Omaha daily bee. (Omaha [Neb.]) 187?-1922, November 24, 1913, Page 7, Image 7
THE BEE: OMAHA, MONDAY, NOVEMBER :U. 1913. 1 The Right Kind of Men Can mnko very profitable contracts with this com pany if they know how to sell Life Insurance. "We offer inviting territory to men of experience. Call at homo office or drop us a line. THE BANKERS -RESERVE LIFE COMPANY OMAllA, MILLIONS Oj? ACCUMULATED ASSETS. BaBcom H. Rpbison. Pres. IU 0. Wagner, Sofc'y. IU L. Roblson, Vice-Pros. W. O. Preston, Troas. if ij .g ' " ""' One of 7,800. or ,7.00000. m.cnn.ty jour company liy my late husband. . As this is a full payment of t for accidental fleam, togeiner mm provided In the endorsements at tained 10 saia poucy, x trei ui I can heartily recommend your company as one which fairly and fully meets ths obligations which It holds to its policy holders. It Is hardly necessary to add that this payment Is, greatly ap preciated by me. as the beneficiary under this policy, and that It will be a great help to me In my un fortunate bereavement Please ac cept my thanks for the fair and courteous treatment which you have gives mc, regarding this matter. Respectfully yours, CELIA. nOCHEFORD. "See Vesy Before You Slip" ACCIDENT INSURANCE TYLER 861 There Is a Standard In Everything ' The General Insurance Agency with the largest pat ronage, must necessarily approach the standard of ser vice companies, and general reliability "perhaps this ex plains our position at the top." j " Foster-Barker Company Brandeis Bldg. Phone Doug. 29 CbaracteristiG Western Service - This is what you feet when the "Lion" writes your bond. delay, no rcu tape. No bettor service in the WORLD on SURETY BONDS and " you can get at our HOME OFFICE here in OMAHA. "Lion Bonding & Surety Co. 9th Floor W. 0. W. Bldg. Phono Douglas 678. We don"t want much, Just the "Lion's Share."' r -INSURANCE- KlItK TORNADO, AUTOMOIHLK, PLATE GLASS. BOILER, BUROLARY, HEALTH and ACCIDENT. ALFRED C. KENNEDY aoa First National Bank Building. Phone Douglas 723. DEBATING NEXTON THE LIST Call for Candidates Issued at Uni versity of Omaha. MEMBER OF ORATORICAL LEAGUE Member of Domestic Science Class, Under Guidance ot 3Ilss Will iams Visit Home Hotel Kitchens. Debating at the school Is under .war. a call having been Issued for candidates. A team Is; to be prganlxed to represent the school. .It Is planned to make the debating rather compulsory at the uni versity, so that a larger number of stu- If Child Is Cross, Feverish and Sick Look Mother! If tongue is coaUd, cleanse little bowels with "Cali fornia Syrup of figs." Children love this "fruit laxative," and nothing else cleanses, the tender stomach, liver and bowels so nicely. A ohlld simply will not stop playing to empty the bowels, and the rerfult Is, they become tightly clogged with waste, lner gets sluggish, stomrfch sours; then ycur little- one becomes cross, half-sick, feverish, don't eat. sleep or act naturally, breath Is bad, system full of void, has sore throat, stomach.ache or diarrhoea. Listen'. Mother! See 1f tongus is coated, then give a teaspoonful of . . ii. I . n .. . -. Viva mnA In uauiornis, oruu ui . " few hours all the constipated waste, sour bile and undigested food' passes out of the system, and you have a well, play ful child again Millions of mothers give "Call'ornia Syrup of Figs" because It Is erfsctly harmless; children love It. and It never falls to act on the stomach, lhrer arid bowels. Ask your druggist for a W-eent bottls of "Callfprnla Syrup or Figs." which has full dlreetlons for babies, children of all ages and for grown-ups plainly printed on the bottle. Beware of coup- trfelts sold here. Get the genuine. made by 'California Fig Syrup Com pany" Refuse any other kind with con' tecirt- Advertisement. NEBRASKA. Accident and Health Claims Satisfactorily Settled oy NATIONAL FIDELITY AND CASUALTY CO,, Omaha, Nob. National Fidelity & Casualty Co., Omaha, Nebraska. Gentlemen; i.i.,iir vour Daymcnt to . aSS tST M llllatn jtocneiu. National Fidelity & Casualty building . " " w,nii HSU