T1IK BKK: OMAHA. MON'DAY, FKl'HT KY 17. 1JH3
Before deciding
on your Insur
ance 'phono L.
1276, mid as'
about the new
low cost, all
guaranteed pol
icies, all plans.
Life, Limited
Payments, En
dowmonts, Joint or Pert-
-.,... TTTTTT. nersnip, vo,r-
slon Foilcle,- 1U'Un,5r lnC T Pen
fjnl0SHal In- Co- America
m nr,Slc1' Co - New Jersey
?io 5, ebrnska and South Dakota
us-aa city nan n. uiag-., omah.
Northwestern Mutual Life
Insurance Company
OF MILWAUKEE
MANN & JMOD
Gencrnl Agents
538-511 llrnmlels IlulltllnK.
OMAHA
iNotes from the Insurance Field
Equitable Life Assurance Society i?e U. S.
Assets over-$500,000,000. Paid Policy holders over $815,000,000.
H. D. NEELY & 00., Managers
H. D. XE13LY
.K)13 KI.K1N
SIcrclintits N'at'l Rank IlltlR.
K. li. piokakd
Obey That Impulse!
Not the man who INTENDED
but the man who INSURED
left provision for hi family.
G. W. NOBLE,
General Affent.
CHARLES X,. HOPPER,
Special Agent.
J. O. niTCHMAN, special Ajwnt.
OFFICES I
638-e43 Brondeli Blag-. Omaha.
B
THE
Union Central Life Ins, Co.
Of
CINCINNATI. OHIO
HARRY O. STEEL
General Agent.
311-313 Hams' Bldff. Phone D 0183
ACTIVITIES OF FIREBUGS
Analysis of the Operations Through
out the Country.
BUSINESS MOVES BY SCHEDULES
How SpnutnnroiiN Combustion"
Itmlntjn I'lipruf Untile Storks of
(iomls iiiul It nil ill turn Spur
of limiirnniT Monr),
Arson's mlKhty toll of X2S0.OU.fi a year
fn tl.o I'nlted States and Canada serves
as a show window In which Arthur li.
McFarlane exhibits tin1 arlous activities
of firebugs hustling for Insurance money.
This particular exhibit, the second of the
series In Collier' Weekly, ileal with
"Arson by Schedule."
i-nuess ouai arson, icsnjs. now rawi , , ,. . ,,,, . ,
,. . . ,, , j.i, ..... . compares with 534 fires of a like destrue
ns 'rctn ers' and 'wholesalers. Its 'mort- . ' . ..
gnlge fixers' and 'assignees.' Its bands
who specialize on stores, on loft factories.
had to give five days of Brace. And the
fire came on the night of the fourth!
Here, as usual, no one found any ei
dence of Incendiarism."
Decrease in Fire
Losses Shown in the
January Record
The losses by fire In the I'nlted Stntcs
and Canada during the month of Jan
uary, as compiled from the carefully kept
records of the New York .lourtml or Com
merce and Commercial llulletln, aggre
gated tiXMtt.&V). as compared with MS,
G,t,i:iO In January last year, and JSI.HSi.
4,Vi for January. 1911.
DurlnK January this year thero yrvKQ
no less than 3iV fires causing a loss of
$10,000 . or over In each Instance. This
3INSURANCE consult 'one who knows the Ufa
who Is able to advise you tho best form of policy
WHEN BUYING LIFE
insurance business; one
vni? vnn
There aro more than 60 dlfforent kinds of policies Issued. Get the form
best suited to your condition in life. Write or call.
Clarence N. Anderson,
430 Bee Building D. 2266 Omaha, Nebraska
J
"State Mutual Life'
OF WORCESTER, MASS.
ONE OF THE OLDEST-69 YEARS
and Best Companies on
Earfh.
General Agent
052 JJce Building, OMAHA
OEQANIEED 1045.
The Mutual Benefit Life
Insurance Company
of
HEW AUK, HIW JES8K
GEO. T. BLANDFORD,
Oenerol Agent.
41G-18 City National Bank Blag.
Omaha, noDrnsia.
You ef Any
of This Money?
