TTIE OSTATLV SHTDAT BEE: APRIL 27, 191,1. 11-B Home-Builders and Home-Furnishers of Omaha Modern We place the plan specialist within reach of every picketbook Having Bpeclal plans drawn Is usually vory expensive anil Is usually within the reach of the few people of means. This company realizing that most peo ple seldom build more than one house In a lifetime have arranged to enable those who wish us to build a home for them to enjoy tho services of our architect In designing tholr home as they . want u designed. We are thereby affording an unusual opportunity to tho people of thlB com munity of having quality homes built after their own Ideas without the heavy extra oxpenBe of tho special plans which wo furnish to all of our clients. We'll bo pleased to have you commu nicates with us. Cnll, write or phono D 8318. flankers Realty investment ompany 404-410 City National Bank Building. Omaha, Neb. Phono Douglas 8318. FOR WASHING AIili PAINTED AND VARNISHED SURFACES Use Spot-lite Cleaner it will clean painted walls properly without streaks. Does not injure any surface. Can bo Used by anyone. For use on Flat Palntfl, Gloss Paints, White Enamel Faints, Varnished Surfaces, Windows, Hath Tubs, Sinks or any place whore cleaning is done with water. Prices No. 1 carton 10J: No. 2 carton 15; No. 3 car ton 25d: 40-lb. buckets, 12d Per lb.; 100-lb. buckets, Hrf per lb.; 350-lb. buckets 10 per lb. Barker Bros. Paint Co. Brick Home for Threp Thousand Doll ore 16094 Farnam St. Phone Douglas 4750. Be Sure That We Move You This Spring The best equipment for all moy 4 ing, packing and storage. ' Omaha Van & Storage Co. 16th and Leavenworth Streets 3 Henry S. McDonald. Nate Traphagan. Nebraska Tent & Awning Co. Phone Doug. 3641. 1701 Leavenworth. Phone for our salesman to call' with -prices and samples. Our prices demonstrate the fact that we be long to no trust or combination. '. 1 .tut : '0 Vn t -Jaw rnnli I m rotm . t f MMrtJART M"iflCM - 10554 ruiaim wins nzozi - ajto TDMHSf WMIW TO (TART 4?,nrftl This design is reproduced from "The Brickbuilder," in whose competition for a small brick house of the bungalow type it won first prize. It was submitted by Ralph J. Batcheldor of Boston, Mass. Every building, no matter what kind, will look better and last longer if facod with Hy-Tex Brick See our now and beautiful colors on display. Hydraulic Press Brick Co. litOU-il AV. O. W. Bide;. Wood has long- been tho cheapest bully ing; material In America In respect to first cost, and bo it lias' been the popular opinion that brick was too expensive ex cept for tho wealthy. But all tho time the supply of lumber has been diminish ing and today the price has advanoed until It is not very much cheaper than brick. In fact, the difference Is so little that with the many advantages of tho more endurable material It seems almost folly not to use It. An ordinary small brick house costs .about 16 per cent moro than one of frame construction, yet at least (12 a year is saved which would be required to paint an eight-room frame house, and that is tho average Interest on 2XX Ilrlck la 'Permanent. It cannot be denied that brick Is the most permanent building material) in the ; world. It has been proved so In all I civilized countries through centuries of ' time. No surfaco treatment such as painting Is ever necessary. The effects I of weather upon It ore almost Inappre ciable, as are also those of fire. Brick has ben through fire before it is used, and so will resist fire. In fact, the proportion of burnt clay in a building determines to what extent it Is absolutely fireproof. This Is shown by Insurance rates. In this vicinity the rate for brick buildings Is ono-half that for wooden structures. When fire breaks out In a brick build ing It is becauso of inflammable objects in tlie rooms, such as wood finish, fur niture and hangings; fire docs not dam age the brick work. Thus fire starts in plain sight and is quickly discovered. Such a fire can usually be confined to one room and extinguished. By the use of tile roofs and burned clay floors, a house can be rendered practically fire proof. This costs about 30 per cent more than frame construction, but It is easily worth 60 per cent more In safety, durabll. lty and lower insurance rates. Oreut lleiiuty In It. In respect