Company's Property. No dents would take an Interest In this form of sport. The school Is a member of tho Nebraska Peace Oratorical association and expects to ha,ve several students compete for the honor of representing the school. Some debaters are already work ing on a subject tp present at the try out to be held In a few months. University Knlri, Monday afternoon a party ot students took a hike to Child' Point, returning home In the evening. Monday a "Medics club" will be organ ised at the University of Omaha. All students at the school who are planning to take up medical work upon receiving an A. B. degree at the university are eligible to membership. Organizers of the plub expect to have a membership of about twenty students, as a large num ber of scholars attending the University Of Omaha expect to get M. D. degrees. Miss Grace Huntley returned to her classes-after an- Illness ot several weeks. Basket ball among the girls at the school ta to bo quite popular this season, from the number taking part In the sport. November It marked the third year that the Yellow Sheet, the official school pub licatlon, has., been In existence. The Metropolitan, a monthly publication of the university,- Is ill so expected to ap pear the latter part -of next week. At -thfe meeting of the Dramatic club held Thursday noon at the University of Omaha a new constitution was adopted. The purpose of the club Is to promote dramatic-expression and art. The club plans to give several programs' In the near future. Members ot the social service class at the University of Omaha made a visit to the Nebraska Bchool for th rvr wi. day afternoon. The students were greatly Impressed with the general way In which the DUUlla were tanirht Ahnti, members of the class went aJonc on i, visit. The social service class, under tho direction of Prof. "Glfford, plans to make n. vibiv 10 some general place or Interest each week. Urn T) ........ . 1. . i ... . i. i '. """" me department pf history at the University of Omaha, debated with W F. Baxter at the Tues- I llflV ..l.n.l n.v . V. 1 . ......n. u. ovuiiuinic league on tax question. A. large number bf the debating class from the school were present trettlncr tlntr. .v.- rjuesUon. as they plan to debate the same toplo among themselves In the near fu-lure- The domestic aclanne n. ' Ean,sy W1'"ttns Inspected the Rome hotel i """noon. i ne co-ads wero If.n U1 Ur.ee hox Wtchons and shown how tho large amount of food Is made for tho visitor. The hotel rranagement also explained the nsw cooling plant and the way Ir. which the sanitation of such a large hostelry la carried on. ' A!t a eetn5 of the girls held last Wednesday, they decided to give the ' nu-c"""r r; " "',u" 5L"- rangea by tho girls for the occasion Practically all tht courses served i.rr to be prepared bv the girls In thf dom estic stlcncu department of the school It " Sj I SB 11 IM1 HI News from PROVIDING FORTHE FAMILY President Eobison of Bankers' Re serve Life Discusses Flans. LIFE POLICY THE BEST THING MlRh Cost of I.lvln Makrn It Dllfl rnlt for Wngr-IIiiriifr to Ac rninnlntr I.nrsrr Sum of v Won 1th. "When the new. federal Income tax law shall have hern In force a year, the gov ernment statlstclsns will bq able to tell us. how many men and women have In comes below the $3,000 and 14,000. mark, said Bascom II. Roblson. president .o( the Bankers' Reserve Life company, Omaha. In the 'Ms the Government collected a lot of ' Information on tho 'subject In getttng'ready to enforce the Income tax law, which the supreme court later de clared void. The figures thus gathered were supplemented by thr census bureau, and the United States Bureau of Labor has compiled Important facts In regard to averago Incomes and wages received by various Classen of people. 'It was ascertained that S7 per cent of American families had Incomes under 1,2) per annum, and that of Industrial workers. 