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About Omaha daily bee. (Omaha [Neb.]) 187?-1922 | View Entire Issue (June 14, 1914)
G A THE OMAHA SUNDAY BEE: JUNE 14, 1914. Iff SHY AT MAN OF 45 AND OYER! Inventor of Register for Farm Line 'Phones, Insurance. Actuaries Look Upon Him as a Poor Risk. QUEERED BY SWELL FRONT DnllylnK with (he Highball nnil Whlaktne Fonni from Schooners Pnln a Crimp on the Poller. Recently two national bodies, tho Aseo elation of Life Insurance Medical Direc tors and the Actuarial Society of America, held a sort of congress to chc-ek up their tables. The expert went laboriously Into an investigation of every phase of the matter. The records of most of the Im portant Insurance- companies were thrown open to thorn. They cpmpared tho medi cal examination statistics of policyholders with the subsequent histories of the In sured. The results of their labors have been compiled In a work of many vol umes, with hundreds of tables. 80 far as generalities arc concerned, their reports are highly optimistic. They found that the death rates of all the companies are lower than they ever have been. This Is attributed to two things: (1) Better sanitary conditions of living, due to the tremendous fight of physlolnns against tuberculosis and Infectious dls esses; and (2) Greater caro In selecting risks In Issuing policies. it Is particularly to this last Item that the attention of tho overweight man or 4S Is called. Ho Is no worse risk, perhaps even n bettor, than a man In his condi tion was five years ago; but ho will find It harder to get policies In enreful com panies. Fortunately, ho Is finding It in time to rescuo himself, insurance saica men .say no man Is so eager to got -,a policy as one who has been rejected for Physical unfitness. Mr. Man of 46, you who survey com placently the snug little paunch that Is gradually Increasing the measure of your waistband, do you know that nature Is hanging, up signals to warn you thero are dangerous reefs nhoad? You look well fed, you are well groomed, you have n, nice, .pinkish comploxlon, you scorn to bo physically solid, sound and substantial. Toil dally over a good breakfast. You read the papers comfortably on your morning trip downtown. After the fore noon's work yoii lunch rather fully and perhaps wash the food down with a. stein of beer. "VVonldn't Tlint Jnr Vouf When tho afternoon's work Is over, you' drop In for a drink or so with thu old .cronies, perhaps visit your club, and get home In tlmo for a good dinner. After the mcul you loll around "with a sood cigar for an hour or so. Then you read, or go to a play, or sit and chat until tlmo to go to bed. Now wouldn't it make you violently angry If you should hear eomoono ro mark nbout you; "It's too bad about poor Jones. He is deliberately commit ting suicide'." Angry? Of course it would. 'Yot, Mr. Man,' that is precisely what you. are 'doing. Would It Jar your complacency If you realized that a.) I other things being equal, you are not considered a first class risk by a careful llfo Insurance company? . Then prepare for tl)e shock. You aro not .first-Maps rlsk.V yiou.e;re:.oyrV welgh'l. ,.YQur waistline ,i wtifllderably In excess of the lino of your expanded chest,, You. are. heavier, than, a, ,mtu,of your age ani) helght"ought'to be'. :A"nd the fellows in. your condition, wo, do not take proper .caro of .thomsejves. aro dropping off rather rapidly all around you. Apoplexy claims the largest share of them although heart disease and the terrible hardening of tho arteries follow !oscly. Drlght's disease gets a largo proportion, and so does pneumonia. Can cers and tumors .account for a large residue. All of them good fellows, you know, right. in the prime of life,' whon their mentality la at its fruition and they ought to have- twenty or thirty working years In which t; reap tho har vest of their experience. As nearly ovorybody knows, scientific llfo Insurance relies upon the Immuta bility of the laws of averages. Of lfO, 000 healthy young mon at age 31, for instance. It is shown that the average will die in a given number of years. To enable a company to pay him a fixed