THL BKL: OMAHA, MOMMA. DL( EMBKH 2, JU12. WHY PAY" MORE THAN YOU HAVE TO? ttliv lu n whole Hfe polio on the participating plan when you can htiv a TWENTY PAYKEKT UTE FOLICT with much larger guarantee, at an proximately the mmit or a lower rat m the non-parti, ipatfne; plan in The Prudential Insurance Company of America ln-urported a ,un-k Co i.v the Stale of ?ew Jersey M. Bruce Carpenter, Mgr. Tor Kabraska ana Ronth Dakota, simsa city national Bank suiiaing. Omhi, Web. Tl. Don-. 137B. ABSOLUTE SECURITY The Lquital.le gives absolute security to ll polity-holders And beneficiaries. Its Five Hundred Millions or Assets guarantee the fulfillment of every .btlealion urotnntlv and In full. Tli. removal nf all nncari'ilntv In para- mount to ovarv other consideration TIIK L-QUlTAilMi LIFTS AKSl,HAXCK II. I). NKKIA & CO., .MunnRers, 4(M XereUniits Nat'l Hank IHU. K. D. WBELV. JOB XLKIK. E. '. PIOXABD MANY MEN are In hot water aJwut their injurant tiorauss they rhon nw r untried concern. A I'ollrv Iti tn New Kugland Mutual will gtv ymi Inoreaaed satisfaction. G. W. NOBLE, Oanaral Agmt. CKAKZ.KS Xr. xopvsk, SptciaJ Atrent. C. XXTOXKAIT. ETptcUl AgnU omoin 3S.643 RranUala Bldr-. Omaha, Ataata 19,000,000. JOINT LIFE Tho joint ;ife polity laaiied by the aermaiila, I.lfe Inmirance Conipanr i a winner. Uuband anil wife inaured under th aame pollry. At age !I0 'he additional rate nn one thousand 30 payment life Is only SIS.SO. The wife should tarry Insurance, liefer applyjnjr for your next policy, Just mir or OAX.Z, AXDBKSOIT and ark Mm to aenrt'ou an lllunlrnllon. Office. 4 3tf f)r Hnlldlnc Tele plionr Douglas 22Kii. Onmhs.. .Veb, "STATE MUTUAL" OF WORCESTER, MASS. . ONE 6F THE 0L1EST-68 YEARS and Dest Companies on Earth. W. H. INDOE C'encralrttgcnl or,-z nee imiidiFTg, o.MAH.v Protect Your Time Your Earning Power Our Accident and Health Policies cannot be met in compe tition, See them before you buy. Lion Bonding & Surety Co, Doug. 678. W. 0. W. Building Accident Dept. y I : t-tt : 1 Prominent Omaha Insurance Men ( . . . r . XPiSaaBaaBiEaVBn MaVBaaBBBaVBBaaBaW rrank J. Xaaktll, Secretary The familiar faces of Omaria's leading insurance men will be shown in : the above space; from . time to time: PARTWIRfiHIP OH CORPORATION LITE INSURANCE At Lower Giiaranted Cost Than Any Other Company. TOWI S.j KELLY uin XMtXTT MZZ.LIOXH AMBTK Northwestern Mutual Life Insurance Company OF MILWAUKEE MANN & JUNOD (reneral A Rents" .-.18-511 nrandcln nnililliiK. O JI M I A The removal of all uneertlntv l liara- In life Insurance transaction, wincn BOCIKTY of the UX1TK1) STATUS THE Union Central Life Ins, Go, or CINCINNATI, OHIO HARRY O. STEEL O antral Ajant. , 1 1-313 KAtna;a BiajT. T7iO SIM Our Ordinary Ufa j Afa Si Tim ytar o.a Bteond yaw .919A Ifo Othar ConiPr Can Kateh Tbtaa BaUa. INSURANCE Blnca 1800. OROAMIBED 1B46. i i T The Mutual Benefit Life f Insurance Company of XEWAXX, MBW JKltSHT GEO. T. BLANDFORD, . danarAl Aftat. r 415-18 OUT Xatlonal Bank Bldr. ci ty Xatlonal Bank tar. ' Omaha, lfsbraska. "N I LOTe-Xaakell Company. BoaglLa Ml iNotes from the Insurance Field i AROUND INSURANCE FIELD Questions Under Consideration By j Life Company President. I BETTERMENT OP THE SERVICE Wfl on (.'hrlitmM Klre nlak Projected It r form a By- l.rU InllitM Uenernl f anil ler i.iml .nle. 1'he sIMh annual mesllnr. of lift titeui :ance presliletita -will he he.li! In New Tor, 1'riiursday and Friday of thla week. Bel- " (, .! 