63 per cent were earning less than ftOJ per year, and over !H) per cent less than $1,014. It was found that only 00,000 families had Incomes exceeding $3,000. while there were 11.000,000 families having Incomes under $1,200, the average being $3S0 per year. "Since these figures were compiled," continued Mr. Itoblson, "there has been a heavy Increase In the cost of living". and today this cost consumes the Income of nearly all tho families of the country. Tho ordinary man. meeting the cost of living and of educating his children, can make but small margins of savings for tho purposo of paying for the home, or for laying something by for a rainy day. In fact, under existing conditions, It Is very difficult for tho average man to ac cumulate savings enough to warrant him In buying property. I.tfe Policy the Tiling. "Many men who have given the subject careful study have reached the' conclu. slon that the best method of saving, avail able, to the average man, Is through the medium of the life Insurance' policy, there being no better way for the head of a family to creato an estate from tho proceeds of which his children may ho educated. Upon his death tho policy takes on the quality of a sight draft of value Indicated by the face of the policy, I which Immediately becomes an estate In! the shape of gold dollars. Say the policy Is for $4,000: It can be kept up at an out lay of about the same as that required to pay taxes and upkeep on real property of similar value. "The Industrious breadwinner earning fairly good wages, residing In the west,' with the assistance, of a frugal helpirleet, can feed, clotho and educate his children from the returns of his labor, and In addition thereto, lie can maintain premium payments on a lfe Insurance policy, which In amount should cover $1,000 for each child and a like amount for the fltC This should be Increased commensurate with Increase of earning capacity. In the case of the well-to-do, tho amount should be $3,000 for the education of each child and a liko amount at least for the widow. The more the better. "Business men who have been success, ful In commercial enterprises, small or great, as a rule have made provision for tho education of their children and the conservation of their estates by carrying life Insuranco In amounts sufficiently large to encompass that laudable end." Insurance Interstate Commerce Asked Nation's High Court Much Interest attaches to the announce ment of tho New York Commercial that the question whether or not the Insurance business constitutes Interstate commerco Is put squarely up to the United States supreme court In tho case of tho New York Life Insurance company against Deer Lodgo county, Montana. The brief, which was written by Roscoe Pound of Harvard university. Is considered a re markably strong and clear exposition ot the Insurance companies' aide ot the ar gument for federal as opposed to state supervision and taxation. It contains some striking analogies be tween the manner In which trad a and commerce In the days before the adop tion of the federal constitution were taxed and harried and the manner In which Insurance of all classes Is now treated by the different states. It Is also contended that tho reason for the adop tion of the commerce clause In the con stitution was to relieve trade and com- Is planned to have the banquet next Saturday. Saturday evening an oyster pnrty was given to all students of the university at the home of Miss Lewis of South Omaha A program consisting of music and games afforded amusement for the party Tho object of giving the party was to bring all the students closer together and to get better acquainted. About fifty were present. At a meeting of the Young Men's Christian association last week It was recommended to send a delegate to the Volunteer Mission meeting to he held at Kansas City during the Christmas holt days. Who tho delegate will be has not been decided. At tho Kansas City meet ing about 7,000 delegates are expected to attend making the largest assembly ot mission workers ever gathered together for mission work. The young Women's Christian association are also expected to send from the University