THE BEE: OMAHA, MONDAY, JANUARY 19, 1914.
The Bankers Reserve Life Company
BA80OX K. BOBX80XT, rr lid ant.
HOME OFFICE, OMAHA, NEB.
Excellent Af sncy Positions Arc Opn to
Salesman Wishing-, to Increase Thtlr Incomes.
THE RIBULTS OF 1913
Total Income $1,333,324.97
Dividends Paid to Policy Holders 130,678.36
Death Losses Paid 179,875.25
Paid to Beneficiaries & Policy-holders, total 417,640.76
Interest Income Exceeds Death Losses by . . 16,672.79
Net Gain in Assets 590,534.35
Total Accumulated Assets 4,292,750.02
Policies Issued and Revived 5,345,369.00
Business in Force December 31, 1913 32,039,908.89
A RECORD OF PROGRESS AND lMtOSPURlTl
Guarantee Fund Life Association
OMAHA, NEBRASKA.
Orgnnlzctl January 2, 1002.
Assets, January 1, 1914 $1,319,481.68
Reserve Fund 1,079,377.44
First Mortgage Farm Loans 656,297.50
Entire Assets Are riedgod to Sccuro Policyholders.
Policies provide death, disability and old ago benefits, and are
Incontestable after two years from their date.
Unselfish men desire Hfo Insurance for protection for th
family. That Is the only kind of a policy we Issue. Men only.
21 to 50 years, aro eligible.
Since most men desire life Insurance mainly for protection,
why not buy a policy that will best serve your needs?
Rate per $1,000 insurance, age 35 years, $ 13.30. Guaranteed
by entire assets.
Other ages In Game proportion.
Hoine Office :-: :-: Brandeis Bldg.
Phone Douglas 7021.
News from the Insurance
BORROW ON LIFE INSURANCE!
Field
Some Seotions of Country Use More
as Collateral.
PACIFIC
COAST
HIGHEST
Ontrnl Northern Stntes Are I.oTret
Ilrnpf Iclnrlen DeprlTfil of
I.nrK Snmn by Itrnaon
of the I.onn.
..J
The Commonwealth Life Insurance Company
OMAHA, NEBRASKA
508-512 Omaha National llnnk nuildltig.
COMMENCED 1JUSINESS AUGUST OT1I, 1010.
OUR GROWTH
Admitted Assets
January 1, 1011 . . .$278,140.40
January 1, 1012 $201,035.80
January 1, 1013 $330,075.75
October 1, 1013 (Est.) $415,000.00
Insurance in Forco
$ 340,042.00
$2,111,870.00
$3,084,870.00
$5,500,000.00
Surplus To Policy-Holders (Over) S295,000,00
EVERY DEATH LOSS HAS BEEN PROMPTLY PAID
You are absolutely safe with a policy In tills company.
Roost for a Nebraska Company. Do not send your money from
the state. ,
Our assets are Invested in securities on Nebraska lands.
Not tho Largest Company, but the Rest.
FRANS NELSON, President.
Missouri State Life
ST. LOUIS, MO.
Offers Its revised agents' contract and paying territory, with some
irresistible policies, to men who know and do.
our way.
They are all coming
Write J. E. AUSTIN, General Agent,
394 Brandeis Building. OMAHA.
NEW YOrtK, Jan. 1.-Tht the people
of certain sections of the United States
borrow a great ileal more on their life
Insurance policies than the people of
other sections Is Indicated by an InvcstI
Ration Just concluded by the Association
of Llfo Insurance Presidents Into the
geogrnphlcAl distribution 'of H66.000.000 of
outstanding- loans to policyholders at the
end of 1111. The Pacific const states, as
a group, are highest with 20.09 per cent
of the reserves borrowed, while- tho cen
tral northern statds are lowest, with 1S.49
per cent borrowed. Tho average for the
United States for that year was IB. per
cent. Tho reserves from which this sum
of $156,000,000 was borrowed amounted to
2,K3.CO0.OCO.
Theso figures and percentages are
based on the United States business of
American companies holding 93 per cent
of the total assets of the life Insurance
companies of this country In 1911. Ths
Immense amount ot loans Indicated was
segregated by states and then grouped in
recognized geogrnpldcnl divisions In an
effort to ascertain what causes nr back
of the large Increase In such loans In re
cent yean.
