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About Omaha daily bee. (Omaha [Neb.]) 187?-1922 | View Entire Issue (June 9, 1913)
THE BEE: OMAHA, MONDAY, JUNE D, 1D13. 3 X 1 J y Uefore deciding on your Insur ance 'phono D. 1276. and ask about the new low tost, all guaranteed pol icies, all plans, tilfe. ttmlted Payments, En dowments. Joint or Part ...LI .i ,J Mon,,'iy Inconveor Pen non Policies. & nTTlcli. r- b' Now Jersey K. BBUOB OABPEWTEB, Mgr. U9.32 City Nat'l Bfc Bld" oSffiu 1 THE Union Central Life Ins, Go. OF CINCINNATI, OHIO HARRY O. STEEL General Agent. SU-313 Bamare Bldg. Phone D3163 GERMANIA LIFE Company Has an unusually good opening for a man of character and ability In each of the following cities In Nebraska: Kearney, Hastings, Minden, Aaaress, C'llAS. HA LI JOHNSTON, Mgr., 480 lleo Bldg., Onmha, Nei. Equitable Life Assurance Society U. S Assets over $500,000,000. Paid Policy holders over $815,000,000. H. D. NEELY & n. n. nkhijY JOE KLEIN 20 Omaha National Rank Bldg. FIRE- TORN A DO AUTOMOBILE PL ATE GLASS BOILER BURGLARY HEALTH and ACCIDENT ALFRED C2. KENNEDY 209 First Nafl Bank Bldg. Phone DoukUs 722. One of the Strongest Life Companies of the West is THE BANKERS RESERVE LIFE COMPANY of Omaha, of which Bascom H. Kobison is founder and president. With .accumulated assets of nearly $4,000,000.00, which yield enough interest income to pay the annual death' claims; with low cost of management none lower and with low mortality cost; with policy contracts unex celled and rarely equalled anywhere; with a policy for fair deal ing which has won for the Company bd enviable reputation; with a steadily increasing volume of business; with a reserve fund of about ?3,000,000.00 for the full protection of policy holders, The Bankers nesorvo Life of Omaha makes a strong appeal to the hard-headed business man who expects his insurace policy to pay him a good dividend while he lives, and at the same timo to afford full protection to the family. PROSPERrrr . No one cuh take a trip Into the country tli enthused over tho wonderful productivity of Nel oralfalra Is being cut, the wheat Is heading, the c rows acroHS the fields; who car, see these whv i ni.M nn. 7i. " "s , ln" ana otner crops are marketed, n r-.nrUin J!,y.iP,arH?f J'10 mone received for them be used to buy Ufa ln HUi.mco In outside llfo Insurance companies? If one sound, substantial rea son can be given, what Is It? Let us write your next Tpolfty! THE MIDWEST LIF'E N. Z. SJI3I.XV. President. A Nebraska Company Borne Offices I Tlrst nations.! OEOKOE OBOCKEB and V. L 3RHHST. ain2?3 omi I3ia-i3i4 cit7 National Bank Building, Omaha, heVraska. ( ALDRIGE-MADDEN CO. GENERAL INSURANCE lJhoce Bouir. 330. THE TEST I,.ow v,.eve yur tornado promptness and fairness. """" """" "r palrons are pleaed abouU GENERAL INSURANCE 1313-14 CITT NATIONAL BANK BUTLDXNO. W. A. YOWSOS- IB. BALDWIN &. CO. fMWi4 AMU. illUf, MONEY TO LOAN ON OMAHA ft! at. v.ttT&'Pv uufmaiiucoBaii. urtyge Trust heeler & BS&XABBB OX AX. I, 1511 Bodge Street. . f Hoi weather M ! i fatr" r-efc spas A few rooms are to be had in BEE The Coolest Building in the City We will be pleased to show the rooms Apply to N. P. FEIL. Secretary. Bee Business Office Northwestern Mutual Life Insurance Company CF MILWAUKEE MANN & JDNOD General Agents 638-R44 Hrnndcls nulldlng. OMAHA Savings Bank Life Policy Have You Seen It? G. W. NOBLE, Oeneral Agent. Special Agent, j, o. KITCHMAH, special Agent. omcxBi 638-043 Brandels Blag. Omaha. or GEO. SUTHERLAND, Dlst, Mgr., Grand Island, Neb. 00., Managers E. H. PIOKARD in Nebraska. lleHn flllA dnVa Wlthftllt hattii. Nebraska soil. The first crop tfiln. Und not"be proW th'.sV.e? Bee B-lir- losses settled promptly and fairly? I Phone Boar. 1703. w t. m.nnr - - UMAnjbJU Phone Bourla is 371. company of Baltimore, Ma, Welpt on Co. XBBV8ASCE 1ET1TOS rhona Douglas IBS. is approacfemg This is the season when a man, spend ing a large part of the day in his office, is looking for an office in a cool building. 