Coincident with an enormous Increase of business during
the last five years
The Bankers Reserve Life Company of Omaha 1
increased Its payments of annual dividends to policy holders as
follows: I
1 1907-$50,444.Q0
1908 $64,582.00
1909 $81,787.00
1910 $98,028.00
f 1911 $108,609.00
No other life company pays larger dividends In proportion
to business In force.
on stables full of horses. A really up-to-date
organization, as wns shown recently
In Chicago, docs everything from procur
ing tho Insurance to collecting It. 'There
Is every Indication,' says one Insurance
authority. 'Hint. New York has a reRUlar
flro exchange.' Hut there Is worse than
that. In the tenements of New YorJt and
Chicago and Cleveland and I'aterson and
Pittsburgh arson Is taught as In a school.
"Between January i 19o!, and July 31.
1912. thirteen tenement houses In one row
gnvo fifty-six fires. Another row nave
Its fifty-three, another Its forty-eight
Individual houses had their seven, nine,
fourteen! One can follow nt son through
the streets of our great cities as one can
follow It by trades and seasons. One can
follow It by families, ius other forms of
crime have been followed In the chronol
ogy of Tho Jukes. In Knst New York
there Is a family known to Insurance dc
tecllvcs as "tho family with HO fires.
Chicago has great tenement districts
which, if the risk can be measured by the
Insurance rate, are now more dangerous
than our powder mills.
f WHEN A MAN Ho owes it to himself and his business to
LIVES CLEAR UP Provide adequate life insurance the un
TO HIS INCOME expected is always happening. See
TOM KELLY INSURANCE MAN"
EIGHTY MILLIONS ASSETS
Douglas 8G1.
the
In-
STATE INSURANCE A FAILURE
Mail Order Methods Fail to Secure
Applicants for Policies on Lives.
AGENTS ARE FOUND NECESSARY
Ailvrrtlnlnn nml ClerU Hire M'rlt
Init Letters Knocpil the Cost of
MnliitnlntiiK Audits In
the Kit-lit.
tlveness during Jnnunry, 1D1S. when
severe climatic conditions greatly
creased the number of serious Ires.
The prluclpnl large fires during the
month Just closed wero as follows:
Knnsns fit v. Mn.. office building.. MSO.000
Chicago. 111., buslines block MW.W0
Mason city, la., hotel, newspaper
plant and other.., ...... .xw.uw
Calgary. Alberta meat packing
Plant !u.wu
Kdmontou. Alba,, several business
houses owi.wm
Cleveland. O.. garage and hotel... 200.000
Newark, N. J., storage warehouse, aw.wv
Trenton, Out., block of business
houses
A. J. LOVE, President.
PRANK J. nASKETjTj, Sec'y.
Love-Haskell Company
Every Known Kind of Insurance
X14-!VZl Oninlia Xntfl Bank Uldg.
Phone Douglas 380.
Let the Buyer Beware ttWf
SEE US BErOHE BUYIHO ANOTHER POLICY IN AMY BRANCH
Or INSURANCE.
GALLAGHER & NELSON
General Agent ZUlnoia Surety Co.
' REINSTATE YOURSELF,
How? By buying a policy In a company which will oermit you to
do BO,
Yes, without a new medical examination,
"When? By paying the premiums In default with Interest at any
time while the policy Is in force as extended Insurance. Extended in
surance becomes automatic after the payment of three premiums.
This is only one of the many favorable provisions contained in
our policies. For rates and other particulars call or write
tt x SNELL. President. THE MIDWEST X.irE A Nebraska Company.
' Home Offices: First National Bank Building', Lincoln.
A. A. TAYLOR and QEORQE CSOOKEB,
Qeneral Agents, Boom 1313-1314 City National Bank Building, Omaha,
Your opportunity
may be here
The real ostnte bargains and business chances
which are offered in the classified section of The
Bee are among the best presented by any paper in
the west. Hundreds have gained immensely
through reading these pages and taking advan
tage of the opportunities presented fliere. Phone
Tyler lOOO
On n llnslnesa Haul".
"For thirty years. In our fire problem,
we have been punsulng a policy of
ostrlchlsm and knownotlilnglsm and pre
tense. In our insurance world 'moral
hazard' tho hugo proportion of our fires
that are dlshonost has been a kind of
great 'secret of Pollchlncllo.' Everybody
knows It. but nobody must talk about It
to outsiders."
Ho seeks to show that there are dls
trlcts In cities and states where arson
rages and, that even more calculably,
there are arson "seasons." He follows
the Intimate relation between fire epl
demlcs nnd the progress of prosperity In
the business burned out, but he has not
mi rnlspd the nuestlon of the blame. He
has not, like Commissioner Johnson, sug'
cestcd that a more rigorous preliminary
Inspection beforo the issuance ot olicles
would cure tho evil, for most or the ins.
cusslon bo far has not been of over
Insurance.