Tho results of the investigation aro
given in a report made public today by
Robert Lynn Cox, general counsel of the
Association of Life Insurance Presidents
No conclusions are stated In the report.
but tho figures are given to tho Amerl
can public In the hope of stimulating
a study of the underlying reasons for tho
unusual expansion of the practice of bor
rowing on life, insurance and the prcsen
tatlon of remedies therefor.
This report follows up tho recent sev
enth annual convention .of tho ABSocIa
tlon ot Life Insurance Presidents, at
which It was polntod out that these
mortgages pn life; insurance policies had
Increased from 3Vi per cent of the re
serves In 18S8 to 16.03 per cent tn 1912, ana
probably would reach 18 per cent at tho
end of 1913. The total reserves in 1912
amounted to about J3.BOO.OCO.000.
That beneficiaries will be deprived ot
much more than 1500,000,000 of life Insur
ance protection, as a result of the policy
loans outstanding at the end of 1912, Is
one prediction made by the report, be
cause experience shows that a large pro
portion of the Insurance protection thus
withdrawn by policyholders Is never re
placed, the borrowed money being in
vested elsewhere or wasted.
The Investigation Just finished dealt
largely with the figures for 1911, as they
are the latest that aro available for geo
graphical division. Kxcludlng Alaska and
our tropical possessions, the loans ot
H56.000.000 at the end of 1911 granted by
tho companies holding 93 per cent or. me
assets were distributed as ifollowa:
ACCIDENTS OF THE WEEK
BsvUw of Be Accident Headlines for Z.ast Wssk, Showing the
Accident Insurance.
Necessity of
ACCI
DENT HEALTH
SURETY
BONDS
LIABIL
ITY PLATE
GLASS
AND
TIDAL WAVE ADDS TO
TERRORS CAUSED BY
Several Thousand Persons Killed by
Series of Siesmio Disturbances
in Southern Japan.
Forty Deaths from
Traffic Accidents
in Washington
WOMAN KILLED IN AUTO
UPSET NEAR CARROLL
TWO FIREMEN KILLED AND
FOUR HURT AT BANGOR, ME.
EXPLOSION 4LS TWELYE
Over Two Hundred Men in Colliery
When Blast Occurs.
FOREMAN ONE OF DOZEN DEAD
Hurt 5mip lii Jimt l'tvp Mlnntei Hi"
fori to Set l'i Somp HritHlom
Hunt lunltlnu; llrllrvcrt
to IH Cmme.
Switch Engine Hits
Automobile; Four Die
Railroad Official
Found Asphyxiated
DR. M. I. GORDON HURT
BY AUTO PASSING CAR
IOWA FARMER KILLED AS
CAR RUNS OFF A LEDGE
German-American Life Insurance Company
OMAHA
First Class Positions for
Live Wires
Characteristic Western Service
This is what you get when the "Lion" writes your bond. No
delay, no red tape.
No better servlco In tho WORLD on SURETY BONDS and
you can get at our HOME OFFICE here In OMAHA.
Lion Bonding & Surety Co.
9th Floor W. 0. W. Bldg. Phone Douglas 678.
We don"t want much, Just the "Lion's Share.'"
Your Insurance
Business
Can be advertised
as profitably as
;'?any' branch' of
' merchandising.
TRY IT on
The Bee's
Insurance Page
figures of 1912. There was paid $300,000
In dividends on the capital stock of
13,000,000 as compared with 1180,000 In 1912.
The net earnings ot the company for the
year amount to 6.M per cent on tho capi
tal Btock of 13,000,000 and tho surplus of
$24,626,180.10. In 1912 the net earnings on
the capital and surplus amounted to 6.05
per cent.
There was added to the surplus of the
company this year tl,K6,996.W. The net
profit on the manufnetures, sales and
miscellaneous earnings was 24,375,964.60, or
a gain of 298,993.28 over 1912.
WINTER GARDEN COMPANY
COMING TO THE BRANDEIS
Al Jolson and the Winter Garden cpm
pany of 100, with a special symphony or
chestra, will give four performances at
the Brandeis on Februury 5, 6 and 7 In
"The Honeymoon Kxpress." Mr. Jolson
is tho comedian who was on the Winter
Garden bill with Gaby Ueslys and is given
credit for teaching her tho English language.
