THE BEE: OMAHA, MONDAY, SEPTEMBER 8, 1913. I v ( Accident, Health, PUt CUass, nnr"lary. liability Insurance. Contract, Judicial, Fublla Official, ridellty to Bursty Bonds. Record of Nebraska's Casualty and Fidelity Companies for 1912. 1. National Fl!ollty & Casualty Co ".$101,992.67 2. Competitor 81,274.28 3. Competitor 50,826.72 4. Competitor 48,547.78 B. Competitor 42,637.83 6. Competitor 15,380.84 W bond more people than any other company In Nebraska. Our Ac cident Policies aro the insuring kind. National Fidelity & Casualty Company National Fidelity & Casualty Rldg., Omalin, Neb. Edwin T. Swobe, Pres. & Gen'l Mgr. Jay D. Foster NATIONAL jT?J Foster-Barker Company Successors to B. E. Palmer Son & Co. Accident Health Insurance LIBERAL CONTRACTS Losses adjusted by us right here in Omaha. Brandeis Bldg. Millions ot Assets- Invested in registered, municipal, county and school district bonds and in first mortgages on Nebraska improved farms. These gilt edge se curities lie at the foundation of all policies of THE BANKERS RESERVE LIFE COMPANY OMAHA, NEBRASKA Easiness In force, over $32,000,000.00. B. H. Hoblson, Pres. R. L. Robieon, Vlce-Pres. A BIG FIRE RECENTLY Caused louse of thousand! of dollars to several Omaha firms, hut they were protected In KBIIABM companies. saar Niat !VIeIsti Nat. Bank. 1703. Characteristic Western Serrice This Is what you get when the "Lion" writes your bond. No delay, no red tape, y ' No better service In th& WORLD on SURETY BONDfe than you can get at our HOME OFFICE hero in OMAHA. Lion Bonding & Surety Co. 9th Floor W. O. W. Bldg. Phone Douglas 678. We don't want much, Just tho "Lion's Share." $5,000 AcGidentlnsurancef or$5 a Yr, Wheeler & Weipton Co. 1511 DODGE STREET. BOOST rO& OMAHA. The Columbia Fire Underwriters OF OMAHA. Home Office Entire Third Ploor Merchants National Bank Snlldlnff. Phone Douglas 451. O. O. Talmas;. Manager. -INSURANCE- FIRE, TORNADO, AUTOMOBILE, PLATE GLASS, BOILER BURGLARY, HEALTH and ACCIDENT. ALFRED C KENNEDY :iOO First National Rank Building Phone Douglas 722. BALDRIGE - MADDEN CO. GEEKAL INSURANCE Phone Douglas 200. WALTER A. YOHBOXT B. L. BALDWIN & CO. Established 1091 609-10 rirst National QBZfE&AX, ZV8UBAHOB Telephone Douglas 971. Ksai Let the Buyer Beware bbs us Buross aurora avotesk roucr rzr avt bsajtok or xxsuKAxrcB. GALLAGHER 8c anral Affent I H. Mitlien Go. Tno 021.4 C1TV NATIONAL HANK RLDO. Surotv Romls. Employers' Lia bility, Automobile Liability, Burglary, Plato Glass. ISURANCE "State Mutual Lite" OF WORCESTER, MASS. ONE OF THE 0LDEST-S9 YEARS and Best Companies on Earth. W. H. INDOE General Agent 052 Boo Kldg. OMAIIA. Joseph Barker Phone Doug, 29 R. C. Wagner, Sec'y. W. G. Preston, Trcas. PHOKB DOUO. 180. M. E. Deais, Assistant Manager, Bee Building. VT. X.BBOT WXE.COZ NibLSON D. 3383 ZlUnois Sartty Co. I News from the Insurance Field LEADERS IN FIRE LOSSES United States Far Ahead of Old World In Fire Waste. CANADA BURNING UP SOME Karnnenn Cttlea llarcly VUtble in thp Hare for Insurance Monry Incendlnrlsm m Prime Cause, The committee on statistics ot the Na tional Board of Fire Underwriter htui Just submitted Its annual report on tho fire losses In, the United States and some foreign countries for the calendar year. 1912. From an abstract of the report rP peering In the quarterly ot the National Fire Protection association, July last, the followlnc table of losses In cities of over 20,000 population has been taken: No. of cities loss, Per Popu latlon. 32.32CG33 7,164.14) 4.425,606 2.S3.67S 699,802 4SS.W1 2S2.082 S.4S5.6S3 J.655,978 9G7.J7J capita. loss. united States... SCO England 12 0.61 0.84 0.10 0.67 0.49 0.90 0.M 0.30 2.85 J.&S France 6 9 2 2 S 2 4 6 1 Germany Ireland Scotland Italy uussia Austria Canada Argentina ....... 