TI IK lEK: OMAHA. MONDAY. ATHl'ST hi VJi:,. THE OMAHA DAILY DEE FOUNDED HY EDWARi") RQ6KWATER." VICTOR ROSKWAYEK, EDITOR. T,e Hp Publishing; Company. Proprietor. SIKK Bl.'lLDINU. FARXAM AND fEVfUNTKENTJll Fntared at Omshs post office aecond-clasa matter. TKKM3 OIT BCBSCJMPTinN. hy carrier per month. laT and iindar Re... pally without mmday. ........ x... FVenlr.r and uni'ay Br mall per year. !. 4 09 Fvianln without Sunday Ifa. .U ftunda PH onlf ' J OX (tend notlra of rhar.ee of addreee or romnlalnte of irregularity in delivery to Omaha He, Circulation Department. REMITTANCE Benitt rr draft expree or postal order. Only two cent etamps received In payment of amall ac counts rerwnnel etierh. except on Omaha and eaate.ro exchange, Dot accepted. OFFlrKS. Omaha The He Building, fouth Omaha 3i N street. Council Hhifts M North Main afreet YJncoln 3 T.ittle Rulldlng. Chlrego 01 Hart Utitnllnar. New York Hnom W. fi Filth avenue, rt. Til-."1 Nfw Hank .if "ommerre. Washington ?r& Fourteenth 8t. N. W. COKRKHItjNDKNCB. 'Addre enmmunlcailona ratstlnr to nawa and adt tonal matter to Omaha Uee, Tutorial Departibsut. JULY CIRCCLATION. 53,977 fttale of Nebraska, Countr of Douglas, a. : Dwtrht Williams, circulation manager of Tha Be Puhllshlne; fnmppiny, being duly eworn, say that tha average circulation for Ilia month or July, V.'lb, waa u.tn. DWinifT WILMAMB. Ctrenlatlon Manager, fhihat'ribed In my prenence and aworn to before mo. thla Id dav of Aniruat, ISIf.. ROHEKT HUNTER. Notary Public. KiibtwrllK-rn leaving the 'II jr temporarily should have The ne mailed to thrm. Ad dreas will be changed a often an requested. rr Angnat 16 Thought for the Day 7 it u I lie gonptl of laltorring it ye belli of tin lirk. The lord of lorn eamt down frotn abort To lite tst'JA the men tcho aorfc, ' Henry Van Dyke. Get ready for near-side stopping of the Itreet rarg ia Omaha. Viewed on the, foreign exchange counter the almighty dollar sizes up to Ita title. The Missouri river question Is not so much one of navigation as devising adequate means of anchoring In its bed. The Impending tax levy on Omaha property i at least 10 per cent higher than it need be. Hut again, "What are we going to do about it?" Now what a chance President Wilson has to prove democratic devotion to the principle, of a nonpartisan Judiciary by giving that appointment to a good republican. ' Three whole days have slipped by without a statement from Envers Pasha. Evidently the talkative Turk Is reserving his conversation for tinblddcD callers at Galllpoli. Water as an automobile fuel Is promised by a Washington Inventor,, Probably the elements menta upply foresaw the coming demand and spilled nations with prodigal liberality. ' Any wonder the Goddess of Liberty on the city hall became lonenonie after the sister God dess of Justice, so long surmounting the court house across the street, disappeared? People are cautioned In advance that a floe it of fakirs camp on the trail of Billy Sunday. It cannot be emphasized too much that the gen uine Sunday goods are to be had only Inside the tent. Senator Lodge wants to call the merger of the republican factions "reuniting" Instead of 'co ia lug back." All right! Anything to remove the unpleasantness If only the object Is accom plished. Italy Is reported to be on the market for a lean of $50,000,000. The amount Is quite mod eat as befits a recent ally, but Is sufficient to ki m uiu iaay oi toreaaneeaie street ' a sharp fit of coughing. According to Oeneral Leonard Wood, the thief military need of the United States, is for army officers. Give us plenty of generals, colonels and majors, and the "hlKh privates ulll take care of themselves. If guided by purely partisan motives, repubtl ns should favor the candidate mom advanced io years for that federal Judgeship vacancy. The younger the man. the farther the next turn, and life tenure Jobs seem to be a particular incentive to longevity. Though by law the secretary cf state is en titled to have them, the poll registers are not going to make very good mailing lists after two eara. The percentage of voters, who move around between biennial elections U much larger than most people realize. In a eme of liaav ball no the hor.4 around tha .M..tilii.t o- til. l'uul defrated the i'ara Avanue club by a atne cf 14 tu . Green of the. Iai Avnua made a (" IrtVhandid cuttli. lirome il. Cuya l u bmn apoolnUti by Judge X.r (Vlluuch on tha buaid to aaard (iamasea to property fcloiif the I fit line In luce of t'harlra il. iH-wey. The Ucyd, oixia houfe teaaon la to open an thu twenty-fount with 'The Uevlla Auet.on.'