MORRIS & CO. SHOW BIG
EARNINGS FOR THE YEAR
The annual statement of Morris & Co.,
packers, ahows a net profit for the yea
1913, i-mllne November 1, of $1,91(5,! 9 .91, o
a ga n of 2101,313.(5 ua compared with ti t
Slctt Ttvo Year with Iiiillemt ton.
"Two years aso I wbb greatly benefited
through using two or three bottles of
Chamberlain's Tablets," writes Mrs" 3.
A. Keller. Ki:da. Ohio. "Hefore taking
them I was sick for two years with In
digestion." Sold by all dealers. Adver
tisement,
PERSONAL PARAGRAPHS.
BANK CARRIED INSURANCE
FOR MAN KILLED THURSDAY
Henry E. Nlckrll, murdered Thursday
night, was Insured under a group policy
carried by tho" Omaha National bank In
tho Equitable Life Assurance Society ot
New York for nil of Its employes. This
will pay his mother one year's salary.
The Omaha National bunk Is the pioneer
west of Chicago to protect employes un
der this plan and carries thlB Insuranco
for Its employes without charge to thorn
as ono of several movements looking to
th general welfare of their employes.
Insurance .Vote.
With the holidays so close at hand, flro
Insurance agents report a slight falling
off In business, so far as writing new
risks Is concerned.
Senator Owen of Oklahoma linn Intro
duced in congress a bill authorizing a
system of tontine life Insuranco to bo
conducted by the postal savings division
of the Postqfflco department.
The annual report of tho Kansas Insur
ance department shows receipts for 1913
of 2390,839, nn Increaso of $40.2150. Of this
214,784 came from the now fire marshal
tax, Tho expenses of the department
were, approximately, 210,700.
Colonel W, 8. Harding, special agent
of the Springfield Fire and Marine In
surance, company of Springfield, Mass.
spent most of last week In the city, In
specting tho many risks written here by
tho Fbster, Daker agency.
Governor Major of- Missouri has named
tho following committee to Invcstlgato
and revise the Insurance laws of tho state
bc as to prevent a repetition ot a strike
States neseryes.
Central ' Northern (Ohio, Michigan. In- 5-5535,
diana. Illinois, Wisconsin). .......i w.'-"'
New England (Maine. New Hampshire,
Vermont, Massachusetts, Rhode Island. 230.763,823 .83
M?ddrtlantlc7
Pennsylvania .Delaware. Maryland, I? -trlct
of Columbia)
Northwestern (Iowa, Minnesota, Ne-
ttt....?'" "WW."
Southwestern (Missouri. Arkansas Texas,
Kansas, Colorado, New Mexico, OKla- iKm st)
J?nthaAtiantio" VvVrginlaV ' West 'Virginia"
oVclKlln.: Wth Carolina. Georgia. m al uum
Gu?frland MliiVsVlrora
Mississippi, Tennessee, Kontuk'i,, 192,695,317.48
Pnctflc OVashington, Oregon, Qallfornla. 1B9iEn(iB93j72
Nevada, laano, Arizuim. un.11;... , i
Taklne the states Individually umse in
which the ratio of tho above loans and
notes to reserves exceeded tho average of
15.98 per cent for tho country In 1911
....... '
etc
Ratio of
Policy Loans Ixians and
and Premium Notes to
Notes. Reserves
13.49
$ 79.194.7CS.68
41,259,136.43
16LO01.494.M
26,l,0.a
43,399,895. M
33,CGo,4D,3$
39,813.875.32
32,064,123.25
14.19
15.57
16.02
18.73
1S.S?
19.11
10.09
Ktnle. Pet.
Texas 25.D4
Ocorirla 23.09
Washington ....i2.70
Oklahoma 2l-"
North Dakota.. .2137
nnlnrndo 21.31
Tennessee 10.71!
New Mexico.... w.m
Florida 20.26
Idaho 20.14
Alabama 19.9o
California 19.79
Orccon 19.78
Arkansas ..v.. ..19.60
State, Pet.
Arizona 19.20
Wyoming 19.20
Mississippi 19.12
Louisiana 18.8J
Utah 18.79
North Carolina. .18.75
South Carolina.. 18.52
Kentucky 17.43
Montana 17.14
Minnesota 16.92
Kansas 16.78
New York 16.73
South Dakota... 16.57
Virginia 16.32
The states showing less than the aver
age rate were:
Rtai. Pet. State. Pet.
