Trrrc bee: omaha, Monday, may 26, mi3.
s
i
Before deciding
on your Imur
an ce 'phono D.
127S, and ask
about the new
low rnat all
guaranteed pol
icies, all plana.
Life, Limited
"ayments, En
dowtnents Joint or Part-
. . nersrtip, uor-
?Cll?oni.lMOn,hljr InC"- 0r P'n
p Prudential ina. Co. of Amirloa
Inc. as a Stock Co.. by Nw jm
v uiar, omana
THE
Union Central Life Ins, Co.
OP
CINCINNATI, OHIO
HARRY O. STEEL
General Agsnt.
111-313 Batnff Blag. Phone S 3103
fa
or
2 GERMANIA LIFE SSswany
Has an unusually good opening-for a man of character and ability In
each of the following cities In Nebraska: Kearney, Hastings, Mlnden,
and Central city. Address,
CIIAS. HALL JOHNSTON, Mgr., or GEO. SUTHERLAND,
430 lice lildg., Onialm, Nob. Dist. Mgr., Grand Island, Neb.
Equitable Life Assurance Society t U. S
Assets over $500,000,000. Paid Policy holders over $815,000,000.
H. D. NEELY & 00., Managers
H. D. NEELY JOE KLEIN '
ism uinana nauonai uuuc uiag.
-INSURANCE-
FIRE TOKNADO AUTOMOBILE PLATE GLASS BOILER
BURGLARY HEALTH and ACCIDENT
ALFRED C KENNEDY
J09 First Nnt'l Bank Bldg.
One of the Strongest Life Companies of the West is
THE BANKERS RESERVE LIFE COMPANY
of Omaha, of which Bascom H. Robison is
founder and president.
With accumulated assets "of nearly $4,000,000.00,
Vhich yield enough interest income to pay the annual
death claims; with low cost of management none
lower and with low mortality cost; with policy contracts unex
celled and rarely equalled anywhere; with a policy for fair deal
ing which has won for the Company an enviable reputation; with
a steadily increasing volume of business; with a reserve fund of
about $3,000,000.00 for the full protection of policy holders,
The Bankers Reserve Life of Omaha makes a strong appeal to
the hard-headed business man who expects his Insurance policy
to pay him a good dividend whllo he lives, and at the same Urns
to afford full protection to the family.
INBTJIIAITCE XJf XOBCS
December 31, 1908 t 559,000
December 31, 1908 . J1.46I.S18
December 31, 1910 ., ,641,084
December 31, 1912 .4, 805,502
April 30, 1913 , SE,13M09
local Agents Wanted. In every county in the state. Liberal commissions paid.
THE MIDWEST LIFE
XT. Z. SNEIiI,, President. A XTeferaaka Company Bom Of floes I Xirst Rational
Bank Building, Lincoln. QrOXOH GBOOXB& and F. A. rxxraxT, Ganaral
Agents, Booms 1313-13,14 City Rational Bank Building-, Omaha, Jfebraska.
Jay D. Foster
Foster-Barker Company
Successors to x
I. E. Palmer Son & Co.
Accident i! Health liSHrance
LIBERAL CONTRACTS
Losses adjusted by us right here '
in Omaha.
Erandeis Bldg,
ot weather
A few rooms are to; be had in
THE BEE BUILDING
The Coolest Building in the City
We will be pleased to show the rooms
Apply to N. P. FEEL. Secretary.
Bee Business Office
Northwestern Mutual Life
Insurance Company
OF MILWAUKEE
MANN & JUNOD
General Agents
538844 Brandcls Bull ding,
OMAHA
Savings Bank Life Policy
Have You Seen It?
G. W. NOBLE.
Oonoral Agsnt.
OZULIII Xn HOrPBB,
Bpaolal Agent.
J. a STXOHSXA1T, Special Agsnt.
orriCBSi
633-643 Braudsla Bldg.
Omaha.
E. H. FIOKARD
Pkono Douglas 722.
