbors and
seen that they were returned, so
that they might always be in circu
lation. Nor is that all, for the work
Ma Holmes was doing came to the
notice of the bishop of that diocese j
of the Protestant t-piscopal church,
and he visited her island, and as a
result there has been built a com
munity house, so that the keen edge
of loneliness has been taken off the
l;ve3 of these fisher folk.
Campaign Needs Funds.
Now the sending out of traveling
libraries is one important work of
the Church Periodical club. At
present 254 cases of books are tour
ing the country, reaching just such
remote places as the island where
Ma Holmes lives, and It is 'to
strengthen and increase just such
features of its work "that the Pro
testant Episcopal church is conduct
ing the nation-wide campaign.
At present the Church Peridoieal
club is handicapped for lack of
f inds. The nation-wide campaign
hopes to raise those funds and also
tu interest churchmen and women,
so that they may donate libraries
like that which reached Ma Holmes.
Schoolboy, 31, Charges
Vet Called Him Slacker
Portland, Me., June 28. By far the
oddest case heard in the municipal
court here for many years George
A. Emery, an 80-year-old civil war
veteran, was the defendant on the
charge of heckling Charles W. Bar
ker, the 31-year-old junior of the
Gray High school, as a "slacker."
The "schoolboy," who stands six
feet high, accused the old veteran of
continually annoying him by the
stigma whenever and whatever they
chanced to meet.
Mimic Aerial Battle
Proves Too Realistic
Crawfordsville, Ind., June 28.
Aviators from the Rantoul, 111.,
ground school staged a "mimic aer
ial battle" here in the interest of a
campaign for recruits for the flying
service. But the battle was too
realistic for Crawfordsville Masons,
holding initiatory exercises. A fire
extinguisher tore loose from one of
the planes and dropped through the
roof of the Masonic temple.
SCHUYLER MILL
SENDS FLOUR TO
ENTIRE WORLD
Fertility of Nebraska Farms
Advertised by Ideal Product
of Largest Concern In N
. State.
Puritan flour, made in Nebraska's
largest and most complete mill, has
been one of the best publicity agents
that the state has enjoyed. It is a
long cry from the primitive mill
erected in 1870 to the modern mill
ing plant of today, yet the Schuyler
mills still carry the same business
spirit of optimism and progress that
made it possible tor a mm to oe
installed SO years ago.
Then, as now, the men behind the
movement were such ardent believ
ers in the future of the state that
they risked all in a venture which
was the forerunner of today's large
industry. Today the Schuyler mill
is considered by millers to be the
last word in a successfully balanced
plant, where mistakes cannot occur.
This plant has made the name of
Nebraska wheat famous as far east
as the Alleghenies, and south to the
gulf points. At the present time the
Wells-Abbott-Niemen concern con
siders the world its field, carrying
the slogan of good Nebraska wheat
to the far ends of the earth.
There is perhaps no one firm in
Nebraska which has done so much
for the state in a publicity way as
this concern. It carries in its mod
ern plant a miniature mill, bakery,
laboratory, and an experimental de
partment manned by the best brains
that American universities can sup
ply. This equipment, backed by ample
capital, has placed Nebraska wheat
and flour high in the world's mar
kets, and carried to the four winds
the story of Nebraska's greatness
as a producing state.
Classed as Deserter;
Had Served Two Years
Junction City, Kan., June 28. Af
ter serving in the United States
army for over two years, half of the
time overseas, Gene L. Asher re
turned here with an honorable army
discharge to find himself listed by
the draft board as a deserter. Gene
enlisted a couple of days after war
was declared. Failure to answer his
questionnaire, due to his being in
the army, and .the misspelling of his
name, caused the dual army record
to be made. It will be righted.
Suicide at School.
Prince Albert, Sask. Leaving a
note stating that he could not bear
the humiliation after being discov
ered in a fraud at school 16 year
old, Fremont F. Boyer committed
suicide by taking strychnine.
niiniiiiiiiuiniiannniiniiiiiniiinuiiwiniiifflim
riofJEv
TO LEQI
On farms and ranches in Iowa and Nebraska
at 6 per cent interest, without commission.
This is a !3 year loan, similar to that of the
Federal Land Bank, Omaha, except in rate,
and you do not join an association.
