THE I3KFJ: OMAHA, MONDAY, MARCH in, 1913. Before deciding on your Insur ance 'phono D. i:7St and ask about the new low cost, alt guaranteed pol icies, all plans. Life, Limited Payments, En dowtnents. Joint or Part nership. Cor poration and Monthly Income or Pen sion Policies. rbe Prudential Xns. Co. of Amsrlcs Ine as a Stock Co.. by New Jersey M. BRUCE CARPENTER, Mgr. K-t Nebraska and South Dakota 119-33 Otty Wat'l nk. Bid., Omaha Northwestern Mutual Life Insurance Company OF MILWAUKEE MANN & JUNOD General Agents 538-844 llrandelfi Building. OMAHA Notes from the Insurance Field LOANS ONJJFE POLICIES Made Obligatory on Demand by State Laws. SOME OBJECTIONS POINTED OUT Equitable Life Assurance Society tS!e U. S. Assets over $500,000,000. Paid Policy holders overBlBjOW.Uvu, Proponed llrorKunttntlon of litaar nnrr Business In Wisconsin FlrrhnK Are In Hot Corners. H. D. NEELY & 00., Managers H. 1). KfiKLY JOE KLEIN Merchants Nnt'l Hank BldR. K. H. PIOKAUD Obey Tint Impulse!' Not the man who INTENDED but the man who INSURED left provision for his family. G. W. NOB.LNEi Osnenl Agent. OBABX.ES X.. KQ7FZR, Bpaclal Aftnt. J. C. -EITCKMAN, sptelal Area. OPTICS 8 1 638-843 Srandtia Btdf. Omaha. - JHI Union Central Life ins.-Co, or CINCINNATI. OHIO HARRY O. STEEL Osasral Ant. S11413 ms Bid. Ffcons 915 RECORD TOB rirXY-TKBEE TEARS. ,,..,...,, Itccclv.Kl froni policyholder lSb,U".- Paid tt policyholder ISHSr'Salsi Assets ........ T- SI36.78fi.959.l8 Not K"l" I" policyholder after, payment of nit,-r. v all expoimeH and taxes-. , .. . j"'7n rnn ohemaitia lite xnsuRANcr, company or new jtobx CLARENCE N. AHTKK.BOKj ManaST; 430 Bn nnnaln. Ortan " P-. mm "State Mutual Life" OF WORCESTER, MASS. ONE OF THE OLIEST-il YEARS and Best Companies on Earth. W. H. INDOE General Agent 1 053 IIco Bullfllng, OMAIIA Rooms Best Variety The Boe classified. -pagen carry advertisements of tho beat rooms' and npart ments for rent In the city. Phone your ad to Tyler 1000 $685,329. paid in douth losses, immediately upon receipt of proof of death. Policios unexcelled. k THE BANKERS RESERVE LIFE COMPANY OF OMAHA, I1A8COM II. llOniSON, Pres. It. I. ROBISON, Vice Ir8. R. C. WAGNER, Sec'jr. W. Q. PRESTON, Trcas. ,V life Insurance policy Is an Investment primarily for the protection of those de pending on the Insured. Whatever in juriously affects or diminishes that pro tection Imperils the future of the fam ily or other dependent relative, one of the common means of Injuriously af fecting life Insurance are policy loans, a system of borrowing growing as the Insurance business expands. Moat com panies discourage sueh loans or restrict them to such extent that many legis latures have prfssed laws making loan on policies obligatory on demapd. The Connecticut Mutual Life has always opposed such loans and President Taylor has Issued a circular letter to agents In which he discusses the dangers of obligatory loan laws. President Taylor points out that such taws make It easier to borrow money of the Insurance companies than from any other source. and that the amount of loans demanded nt any one tlmo might seriously embar rass a company, and oblige it to realize on Its Investments at a sacrifice In order to respond to thcvdemands. He urges that the Insuranco companies should have as much protection a the savings banks, and tho commissioners of Insur ance have recommended that sixty days' notice should be required In order to protect tho companies from n run. The danger pointed out Is real, and this remedy should be provided. In regard to the policyholder, Mr. Taylor's warning Is 'that ,they are bor rowing money for Investment or specula. Hon, nd not simply to clear off a mortgage or meet unexpected household expenses, and he Urges agent to seek to dissuade policyholders from borrow ing. 1. x Eadical Reforms in , Fire Insurance In Wisconsin Intercity Firebug Captured on Jump in New York City John Dantcs, In New York the thrifty proprietor of a Bronx roadhouse, but charged with being the active hcadi of