6
1LM. hj
TIIE BEE: OMAHA, MONDAY, JTXE 30, 1913.
W I NATIONAL H y)
FIDEinrtM
IP VOU ARK A r
Evldonco your bollef In Homo
patronago by insuring in a homo
company.
Workmen' Compensation,
General Linbility,
Fidelity Surely Bonds,
Accident nnrl lienllh,
rintc Glass nntl Burglnry.
National Fidelty &
Casualty Company
Nat. rideUty & Casualty Company Bid;,
Edwin T. Swobe, President.
J. H, Mithen Go.
INC.
CIT NATIONAL
HANK BLDO.
Surety Bonds, Employers' Ma
Mllty, Automobile Liability,
Burglary, l'lato Olnss.
INSURANCE
iNews From the Insurance Field
"State Mutual Life"
OF WORCESTER, MASS,
ONE OF THE OLDEST 69 YEARS
and Ucst Companies on
Earth.
W. H. INDOE
General Agent
0B2 Bee Dullillng, OMAHA
YEAR IN LIFE INSURANCE
Features of the Business and the
Outgo During 1012.
SOME BIO POLICIES PAID OFF
Pressure of the IIIrIi Cost of I.lTlntc
Inillrnteil In Disbursement for
Surrendered Policies In
nrnncr Notes.
LIFE INSURANCE
ACCIDENT INSURANCE
Eighty-five Millions Asoti.
TOM KELLY
"Tho Insurance Man"
mONE DOUdLAS 861.
Life Insurance organisations of the
United States and Canada distribute
J03il,35C.OOJ In 1912, according to computa
tions by the Insurance Tress. The pay
ments In the two countries for death
claims, matured endowments and other
benefits under the policies of level-premium
companies and tho certificates of
ar!ous llfo Insurnnco organizations as
sessment and tho llko amounted to 3413..
.Ti' .000. Th). Mlmntwl Inl.l u
umounta puld by regular companies as
(savings for policyholders, cash values on
nuiruiiucr, nnnuiiies, ana on claims In
reign countries was 121S.000.000.
Summation of life Insurance payments
f all kinds In 1912:
lalms paid In the United States
and Canada 1413,350,000
aymcnts for premium savings
and surrender values, and to
annuitants and foreign policy
holders (partly estimated) 213,000,000
1 Jay D. Foster
Joseph Barker
mmmm
m mm a fe B
rosier-gamer
Successors to
H. E. Palmer Son & Co.
Accident and Health Insurance
LIBERAL CONTRACTS
Losses adjusted by us right here
in Omaha.
Brandeis Bldg.
Phone Doug. 29
J
Let the Buyer Beware--
bee us ssroxa butiwo another policy in any dbanok
Or INSURANCE.
VCiLiLiiJLUriJC.I Gt lJDJL.aW. nrand.i. mag.
Oeneral A (rant Illinois Bursty Co.
D. 3382
MARTIN BROS. & CO. I
Workmen's ComponsatioR Insuranco
BARKER ELK. TEL. DOUG. 735 j
BOOBT rOK OSU5ZA
The Columbia Fire Underwriters
OF OMAHA
iXoms Offices Bntlro Third Ploor Msrohants National Dank Building.
Puobs liottfUs 401.
3. O. Talmofi, Manager.
M. o. Iiiui, Assistant Manager.
TV
V. O. W. 8LS&.
Seek no Further
LION HEALTH and ACCIDENT policies cannot be ex
celled. Its UNLIMITED policies can bo issued in any
amount desired by the Business and Professional man.
Smaller policies are issued in all classes. There are nono
better ask the man who has one.
Lion Bonding & Surety Co.
9th Floor W. O. W. Bldg. Phone Douglas 678.
Spend money
to save money
If you have anything to sell
invest a small sum in Bee
classified advertising.
The resulting sales and their
profits will prove to you
Money is saved by
judicious spending
fo
Grand total $616,350,000
IlenefHn Increased.