. and tha Hat of coming attrartiona Include "file Hoatun ldraia." Kmma AVbotl, lwrem-a Barrett. alodaka. Kvene, Salvlnt, Mry Anderson, Itoto arid Cranu, h'antiy Iteriport, Kliea, Nat Uoodwtn. John T. Ray nwnd. Ki.'.urd Heed. Mr. and Mra. Florence, Haver- it-j's Minntrw and tie Caralthaa. t'l. N ari. n f aiding ha gun to Fpirlt Ik for a few dayr- Mi. Cl-.area A. fuller baa returned ftom Denver. A lot it ted riot he and a aet of tiarneaa await an rr at ihe !ty Jail. Caewtr tin tu olfeia to tune a piano perfectly for St I f )i k i rui., Hui,ie atlfornSa fruit, have a ar of r.artleit '-ia. pjuina, pt-achea and srapee d io am Monday, and another (r of lata pea'hea aue due tu ain.e Ttiuraday. Cooling Off a Little in Europe. Close observers think they may now detect some little Indications that the warring nations of Europe are approarhlng the time when they v ill be giving more heed to reason and less to passion. The bitterness of the conflict seems to be subsiding in some measure, and the Intense devotion to the notion of crushing the enemy Is slacking a little. Terms on which to base peace, broached by unofficial persons, are not at all likely to be as yet seriously considered, but that such proposals may be made Is at least to be taken as showing the set of the wind. This does not neroaaarily mean that the end is near at hand, but when rancor gives way to sober re flection, the heat of battle must be cooling. The temperature-reducing process seems to have set In, but It will take a long time to lower the thermometer reading to a point where It may le said the fever has disappeared. The en couraging fart at present Is that the heat Is not rising, and may even be diminishing. .(,.' Alone, and Tet for All. From Washington comes the word that the t nlted States has declined to Join with Sweden in Joint representations to Great Britain In the matter of neutral trade. Several times In the last few months It has been urged that all the fietitrals, the United' States leading, unite in some action of protest against the course of the (elligerents, the advocates of this plan insisting that it would give much weight to the proceed ing. This country has prudently and consist ently declined to entangle its case with that of my other nation. The Interests of each of the neutrals, so far as overseas trade is concerned, are largely Identical; none of them can suffer much In this connection because of the lnde lendent action of the United States in dealing v-ith either of the offending powers. On the other hand, to Join with any oountry might sub ject the United States to the suspicion of favor ing one more than another. If the point con tended for by this country is gained, all neutral nations will share in the outcome. For the National Defense. Somewhere between the declaration of Mr. Br)an that an array of a million men can be raised between sunrise and sunset, and the equally sweeping assertion by Major General Leonard M. Wood that the volunteer army is a failure, will be found the medium that truly ex presses the need of the United States In the mat ter of national defense. One difficulty encoun tered in approaching the topic is the extreme range between the claims of the two groups that are Just now stirring up the country with their 'damor. One aide Insists that the United States ir. as defenseless as an oyster without a shell, the other that we are In no danger of attack, and, therefore, require no special defensive preparation. The United States undeniably Is not so well prepared to enter on a great war as anyof the Kuropean nations at present involved In armed strife, nor Is It likely we ever will be. It is not desirable nor expedient that we "keep prepared to call Into the field trained and equipped sol diers by the million on a moment's notice. Our defensive armament, so far as baa been made, I: first-class. Our professional soldiers are as capable as any in the world, and oor general staff has not neglected its most Important duty, that of studying the methods of meeting any possible attack. Thus, the United States has the nucleus at least of national defense. As to the volunteer army, with all due respect to the opinion of so eminent authority as General Wood (himself a volunteer), it has not failed. In our few wars volunteers have been found in plenty, and as a supplement to the regular estab lishment have provided sufficient force to achieve whatever was required. A program for national defense is being worked out by the army and navy