Lincoln Joint Stock Land Bank
W. E. Barkley, Pre$.
Lincoln, Neb.
Twentieth Annual Statement for the Year Ending December 31, 1918.
OF THE
Nebraska National Insurance Company
LINCOLN, NEBRASKA
Balance January 1,1918. $109,826.91
INCOME 1918.
Gross Prem
ium! I301.9S0.88
Less Return-
Premiums ... 8,425.05
Net Premiums Beeelved. .. .1298,605.83
Cash Guarantee Fund 89,070.00
Interest 4.467.60
Total S446.870.lt
Amount brought forward. .$446,870.14
DISBURSEMENTS
Losses paid and
reinsurance ..$155,108.92
Dividends to Pol
icyholders and
interest 8,736.26
A g e n 1 1 com
mission 64.984.36
Salaries officer
and clerks. .. . 6,217.33
Paid for Liber
ty bonds 60,000.00
Special agents,
adjusters and
inspection ... 10,103. 1
Printing, post
age, t a x e a v
Stat Ins. Dept.
fees. legal
and other ex
penses 13.S76.S4
Total disbursement! 314,876.23
Balance on hand Dee. 81.. 182,498.91
FINANCIAL STATEMENT JANUARY 1, 191C.
Total $446,870.14
INCREASE IN 1918 Premium Income Increased 338. Increase is Surplus to
Policyholders 220. Increase in Reserve for Policyholders 348.
ASSETS
Go vernment (Liberty)
lionds H15.Z50.00
Cash
Aprents' balances
Bills receivable
Accrued interest
Furniture and fixtures .
Supplies and maps
6,259.79
6.623.68
916.28
708.81
1,469.75
2.595.50
Total $132,202.72
LIABILITIES
Losses in process of ad
justment $
Legal reserve Nebraska
Standard on unexpired
risks ...J 23,763.22
Commission and other
charges
Due for re-insurance
Deduct assets not admitted
Net surplus to policy
holders 95,106.01
2,500.03
2,886.22
1.199.02
7,748.20
Total $133,202.72
Comparative Statement of Assets and Surplus for Each $1,000.00
of Insurance in Force with the Largest Fire Insurance
Companies Doing Businesr in America
Assets for Each Surplus for Each
$1000 of Insurance $1000 of Insurance
NAME OF COMPANY
in Force
Nebraska National $32.45
Aetna of Hartford 12.62
American of New Jersey . . 10.27
Continental of New York 14.70
Fidelity Phoenix of New York 13.83
Great American of New York 10.14
Hartford of Hartford, Conn 9.08
Home Ins. of New York 11.08
Ins. Co. of North America, Pa 15.20
National Fire of Hartford 8.12
St. Paul F. M. of St Paul 11.82
in Forca
$23.24
3.62
2.40
3.90
2.83
3.60
2.12
3.27
5.20
1.97
3.43
Nearly One Million Dollars in Losses Paid Policyholders, and One-fourth Million Dollars Saved in Premiums, Compared to Eastern
Companies' Rates.
As the Nebraska National's business increases, additional capi tal is being put into the Cash Capital and Guarantee Fund. $50,000.00
additional Guarantee Fund Certificates are now offered to investors, 10 annual interest is being paid on the Guarantee Fund Cer
tificates, and 20 annual return profits are being paid policyhold ers, on Fire and Tornado Insurance Risks written at Nebraska Inspec
tion Bureau Advisory estimate rates.
Remember it costs no more to insure your property in the Nebraska National than in any other responsible company and you share
in the profits. Insures all classes of Town and Farm Property including Automobiles, and Hail Insurance on Growing Crops.
I
OLD LINE LEGAL RESERVE MUTUAL COMPANY
Hem Office, Fourth Floor, First National Bank Building,
E. D. BEACH, President JNO. A. WACHTER, Vies President
jm TWENTY-FIRST YEAR
y
LINCOLN, NEBRASKA,
P. F. ZLMMER, See-Treas.
Agent Wanted in Open Territory
Dodge Coiinty
OT
Sale
160 acres, fairly improved, 6 miles southwest of Hooper. A very choice piece of land and
one of the best farms in the county, for sale. The price is $300 per acre, $18,000 cash, balance
at 5, or $30,000 at 5, optional any year. This is a mighty fine place and worth the money.