a band of Incendiaries In Chicago and elsewhere when he was out of town, was arraigned In the Tombs court. New York City, and held without ball for extradi tion on the four Indictments the Cook county ,1 lllnols, authorities have found against him. When Danles appeared before Magis trate Levy he was Inclined to be indig nant, reports tho New York Hun. "Why, I was only In Chicago once In my life," he said. "That's my name In CREIGHTOH STUDENTS BUSY Many .Contests Scheduled for Them During Next Two Weeks. OTHER NOTES OF INTEREST Program for the II est of School Yrnr Ilrlnfc .Mnn- Visitors, anil Stu dent Occupied Socially nnt .Studlonsl The next two weeks "promise to lie two of ,thc busiest of tho year for Crclghton university student. .Many contests ari scheduled to take place In this brief space of tlmo and the end of the Lenten sea son Will lend stimulus to the social ac tivities of the students. Perhaps the most Important contest of those Indictments, but I cannot see how ' ho yf- ln whlch Crelghton students they can bring- any charge against me. I w' V&rt, Is the o4bate with South I've run the roadhouse at loth Boston road for aaven years and I have been 1 out of town only when my business took me. away. I'm a traveling man and had to go out. There Is nothing . In this charge." Detective Charles Purthman of Chi cago, who camo along with the Indict ments, told an entirely different story. Ho said: -"" "Our indictments are based .on the confessions of Samuel Itothernbcrg and Joseph Udolpb, who say they have been his partners for years. They confessed that they had set fire to his premises at 2025 Ashland avenue on March 26, 1910, at his Instigation and that he worked with them In many other cases. They knew him as the captain. ( "Panics may have been running this place for seven years, but for years he also had another place ln Chicago, which ho burned. Wo know that he has been all over the country, and that he has gone under the name of Kulzak, John Davie, John Kubets and others something like It. Our- evidence shows that ho camo near being the brains of his gang." Danlen was- captured as he was putting off through the woods back of his road house. He was. Just climbing a fence when a policeman grabbed him. r December ili, 1011 Hiuhty Million- Assets ' December 31, 1912. . .EIGHTY-SIX MILLIONS ASSETS TRAVELERS INSURANCE COMPANY, TOM KELLY insurance man" A. J. LOVE, President. 1 FRANK J. HASKELL, Sootf. Love-Haskell Company Every Known Kind of Insurance .'JH-UiU Omnlia Nut'l Hunk Mdg. Phono Douglas U80. Slit the inyir Bewart- SEE US BETORS BUYIN8 AKOTKXB POLICY IX AXY XBAXOX OF IVKTBAXOB. GALLAGHER & NELSON Osnsral Agent Illinois Surety Co. ADM1TTK1) ABBOTS, December 31. 1900 1115,839.01 107 . . . . 134,641.6 isos iai.B4a.a-4 1909 100,474.01 1910 530,730.18 1911 -393,879.09 11S 397,931.58' December 31, December 31, jiccemoer 31. December 31. December December 31. 31. 1NSURANCK IN FOItCK. December 3t, 190U lwa 0S9,oco December 31, 1907.,, ... 1,103.350 December 31, ISOJ.,,, 1,403,318 December 31, T909 0,018.001 December 31, 1910.... 3,041,084 December 31, 1911... 3,887,019 iCL-ciuucr oi, ivi. 4,600,014 THE MIDWEST LilFE If. E. BWELt, Prtsifltnt. A Nebraska Company. Soma Offioe.ii Vint Katlonal Bank Enliainr, Lincoln, A. A. TATX.OB and OBOBOS CROCKS K, Central Agnts, Booms 1313-1314 City Hatlonal Bank Building, Omaha, Spend money to save money If you have anything to sell "Invest a small sum in Bqe, classi fied advertisi nkv The resulting sales and their. profits will prove to you Money is aved by judicious spending Radical reorganization of the fire In surance., business In Wisconsin Is proposed ln the report of -a special .commission which has "bon. Investigating tho. subject for two "years past. Tho report Just sub mitted to tho legfslaturn. Is an exhaustive document. - It considers tho Principles uf, the fire In surance business' and tho details of Its. proceedings, with Recommendations as to. rates, commission, expenses, w etc. Ac companying tho