T11K UKB: OMAHA. MONDAY, FKl'KTMiV 17. mi:?
Before deciding
on your insur
ance 'phono D.
1275, and as
about the new
low cost, all
guaranteed pol
icies, all plans.
Iilte, Limited
Payments, En
dowmonts. Joint or Pert-
P.0""0" ".Monthly Incon.V or Pen
sion Policies,
f.rn.aeSH Co- of America
U0 CARPENTER, Mjr.
ijis-aa city wan nk. magM Omaha I
Northwestern Mutual Life
Insurance Company
OF MILWAUKEE
MANN & JUNOD
General Agents
038-514 Hrantlels nultdlng.
QMAHA
'Notes from the Insurance Field
Equitable Life Assurance Society U, S.
Assets over500,000,000. Paid Policy holders over $815,000,000.
H. D. NEELY & 00., Managers
II. D. NE13LY
.J012 KliUlX
Merchants Xnt'l Hank Hltlg.
k. ii. piokaku
Obey That Impulse!
Not the man who INTENDED
hut the man who INSURED
left provision for his family.
G. W. NOBLE,
General Agent.
CHAHLES X.. HOPPER,
Special Agent.
J. O. HITCHMAN. gpeclal Ajwnt.
orriOEBi
638-643 Brandels Bid. Omaha.
THE
Union Central Life Ins, Co,
or
ACTIVITIES OF FIREBUGS
Analysis of the Operations Through
out the Country.
BUSINESS MOVES BY SCHEDULES
llovr "Sinii(iinriMia Continuation"
I)rtroH V n prof Itnlilr Storks of
(iooiln mill lltitlilliiBTR Spur
of Insurance .Monej.
Arson's mighty toll of JtiSO.OW.OOO u year
fn tl.o I'nltcd Stutes mid Cnnudu serves
as a show window In whirl, Arthur E.
McFarlane exhibits tin- orlous activities
of firebugs hustling for Insurnncp money.
This particular exhibit, the second of tho
series In Collier's "Weekly, deal with
"Arson by Schedule."
"Professional arson." ho says. ' now has
Its, "retailers' and 'wholesalers,' lu 'mort-
CINCINNATI, OHIO
HARRY O. STEEL
General Agent.
311-313 Ramara Bid, rhona D 3103
WHEN Bl'YINO T-lirre tvstti ...i. ... whn knows tho life
J"u"nnce business; one who is able to advise you the best form of policy
i4 or you.
There are more than 60 different kinds of policies Issued. Get the form
best suited to your condition in life. Write or cnll.
Clarence N Anderson,
430 Bee Building D. 2266 Omaha, Nebraska
"State Mutual Life"
OF WORCESTER, MASS.
OHE OF THE OLDEST-69 YEARS
and Best Companies on
Earth.
W. H. INDOE
General Agent
052 Uce Building, OMAHA
ORGANIZED 104C.
The Mutual Benefit Life
Insurance Company
of
NEWARK, NEW JERSEY
GEO. T. BLANDFORD,
General Agent.
415-10 City National Dank BIdg.
Omaha, Nebraska.
You Get Any
f This Wioraey?
Coincident "with an enormous Increase of btislnesB during
the last five years
The Bankers Reserve Life . Company of Omaha
increased Its payments of annual dividends to policy holders as
follows:
' 1907-50,444.00
1908 $G4,582.0O
1909 $81,787.00 - .
'' ' 1 910-$98,028.0Q
,1911 $108,609.00
No other life company pays larger dividends in proportion
to business in force.
WHEN A MAN
LIVES CLEAR UP
TO HIS INCOME
He owes it to himself and his business to
provide adequate life insurance the un
expected is always happening. See
TM KELLY INSURANCE MAN"
Douglas 861.
EIGHTY MILLIONS ASSETS
( A. 3. LOVE, President.
FRANK J. HASKELTj, Sec'y.
Love -Haskell Company
Known Kind of Insurance
Every
.111-321 Omaha Xnfl Bank Uldg.
Phone Douglas 380.
Let the Buyer Beware
SEE US BEFORE
GALLAGHER & NELSON
General Agent Xlllnola Surety Co,
ANY BRANCH
BITTING ANOTHER POLICY IN
OF INSURANCE.
483
Br&ndela Bldg.
D. 3382
' REINSTATE YOURSELF,
How? By buying a policy in a company which will ncrralt you to
do BO.
