THE BEE: OMAHA, FRIDAY, JANUARY 19. 1917. ART IS AVOCATION OF MANY OMAHANS Splendid Exhibit of Omaha Art Gild Reveals Still Another Phase of Progress. TALK HUNT ART GALLERY By A. R. GROH. Let us be pat reins of art today. Let us contemplate the productions of Omaha painters. Come with me to the Omaha Art Gild's fifth annual ex hibition in the gallery of Milton Dar ling's store, 2030 Farnam street. Doane Powell, Bee cartoonist and president of the gild, asked me to go last Monday: He asked me Tuesday. He asked me Wednesday. So I went. And I'm glad I went. For the pictures are really good. Of course, I don't know anything about art. But I know I enjoyed look ing at the pictures. When I came back I told Powell which ones I liked best. "But there's one there that's a flight," I said, and described it. "That's the best picture in the ex hibit," said Powell. "Pronounced so by artists. Wonderful coloring I Splendid technique I" 1 changed the subject. Forty-three paintings are shown in the gallery, by twenty-one artists, all Omahans. Think of that I Art is flour ishing here in the midst of agriculture and commerce. A remarkable feature, as Mr. Powell points out, is that twenty of these artists have other occupations and pursue art in their leisure hours. Some are business men, newspaper men, decorators, teachers, students. I enjoyed the exhibit, partly be cause it is small. When one starts in to "do" the Louvre there's no end to it. Room after room offers its treas ures and you don't want to miss a sin gle picture for fear someone will ask you whether you saw it. And you plod wearily on. Truly art is "long" in the Louvre. In the Omaha Art Gild exhibit you . can take plenty of time to enjoy each painting that you like. You may not like the ones which the artists say are the best. But what of that I i Right here lies' much comfort for him who is pursuing the long way of art. If a man makes a pudding or builds an automobile or fashions a pair of shoes, the worth of his handi work is quietly put to the proof by eating the pudding, riding in the auto mobile or wearing the shoes. But art lies in the uncharted regions of beauty without such definite standards by which to judge it. "Rot ' ten!", exclaims one person, looking at a picture. "Marvelous I" cries another, looking at the same picture. Half the world may scorn an artist's work. And he can still comfort him self. "They have no eye for real beauty," he can say. ''Posterity shall acclaim me. Rembrandt, Michae: Angelo and da Vinci were also scorn ed in their day." , The art gild believes that Omaha should have a municipal art gallery. Nearly a score bf the paintings in the exhibit are western landscapes. Tfctre are some very fine portraits that look just as good to me as some I have seen by Sargent and Velasquez. Five hundred years hence they may be acclaimed as old' masters. . Who knows I And the millionaires of that day may be buying them at $1,000,000 each. Go in and see the art exhibit. Ad mission is free and you get a catalogue free. It is open every day and eve ning,' Sunday 2 to 6 p. tn., and will continue until January 28. Old Insurance Account Funds Are Collected The supreme court, has sustained the findings of the referee in the cases brought against Gage and Stanton counties to recover what has been known as "old insurance account funds." These were test cases and the decisions will affect a number of Nebraska counties. The decision of the supreme court in the "old insurance account funds" cases is very gratifying to W. B. Howard, former state auditor, as they were instituted during his term of of fice. When Mr. Howard became slate auditor four years ago there was something like $100,000 outstanding on these accounts, no effort formerly having been made to collect and cover the money into the state treasury. The move upon the part of Mr. How ard was unpopular in the counties owing the money, but notwithstand ing, he pressed the suits, with the re sult announced by the supreme court Mr. Howard is in receipt of a letter from W. H. Smith, present state audi tor, who very highly commends the policy pursued in bringing the suits and in pressing them through the courts. He adds that as the succes sor of Mr. Howard, he has. followed the plans outlined by his predecessor and that he will continue along the lines so inaugurated. , Ice Harvest Hereabouts Is Practically Complete The local ice harvest has been prac , tically completed and it is asserted that the crop is of about the best quality ever garnered hereabouts. For a month the weather, while not in tensely cold, has been steady, con stantly freezing the ice thicker. The Omaha ice houses are all filled tu the roofs, and all that remains to complete the harvest is closing up some odds and ends. The packers are about through cutting and so arc the railroads, they having all put up about the normal