Speaking of the geographical nrranne-
ment of arson, ho sayB:
"In the case ot Minnesota, some one at
once says, 'Forest fires.' But the statu
fire marshal's reports show that nearly
one-half of Minnesota's devastating for
est 'fires In 1911 took place In mercantile
buildings and lumber yards In the city
of Minneapolis; and that they, raged n-
most as unquenchably In similar forest
fastnesses In Winona and Duluth."
In Rochester, too. It appears there
was what the Insurance men call a "sit
uation." It was swept by Incendiarism,
but rather than have the Insurance com
panies pull out of town, the city pre
tended they were accidental, and fever
ishly Increased Its fire fighting force
and equipment.
"Up to date, Rochester has paid-enough
In additional insurance and spent
enough money on additional flro protec
tion to run the fire crooks out of ever
second city In the country. And If you
will look up the fire record for 1911, the
last available, you wlllflnd that In the
year the number of fires In Rochester
Increased by 197, mostly mercantile, with
an addition to her fire loss of J200.M3,
about 76 per cent above tho figures fur
1910. The total Incendiary fire loss In
Rochester In 1911 was officially f!,S5.
And yet, when In 1912, tho writer made
confidential Inquiries of a high Rochester
official as to the real causes of the
Rochester situation, no pretense what
ever was made that the causes wele
physical. He was simply referred to the
chief of police."
"Seasonal" Fire AjrnnKeiiient ,
Still moro Interesting Is tho demonstra
tion of "tho seasonal" arrangement of
fires, particularly In seasonal businesses.
Just as December and January are tho
Inventory and settlement monthB when
Dun's or Ilradstreet's look for nn In
crease' of failures, bo the fire Insurance
president knows that December and Jan
uary will always bring an increase or
fires.
"The midwinter cold Is the obvious
explanation?" asks Mr. McFarlane with
sarcasm. "The midwinter cold causes
Its dozens of wretched little household
fires. Dut It does not start tho flro
which counts, the J100.000 'burn out' with
total loss, on the seventh floor of the
team-heated, 'fireproof loft building or
manufacturing plant."
Mr. McFarlane demands some other
explanation than a thermometrlcal oni
for the fact that December's fire loss
will normally run ahead ot February's
by from $3,000,000 to J4.OCW.000. jfe goes
on to show where fires can be proph
sled by seasons.
"For example, unprosperous summer
hotels become unusually dangerous risks
in October and In November, while win
ter resort hotels burn briskly In April
and May. Spring and autumn, when
winter and summer clothes are useless,
except for Insurance purposes, witness
epidemics of little 'closet fires' In tho
tenements. It goes without saying that
this year's hats and muffs must next
year be sold at a heavy discount because
they are out of fashion. Therefore, in
those months, when the hat makers, the
clothing makers' and 'the fur make's
have finished stocking up the Jobbers
and retailers, and have not yet com
menced manufacturing for next year, tha
insurance companies expect an. Increase
of fires in these trades.- The expectation
Is rarely disappointed. The seasonal fur
flro has been a fireman Joke for years.
'On one occasion an Insurance broker
visited a New York agency to get more
Insurance for a big loft tenant. As th
agent knew, this was the time of the
vea.- when that terant would not nor-
i nir-.Uy need more Insurance. lie used the
telephone and ascertained the worst. A
spr'nkler order had been Issued against
I that eftabllshment. Instead of Increa."
t Ing the Insurance, the agent ordered It
H Kr.r'tieu at once jie was loo luie i.y
3 the conditions of the standard policy he
Effect of Rate War
On Modern Woodmen
Membership
Accordltm to the Chicago Itecord
Hernld the controversy of the Modern
Woodmen of America over the proposed
Increase of rates, which has now uccn
nbandoned, had an injurious effect on
the membership. Tills wns over l.OOO.OW
at the beginning of last year, mil mo
order entered tho year with a member
ship of 900.WR. Thero were S0.Ii2 members
In temporary suspense over sixty days
and less than six months nnd 27,608 mem
bers In temporary suspense less than
sixty days. Now that tho advancert raio
question has been abandoned, It is ne
lieved that many of these will return,
that being thi cause for their retire
ment. Miss Murphy Returns
Thanks for Check
The following letter rolatlve to an In
surance picture published In Tho Heo Ij
self-explanatory:
"OMAHA, Feb. 11. National Fidelity
and Casualty Company, Omaha.-Gou-tlcmen:
I wish to thnnk you very much
for tho check you sent me In lieu of
threo months Ak-Sar-en policy, ns win
ner In the comletltlon in The Sunday Heo
of January 20, 1913.