of Omaha. The preparatory department of the Uni versity of Omaha plan to have a basket ball team this season. At a meeting held Friday Shrimp Beacon was elected cap tain of the prep team and was given power to go aneaa ana arrange a num ber ot gamee to be played. Examinations at the university have been completed. The general good aver ages made bv the students during the earlier part of the semester lias mote than pleased the members of the faculty. rtemnrkable Cure ot- rfysentery. "I wes attacked with dysentery about July 15th, and used the doctor's medicine ...a tv.v- rn-irilA with no rellAf. nnlv getting worse all the time. I was unable to do anything and my weight dropped from 15 to 125 pounds. I suffered for about two months, when 1 was advised to use Chamberlain's Colic," Cholera and Diarrhoea "Remedy I used - two bottles .of It and It gave me permanent relief," writes B, W Hill of Snow Hill, N, C, For sale ment- by all druggists Jdvertlss- the Insurance Field FAVORS LIFE INSURANCE TO PRO- TECT BUSINESS. THOMAS A. FRY. As head ofseveral large business enter prises In Omaha, Thomas A. Fry Is well qualified to give advice to tho young man with regard to a matter of business and personal Importance. Mr, Fry carries a large amount of lite Insurance and haw already benefited by his policies, having cashed In one, an endowment contract, which he. carried for twenty-five years. Thus, he didn't have to die to beat the game, as some are Inclined to put It It Is Mr. Fry's opinion that every young man should consider It his first duty to provide adequate protection for his family and to his business Interests In case of death or disability and he thinks tiiero Is no better method than to carry a life policy. merce of discriminatory taxation such as that to which Interstate Insuranco Is sub jected today. Numerous authorities are quoted to show that In ITS the thirteen states each Imposed restrictions and taxes upon goods and matter brought Into them from other commonwealths. Numerous authorities are quoted to show that commerce, navigation, trade and barter and even travel through the various states was subject not only to tnxatlon and duties, but that the laws were contradictory and confusing. Just how far a decision favorable to the company, would affect the Institution of state supervision Is not now clear. It Is thought, however, that It would ma terially lessen the burden of local taxa tion and the syBtem whereby companies not only must pay franohlse' taxes, but license fees aa well aa foes for each agent they may employ In a city or town it Is a well-known fact that some of the companies cannot afford to do bus! ness In certain of the states because the llcenso fees and taxes "eat Op tho larger portion of the premiums and leave them nothing with which to pay louses. Merger of Two Big Surety Companies t. I numors respecting the future plans of I io Title Guranty and Surety company of' tho Scranton. Pa., wore set at rest last week when It was announced that a deal had. been completed whereby the American Surety company of New York reinsures the outstanding fidelity and surety busi ness. t The company was organized In 1001 ns the Title Guarantee, and Trust company and changed lis title In 1906 and dropped Its trust business. During the early part of 1911 the company met with abnormal losses. and on this account and because of tho high expense ratio the surplus was so reduced that the stockholders re duced the capital from $1,000,000 to $MO,000 the difference being credited to surplus account. In September of tho samo year the stockholders decided to again Increase the capital by voting an issue of $500,000 In new stock. The company is licensed to transact business in nil states and territories ex cept Alaska, Alabama, Florida, Guam, Hawaii. Louisiana. Philippines, Porto nico. South Dakota and West, Virginia. Its net premium Income last year ag gregated $1,025,137. The total income was $1,111,129. The net losses paid were $.C3,S3. The underwriting expenses wero $739,539 and