Nebraska 16. r3 Wisconsin 13.16
Pennsylvania ..15,36'
Massachusetts. .15.27
Michigan 14.42
Missouri 14.35
Nevada 14.30
Illinois ,..,13.99
D. of Columbia. lxyi
Vermont 13.69
Maryland , 13.43
Iowa 13.3.
Connecticut 13.12
Ohio 12.87
Indiana 12.64
Delaware 12X4
West Virginia... 12.45
New Jersey...... 12.27
Rhode Island., ..12.25
Maine 12.13
New Hampshlre.ll.9t
by fire Insurance companies: Charles G.
Revelle, Insurance superintendent; C D.
Goodrun of Lamar; Joseph R. Reynolds,
Kansas City: Georgo D. Clayton. Hanni
bal, and M. R. D. Abcr, WarrenBburg.
Governor Glynn of New York has
vetoed the bill Intended to givo tho In
surance superintendent Jurisdiction over
tho rates of liability Insurance companies
under the hew compensation law, in or
der to assure their adequacy. Governor
Glynn holds that the bill Is amblguoui
and might be construed to give the su
perintendent supervision over tho rates
to be charged by tho Mate fund. A new
bill will be Introduced, In which the state
fund rates will be specifically excluded.
Pointed Paragraphs
Showing Necessity
of Life Insurance
The census figures reveal that there
are 3,176,426 widows and 1,471,472 widowers
In tho United States. It also shows there
were 96,210 widows and 49,604 wldowors in
Indiana. It further shows that there are
10,261 widows below the age ot 20 ana
only 1,110 widowers. To every 100 widow
ers thcro were 264 widows in isao, zsi in
1900 nnd 215 in 1910. Somo women object
to llfo Insuranco. Widows never do.
If your homo Is not Insured at nil, or
for an Insufficient amount, you carry tho
risk. If your llfo is not Insured at all.
or for nn Insufficient amount, your wife
and babies carry the risk. Think It over.
Life Insuranco In forco: United States,
$28,213,218,530; Great Britain, $5,870,212,000;
Germany, 22,810,846,000; France, $763,300,
000; Austria. $1,012,340,000; Scandinavia,
$350,000,000; Switzerland, $259,337,771; Rus?
sla. $150,000,000; Japan, $240,07(5,052.
Tho llfo Insurance of tho people of tho
United States Ib moro than doublo that
of all tho rest of tho world combined.
Life Insuranco has educated moro ohll
dron nnd mado better cltlicns of Its
beneficiaries than any. other known
ngoncy. Has saved thousands of women
nnd children from penury and want, and
Is tho only friend of the widow to extend
sympathy with onq. hand nnd count out
money with the other.
It would bo Interesting to hnvo the sta
tistics as to how much life Insuranco has
contributed to tho lessening of poverty.
There aro no direct figures, but thcro nro
statistics along closely related lines that
furnish convincing evidence. For In
stance, In tho twenty years, 1880 to 1900,
the census figures show that the de
pendent clais !n this country decreased
in numbers M per oent, and In these
years life Insurance was making mar
velous growth and taking hold of people
as nover before.
A young woman of Dallas, Tex., was
left a widow with two young children.
Her .husband carried no life Insurance.
.Looking for some work with which to
gain a livelihood, she naturally thougnt
of the hardship brought upon her bo
cause of her husband's neglect, nnd sho
fitted herself to sell llfo Insurance. That
was some ten years ago, and since then
she has written an average of 1100KO of
business a year, or, in round numbers,
$1,000,0 of insurance. Because this
woman had tho bitter experience of be
ing left with nothing becauso of the nes
lcct of her husband, she has mado good
In protecting hundreds of others who
otherwise might havo had to face tho
world as she did,
We nre laniiltiir thn tnnnt Hbernl noli-
cles consistent with good servlco to our
patrons and honest adjustment ot ineir
losses.
NATIONAL
FIDELITY AND CASUALTY
COMPANY
OMAHA.