experts, and will be presented to congress at Its coming ses sion, which will be entitled to receive our seri ous consideration, but we will always have with us the professional fighting man and the opti mistic peacemaker, neither of whom will ever be entirety satisfied with what Is done. Their Team Work ia Poor. One champion of the proposed new fir la mi system wants It because the downtown bmdnews district needs more protection! an other says it Is necessary because In the outly ing portions of -the recently annexed districts telephone service is not sufficient. A third says it will reduce insurance rates by one-third at least, while a fourth says It may bring rates down as much as 10 per cent These boosters for the system ought to Improve their team ork. In the meantime, no one has pointed out where the fire loss In Omaha has been seriously augmented by reason of delay in transmitting alarms. Neither has any pledge been riven by the Insurance companies that any reduction In rutes will be made if the new system Is Installed. Why do not the promoters- get down to bust rens and make the city some specific pledges. ii order that the tsipayerg may know what to expect? Printers sat down squarely on the proposi tion to hold the annual convention at - the unlon'a headquarters. The reasons advanced for a fixed location apply with equal force to all conventions. But the majority of delegates prefer entertainment to an uninterruped conven tion grind, and until that natural desire ia curbed conventions will go to the cities offering the most attractive Inducements and the grind will remain with the officers ss a reward for their salaries. Refusal of tha court to quash the indictment against the Hon. Thomas Taggart no doubt U1 be Joyfully welcomed by the Indiana democratic boss. The mere suggestion of Taggart being guilty ot slisdy political work and falling to get sway with It smirches a record unique In Iloosier party annul. An opportunity to con found enemies of political purity In open court will send a streak of Joyous thrills from Indian apolis to French Lick. .the street sprinkler struggles bravely to maintain its grip as a survival of the days of animal power. Its days are numbered. New York Is about to tag It for the Junkplle, beibg regarded as a positive Injury to pavements. The only practical service remaining for mu nicipal water wagons is the annual New Tear stunt. i" Co-operation and Rural Bank Credits H T. SATM1IIS, Okla gnapaetor Baiidlng-oan Associations. Among the farmer of America tha Idea of ct operatlon ia spreading at a aurprtaing rate. The re port Of tha agricultural department of Kanaaa, just off the preaa, glvea a Hat of the mutual, co-operatlva farmers' organization of that atate, which number about and Include grain elevator, crea merle, cheeae factories. Block Improvement ao.tlon, and many other llnea of activity. In many communltlea In many atates mutual fire Inaurance rompanlea arc cany Ins tha Inaurance rinks of their member; mu tual telephone comnanlea connect vaa: rusal reglona with a network of wire and give service to million of our farmer: a few month alnce. in conversation with the national secretary of one of tha great farm era' organixntlon. ha told ma that his society owned more than B.tr0 grain elevators, organised and oper ated on the mutual, co-operative plan, atretchlng from tha Great Lakes to the Paiilfc coast. Through the medium of co-operative dairies the atate of Wisconsin haa become the leading dairy state of the union, and each year ships out of it borders IIOi.iioO.OOO worth of dairy product In the fruit dlatrlcts scattered oyer many states, the producer have co-operative assoda tlons which handle the selling end of their business. In the citrus districts of California and Florida the fruit la handled by these co-operative associations. These are only a few examples which indicate the growth of the idea of applying tha fundamental Idea of democracy, the equal rights of each and alt to the business affalra of 'America. y It Is a fact which la hard to explain, that while the Idea of co-operation in bualnraa affalra is being most cordially received and la having its greatest growth among the farmers of America, the bulldlnK association, which la the expression of co-operation in financial affalra. haa had its almoat exclusive growt'i in the towna and cities of America. in recent years the merits of these co-operative financial Institution are attracting the attention of tha farmer. In the communities wherv this Is being done, building