All benefits under policies death claims,
endowments, savings n the transactions
of the regular companies Increased In
ir12. Tho life Insuranco written and re
vived In the United States, by the regu
lar companies alone, was nearly 13,233,000,
r.r about aS6,500,j00 more than In 1911.
Tho statistics of fraternal Insurance as
sociations continued to Indicate tho ef
fects of tho disruptions of organizations
and decreases of memberships.
Tho transactions of the Canadian and
American Insuranco companies In Canada
In 1912 Increased In volume to a notable
oxtent. Tho Increase of tho new Insur
anco was about 140,000,000. The payments
for death claims and other benefits were
larger than in the previous year. The
distributions of premium savings were
liberal.
Although the general business condi
tion of the United States were sound
and prosperous, somo features of the life
Insurance business Indicated embarrass
ments f&r Individuals, due in part to the
high cost of living, sacrifice of securities
and reduction of earning power. The
disbursements for lapsed, surrendered
and purchased policies by companies that
had !H) per cent of tho Insurance In force
at tho close of 1912 amounted to $54,000,000,
an Increase of about 18,300.000 over 1911.
This Is to bo compared with an Increase
of $2,So3,000 In 1911, a. decrease of 1187,000
In 1910, an Increase of 13,059,000 In 1909,
and an Increase of 114,543,000 In 190S.
Tho net gain of Increase of payments
by tho companies referred to for death
claims nnd endowments' In 1912 was about
11,400.000. For death claims tho Increase
was about 19,200,000, compared with an ln
crcaso of about 112,743,000 In 1911, showing
a loss of Increase to the amount of about
13,000,000. For endowments the Increase
was about 13,700,000, compared with an
Increase of about I736.0CO In 1911, showing
a gain of Increase to, tho amount of
nenrly 15.000.000.
Tho holding of endowment policies to
periods of maturity continued to bo a
notable feature of the Insurance business,
as participated In by policyholders, show
ing an appreciation of the efforts among
tho peoplo to promote habits of thrift and
provisions for Income In periods of ad
vanced, ago.
litercnse of Piijmciit nf SnvlnRS,
Policyholders continued to receive large
amounts In the form of savings, derived
from Interest, favorablo mortality ex
perience and economical management.
Tho companies mentioned' distributed the
savings to the amount of 138,354,000 last
year, In comparison with 150,095,000 In 1911,
or an Increase of 18,269.00. As In previous
yoarr, millions of dollars of savings were
applied for the purchaso of annuities and
paid up additions to Insurance carried.
The amount of tho payments of savings
exceeded, by moro than $l.'35O,O00, tho
amount of the disbursements for lapsed,
surrendered nnd pui chased policies,.
"You must hold on, to win" now takes
tho place of tho old-tlmo saying "You
muitt die, to win."
In addition to IS8.SJ4.0O0 of savings paid In
1912. more than I9,cs;,000 was set aside to
cover savings declared or apportioned for
payment In 1913. Other savings In 1912 to
tho credit of policyholders, but not paid.
Including thoso left on depotlt. amounted
to tl2,S!l,000, Tho sum to the credit of
the holders of policies that had deferred j
accumulations of savings 'at the close of
the year was $2SO,40I,000, on Increase of
nearly 160.J39.000.
l.nruer Volutin- tif Policy I, on lis.
Rorrowlngs on llfo Insuranco Increased
In volumne In, 1912. The amount of the
Increase of outstanding loans was 143,243,
000, against an Increase of 140,949,000 In 1911.
The policy liens at the close of the year
amounted to 1S36,S$9,000. In other words,
that vast sum had been withdrawn In
the course of years In anticipation of
settlements under the contracts.
llelalit nnd Weleht of Policyholders.
The first results of the medlco-actuarlal
mortality Investigation, that was begun
In 1910, were published In book form In
1912 The main feature of the book Is a.
series of tables of the heights and
weights of men and women. The Investi
gation covers the experience of forty
three life companies In the United States
and Canada during a period of twenty
four years, 1SS6-1008.
The average height of men In the
United States and Canada Is S feet SH
Inches; women, 5 feet 4H Inches. Be
tween the ages of X and 39, a man, S
feet S Inches tall, weighs 1ST pounds; a
woman, S feet -4 Inches tall, weighs I3i
pounds.