"I submitted the slogan. 'Accidentally
Injured, but safely Insured.' and In view
of tho fact that you awarded this prize
to me through a spirit of fairness, al
though no company Issues a policy of
this kind to a woman, and offered t
give me a check In lieu of the same,
your action Is very much nppreclafcd bv
me. Many otner compunito nuu.u
awarded the prize for a less meritorious
answer to a man In order to avoid nny
complications.
"I thank you very much for this very
fair settlement nnd I wish you all suc
cess. Very sincerely yours.
"MISS MARY H. MURI'HV.
wfl NATIONAL H y)
SlXCttUAllYCoA
When one scans the vast figures of
life Insurance and sees the enormi us
amount In fn-ce, he Is compelled to tnko
off his hat to the men In tho fclld, w'vi
have been largely responsible for this
magnificent achievement. II ad thero
been no agents persistently and tulih
fully cnnvn.sslng tho people, Utn amount
of Insurance would show a much differ
ent result." s-iys the I'tnlerwrlter.
"It Is Interesting to dlsect the rcP'fl
made on the Postal Life by tho New o-k
department In the effort to ascertain
whether Insurance by mall Is rcnllv sue
cessful and If It Is gotten at tcs cut
than through tho medium of agent',
i While perhaps the plan has not been
tried sufficiently long to reach an oxj t
conclusion, yet the figures so for Inill-
cato that the cost of advertising ard
postage expense, together with the sala
ries of those required In writing letters
to prospects, are In excess of the agency
method. One letter will not bring nn
application. Much correspondence back
and forth ensues. This requires time and
money.
"After all, there is no producing factrr
that can bo compared with the agents
They give the life insurance buslncsj
that personal touch that It needs. Ap
plications are hard enough to secure by
personal solicitation. To close them I y
medium of a letter Is much moro diffi
cult. "The much-exploited state life insur
ance scheme In Wisconsin so far Is a
dismal failure. Hut a few uppllfatnis
have come In. Tho theory of reducing
cost by applicants voluntarily seeking '-i-
surance and thus eliminating tho agent s
commission Is beautiful In theory, b.it
In practice the personal power and per
suasion of the agent has to be prcsont
to secure tho signature.
'One of the papers thus refers to t.u
state plan of Wisconsin:
' 'Applications for stale llfo Insurnn.-o
made posslblo by the act of the 1911 leg
islature arc coming Into the office of the
state Insurance commissioner so slowly
that tho plan threatens to be a failure
Only about twenty-five applications, ac
companied by money to pay for :he
yearly premium, luivu been received In
two months. More than 3.000 lnqulrtu
not only from Wisconsin, but from vari
ous states, have been received asking tor
Information concerning stnto Insurnneo
nnd the conditions under which It Is to
bo Issued. No provision for advertising
was mado by tho legislature when the
law was passed. Neither Is a fund avail
able for solicitors, agents or manager).
All the publicity the movement will gist
Is by sending out literature explaining
the matter In which tho policies aro Is
sued. "
PREMIUMS.
Decombor 31, 1312
$184,000.00
Decombor 31, 1D11
$159,973.43
V December 31. 1010
$122,518.54
December 31, 10O!
$103,430.44
December 31, 11) 0s
$30,793.03
Decombor 31. 1007
$1,776.00
Accident, Fidelity, Surety
Bonds, Plato Glass,
Burglary.
J, H. EVHthen Co,
INC.
021-1 (MTY NATIONAL
hank m,no.
Surety Ilonds, Ktnploycrs' Lia
bility, Automobile Liability,
lliirglnry. l'lnto Glass.
INSURANCE
rr .
Oood Opening Vw Producers
CONTINENTAL
CASUALTY COMPANY
Larnest exclusive Health and
Accident company In tho United
States.
L H W IS V. OKU SI ,
DI.Hlrlct. Slniiager.
.11 1 I'nvlon Itlock.
-J
Joseph Barker
JlaD. Foster -
roster-Barker uempany
Successors to H. E. Palmer, Son & Co.