sum at death, it Is only necessary to ascertain what annual fco ho will have to pay for the period ho la expected to live. Of the 100,000, ono man will dlo tho day after ho gets the- policy; but another will live so much longer than the expected ago that tho account balances. (An Effective AVarnlitir. Not so many weeks ago, a solicitor took Into the offices of a local company the application of a successful business man. The solicitor confidently assured the med iiat examiner In the office that this man was a good risk, Tho applicant came In next day, cheery, robust-looking, expan alva arto girth. He was 41 years old, but he had, to pay for his life insurance at tho rate 'Of a man of M. And the examiner told him he was lucky to get It at that. J -iMA man gave up hit automobile and began walking to his store. Also he bought a xolf outfit and Joined a club. Tho danger of overweight when the Clrth exceeds the chest expansion is not confined to men in the forties, nut i central It Is greater fdr them than for younger men. This Is shown in some of ' the tables of the roedlco-actunrlal mortal-1 Ity Investigation. I It was found that those slightly over weight, with oversized girth, died less' rapidly between the ages of 15 and 30, years than between the ages of 30-40 years, and that the death rate of those 40-JO years was much greater. Only Tl per cent or those In the first, ulasa died within tho experiod of life, while the ratio of deaths In the first class to tha expected mortality reached the appalling! percentage, of 106. For those S to 10 per, cent overweight the percentage climbed, to 126. and for those 15 to J6 per cent over weight It reached IS. I These figures simply mean hat when j a man of 43 gets greatly overw eight, bis , girth being greater than his chest cx-i pension, the probabllltles-alt other things ' being equal-are greatly against him 11 v. j Jng as long- as the man of normal weight And proportions at his age. Work Oft the Kt, Tb doctor remedy Is exercise, nut he Is careful to specify that there Is as much danger in the wrong kind of exer cise as in no exercise at. all. The man of sedentary habits must not overdo his ' physical culture, unless he expects tj1 keep It up. Otherwise he" wilt build up, a lot of muscles he doesn't Intend to uso and develop his heart out of proportion to me nody. A for those who drink a glass or two of beer a day or ,a glass of wfclsky, the Investigator found that they 'die of clrr- (0 A. M. Howard of Tekamah, Neb., has Invented an Indicator for use on rural telephones that. Indicate how many hours In the year the telephone has been Used, I tow long It was used f arii time, tells the user when his four minutes are MP, and above all things, tells the user Jfxit who "butts In" on the line, or who Is "listening In" so to speak. The Instrument la a simple little pleee of mechanism that attaches readily to tho telephone. When ono rings 11111 Jones with a long and two short rings, and Illll takes down the receiver, one will hear a bass ami two high musical note sounding Into the receiver. Ho will know at once that It Is IMI1 Jones' receiver come down and that eVery- 2 thing Is nil right. On the other hand ? while talking to lilll you hear a high musical note and thrro low ones, you will know at once that Is Jnck Hmlth. and that Jerk Is '"rubbering In" on your business. Thus everyone's telephone will have distinctive combination of musical notes corresponding to Its peculiar ring. Then, too, ths indicator gages the length ot the conversation so that ono may comply with tho rules of the com pany. Whon the receiver comes off tho hook It sets the indicator Into operation. At the end of four minutes It Is ruri down. Than It automatically discon nects you That's a hint that you luivn talked long enough for an ordinary con versation or mere visit. If however, It Is business and you wish to talk longer, all you do Is to press down the lever ot tho Indicator and the Indicator Is wound up again for another four minutes. Eleven years ngo Mr. Howard built the first rural lines In Phelps county. Ho "shot trouble" there for n while and thon beenmo manager. Hut