ORIOIU
N. Z, Bnell .President
Dr. B. B. Davis, Omaha, Vice Pres.
A. J. Saywer Secretary
Dr. M. H. Everett. .Medical Dlreator
C. R. Easterday Aaa't Secretary
M. A. Hyde Agency Director
Joseph Barker
Phmne Dmag. 29
is approaching
This is the season
when a man, spend
ing a large part of the
day in his office, is
looking for an office
in a cool building.
News From the Insurance Field
Fire Companies
Continue to Pass
Up Missouri
Despite reports of settlements and
compromise,' the fire Insurance com
panies which quit writing- risks In Mis
souri, on April 30, have not returned to
the state and show no indication ot an
early return. The status of the con
troversy Is unchanged. State officials are
pressing In the supreme court the suit
against tho companies, charging a
violation of the anti-trust law In com
blnlngto retire from the state.
Real estate men in St. Louis and Kan
sas City are complaining of the adverse
effect of tho suspension of flro Insurance
facilities. In addition to a number of
large deals which have fallen through,
they find that many persons who had
Intended to buy lots, expecting to make
a loan with which to build, are waiting
untll they can be certain of Insurance to
guarantee the loan.
The strength of the position token and
maintained by the fire Insurance com
panies In Missouri Is having: a material
effect In other states which had been
contemplating drastic' Insurance legisla
tion. The state ratine bill Introduced In
Florida, which was thought for a time to
bo certain of passage, has been defeated,
tho Missouri action held to ba the con
trolling Influence. In several of the
southern states bills have been Introduced,
and some papers are opposing them on
the ground that Insurance legislation has
been carried too for In the past, and that
their state do not want to bo placed In
the position In which Missouri now finds
Itself.
Retaliatory and reciprocal laws are
likely to grow out of the controversy.
The Chicago Record-Herald notes that
somo of the leading state Insuranoe de
partments of the country are threatening
to stop the Missouri fire Insurance com
panies from doing business In their states,
on the ground that their own companies
are prevented from doing business In
Missouri.
Insurance Commissioner Potter of Ill'nois
has been active in opposing the states
which by law compel lower rates than
are necessary to pay their own losses and
expenses, thereby throwing a part of the
burden upon the other states. Several
weeks ago he called upon the com
panies doing business In Kansas .and
Missouri, where state rating laws are In
force, to report their loss experience for
several years past. In his annual report
to the governor, just Issued, be declared
that companies which do business In the
state-rating states at a loss should not
be allowed to do business tn Illinois, and
should be compelled to choose where
they would prefer to operate.
Insurance Notes.
Robert D. Kohn. a New York architect.
who has been active In the camnalgn
against fire waste, has been elected pres.
Ident of the National' Fire Protection as
sociation.
Tornado losses for the first six months
of 1913 are expected to break all records
In Iowa, Nebraska and several othel
western states. One farm company has
already received over 5,000 claims from
tne Aiarcn storms.
Nearly 4.000 Mils affecting various
branches of the casualty business have
been introduced In the legislatures, this
year, and 278 laws hare been passed.
Compensation measures have taken the
lead with taxation mils a close second.
Prof. Saul Epstein of the University of
Colorado has beon appointed insurance
commissioner of tnnt state following a
civil service examination. W. I Clayton,
the present Insurance commissioner, con
tested ns appointment, dui me court up
held It.
The reduction In automobile Insurance
rates recently decided upon by the west
ern conference has been approved by tho
eastern conference, under the co-operation
plan, and goes Into effect ns soon as
notice of the new rates can be Issued to
the agents. A reduction of five-eighths
of 1 ner cent Is made on new and high,
prioed cars for the elimination of the
theft and casualty features, and three
eighths of 1 per cent on the seoond class
RAIN DID NOTDAMAGE CROPS
Warm, Clear Weather Brings New
life to Agricultural outlooK.
WHEAT BEGINNING TO JOINT
Plamt fa Showlmc Ilemsrluble Vrox-
resa In Southern Part of State
and It Will Likely Head
Ont Within Week.