quantity. While the ice prices for next sum mer have not been announced, 'it is said at the selling offices that un ' doubtedly they will be about the same as last, at the rate of 40 cents per 100 pounds for small deliveries at resi dences. '-' When You Have a Cold. It is when you have a severe cold that you appreciate the good qualities of Chamberlain's Cough Remedy, j Mrs. Frank Crocker, Pana, 111.. I writes: "Our five-year-old son Paul caught a severe cold last winter that settled on his lungs and he had ter rible coughing spells. We were greatly worried about him as the medicine we gave him did not help him in the least. A neighbor spoke so highly of Chamberlain's Cough Remey that I got a bottle of it. The first dose benefited him so much that I continued giving it to him until he as cured." Advertisement. , I What You Have Been Watching These Columns For The Wage -Earner's Opportunity A 5-ACRE POTATO TRACT We Work the Land for You. $25 Down, $5 Per Month 2-5 OF CROP GOES TO YOU EACH YEAR All Our Land is In Good Old Nebraska Not in Some Foreign State. A REAL FARM FOR YOU Buildihg and Loan Plan. Only $5.00 to $10.00 Payment. TermsHave Been Made So Easy That Every rSt Wage-Earner Can Afford at Least Une Tract pioyment we work the land for you ) No Other Plan in the World Like This of the HUNGERFORD POTATO GROWERS' ASSOCIATION It Fills a Long Felt Want It's a Boon to the Wage Earner The Man and Woman of Medium Means JL , a3CK' CmowaiB 1 Omaha. gS35srr It Brings the Big, Broad and Pro ducing West, With All Its Advan- tages and Opportunities and Joins It as by a Hand-Clasp, With the Mighty Moulders and Promoters of Progress the Eastern 'Wage Earner, That He May Profit Upon Its Rich, Producing Soils; Yet Con tinue In His Chosen Vocation. WHO WE ARE THE HUNGERFORD POTATO GROWERS' ASSOCIATION Arah L. Hungerford, Pres.-Gen Mgr. Edward P. Snowden, Sec.-Treas. Testimonials as to Arah L. Hungerford 1 SO THE PEOPLE MAY KNOW: Wc, the undersigned, have known snd bad business dealings with Arab L. Hungerford of Crawford, Dawes county, Nebraska, for many years last past; in fact, ever since he commenced settling up Northwest Nebraska. I During all IheBe years, we have never found Mr. Hungerford wanting in a single Instance bat have always found him thoroughly pleasant to do business with; always conservative and honest and have never known him to promise anything he did not deliver, We take pleasure in recommending Arah L. Hun gerford to the reader hereof. H. Doorly, Bus. Mgr. Omaha World-Herald. The Omaha Daily News; Jno. W. Hurts, Bus. Mgr. C. C. Bosewater, Gen. Mgr. The Omaha Bee. The Journal-Stockman. By W. A. Truelscn. TO WHOM IT MAY CONCERN: During the past eight years. Arah L. Hungerford who is engaged in the Real Estate business in this city, has been a constant patron of this bank and. during that period has, through thin bank, transacted deals and business to the amount of hundreds of thousands of dollars and, we are pleased to say that through all that business we have always found Mr. Hungerford absolutely honest and overly sealous to do everything he promises to do and in many instances more. Mr. Hungerford came to Crawford less than ten years ago, a very poor man financially, but through hard work and energy coupled with square business principles and absolute honesty, is today financially responsible in his own name to cover most any deal or promise that he would enter into and this bank cheerfully recommends him to any one as one on wboae word they can depend in every instance. Very truly, THE COMMERCIAL STATE BANK. By Frank L. Hail. Cashier. TO WHOM IT MAY CONCERN: This is to certify that I have been doing business with Mr. Arah L. Hungerford of Crawford, Nebraska, for a number of years last past; having sold him several hundred of acres of land during that time; I have turned over the deeds to him direct to be closed up at his convenience and be it said for Mr. Hungerford that during alt Our years of dealings I have never found him wanting in a single particular df dobig exactly as he has agreed, being at all times absolutely on the square and worthy of the confidence reposed in him. Very truly, B. F. BITMAN, Abstractor. TO WHOM IT MAY CONCERN: This Is to certify that I. William' Finney, of Mars land. Dawes county, Nebraska, have known and had much dealings with Arah L. Hungerford. President of the Hungerford Potato Growers' Association, during the several years last past. During that time I have bought several pieces of land, aggregating many hun dreds of acres, through M i. Hungerford. I have intrusted to him and his office many thousands of dollars. His advise to me has made me many thous ands of dollars through xincresse in valuation of land and. in all, 1 am more than glad to testify to Mr. Hungerford's rigid honesty and square dealing, as a result of which, I have not only trusted him in