1UILBING News From the Insurance Field SOME FIGURESON INSURANCE Reports Made to the National Board ! of Fire Underwriters. AMOUNT SURPLUS AND CAPITAL (In ttip KHrrKiitf Mum Insured, n II Ik Itrdut'tlon of Cost In ' NIkiuii In the 1'nnt Ten Ycnrn. lnftTotliiK figures were presented at tho annual meeting of the national board of fire underwriters held In New . York City recently. The consolidated figures of 1S3 stjck fire Insurance companies for litl2 showed an undorwrltltiK profit of 2.6S per cent of tho net premiums writ ten. Tho capital ami surplus amounted to J2S6.7S3.0G-1, on Which tho profit ratio was 2.7 per cent, l'or the ten-year pe riod ended with 1913 the business showed a lofs of .13 per cent. The average rato was 9.6 mllft less than in 1911, this being equivalent to a reduction of 2. tier cent of tho average rate for that year. On tho aggregate sum Insured this reduction amounted to ja.994.Ml, and followed other continuous reductions made since 1907. Tho ratio of taxes to premiums was 2.tW per cent and of taxes to premiums les losses, 5.0 per cent. Proposed Federal Inquiry Into the Insurance Business A bill Introduced In tho house of rep resentatives by Congressman Johnston of Kentucky, It passed, will Inaugurate an extensive Inquiry Into fire Insurance business. While applying to the District of Columbia, the fact that all Important companies do business In tho District will cnnblo probers to dig Into methods and rutes everywhere. The bill Is similar to tho Insurance bill of Prouty of Town, but broader, as It lanes in banks, trust companies and In surance companies, placing them all In one category as financial Institutions, and causing them to leport on' a lot of de tails to cither the Insurance superintend ent or the comptroller of the currency, as the case may be. Prohibition Is placed upon Interlocking directorates In banks and financial Insti tutions of any kind In tho district, and big changes aro proposed In the present laws governing banks, aa well as Insur ance companies and trust companies. Ono of the Important and far-reaching provisions of the bill Is that which seeks to protect the residence part of the Dis trict pf Columbia from exorbitant rates charged by Insurance and Indemnity com panies, which rates are fixed by agree ment among the various companies. Insnrniipc iitr, nnd Prrsonnls. Ohio's fire InKiirnnnr. pnmmlimim. ia Investigating rates. The Firemen's Kuml nf Sn celebrnted Its fiftieth anniversary last The rush for InmuHn liimironKn In Omaha has practically ended. It has ended Bimply because nearly every home owner In the pltv has taken out a pol- Governor McGovcrn of Wisconsin has Signed thA1lllI nrnhlhldnir linnntlinHv.H Insurance, In snlto of strong pressure from larue interests which wanted freo trade in Insurance. C. O. Talmage. manager of tho Colum bia Flro Insurnnce Underwriters, spent a. portion of last week In Chicago, -vlslt-i Ingr the general offices of tho companies represented here. Airs. Grace Wlltklns lmn lm,n nntmlnfArl cashier In the Omaha offices of the Germanla Life, succeeding Rosea John ston, who has taken up field work In Omaha and ylclnltv. An organization of Insuranrn m,n In New Kngland proposes definitely to Join the fight against unnecessarv fire losses. The plan Is to use additional rare In adjusting rates to the class and condi tion of each building Insured. Fire Marshal lx)ngloy of Indiana is Is suing weekly news bulletins which are being sent to 000 newspapers of the state. They arc written with a view to Instructing the citizens of the state as to tho purpose of the fire marshal's of fice and the need of greater care In the prevention of fire. The Mon Bonding comimny has lxen licensed to do business In Minnesota, and a branch office will be established In tlmt state In the near future. The lo cation has not ben decided upon, but It I llkolr to hit St. Paul or Minneapolis. Omaha offlcees that represent compa nies that do a crop Insurance business are writing numerous policies thoso days. County agents are finding the bustnesn prosperous. They find that while the farmers ate not anticipating hailstorms, they arc willing to let the Insurance companies carry the risks. Chief McDonnell of tho fire prevention bureau of Chicago, Is to leave July 6 for a visit to Kurope. Wo Intends to visit his old home In Ireland, but will make a special study of fire prevention conditions In the Kuropcan cities and countries for me In the growing work of the fire prevention bureau. P A. Dct-ansr, the South Dakota spe cial agent of the Germanla Llfo and lo cated at Sioux Falls, was In the city Inst week, conferring with General Agent Johnston. While here he purchased n new automobile and In the machine ho vas accompanied htme by James V. Ftorrell. or IJncoln, field Inspector ror the company. Henry D. Appleton, first deputy super intendent of tho Insurance department of New York, has completed tlilrtv years of service with tho department, covering tho UM'tns of five different superintendents, regardless of polltlcul changes. In ree rgnltlon of this Mr. Appleton was given n theater party and a banquet nt which he was presented with a silver cup. W. 11. McCord Is one of the most heav ily Insured men In