Yes, without a new medical examination.
When? By paying the premiums in default with interest at any
time while tho policy is In force as extended insurance. Extended in
surance becomes automatic after the payment of three premiums.
This is only one of the many favorable provisions contained in
our policies. For rates and other particulars call or write
w z SNELL. President. THE MIDWEST LIFE A Nebraska Company.
. &. Hjjm offices! Plrat National Bank Building, Llnooln.
A. A. TAYLOR and QEORQE CROCKER,
General Agents, Rooma 1313-1314 City National Bank Building, Omaha.
Your opportunity
may be here
The real estate bargains and business chances
which are offered in the classified section of The
Bee are among the best presented by any paper in
the west. Hundreds have gained immensely
through reading these pages and taking advan
tage of the opportunities presented there. Phone
Tyler lOOO
grige fixers and 'assignees, Us bands
who specialize on stores, on loft factories,
on stables full of horses. A really up-to-date
organization, as was shown recently
In Chicago, does everything from procur
ing tho Insurance to collecting It. 'There
Is every Indication." snys one Insurance
nuthorlty. 'that. Now York has u regular
flro exchange.' Hut there Is worse than
that. In the tenements of New Yor!; and
Chicago ond Cleveland and l'nterson and
Pittsburgh ntjson Is taught as In a school.
"Between January i 1!M!. and July 31.
1912. thirteen tenement houses In one row
gave fifty-six fires. Another row gave
Its fifty-three, another Its forty-eight.
Individual liouses had their seven, nine,
fourteen! One can follow aison through
the streets of our great cities as one can
follow It by trades and seasons. One can
follow It by families, a-s other forms of
crime have been followed In the chronol
ogy of The Jukes. In Fast New York
there Is a family known to Insurance de
tectives os 'tho family with UW fires.
Chicago has great tenement districts
which, If the risk can be measured by the
Insurance rnte, are now more dangerous
than our powder mills.
On n Ilnslnonn IIiihIh,'
"For thirty years. In our fire problem,
we have been pursuing a policy of
ostrlchlsm and knownothtnslsm and pre
tense. In our Insurance world 'moral
hazard' tho hugo proportion of our fires
that are dishonest has been a kind of
gieat 'secret of I'ollchlncllo.' Everybody
knows It. but nobody must talk about It
to outsiders."
Ho seeks to show that there aro dis
tricts In cities and states where arson
rages and. that even more cnlculably,
there are arson "seasons." He follows
the Intimate relation between fire epi
demics and the progress of prosperity In
the business burned out, but ho has not
vpt raised the ntiestlon of the blamo. Ho
has not, like Commissioner Johnson, sug
gested that a more rigorous preliminary
Inspection before the issuance of ioUc!es
would cure tho evil, for most of the dls-
far has not been of over-
Insurance.
Speaking of the geographical arrumte
ment of arson, he says:
"In the case of Minnesota, some one at
once says, 'Forest fires.' But the stnto
fire marshal's reports show that nearly
one-half of Minnesota's devastating for
est 'fires In 1911 took place In mercantile
buildings and lumber yards In the city
of Minneapolis; and that they, raged al
most as unquenchably In similar forest
fastnesses In Winona and Duluth."
In Rochester, too. It appears there
was what the Insurance men call a "sit
uation." H was swept by Incendiarism,
but rather than have the Insurance coin
panics pull out of town, the city pre
tended they were accidental, and fever
ishly Increased Its fire fighting force
and equipment.
"Up to date, Rochester has paid-enough
In additional Insurance and spent
enough money on additional flro protec
tion to run tho fire crooks out of ever
second city In tho country. And If you
will look up the fire record for 1911. the
lost available, you wlllflnd that In tho
year the number of fires In Rochester
Increased by 197. mostly mercantile, with
un addition to her fire loss of J20O.M3.
about 76 per cent above the figures fur
1910. The total Incendiary fire loss In
Rochester In 1911 was-offlclally $..
And yet, when In 1912, the writer made
confidential Inquiries of a high Rochester
official as to the real causes of the
Rochester situation, no pretense what
ever was made that the causes weie
physical. He was simply referred to the
chief of police."
"Seasonal" Fire Arrangement.
Still more Interesting Is tho demonstra
tion of "tho seasonal" arrangement of
fires, particularly in seasonal businesses.