'rance , ' .! ??" In feature ot the dlacuanion by the chlefe nf compantca repreaentlnc at least 75 pe" cent of tho lis ttr ttts run tin. nr. !. :iim. in i .1.1. i... . ... . .hi; inaurAiicn anu in vajuliiip it lo the neeri. ot the. individual I pron.. ,led In the rubittt entitled 'Tltllnr tr. J oiiry to th rollciholder.'' which u on .the prniram , for uonxtderatlon. Stale ' Insiiutice comnilMlnner', company ext'i- Uvea and ajrenta will contribute ug(t j Hop In the boije of flndlnr some slsnd srdlralloii J Insuranqe reoulremenU fiorn the, 1en point ' of tb policyholder, toth A to the kind of llcle apd ths airounts. , "The pieient-dto qutlon rerdlni money -nvaklii-; and trenlce Is "Whlcli Hhall be IJe.rrtlr.d as the Product, and Whlth, the ny.product of Human Activi ties: said rtobert l.vnn Coi. aen-ral counl of tlm Association ot Ufe Inia;- jance ffrealdents, quoted by the .S'ew Torri ' m uvi. - inis uocinne, applied to life Insurance, leads to the constderatloti of what klac 'pt Insurance I, beat fitted for tho needs of the naitlcular nollov. 'holder. .Many of them are under-Insured. .-nnif are insuied In wl'ol or In part with j tho wioiik kind ot policies, ! me question arises at to whether llfei insurance cannot materially Increase Its service to the public hy leading compa- nies and their agents to give more thought to 'flttlne the policy to the polIcyholdfT.' U Is hoped that tlie dis .-nation will show that agsnt. should not M.rl.u i i ..... 1 ,,. u . .""'.tnsuied or to be Insured by i una. riiiu mi uiirr im. ntinrv in mmnn not that wilt best ault the needs of the policy holder, considering his income,' financial ability, character of his burinesii, size of family, his own age, and alsa ttia ages or those dependent upon him. nk. r . ........ . ... I v nvou .or c.jicri siiiuy along inn Mate, line. U Infllcaled by the answer you will immediately after Its organisation each ffct from nluetj-nlne out of every 100 1 Infection b'urnti shall- as rapidly as pes moil, when you Inquire as to what ; slide proceed to make Its Inspection and method Uiey followed In selecting the j survey as lequlied. life Inmiralice they now have, Kven the I . inbsl systematic builness men. exact In' ' tlooaliiiu- for Hr form. , everytblns: elie. often acquire their In-! urahc on a hddge-podce plan.'; ' I In L'onnectloii with the asjoclatJon'a j cainfalgu to prolong the lives of pollcy I holders, satillary authorities will make j recommendations to the convention. Dr. Allan J. McLaughlin of Washington, D. t C, the fodcrul government's expert on typhoid fever prevention, will speak on . "The Hffcct of Safe .Water Supplies on th'.. Typhold Fever JUte." The convn j lloplll have the' .benefit of Dr. Mc j Lauillllu's recerU .exhaustive Investiga tion on sewug pollution ot .Interstate and IntfriTatlonal watars, with special refer ence to the spread of-typhoid fever. He began tills Investigation In December. 1 1D10, and It n'.lll engaged upon some pliiwa.of It. lie has completed u sanitary t survey of the entire Great rakes' urban i population on tho American- side, from DulutU, Minn., to Ogdenaburg. .'. Y. He j has a!o comple led sanitary survey cf i the lower Jlisfo.uil river from Sioux City, ; Is., to Its moiith. Oil III. htm A Finn lt.ty.MU. ( .tin" that ought to be widely circulated. and read In homes and s or.es as a Cj.rlsl- mas time safeguard. Here are some of the fire warnings:'' I defect may do ft. WHtci) Rfts jets: decorations may , carried sgajnit them by air currents. "Watch smokers! Do nnf nefmlt ihm to llilit clears Inside bulldlnas. ' I Dd nVmV-"tntf-!lihitHch.n electric wlrlns without consul.lnr eleH.,1. I cal lhan'ectoi''- " ' )l The '.Aboard appeal further re- , tnforced'an the practical side by the tol I .... , Uilc ctciiuiK mi uinuer 10 ms rair young aamages win nave a tendency to defeat ! I Decoration. lere. Ttlak ..d Im- wife! ( Q t. obJecs or RUch a M'h. ri,,,i',"i,,rn ?,n,!r"uf-' , ; "-'M.v. darling, 1 have .just, Insured my 1, e the prevention df accidents, fnder tlon has Issued "A Holiday .Fire Bulla- , "'Oi. -av w ..;...,e, ..... " !mp ..lc.d' . " ls .5. tmit t N "Hollday files. In these while filled with , whlie'band.'