TIIK (WAIT A RUN-DAT REE: JANUARY 19, 1913. t V Modern Home-Builders and Home-Furnishers of Omaha New Quarters of the University Club of Omaha, Showing Handsome Interiors Beauty of Quarters of University Club Due to Decorators H v IB ii II II I IB " One of the finest ox- 1 1 Working Together Home Builders Is remarkably stable because all Its funds are secured by deeds or mortgages on homes built by this Com pany for homes only. No dwelling is erected until it is actually contracted for every safeguard is taken to protect shareholders and no loans are made to speculators or on old buildings. Home Builders works systematically for its shareholders takes no risks, is cautious in every transaction; still it is not fettered by restraint that will keep it from being progressive and, in its plan of protection, Home Builders is careful to look to tho future and In every way to conserve the interests of its share holders. A 7 per cent guaranteed dividend was declared Jan. 1st, In addition to a substantial balance carried as a surplus fund which Increased tho value of every Preferred Share to $1.05. By building homes on easy payments only after contracts have been signed "by tho purchaser. Homo Bull 'era has provided the opportunity for many thrifty Omaha families who now own their own homes and who have become the backbone of tho City's new progressive spirit. Home Builders Guarantees 7 Semi-annual dividends on Preferred Shares and also a pro rata share of the profits we receive on every dwelling we build. Home Builders is attractive because its growth is steady and automatic and because tho confidence It inspires encourages systematic saving and investment. You should interest yourself enough to send for our booklet, The New Way," which tells fully all about Home Builders and its easy payment plan for getting a homo built to suit you on ally lot you may select, alBo the January issue of the beautifully illus trated monthly; both free for tho asking. . Home Builders, Inc. American Security Co., Fiscal Agents J01 io. 17Ui St., between Farnam nnd Harney, Ground Floor. DotigluH 3807. Omnlm, Neb. ' ' One of the finest ex amples of interior deco rating in tho city." Thus has the interior work on the University flub ' rooms two of which are pictured above been described. The Colling Co. FREE INFORMATION TO HOME BUILDERS Through the kindness of Arthur C. Clausen, the noted archi tect of Minneapolis, Tho Bee is able to give free advice and guid ance to those who are contemplating the building or remodeling of their hemes, Any particular In connection with tho construc tion of a building will be thoroughly discussed for you.by Mr. Clausen, and without charge. No matter what you wish to know about a home, you can learn Important facts that wUl be of assistance to you through advising with Mr. Clausen. In writing Mr. Clausen, iu care of The Bee, be sure to explain, in detail, Just what you wish to know. If you Intend to build a home, state the amount you wish to spend, tho kind of a homo you want, the number of rooms, the material to be used, etc., etc. Be Buro to mako all things clear. Though you may not Intend to build until next spring, It would be well to writo Mr. Clausen now, and get your plans completed early. THE BEE, BUILDERS' DEPT. Omaha - - Nebraska Interior Decorators 1903 Farnam Street Executed This Beau tiful Work. Many of the most magnificent of Omaha's newest homes are being decorated by this firm. All tho newest and most attractive ideas for homo decorating and furnishing are supplied here. Fresh creations that are recognized as being among tho best pro duced in the e a t l v o country emanate from this establishment. Uugs, draperies, cur tains and other furnishings. f " imnlRoow- j i.r u ; W.G. Colling Co. In 1903 Farnam Street. Una this page each week to reach the h o u s e h o 1 d o r. Tlio recently opened quarters of tho University club of Omaha arr examples of nonip of tho ino.it beautiful Interim decoration nnil iirriuiRotnent In tho city Kxclamatlons of lurprlae hnvc conio from nearly every visitor to tho rooms. Tlio liutulsomo (IphIriiIiik nnd execution were done by V. O. ColllnR company. 19(tt l'urnum BtrecU Tho two photographs above show tho Indies' reception room and tho Indie' dluliiR room, looking Into Into the main cafe. Trust Companies as Guards of Estates Valued inJBillions As the result ot actual statistics re cently obtained from official sources nnd through direct Inquiry, it has been ascer tained that the trust companies ot the United States are administering tho Af fairs nnd fiunrdlng estates valued at J7,'.'6O,O0O.0OO. This vast treasure embrnces real estate, personal property, stocks nnd bonds, mortgages nnd ensh funds, con veyed to the safekeeping of trust com panies In accordance with Instructions under wills nnd Instruments of trust, for tho benefit of'tielrB and legutecs. Ampng the estates managed by trust companies arc those of eminent jurists, financiers, bankers, capitalists and men who bavo left large fortunes. The snmo care and precautions with which tho great estates arc looked after Is directed to the rapidly Increasing num ber of small estates which am being turned over to these Institutions. The same reasons which Induce the niuu of Inrgo means to hnvo n trust company ap pointed as executor and administrator of hla cstato to guard his family ngulnst wusto or mismanagement after his dentil appeal with equal, If not greater force, to tho man who has only a few thousands or the proceeds of llfo Insurance to keep his widow and children from poverty. There have been many important de velopments of Into to Hhow that there In a general awakening throughout tho country that the trust company Is tho only logical nnd safest custodian of c tates and trust