1.4M.041 'Estimated per caDlta loss for whole country, K.1S. It will be noted that the United States continues to lead the old world In the per capita loss; It should also be noted that Canada's large cities lead those ot this country by 12 and that one city In Argentina, presumably Duenos Aires, has the high per capita record, 13.5S. An almost unbelleveable record In the report Is that from Dresden to Germany, city of 661,000 people, with a total fire loss In 1912 of lt,800 or only Sc. per capita. In the recent awakening of the public to the growing business of incendiarism for profit, authortles showed that from 25 to 40 per cent of the fires In the large cities of the United .States were dua to greed for Insurance money. The so-called 'Arson trust" raided In New York and Chicago resulted In several convictions In both cities. As a result of the vigorous prosecution, there has been noted a marked decrease In the number of In cendiary fires reported, nut nothing has been done to remove the main Incen tive to tncendarlsm, namuly, over In surance. John Kenlon, chief of tho New York 'Fire department, addressing the Interna tional convention of fire chiefs In New York, last week, sold: "The professional firebug Is a deadly monaco to the community, a cunning and conscienceless criminal, who works In secret, and Is wholly reckless ot the lives he may endanger; whose one thought la financial gain for himself, re AFFAIRS AT SOUTH OMAHA City Must Engage Expert Auditor to Go Over Books. MORE DELAY IN DOUBLE SHIFT Mayor Soya Bonrd fit Fault, and Itonrd Snyn Mayor Hits Been Came of All the llelnr. Officials of the city hall said yesterday that It was time for the city council to retain tho expert auditor, who according to the law must examine the boks of the city every year. City Treasurer Martin and City Clerk Wheeler are anxious that the auditor begin his w-rk without delay. The charter provides that a sum not In excess of 500 be spent for tho services of an expert accountant and auditor, who must live without the state. Many aro In favor of the return of the Arthur Young Auditing company of Kan sas City. This firm audited the books several years ago and earned a reputa tion for thoroughness and efficiency In their work. Uaicsbnrr Lmres for Canada. Rev. T. A. Bagshaw has severed his connection with the Lefler Memorial church and will leave In a few days to make his home In Canada, his native land. Rev. Mr. Bagshaw has been con nected with the local church for a llttlo more than a year, when he came from an Omaha charge. During his stay In this city he has been active In the establish ment of the Albright Social Service In stitute, and Industrial Institution tor the education of young women. On Tuesday evunlng a reception will be given In honor of Rev. Mr. Bagshaw at the Lefler Memo rial church. Uc Oiif Clerk Vena. City Treasurer P. J. Martin has reduced his office force and will hereafter fill the place formerly occupied by Charles Mol arity, who resigned the first of the month to become cennected with an Omaha con cern. The extra 1100 which the county has provided for the one who fills the work of the deputy county treasurer In South Omaha will be distributed by Treasurer Martin between himself and the rest of his office force. The salaries paid some of the clerks In his office are small, and while Treasurer Martin will not ask the city to Increase the salaries, he will divide the amount given him by -the county for his services aa deputy county treasurer In South Omaha so as to In crease the salaries of the clerks to a re spectable amount Waltlusr for Doable Shift. Who Is to blame for the delay In the appointment of the new men who are to constitute the double shirt of the fire department and the new men who are applicants for vacant places on the police force T For some time It has been given out that Mayor lloctor has been the cause of the delay. Ills honor now says that he has been ready and willing to do his share of the appointing for nome time, but hints that the other members of the board were not as anxious. The other members of the board have stated that they were prepared time and again to do their share of the work, but that the mayor was always absent. In the meantime, about 100 applicants are getting madder every day. It is under stood that the mayor Id going to seek the ass. stance of the council In dividing the fire and police fund so that there will be so much for salaries and so much for maintenance. In this way his honor says he expects to prevent ovarian Slaarlo Cltr Ousalp. Miss Pauline Kllllan of Wahoo is the guest ot Miss Adele Davis. Klve-room modern cottage for rent. Wi 11 street, I'hone Houth M7. Mrs. D. Q. Wturrock and Fannie Davi son irage entertained at the home of Mlrs gardless of what the consequences may be for others, and who only too often finds safety within tho law, through safe guards provided by tho law that Inno cent persons may not be