Advance sheets of the Northwestern' B
Nebraska crop report, due Monday, aro
out. They show the condition of the
omwlnr crrjs for the week ending Fri
day night. The sheets are made up from
detailed reports wired in to the general
managers N office, everything indicating
that the outlook for a bumper crop ot
small grain continues to improve in every
portion of the state's wheat belt.
During the week the precipitation
ranged from three to five Inches, some
what retarding the planting of com. Dur
ing tho week end the weather cleared and
farmers everywhere rushed the planting,
securing every man available. It is pre
dicted That with good weather, planting
will be finished during the coming week.
fnninn to exrjectatlons. corn that was
planted prior to the wet spell sprouted,
Instead of rotting, and is now beginning
to appear through the ground, the stand
being first class.
rAniinir with winter wheat, the agents
report the condition perfect and no bad
nontu in any of the fields. Considerable
of the wheat, especially throughout the
southern portion of the state, is begin
ning to Joint and the heads are expeciea
to appear during the coming week.
Borins wheat, wherever sown, is max.
ing good headway, but the ground has
nnnrentlv been a little too wet and tne
weather too cold for oats, wntch In some
fields show signs of rusting, though not
to any great extent.
Alfalfa Is about ready for the first cut
ting and wild hay Is the best in the his
tory ot the state. Pastures were neyr
better.
, r. m m rh TmnbliM Cnred.
There is nothing more discouraging
tk.r. phronlc disorder of tne stomach.
It is not surprising that many suffer for
years with such an aliment wnen a per
manent cure is within their reach and may
k. for a trifle? "About one year ago,"
says P. H. Beck, of Wakelee, Mlclj., "I
bought a package of Chamberlain's
Tablets, and since using them I have felt
perfectly well. I had previously used any
number of different medicines, but none
f hm -were of any iaiung Denent."
I For sale by all dealers. Advertisement
Pertcnt -lvetllng is thr .Roe. if
i ....t..
JUS JICIVIUB.
cam under similar conditions. This Is
to enable the companies Issuing the ma
rine torm to meet tne competition or the
fire floaters.
The cut rate hall Insurance war In Kan
sas, which was started a few weeks ago
ana resulted in two successive hall rate
reductions being tiled with the Kansas
superintendent of Insurance, hns been
brought to a close by Insurance Supcrln
tendent Lewis, who notified the compa
nies that no further reduction would be
unproved by tho department; also thnt
when notes are taken for premium an ad
dltlonal 10 per cent must bo collected.
Following closely after the reduction a
severe hailstorm swept over the state,
which resulted In an unusually lnrge num
ber of claims. In a number of counties
in the western part of tho state, tho re
duction was from 35 to 40 per cent, mak
Ing the stock companies' rato lower than
those charged by the hall mutuals.
Arts Department of
Creighton Uni Will
Have Commencement
Final examinations will begin tn the arts
department of Creighton university on
June 7. The commencement exercises
foi the graduating class of the college
department will be held on Juno 18.
On June 3 the summer school course
will open and will continue until Au
gust i.
A feature of the summer school will
be the courso of popular lectures to be
delivered In the university auditorium
almost every afternoon at 4 o'clock. They
will be open to the public Negotiations
are almost completed whereby a capable
aggregation of speakers will be secured
for these occasions.
The university campus will be reserved
fur tho recreation of the summer students
and the libraries In all departments will
be at their disposal. Headquarters' will
bo at tho law school, where a bureau
cf Information will be established for the
students.
The advance enrollment has been un
usually large, as already over 100 names
have been registered. Roth men and
women are attending, the fotmer mak
ing up 75 per cent of tho enrollment.