.'ls there 'anything else 1 can U. K.. , TT , ,e-n,wnr people ale usually holocausts?. , .. I do for' yo. 'A l canlbtiard arbitrary discrimination In rates ; "Llgllt. iulinimaWe decorations make i , - '.Vothlng ' un 1 earth ' she answered -' to Mtnt 'crtabllshtnents either through .fires easi ,to start and easy to spread, j aisjl then, with "a Silvery little 'laugh. .Iielf .."T. 0' "T" 1CkJ.'f fu"lolfnt A match, a cas flaVue or an electrical '.M..t. .vm.i.,. i ...t. ..u. i Investigation- and expert discrimination . V 'rT(0?1 atlemotl.ic av h. tv ,- lit mItUd J 'oru, specifying style. 'size of ' Kcrore -atieinpinig any nasty or ,111- . tipc- ur.d conditions vvhlci the comDaniesI 'adAWedideeoratlon wluth may cause fi..!n,u.t use 4fjer January l compan es lowing. tyt of adfice and warning examine your Insurance contracts and! ste it the' policies contain anything like ...... ' -Thla entire nolle . .i,..,t. - Jills enure polio, unless otherwise provided" by agreement Indorse hereon or added hereto, shall be void. etc.. It the-hasa'rdlbe -Increased by' any means within the tontrol or knowledge of the . . . if. you.burp., you want your Indemnity. do nothing thajeftjre to Impair your con ici." ''" trad Here. I n .element In fire Insurance policies that'ougbj to b emphasised .by 'the companies when occasion offers: Mott people assume when they have taken" out an Insurance .policy that they I are covered by It to the. extent ot the j - ii;e ui-ino puuc , mnu( eaiiauiK .inai the tia.-t Inaured has arraed not to In- orease the haaard upon his property. The ' Holiday Fire Bulletin" very prop- erly panes from mercantile, establish ments to a pe devoted to warnings I for .the home. Heginnlng with the state j menl that "every year In America many 1 children are . burned to death by fire I from Christmas candles," there follow these very vital don'ts: "Do not decorate -your Cbriatmat tree ' t lib paper, cotton. or any other Inriani- . ... .. . ii.Ao.r n.airriai. i. v n.ia.iic unvei an.i j A-J. ZiOTX, PrtsUa. rAJTX J. BARBELL, Beetstary x Love-Haskell Company 314-324 Omaha. National Bank Bldg. EVERY KNOWN KIND OF INSURANCE 5ATROrsJIZE HOME INSTITUTIONS Tti3 State Insurance Company of Nebraska A. J. LOVI, PTetJaeat. Xiie German crrS j children in inflammable decorations oiil:, the tree securely so that th in reaching for things cannot wf ovr- , (M. I Steel Trust. Through Its. Attorney. 'Do not unr-cotton lo repreaenl snow, n i e it j it.jou mwtt have mow ue asbestos, Declares System unsound. flljT. I -no not permit children to light T j OPPOSES STATE INSURANCE relltcht the i-ndl ivhlle parents are nol I present. They frequently ret tire f!pr, Hn.phnl.all.r II.. i -,.n...ri.. ineir noming iimesa, i nc irer i vi ill burn when needles have become dry. J "Do not leave matches within reh of) children at holiday time. Candles r ( meant lo be lighted and If tho children can ret matches they will experiment with them. They Imitate their elder. "A houe of merrlmnt is better than a. houze of mourning." FlItH HIMK IN VISCO.5li. Prorlalona f Rill o Hr Itrcnnt- mrilMert lo inr i.eariainiurr. The fire ln.uin.ee Invention commit. jlee appointed nt the last ses'lon of tlie jU'sislalme has formulated lis conclUs!6r..i land report 'apt! has drifted a. tentative I bill II cover nc rates and methods In fir i ,,,. .m..i. .iu ... hi ranee and inspection, which will i In ; lecoin'mentled' tc the l-gislature. The bill Ipiuvldes: I That'lniuratice loinpanles that uliai'siv I fixed rates establish voluntary Inspection huifjlis to tt tales n scheilules HPd check' rates' twrltten In policies.' Rates