hastily Judged or Improperly convicted. We chiefs do not presume to point out to those In nil-thorlly- what the remedy for this state ot affairs should be; but wo do most urgently recommend that others, whoso business It Is, should not only continue their present activities but extend them nnd keep on extending them, until the crime of arson Is suppressed." Regulations for Liability Insurance Companies The action of William T. Emmet, state superintendent of insurance of New York, on the question of more careful business methods in liability Insurance is regarded by Insuranco managers as one of tho most Important orders made in late years on Insurance matters. As the New York companies are doing business In almost every state In the union, tho effect of tho order will reach all over the country. It Is said here that the order will result In tho contraction of the business Into fewer hands and It will mean a survival of the fittest managers and agencies. Tho companies are given until October 1 to comply with the order. The New Yprk Journal of Commerce ond Commercial Bulletin, In a resume of the order, says: "Tho superintendent gave formal direc tions to the casualty companies writing liability or workmen's compensation in surance that by October 1 they must put In force reforms which will eliminate the present method of competitive rate mak ing and reduce to a limit of 20 per cent the total .acquisition expense of the busi ness. Thesa mandates by the New York Insurance department are more Impor tant because they are to be applied to all the companies' workmen's compensa tion and lability Insuianco business throughout the country. "Superintendent Emmet made this nub- Ject a matter ot conference with tho in surance commissioners of cither states, both by letter and In person at the Hur- Hngton convention, and was assured of tho hearty co-operation of practically every stato official. The New York de partment further requires that the com panies file with the department by Octo ber 1 a schedule showing tholr liability and compensation tatcs in offict from that date; a schedule of rates of commls slons to brokers and ugents effective from that date, and also a schedule giving a synopsis of all branch ptflco and agency contracts which provide compensation for salaries or allowances In addition to com mission. The department further re quires a statement showing what steps have been taken toward mlnlmlring ad ministration expenses." Sage In honor of Mrs. C. M. Colo of iraer. Ia. Those present were Mrs. Cole, Mr. E. H. Rowland, Mrs. Wallace Sage. Mrs. Delia K Base, Mrs. D. a. Bturrock and Mies Suge. Mlts Margaret Ehlers ot Scrlbner Is the guest of Mrs. U. Ulanchard. Mr. and Mrs. Illchard Novak attended" the stale, fair at Lincoln last week. Mr. and Mrs. Albert Merry of Chicago are the guests of Mr. and Mrs. Oeorge Bradley. , Miss Mary McCulloch has returned to Torrlngton, Wyo., where she will teach this vrlnter. Mrs. H. I Crawmer and son. Lorln, of Chicago, were week-end guests of Mr. and jura. N. K. Carter. For a case of .letter's Old Age or Oold all rarts 0f thu city. Wm. Jetter. Deputy County Clerk James V. Chlzek has left for Kxcelslor Springs, Mo., where he will spend his vacation. Mrs. Grace Plnnell has returned from a visit with her son, Leo Plnnell, at Wlckenbcrg, Arlx. Her son was recently trarrled. The young people of the First Cnrls Uan church will give an Ice creum social lucguiv cveniiiif ai tha rniiron "wpntv. third and I streets. Mr. and Mrs. Rarry T rumble and daughter, Miss Jeanette, and Mr. and Mrs. Ueorge Paddock, motored to tne state fair at Lincoln Thursday. The Ladles' auxiliary of tho Ancient Order or Hibernians will meet at the home or Mrs. David Webber. Twenty third and N streets, Thursday evening. Furniture for sale cheap. South S94&. 'Leaving city; will sell piano and i,auuiao auto, in first class condition, cheap. Phono South 187, or call at 405 I North Twantv.rlral ilrol Rnnlh nmali. Charles Akofer. St. Martin's Woman's auxiliary will VIVA n Ilfnttnn in Its riiMn. ll.u II. r. old L. Uowen, Monday evening, Soptcm- : ber S, at the home of W. 8. King, 2311 1 " .UI.C1, mcinoers ana trienus ot .no imiiau are invueu. PRIVATE CASH SALE AT 1509 MADI- RON KTti.?i.vr ll...nl.. I l.i .tn steel range, new base burner, refng- ciuiur uncuiuni sizcj, iron Doas, new dresser, sewing muchlne. Come early; sale begins Monday, September 8, 10 a. m. Larry Jordan, superintendent of tho Armour fertlllier works, left last night for Milwaukee with a carload of hogs. The proceeds of same are to be spent In MllwnlllsaA nnr, . I I . 