The courses will comprise work for
collegiate degrees and teachers' certifi
cates. COMMERCE HIGH SCHOOL
CLASS VISITS SMELTER
The "Know Omaha" classes of tho
commerce high school went on another
excursion Friday afternoon. The classes
visited tho smelter and observed the
various processes of smelting voro, making
copper sulphate, and other ore refining
procesees. I E. Olfford and J. Brott
had charge of the classes. All ot
the members of the Junior Commercial
club belong to tho "Know Omaha" class
and were on the excursion. Tho usual
weekly meeting of this club was post
poned. The Shakespeare club, tne Girls' Athletlo
club and the Girls' Glee club all held
meetings the latter part of the week.
A new policy has been adopted In the
election of the Commerce staff for next
year. Tinlike last year, the pupils vote
as they subscribe, and not on the clos
ing day of the campaign, as was usual.
A number of subscribers to Commerce
were unable to vote last election, because
they hod lost their receipts upon the".
back of which their choice ' of officers
was written. The new method of voting
will do away with all such inconventenoes
and will give every subscriber a vote. It
has also been considered advisable to
raise the price of commerce from 60
cents to 75 cents a year.
A Frlirlitfnl Experience
with biliousness, malaria and constipation
is quickly overcome- by taking Dr. King's
New Life Pills. Only 25c. For sale by
Beaton Drug Co. Advertisement.
The Persistent and Judicious Use ot
Newspaper Advertising is the Road to
Business Success.
Kharas' Petition
For Pardon Denied
By Supreme Court
Theodore Kharas must serve out the
sentence Imposed upon him some time
ago in the federal court in Omaha for
using the mails to defraud in promoting
a scheme for moving ads in streets cars.
United States District Attorney V. B.
Howell received word yesterday from the
supreme court at Washington that the
amended petition for pardon had been
turned down and that the case was
closed, Howell was ordered to have the
mandate Issued so that Kharas should
begin serving his time at onoe.
Kharas real name is Hobbs and under
that name he at one time taught school
at Linooln. He was indicted In 1808 for
using the malls to defraud, was tried
shortly after Mr. Howell took office and
was convicted and sentenced to four
months In jail and to pay a fine of (400.
The case was carried to the circuit court
of appeals where the decision of the
lower court was affirmed. The United
States supreme court afterwords sus
tained the decree. A petition for pardon
was filed and denied and afterwards on
amended petition which has now been
denied.
Urges Building of
Interurban Car Lines
W. R. Little, president of the Commer
cial club of Tarklo, Mo., has written to
the Omaha Commercial club urging con
tinued work for Interurban lines out of
Omaha, and especially for the Omaha-St
Joseph line. He said he had read in The
Bee that the Commercial club had deter
mined to make great efforts to secure the
building of Interurbans and would sug
gest that a meeting be hold at which
all the towns between St. Joseph and
Omaha would be represented. It could be
pushed through, He said. The towns all
along the line are keenly desiring it.
A Une to' SL Joseph would also connect
Omaha, with Kansas City, as an inter
urban between that city and St Joseph
has recently been put Into operation.
JOHN A. SWANS0N RETURNS
FROM EASTERN BUYING TRIP
John A. Ewanson, president of the Ne
braska Clothing company, returned Sat
urday from an extended buying trip to
Rochester, N. Y., New York City and
other eastern clothing centers. Mr.
Swanson states that the cold wet spring
has retarded business In many localities
In the east and that the large manufac
turers hn' i-t.ro4 mm well as the uiif-
jciante.
Cramer and Swobe
Would Debate on
Insurance Topic
Guy C. Cramer and Krtwln T. Swobe
will ask the Omaha Manufacturers' as
sociation for permission to debate against
any mutual Insurnnco secretaries they
can get before some future meeting of
the association,
At the last meeting of the Manufac
turers' association of mutual Insurance
was discussed at some length. Bwobo
answered as many of the questions ns
propriety allowed him and declared after
the meeting that he could tako any of
the mutual Insurance propositions, "and
shoot them full of holes."