report arc' fifteen bills prepurcd by tho committee. and carrying nut Its recommendation's, which will be Introduced ln tho legislature. , 'Thq commission recommends that tho rato-maklng power bo taken away from the local agents, with whom It lit lodged under the Wisconsin law, and that rates bo fixed by co-operative action, through a bureau, subject to rovlow on complaint. For the prohibition of all agreements, which leads to serious and Indirect evasion, It Is proposed' to substitute compulsory rating through a common bureau, the rates to be adjusted to the hazard without discrimination. and collected, as fixed. Tho report further recommends that agents bo licensed onlv after nxnmlnn. jtlons, and urges sole ngcnclcs and a re duction of expenses and commissioners. A Commission of not exceeding 20 per cent to new agenta Is suggested, or a less commission with a contingent. Commis sions to old agents are to be gradually reduced to the same limit 1 An Interest ing feature Is the suggestion that no commission Is to be paid on the part of a premium arising .from a rate In excess of 1 per cent, 'so 'as to take away any Incentive to the agent opposing Improve- monts, because they will low?r the rate and therefor will reduce his commission Special attention was paid to fire pre vention, regular Inspection being urged through the flo departments, rating' bureaus nmt state Are marshal'! jntflce. Iusvirnnre Notes. Another of the New York Incendiaries h& been convicted, Israel Ketslcr having been sentenced to Sing Sing for a term of from six to thirteen years. The crusade against the "Arson trust'1 Is reported to have reduced the number of fires In New York by 30 per cent In January and February. 4913, ns compared with the same months last year, office and willful neglect of duties ln that on July 1, 1911, he accepted J20O from Thomas J. Wood, agency superintendent of the Home 11 fo of Oklahoma City, to Usue a license without the usual legal formalities'. Perry A. Ballard. Insurance commis sioner of Oklahoma, has been Impeached by the legislature. The report war adopted by the lower houte by a prac tically unanimous vqte, and a board of managers was named to draw up the articles of Impeachment and prosecute them before the senate. The articles tharged Mr. Iiallard with corruption In George C. Qrutz, a. fire Insurance ad juster and broker high In the council of the so-called "Arson trust," was sentenced to fling Qlng prison for miixlmum term of twenty-two years and six months. He was convicted of causing tenement houses on the east slJe to be set afire largely on the testimony of "Isiy the painter." Insurance Commissioner Palmer o( Michigan hs ruled that under the ontl. rebate law of the state fire Insurance must be paid for In advance. He holds that If some are given thirty, sixty or ninety days within which to pav the premium this constitutes a rebate to the amount of the interest on the money, at compared with a man who pays more promptly, and that this Is a discrimination which would be In violation of the law The department holds alto that a re bated policy Is void, and hence If a policy Is not paid for at the time of Issue It U rbated and Is not In force until tht premium has been paid. The Chicago Fire Prevention HureaJ has procured the enactment of several additional ordinances which were not pushed nt the time the bureau was created for fear-of arousing antagonism. These cover the Installation of automatic sprinkler In buildings of certain types, fife alarn.i, fire drills, matches, etc. There seems to be little prospect of legislation on workmen's compensation by the Indiana legislature. live bills were Introduced, but up to the middle of this week none had been reported out of tha committee. The .legislature ad journs on -Saturday of this wir ti,i win put ine employer of adjoining states in i-uiiiucuut v illumines ai a niHuriv-an. lage. MANY CITIES would learn OF OMAHA COMMERCE SCHOOL Great Interest regarding the Comma?