National Fidelity nnd Casualty Building
PLAN MANY ACTIVITIES
Number of Annual Affairs Soon for
for Creighton Students,
DEBATERS MEET MONDAY EVE
First Presbyterians
Will Secure Larger
Space for Building
That the First Presbyterian church will
exercise Its option on the uddltlonal
nincty-flve feet of Farnam street front-
age west of Its property at the northwest
corner of Thirty-fourth and Farnam
streets, where a $125,000 church will be
built, was decided at a meeting of the
building committee yesterday noon. This
will give them a site of 190 by 140 feet,
the greater length being on the Farnam
street side.
Boring have already been made to de
termine the condition of the ground. The
subcommittee in charge reported that the
foundation expense will be no greater
than usual for such buildings, as not
much fill had been made on the lots.
An outline of the kind, of building
proposed, was adopted by the committee,
ThcTedlflce will bo Intended to seat 1.000
people, and the Sunday school sooin will
I on the same floor as tho main audi
torium. A large ropmy bosement for th
social purposes ot the congregation U
contemplated.
A congrojatlonal meeting will be held
In the present church, .Seventeenth and
Dodue streets, Wednosday evening, when
the building committee will make its re
port.
Students nt University Will Attend
Solemn High Mnss In Memory
of M. Mnrr Iittcrelln CrelRli
tou Friday Mornlnir.
Mis. Joseph Crow hus left to uccotn
rany her fatht-r. L. A. Jennings, 11 inanu
factuter of Nrw a tie, I'd . on un ex
terded trip :o Kl' r'la Cuba and Panama.
Miss ncre Kd'y tin ar I td from th
fcruth to pernl h ouple of wc, kg with
Mita ( aro! Ku pr-c.
Tickling of the Tbrnut
quickly relieved by Dr- King's New Dm
'covir. thr great cough and cold rmeily,
a r.fe oni' urc medlunr
All diugUts. Ad.crt semcnt.
Many student activities are scheduled
for the coming week at Creighton and
several contests of annual occurrence arc
soonu to take place.
On Monday evening at the law college,
In court room No. 1, the annual final
tryout for the varsity debating team Will
be held. There will be eight speakers,
each being limited to seven minutes for
constructive argument and five for re
abuttal. The speakers who have quali
fied In previous contests and who will
appear are Edward F. Sheehan, law, '1C;
Louis D. Kavanagh, law, '15; Edward J,
Robins, law, '16; Edward F. Dougherty,
law, '16; L. B. Day, law, '11; Matthew V,
Brossard, law, '15; P. J'. Barrett, law,
'H; B. Kulakofsky, medicine, '17. Bros
sard and Robins were members of last
year's team.
Wednesday evening the annual final
oratorical contest will be held at the
university auditorium, Twenty-sixth and
California streets. Tho contest Is limited
to students of the arts college. The
winner wll represent Creighton In thn
annual state Intercollegiate contest In
oratory and will receive a gold medal
for first place In oratory nmoug tho
students. The medal will not be awarded
until the end of the school year. Tho3e
participating are Vincent J. Fitzeerald,
Gerald K. La Vlolette. James W. Martin.
Walter J. Coakley, William J. Flahertv
and John J. Cordes. Each speaker will
sneak' on some1 lihasn of the peace ques
tion. The Judges of the' contact will bo
II J. MoVann. Dr. A. II. : Hippie nnd
J. A. Rlne.
ton nt St. John's church. Rev. J. W. Mc
Carthy, pastor of St. Peter's church, will
act as celebrant. Others who will of-
flcato are Rev. Bernard Slnno of St.
Mary Magdalene, deacon; Rev. , John
Roach, chaplain of St. Jumes' Orphanage,
sub-deacon; Rev. James W. Stenson, St.
Phllomenas, master of ceremonies. Rev,
Francis B. Cassllly of the Creighton fa
culty will deliver the Bermon.
The literary society of the arts col
lege will hold Its weekly meeting Wednes
day, debating tho question: "Resolved,
That tho English acquisition of Ireland
was Just." Messrs. McCauloy and Barr
will uphold the negative, while Messrs.
Tillman and Fogarty will nrguo In favor
of the question.
Tho annual founder's day mass will bo
held at St. John's church February 7.