everybody was "listening In" on the lines no much that tho batteries became exhausted readily, and tho service was always bad. Howard flew back and forth over the lino fixing things and In doing so found somo very peculiar tactics re sorted to by persons who strained every effort to listen In on tho lines whon others were talking or who strove In many waya to commit nuisance on tho lino whon others were using It. ,Ho found a bachlor holding a pet pig to the telephoho, pulling Its ear. and making It squeal Into the transmitter when others on the lino were seeking to talk business. Ho found a toothless grandmother dropping her sewing to hold tho receiver nnd get tho neighbor hood gossip. He found a young woman with tho receiver tied to her ear with n handkerchief Ixiiind around her head In order that sho might hear while she worked with both hands at her sewing. Ho found a three-year-old baby stand ing on a chair listening In as he had seen his parents do. So Howard swora ho would Invent an Indicator, and do away with all this, Ho has tried the Instrument out and says it works perfectly. He says the rubbernecks have been annihilated, tho long-winded gossip Is out of business, tho saving In battery" consumption will be M per cent, and the talking service will bo 60 per cent better for having stronger batteries. hosts of tho liver five times as rapidly as tho nondrlnker, In all deaths from dia betes, tuberculosis, pnoumonln and sul cldo, tho two-or-lhreo-glasscs-n-day beer drinker dies twice as rapidly as the non drinker. Moreover, among men of 45 years and over, tho percentage of death among tho "free usars," as based upon tho average expectation ot lite, is given as high as 173, while the lowest rate men between It and 30 years, Is 125. These ratios are not to bo confused with tho averages for the different ages. Naturally, the average llfo expectation of a man of 45 Is less than that of a man of St. Dut the men of 21 and those of 43 arojclasilflod, each according to his age, so that the percentages ot actual deaths to expectations ot llfo afford a fair basis of comparison. Underweight men nro nlso considered hazardous risks; but, as a general thing, risks from taking them are greater when they aro in comparatively early man hood. Thnt Is, an underweight applicant iwlth a family history of tubercutosls would not bo considered a first-class risk under tho age of 35. It ho has reached that 'nge without developing tuberculosis, howuver, tho chances that he will develop the disease later aro considered almost negligible St. Louis Post Dispatch, MILLIONS' OF UNT1LLED ACRES Idle I.nnil Far Exceeds Aren Under Cultivation in United ' States. If all tho arable land of tho United States whfch Is not under plow, could do put into ono Iuiki farm It would cover all ot tho United States east of tho Mis souri and Mississippi rivers. According to statistics which have been compiled by the Department ot Agriculture, this vast acreage of land that should be used, but Is not, totals 832,000,000 acres, which Is equivalent to the combined areas ot the states of Maine, New Hampshire, Vermont, Massachusetts, Ithode Island, Connecticut, New York, New Jorsoy, Pennsylvania, Maryland, Dolaware, Vir ginia, West Virginia, North Carolina, South Carolina, Georgia, Florida, Ala bama, Mississippi, Tennossee, Kentucky, Ohio, Indiana, Illinois, Michigan, Wis consin, Iowa, Minnesota, North Dakota, South Dakota and Montana. According to the same statistics, the tillable land ot tho United States actually in crops represents only 311,000,000 acres about 27 per cent of tho 1.143,000,000 acres available. This Is equivalent to a farm as largo as the stntcs of Wyoming, Nobroska, Kunsas, Oklahoma, Missouri, Arkansas and Louisiana combined. Tho lands which, while not avallalilo for crops, can bo devoted to pasturage and orchards, comprise 361.000.0CO acres. This equals the area of Texas, New Mexico, Colorado ond Utah. Tho area of land In the United States which an not bo usod for agriculture, eltncr now or In the future land considered Irre claimable comprises 300,000,000 acres. If all this could be gathered Into one ter ritory