funds. It Is only when some tragic circumstances nttend ii be. traynl of trust that tho newspapers give an Inkling of tho true conditions. Sev eral weeks ngo the New Tork papers con tained details of tho complete looting of the estnto of tho lato Hoscoo Conklln by an Individual executor. Severn! days after this was niado public, there wero accounts of the suicide of a prominent citizen, who resides In ono of tho fashion- able huburbs of Philadelphia, who had wasted tho proceeds or numerous estate valued at 0u,000. in Pittsburgh there were no less than four men In prixon tit the snmo time awaiting trial on crlniin.il clmrges or having appropriated trum funds for their own use, When Biich well-known men ns the late Chief Justice Fuller of the United Htate& supreme court. Senator Stephen Klklnf. Marshall Field, P. A. n. Wldejier and many others on tho roll of the departed, make wills In which they Instruct trust companies to manago and preserve their estates for the welfare of their families, It is easy to comprehend why the tnrt companies have peon so tiucceesful. An exhaustive Investigation covering trust companies In all the states during the last fifteen years, affords the re markable result that there have been only three trust company failures dur Ing that time, where trust property and funds wero Involved. As executor and ndmlnlstrator. tho so-caJIcd "modern trust company" represents stability nnd permanence. Unlike the individual nK. editor or administrator the trust com pany rannot abscond, cannot speculatf with trust funds, cannot go on vacatln-i.-i or render false accounts. The only as' surance which an Individual gives Is n personal bond which may prove valuel'ens in case or bankruptcy. j 110 company, on tho other hand, offers as protection. Its large pald-lu capital and surplus, double liability .if shareholders. Inrteail of only ono man or lawyer to administer nn estute there Is a staff of expert officers, u hoard of dlrec tors including some of the most success ful nnd responsible business men In ihc community, and then thtro In legulur ex amination by tho stato banking authorities. Fire is one of the most destructive forces we have to deal with. If your goods are not properly stored in the proper place, you are likely to lose them in a fire. Bettor send them to our fireproof storage rooms the best in the west STORAGE, PACKING and MOVING. Omaha Van and Storage Company Main Office 806 South 16th Street. Phone Douglas 4163. The co-operative plan hns recently been put In operation by Omaha Realty Owners corporation, mid reports from this or ganization show that the people, of Omaha are awako to the fact that Omaha, grow ing as it Is, oKors n field for large re. turn In this line. The men at the head of th Institution arc experienced In the realty field, which Is n very Important factor. The piesldent of the company, Arthur C. Thompson, han beep active in till field of work in connection with two of the largest eastern companies for the last five years. Other officers are W. O. .lumen, president of the O. W. Jensen Ilulldlng company; John Js Crawford, superintendent of tho new Woodmen of the World building; Harry A. Koch, manager of the bond department for Martin Hros company; N. H. T Jury, manager of the brick department for C V Hull company, nnd Glen H. Pettlt, manager of the sheep department for Armour & Co. v" s 4x' (U C 11113 Interior Deeo rating Department of this store is recog nized as one of the best in the west. Con suit our experts for f u r n i s li i n g your home. Beaton & Laier Co. 415-17 South 16th Street. mS S0 ." Peters Trust Co. ,&.CtS iLS EXECUTOH under wills. ADMINIHTJtATOH without a will, or with tho will annexed. (UAItDIAN of a minor or nn Incapable, person. TltUHTEE to oxocutn trusts, dlsburso life Insur ance, or hold funds Impartially. DEPOSITOltY for trust and court funds at Interest. ACJKNT8 In the tnanugonient of property". HECEIVEH or ASSIGNEE In business embarras mcnts. IllCCJIHTItAH and TItANHKEIl AGENT for register ing, tranHfering nnd counter-signing Stock Certificates, or HoihIb of Corporations or Mu nicipalities. TKUHTKE UNDER IJOND ISSUES. FINANCIAL AGENT In tlio INVESTMENT OV FUNDS In first, mortgago loans and bondH. (Our loans are tax free in Nebraska.) WILLS drawn, cared for and filed without charge, whoro nauiod Executor or TruBteo. Capital $200;CO0.00 Surplus $190,000.00 Deposit With Stato Auditor $40,000.00 X Building Loans Money to loan to build homes, to improve property or to pay cxistiiiK loiuiH. Uorroivcrs may pay from 10 to !i( per cent on loans on Interest dates. Inter est ceases; on amounts' wlinu 'paid. Loans closed promptly. Your business solicited, W. H. Thomas tiUO-30 STATE It A NIC HTjDO. I" Laziness in Money is as bad as Laziness in Men One Hundred Dollars that can earn only Threo dollars In a year la lazy. If your money 1b' faming only Throo per cent a year you should put It to work. You have a positive right to rcctlve the full earning power ot every dollar you save. Your Money Will Earn 7: and more if you join tho meu who ro combining their capital under lie plan offered you by Omaha Realty Owners C o r p o r a t i o n. Sond for our booklet which tells you how you can become a part owner of Income producing properties and participate in the profits of co-operative real estate ownership. I'ut your money to work right at home in Omaha whore you cun know what becomes of One Hundred (100) cents in 'every dollar you Invest. It will pay you to investigate this plan In which tho profits are sure and certuin. Do It now while our preferred stock is selling at par value J1.00 per share. Omaha Realty Owners Corporation Suite 1202 W. 0. W. Building Advertising on this page during 1913 will make this new year a banner one for you.