According to the compilations, the
human race, on the North American con
tinent. Is not Increasing In weight nor
changing In stature, materially.
The second volume will cover the In
tiueaee of build on mortality among men.
the causes of death among men, mortality
among women, influence on mortality
among women and causes of death among
women.
l.nmr.t Insurances In IttlS.
Charles Silverson. New Ulm. Minn.. 411. 448
Thomas T. Held. Montelalr, N. J.. 360,000
James Hanley. Providence, R. I... 30s. 300
Kdward A. Trainer, Philadelphia,
Pa 301.155
Charles 11. Kountie. Denver, Colo.. S0S.SS8
Ilobart Nunnemaoher, Milwaukee,
Wis 179.111
Edward Richard Perkins, Bast
Orange, N. J S.9S2
Jacob ilauer. Chicago. Ill Stl.O&O
Edward Stelndler, New York City. JW.1J1
B' an II Smith. Qrooklyn. N. Y. . 330.877
TboPi g. Hayden. Depvtr, Colo- 2O9.0H
H. Droeeel, Bolton Landing, N. Y.. 20000
James T. Pyle. Aforrlstown. N. J. . 200.000
James I Scott, Saratoga Springs,
N. Y iM0
Thomas n. Ball, New York City.... 1M.0O0
William J. Ollmore, Pittsburgh,
Pa 190.000
rtobert E. Wright. Allentown, Pa.. 188,736
J. Henry Cochran, Wllllamsport.
Pa t i2(2 go
J. Walter StcClymonds',' Massli-
"n. 0 1S0.6O0
George D. Wick, Youngstown, O.... 1SI400
Thomas B. Hayes. Jllddletown,
IW.00)
M. Biff. New York City 160,000
Maurice Werthelmer, New "York
r-Clty 148.116
Frank P. Abbott. Goshen. Ind 147.9
Hewitt H. Wheless. Shreveport,
La 145.344
Melissa A. Bryan, Washington,
D- C. 144.078
Benjamin F. Pearson. Halifax,
8 148,750
Horatio V. Newcomb, Atlantic
City. N. J n2,630
Henry J. Crocker, San Francisco,
Cai- ; 140.430
Benjamin F. Mellor, Plymouth.
Mass irrw
Frederick W. Thompson, Montreal!
Que 136,352
John J. McWIIIIams, Buffalo, N. Y. 135.000
Charles W. Jamleson. Warren. Pa.. 133.000
.UK"t..Mh,r,n' Milwaukee, Wis.. 132,755
X" ft UotXna- Seattle, Wash 130.654
David H. Carroll, Baltimore, Md... 130,000
Louis Wolf. Omaha, Neb 130,000
Ten?e Rollings. Crafton, Pa 125,000
Herbert F. Chaffee. Amenla. N. D. 123.418
rZ? Whltcomb, Bhelbyvllle. Ind. 121.000
W . F. Harrlty. Philadelphia. Pa.... 120.000
uonn u. inayer, Haverford, Pa.... 120,000
AiILa8a. !? Campbcn, Spokane 118,000
"" uel yuppies, at. iouls, Mo 115.760
A'vln M. Lothrop, Waahlngton,
. C. 115000
Isldor Latzar, Chicago, III".!".!!!! lioiooo
Thomas J. Ryan. Philadelphia. Pa. 110,000
Vi,wnJ'dT,A 8kao- Detroit, Mich.... 110.000
Joseph n. Whipple, Bostoa, Mass.. 110,328
!r J' Hc'Btk. Grand Rapids,
Mich. 108.S09
imrics j. t-ampocll, Shelbyvllle,
SEEKING TO RECALL A LAW
Assault to Be Made on Workmen's
Compensation Measure.
LAWYERS BEHIND A MOVEMENT
Seenrlnir JtlRnntnrrs of Parties Who
' Would PrcTrnt the Hill from lie
coining Operative July
Seventeen.