- clal High school has been evinced throughout the entire country. This In terest , wns greatly Increased by a com mendatory article In the New England Journal -by -the-oditor, Dr, AVInshlp. Dr. WJnshlp visited this school itccntly and commented very favorably on tho at tentlvcncss and businesslike character "1 the pupils and complimented Principal L. C. Ituarnlsel very highly on tho efficiency of tho school and on' tho "Know Omaha" feature, which met his particular .11) rroal. .This ""favorable article by Dr. Wlnsh'lp brought In many requests for the course of study and other Informa tion from other high schools desiring ti sirengthen their commercial departments. Among those high schools applying are tho high schools at Portland, Ore.; Ta- como. Wash.; Bclllngham, Wash.; Suit Lake City, Utah; Uozeman, Mont.; Los Angeles, Cat.; St. Paul,, Minn.; Vinccnnes, Ind.; Itoanoke, Va.; Indianapolis, lud.. Denver, Colo.; Duluth, M'nn.; South Ilend, Ind.; Nashville, Tenn.; Columbus, O,; Sioux City, la.; Louisville, Ky., and Ft. Joseph, Mo. HIGH SCHOOL SENIORS TO GIVE A CLASS PLAY Much interest Is being displayed In the senior class dramatics by tho Benlor boys ondt girls, and work has already been started In that lino. At the last meeting tho senior class, Coach Mills was se lected unanimously by tho class as dra matic Inspector, and Frank Hlxenbaugh was chosen as student jnanagcr of the class play. Two committees have been appointed by the business manager, Frank Hlxen baugh, the advertising and play commit tecs. On the advertising commltteo are Ward Smith, chairman; Robert Marshall and D wight Kvans. On tho play com mlttee am Frank Hlxenbaugh, chairman; l.co McShane, Jsmes Durkee, Kendall Hammond. Gerlrudo Alkln and Luclle Dennis. On account of the time which Mr, Mills will have to devoto to the high school athletics, the meetings of dramatic cnndl dates will be held In tho evenings, and tho tryouts and selection made during the next few weeks. Desperate 8bonttna pains in the cheU teiulre quick treatment Take Dr. King's New Discovery for safe and sure relief. fiOc, 11.00. For sale by MtMon urug Ccv-Advertlsement. COMMERCIAL STUDENTS AT MADErlN-NEBRASKA SHOW The Social Culture club of the Omaha High School of Commerce held a meeting Thursday afternoon, tho following pro gram being renaerea; story, uessio Greenburg; piano solo, Mary Stroud; recitation, Miriam Davis; vocal soo, Marie McCoy; original song, rooster com mittee! accompanist. Hazel Kcrnan. The "Made In Nebraska' show nas aroused great Interest In the "Know Omaha" classes of this school. This ex hibit is directly In keeping with the "Know Omaha' feature of the school, and the management of the 'Made In Ne braska'1 show has shown a spirit of co operation by giving a special 10-cent ratu to the students. Up to this time over Mi have taken advantage of the opportunity to study Nebraska s resources by spectlhg the products displayed. ui- NEW SOCIETY HELPS MANY IMMIGRANTS LOCATE HOMES Dakota state university at Vermilion. 8. D., next Friday night. March 14. Crclghton's team, composed of Francis P. Matthews, Mas Geneva Marsh, and E. J. nobins, will uphold the negative of "Resolved, That the Sherman Anti-Trust Law Should bo Repealed." Next Wednesday at the arts depart ment, the Inter-collcglftte English con test' will be held. Each student of the college department will be required to write for six hours. The subject to be treated Is the "Peace question," but tho particular phase to be written upon will not be announced until Wednesday morning. This contest Is to bo partici pated ln by all college students ln the Jesdlt schools of the Missouri prov ence, arid Is looked upon as ono of tho most Important contests of the year. Crelfthlou College Notes. Joseph N. Moonan, law '10, Is organiz ing a Cp-operatlve Casualty company at Wattscka, Minn. Rev. William P. Whelan, supervisor of tho professional departments, Is suffer ing from tin Infection of the check, which required lancing this week. As eooh as th6 weather permits the tennis courts nt