It would bo equivalent to tho com bined area of California, Oregon, Wash ington, Idaho, Nevada nnd Arizona. This gives a striking account ot the vast territory which still can be used to feed the hungry millions, not only ot tho Unttcd States, but also ot the world. In pther,, words, for every 100 acres. !iajt are now tilled about 375 may bo put into crops when tho country Is fully de veloped. Icsllc's Weekly. FORTUNE WON FROM ONE IDEA Some Notables Who Orlulnhteil Good Ones nnd Pushed Them to (he Iilmlt. Post put Uattle CrocK on the map with ono Idea prepared breakfast foods. Mr, Johnson took tho scratch out of the phonograph and so gnvo not only Cam den and-New Jersey the Vlclor, but the country ono ot Its most amazing business successes. Pulverizing charcoal to make It a more economic fuel was so good an Idea that Walter 8. Wright Is tho fourth genera tion of his family to continue that century-old Industry In Camden county. Tho thought that a needle could sow with the oyo In the point Instead ot the other end was what made Howe and his sewing machine nondlng a piece of wire to give It a "hump" the whole world knows the story of tho Do Long hook nnd eye. Halt a dozen men sitting In a little cof fee house said to another, "We'll guaran teo you against loslnft your ship and cargo," and so tturtcd the world's most celebrated Insuranco concern, which Is known as Lloyds. In this age of enormous business, the fellow who gets just one good Idea for buttering any one of a thousand things can at once order his steam yacht. Phila delphia ledger. It's Health That Counts It is the duty of everybody to keep healthy, but this is impossible if the Stomach is weak, Liver lazy and Bowels constipated. An impaired di gestion soon affects the other functions of the body and to remedy this con dition you should try wmmm, im,u;y,i'.-i,iVMLukiw illlill IRONY OF FATE RUBBED IN Anecdotes Illustrating the Thonnhf leane of Celebrntora nnd of Mali, "Tho finest Instanco of the Irony ot fate that has ever come under mv no- tire," remarked the man who has hren In Mexico, "was staged on Tuesday, May 6. 1914, In tho warlike land to the south of the Itlo Grande. 'On that day all Mexico, or those parts of It which were quiet enough, celebrated with parades. fireworks, speeches, Illuminations, and other things that go to make ud a biir national im. Jolclng. All this was in commemoration or one of the most glorious date land marks In Mexican htstorv. the Sth i f May, 182, when tho Mexican republican army defeated the French at Puebla and paved the way for the capture and exe cution of the emperor, Maxlmllllan. 'And here comes the Irony. I wonder how mony Mexicans noticed It. The victory of Puchta, on account of which Mexico was making ail this fuss last Tuesday, whs largely due to Gen eral Porflrlo Diaz, who Is now an -ixlle from the land which is celebratlns- tn.it victory. Can you bea It?" "I'm not aurc, but I'll try to," put in the man who has been to the land cf tho midnight sun. Tho contributor of the first anecdoto looked at him Incredulously. Nothlnc daunted, the other narrated this "In 1J0G Norway seceded from Its union with Sweden and set up as an Inde pendent kingdom. The great majority ot the Norwegian people were emphatically In favor of secession, and national feel ing was at fever heat. "Despite this, Djornstjerno UJornson, the Norwegian literary god, came out against secession. He pointed out that Norway allied with Sweden was much stronger than by herself and urged his countrymen to reflect before they came to a rupture with their Swedish neigh bors. "The Norwegians were Infuriated bv' his action, UJornson, their ' demigod, sgalnst an Independent Norway It vas beyond belief! Hostile mobs surged through the streets ot Chrlstlanla, the Norwegian capital, denouncing their former idol. "Soon a mob gathered in front ot 'tie famous author's residence. While t'..ey stoned Iljornson's windows and othsr wise expressed their emphatic dlsappnv.nl of the erstwhile national hero, the en raged Norwegians sang their national hymn, the beautiful Ma, vl clsker' tne perfect expression to a Norwegian's mind of Norway's