the city. In tho Ger manla 1 lfo he carries a llfo policy on which the annual premium amounts to fl.337.715. For this year his dividend amounted to JJ37, hut Instead of using It to reduce the premium, he Is letting It remain with tho company, accumulating paid up Insurance. Indications arc that the annual meet ing of Nebraska fire Insurance men. to ho held r.t Fremont June 17. will have an attendance of several hundred. The way tho affairs are lined up now. It Is thought that It will be Impossible to dispose of all of tho business In one day, as planned. Fremont Is making arrange ments to tako care of the Insurance men In splendid shape. Life Insurance men are considerably confused over tho new laws, passed by tho last legislature and effective July 17. Omaha agents arc coni.lderlng the calling of a meeting within a couple of weeks for tho purpose of digesting theso laws nnd becoming familiar with their features before thev become operative. Certified copies of most of the new laws and amendments have been received and have been referred to the law committee of tho local association of llfo Insurance agents. The report will probably bo sub mitted at the meeting proposed. Tim Omaha building nnd loan associa tions do not propose to sustain losses the next time a tornado visits any sec tion where thev have loans. Borne time ago they notified parties to whom loans were made that they would have to In sure against tornadoes. Most of the turtles compiled wun me requirements n Dm notification, but thoso who did not, now have tornado Insurance lust the t-ame. The companies have had tho insurance wtlttcn and chatged the ox ponso against those making tho loans. The loss clause runs to the holder of the n-ortsage. Special Agents 6f Railroads Stop Here Next Sunday will be a mighty bod day for crooks who happen to be In Omaha, especially thoso who mako H their busi ness to tamper with railroad property. On that day, practically all of the spe cial agents of the railroads of the United Stutes and Canada will be In Omaha, ar riving from the east at 7:33 In tho even ing, providing thero Is no change In the plans. There will bo about 400 of them. This year the annual convention of spe cial agents of tho railroads of the United States and Canada will bo held In Halt Lake City, convening Juno 17 and con tinuing three days. From hero they will go west on tho Union Pacific, and will bo accompanied by W, T. Canada of this city, one of the charter members of the association. The opening session of the convention will bo addressed by P. J. Klndelon, chief of the secret service department of the Southern Pacific. Hovr the Trouble Stnrts. Constipation Is the cause of many ail ments and disorders that make life mis erable. Tako Chamberlain's Tablets, keep your bowels regular and avoid these dis eases. For sale by all druggists. Adver tisement. - K ant a iTENOGRAPHER f An inefficient stenograph er is tin irritation of many; offices. She makes mistakes in your correspondence; she cannot remember what you tell her; she doesv not seem to be able to do any thing without detailed instruction--there's no use of your continuing with such an employe in yonr office. (let a stenographer who will turn out -lean copy in your letters, who knows what to do all the time, and who really takes tho place of a man' in your offico. The Beo will get one of this kind for you. Use Beo classified ads and the results will bring you a stenographer upon whom you can depond. Bee Want Ad. Department TYLIJR 1000. ' ' We would make this drawing for you for $3.00, and the cut for $8.02. Let ua do rour work. Bob Engraving Department Bee Bldf. Phone Tyler 1000 How Adjoining States XltJUULip Jt li t) JJUBBOB in Missouri The fire Insurance situation In Mis souri continues In a state of confusion. Old lino companies aro unchanged in their attitude, while local companies arc not taking all the business offered, fear ing a swamping overload. A comparative table of rates and loss ratios In Missouri and adjoining statcn printed In tho St. Louts Globe-Democrat, throws an Instructive light on tho Insurance snap Missouri enjoyed hith erto. For example, tho fire rato In Ne braska averages $1.07 and tho loss ratio .512. Iowa has the same rato and a loss ratio .6SS. In Kansas the rate Is also $1.07 and the loss ratio .733. Tho rate In Illinois Is 11. 