to simplicity and beauty, brick stands second to no other material. It Is obtainable locally In nearly every community and its uses are known to every builder. Most foundations and chimneys are built of it and It Is an easy matter to use it for walls throughout This Is quite In line) with tho present practice of the best American architects, who are beginning to realize that tho rarity of attractive small homes Is duo to lack, of simplicity ns found In the "ono material" house. Thus the former custom of shingle, clapboard and half tlmber second stories over first stories of brick, stone and concrete Is fast dying out. No more dignified or artlstlo material than brick cxluts. and its effeot of per-, mancnce.ls most pleasing. Tho history of architecture Is rich in examples of brjck design. Patterns and color schemes In numerable, both In respect to the bricks themselves, the varlouH bonds and the widths of the Joints, adorn tho toIIch of every nation. The small unit size sug gests infinite variety of arrangement, and the high standard of present day requirements hBs brought forth many harmonious color effects. lOxri-llcut Work Itmie. That excellent work can be done with good common hard bricks Is proved by the many beautiful buildings abroad, now centuries old, which are still among the finest specimens of tho bricklayer's art. American architects ore fast coming to reallzo thin and to adopt the old stylo, To meet this demand in the most sat isfactory manner there are several shapely bricks of good clay, well burned, which give a pleasing rough texture. HAVE YOU IDLE MONEY? Home Builders offers you Hunkers Security and Builders Profits, What Homo Builders Does Hume Builders crert dwellings for homo owners and ful niches the money needed it takos for ici urtty a mortgago " the completed house and lot. It receives monthly payments together with 7 Ir.tui'st until the money udvanrod 1m repaid la addition to tho 7, Home Builders rcrclvcs tho builder1 profit What Home Builders Shareholders Got i , Shareholders aro pnld a guaranteed 7 semi-annual cash dividend. Tho surplus earning" are distributed pro-rata u-lilch lin.ToascH the market value or piny share accordingly, being now Jt.OK. Khares may bo liHd In any amount wcrkly or monthly iu may lo desired. Homo Builders Building Season Is All the Year Round Home Builders 1ms a scorn of houses at present under jirovess of construction and several nuiro ready to start, all oold. Homo Builders New Quarters On April 1st Home llulhlera moved Into tho corner rooms, Brandola Theater llldg, souttnw-it corner of 17th and DouKlnn St. Nokv mahog any bank fixture uno furniture aro holn made to order tutd will bo Inntnllcd about May in, giving Home llullders elegant and t'iinfnrtnble quarter. All depui'Muentn, the Investment, tho Coustrurtlont the Hem Kittate, the insurance .and ho Architectural Department will each have Its up-to-dato appointment best fitted to lta growing needs. THE NEW WAY Our looklet, "Tho New Way," explains fully lliime Itullder plan and how to secure on easy mo nl hy on any lot you solrct. It la free for the asking. payments, a homo built to null you. Home Builders, Inc. AMERICAN HECUR1TV COMPANY, Fiscal Agonta. Drandsls Theater Hid?., Ground Floor. B. W Oor. 17th. und Soaglu. DouJU 3807. Open Saturday Erenlng Until 9 O'olook, J Our Monthly Payment Plan will onable you to own yqttr homo. Money borrowed from this Association 'is repay able in fixed monthly payments thib samo;ns rent. These payments aro applied on your loan -.each mbnth, and include interest. , - .- You provide for these payments as you now pro vide for your, rent, andWn. a few years your -homo is, your own. t It is simply pnying rent to yt)ipsolf. Think it over, then call and see us. . . . Assets: $5,531,000.00. , Resenno: $129,000.00. Omaha Loan and Building Association Northwest Corner 15th and Dodgo Streets. 0. W. Loomis, President. , W. 11. Adair, Sccrotnry and Treasurer. J. T. ITelgren, Ass't Secretary. A. A. Allwine, Asst. Secretary. 1IB WNINQ8 mm Sm SLEEPING IIinS CURTAINS We liavo sevoral styles of curtains for sleeping porches and sun rooms. Cnll us and wo will have our represontatlvo call Phones Douglas .'