108,630
Henry C. French, Pasadena, Cal.. lOS)?
Frank J. Murphy, Baltimore, Md.. 1(6,000
Saul Glemby, New York City 104,517
rison, "utchlns, Washington,
IJ, C, , 103,785
3a,u Peyton, Grand Rapids. Mich. 103.529
j. iiarr, I'lttsDurgh, Pa 103,500
BrKK. Richmond, Va.... 103,000
x?" J." I'arsons, Schenectady,
N. 1 fft
Samuel Bencach, Baltimore. Md.... m,M
lt1M?' Olbb, iBllp. N. Y 100000
William Lehman, Chicago, 111 100,000
"JSC an ".oN'"". New York City.. 100.000
Jhn R. Sherman, Port Henry!
100.000
r. . iW(
jjiiiBi. inaimann, wcw York City.. 99,876
Newell C. Cook, Newton, Mass.... 99.000
Seneca D. KImbark, Chicago, III.. &7.S61
Louis Slegbert. Long Branch, N. J. 97,230
w. A. Lnthrop. Dorranton Boro. Pa. 96,620
Thomas T. Barr, Brooklyn. N. y. 95,769
Joseph J. Heath, Glrard, Ga 95,000
Henry Koehler, Jr., St. Louis. Mo.. 94,634
Yi Faultner, Lowell, Mass.. 93,275
Martin B. Koon, Minneapolis,
Minn gj jjq
Andrew Saks, New York City...!. 9L763
won """Jberger, New York City.. 90,381
William F. Botsford. Los Angeles,
Louis J. Mlllnor, Chlcago!'ili!!!!!!! 90!000
Fumoy B. Stubbs. Cox. Ga 88,657
Isaac Newton Burdlck, Orange,
t J . .... ...... c ana
James McBrlcr. Erie, 'pa.!!!!!!!!!! SiHoa
Ji;yn 'jauss, New York CTty 85,780
w?i w' tEnt0J?' .lni". S5.000
........... umnucri, x-nuaaeipnia,
83,853
III. T r "...
ThXm. x?"'Wi' Sn,caK. I" 80.800
Mlnn shcvIln- Minneapolis,
Cif y1 City 80!69S
Charles Rf. Hays. .Montreal. Que... 80.212
Thomas F. McLaughlin, Waseca
: 70 fit
,m
nnn
Francisco, Cal. 78,672
Jo'.lilahmnA,-.t.I,,Jndmiin- Clarion.' "Pa. 7W
JjUgcno Gallo e, San Francisco Cnl 4s
Emanuel M.nH.i. ii-i.fl5'"5 V.aJ
fu I y rrovldnce.
wmT0" Muoiler.' ' Chicago.' ' ili!! tT'soo
FrankMnHi.n0Mcr'.Now VorI C ItJ? 76 830
Franklin Farrel, Ansonla. Conn... 75 527
Pnymeutn In Nehrnnlm.
The payments In Nebraska on lndl
vlduals carrying 110,000 or over were-
ir t Rh.-.GRAND JSLAND.
p- Sheel i looon
LOUP CITY
Adam W. Schiiupp " . ,-,ni.
. n NEBRASKA CITY. '
Nelson Overton 110.57
wii.iam l. wiiwn....::::;::::::::::: i":7
v n..j 1 OMAHA.
Brandeis tcnn
11. U. Brandeis "" 10000
C. L. Frltscher oo28
Samuel Katr istOO
J. R. Lohmer ... li'ooo
William V. Morse......... fo&
Louis Nuso ii'mt
Allen B. Smith awo
Louis Wolf I. i35"ooo
Name not given 12500
Name not given 10 000
Name not given ., ioooo
The payments in Nebraska by cities
wore:
Omaha 1580,000
Lincoln , iss.'iOO
Nebraska City 62.500
South Omaha 37 OX)
Kearney ' 24!2GO
Loup City 18,750
uodge 15,700
Beatrice lb.wO
Columbus 15,500
Crete 15,500
Grand Island 14,750
Spalding it.7i
Alliance 11,625
Callaway 11,623
nonoiK ll.iiii
North Platte 11,625
Wlsuor 11,625
Albion 10,750
David City 10.750
Greenwood 10,750
Niobrara 10,750
UNDER TEN THOUSAND DOLLARS.