Just as December and January are tho
Inventory and settlement months wheii
Dun's or Bradstrcet's look for an In
crease' of failures, so the fire Insurance
president knows that December and Jan
uary win always Dnng an increase oi
fires.
"The midwinter cold Is the obvious
explanation?" asks Mr. McFarlane with
sarcasm. "The midwinter cold causes
Its dozens of wretched llttlo household
fires. But It does not start tho flro
which counts, the JIOO.OOO 'burn out' with
total loss, on the seventh floor of tho
team-heated, 'fireproof loft building or
manufacturing plant."
Mr. McFarlane demands some other
explanation than a thermometries! ont
for the fact that December's fire loss
will normally run ahead ot February's
by from W.OOQ.000 to H.OM.OOO. He goes
on to show where fires can be proph
sled by seasons.
"For example, unprosperous summer
hotels become unusually dangerous risks
In October ond In November, while win
ter resort hotels burn briskly in April
and May. Spring and autumn, when
winter and summer clothes are useless,
except for Insurance purposes, witness
epidemics of little 'closet fires' In tho
tenements. It goes without saying that
this year's hats and muffs must next
year be sold at a heavy discount becauso
they are out of fashion. Therefore, in
those months, when the hat makers, the
clothing maker and 'the fur makes
have finished stocking up the Jobbers
and retailers, and have not yet com
menced manufacturing for next year, tho
Insurance companies expect an .Increase
of fires In these trades,' The expectation
is rarely disappointed. The seasonal fur
flro lias been a fireman joke for years.
"On one occasion an Insurance broker
visited a New York agency to get more
Insurance for a big loft tenant. As Di
ligent knew, this was the time of the
i'n,- when that tenant would not nor.
, nir'.ll)- need more insurance. He used the
telephone and ascertained the worst. A
j t.ir nkler order had been issued against
i that establishment. Instead of lncrea.'-
i i ing the insurance, me agent oruereu it
y irr.neiea at once, ne was too iuie. uy
$ I the conditions of the standard policy liu
had to give five days of grace. And the
fire came on the night of the fourth!
Here, as usual, no one found any evi
dence of Incendiarism."
Decrease in Fire
Losses Shown in the
January Record
The losses iy fire In the t'nlted Slates
and Canada during the month of Jan
uary, us complied from the carefully kept
records of the New York Journal of Com
merce and Commercial llulletin. aggre
gated $20.19S.2fO. as compared with ISS,
Ki3,KiO In January last year, and JSt.l'iS.
450 for January. 1911.
During January this year thoro wctj
no less than 365 fires causing a loss of
IttO.OOO.or over In each Instance. This
compares with 634 fires of n like destruc-
tlveness during January. 191S. when the
severe climatic conditions greatly in
creased tho number of serious fires.
The principal largo fires during the
month Just closed were as follows:
Knnsfls Cltv. Mo., office building.. JJfAOOO
Chicago. III., business block M0.W0
Mason City, la., hotel, newspaper
plant and other.., 300.000
Calgary. Alberta meat pocking
plant i'lw.wv
Edmonton. Alba., several business
houses 3.ow
Cleveland. O., garuge and hotel... 200.TO0
Newark, N. J., storngo warehouse. a,w
Trenton, Out., block of business
houses ow.uiu
STATE INSURANCE A FAILURE
- i-
Mail Order Methods Fail to Secure
Applicants for Policies on Lives.
AGENTS ARE FOUND NECESSARY
Effect of Rate War
On Modern Woodmen
Membership
According to the Chicago ltecord
Herald the controversy of the Modern
Woodmen of America over the proposed
Increase of rates, which has now been
nbandoned, hnd an injurious effect on
the membership. Tljls was over 1.000,000
at the beginning or lust year, uui mo
order entered the yenr with a member
ship of 9C0,W8. There were 80.222 members
In temporary suspense over sixty days
and less than six months and 27.508 mem
bers In temporury suspense less than
sixty duys. Now that tho advanced rate
question has been abandoned, It is be
lieved that many of these will return,
that being ths cause for their retire
ment. Miss Murphy Returns
Thanks for Check
The following letter relative to an In
surance plcturo published In Tho Heo Ij
self-explanatory:
"OMAHA. Feb. 11. National Fidelity
and Casualty Company, Omaha.-Gcu-tlcmen:
I wish to thank you very much
for tho check you sent me In lieu of
thrco months AJi-Sar-Bcn policy, as win
ner In the comietltlon In Tho Sunday Bee
of Januory 20. 1913.