the past but would at any time, with every dollar I have on earth for I know it would be returned to me with a good fair profit. I am conversant with and heartily in accord with the plan of the Hungerford Potato G rawer a" Association for I know that It will he a meant of making possible the ownership of at least a small tract of good producing land by many who would otherwise never be able to own a place of their own if they had to wait until they cooid make a first pay ment up into the thousands, or at least many hun dred, as is necessary under the usual plan of selling land. I have raised various crops now for the past several years here in Dawes county and, while there Is good money to be made on all crops, potatoes, espe cially, arc the big money maker. 1 gladly and cheer fully recommend the plan of the Hungerford Potato Growers' Association to all my old neighbors and friends in Webster county. Very truly yours, WILLIAM FINNEY, Martland, Nebraska. TO WHOM IT MAY CONCERN: This is to certify that I, Henry C. Rayne, of Craw ford, Dbwcb county, Nebraska, formerly of Halting ton, Nebraska, have known and had business dealings with Arab L. Hungerford now President and General manager of the Hungerford Potato Growers' Associa tion, for several years last past. Mr. Hungerford has sold me land and has sold land for me and through all his business dealings with me, he has been absolutely fair and honest and I have grown to know that his word alone or Mb promise upon any matter, is as good as a warranty deed. H. C. BAYNK. TO WHOM IT MAY CONCERN: I, Burt Fur man, Cashier of the Marsland State Bank of Marsland, Dawes county, Nebraska, hereby certify that I have known and bad dealings with Arab L, Hungerford, President and General Manager of the Hungerford Potato Growers Association, for nearly ten years last past. Mr. Hungerford has had a great deal of business with me personally and with my bank and I cheerfully recommend him as one whose word is absolutely good. I have always known , him to thor oughly carry out each and every promise and. at the head of the Hungerford Potato Growers' Association, I know that he will carefully safeguard the interest of all patrons and that, as in the past, in his great real estate work here, he willvput forth every effort to make the investment of each and every patron bring forth just as large returns to the patron, as is pos sible. The lands being subdivided by Mr. Hunger ford's Association, around Marsland, are of the very best In the entire neighborhood and many yields of better than 200 bushels to the acre are of record in this vicinity. Very truly yours, BURT FUR MAN, Cashier. TO WHOM IT MAY CONCERN: . v We, the undersigned business men of Crawford, Dawes county, Nebraska, hereby certify that we have known and had dealings with Arah L. Hungerford for nearly ten years past. We have always found him strictly honest and honorable in all his dealings and his word slone, without signature or security, Is good for anything in town. . Mr. Hungerford's work here in the past ten years has been of great benefit to Northwest Nebraska and at the same time to scores of families whom he has started here and who are today prospering as against paying the high priced rents of the esst as they formerly did. His new project, "The Hungerford Potato Growers' Association," we are sure will be another added help to this country besides a very profitable investment, to all those who participate. Respectfully submitted Moyer Drug Co., Alva Plummer, Crawford Mills, Seth Barnom, J. H. Barnum. Testimonials as to Edward P. Snowden The First National Bank, St. Joseph, Mo. TO WHOM IT MAY CONCERN: This letter is intended to attest to the character and ability of the hearer, Mr. Edward P. Snowden, whom we have known for quite a good many years in a very close business manner. Mr. Snowden has at all times handled his business affairs in a most satisfactory and business like manner with this institution. We have at times extended'hlm quite s strong line of credit and have been pleased to. do so on his own name. We regard him highly as a man. and can unhesi tatingly sny, that in point of ability in his line of work, it is our opinion, he has few equals if any superiors. We unhesitatingly recommend him as a clesn, straight forward, honorable, upright gentleman. Very respectfully. W. P. FULKERSON, Cashier. The Gentry County Bank, Albany, Mo. TO WHOM IT MAY CONCERN: This will introduce to you Mr. E. P. Snowden, whom I hsve been intimately acquainted with for the past ten years, having bad numerous business transactions with him, the last of which was the purchase of a one fourth interest in the Savannah Telephone Company, Savannah, Missouri In all these business transactions I have found him to be strictly honest snd always found his repre sentations to be true, and even better than was shown by