1. 1 of a moat pleasant two weeks' vacation. . J:?v' A- Kshaw, pastor of the Lefler Memorial church, will give a fare well reception to his congregation Tues day evening ut tho church. Rev. Mr. Bagshaw Is leaving South Omaha to muke his home In Canada. All friends aro cordially Invited to attend. Mrs. Ed Kohansky and Mrs. George Jones entertained the Double Whist club at the home of Mrs. J. Laverty Friday venlng. Those present were Messrs. nnd Mesdames 8. Moore, B, Ashe, Eng dahl, A. H. Murdock, J. Laverty, It, M. Laverty, U, Jones and E. Kohansky. Mr. James ShalnthoU was tho recipient of a surprise party given by his friends Tuesday evening. The occasion was In honor of his twentieth birthday annt versary. He was presented with a gold watch fob. Those present were; Misses Ueulal .Carter, Kthel Farbcr, Mae Ander ?on' W'!meth Rodgens. bernlce Hutch '""n, tJliidys Rlner, Ruby Wilson, Maud Brooker, Lllllun Urooker. Florence Brooker, a race Brooker, and Mean. Kd Rastle, Adolph Rutchiusen, Lewis WIN tu JUle ana James Hhalnthols. son, bar! Hodgens, Harold Bhaintholtx, Mr. and Mrs. Harry Lapldus, 2121 I street, entertained Saturday afternoon at their residence. In honor of the tenth birthday of their daughter, Estelle. Among those present were: Mesdames Lena Kooler, M. Chalken, M. Golden berg, E. Hornateln, 8. Wright, Mrs. Raw Lapldus; -lls.e. Rattle Steinberg, Lillian Steinberg, Anna Shames. Jeannct Shames, Florence Shanes, Sophie Kooler, Sarah Kooler, ttelda Qoldenberg, Rose line Qoldenberg, Jeannette Levlnson. Blanch Altman. Lucille Ooldenberg, a race Ryan. Shirley Horosteln, Bernloe Hornstein. Ive Conn, Minnie Welts, Mar garet Foltlck, Yetta Wright, Helen Levln son. Mary Foltlck, Rermlna Wright, Sadie Levey, Levina Fisher and Estelle Lapldus; Messrs. Earl Lapldus, Lester Lapldus, Raymond Altman, Edward Ryan. Leo Chaken, Hershel Conn, Ira Cohn and Martlne Shoihlre. Several se lections were rendered on the piano and vocal solos by the Messrs Shamee and Mines (Joldenberg. Illsxh School Jfotea, Ntxt Tuesday evening the Gavel club, the boys' debating society, will meet for the tli at tlmo this semester. At this Company Contests i Payment of Policy Revived After Death An allegation that another man on the day following the accidental death of John 8, Owens. October 24 of last year, represented himself to be Owens, altvo nnd well, and paid a premium on an ac cident Insurance policy which tho dead man had allowed to lnpse, Is contained In a petition filed In district court by the Travelers' Insurance company. I.ast July Mrs. Henrietta Owens, the widow, started a suit to collect W.000 for the death of her husband, who was killed by a street car. The plaintiff company Is now asking that the policy bo held void nnd that Mrs. Owens be enjoined from attempting to collect Its face value. The company alleges that Owons' policy lapsed Bcptcmbcr 29, 1912, and that he was killed October 24. On the day after his death, It Is alleged, tho impersonator came to the company's office, declared that he was Owens and was In good health, paid the premium which was due and had the policy reinstated. BURGLARS TRY THREE TIMES TO ROB OFFICE Three times within os many weeks hnvo burglars attempted to break Into the offices of the National l.lfo Insurance company In the Puxton block, nnd In each Instance they wcie frightened away by burglar nlarm attachments, According to J. V. Btnrrett, general agont of the company In Omaha, the per sistent attempts to rob his office are duo to tho great value of the National Life polic es. However, ho asserts It would bo cheaper to buy one, due to the largo returns on dividends. Inmirnnee Nfltra. A new law In Wisconsin provides that the unearned premium of a fire Insur ance policy shall be held In trust by the company for tho Insured, unless other wise specified by endorsement on the pol icy. Governor Major of Missouri announces that ho will not be able to appoint his commission to frame nn up-to-date code of insurance laws until tho early days of October, owing to tho absence from the state on vacations of many men with whom he wishes to