This mass will be attended by tho body
of tho arts collego students and no
classes will bo held on that day, Tho data
for tho annual founder's day banquet
has been postponed to February 21, and
tho affair will bo given nt ono of tho
local hotels. Hon. John Burke, United
States trcusurcr, will be the ch'cf speaker
of the occasion.
"State Mutual Life"
OF WORCESTER, MASS.
ONE OF THE OLDEST 89 YEARS
nnd Ucst Onnpnnlcs on
Knrth.
W. H. INDOE
General Agent
052 Ilco IUclg. OMAIIA.
Company's Property.
Before deciding
on your insur
ance 'phone D.
1275, and ask
about the new
I low cost, all
guaranteed pol
icies, all plans,
Lite Limited
Payments, En
dow m c n t s.
Joint or Part
nershlD. Corpo
ration end Monthly Income or Pen
sion PollcleB. . .
The Prudsntlal Ins. Co. of AmsHca,
Inc. as a Stook Co.. by New Jersey.
M. BRUOH CARPENTER, Mgr.
for Nebraska nnd South Dakota.
BIB-aa City Watl Bank Blag, Omaha
A little slip, An Income stopped Hod lis insnrtd
A heavy fall, A month or two, Befora the fall,
A broken limb, A doctor's bill, MB TRAVELERS wonll
No, that's not all; The rent past due. Have paid It all.
MORAL I INSURE IN THE TRAVELERS.
TOM KELLY, "The Insuranco Man."
Tyler 001. City National Bank Bulldlntf.
r
There I3 a Standard In Everything
Tho General Insurance Agonoy with tho largest pat
ronago, must necessarily approach tho standard of ser
vice companies, and gonoral reliability "perhaps this ox
plains our position at tho top."
Foster-Barker Company
Brandeis Bldg. Phone Doug. 29
A NEW YEAR'S RESOLUTION;
If your nolfihbor would pny you the premium charged by
thn Groat WoRtorn, could you afford to give him tho protec
tion which its policies provldo? If not, can you afford to
carry your own Insurance? Of courso not. Then this should
bo your Now Ycnr's Resolution:
Resolved, Thnt In tho future 1 will carry my health nn
accident Insuranco with tho GREAT WESTERN.
ARE YOU INSURED?
H. O. Wilhelm, Manager
NEW BAIRD BUILDING, 17TH and DOUGLAS STS.
Phone Douglas 8316 '
SALESMEN WANTED
am
J
r
--INSURANCE-
KIRI3, TOR.VADO, AUTOMOII1LE, PLATE GLASS, BOILER,
MURGLARY, HEALTH and ACCIDENT,
ALFRED C. KENNEDY
JOO First Nntlnnnl Dank Ilulldlng. Phono Uouglns 723.
BIG JOB CONFRONTS THE
RAILROADJATE CLERKS
Preston Davison, chief rnto clerk of
the passenger department of tho Union
Pacific, Is back from Chicago, whero for
the last week, with rate clerks of othor
roads, ho has been getting ready to linn
up tho passenger rates to conform with
the decision of the supreme court. This
court held In the Minnesota case thnt
the 2-cent per mllo passenger rate Is
legul In that stato and gnvo the roads
until May 1 to comply with tho court
MODERN WOODMEN OF AMERICA
OFFICIAL ANNOUNCEMENT
To Our Members: Notwithstanding thn numerous assurances given tne
members of our Bocloty by tho Executive Council that the Chicago rates would
not be put In force, somo members seem to believe that if the cases appealed to
higher courts nro reversed, tho Executive Council will Immediately, and beroro
the next Head Camp, put tho Chicago rates into force, Huch belief Is not In ac
cordance with tho facts and official action takun. The cases appealed from tho
Injunction decrees of the lower courts In Iowa and Illinois to the higher courts
nro appealed for the purpose of having thesa courts of last resort define the
powers and rights of the Modern Woodmen of America under our charter, to
modify or chango rates, if the membership should so desire. There is no purpose
on the pnrt of tho Executive Council to enforce these rates even if the coUrt
authorized It. The Kxecutlvo Council believes In the right und power of the mem
hershlp of our Society to conduct its affairs, and if these cases are reversed Ue
membership will havo such right.
Therefore iet it be understood once more and forever that by order of Court
as well as the pledge and agreement of the Head Officers of the Modern Wood
men of America and this official proclamation of the Kxecutlvo Council, tho rata
question in our Bocloty Is left entirely to the Judgment and withes of the mem
bership, A, It. TALllOT, Head Consul.
u. w. mawjsb, lieaa Clerk.