him. I take great pleasure in saying that his high sense of honor and excellent judgment, places him among our best and most successful business men. Very respectfully J. L. HOCK EN BERRY. Savannah Telephone Company, Savannah, Mo. TO WHOM IT MAY CONCERN: This is to certify that I am well acquainted with Mr. Edward P. Snowden of St Joseph, Missouri. I have known him probably ten years and have a very high opinion of him and think he is absolutely honest and a man of the highest sense of honor. I can not put it too strongly. He is very energetic and a good business man. In short I consider him av very fine man and feel that his loyalty to his friends and busi ness associates and employers in a quality thst is admired by all wbo know him. He has made a suc cess of everything he has undertaken since I hsve known him and the people bywhom he has been em ployed in speaking of him to me have had nothing but words of praise for him. I wish him success and feel sure he will be found equal to the occasion in any venture that he undertaken. C. N. COMSTOCK. Vice President Savannah Telephone Company, Savannah, Mo. TO WHOM IT MAY CONCERN: This is to certify that the bearer. Mr. E. P. Snow den, has been personally known to me for the last few yesrs, having had interests together in several busi ness enterprises, including the Telephone business. I have known him to be a man of honor, of good business judgment and ability, having an excellent reputation' among his associates and highly respected. Our business relation has been of the most pleasant and agreeable kind. I take pleasure tn recommending him to those de siring business relations, with him, as competent and trustworthy. Yours very respectfully, O. M. DeLAY. President. Graham ft Fulkerson, Attorneys, St. Joseph, Mo. TO WHOM IT MAY CONCERN: This will serve to introduce to you Mr. Edward P. Snowden of St Joseph, Missouri, We are glad to say we have known Mr. Snowden for several years and all. our business relations with him have been very pleasant He is a successful business man and very capable. He is and has been largely interested in the Telephone business throughout this section and his ability In handling such has been and proves him a thorough manager. We are sure any favors shown him will be appreciated. Very truly, J. . HARDIN, President - TO WHOM IT MAY CONCERN: We have known Mr. E. P. Snowden for the past three or four years and during the past eighteen months have had a great many business transactions with him. We know be is a thoroughly capable and efficient man and in all transactions we have found him to be prompt and honorable, v GRAHAM ft FULKERSON. The First National Bank, Tarkio, Mo. TO WHOM IT MAY CONCERN ; This letter will serve to introduce Mr. E. P. Snow den, of St Joseph, Mo., whom I have known for sev eral years. I regard him as a very capable man and our business relations have been very pleasant. I consider him an honest straight forward gentleman and any favors you may show him will be appre ciated. Yours truly, W. F. RANKIN, Vlee Pres. First National Bank, Savannah, Mo. First National Bank, Seneca, Kans. TO WHOM IT MAY CONCERN: The bearer of this. Mr. E. P. Snowden. has been connected with the Interstate Telephone Company since its organisation, and I have had a close business acquaintance with him during this period. I have al ways found Mr. Snowden to be straight and honorable in his business dealings, and I consider him a man of good habits, excellent judgment and of high sense of honor; I take pleasure in commending him to any one having business with him. Very respectfully, O. W. WILLIAMS, President. We sincerely hope that the above testimonials are sufficient to pave the way that you may lay aside all distrust which you might otherwise hsve towards this Association and that you will digest the following in the spirit in which it is written to you and that you will join and co-operate with us in the building day and age. OUR PLAN AND PROPOSITION It Is to the Wage Earner, the Professional Man and Woman; the Man and Woman of Medium Means. WE FARM YOUR LAND FOR YOU. Thousands and thousands of people are today living in homes of their own who would always have lived in rented homes, had it not been for the Building and I.oan Association, under whose plan it was made pos sible for these people to become the owners of homes of their owta and pay for them monthly. Our plan Is a great deal the same, but there isi large amount of difference, and that difference is in favor of the wage earner. First: You only pay us 6 intereat on the actual amount you owe, credit being given every three months and thereby cutting down the Interest Second: The Building and Loan Company Juat made it possible for you to have a home in which to live. Our plan is that we make it possible for you to have a farm and keep that farm working and making you