THE BEE: OMAHA, TITSSDAY, ,irE 17, inn. jg Mutual Liability Insurance is Declared to Be a Fallacy 1 ft I FLORENCE FORCOUNTY FAIR Douglas County Farmeri and Village All Pulling for It, BAY IT WILL HELP AK-SAR-BEN H-Promoter Anncrt that II(C Aurlcnl turnl and Lire Stock Shoir Will Help Drnrr If Held During Carnival Week. . -A 1. . 1 .1 M ( uvg siock men uic uuusuuk ir m untry fair at Florence this fall, for Ahey say that during the last six years iuio xjuukiub luumy xuir una invmaicu ' ilnto a small side Issue of the Ak-Sar-Ben uitreet fair and carnival. Its identity lha been lost and Its exhibit of grain id vegetables has attracted little at tention. There has been no room for Jive stock and no premiums offered .or ft live stock ehow since 190T. and yet Kpouglaa county has more htcls of high Krrade dairy cattle than any other county In Nebraska. There are also noted herds , it nearly every breed of swine, such la Poland-Chinas, Duroc-Jerscys. Chester Whites, Bcrkshires and Hampshlres. The county appropriates about J4.000 each .year for a Douglas county fair and under a new law, passed at tho last session of the legislature. It may be possible to secure $8,000 annually for this ! purpose. The wording of the law leaves some room for doubts as to the $8,000, but the K000 Is certainly available. In view of these conditions tho farm- ers and stockmen of the county, almost VSto a man, are very much dlssatslflcd with fl the present plan of making the county fair a side Issue of tho Ak-Sar-Ben car :' nival. They do not condemn the Ak-Sar-Ben carnival, but they want more room and more attention given to the county fair. This subject has been agitated 5 among tho stockmen pretty thoroughly during the last few days, and It will como up for discussion at the next regular meeting of the Douglas County Agricul tural society, which will be held In Omaha, Juno 21. 'Some of the leading members are In favor of locating thp county fair at Florence. TJjey want to hold the fair during the week of the Ak-Sar-Ben parades, but It Is apparent that sufficient space cannot be had In Omaha. The business men of Florenco are bid ding for the fair. They offer the ball park containing about four acres of rround, rent free for a period of five rears. They also offer water and lights free, and will erect a substantial building for exhibition purposes. They call at tention to the act that Florence Is a sub urb of Omaha, that It Is accessible by railroad and good drives and that the street car line from Omaha can easily lake care of a good crowd. They contend that an old-fashioned county fair will at tract the farmers and stockmen and will bring more people to Omaha during f week of the parades. A county fair at Florence will not keep any one away from the Ak-Sar-Ben car nival, It is contended, and will not take iny trade away from Omaha. On tho other hand It will bring tho stockmen to town and will revive the Interest of Doug las county farmers In the Douglas county fair. This plan has the active support of the Twentieth Century Farmer and the Nebraska Farm Journal. Both of these publications feel that Douglas county Is not taking tho place to which It Is en titled by reason of tfie number of herds of pure bred stock within Its borders. Rep resentatives of these farm papers spent some time last week Interviewing stock men In tho county. Every man seen was heartily In favor of n real county fair. Sacred Heart to Hold Class and Graduating Exercises This Week Closing and graduating exercises will be held three evenings of this week at the Sacred Heart lyceum, Twenty-second and Locust streets. Tuesday evening's pro gram for the Minims of Sacred Heart Junior school will be as follows. Salutory, "Flowers of tho Sacrtd Heart." second grade girls. Song, "Base Ball," second grade boys. Play, "Search for Mother Goose," third grade pupils. Cantata. "Happy Days" New Year's day, Washington's birthday, St. Patrick's day. May day, Memorial day, Fourth of July, Christmas first and fourth grades. Tho graduating exercises for the same school will take place Wednesday evening with the following program: "Frolic of tho Flowers." fifth grade girls. Recitation, "St. Dominic and the Ros ary," sixth grade boys. Drill, seventh grade girls. Song. "Young Musicians," fifth grade boys, "Genius and Character of the Irish People," eighth grade boys. "A Flower Fantasia," sixth and seventh grades. A Literary Coronal, eighth grade girls. Conferring of honors, Rev. P. J. Judge, B. C. L. Address, Rev. Patrick J. Moran. On Thursday evening will be tho com mencement exercises at the Sacred Heart High school. The graduates are Mary Alice Boyle, Ida Marie Dcnnlson, Graco Agnes Howard, Julia Margaret Koewler. Rose Teresa McDermott. Kdltlj V. Mur fay, Mar fa Helen Selter, Ovlllii Anno Squires. WORK IS STARTED ON NEW APARTMENT HOUSE Excavation work has been started on a three-story brick apartment house be tween Harney street and Dewey avenue on Park avenue, which will cost, when completed, $20,000. Arrangements are now being made by tho owner. Lloyd D. Willis, to extend the building north to Harney stroet and around the corner, with a