sturdy national spirit. "And here comes the Irony of It. The worda of 'Ja, vl clsker' were written by DJornson." New York Times. Pointed Pnrngrspha, There's somo room at the top of the greased pole. And most of our tragedies look like comedies to our neighbors. ltlches permit one to appreciate the blessings of poverty from a proper dis tance. When a man puts both his monev nnd confidence In the wrong bank ho subse quently withdraws his confidence, Chi cago News. HOARDED GOLD OF POTENTATE Wealth of Ilnler of Vnnl State, Where Graft !nier"iedr. WnKes. The largest private hoard In the world Is probably that owned by the ameer of UokhAm, the Huss an vaeat state In central Asia. According to the Turkes tanskiy KrnJ the ameer possess In his stronghold a vault 115 feet long, forty five feet wWe and twenty feet nl?'i. completely filled with gold bars and coined gold. Some years ago the ameer had another vault built to hold his savings, and the new storehouse Is now almost full. There Is at the Bokharnn court an enormous cash book, which has served for genera tions and in which all revenues and ex penditures arc supposed to le put dowti. but nlso for generations It has never been checked with "cash In hand." Grafting is the easiest thlng in the world at Poghara. The ameor's officials draw no salary. They are appointed on the understanding that they must keep themselves on what they can make out of their various offices. Thero Is no bud get, nnd the largest permanent charge on the ameer's Income Is ono of J1C.000 an nually for a local hospital. They there Is a small contribution toward the upkeep of the Russian police In the protectorate and the maintenance of the Dokhamn "army," which has shrunk to a mere bodyguard. The Ameer's savings, It Ifl calculated, amount to more than JS.OCO.o.O n year Ho Is by traditional usage compelled to send every rear a number of valuable "prea lents to the Itueslan authorities at 8am 'arkaitd and Tashkent. These presents 'consists of carpets, silks and the like, ' which are Immediately sold by the recipi ents to native traders, from whom tho ameer ns regularly buys them back at fixed prices, to be stored up and to serve against as "presents" the following year. London Globe. The most desirable furnished rooms are advertised In The Dee. Get a nice cool room for the summer. Home Wrinkle Rec'pe Astonishing Results Such startling, sensational results come from a very simple, harmless home-made wrlnklo-remover, there's no excuse now for anyone wearing those hateful marka of ngo, Illness or worry. No need tooling with worthlera pastes, creams, nor "skin foods" which don't feed the skin. No need rubbing, massaging, steamlng-senseless methods which expand and loosen akin and underlying tissue, aggravating a wrinkled, flabby condition. Better, saner, surer. Is the scientific saxollte formula. Thousands have successfully tried It thousands freed of wrinkles, enlarged pores, saggy cheeks, double chin thou, tands younger looking, happier! All you need do Is to dissolve ono ounce of powdered saxoltte In one-half pint witch hazel, nnd batho your face In this. The effect Is almost magical. Even deepest crow's feet completely, quickly vanish. Skin becomes firm, smooth, fresh looking bears no trace of treat ment except enhanced beauty. Get these Inexpensive Ingredients at your drug gist's, try this marvelous saxoltte lotion today Advertisement. i HO STETTER'S STOMACH BITTERS It assists digestion, keeps the liver active and is a real safeguard against Poor Appetite, Indiges tion, Dyspepsia, Head ache, Constipation, Bil iousness and Malaria. To Protect Health Insist on Hostelter's AN AMAZING VALUE IN A MAGNIFICENT DItESSER. of fered in American quarter sawed imitation oak. beautifully fin ished, brilliantly polished. Entire base has serpentine swell front, French beveled pattern shaped ntlrror set in artistic f tf ( standards nnd truly l.5rJ a remarkable value at. . The Engagement Leads to Marriage Marriage Leads to the Home AND THE HOME LEADS YOU TO HAETMAN'S. You will surely want a pretty and a comfortable home. Hartman's extremely liberal open charge ac count system makes the SMALLEST salary largo enough to afford a homo with every possible comfort. Choose YOUR futuro home from the largest high-grade stock of furniture In tho city. You will find our prices absolutely the lowest In Omaha, all goods marked In plain figures and one price to all, and If necessary you can take a year or more to pay your bill. It will pay you to see us before buying. 