"I submitted the slogan. 'Accidentally
Injured, but safely Insured,' and In view
of the fact that you awarded this prize
to me through a spirit of fairness, al
though no 'company Issues a policy of
this kind to a woman, and offered t
glvo me a check In lieu of the same,
your action Is very much nppreclafcd bv
.. ..t.l l.n..-x
me. Many otner companito iu uu.u
awarded the prize for a less meritorious
answer to a man In order to avoid any
complications.
"I thank you very much for this very
fair settlement nnd I wish you all suc
cess. Very sincerely yours,
"MISS MARY H. MURPHY.
lv fl NATIONAL fly)
vdlFIDELITVC Kry
AiMrrtUlnR nnil flrrk Hire Wrlt
liiK Letters llmreed llir font of
Mnliitnlnlnn Aiienls In
the riolil.
"When one scans the ast figures of
life Insurance utid sees the enonmus
amount In ft-ce. he Is compelled to take
off his hut to the men In the felld. w'm
have been largely responsible for this
magnificent achievement. IId thero
been no agents persistently and lalih
fully canvassing tho people, the amount
of Insurance would show a much differ
ent result," says the t'nder rlter.
"It Is Interesting to dissect the repft
made on the Postal I.lfc by tho New i o-k
department In the effort to ax-ertaln
whether insurance by mall Is reolh sue
cessful and If It Is gotten nt less cut
than through tho medium of agents.
While perhaps the plan has not been
tried sufficiently long to reach an exa t
conclusion, yet the figures so for Indl- j
cnte that the cost of advertising ard
postugo expense, together with the sum
rles of those required In writing letters
to pro'pects, aro In excess of the agency
method. One letter will not bring an
application. Much coircspondence back
and forth ensues. This requires time and
money.
"After all, there is no producing racier
that can bo compared with the agents
They glvo the life Insurance buslnes.i
that personal touch that It needs. Al
pllcutlons nro hard enough to secure by
personal solicitation. To close them ly
medium of a letter Is much moro diffi
cult.
"The much-exploited state life insur
ance scheme In Wisconsin so for Is a
dismal failure. Hut a few upplleuti vis
have come In. Tho theory of reducing
cost by applicants voluntarily seeking H
suranco and thus eliminating tho agent's
commission Is beautiful In theory, b.it
In practice the personal power ami per-
sunslon of tho agent hits to he presont
to secure tho signature.
One of tho papers thus refers to tru
stato plan of Wisconsin:
'Applications for state life Insuran -o
made possible by the act of tho 1911 leg
islaturo ore coming Into the office of the
state Insurance commissioner so slowly
that tho plan threatens to be a follurv
Only about twenty-five applications, ac
companied by money to pay for ;he
yearly premium, huvo been received In
two months. More than 3,000 Inquiries
not only from Wisconsin, but from vari
ous Btates, have been received nsklng lor
Information concerning stnto lnsurnnco
and the conditions under' which It Is to
bo Issued. No provision for advertising
was inudo by the legislature when the
law was passed. Neither Is a fund avail
able for solicitors, agents or monnweri.
All tho publicity the movement will gut
Is by sending out literature explaining
the matter In which tho policies aro Is
sued.' "
NO INSURANCE AND HIS
BODY IN POTTER'S FIELD
PREMIUMS.
) nccomhor 31, 1912
$184,000.00
December 31, mil
$159,973.43
December 31. 1910
5122,518.54
Deoombor 31, 1901)
$103,430.44
December 31, 1 DOS
$30,793.03
December 31, 1907
$1,776.00
Accident, Fidelity, Surety
Bonds, Plato Glass,
Burglary.
fj. H. Mithen Go.
INC.
021-1 CITY NATIONAL
HANK 11M)Q.
Surety Honda, Employers' Lla
lilllty. Automobile Iilnblllty,
lliirglnry. 1'lnto fllnws.
INSURANCE
Good Opening Kor Producers
CONTINENTAL
CASUALTY COMPANY
Largest oxcIubIvo Health and
Accident company In the United
States.
I. M V IS V. OltU M ,
District. Malinger.
511 INivtnn Hlnck.
Joseph Barker
(
I Jay D. Foster -
U mm m At.
roster-Barker company
Successors to H. E. Palmer, Son & Co.