Iiimiraiice Notes.
The Missouri senate has appointed a
committee of three to Investigate fire In
surance rates, owing to tho demand for
the repeal of the rating law.
As a result of the retirement of so
many Iowa fire Insurance companies the
Iowa reinsurance bureau Is being liqui
dated. It was operateu to onaoic
Iowa companies to taao care oi mid
lines that were offered, and proved very
successful for a time until the retirement
of several companies within a few weeKs
forced the survivors to discontinue operations.
Tho Argus has made a tabulation or
19.M7 casualties reported to the police In
r.i,i.. .inrinir 1912. -Of these 4.106 were
attributed to railway accidents caused by
wagons or other vemcies, j.iuj 10 "'"
3,031 to personal violence ana w
various causes, of which dog bites led
with 1,817, followed by Injuries from gns
and smoke with 331, scaldlngs and burn
ings with 309. Thero were 1,004 automo
bile accidents ana z.x moiuri.-ji.-iw un
dents.
A bill has been Introduced In the Con
necticut legislature authorizing the Hart
ford flro to increase us capuai siuin.
from $2,000,000 to 10,O0O,C0O. It Is under
stood that this Is merely a general per
mission and that If the bill passes it Is
not tho Intention of the company to take
advantage or the cnye aumoruy hi.
present. The Aetna of Hartford now
holds the distinction of having the larg
est capital of any fire Insurance company
in the country, wnn ,ww,w.
Tho recent reinsurance of several Iowa
fire Insuranco companies has caused
much unrest among the agents nnd pol
icyholders of the remaining companies,
nnd In order to reassure tho latter. In
surance Commissioner Weakley has Is
sued a public statement declaring that
the remaining companies have sufficient
reserves on hand to reinsure all their
outstanding policies. He explained that
the retiring companies had suffered from
such fierce competition that their profits
had been reduced to a point at which
they could no longer afford to risk It In
such a hazaruous Diisiness as lire insur
ance. While the companies specializing on
farm Insurance In Kentucky hnve ma
terially reduced their territories and
limited their writings because of the re
duction In rates made by the state rntlng
board, a number of other companies
which wrote a limited amount of farm
Insurnneo Individually, but whoso writ
ings In the aggregate were conslderbie.
have discontinued the cluss entirely, hold
ing that there Is no possible chance ror
profit under the rates. In conseuuence
there are dozens of counties where It Is
impossible to obtain Insurance In stock
companies on farm property and their
legislators nro being urged to repeal the
state rating law. The lack of Insurance
Is making It hard for the farmers to get
loans on their property.
Metlinillut M:nllc Ilreoniiucnila
Chamberlain's CkiikIi Remedy.
Rev. James A. Lowls, Mllaca, Minn.,
writes: "Chamberlain's Cough Renwly
NO INSURANCE AND HIS
BODY IN POTTER'S FIELD
In a recent news article In the Chicago
Tribune tho Inst sentence, "He loft no
Insurance," preaches a sermon nnd tells
a significant story. It speaks in a Ian
guagu all can understand. Tho article la
"On New Year's day last ycur tho
Twangs entertnlned friends nt their hand
Borne apartment on Mlllnrd avenue. Mr.
Ting, then n prosperous real estate
broker, exchanged congrntulntluns with
his guests for health, wealth and happi
ness for tho coming yenr. Their ilauph
tors, high school students, had their
friends nt tho house, too, all happy.
"On N6w Year's day this yenr, Mrfl
I.ang, now reduced to working ns house
keeper In other households, spent the day
on tho Becond floor of a small frume
building on West Fourteenth street. With
her wero her daughters, ono IB and the
other 18 years old. Both of tho girls
wero sick and tired from long hourH of
unnccustomed work behind the counters
of a loop department store.
The father's body lies In the pother's
field In Portland, Ore. He left no In
surance."
Fire,
Liability,
Automobile,
Burglary,
Tornado,
Accident,
Plate Glass,
Bonds, Etc.
Brandeis Bldg.
Phone Doug. 29
WALTEB A. YOZTOOn
W. LEEOY WILCOX
B. L. BALDWIN & CO.
S09-1O rirst irtt.onnl
Established 1091.
OBXraRAI. IHBURANCE
Tslspnon Dong. 371.
Wheeler & Welpton Co.
BXI.IABT.I1 INDUBANCE
Or ALT. KINES
1011 Dodga Btreat.
Fhong Douglas 108.