1G and the loss ratio .515. In Missouri the rate Is 97 cents and the loss ratio .73. Thus In the four states named the avcrago rate for flro Insur ance Is higher than In Missouri and the loss ratio considerably lowor. In other words tho four adjoining states wero milked by the companies to eqimllxo the deficit In Incomo from Missouri. Various schemes are suggested to re lieve tho situation In Missouri. The refer endum petition plan Is not progressing favorably. Commercial clubs of 8t. Louis and Kansas City have been dis couraged by the receipt of letters from several fire Insuranco companies saying that they would not resumo business In Missouri even If the referendum should suspend tho Orr law, as there are other Missouri laws sufficiently objectionable tcr-Keep them out. now that they have once suspended business, Commercial paper leaders In Chicago say that they aro unable, to sell any paper for Missouri business men as a result of tho Insurance troubles. Inves tors In notes aro ablo to get all tho paper they want, backed by satisfactory Insur ance, without taking the chances that are Involved In Investments In Missouri paper under existing conditions. Woodmen of World to Hold Big Carnival Tho Druid and Seymour camps of tho Woodmen of tho World will hold a carnival the week of June 18 at the old circus grounds, corner Twenty-first and Paul streets. Rice and Dore Water circus and XX shows have been engaged to furnish all their amusomcnt features, Including the most talked of sensational novelty ever offered by any carnival organization, tho water circus. Thla attraction Is a replica of tho New York hippodrome's most famous featurp aquatic offering, "Nep tune's Daughters," or "A Trip to tho Bottom of the Sea." This old fable Is put on In a striking and artistic manner, over thirty aquatic stars tako part In this beautiful spectacle, besides prcscntr Ing tho legond of Father Noptuno and his Mermaids a performance consisting of water walking, log rolling, fancy and trick swimming and lofty and difficult diving Is given. Another feature that. Is out of the ordinary that Is being presented Is the motordromo Or tho death whirl, an at traction that Is called carnlvaldom'a most hazardous spectacle. An Incline track at an angle of seventy five degrees, almost perpendicular, twenty feet high and sixty-five feet In width Is tho structure where the mortor cycle races are held. It surely will make your hair stand on end to see the dare devil riders racing at tho rate of a hundred miles an hour on this shallow track and tee them skirt the edges, when a little slip would mean Instant death to the riders. A Hudden Collapse of stomach, liver, kidneys and bowels Is most surely prevented with Electric Hit ters, the safe regulator. 60c. For salo by Ileaton Drug Co.-lAdvertlsement. Tho Oninha Cvclono. tho Davton Flood, also tho many othor cata- uopiiea which hrivo recently occurrod throughout Iho nation has impressed ovory man with tho importance of Accident Insurance, for It is tho 'might of folly for nnv man not tn protect his most valuable nsset, "tho monoy vnluo of his timo." National Fldollty & Casualty Co. policlea aro tho moat liberal. 1'atronlzo a Homo Company. National Fidelty & Casualty Company National I'M. iu . n .. An excellent opportunity for live agents. TOBVi KELLY Jay D. Foster Foster-Barker Company Successors to IS. E. Palmer Son & Co. Accident HeaSfh Insurance LIBERAL CONTRACTS Losses adjusted by us right here in Omaha. Brandeis Bldg. Let the Buver Beware BEE UB 13 STORE BUYXNO ANOTHEB FOZ.XOT XX A9TX B KAN OK Or INSURANCE. GALLAGHER & Oeoeral Agent MARTIN BROS. & CO. Workmen's Compensation Insurance BARKER BLK. TEL. DOUG. 735 BOOST TO& 02UBXA The Columbia Fire Underwriters or OM.xta. Borne Office Entire Third rioor Merohanta National Bank Bullalng. rhon UoUfflas 4S1. 3. O. Talmage, Uaaager. Seek no Further LION HEALTH and ACCIDENT policies cannot be ex celled. Its UNLIMITED policies can be issued in any amount desired by the Business and Professional man. Smaller policies are issued in all classes. There are none better ask the man who has one, Lion Bonding & Surety Cm. 9th Floor W. O. W. Bldg. Phone Douglas 678. Spend money to save money If you have anything to sell invest a small sum in Bee classified advertising. The resulting sales and their profits will prove to you Money is saved by judicious spending J. H. Mitten Co. INC. 021-1 CITY NATIONAL n.VNK niiPO. Surety nonds, Kmploycrs' Lia bility. Automobile Liability, Burglary, Plato Glass. INSURANCE "State Mutual Life" OF WORCESTER, MASS. ONE OF THE OLDEST 69 YEARS and Dcat Companies on Garth. W. H. INDOE General Agent ana non nuiidmc, omaha L1F13 INSURANCE ACCIDENT INSURANCE Klgltty-flvo Millions Assets. "Tho Insuranco Man" PHONO DOUC1Z.A.S 861. Joseph Barker Phane Doug. 29 NELSON S. 3382 XUlnola Surety Oo. V. B. X,eaae, Aialatant manager. J i