the total expenes were $1,06$, 437. At the beginning ot the year the company had a net surplus over and above Its capital of $1,090,000 of $R1$,6RS. Louis If. Watres Is proMdent and John H, Law secretary. Will Fight Hareld's Case in the Courts Attorney A. 8. Ritchie, attorney for William Hareld, the former police of ficer who was dismissed from the de partment by the city commission fol lowing Investigation of charges of mis conduct by Lawrence Quealey, declared last night that he will contest the action of the council by taking the matter Into the courts, Ritchie's stahd Is commended by many members of the police department. At the trial Friday night, Ritchie says. It was apparent that the complainant's evidence and testimony was not sufficient to warrant conviction and the verdict ramn ha h. rflafWt .nriH-l..! In AVUrv rit.. Interested spectator In the council cham - btr. It waa alleged that the verdict was arrived at because of political rrlction on the commission.- Y. M. C. A PLANS SEVERAL THANKSGIVING FEATURES The' membership department will enter- I ta;ln ,tlle men of l!o'lf "'ncss college j Monday evening. It Is expected that ISO i mfn win " Present. The boys' division will entertain at ; dinner the fifteen teachers of the boys' i Bible classes Tuemlay nkht. "Life, sex and manhood" are the topics for discussion In Pr. Henry s life problem ' group Sunday At tho men's meeting at 4 o'clock the Workmen's Damage Law in Ohio Threat ened by'Deoision A Jury In the United States district court at Cleveland has Just awarded $14,000 to a workman Injured a few months' ago. jwhll In the service of an employer who was a contributor to the Ohio State Workmen's Compensation fund. This Judgment Is regarded as show ing that, In spite of the assertlops of tlie Ohio politicians to tie contrary, con tribution to the state fund furnishes very lltllo protection to, the "(vnPl''r8' Tho workman showed, that he and' other tmployta had warned their foreman that . derrick was'ln, unsafe condition, and that the foreman had paid no atten tion to the warnings and had ordered the men to continue Its use without repairs. The compensation under, the state fund would havo been $300 In monthly Install ments ot S0, and' the Judgment of the employe In refusing U and exercising his legal option of suing Under the charge of wilful negligence Is expected to be recognised quite, generally among em ployta similarly situated. The point on which the case turned was the meaning of the term "wilful let." The state authorities contended that rtif Injur, to be the result ot a wilful act on tho part ot an employer must have grown out of Ills criminal negllgenco and that, as such cases were of exceedingly rare occurrence, an em ployer would be protected almost Invar lably by the compensation law. The court, however, held that any "reckless disregard for another's safety" was the true Intent of the term. Inas much as almost any accident can be charged as the result of "reckless dis regard of another's safety," the decision Is thought to point the way to many per Bonal Injury suits, against all of which the emptoyer has no Insurance. The present optional law in Ohio Is to be replaced on January 1, 1914. by a compulsory state fund law, which Is said to give the em ployer even less protection than now. DES MOINES INSURANCE MAN COMES TO OMAHA COMPANY U M. Bralnnrd of Des Moines, la., who during tho last seven years has been In charge of tho farm department of the tlawkcye-Des Moines Insurance company, has resigned to assume a simitar position with tho Columbia Tiro Underwriters ot Omaha. . , Mr, Bralnard Is well and. favorably known among the. agents, and In his new position will have a larger field In wnlch to exercise his well known ability aa a farm underwriter. He has secured apart ments and wilt move his family from Dos Moines to Omaha this week. Insnrnnce Notes smd Personals. J. V. Bterrett, state agent of the Na tional Llfo of Vermont, spent most of last week put In Nebraska calling on lo cal agents. Prank L. Kbrey