Fire, Tornado,
I ii mi rune i- JVoten.
The Missouri senate has uppoinica
committee of three to Investigate fire In
surance rates, owing to tho domand for
the repeal of the rating law.
As a result of the retirement of so
many Iowa fire Insurance companies tho
Iowa reinsurance burcnu Is being liqui
dated. It was operated to enauie uie
lowa companies to laao enre ui mis
lines that wero offered, and proved very
successful for a time until the retirement
of several companies within a few weeks
forced the survivors to discontinue operations.
Thu Aro-ti. linn made a tabulation of
19.347 casualties reported to the police In
Chicago during 1912. Of these 4,100 were
attributed to railway accidents caused by
wagons or other venicies, io '"'n'
3,034 to personal vloienco bm i,mi i
various causes, ot wnicn aos uura ira
with 1.817, followed by Injuries from gas
and smoke with 331, scaldlngs and burn
ings with 339. There were 1,004 automo
bile accidents and 254 motorcyclo ncci-
dents.
a i.in him lippn Introduced In tho Con
necticut legislature authorizing the Hart
ford flro to Increase us capuui biuci
from 12,000,000 to 10,000,C00. It Is under
stood that this Is meroly a general per
mission and that ir tne mil passes u is
not tho Intention of the company to take
advantnge of the onro authority ot
present. The Aetna of Hartford now
holds the distinction of having the larg
est capital of any fire Insurance company
In tho country, with J5.000.000.
Tho recent reinsurance of several Iowa
fire Insuranco companies has caused
much unrest among the agents and pol
icyholders of the remaining companies,
and In order to reassure tho latter. In
surance Commissioner Blcakley has Is
sued a nubile statement declaring that
the remaining companies have sufficient
reserves on hand to reinsure all their
outstanding policies. He explained that
the retiring companies had suffered from
such fierce competition that their profits
bod been reduced to a point at which
they could no longer afford to risk It In
such a hazardous business as fire insur
ance. While the companies specializing on
farm Insurance In Kentucky have ma
terially reduced their territories and
limited their writings because of the re-
ductlou In ratCH made by the state rating
board, a number or othor companies
which wrote a limited amount of farm
Insuranco Individually, but whose writ
ings In the aggregute were conslderble,
have discontinued the class entirely, hold
ing that there Is no possible chance for
profit under the rates. In consequence
there are dozens of counties wherd It Is
Impossible to obtain Insurance In stock
companies on farm property and their
legislators are being urged to repeal the
state rating law. The lack of Insurance
Is making It hard for the farmers to get
loans on their property.
Bletlinillst Mlulatrt Ilt-ennimemla
Chamberlain's Cnuuli Remedy.
Rev. James A. Lewis, Mllaca, Minn..
writes: "Chamberlain's Cough Remfdy I
has been a needed and welcome guest In i
our home for a number of years. I highly
recommend It to my fellows as being
a medicine worthy of trial In casts of
colds, coughs and croup." Give Chamber
lain's Cough Remedy a trial and wo aro
confident you will find It very effectual
and continue, to use It as occasion re
quires for years to come, as many other
havo done. For sale by all dealers.
In a recent news nrtlcle In the Chlcngo
Tribune tho last sentence, "He loft no
Insurance," preaches a sermon nnd tells
a significant story. It speaks In n lan
guage all can understand. Tho nrtlcle Is:
"On New Year's day last year tho
Iangs entertnlned friends at their hand
some apartment on Millard avenue. Mr.
T.ang, then a prosperous real estnte
broker, exchanged congratulations with
his guests for health, wealth and hnppl-
ness for tho coming yenr. Their daU(;h
tors, high school students, had their
friends nt thu house, too, all happy.
"On N6w Yenr'B day this year. Mrs.
Lang, now reduced to working as house
keeper In other households, spent tho day
on tho second floor of a small frame
building on West Fourteenth street. With
her weru her daughters, one 16 and tho
other 18 years old. Both of tho girls
wero sick and tired from long hours of
unaccustomed work behind tho counters
of a loop department store.
"The father's body lies In the potter's
field In Portland, Ore. Ho left no In
surance.
Liability,
Automobile,
Burglary,
Brandeis Bldg.
Accident,
Plate Glass,
Bonds, Etc.