$:$8 and Douglas 882. SCOTT-HAWITZim MFCJ CO. Successors to OMAHA TENT & AWNING COMPANY Scott Tent & Awning Co. mil and Harney Sts. ECIT Tent & Awning Co, 314-316 South 12th Street We would be pleased to give you an estimate on Awnings or Sleeping Porch Curtains with out any obligation or expense on your part whatever. PHONE DOUGLAS 6045. uWfllli! I 1 When You Build, Use Sunderland Brick Sunderland Maintains Always The largest face brick stock in Omaha; the most extensive variety of surfaces and col ors; expert service in adapting fine face brick effects to your particular needs; prices on face brick that your pocketbook will welcome. See Our New Display Room We are showing tomorrow, new panels, laid in actual mortar, which are unique in color and texture. They are suitable for mantels, foundations, or the en tire walls of your home, ASK KLEIN HE KNOWS I Sunderland Brothers Co. Entire Third Floor State Bank Building PETERS TRUST COMPANY .ACTS AS. EXKCUTOR under wIJIb. ADMINISTRATOR without a will, or with, tho will nnnoxed. , GUAKUIAN of a minor or an Incapablo per son, i -, f TRUST K IS to executo trust, disburse llfo in surance, or hold funds Impartially. DEPOSITORY for trust and court funds to intmrit. AOKNTS in tho management o property. RKOKIVKH or ASSIQN'KK in business cm- barrasmonta. ( .. ItKOIBTRAK nnd "TltANHFHR 'AGENT for registering, transferring and counter signing Stock Certificates, or Bonds of Corporations or municipalities. TRUSTEE UNDER IIOND ISSUES. FINANCIAL AGENT In tho INVESTMENT OF FUNDS in first mortgago loans and ondB. (Our loam are tax (turn In Nebraika.) WILLS drawn, cared for nnd filed without chart; whoro named Executor or Trus tee. Capital $200,000.00 Surplus $200,000.00 Deposit With State Auditor $40,000.00 Service Given by Trust Company I Entire m It has Ion been customary for corporn tluiiH of one isort or unotlicr Ueslrlng to Ihhuo tionrts or utookii, to enlist tho ser vices of R trust coinpnny either b trusten under the morttruKC securing the bonds or as trunsfcr agent or registrar of th$ stock issue. In recent years, however, trust comrunles have gone further than this anil have establlshea speolul depart ments for the certification of municipal and public service bonds, huch depart ments attend to all the details In. connec tion with municipal Isbups for example, they examine Into the legality of the Issue, attend to the cngrnvInK and safe ketplng of the plates from which huoh, bonds are printed, guard against forgery and overissue. This service has become so Invaluable that in many Instances sav ings banks nnd Individual .Invostors will not purchase any municipal offerings which do not bear the certification ot some trust company. Thore has also been much discussion during the last'polltlcal campaign regard ing agricultural education nnd the exten sion of better credit facilities In behalf of farmers. Attention was called In the various pnrty platforms to the excellent In nil rrpH It H nd mnrtirnco bank systems In oneratlon in Germany and France. It was shown ttyU farmers In remote com munities were- compelled to pay exorbi tant rates on loans and lh executing1 mortgages. While cx-1'resldeut Taft wns claborutlng a plan with tho if Id of tho consular system of securing Information ,91? those subjects, a trust compuny waa organized In Illinois which embodjeil In ttjrhanagvment all tho best features of the. German and French land .credit ex tension banks. From time to time tnero have beep an nouncements of commerulul and mercan tile! failures Involving big losses to banks and purchasers of commercial paper. In a recupt Chicago failure many hundred of thousands of dollars' worth ot com piorclal paper of the defunct establish ment .were held by banks which had ac cepted the puper ns security for loans. The American Hankers' association soma years ago appointed a special commlttca to deVlce a plan, with the assistance ot tho varlolus clearing house association, to have commercial paper registered, This was found to be 'Impracticable. Then, recently, one of the enterprising trust companies In Now York City made the announcement that a special deport ment hnd been opened for1 the registra tion of commercial paper. Tho trust company keeps a complete record of all the paper and note obligations of tho corporation, and thus acts as a. preven tive agent In overextension of crelU-t