has been appointed n,nnno-nr nt the health and accident de partment of the Lion Bonding. omPft"y for Missouri and Kansas, with headquar ters In Topeka, Kanv , rr,. Minnesota . Insurance department has Issued figures showing that the per capita fire loss naa incrraaeu iroiu t. - - Ak i a4 A n) a 4'imipaa Vt as A luna to in i been above $2 for the last five years. The Kennedy Insurance agency Jo in ) First National bank build- t.ima in hnva written a larger num- bor of dwelling house risks during the last week than during any corresponding period or tho present, year. n,t. r,t Mnviimh,r a rAUsed the heaviest insurance loss In the history of the great loxes. is rniiHiuitm ..." CoBt to tho Insurance companies of this one storm will be more than $3,000,000. a.1- . . . . i . . . ...... i, li though several of the hulls were not In sured. The first of the subrogation cases grow Inc. nut nf the Rnooner-noudette COntla' crrntlnn of several yearn aro. Is on trial at Fergus Kails, Minn. The losses In that conflagration amount to over $1,000,000 and suit has ben begun against the Canadian Northern railroad, on the ground that the fire was started by sparks from Its loco motives. Vice President Lulkart of the Lion Bonding company Is back from Jefferson f'ltv Mn. where he went to bid On the surety bond of Uie contractors for the now AiiBsuuri mm iiuupc. six bidders on the Duuamg. me lowes!. being William Dall & Sons, Cleveland. O.. their bid being $2.JEW,O00. The liability risK was capiurea ny in aimer, icut sentlng the Gqultable of St. Louis. Insurance Commissioner Bkern of Wis consin, has called upon the fire Insurance companies for copies of three-fourths value clauses used by them In Wisconsin, with a statement as to whether their use la desirable and whether It should be per mitted under the Wisconsin laws. These forbid any clause limiting the amount ot Insurance to be paid, except at the option of the Insured and with the rates quoted with and without the use ot the clause. 'With local fire insurance men one ot the enjoyable functions ot the year oc curred last Tuesday evening at the Loyal hotel, where a banquet was spread and t which Governor Morehead. State Auditor Howard. Secretary Brian of the State insurance Doara anu waie rire Commissioner Illdgell were the guests. Covers were .laid for seventy-five and a number of addresses were on the pro gram. Prior to the banquet tho Nebraska Fire Prevention association held a meet ing. new pastor of Calvary Baptist church will speak on "Finding by Losing." There will be a sunrise prayer meeting Thursday morning In tho assembly room (or prayer and thanksgiving. The annual cross country run' will be held Thanksgiving morning at U o'clock. Ten medals to Individuals and a loving cup to the winning team will be awarded. Nebraska university has entered a team, which now makes the total ot entries about twenty-five. Saloonman's Bullet Injures Bystanders Poor aim with a pistol landed D. W Roberts, saloonkeeper at Twentieth and Martha streets In Jail last night and i resulted In FrltZ Muhlka receiving S bUl 1 let wound In his left arm. I Roberts had a quarrel with several i men who were loitering about his saloon, which neighbors declared was open after hours, and he rushed out with the plitol, Muhlka was standing on the street with his wife and baby when the saloonman commenced firing. One bullet grazed Mrs. Muhlka and another went clear through the muscle ot her husbaund's left arm. Later a crowd ot Irate neighbors created a disturbance ey attempting to destroy some ot the saloon property and Detectives Lahey and Sullivan arrester a doxen or more, charging them with disturbing the peace. Ths Persistent and Judicious Use ot Butlntss Succes THOUSANDS OP DOLLARS Olven to widows and children eerv month by the Travelers' insurance Co, $86,000,000 ASSETS Urop me a hint and let me be ot real service to you and yours. Tom S. Kelly iS?""' Guarantee Fund Life Association OMAHA, NEBRASKA. Organized Jnnuary JI, 1002. ' ' ' , Assets, Oct. 1, 1913 $1,212,304.70 Reserve Fund, Oct. 1, 1013 985,293.54 Securities with State Department, Oct. 1. . . 