Anselmo, Bancroft, Belgrade, Benson,
Burwell. Carroll. ChaPDell. Clarkson.
Clay Center, Craig. Crawford. Curly,
Elkhorn. Falrbury. Falls City, Franklin,
arose. Hastings, Hay Springs, Hebron,
Johnson, Lebanon, McCook. Nellgh, Oak-
dale, O Weill, usceoia, usmonu, utoe
county. Overton. Peru. Randolph. Red
Cloud, St. Edward. Schuyler, Bouth Eloux
vlty, etamiora. oycamon. lamora. re
cumslh, Thodford. Tobias, Uehllng,
Ulysses. Virginia City. Wauneta, Wilcox,
York.
Clancy Seeking to
Equalize the Fire
Insurance Rates
Fire Insurance Commissioner Clancy of
the state audltor'a office has undertaken
the task of equalizing the fire Insurance
rates .in the cities and towns of Nebraska,
and as a rule he has the support of tho
agencies in Omaha, tne managers of
which generally say that his work is
commendable.
In Omaha there Is a survey board and
rates are as stable as sugar, but out In
the state this Is not always true. In
some of the towns where conditions are
the same as here, so far as the hazard
and protection Is concerned, rates are
26 to SO per cont higher, while in others,
they are much lower.
Clancy takes the position that a uni
form rating should be made and for
carrying out his Idea, he has oalled a
mass meeting of special and local agents
throughout the tate, but has not named
any date for his meeting, his plan ap
parently being to get the sentiment of
the insurance men prior to Issuing the
formal call.
Insurance men don't feel that this
meeting proposed by Clancy will have
any effect upon the rates In Omaha.
They take the position, that while there
Is no combination In the way of a trust
of insurance companies, or Insurance
agents, uniform rates are maintained
and there is little, if snv euttlnr of cnm.
1 inlielvns.
A workmen's compensation law was
passed by the last legislature of Nebraska
and taking the regular course, It becomes
effective July 17. Right now an assault
Is being made upon It and some lawyers
of Omaha are circulating petitions for Its
recall. To do this recall they must
secure the signatures of 26,000 legal voters
Of the state and so far, while they have
not been able to obtain anywhere near
this required number, they have made
contlderable headway in their under
taking. From the viewpoint of the Insurance
agents, these lawyers are attacking this
law in an effort to feather their own
nests, rather than in the Interest of em
ployers, or employes.
The workmen's compensation law passed
by the last legislature Is In fact an ac
cident Insurance law and has to do
entirely with firms, companies and cor
porations employing more than five
people, men or women. It provides for
stated payments to employes In case of
accidents and entirely does away with
going Into court to collect claims. In
this way, It puts out of business tho at
torneys, who under the old law were
designated as "ambulance chasers," and
leaves them without a leg to stand on.
Under the new law thero are specific
provisions. In case of death from ac
cident, the employer shall pay to tho heirs
of the deceased 60 per cent of the em
ploye's wages for 350 weeks; for tho loss of
a hand, 60 per cent of the wages for 175
weeks; for the loss of an arm, 60 per
cent of the wages for 215 weeks and for
the loss of a leg, tho same; for the loss
of an eye, 60 per cent of tho wages for
125 weeks shall bo paid to the Injured
I'uny.
Loss of both legs, both arms or both
eyes shall constitute total disability and
In cases of this kind, the employer shall
pay to the employe 60 per cent of the
regular weekly wage for 300 week. r
(Which, 40 per cent of the wages until
death, regardless of when this may occur.
.Medical Aid Furnished.
Besides the payments noted, under the
new law, the employer Is compelled to
furnish medical and surgical attendance
and hospital fees, not exceeding 1200 dur
ing the first two weeks following the ac
cldent No compensation is paid during the
first two weeks of disability, except for
medical aid, unless the disability con
tinues eight weeks
pensatlon will be computed from the date
01 injury.