asolcat!on are rapidly becoming the atrongest institutions operating there, having greater aasets and transacting a greater volume of business than the capitalised institutions with wnlch they ara ill-rounded. What ia the field of operation which these associa tions may occupyT As stated before, tha chief aetlvl tlea of these associations have, thus far been In the tine of assisting town and city working-man to save their money and provide homes for their families. Very little of their business haa thua far reached the fanners of America or those living In rural communl tlea. Thla has no dpubt been largely due to tha fact that building associations originated among city work Ingmen and Its progress and development haa always been In the direction of such changes and alterations In the plan as will make It most accurately fit Itself to the needs and condition of lta membership. As a tesulf, many of the feature of these Institutions, which are In fact mere unimportant details of organi sation and of plan and method, have come to aasume In the popular mind the weight and Importance ot vital, necearary features. For example: In the popular mind, the Idea of a building association loan la one where tha borrower pays of his debt by amall pay ments made weekly or monthly. Since tha businesi of the ordinary farmer doea not enable Mm to meet theae weekly or monthly payments, therefore the building association cannot be adapted to tha handling of farmer loans. Now, the error in thla statement is in the assumption that weekly or monthly payments Is a vital feature of tha building association plan. A mora accurate statement of the building association plan of loan Is that It la a plan by which the borrower Is enabled to pay off hie loan by making periodical payments of a aum sufficient to cover accrued In terest and an amortlratton payment on his loan. The length of 'period between the payments la not a Vital feature of the plan, but should In every association which deal re to do the greatest poaalble good in Ita community and serve tha greatest number of peopf and In every loan made by auch an association, be so fixed and adjusted aa to fit th needs and clrcum. atancea of the Individual borrower. If he is a factory employe or engaged In any occupation receiving a weekly wage, fix kia payments on the weekly plan; if hla wage Is received monthly, make his payments coincide with h PV day. On the other hand. In the ceae of a farmer, you can give him a loan contract In which hla paymenta fall due aeml-annually, which1 will exactly fit his needs and his Income, and will violate no fixed principle of the building association Plan. ' My plea la to widen the field ot building association activities. Not by going into the forbidden neias cr speculation or unsafe Investment, but to retain and keep ever In. mind the motto of tha Building Associa tion Jxaguea of America, "Tha American Home, the Bafesuard of American Liberties." Borne Duiiaing association men mm to Interpret that motto to be restricted to the town home or the city noma, io my mind, however, it la troad enough In lta language and wide enough In Ita application to embrace every home fireside In all th land, whether in tbe crowded city or the buay village, or amid the quiet acres of the oountry farm. By widening the building association plan o as to adapt It to the needs ot American farm era you at once open your door to admit on equal term th greateat source of wealth in America, Last year' th piodnce ot American farma aggregated tl,no,000.0on. All the revenuea of all tha railroad were a me-e bagatella to the vaat reaourcea of Ameri can farmers. And yet while th farmers have such vaat wealth, they are In the woret financial condition as a claaa of any to be found in America. Why la this? Simply for th reaaon that they have not yet learned tha art of co-operation, of combination, vt team work. In handling their monej. The building association la the mltthty. eucceasful example ot tha very leeeon they should learn. f Extracta from address delivered at the San Kran claco convention of the I'nlted fitatea League of Build ing and Loan Assoclutlons. Twice Told Tales Tk Aatt Ttwwer." Pr William t.yad hievenaon, prealdent of the An ttttpplng Lea-t of Idaho, said at a league banquet tn Rntu: ' "I vtalted New Tork last month. 