confer. No. 1. Volume I, of tho Missouri Iu surance Itulletln has been Issued by tho Missouri Insurance department, Its pur pose being to arouse tho publto to the pre ventable fire waste of the state und to tho Importance of reducing It. It In cludes statistics as to the causes of fires reported In the Btate, with helpful sug gestions of fire prevention mothods. Judge May of the Cincinnati courts has decided that fire Insurance docs not come within the scopo of the Valentine anti trust law. In consequence he sustained the demurrer filed by the companies In tho suit ot Minnie Foster, lessee ot the Blymor building, seeking $21, SM damages because she had been unable to placo the Insurance at a rate lower than that fixed by the flro prevention bureau and the Cincinnati Underwriters' association. meeting an election of officers will be held and the work tor tills semester will boKln. At present the total enrollment or high school studontB Is 338. This Is a slUht decrease' over tho Initial enrollment ot last year, South Omaha High school Is to have a quartet this semonter. Three members havo already been secured and the other member will probably be found during the next week. A mass meeting was held In the audi torlum of tho high school to Introduce tho new members of the faculty to the students of the high school. Lach new member of the faculty made a speech. The girls' domestla science class has al ready been started undur the tutorship ot Mrs. Mabel Weldman, the new physical culture director. This is the first class of Its kind South Omaha High school has ever had. Tho girls' chorus Is already well under way and twenty-flvo members have been enrolled. The chorua will be trained and directed by Miss DIckman. Tho alee club will be reorganized and practice will be gin some time during the coming week. The sponsors for the different classes u, um mmi acnooi wno were elected by me niuucuiB ui mo inuiviuuai classes our- iiik me last ween oi last semester are aa follows: Seniors. Miss Fowler, Mr. land; sophomores, Miss Spears, Miss Homn! frf.flhtTli.tl. Mlns Ttnnrlrl,. 111.. Denett. A meetins of th commit nf nn,i. dents of the alumni classes ot the high school for the last six years will be held next Monday evening, September 8, for the purpose of discussing a suitable method or making a firm foundation for all the alumni ot the prevloua six years. ncu uunui, secretary or. tne committee, hopes to arranae for a reunion or nil fnr. mer classes to be held some time during mo jivai itvu weens. Foot ball la In full iwav t .) i.lo-i. school this week. Recruits and veterans have been coming out for practice every alternoon after school, even though the iiiciwmv nua mauiuea nign. Already Coach Patten has a lineup for the first team, but not enough recruits havo corno out to muke a second team. South Omaha High school plays a scheduled game with Weeping Water two weeks from next Saturday and will probably nny the alumni one week from next Saturday, fhe game with Omaha will be played October i. Debating has been started In earnest this Homester at the high school. A clan has been formed In which debating will be taken up aa a study and will bo taught by Mr. Ylerllnton, the newly elected English teacher. There are ceven teach era In the class, which consists mostly of members ot last year's debating teams. The class will have text books, but the main study will be on the question set for debate before the Nebraska State De bating league. The first and second de bating teams to represent the South Omaha High school this winter will be chosen from this class. Seven new teachers have been added to the faculty this semester, five of theso taking the places of teachers who re signed last semester and the other two taking charge of positions recently cre ated by the Board or Education. Prin. clpal 8. W. Moore takes the place of former Principal Frank L. Cummtngs, R. N. Beglln, chief of the commercial de partment, and his assistant George A. Karns, take the places of Prof. R. II. Johnston, former head of the commercial department, and hta assistant, Michael King. William Yerlngton will take the place of Miss McEachron, former English teacher. E. J. Hodges will become as sistant manual training Instructor. Mrs. Mabel Weldman will be the physical cul ture director of the high school. The 'Tooter," the high school