He told somo of the manutacutrcra
afterward that If they would get some
mutual Insurance exports to come to
Omaha and appear before them he would
also appear to take the opposite side
Mutual Insurance, lie said, Is now tn an
experimental stage and he felt sura
would prove a great hardship to some of
the manufacturers, when they came to
trying It out.
Mrs. Bridges Refuses
Pardon Second Time
Ethel Bridges, serving a twenty-day
sentence In tho women's department of
tbe city Jail, refused a freo pardon yes
terday for the second time within a
week. She Is the young woman who ob
tained clothing and other articles from
the Brandels stores by fraudulently
using the name of Police Commissioner
Ryder, "I am. sorry I stole," she said
last night, "but being sorry is Aot
enough. I want to atone for my wrong
pnd I wilt abide by the decision of the
Judge."
Mayor Dahlman, at the request of Ry-
der, sent the pardon down to headquar
ters late yesterday afternoon, but tho
messenger was compelled to carry it
away again.
The very penitence of the young
woman will In all probability be the so
lution of her domestic- troubles. Her po
sition has brought her the sympathy of
hrr estranged husband, and Police
Matron Gibbons thinks that the couple
will become reconciled soon.
CREIGHTON DENTAL ALUMNI
HOLDS ANNUAL ELECTION
At the annual meeting of tho alumni
of tho Creighton Dental college held dur
Ing the state dental convention meeting
In Omaha last week officers for tho suc
ceeding year were elected.
Dr. G. M. Boehler, '03, of Alma, Neb..
was elected president. Dr. J. P. Blator
of the same class, now located In Omaha,
was chosen secretary-treasurer. One
vlco president was chosen for each of the
sevn districts Into which the State
IDental society divided the state. They
are: Drs. C. D. Palmer, J. A Sickling,
W. B. Stoft. Charles Toblska. R. 8. Cut
ler, J. A. Colter and Frank Wllkle.
On motion, all members of the alumni
association of the Omaha Dental college,
which was auoceeded severhl years ritfo
by the Creighton school, were admitted
aa members of tho Creighton Altimnl
association. Dr. E. II. Bruenlg and Dr.
W, R. Shearer, both Omaha Dental
alumni and members of the present foe
ulty at the Creighton school, wore ad
mitted to honorary membership In the
organization.
Cbambcrlnln's Tatitets ror Canst!.
patlon.
For constipation, Chamberlain's Tablets
are excellent. Easy to take, mild and
gentle In effect Give them a trial. For
sale by all dealers. Advertisement.
RELIEF COMMITTEE MEETS
State Organization flakes Another
Apportionment of $10,000.
WARRANTS ARE BEING DRAWN
There la No Money In Htate Treas-
urr, bat Omaha National Bank
Will Cash All Paper
Given Out.
Another apportionment of 10,000 to
Omaha was made out of the state relief
fund at the meeting of the state relief com
mittee at the Commercial club rooms yes
terday afternoon, Aside from this noth
ing was done except to allow and ap
prove bills that are Incurred against the
various funds formerly apportioned to
the various tornado afflicted towns.
Chairman Robert Cowell believes that
aside from Ralston perhaps no apportion
ments will have to be made from this
fund to any of tbe other towns besides
Omaha.
"There Is the most kindly dlspbsltlon
toward Omaha by the members of this
committee from out In the state," said
Mr. Cowell. "They seem to realise that
her la the great need of the state. It
is possible that another apportionment
will have to be made to Ralston."
There is at present no money in thn
state treasury for the payment of bills
drawn against the apportionments of the
$100,000 state fund, so the bills are being
paid by state warrants. The Omaha Na
tional bank is taking the wnrrants at
par, so that no one need wait for their
money when paid by warrant It Is likely
that during the latter part of the sum
mer there will be money enough in the
state treasury so that these may be taken
up. In the meantime they bear Interest
at the rate of 4 per cent per annum.
Mr, Cowell believes that two or three
more meetings bf the state relief com-
rotaslon will be sufficient to complete th
business of the commission.