1 put up at a fins hotal tliero-tt a day. in fact, for room ana nam. r.u what aervlce! "I Went Into the hotel restaurant the evening of my arrival to arder dinner. I ordered a simple enough dinner, accotdlng. at leaat. to our Idaho atandard-a dinner of clam, cold conaomme, grilled brook trout, filet of beet with mushrooms, chicken a la broche an ao on yet a almple enough Idaho dinner, but. by crN nua they kept me waiting- In tha heat ana noise en.i smell an uiioonaolenable time, unconscionable! "Finally I called th maltre d'hotel and said: "Is It the rule to tip the waiter here? Tes. sslr,' sai l the man. Oh, yea. air.' 'Then.' aakl I. -slva me 'a good big tip. I've bees waiting close on to three houra." " Bolae Btateaman. All la Day 'a Wwrk. In a town of Maryland one Bill Morton appeared before the poatmastar one morning, and the following eollonuy occurred: 'Morning, Mr. Postmaster."' 'Mnriiina. HtlL" "Haa Tom kloora been In for hla mail yet?1' f -No." I "Will you be ber when ha cornea?" . "I guesa so." "Well, whea he cornea In will you tell him that oa bl way from tha cheese factory I wish ha'd stop and get U at t ot Herman Ptuts'a and taka It down to Henry Parker's, and tell Henry 1 aaid he could have It for that single harness even up. if ball fix that bridle and throw in them nuwet Unea instead of th old black ones: and It b won t trade, toll Tom to bring tha pig dowa to my place, and put it in th extra pan. and b aura and shut that door to the ben house, r all the ehlckta'l! get out. Baire there ain't ao mall? Mumlt.g. Mr. PoaUnaaUr." "Morning, Mil." 1'hlladtlphla ledger. i Marine nnk FHajeJacketa. OMAHA. Aug. H.-TO the Editor of The Bee: I doubt If half the people in the United States know the difference be tween a marine and a bluejacket. The newspapers are partly to blame because they constantly rpeak of sailor a marine. A marine ia not a sailor, even if he does serve on board ship. He Is a member of the United Plates marine corps. Marine are to be found on dreadnoughts, battleship and armored cruiser only. There are between fifty elx and seventy-two marine on all ships of these three classes while the num ber of bluejackets range between 7M0 and 1,000 on each vessel. The marines do not take part in the work assigned to the sailor.' They are on board to keep order. They are often called the "policemen" of the ehlp. Pallors look down upon the marlnea and often tlmca will have nothing to do with them. I hope thla little criticism will be of uae to somebody. , ONE WHO KNOW 8. sasdlsg the Alaraa. OMAHA, Aug. 14. To the Editor of The Bee: I see the argument between Mr. Whltnell of the fire department and Mr. Kiiget of the police department over the proposed expenditure of about 1120.000 for a new fire alarm system. The way I see It Mr. Kugel la not butting into Mr. Whitnell'a business, but as he has a vote on the question I think Mr. With- nel should state clearly the advantages ' of tha system and show absolutely thit it will reduce the cost of our fire In surance and not make It a personal la sue. Mr? Whltnell seems to try to dodge the question by saying how Mr. Kugel'a department la run and slurring him be cause he wants to understand why it would not be better to put on more motor equipment ao that all the outlying districts "will have better fire protection as be thlnka the telephone alarm aystem is very good for the present. Now I would like to see Mr. Whltnell show Mr. Kugel where the system is all right Instead of making a personal argu ment out of It. JOHN A. HOOT, fc3 North Twenty-sixth Street. A Boy' Notion of Ike War. ABHTON. Neb., Aug. 14. To the Editor of The Bee: I read the letter of R. S. in The Bee and I know he Isn't the only one that would like a paper that Isn't pro-German. I would like to ask the person who algned himself Anglo-Maniac if he really ia a maniac. Qod bless our noble president, Wood row Wilson. We see what a calamity it would be if Germany would win. It would soon try to conquer all the world. Another letter says: "England started the war because of anger and fear." Who started the war? No one else but Germany and Austria, But, thcn I might as well ay only Germany for Austria is ruled by Germany. I wont atgn my name Anglo-Maniac for I am only art ANTI-GERMAN KID OF THIRTEEN. Preaaredaeaa with a Veaxessee. NORTH LOUP, Neb., Aug. 15,-To the Editor of The Bee: A dispatch from Copenhagen says: England ia not ao busy now making the much-needed guna, aa it la In the turning out of machinery with which the guna must later be manufactureed. It will be aome time before the war fac tories are properly equipped to begin re lieving the gun atringency at the front. From the above, the American people should see why the Germane are about a thousand city blocks ahead of