the arts college will be remodeled and teams will b, organ zed. Base ball Will also come In for Its share of attention. Miss Catherine Goodall, secretary to Paul Martin, dean of. the law school, will succeed John W. Delelmnt as li brarian of tho law college when tho latter graduates In April After Easter a number of social events are planned by the students, the most important of which Is an inter-irnt aance to be given by the five fraternities of the professional department. A -very interesting program was given by tho Elocution society of tho arts department Saturday afternoon In the nssombly room. The students are now hard at work for the lirst preliminary elocution contest. Frank Crawford gave b. very Interest ing lecture on "Tho Administration of Justice in England" Friday night nt the seealon of the moot "court. Tho Inst ses sion of the moot court will be-held next Friday ' night. On ShlUrday morning at the arts de partment, ,Dr. J. J. WnlBh, late dean of Ihn TT'nr.lhhtTl Mflllml College. NOW York City, and the author of medical and hls toflcdl books, will speak on "Psychology," to the arts' stuaems. A vniiAe- mnh frnln Belize. British Hon duras, Central Vmcrfea, has enrolled ln the dcrttftl college lor next year, wnne u rnouest for lnformdtldn concerning the Science course -lias 'been received from a gentleman luOna, Hpnln. Josso v. craig, a law siuacnt, wno nas tUsp bceh studying for the diplomatic dorps, af tho post schooi. at Fort .Crook, woa among irrose, auecieu uy iwe recum order to the soldiers stationed there, and has gone to the Mexican border. , Wednesday evening will be "Crelghtori' Nlirht" At the "Madp h Nebraska" show. ahd .many of tho Cfelghton students are planning on attending. Tho Crelghton pleo club, composed ofthe best singers hi the school, will render a number of selections on that" evening. Rev. A. J. BUrrowes, S. J., tho newly appointed provincial Of the Missouri provllifib. will arrive ln Oniaba this morning and will spend a week Inspect ing tlp different departments pt. Crelgh ton university. He comes, hero from Kansnti City on his annual visit to thu Institution., . The first preliminary to Ihe annual elocution contest held nt the arts Ub partment, will begin Wednesday. All stu dents of both high school and college drfpnrtment will speak. The high school students, will compote from March 12 to March 31, while the college students will declaim from April 2 to April 6. The Oratorical society of the arts de partment gavo a program Wednesday evenliig. The question, "Resolved, that War Is unnecessary and all International disputed shodld bo settled by arbitra tion, , waif ueDaiea, ine nmrmauve, composed of Messrs. Planck liud O'Con nell, were awarded ' the vdcclsion over MessrB. Traynor and SwoBcdo. The arle students wlllYcloso their ante-Eeaitern term on v Thursday, March 30. ahd their annual retreat will begin on the preceding Mon day, Match. 17, St. Patrick's day. it will -be conaucica oy iev. j. j. uv.ni wtll be conducted by Rev. J, J. O'Cal ldgholV S. J., of Marquetto university, Milwaukee, Wis., and Rev. Joseph P, Conroy, 8. J-, of St. Louis university. St. Louis Mo. - One of the large student box parties of the year was given by the D.lta Sigma Delta fraternity of the dontal college Thursday evening. The fraternity had tii lis guest Dr. G. W, Hamilton of the fatuity. The affair. was ln honor of Herbert Sampson and Ralph Carney, both Of whom were Initiated Into the fraterhlty at the Loyal hotel Tuesday evening. On Tuesday tho bi-monthly issue of the Courier will appear. The Chronicle, the monthly publication. 