to be reviewable before the com- mtfiloncr of Insurance on questions ot uicvi in, ill vivjii vitiitii mi nmiri 10 state. , iiaic oi enure aiaie to De reviewacu ,fn. .,,.nii on .,! before special oomtnltsslon on question wnttner aiscnininatory or excessive as ,t whole. For leports to and examination by the commissioner ot !nuranc. K.tceptinr nlieii there, has been change ot hazard, the rates now charged shall be the maximum until different raits shall have been fixed-through it.' Inspection bureau. Subject to such maximum, and except- inp changes in hazard, the present figures shall be the ratts charged until the lnr spectlou bureau of which such Insurer Is a. member shall fix the rate for the i-Isl: covered by such policy. T r .. ....... . .a.j . !""" ,h;" v V' 1 , ' nuieau shall fix a rate upon every rls!.- any number of suoh buieau, plovlded, that the their..! of such I'ato need not bo ptecedod by an Inspection or making or filing of a stir, vey. except that any survey In the po scsslon of. oi' under the contra! of such ilnanrer op lnirAi!ii ahull u.i ...... -" v ...t.. educational biireau of the Detroit conference lias ls?ued the following no tice; "The greatest evil of the business today Is twlstlny. and therefore the bureau will undertake to support all In surance departments In , their effort to have Introduced and enacted Into law tho anti-dlscrlmlnatlon, twisting, tebate, em bozxlement bill preienled at Spokane and adopted and approve by the Insuranco Commissioners' association. That bill alone, If enacted Into law, will dispose of more than JO per cent of all the troubles and difficulties exiting today owing to the lack of hucIi a law. The educational bureau also approves of th standard pro visions bill and wlll'aupport the action of all departments' where such bill Is Intro, dured. Tho edueatldnal bureau has further voiced. Its approval of workmen's com pensation and win" vsupport reasonable enmrvnu Hnn hllla tt 1,1, -.,-.. n(..n.4n.j ' Wliat lumirinive Mrii llellRltt In. J Mayer Stawarl. at on Insurance men's j banquet In Sagtrfaw, Mich., told an insur-' nce story. ,'a septuagenarian.'!! he, began, "said gl,ed: and. .rising and. pa.bfg riind the" t?ble, s).e klwed her husband' lightly on hi bald head ' his 'bald bead DarllngV1 he )( luaurnmrc Noiea. ' t.aorc X. CAintfiii. fnr.ftt v.,,. Mn. "Sent X)f the Equitable Life of Iowa "DaVlllnt'Mie -said, 'tafclnc hm- slim l" :' . " "' "v. - t ivvuiiih' hi (ilia n uiiu. iiuiniUK . . . , . under heaven.' - - nmy oeexpeciea. the e0n'M n-e objecting to. i , V. 1 ' ' r' XlK"? X;"J" " ' m k V. .' ' """:ul. hAW :unce conpaule aie not using the proper j I'nim .ni riion-n iiiow. n mm aui- j A. A. Claik.'lowa agent of the oenty-rneiux, wno has bee), seriously 111 ' for sonic time from pernicious anaemia. I November. t his home in Del iiolne. Mr. Clark vvna, 73 years old and I , had been with the Fldellty-Phenlx fori""" ,,..' '., " u J prr' thlrty-One years. Prior 'to his fatal ij. cent. Thirteen of those companies were 1 i1,"" he l od health all that able to furnish figure ahowlng premiums ' ,,.,; H ml . ! tcfvefd an!l 0,1 ?,?"e,"!?B ai" I,000! i, T-ne miuais uiuou at Butte, one of the tent for ten years, with a loss rati., of i.iii,iicv vioiuuuiir 111 me wesi, I which has been paying sick and aceN dent benefits, received from the Guar- j S've thelr lo, ,atl on 8,1 business writ uiar -Casualty and Surety company of ten by them In Kentucky for .the five. Utah an orrer to insure the members col- lefctryely through. thetinton against accl-) riitltt lilA Ulrkt,ft Till, nf.,, liMta Wn refused. Last, year tho union oald ou, ' for such beneflts'tU.U?, which wsji ti&OOq ' nioie than was realised by the specific amount incu'aea in tne dues