money annually to add to your present income. Third: It took you approximately eight years to pay out your home with the building and Loan. Under our plan it only takes you two or three years at most to pay out a medium priced potato farm because the farm itself helps you to pay it out Fourth: Under the Building and Loan plan, you had it all to do. Under our plan we help you do it . OUR PROPOSITION t Our lands are located at Berea, Box Butte county, Nebraska: at Marsland, Dawes county, Nebraska: at Crawford, Dawes county, Nebraska. They are all either right joining the cities snd railroad loading ita--ions or closely adjacent thereto. Our lands are all cut up into five-acre tracts. Every tract, that will be offered for sale ia every acre farm land. It is all located right in the famous potato coun try where the best potatoes In the world are grown and where the yields run as high as 260 bushels to the acre. Our traeta range in price from $227 per tract up, according to location, etc. All tracts are approx imately the same in aiae, the difference being only a few feet, one way or the other, of five acres each. All tracts' op to $400 in price, we sell you with a first payment down of only $26. You contract with ua to make a monthly payment on the first day. of each montb of $6, payable at our office on the corner of 16th and Howard streets. In this same contract our Association contracts with you to put this land under cultivation immediately and cause it to commence producing. Part of our lands are at present unculti vated and part of our lands are under cultivation. The tracts that are npw uncultivated we will seed in 1017 'to wheat or flax. In the fall of 1017 the Association markets all the crops and credits upon your contract two-fifths of all the crops. Commencing in 1918, the Association seeds your tract to potatoes (It pannot be seeded the first year, successfully, to other han small grain). We farm your tract under our system of intensive farming and in the year 1918 we market, shipping direct to the east the crop of potatoes. The Association goes over the head of all middle men and markets the crop direet, getting the higher market price. Two-fifths of all the crop from your tract la again credited upon the contract ' With reasonable good crops, the receipts from two-fifths of your crop from 1917 and 1018 added to your down payment of $26 and your monthly payments of $6 per month will pay for the tract, at which time you will be given warranty deed and abstract covering same. The tracts that are now under cultivation will be seeded to potatoes the first year 1017. Marketing will be done the same as above stated. In 1018 it will again be run to potatoes. With reasonably good crops in 1917 and 1018, not a big crop, but just a reasonable' crop, your two-fifths share coupled with your down payment and your monthly payments will pay for the tract and leave you not only a warranty deed and abstract coming to you for Christmas, J918, but a small dividend check, which you can cash at any Bank In Omaha, coming to you from the Asao-, elation, .v All arrangements are made for the Intensive farm ing of all these tracts by the Association. You do not have to go to the expense of even going to see the tract The only expense you will be to aside from the above stated down payment and your monthly in stallments will be the seed for your tract Earb harvest you will be advised In advance on what day or daya the potato harvesters will be upon your tract it you desire, we will be glad to nave you present, if you can not be present join any club consisting of 16 members and elect and appoint a representative to be present to get the proper weight and measure of yield so that each of you will know that you are getting every thing that is coming to you and the Association will pay the carfare of your representative from Omaha to the station nearest to your tracts and return. We particularly urge members to form in Clubs and take advantage of this offer for we wsnt every member to know that they are getting every bushel they are entitled to under the contract The Association to farm under crude method. such as are carried on unon the averse? farm, nould not afford this Jiberal offer. However, this Association is not going to lann under tne crude metnods. we win use the very latest and up-to-the-minute machinery; all tracts will be farmed along the lines of the famous Campbell system under which the greatest yields ever produced nave been brougbt forth from Mother earth. The Association will use machinery that would be pro hibitive in price for the average farmer or the average number of farm era of a neighborhood who could join, or would join in neighborhood farming. Our business will be esrried on on a large scale, ipeclalixing in po tato farming only. Instead of using the common potato diggers and hiring potato