Repairing the Havoc
Made by Our Tornado
.Told in a Magazine
How Omaha nandled the relief and
restoration woik after the recent tornado
Is to be the subject matter of an article
contributed by request to the forthcom
ing June Issue of the Reviotv of Reviews
by Victor Rosewafcr, editor of The Bee.
It will be Illustrated with reproduced
photographs to show the methods of oper
ating at the relief stations, the clsanup
davs and the quick artlon In repairing
and rebuilding The magazine Is In press
and should bs out fey next week.
Tho Omaha Cyclone, tho Dayton
Flood, also tho ninny other catas
trophes which hnvo rocontly occurrod
throughout tho nation hns lmprossod
every man with tho importance of
Accidett Insurance,, for It is tho
height of folly for any man not to
protect his most valunblo aasot, "tho
money vnltio of his tirao."
National Pidollty & Casualty Co.
pollcios aro the most libornl.
I'atroniio a Homo Company.
National Fidelty &
Casualty Company
Watlonal TldeUty b Casualty Building.
An excellent opportunity for live agentw.
r:
BALDRIGE-MADDEN
GENERAL
rhone Doug. aoo.
THE TEST 1,ow waro your tornado losses settled promptly and fairly!
That In exactly what our patrons aro plcaaod about
promptness and fairness.
Nat VIeIstep
GKNKUAh INSURANCE
1313-14 CTTT XTATIOHAK BANK QUISXITO. hone Douaf.
W. A. TONBOW
O. L. BALDWIN & CO.
BIO Tlrst National Sank Bldg.
MONEY TO LOAN ON OMAHA REAL ESTATE
rinanclal Correspondents. - rhons Bonglas 971,
Bq.nltabla Mortgage (b Trust Company of Baltimore, Ud.
Wheeler &
KB&XAB&B XHBTJBANOn
Or ALI. XUTBS
1011 Bodge Street.
'ir iuu has uaiiT i wu wjjhks xu uvu," this was tne title
ot a feature story in a local newspaper on lOasier Sunday morning, tklarch
23. That evening the tornado snurfod out nvor 160 Uvea.
TUB MORAL 13 FX.AXIC
TOM S.KELLY
TOAVBXiBBS HTBUBANCB COMPANY Eighty Million AssatS.
Let tfce Buyer Beware-
ssb uk aaroKB aurxiro another roLicrr xtr m bxaxok
Or XNSUBANOB.
Central Agent
MARTIN BROS. & CO.
Workmen's Compensation Insurance
BARKER BLK. TEL. DOUG. 735
BOOBT rOB OHUJ3IA
The Columbia Fire Underwriters
Or OKCtHA
Bom Offices Entire Third rioor Usrohants national Bank Building.
Phons liottglas 401.
3. O. Valniage, Manager. U. a. Zieass, Assistant Haaagsr,
Seek no Further
LION HEALTH and AOOIDENT policies cannot bd ex
celled. Its UNLIMITED policies can be issued in any
amount desired by the Business and Professional mdn.
Smaller policies are issued in all classes. There are nono
better ask the man who has one.
Lion Bonding
9th Floor W. O. W. Bldg.
Spend money
to save money
If you have anything to sell
invest a small sum in Bee
classi fied advertising.
The resulting sales and fheir
profits will prove to you
Money is saved by
judicious spending
J, H. Mithen Go.
INC.
021-4 CJITY NATIONAL
HANK nLPQ.
Surety Bonds, Employers' Ina
bility, Automonllo Liability,
nurglnry, Pinto Glass.
INSURANCE
"State Mutual Life"
OF WORCESTER, MASS.
CKE OF THE OLDEST 69 YEARS
and Dost Companies on
Earth.
H.
General Agent
0B2 llco Building, OMAIIA
CO.
INSURANCE:
Be Un'Mln",
vr. it. wxiiOox
W.eSpton Co.
Thon Bonglas IDS,
THE
INSURANCE MAN"
tm
B. 3383
Illinois Bursty Co.
& Surety Cm.
Phone Douglas 678.
4