Phone Doug. 29
WALTEtt a. Yoxraon
W. LEKOY WILCOX
B. L. BALDWIN & CO.
SO0-1O rirat irtKonal
Established 1891.
OBlTIJRAIj INSURANCE
Talsplton Dong. 371.
Wheeler & Welpf on Co.
RELIABLE INDURANCE
Or AZiX, KINDS
Fhona Douglas 100.
MARTIN BROS. & CO.
GENERAL INSURANCE
BARKER BLK. TEL. DOUG. 735
ran
INSURANCE SATES ARE LARGELY THE SAME, BUT THERE IS A DIF
FERENCE IN SERVICE RENDERED
Sco Mo I adjust losses.
Nat IVleisfep
GKNKHAIj INSIJHANCH
1313-14 CITY NATIONAL DANK DUILDINO. D. 1703.
OMAHA BOYS TO ISSUE
NEBRASKA UNI- MAGAZINE
After a year's battle with all sortB of
faculty objections and all manner iz
difficulties tho staff of tlje new maga
zine of tho University of Nebraska will
put out the first Issue Monday morning.
Full of Jokes, enrtoons, literary wo-k,
wrlteupa and take-offs on every con
ceivable phase of college life in IJnoiin,
the new book Is expected to fill the emn .y
place In tho literary field at Nebraska.
Originated and directed by Umaua
boys, tho book stands forth as almost
entirely their work. The editor of tte
new mngazlne Is Chandler Trimble; man
aging editor. Ralph Northrup; athletic
editor, Htuart Oould; business managv
Russell Clark; circulation manager, Wni
ter Lyman. The remainder of the staff
U composed of others In tho school who
havo a penchant for the typewriter and
brush.
The magazine will be Issued twice a
month, the first and fifteenth. The pur
pose In entering literary matter In addi
tion to the Jokes and cartoons and ether
humorous or near-humorous sketches Is
that there may bo some one of the school
publications thut shall have "freedom of
the press within reasonable bounds of
consideration for others' happiness."
The
BOOST TOR OMiZIA
Columbia Fire Underwriters
or oiteiA
Roma Off leas Entire Third rioor Merchants National Bank Building.
Fhona Douglas 461.
O. Talmsg-a, Managar. Iff. B. Le&sa, Assistant Manager.
BALDRIGE-MADDEN CO.
GENERAL INSURANCE
Fhona Dour. 300. v Baa Bulldlnc
INSURANCE
KIIUO TORNADO AL'TOMOHILK PIjATK GLASS HOILEK
HUHGIjAHY HEALTH ami ACQIDKNT
ALFRED
200 First Nat'l Hank IlldR.
KENNEDY
Thc-no Douglas 722.
LINCOLN ENGINEERS WILL
HOLD INTERESTING MEETING
An Illustrated lecture on the Missis
sippi river power plant at Keokuk, la.,
will bo given at a meeting of the F.n
glneer's club of Lincoln, which will bv
held next Wednesday at p. m. In th
mechanical engineers' building of the
t'nlvorslty of Nebraska.
Invitations have been extended to mem
bers of the legislature and other offluuits
and the object of the meeting Is to In
terest the public In the possibility of
hydro-elect rlo development througnu'it
tho state of Nebraska. There are many
available sites that could be made to
Moduce enough current for adjoln'i'g
communities and pictures of such Iih-i-lions
are to he presented.
Protect You Time
Your Earning Power
Our Accident and Health Policies Cannot Be Met in
Competition. See Them Before You Buy.
Lion Bonding & Surety Co.
W. 0. W. Bldg. Phone Douglas 678, Accident Dept.
Suit AkiiIiihI Ail in I rut Drue).
i- a an i vrn-riKT 1..1, m A.i...-ni
.. . . V. W4. . . L u. .v. ..miiiiim. I
Dewey's dog bit William T Johnson last !
July, so JohnBon today sued the admiral
for J20.000. The pup wbb In charge of the
admiral's loiuhmaiw so Johnton mad
him a defendant, too.
To DlMitiilvr tilt- Dillon
of stomach, liver nnd kidney troubles
and ou if blllousneui and malaria, tuke
Kleetrle Hitters. Guaranteed Only 26c.
For sale by Beaton Drug Co. Advertisement
"""
Insiirance, In All Its Branches
AT
Webster, Howard Co.
'Fhona, Douglas 970. :- -!- -I- -I- 333 Bca Bldg.
11
1