583,337.5b Policies provide donth, dtsabllllt.v and old, ago .benefits,- and aro Incontestnblo aftor two Jiinrs fronutholr tlate. - Unselfish men desire UfV insuriinco for protection for the ; ramtly.' That in tho only kind of a pojloj- we Issue. Men only, y 31 to SO years, are ollglblo. . ' Blnro most men tieetre llfo insurance mnlnly for protection, xyhy not buy a policy that will best serve your needs? ' .Guaranteed rato per $1,000 insurance, age 3G years, $13.30. Other nirnn In natno hrooortlon. - Home Office Phono pouglas 70til. $5,000 Accident lnsurancefor$5 a Yr. Wheeler & Welpton Co. inn aonea mmWi FOR LIFE INSURANCE CONSULT ALLEN ML CHAMBERS "THE OTHER INSURANCE MAN'? Before deciding on your Insur ance 'phona D. U75, and ask about tho new low cost, all guaranteed pol icies, all plans. Life Limited Payments, Un do w m c n t s, Joint or Part nership. Corpo- ration and Monthly Income or pen- slon Policies. ..,,, Ike rmasnttal Ins. Oo. of Atoa, inc. as a Stock Co. byj New Jersey. X. BBUOX GAJsUrBHTXSt, Mgr. for Nebrika and South Dakota. BlB.aa Olty Rati Bank WgM Omaha "State Mutual Life" OF WORCESTER, MASS. ONE OF THE 0LIEST 0 YEARS and Rest Companies on Earth. W. H. INDOE General Agent ens IJec RlclR. OMAllA. National Guard Hop Proves Successful The 'mlllltary hop" given by the Na- tlonal Guard at the Metropolitan ciuu rooms Wednesday eonlng proven a splendid social success, Nearly seventy five couples participated as guests of the guardsmen. Several officers In uni form and guests In evening dress, tripped the light fantastto to alluring strains of muslo furnished by the Omaha Sym phony orchestra of twenty-one pieces. The officers ars elated with the re sults of their efforts to make this func tion a success, and It Is very probable that promenades of the same nature will be given at frequent Intervals this winter W the guardsmen. Those who registered their attendance aret Captain and Mrs. H, F. ICIsasser. Captain and Mrs Harry Hteln. Dr. and Mrs. J. D. Wilson. Mr. and Mrs D. C. "Wilson. Mr, and Mrs. H. A, BImon. Mr. and Mrs. C, A, Lnutx. Mr. and Mrs. A. 12. Cass. Mr. and Mrs. Harry Hmtth. Mr. and Mrs. C. 11. Devlne. Mrs. O. T. Qualnlance. Misses Misses Josephine Wider Esther Epstein Adallne Wykoff Blanche Parker llaxle Nichols B. Kerschner K. Frednrlckson. Orace Wlss Happy Martin Emma Jorgenon Messrs- Anna Hokolof Bessie Amos Jennie Molu Idlllan Weinletg A. plamondson Sara Van Tuvl Anna- Camrsky ' May Spencer Gladys droit Lucretla- Ward . Messrs Capt. K. T. Harris K. M. McKnlght Lieut. A. It are wit i C. (1. Carelman A. P. Kellstrom D. Schaefer J. H. Crowley dorrtpn Bennett A. R, Thatcher Fred Meyer Harry Mulligan S. R. Dlamondson J. Morgan Clarence Rodlna irea u. Tiionsen U D, wyKOff - T. R. Kerschner Evan C. Orobe CREIGHT0N STUDENTS ARE r SELECTED FOR CONTEST Students have- beeii selected to appear In ths second preliminary oratorical con test at the Crelghton arts' college, for the selection of a Crelgnton representa tive In the annual Inter-collegiate orator ical contest. The second preliminary will be at the arts' college December 10. The candidates are: William Flaherty. Paul Harrinaton. Romeo LaPorte, Carlisle Lend, Charles McEnlry, Edward Plunckett. Henry Dolan John Grady, Emll Swoboda, Wal ter Coakley, John fortes, James En- Less Meat if Kidneys Hurt or Yoire Backachy and Rheumatic Meat forms uric acid, which i obliffln you to Beek relief two or thr I tfnift Hlirlnr t ha nltrht 4 clogs "Kidneys; causes Rheu matism and irritates Bladder. If you must have your meat every day. eat it, but flush your kidneys with salts occasionally, says a noted authority who tells us that ,neat forms uric acid which almost paralyses the kidneys In their ef forts to expel It from the blood. They become sluggish and weaken, then you suffer with a dull misery In the kidney region, sharp pains In the back or sick headache, dlzxlnes.1, your stomach sours, tongue Is coated and when the weather