1ms gone to press. Tho March number of this publication bromlfcrs. to be a very Interesting one. The April number of the same publlca flon will be a "Frat" number, contain ing pictures of the five frats in the pro fessional departments. While the May Issue Will be an elaborate publication, ahd a special section will bo devoted to .the arts department. Tho one event to whlcn the professional students now 'look forward -Is the annual commencement held for the senior classes of the medical, law and dental depart h..ni. This event, originally scheduled tor tile Boyd theater on April 26, has now neon cnangea 10 me urnnueis uieu tcr, and will be held on the evening of prll 23. Complete arrangement have not yet been made and the speaker for the occasion has not been announced. Nearly 100 students will be graduated. PREMIUMS. December 31, 1912 $184,000.00 December 31, 1911 $159,973.43 December 31. 1910 $122,518.54 December 31, 1909 $103,430.44 Deqember 31, 1908 $30,793.03 December 31, 19f7 $1,776.00 Accident, Fidelity, Surety Bonds, Plate Glass, Burglary. J. H. Mithen Oo, INC. 021-4 CITY NATIONAL HANK 1ILDO. Bnrcty Bonds, Employers' Lia bility. Automobile Liability, Bnrglnry, Tlnto Glass. INSURANCE Good Opening For Producer CONTINENTAL CASUALTY COMPANY Largest exclusive Health and Accident company in the United States. L W IS V. ORUJI, District Manager. 511 Pnxton- Block. Joseph Barker F, Foster rosier-Barker Company Successors to H. . Palmer Son & Co. Accidsnf Health Insurance LIBERAL CONTRACTS , Losses adjusted .by us right here in Omaha. Brandeis Bldg. Phone Doug. 29 WAX.TEB A. YOWSON W. SBOT WX&OOZ B. L. BALDWIN & CO. i Established 1891. 609-10 Plrst IfKIonal OEKEKAZ, INSURANCE Telephone Jona"a71. Wheeler & Welpton Co. BBI.IABZ.E INSURANCE Or AU, KINDS 1811 Dodge Street. Phona Douglas 188. s MARTIN BROS. & CO. GENERAL INSURANCE BARKER BLK. TEL, DOUG. 735 INSURANCE BATES ARE LARGELY THE SAME, BUT THERE IS A Dir. FERENCB HT SERVICE RENDERED 6co Mo I adjust losses. Nat IVfeisfer GENERAL INSURANCE 1313-14 OTTY NATIONAL BANK BUILDING. D. 1703. During the twelve- months of Its exist ence the industrial itemoval orrice or New York City, an Organlzatlon-for the distribution of Immigrants seeking new locations, has placed C5,00( persona, in dif ferent territories. The application rooms are crowded all of .the tlme and the work Is being 'extended to every branch of society. " BOOST FOR OMWA The Columbia Fire Underwriters OF OKC1SA ' Home Offices Entire Third Floor Merchants National Bank BnllOIsff. Phone Douglas 491. 3. O. Talmage, Manager. X. E. Lisie, Assistant Managtr. A L D R I G E-M ADDEN CO. 'GENERAL INSURANCE Phone Doug. 300. Be Bullaln. --INSURANCE FIRE TORNADO AUTOMOBILE PLATE GLASS BOILER BURGLARY HEALTH and ACCIDENT ALFRED C KENNEDY HOD First Nat'l Bank Bldg. Phone Douglas 722. BIBLE SOCIETY ESTABLISHES . A DEPOSITORY IN OMAHA The American Jlible society has estab lished a depository In Omaha in Orkln Brothers' store under the direction of Henry K. Klcser. Alt lllblea will be sold at the manufacturing cost. To the poor they will be given free of charge, a, A. Perkins will have charge of the free dla trlbutlon. The American Ulblc society Is endowed with millions uf dollars and prints -Bibles exceeding the million mark annually. KANSAS.SENATE DEFEATS WOMEN'S MINIMUM WAGE TOPBKA. Kan.. March .-The senate today defeated the bill providing for a minimum 'wage for women In Kansas by a vote of 17 to 19. The bill had pase-l the house of representatives. Most Prompt anil kftectnal Cure for Bad Colds. When you have a bad cold you want i remedy thut will not only give relief, but effect n prompt and permanent euro, a remedy that Is pleasant tb take, u remedy that conlaihs nothing Injurious. Chamberlain's Cough Helhedy mcels all iheBkufcoulrements. It acts on nature'rf plan, relieves the lungr. aids expectora tion, opens the secretions and, restore! the system to a Ijealthy condition. This remedy has a world-wild sale and use. and can always be depended upon. Fop ale by all druggWs, -Advertisement "LION" BONDS Are worth 100 cents on the dollar. It costs you no more to cover your employes with a dependable bond than it docs with questionable one. Our Bonds are Free From Technical Phrases. ' Lion Bonding & Surety Co. W. 0. W. Bldg. Phone Douglas 678. D. 3959 iSf'wfo. 7,Sv, s Insurance, In All Its Branches AT Webster, Howard Co. : Tbons, Dong-Iss 970. -:- 338 Bes Blag. 1