paper. Is to have a practically new staff to start tho year with this semester. Four new members have been appointed and only two proofreaders and a circulation manager are yet to be selected. The Tooter board of Inst semester had a dif ficult time In getting- out the paper every two weeks, due to the fact that prac tically two entire staffs resigned from their positions during the former part of last semester. However, Miss Emily Nystrom, then and now editor-in-chief cf the paper, with a green staff and her self Inexperienced In the business, kept the paper up to Its former standard. The Tooter Is to be enlarged this year and again with a new staff the editor hopes for greater success In tho paper than ever before. The board and ataff la as follows: EdItor-ln-chlef, Emily Nystrom; business manager. Bryan Nixon; assist ant business manager, Frank Beezer; literary editor, Esther Tissell; assistant literary editor, fflnme'.t Doctor; second assistant literary editor, Namlo Robert son; ad collectors. James Davis and Aaron Lewis, bookkeeper, Floronce Benson. Mefore deciding on your Insur ance 'phono D. 1276, and aH about tho new low cost, nil guaranteed pol icies, nil plans. 1.1 f n 1. 1 m 1 1 imI Payments, Un do w m o n t m. Joint or Part- ....... . nersmp, uor- i.,7. i. ii "" fllon'"Iy Income or Pen- on Policies So r.tnoU,Ual "' 0o- ot Arica. Inc. as a Stock Co.. by Kew Jertey iS. M??0n. OANTBB, Mgr. B19 MuJw''.".."1 Si!,"t'' Dakota. 619-aa Ctty Hat'I. Bank Blag., Omaha. IISls Equitable Life Assurance Society & U. S Assoti over $500,000,000. Paid Polloy holders over 5815,000,000. XT T" MTIti'P wm sb j. iixiAjx ir. i. NKKLY JOE 220 Omaha National Rank BldR. THE Union Gentral Life Ins. Co. OF .CINCINNATI, OHIO HARRY O. STEEL OEKSBA& AOEKT 311-313 Bamgs Bldg. Phone X. 0103 INSURANCE IN FORCE Becerabtr 31, 1800 f 009,000 D.O.mb.r 31, 1810 33 B41 001 w v orrioimB w. k. Baell , , , Trt sldsnt I Dr. M. x. Svtrett . . V ZL DaTl,i Oinana, Vtoe-Prss. o. a. asterda7 ... a. j. Dawy tr Seorstary I U. A. Hyde . , . Z.OOAX, AOHNTS WAKTBD in every county In the state. Liberal commission,. nr .mid THE MID-WEST LIFE B 5ILB?'.J?! retdsnt. A Xtbraska Company Home Offices! rlrat STatloaal Bank BnlUlng, ZUncolu. OXOKOS OTOCxSlTtnd . A. iniWBT, oiStxwA Agents. Bceins 1313-1314 oity ITatlenal Bank anWlnT! Ornaha, ksbraYka. Rni-if ?nc,ea "SanWB In Iowa. Nebraska nnd South Dakota now. Splendid . opportunity for both agents and managers in every county For further Information, addroas -uunty. CIIARLKS HALL JOIINSTOaN, Manager 2 GERMANIA LIFE SViiS? 1210 City .National Rank RiiltUiiK, Omnha, Neb. TOM KELLY ,,Th0 ,nsurance Man-" wawa tam mmm mam n snowa docoias sat. Tm0T S. 39BD m9 MARTIN BROS. & CO. GENERAL INSURANCE DARKER BLOCK COLONEL GARDINER RETIRES Popular Offioer at Fort Crook Quits Aotive Military Life. ESTABLISHED ENVIABLE RECORD Dnrlne Ills Forty Yrsn of Serrice lie Dlstlnnulsheil Himself ns si Huldlrr nnd Fighter from the (iroiiud Up. Colonel Cornelius Qurdlner, who wns stationed at Fort Crook with the Six teenth Infantry for flvo years ending; In June, 1910, was placed on the retired list by tho War department after forty years ot service In the army. Re was Ct years of age the day before ho wns retired. Colonel Gardiner la well known In Omaha and was one of the most popular officers ever stationed at the Fort Crook post. Durlnit his five-year itay at th fort he received many compliments for ability In drilling his regiment., Re treated his officers with more than ordi nary kindness, which made his soldiers put out special efforts whenever he Have a command. The Interurban line was In stalled durlnit the fve years Colonel Oardlner commanded at Fort Crook and many Omnha people took the trip to see the dress parades. Colonel Gardiner waa born in the prov ince ot Zeeland, ,ln Holland, In 1S49. Re came to America when a boy and was enrolled In Rope college, which Is located at Holland, Mich. Re graduated In 1867 at the age of 18 years. He then entered the United States Military academy In 1803 and graduated four years later. While In college and at West Point he made an enviable record as a scholar. Appointed n I.lcii I rnnnt. After graduation he was appointed to a lieutenancy In one of the regiments then stationed on the Indian frontier. He was with the regiment which captured the famous Indian chief, Dullknlfe, In