Is bad you have rheumatic twinges. The ur(ne gets cloudy, full of sediment, the channels often get tors and irritated, 1 Brandeis Bldg. " I FKCms BOUO. 1B8. ARB YOUR. AFFAIRS IN ORDER.?' ' It almost goes without saying that the affairs of the man who has no lite Insuranco are not In order. Ths man In sound health, who, having a family and perhaps a business dependent up on him, doen not protect one or both with life Insurance, Is a gambler, I Ho Is betting that he will not die until his plana have matured and his wire, children and business no longer need hla earning power and guiding hand. He Is gambling with the hfcnco or life, and that Is the gamble which very man takes who goes without life. , insurance. The risk Is thrown on the wife, children and business Instead bf sn the thousands of policyholders who "onstltute a life Insurance company. Put your affairs in order by buying- policy In The MidwestLife N. '.. BNELL. PIIKBIDBMT A NEBRASKA STOCK COMPANY trjltNO NOft-rARTlCtrATIHO UTX TNfORANH 9M FIRST NATIONAL BANK BUILDING,, LlNCftN. OsUZa AQIHOT v, OXTT XATtOSTJLX, SAHX BVX&BlXS. axoxax omooum, r. a. rzmniT. 8Br&l AgsBts. gllsh, Jamrs fjaffney, Herald La.VlolUe. Max Block, Vincent Fitzgerald, Bart Kruger, James Martin, Leo Ptoff anL Waldo flhllllngton. ' Youthful Impostor Works Householder Tim police are seeking a beggar wKo for the last week, has been going about In Omaha with a 12-year-old boy of neat appearance, whom ha uses to obtain' money from unsuspecting householders. According to the story In the hands ot the police the man sends the bpy to bark doors with a story that ho ran away from his home In Coxad, Neb., and went to Kansas City, lie starts In by begging something to eat and Incidentally tells his benefactor that he Intends to walk back home and that he Is without funds. Invariably he is given a dollar or two for railroad fare, beside meals. The police have information which shows that scores of Omaha women have handed out meals to the boy and given him money enough to take htm to Corad on the train. Ottlmes the boy takes his food with him and when he gets out ot his bene factor's sight, hands over money and food to the older man. Tho boy s described as being, about 12 years old, bluo eyes, blonde hair and" wearing thin clothing that shows signs . of an attempt at being kept in repair. This last Is believed to be a clever schema to make the boy's story sound all the' bettor. A good description of ths man Ii not available. Young Man Injured in Fall Downstairs' Harry Nick, 20 years old, and. a Union Pacific machinist living at 1T1 Canton, street, was seriously h,urt last night when he fell down a flight of stairs at ths South Side Turner hall, on" Vinton street, where a dance was In progress. Ho was, 'unconscious wfjeri Officer Thornton and Andrew MltrJ' i&02. Freder ick avenue. p(cUed him up- Mo was taken home In the police auto and given medi cal attention by -Drs. fichleler and Folts, CREIGHT0N AUDITORIUM WILL BE REC0NSTR()pTED Improvements amounting to laboilivOto are now being ninda or? tht tjfaljhton university auditorium. loraVed Just, f pi rt. John's church, Tw-nty-fifth' and California streets. l. The Improvements will. doAway. with about fifty seats in the balcony which aro useless at presentment yill make useful some 1C0 peats,' .In .the balcony which have never been .occupied In the past ' . ' . ' To neutralize these irritating acids, to cleanse the kidneys and' flush off the body's urinous waste get four ounces of Jad Salts from any pharmacy here; take a tablespoonfut In a -glass; ot water before breakfast for a few days and your kidneys will then act fins. This famous salts is made from-, the aciot grapes and lemon Julcec- Combined' with llthla, and has been used for geh'tjatlons to flush and stimulate slugg!slr-,lrtdneys, also to neutralize the acids In, Urne. so It no longer Irritates, thus ending , bUddtr weakness. j ! ..' Jad Salts Is inexpensive. icWinot. in jure, and makes 'a delightful eife'ryepoent lithla-water drink. Advertisement i