pickers, the Assoeia tion will use the latest, up-to-the-minute combined diggers, cleaners, sorters and use kern, one of which manned with five men is supposed to accomplish as much work each day as is accomplished under the present crude methods with HO men. All other parts of the business will be esrried on on the same scale. The volume of difference 1-etween that and the crude way of farming will hiw as wide a tham of differ ence as the publishing ( the large eastern dailies, with their tremendous circulation, nder their up-to- country weekly, run off on the old cylinder press and under the old crude methods. Our idea of cutting up these tracts into five acre tracts Is for thu purpose of taking In the small in vestors who can nt afford to enter Into anything that would take mor? than 15 a month payment Others who can afford more may take more tracts and we will Always be able to rive you sny number of tracts you may desire with all of them joining. Never before In the history of the United States has such a proposition as this been put before the American pub.'lc. A proportion under which you can continue in your present employment anil you can, from the Mivmirs- from that rmploymmt, gradually buy for yours!!' u tnviH farm that will, while you are paying for it, also assist materially In paying for Itself. Then, after it i paid for, it will automatically com mence to bring you in an annual income perhaps equal to from one-fourth to fully as much as your present salary, which added to your salary, will mske you a lucrative income. Were you to be asked to buy a farm upon which you would have to move, and to work which you would have to accumulate, through purchase, a farming outfit, consisting of horses, har ness, wagons, machinery, etc., etc, to do which you would have tojeave your present employment that, per haps, would be prohibitive because you. perhaps, would not have enough money to see yourself through. Under our plan you make no changes. You go on the same as before except, perhaps, you may smoke a lew less eigsrs; you may hedge a little here and there to make your payments of lit or $10 per month, but, through that little self sacrifice, for a year or two, fou become the owner of a well tilled, highly producing tract which will, after the first couple or years begin lo make living easier for you through the returns from your share of its production. Only a limited number of these tracts will be gold under contract, from us to work them for the year 1917. We will work all tracts for all members begin ning with the year 1018 and we will work a limited number of tracts during the year 1917. If you get one of these tracts which are within the limit and which we contract to work during 1017, you will be one year ahead on he producing end. Therefore, we would suggest the tf you want to get one of the tracts thst will be worked during 1017 that you call at our Association Office at the Corner ef tSth and Howard Streets and enter into Oon tract at once. Plats and charts showing the tracts and their location with reference to the cities and towns and stations will be shown, and arc there for your investigation. You can choose the tract that aulta you and enter Into contract In ten minutes and then the deed It done. Speaking of the future: You buy these traeta today at the price they are worth today. The Association, at Its own expense, in return for three-fnths of the crop, puts your tract under cultivation and starts it to producing. The next year, it Is plowed deeper than the first year and, with the Intensive work that will be put upon It, is made into a veritable garden. In two years, you have a tract of land brought up to a high state of cultivation, which should be worth doa ble and In some instances treble the amount you paid for It. On a 1227 tract you pay $26 down and to November 1st, 1018, you mske twenty-two monthly payments of $6 each. This makes $119 of monthly payments whlsh, added to the $26 down pay ment makes $186. Your seed for 1017 and 1918 would probably cost about $68,76. This brings the total up to $198.76. The taxes and interest would amount to approximately $9.26. This brings the grand total up to $208.00. Your two-fifths share of 1917 crop and your two-fifths share of the 1018 crop figuring on a very conservative basis, should be around $8s8.40. This would give you wsrranty deed and abstract to your land, all of your money back and a small dividend check back from the Association for Christmas. 