A N. BOUT, r
B. E. MURPHY,
It. It. SMITH. J Directors.
K. It. KOItNS. 1
S. S. TANNEtt, I
Executive Council, M. W. of A.
UNIVERSITY FRESHMEN
ENTERTAIN ALL STUDENTS
Ono of tho largest social affairs ot tho
school season was given nt the Univer
sity of Omaha lust ovenlng when tho
fieshmnn class ontortalned tho ontlre stu
dent body.' Tho Inrge gymnasium In
which the affair wus held was decorated
in the class colors of delft bluo and
white, whllo numerous school pennants
ot red und black woro hung about the
walls. Refreshments wero served from
a small nlcovo In tho gymnasium, which
wan fitted up to resemble a Japanese
room.
A program consisting of music und
games afforded enjoyment to those on
hand. Besides n largo number of stu
dents present many of tho faculty were
on hand. About 1(4 wero present In all.
Key to the Situation Ueo Advertising.
INTERESTING FILM VIEWS
ARE PROMISED FOR SHOW
Hearty co-operation of the Nebraska
Conservation and Public Wclfure com
mission, together with tho University of
Nebraska, with tho Omaha Retail
Grocors' association for the coming Lpw
Cost of Living show, which will bo held
at tho Auditorium from April 1G to 21,
has been assured In moro wnys than one.
order.
Mr. Davison says the pussengcr rato I Ono of tll0 mothodB of advertising will
men havo tho biggest Job on hand thut . l)0 u soroa of practical educational talks
they have tackled slnco tho 2-cent per by Dr a R, Condru, vxecutive secretary
m'le rate wont Into effect on the linos , of Ule wotaro commission. Moving plo
In stutt-s other than .Minnesota. He says , ture vcws of the Nehrska beet sugar n
tho rate affcots ovory ticket sold on or'dlutry, tho upple Industry, Nebraska Irri
off a Minnesota road jm that If limitation methods, the University of Ne-clerl-H
complete their labors before May t,rnka nnd tho buby contest at the re-
" " l llioy will nave to do somo hard hustling ' eent state fair will bo presented.
rri'av -nrnin the mir t (i iifnt io-iv uiey rnvo nein muv sessions ror n weo'c - -- .. OMAHA AOEMC7
of tho mi-ip ooI'avi will iittr'"' nn mid havo hardly gottcri ur,'an zed for thr Tho Persistent und Judicious I'se of . CITY HATIONAI. uinr TBrfrr.TRTira
and II. r. ro-hrnf -' nf t fo'frti M' worl; that 's before Ihcn lie will re-, Newspaper Ai vcrtlslrt g the Jtoad to QEOKQB CKOCJCEK, r. A, riXJtltY,
In mctpory of Mr? Mary J.urretiu. Cro r'i- turn to Chicago jni"uy r cnlng Tuelr.es Success, nraj Agti,
THE SECURITY
MUTUAL LIFE
INSURANCE CO.,
of Lincoln,
is putting out now policies
that furnish tho greatest
amount of life insurance
at tho least cost.
OVS PI.ATPOKM.
It wus once said of llfo Insurance
that It wus the only legitimate business
In which sales wero made by fake meth
od. Whether this was ever true we will
not stop to discuss. As far as THE
MIDWEST MKE is concerned, the sell
ing of Insurance is placed on the same
plane as other high grade commercial
transactions. Our aim will be to so deal
with our policyholders that they will bo
satisfied and the best friends the com
pany has. A company is developed and
is successful in proportion as Jit has
many dealings with tho Bamo individ
uals. We are not seeking a chahce to
"do" anybody. We give a full equivalent
for all that we receive, believing that in
every honorable transaction each party
Is benefited; and, conversely, that It Is
not a righteous sale If good does not re
sult to both the buyer and the seller. On
this platform we solicit your patronage.
The Midwest Life
N. . SNELL. PltEBIDKNT
A NEBRASKA STOCK CONf ANY
SELLING N0N f ARTlCIfAtlNG Lffl INSURINCE 6KZ.T
FIRST NATIQNAL BANK BUILDING, LINCMJt