235 acres, 4 miles from Hooper. Good improvements and a fine stock and grain farm.
Good pasture and hay. The terms are very easy on this, the owner will carry back $40,000 for
10 years at 5 optional any year.
240 acres, 4y2 miles from Uehling. Well improved and a fine farm. This place has good
hay and pasture and is in a neighborhood where there is no land for sale. Price is $300 per
acre, and the owner will carry back on the farm $50,000 for 10 years at 5, optional any in
terest day.
160 acres, 5y2 miles from Hooper. Fair improvements. All on Maple Creek bottom and
every foot good land. The price is $280 per acre, and it's worth it. The terms are very easy.
The owner will carry back on the land $26,000 for ten years at 52.
160 acres of fine land, 5 miles south of Uehling and about 3 miles from Winslow. Dandy
land and some very good hay and pasture. This is a mighty good farm. No improvements.
The price is $235 per acre, and there is $14,000 at 6 for 20 years, optional at any time with
out notice.
160 acres of rolling land with fair improvements, 7 miles south of Scribner, at $150 per
acre, on easy terms. This is a bargain and if not sold by July 1st, the prices goes to $175.
While this is rolling, it is a mighty good farm, and considering the prices land is selling for,
it is a real bargain.
160 acres, 3 miles from Winslow and 5 miles from Hooper. Small improvements. About
125 acres of very excellent land, balance rolling to rough. There is about 20 acres of fine pas
ture. The price is only $175 per acre, and can arrange terms for half at 5l-. This place is
worth the money, and I believe will sell soon for $200 per acre. ,
80 acres, 6 miles from Ames. Rolling, with a fair set of improvements. Some very good
pasture and a nice orchard. This is a fine litth 80, and is worth more money. The price is
$200, and this price will go up July 1st to $225. The terms are very easy.
80 acres on the bottom, about 6 miles northwest of Ames. All good, smooth land and all
under cultivation. This is good and the price is $200 per acre, and of this $6,000. can run for
5 years at 5V2- . ' '
288 acres, right up to the town of Crowell, Neb. The buildings are in town and adjoining
and. consist of a large house, a good, big bam and a new double corn crib. Then there are some
other buildings and hog barns. This land is all on the Elkhorn bottom and some of it is cut
up by the Elkhorn river. There is some very excellent land and some very good pasture. This
is a mighty good farm to make money on, and it is priced right. While it is what you would
call choice, the price is about half of what other land is selling for. The terms are very ex
ceptionally easy. The owner will accept a cash payment of $10,000, and will carry the bal
ance at 5 for a term of years, with a payment of $1,000 on principal eveiy year. The price
is $50,000. The place is right up to town and very convenient to shipping point, and will make
the purchaser money.
480 acres, about 20 miles out, with some very fine valley land and some sand hill pasture.
This is priced at $40 per acre, and is a dandy little ranch, and will pay more on the investment
. than any other cheap land I know of. The ter - rre half cash and the balance at 6. There
is a small set of fair improvements on this and it is ready to move onto.
WHEELER COUNTY RANCH
GRAZING AND HAY LANDS
480 acres of the very best land in the Valley, 16 miles from Petersburg and about 1 mile
from school. Every foot of the best kind of grass and pasture. The pasture is all blue grass
and whiie clover and will pasture more head to the acre than anything I know of in the country.
There is a flowing well and a nice four-room house, good barn, garage, corncrib, cement
cave, and it is all fenced and cross-fenced with a good fence. There is about 200 acres in pas
ture and the balance is excellent hay, red top, cl over and timothy. This is a real place and
will make the purchaser real money. The price of this is $85 per acre, and one-half of this can
run at 6 for a term of years. It looks cheap to me at $100 per acre, and if located near
here, would'bring $300 per acre. To appreciate this land you should see how it looks in August
when our pastures are getting short. This is all low bottom land and the pastures do not burn
out during the hot weather. It is the best small ranch and will handle more cattle than anything
I know of anywhere.
This land is about 100 to 125 miles from Hooper, and I make the trip up there and back
in one day. Better join me and see some of this Wheeler County land. You'll find it much
better than you expect.
Bernard Monnich
THE LAND MAN
Hooper
Nebraska