the Eng lish in war equipment War equipment la very almllar to woman's fashions. A new suit In 115 will not do for 191. From one to alx months changes the faahlons. Suppose the milliners would make up enough bats tor ten years In advance, what would tha atock be worth? Nothing, is the answer. Buppoae congress appro priate IGOO.OOO.OOO to make war equipment to laat ten years, what will it be worth within three years? Nothing, Is tha an swer. The United States should have a couple of factories equipped at a coat ot 1100,000,000 for making war equipment. Those factories should be able to turn out fifty submsrneMoata within , three month's time. An experimental depart ment ahould try out every available Im provement in war equipment. That would cost fcS.000,000 annually. In that depart ment a corps of experts ahould be main tained. When I aay experta, I mean a claaa ot men who have ahown mechanclal genius. Buppoae the entire expense of the expert be S1.B00 each, on an average, an nually; 10,000 of them could be Paid for on an annual expenditure of $15,O0O.0uO tha coat of a battleship. Any real genius can succeed on 11,500 a year; a politician cannot do that. This country can never be efficiently protected under present method. Too much Wall treet In every thing and. that ia what trouble Eng land. The War and Navy departments ahould also have a roll ot lOO.OuO practical gnachlnlata, who may be called into the service at any time. WALTER JOHNSON. B'asattes with Baa Ball. OMAHA. Aug. 15,-To the Editor of The Bee: A tew words about conditions In Omaha base ball. I went to a game be tween Omaha and Lincoln Thursday and although good tn some respecta, it waa disgraceful In others. Umpire Van Sycklo "rode" both Omaha and Lincoln from the atart and although Lincoln behaved nicely "except in one Instance, the "umpa" banished about U of their play era This is the kind ot umpire that hurta tha game sorely. , Another thing, any day you go ou to Rourke park profane language abounds. Until this la stopped the attendance will be hurt- , AN ANXIOU8 FAN. TIPS ON HOME TOnCS. Boston Transcript: The 8an Francisco; euaenists who declare that the woman of the future la to be dark are too pe1 inlstlc over the permanency of the bath ing girl'a sunburn. Chicago Tribune: There ought to be a great propaganda tn thla country, a props sanda which should sweep away all the lesser propturandaa now vociferous throughout the land a propaganda of heart-whole Americanism. America needs America as ln thla day and la tha days to came. Louisvtile Courier Journal: Victor Mur dock haa plunged Into controversy to prove that he aaid. and meant "Olttlte" and not "Hlttite" when he made a cer tain IllblUal allusion. The fact is no body believed that the gentleman from prohibition Kansas would una such a tenrt ! aa 'Vrltttte" in ery connection. CHEERY CHAFF. "No," an 1.1 ife-nntor Unrghum: "If a mn4 hotwe to succeed In pob'lcs out in my town be doesn't want to economise."- Washington fcitar. Small boy Ma rays this here butter is bad, and yo'l must make It a-ood. iimccr Well, son, we carry an allj around atock. but we are Just out of alchemy! Baltimore American. "Well, bow dlil your novel coi'f out?" "Not au badly. 1 made pretty fair terms with a Junk mrni to take the en tiro edition." ZalnsvlMe Courier Journal. "l'on't you think you ought to give more attention to political economy?" iePLAZA HOTEL- NEW YORK FIFTH AVENUE and FIFTY NINTH ST. The coolest hotel in New York. Overlooking Central 1'ark. Within easy distance of all theatres and shops. Your address known the world over while you stop at The Plaza. OUTDOOR TERRACE AND SUMMER GARDEN Special Dancing Features Single Rooms with Bath, 13.50 np Double Rooms with Bath, $5.00 p To raaerv rnnms e Is esrsr farther iaforaMttoa address FRfcD STbRS V. Masaie Dirsstnr A Fittest of tlie The brewer who continues to use the light bottle, which necessi tates the warning, "Keep this beer from light' signs the ultimate death warrant of his brew. By his own confession he breaks that un written law by which every man ufacturer should abide the pro tection of his pro duct from factory to consumer. Schlitz in saWsBsaaaaMaaBaalglWBBglM Brown Bottles is the Purest 1 oeer 15 rewe it is all health fulness from the brewery to your glass light can not harm it. It costs no more than beer in light bottleSo IS See that crown is branded "Schlitz Phone Doug. J597 ScbilU Bottled Beer Depot 723 & BU, 8t, Omaha, Neb. Phone 4X4 Hy. Oerber 101 8. Mala St. Council Bluff The Beer That Matte Milvrautiee Femouo