3-Piece Library Set SOLID OAK THREE-PIECE MISSION SUIT. Beautifully finished fumed and upholstered In guaranteed Spanish fabricoid leather. Chair, and rocker have upholstered seats while the table meas- 40 r 40x26 inches and Is fitted with large stationary drawer. I J Entire set offered at thlH very low price SANITARY WHITE ENAMEL LINED REFRIGERATOR, offered at an unusual suvlnir. The nrovlalon chamber fitted with adjustable" nlckelu wire nneir, paiemea orip una arain Interlined- with mineral wool. Entire case constructed o nara w'ood, This week's selling price ...... 6A5 A LATE MODEL IMPROVED COLLAPSIBLE GO-CART. Made nprlngs, adjustable back and dash, lias full sized hood and snlen- dldly upholstered, Largs 10-Inch wneois, wun neavy rubber tires. Very special this week at . Rug Bargains for This Week J $4.95 feet, very strongly braced. A decided value at this price. LARGE MAPLE PORCH ROCKER II as I - inch posts, double cane back and seat, suitable for lawns and porches. The finish Is Inde- struc.ta. ble and the rocker con structed throughout Special low prices this weeK, ai , HIOH GRAt)E QUARTER SAWED OAK COLONIAL DININO CHAIR Has full slip seat, uphols tered In gen uine 1 leather. Have turned $2.35 1 HEAVY TWO-INCH STEEL POST BED COMBINATION. Consists cf full sized Vcrnls Martin Bed, ten heavy fillers. Bed Is full height, head end measuring 08 Inches. All steel springs and heavy cotton top mattress. Complete f 1 QC outfit specially priced, lUtOD a. v I i HERE IS AN EXAMPLE OP REAL ALUE GIVING A 9x12 Monarcn urusseia liug. extra well woven, strong and durable choice of many beautiful oriental designs. Very . f pretty color combinations, worth jn.00. Specially I If foot Your 95 One of our big specials this week is a fine xS-ft. Brussels Rug. Should be seen to be ap preciated. Many pat- terns to select from. O. jlf Special low price A special offering In a 9xll-ft. 1 Velvet rug. Have fine high silky 1 pile, a wide range of designs 1 and color comblna- f f f j n 1 Hons to choose from. I 1.5(1 Special this week J , i o iiimm 1 A HIGH GRADE SOLID OAK KOMED EX TENSION TABLE, Comes in -ft. lengths, beautifully finished and splendidly con structed thiough. The heavy square uase is supported oy tour co lonial turned legs. Our special low price ror mis weeK. fy (square 10.98 FREE Hartman's Great Premium Offering FREE 0' ... $2.85 I Beautiful 4S-piece semi-porcelain gold decorated dinner Bet, absolutely fre this wek with every purchase, cash or credit, amounting to S60 or over v : j Our complete display of rea intr reed and fibre f nrnltnrs consists of best Amtrican and Imported makes. Quallty,variety, comfort and refined style are feat urea concentr a t e d in our uphol stered summer furniture. trJIP&F CP ?I P O R T A B L E ROCKER. Suitable for either porch or sunroom. The material used Is imported reed. Has broad seat and arms, very stoutly con structed. Worth double the price we ask for it While 4 0 0 the quantity lasts, at AN EXCEPTIONAL VALUE IN SOLID OAK PORCH SW1N-J. Is made throughout of hardwood, splendidly finished In Early English. Measures 4S incnes long ana 11 inenes aeep. tinapea seat and nigh back Comes complete with heavy galvanized noons, at chains and ceiling 2.98 MASSIVE FOUR-PASSENOER OLID INO PORCH OR LAWN SWINO Extra well made of seasoned hardwood, neatly enameled In red. The seats and platform finished natural. The back is adjustable and seats are wide and roomy. fit? uuriow U.JFfJ Fully worth Si: 00, price, 1414 4416-1418 DOUGLAS ST. Ol'R IMPROVED KOUR-PASSEN-JlElt LAWN SWIN-i . Il' lge frame, standing Tfci feet high, enam eled red, seats and platform has splendid oil rubbed finish Not af fected by rain. Has noiseless bear ings, swings easily and rtr well braced to insure great T strencrth. Our Inw nrl.