1018. In the following years, the check from the Association to you, for your share of the crop should run from $60 to $800 $60 to $80 for the years your tract Is seeded to small grsin and from $276 to $3:i00 for the years which your trsct is seeded to potatoes; thereby giving you an interest upon your actual Investment of from Zt(& to 168, or an average of about 99. Never before In history has the wage earner, the mighty moulders and makers of progress, had such an opportunity o Invest their savings to safely Invest them as is now given them by this Association. This Association has no frtock to sell: ia not asking to sell nor would they sell you any stock. It is not a stock proposition. Our proposition is one that brings , you forth a warranty deed and not a worthless piece of paper. You get the actual land, the acreage and you get it at a price at which you can afford to buy it. Besides this, you get It with an Ironclad contract behind It that this Association will work It and farm it for you. One of our tracts which we are going te sell to you at a price ranging from $227.60 up, Ts a tractequal to the site of 81 average sited residence lot; equal to the sise of 62 average sised business lots. The price ia only about that of one small resi dence lot and only a fractional part of the price of one small business lot. The residence or business lot would not bring you In a cent unless you build upon it and rent the property. This, our proposition, furnishes you with an annual Income, the amount of which is governed only by crop production and. under the in tensive farming that is to be done by this Association, you should be safe on figuring that the production of your tract will be as great again as it would be under the husbandry of the average farmer. In most investment propositions. If you win someone else has to lose, In many investment propositions if the Compsny wins, you lose. In this proposition, the success of the Association Is your success. Your suc cess is the succesa of tho Association both the suc cess of the Association and your success is derived from the production of Mother Earth. Our plan Is one thst will stand the closest inspection our plan is one you cannot criticise. Come in today and buy one or more tracts. A few of our tracts will put you in a financial position to go and come at will and where'er you will; will en able you, if your fancy so dictates to spend your winters in a southern clime in other words, your receipts from a few of our tracts, will make you In dependent. You don't hsve to wait five or six years for receipts as in fruit and such, but production starts Immediately. You are not paying several hundred dollars per acre but only a very cheap price per acre a western, raw land price plus only for improvement Yet, the re ceipts will be as great or greater as It would probably be from land costing you many times tho price. Call at our office st the eorner of 16th and Howard streets todayget in on the 1917 crop, Be a pioneer in the first Association of Hs kind in the world "One good investment beats a lifetime of labor." If you cannot call at our office, call us by phone, Douglas 0871 and we will be glad to send one of our special repreaentatives to call on you. If you do not fully and clearly understand our plan, get one of our little booklets tbst explsins it from A to Z. A telephone call to our office D. 9371 will cause one or these little booklets to arrive at your houae or your office within a very short time. They are free. We will be glad to send you one. TABLE SHOWING PROBABLE TRANS ACTION ON TRACT NOW UNDER CULTIVATION. Tables of figures showing the pmbabla yield (not the possible yield), and showing the coat price of tract; the expense of seed. Interest; taxes, etc, of one of our potato tracts , within the townslte of Marsland, Dawes County, Nebraska. These tracts join right up with the Burlington Railroad, depot and aide tracks of Marsland and are now under cultivation and ready for the seeding of potatoes this year. Purchase price of tract.... $497.00 ACTUAL MONEY YOU WILL PROBABLY - . PAY, IN. ,j v. . Down payment .....,.$ 80.00 Seed potatoes for 1017, SB bushel at $2 per bushel t ....... 70.01 January 1, 1918 twelve regular $1 . monthly payments to date. . . r. . $0.00 Seed potatoes for 1918, 86 bushels at probably $1.60 per bushel ; 62.50 Interest and taxes (probable)..... 81.00 November 1, 191810 regular 15 monthly payments 50.00 J Total probable amount jrosv will ever pay In cash .. ..,.$818.60 CREDIT BY TWO-FIFTHS OK CROP. 1917 potato crop, figuring only 160 bu. to the acre (many yields of 200 bu. are of record in this neighborhood , . ; sold by the Association at probably H $1.60 per bu. (This price Is quite safe to contemplate for the fall of ' 1917), your two-fifths' share. .. .$459.00 1018 potato crop, figuring 160 bu to the acre and figuring 76c per bu. (we feel It is quite safe to figure In the difference per bushel, but are ' figuring this for the purpose of re- . malning conservative), your two fifths' share for 1018 226.00 ' Total credit, your share, 1117- 1918 crop $876.08 RECAPITULATION. ' The total purchase price of your land $407.00 Your expense for seed fog 1917 and 1918 and your Interest and taxes, all combined, was approximately. . 