As amounts to be paid are specified by
the law, there seems to be no necessity
for calling upon lawvern nH
sequently a lot of lawyers, who In the paat
have fattened by prosecuting claims of
injured employes, are now opposing the
.mpu.iy insurance law and seeking
Its recall by trying to secure a petition
of 26,000 of the qualified voters of the
state. .
Under tho old law ht .
Jury returning a Judgment against the
v.oi-.u,e ,or any amount not greater than
.. oum suea ror. in case of an accident
at a manufacturing
P ace where numbers of people were em-
1'iujmi, me "ambulance chasing" attor
ney was on the seenn nlmn.i .
the ambulance. He followed the Injured
me nospuai and to the home, and, It
possible, before he denarf.i1. h
cured consent to bring suit for damages
, um "ol caci a stipulated fee. but
Instead took the case on a contingent
fee. usually one-half of the amount re
covered, so that on the whole, If the
injured party won In court, he or she
never secured a very large sum.
In the case of disputes, under the new
law, the interested nnriiP Pn i. .
and there settle their nrr.n
v-. v 1 , i 1 n, me
Judge acting as the arbitrator, so that
mere is no use for the lawyer.
Thus the "ambulnnee rhn,inr" 1
is now making a strenuous effort to have
the new law set aside and the old one
restored. On the other hand, there are
some wage earners opposing the new in
surarce law for the reason that, accord
Ing to its provisions, they are allowed
no compensatory iamn h,,i ....
- ...... t if, 1 11 V
first two weeks following an injury, pro-
"ucu lncy recover rrom the injury dur
Ing that time.
Bef-vre deciding
on your Insur
ance 'phono D.
127R. .nil a.V
about the new
low cost, all
guaranteed pol
icies, all plans.
Life, Limited
Pavm.nt. Vn .
dovrment s.
Joint or Part-
firfinTTTrrT,-.t. nershlp. Cor-
ilor T Police,. UnUl'y lacon or Pen-
Northwestern Mutual Lite.
Insurance Company
OF MILWAUKEE
MANN & JUN0D
General Agents
S38-544 Hrnndcl.i BulIdlnB.
OMAHA
8SHRIBK9S3
THE
Union Central Life Ins. Co.
op
CINCINNATI, OHIO
HARRY O. STEEL
General Agsat.
111-313 amg Blg. Paons o 2163
Savings Bank Lifo Policy
Have You Seen It?
G. W. NOBLE,
r
Qsnaral Agent.
CHAELIS L. HOPIVEB,
Special Agent.
I. C. xiXTOmsAN, special) Agent.
crnozn
633-643 Brandeis XUdr.
Omaha.
OVER $4,600,000.00 ASSETS
A constant, never-failing increase in the accumulated
assets of
THE BANKERS RESERVE LIFE COMPANY
OF OMAHA
One of the oldest of Nebraska Life Companies. A com
pany of great financial strength. Doing more busi
ness mow than ever before. Policy contracts that ap
peal to all classes of men.
Inanriince Notes nnd Personals.
3 B;, Martin of-Martin Bros. Is back
from New York. vb. v.
weeks calling on the head officers of the
companies represented by the Omaha of-flee.
n r n.i.... - , .
"vni Bfiicrai agent or tne
Northwestern Mutual Life, with head
quarters In Peoria, 111., spent several
days In the city last week visiting rela-
uvea.
General Aaent Mann of the Northwe.t.
era Mutual Life writes from the urtlri
of Wisconsin that he Is having great luck
on his fishing trip and that almost dally
ne is iBKing tne limit oi Dass, piae and
muskles.
A special session of the Texas legis
lature has been called to meet July 1.
and further regulation of fire Insurance
Is specified as among the subjects to he
considered.
Jerome F. Downing, manager of the
Philadelphia underwriters and dean of
the western fire Insurance managers,
died June 36 at his home In Erie, Pa.,
at the age of 86.
Fire Insurance losses In Chicago are
running at the rate of over 38,000,000 a
year. For the first five months of the
present year the total is 33.4S1.020, which
Is $400,000 lejs than for the corresponding
months In 1912.