a bat tle In Nebraska In 1879. In 1SW he wns commissioned by Presi dent McKlnley to muster a regiment nt Fort Sheridan, Illinois, for the purpose of taking part In the Spanish-American war. Re fought under Oeneral Schwan during the entire conflict. He was appointed governor general at tho conclusion of the war and was the most popular governor the province ever had. fio great waa their belief In his ability and so great was their friendship for him, the people of Humar expressed a desire to erect a monument In honor of lihn, but he ad vised them to wait until his death before they constructed It It was the hope of his friends that he would receive a brigadier general's com mission before his retirement, but the superfluity of colonels, who have been In tho service a long time and have dis tinguished themselves on tho battle field i and elsewhere, madn It Impossible for the i War department to gratify the ambitions J of his friends. It Is not, however, any reflection on his ability that he was re tired a colonel. The Persistent and Judicious Vte of Newspaper Advertising is the Road to Business Success. Northwestern Mutual Life Insurance Company OF MILWAUKEE MANN & JUN0D Ooncrnl Agents 5,18-5-M Hrnmlcln Utilltllnft. OMAIIA b uu., managon KMC IK E. II. I'tOKARD Savings Bank Life Policy Have You Seen II? Q. W. NOBLE. General Agent CKABX.Z3 . HOFTEB, Bpeclal Agent. L J. C. HITCnMAtT, Bpeclal Agent. orriCEHt 633-043 Brandsia Bldg. Omaha. December 31, 1910 .S4,M8,B02 .10,416,954 juiy 31, 1113 Uedloal Director , Asst. Seoretarr Agsnoy Director LIFK INSURANCE ACCIDENT INSURANCE! hIgl.ty.flvo Millions Assets. w. o. yr. bumk TELEPHONE DOUQ. 785. Mississippi Planter Pays Visit to Omaha Robert Lanipton of Magnolia, Miss., accompanied by his friend, Louis Lasar, also of Magnolia, are in the city for a short visit after havlnK made a trip to Denver. While here they were the guests of Frank P. Hlgglns. Mr. Lampton Is one of the progressive southerners who are striving to awaken the farmers of the south to the advan tages of up-to-date methods and Who are succeeding, though they sustain numerous backsets because many dislike to abandon the ways of their forefathers. In Mag nolia tho Lampton Interests comprise the greater portion of the Industries of the town, with lumber, manufacturing and farming. Mr. Lampton tells of the trials attendant upon the Introduction of thor oughbred stock. Out of a shipment of 1B0 cattle nearly half were lost while be ing acclimated, but the experiment is proving successful. The south, he de clares, Is a wonderful storehouse of na ture, which he believes wiu'be fully de veloped In time, Mr. Lampton's visit to Omaha recalled an experiment made In Interesting thj people of Magnolia In hygiene. A baby show was given, presided over by Miss Pansy Hlgglns, sister of Frank P. Hlg glns, a ttained nurse who spent three years In the south engaged In her pro fession. The people of Magnolia took to the Innovation and the progress In the one county has been marked In all lines of endeavor because of similar move mcnts. Nervous Dyspepsia, Gas or Indigestion Each 'Tape's Dlapepsin" dlgcota SQOfj grains food, ending all stomach misery in five minutes. Time HI Pape'a Dlapepsin will digest anything you eat and overcome a sour, gassy or out-of-order stomach surely within flvo minutes. If your meals don't fit comfortably, or what you eat lies like a lump of lead in your stomach, or If you have heartburn, that Is a sign ot Indigestion. Oet from your pharmacist a flfty-cei case of Pape's Dlapepsin and take a dose just as soon as you can. There will be no sour risings, no belching of undigested food mixed with acid, no stomach gaa or heartburn, fullness or heavy feeling in the stomach, nausea, debilitating head aches, dtszlnesa or intestiaal griping. This will all gc, and, besides there will be no sour food left over in the stomach ta poison your breath with nauseous odors. Pape's Dlapepsin Is a certain our toi out-of-order stomachs, because it takes hold ot your food and digests It JueI the same aa If your stomach wasn't there. Relief In five minutes from all stomach misery Is waiting for you at any drug store. These large fifty-cent cases contain enough "Pape's Dlapepsin" to keep the entire family free from stomach disorders and Indigestion for many months. It be lours in your home.