MARTIN BROS. & CO.
GEIMEIAL INSURANCE
BARKER BLK. TEL. DOUG. 735
INSURANCE KATES ABE LAKOELY THE SAME, BUT THERE IS A SIT
FEEENCE m SBBVIOB RENDERED
See Mo I adjust losses.
Nat IVIeister
CJHNKItAL INSintANCK
1313-14 CITY NATIONAL BARK DUILDINQ. D. 1703.
OMAHA BOYS TO ISSUE
NEBRASKA UNI- MAGAZINE
After a year's battle with all s,orts nf
faculty objections nnd all manner or
difficulties the staff of th,o new maga
zine of tho University of Nebraska will
put out the first issue Monday morning.
Full of Jokes, enrtoons, literary wo-k,
wrlteupa and take-offs on every con
ceivable phase of collego life In IJnoiin,
the new book Is expected to fill the emn y
place in the literary field at Nobraska.
Orlglnuted and directed by oma'ia
boys, the book stands forth ns almost
entirely their work. The editor of ire
new magazine Is Chandler Trimble; man-
nirtnc editor. Rnlph Northrup; athletic
editor, Stuart Gould; business manage
Russell Clark; circulation manager. Wo!
ter I.yman. The remainder of tho staff
Is composed of others In tho sohool who
have a penchant for the typewriter and
brush.
The magazine will be Issued twlco a
month, the first and fifteenth. The pur
pose In entering literary matter In addl
tlon to the Jokes and cartoons and ether
humorous or near-humorous sketches Is
that there may bo some one of the school
publications that shall have "freedom f
the Dress within reasonable bounds of
consideration for others' happiness."
The
BOOBT rOB OMiIA
Columbia Fire Underwriters
has been a needed and welcome guest In i
our home for n number of years. I highly
recommend It to my fellows as being
a medicine worthy of trial In cases of
colds, coughs and croup." Give Chamber
lain's Cough Remedy a trial and wo aro
confident you will find It very effectual
and continue, to use It as occasion ret
quires for years to come, as many other
hnvo done. For sale by all dealers.
Mult Airnlimt A l mi nil Done).
WASHINGTON. Feb. 10. -Admiral
Dewey's dog bit William T Johiufou last
July, bo Johnson today sued the admiral
for jy.OOO, The pup was In charge of thf
admiral's coiu-hmanr so Jolineou mad
him a defendant, too.
LINCOLN ENGINEERS WILL
HOLD INTERESTING MEETING
An Illustrated lecture on the Mlssla
slppl river power plant at Keokuk, lu.
will bo given at a meeting of the Kir
gl Deer's club of Lincoln, which will bi
held next Wodnosday at S p. m. In th-
mechanical engineers' building of the
I'hlverslty of Nebraska.
Invitations have been extended to mom
bers of the legislature and other officii!
and the object of the meeting Is to In
terest the public In the poaslblllty of
hydro-eleotrlo development througnu-U
tho state of Nebraska. There are many
available sites that could be made to
pioduce enough current for adjoin', ig
communities and lectures of such loen
tlons are to be presented.
or oaCaiA
Bom Officaa Entire Third Floor Merchants National Bank Building.
Phona Douglas 4B1.
3. O. Talmare, Manager. M. E. Lease, Assistant Manager,
BALDRIGE-MADDEN CO.
GENERAL INSURANCE
Phone Doug. 300. Bee Dnllrtlrig.
--INSURANCE-
KIHB TORNADO AUTOSIOIJILK PLATES GLASS IIOILEH
HUllGLAItY HEALTH nnd ACQIDKNT
ALFRED C KENNEDY
2(10 First Nnt'l Bank IUdg. Phono Douglas 722.
Protect You Tirne--
Your Earning Power
Our Accident and Health Policies Cannot Bo Met in
Competition. See Them Before You Buy,
Lion Bonding & Surety Co.
W. 0. W. Bldg. Phone Douglas 678, Accident Dept.
Til Ulaniilvr (lit Union
of stomach, liver nnd kidney troubles
and cure biliousness and malaria, take
Klectrle Hitters. Guaranteed. Only 26c
For sale by lleuton Drug Co. Advertise-mcii'
sr d. 3950 1P yr, o. ff.juss.
i
Insiirance, In All Its Branches
AT
Webster, Howard Co.
'Phone, Douglas 970. -:- -i- -I- : 329 Bcs Bid
v