15I.S9 Your total Indebtedness to the Asso ciation, including the price of your land $060.60 You paid in to the Association In down payment, monthly payments, seed payments, Interest and taxes to November 1st, 1918.......... 818,60 Balance due Association from pur chaser .... $187.00 Your two-fifths' share of potato crop for 1917 and 1018, according to estimated figures $676.00 Deducting your indebtedness ' to the Association 897.00 Yon would receive the Association" 1 ( check for Christmas, 1018, for. .. .$888.00 Besides this, and accompanying the check, would be a deed for your tract, together with a copy of abstract showing clear title. Deducting the 8918.60, which you actually paid tn, from this Association - cheek of $888, leaves you your, land entirely clear and your money all returned to you, to gether with $24.80 as Interest whereon, TABLE SHOWING PROBABLE, TRANS ACTION ON TRACTS NOT NOW UNDER CULTIVATION. Table of figures showing the probable yield (not the possible yield), and showing the cost pries of tracts, expense of seed, in terest, taxes, etc,, of one of our potato tracts joining the townsite of Berea, Box Butte County, Nebraska, which tracts are not now under cultivation. The Association has to break open the raw, virgin prairie, seed to wheat or flax on the breaking and then gardenias for seeding of potatoes the following year, 1918.. These traeta are not so expensive as some of the others yet, after they have once been started producing- after they have become gardeoised, they will perhaps produce equally as well as the higher priced tracts. Purchase pries of tract. .. ,,,.$217.60 ACTUAL MONEY YOU WILL PROBABLY PAY IN, Down payment ........... , , . V. i .$ 26.00 Seed Rax or wheat for 1017, probably. , 6.26 Twelve monthly navments running ' from February 1, 1017 to January 1 1, 1918, Inclusive, at $6 each.,.. Seed potatoes for 1018, $6 bu., at per haps $1.60 per bu t Ten monthly payments running from February I, 1918 to November 1, 1919, at $6 eaeh Probable Interest and taxes ......... Approximate total amount you actually pay in to Association. .. .$208.00) CREDIT FOR TWO-FIFTHS OF CROP. Your two-fifths of the 1917 wheat or . J flax crop, figuring on a basis of just an, average yield of 12 to 16 bu. of ' -flax or 20 to 26 bu. of wheat, would be approximately $ 18.40 Your two-fifths of the WIS crop of ; potatoes, figuring on Just a general " , average yield of 100 bu. to the acre, 1 , sold at just a fair price of $1.60 per bu 1 00.00 Total receipts $388.40 RECAPITULATION. . Cost of tract ,....$227.60 Expense for seed, taxes, interest, etc . 68.00 Total amount your land, seed, etc., cost you. $295.60 You actually paid in to the Asso ciation 208.00 Balance you owe Association...! 9260 Your total credit from two-fifths of crop for 1917 and 19181 ..$838.40 Balance you owe Association. ...... 02.60 You would get a check from the As- sociation ...$245.00 You paid in, all together, . . , . 208.00 Total net profit to you. . ....,.$ 42.90 You get a warranty deed to your land, an abstract of title, all of your money back and $42.90 to the good, as Interest on your money and, your land Is then of a 'yearly benefit to you in way of a source of regular Income. By the year 1919 your tract should be in luch a state of cultivation that it should be safe to figure a yield of from 160 to 200 bushels to the acre. Instead of only 100 bushels, as we have herein figured. 0.00 62.60 60.00 0.25 WHAT WE WANT ALL IN A NUT-SHELL Our Allocation Want, 500 Member, Here in Omaha. We Want You lo Take Out a Contract for One or More Tract,. We want you to take the number of tracts upon which you can con sistently and conveniently keep up the payments for about two years after that, the tract will help keep you. A 2-5 share of potatoes from five of onr tracts figuring on just a fair crop of 150 bushels to the acre, and on a price of only $1.00 per bushel, would mean an income of $1,500 a year to you. Thsm, too, the increase in value of land is no small item. The Hungerford Potato Growers' Association Fifteenth and Howard Streets NORTHEAST CORNER. TELEPHONE DOUGLAS 8371. One of Our Little Booklet, Explain. Our Plan Moat Thoroughly They Are Free If You Can't Call In, Telephone U Douflaa 9371. HOW TO DO IT Come to Our Association Office SS. su. at once look over our plats showing our different tracts choose in which you want your tract or tracts; sign up the regular contract of purchase, in which the association also signs up with you, agreeing to work, seed, cultivate and harvest your lad for you. Pay down your first payment, get your contract and pass book and you' can go home feeling safe and sure that you have done the best day's work you ever before did in your life. It iin't a Certificate of Stock You Get) It lan't Chance You Are Taking It', a Real Warranty Deed te Real .Land. .