C. O. TalmaEe. general manager of the
Omaha fire underwriters. Is figuring out
tne route or an automomie trip on wuoh
he will start about July 15. From here
he will go to Mlnneapots, up the Rell
River valley of North Dakota and thenc-s
Into Pembina, going perhaps as far as
Winnipeg.
Fire Marshal Longley of Indiana re
ports that of 377 buildings burned during
May 303 were of wooden construction.
Four hundred and eighty-one fires were
reported during the month, of which sev.
enty-fve. resulting In a loss of 126,822,
were caused by sparks from chimneys.
The department urges that roofs be con
structed of noncombustlble materials so
as to prevent this heavy loss.
One result of the shirt waist factory
fire in New York a couple of years ago
la a systematic effort by the Cotton
Garment Manufacturers' association to
prevent fires, and a woman, Mrs. Sar.ih
Christopher, recently of the fire preven
tion bureau, has been appointed to supr
vlse this Important preventive work. She
has already made a notable record In
bringing the violators of the fire ordi
nances to book. The association repre
sents 150 factories, employing 15.000 glrlu,
and It la determined In the interests allko
of property and human Ufa to prevent
conflagrations.
THE EXCEPTION
veaJhefn"m,fJ,iVlinfr 'V8 ln"eased very materially In tho last ten or flrteen
thn3 mnrked. hns been the advance In the things we eat and wear that
the People are trying to find out the real cause.
anc rnrt iH-.fn'ji6 e'x.c.e,,on t0 th.e e"eral rule of advance. Life lnsur
Th MW..i 1 1? .1 tha.n 11 dld s.eYeralL 'ear3 In Rl1 Policies issued by
creaae. t , AImJi fre 'f.,a rrov;lslon th.at the Premiums shall never be in
Llf nniioC ..?rK ably .w,1.1ua'so be urPrsed at how low a rate an Ordinary
r.ue policy can bo had In this company. For other information, call or wrlto
THE MIDWEST LIKE
1,i.S Resident. A Nebraska Company Homo Offices: rirst xraMon-ii
Bank Building, llncoln. OEOEOE CBOCKEatnd P. aVp'nwey. otneral
Agents, Booms 1313-1314 City National Bank BnUdinyi otnaha, Nebraska.
The GERMAN! A LIFE ggSSf
ech o? thTi?ni B00d opening for a man or character and ability in
and ci'iSSg Nebra8ka: Keara0 Uastin8' Mindea'
4"o?'eonBld 'MBr" 'r GEO. SUTHERLAND.
4-iUJleo HldR., Onmba, eb. Dlst. Mcr.. firnnrf Tinnrt vh
Equitable Life Assurance Society U. S
Assets over $500,000,000. Paid Policy holders over $815,000,000.
H. D. NEELY & CO., Managers
11. u. ac.is.ux joe KliElN
220 Omaha National Bank Bldg.
E. H. TIOKARD
-INSURANCE-
FIRE--TORNA DO AUTOMOBILE PLATE GL 8S BC
BURGLARY-HEALTH and ACCIDENT
ALFRED C. KENNEDY
First NafI Bank Bide. nT,.?
Phone Douglas 722.
r
BALDRIGE-MADDEN CO.
GENERAL INSURANCE
Phons Doug. 300.
Beo E"-jflln-
THE TEST How were your tornado losses settled promptly and fairly?
promptness and "fairness. mMr Ur Patr"S re pleaBed about
ISIat IVIIstop
GENEn'L INSURANCE
1313-14 CITT HATIOITAX. BANK BUIKDXNQ. Phone Dong. 1703.
WAITER A. YONSON W. LESO? WILCOX 1
B. L. BALDWIN & CO.
rstabUshed 1001.
609-10 Plrst National QBNBRAX INSURANCE Telophone Doug. 271.
Wheeler & WeSpton Co.
BEX. TABLE INSURANCE
OP ALE JCI2TDB
1611 Dodge Street. Pbon Douglas 380.
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