frontage on Harney street, the additional structure to cost In the neigh borhood of $60,000. Mont food Is Poison to the dyspeptic. Electric Bitters soon relieve dyspepsia, liver and kidney com plaints and debility Price BOe. For salo by Beaton Drug Ca Advertisement. MAY TAKE OYER INSTITUTE Child Saving Infirmary May Come Under Different Management. EITHER STATE OR CHURCH Ilouril Will Turn Over Property as Soon as It In Convinced of It Hclnir l'rierl' Handled In the Kntnre, With prominent members of the board of trustees of the Child Paving Institute who have looked after its welfare for years and who have been closely Identi fied with It, removed from the city, and as some of the sponsors have died, there Is somn likelihood that the Institute will be eventually taken over by tho stat. or by the Christian church. It has been rumored recently that the board was seeking to place tho institute into the hands of the state or some church that would agrco to run It In the future. When approached on this subject, Romo Miller, president of tho board of trustees, said: "There has been no effort to get rid of It to the stato or to anyone else, but on tho other hand overtures have becnmade to us both by tho state and by the Chris tian church to get the Institution. We are not seeking to let go of It, .but If either tho state or the Christian church can show us to our satisfaction that they can handle the Institute 'and carry on tho work that wo have carried on there, wo would probably be ready to negotiate with them on the matter." Mr. Miller said that If the Institution should go to the state It would probably bo handled by the regents of tho Uni versity of Nebraska, as It Is an educa tional Institution, and would properly bo handled ns a branch of tho work coming under tho Jurisdiction of tho regents. The transfer of tho Institute to the state or to a church would not mean the transfer of any money, as this is a char itable Institution built nnd established by a number of charitable persons who are willing to stop our of tho responsibil ity of managing It at any time, If tho stnto or some church desires to nsstimu the responsibility. Plans to Buy Bluff Park Are Put on File City Commissioners at the meeting In committee of tho whol?, recommended that plans to purchase a "Bluff park" at Fourteenth and BInney streets, be placed on file. This action followed the filing of protests by about fifty residents who said they would be unable to pay part of the cost of the new park. Several citizens appeared before the commission ers to verbally protest. Later, said Po lice Commissioner Ryder, tho matter will be taken up again and a second attempt made to secure the property, probably paying for it out of the park fund It thcro Is money In that fund. x PATRONIZE m THE ONLY - tjR-ic- vIJnlM) NEBRASKA COMPANY 1o!Jm WRITING COM PA MY J LIABILITY INSURANCE We Are Now Prepared to Quote Lowest Slates on ACCIDENT, HEALTH, FIDELITY AND SURETY BONDS PLATE GLASS, BURGLARY LIABILITY atsosia Casualty Co OMAHA, NATIONAL FIDELITY & CASUALTY BUILDING AGENTS WANTED. NEBRASKA. EDWIN T. SWOBE, President AGENTS WANTED. r Warmn In connection with the Workmen's Compensation law, effective July 17tt), several schemes are being proposed to insure the liability of employers through mutual companies, reciprocal exchanges, interinsurance and other similar plans. HIHLHLBHHL1BK9HbMILN Mutual Insurance None of these companies have cash capital or legal reserve. None yet formed are licensed to operate in this state. There is no provision in the Nebraska law which will admit an outside reciprocal or inter-insurance exchange to dp business in this state. There is no limit in amount to the total liability im posed upon the employer. Should your insurance company fail, the liability for compensation benefits reverts to you and you would he compelled to pay your own losses. In other words mutual insurance is insurance which does not insure. The stock liability companies have a re-insurance arrangement in effect among themselves, whereby One Mil lion Dollars is Set Aside as a 'Catastrophe Reserve, and this fund is only drawn upon where single losses exceed $25,000.00. It's a fund which absolutely guarantees the soundness of insurance when furnished by any of the old line companies, party to the, Re-insurance Bureau. The only excuse for going into any kind of mutual scheme is the possible saving in premiums which they prom ise but what if the plan fails and you have to pay ymur own losses? In other states having a law similar to that of Nebraska, the rates of the old line companies have been low enough so that employers have n&t felt it necessary to go into any unsound schemes for their insurance. The rates for Nebraska will not be exhorbitant. We strongly urge our policy-holders to make no agree ment to join any mutual plan until we have had an oppor tunity of explaining fully the difference between stock com pany and mutual insurance. We are seeing'our customers as rapidly as possible and will get to see' you within a few days. DO NOTHING UNTIL YOU SEE US! 'A Foster WJm ft ttflflB 500 Brandeis Building any Omaha, Nebraska