for suoh benefits. luiarancr Peraonatla. Jav-I'uiter retumed llor.day from a buatneis trip to CHIcago. C. It. Tattle, secretary of the .Con tlnental Fire Insurance company of New York, stopped off- lu.Omalia oil Ids way east after atour of the western territory. .TV. B.1 Oowaj-d, state aJdttor-elect, lett laat week to attend the executive meet ing of . the national Insurance commis sioners' to ! lieM-tn Xew Tork City. D- I cember C. He will be met at Dea Moines by CominlMtoirv. ItUitiley -jf Iowa and at Chicago i.v i..i:.n-..,lonvi lVnter of .miioi wno win .uwiiipa.ny nun la ew York. I Capital, SBOO.OOO F"Ire Insurance Co. A. 3. tVTB, SaJiaral Maaaor. : I WILL NOT ADOPT OHIO LAW IIihiv F:niploea In Ohio Are In He- Pnl I nrler the r.iin penantinn fVsli.rf. In vlrw of the attention now belus sild lo a workmen's compensation law In Ne braska, tlfc following Item from the New York Journal of CommerJc Is of Interest: Jtaynal C. llolllnir. solicitor general for the United Ptatos fteel corporation, last night declared to a representative of the Journal of Commerce- and Commercial bulletin that tho statements published In the Ohio newspapers to the effect that the steel corporation us onreed to hrins Its Uw.lfO employes in that state under th supervisions ot the. Ohio workmen com pcnratlon law vas entirety erinnrou;. .'ir. i.oiiinc xaiu mat the steel corpora- JL0"-," J.'." p of lh.p P'"-11 of. ,,n oll, .puhlhrlynnpntincerl Its op-1 i posit on to the provisions embodlwl therein and th's opinion has not changed nince tin 1BT7 necamn oteratlve. . Deueve in ine pniP'UHe "l worn men's compensation generally." Mr. Ho. llrtR aid,' "ar!i In four state, namely,! ' Illinois. Wisconsin. Mlchlcan and New Jersey, we have readJI adopted the stale law naur,1 rtn Ih. tthljtnl t,H .vm t only latel come In nVider the Masaachl,-, 'l'. J.1? WJV",VJL I the public. AVe were wllllnc. however, to i our cmpioyea in mo niaic ot vnio under tlif provisions of the Ohio la w pro- viuins: that the state nutnoiit es make a special proposition by which we might io so. t'p to the present tlmo no such offer has been made, and we are thoroughly satisfied with our own compensation ajid Insurance system In Ohio." a I air. lolling emphatically denied the cir- cuiatcu statements in uino to tnc etiect that the steel corporation was only too willing to abandon Its own system of ad justing damao cases arising out of In juiles to employes because of the enor mous cort of litigation resulting frpm the failure of the employes to accept the company's plan. He declared, tliat this was absolutely untrue and that IJie total cost of litigation in the state of C1o wim less than one-holf of 1 per cent of tin- total claims paid under the corporation t method of adjustment. i In conclusion Mr. Itolllng declared thai , he was nl a los to fix the origin of the stories circulated, because It was a fact ', of general knowledge that the steel cor-( poratlon officials were opposed to thoi Ohio law on the ground that It was lnade-1 quatc and suffered by comparison with the laws adopted by the states of Illinois, Wisconsin, Ml cm fran ana .cw Jersey. Object on Severn I Urntinriw, From other sources It Is learned that the steel corporation objects to the Ohio law on several grounds. In the firyt place the law falls to protect employers, sfnee It leaves th'ra liable for unlimited damages as the result ot a suit brought by an Injured employe for any Injury Cue or which a Jury may wrongly be lieve to be due to the failure of the employer or any of his officers or agents to comply with any statute or ordinance for the protection of life or safety of employes. In other words. It the employe alleges the Injury resulted through failure to provide a safeguard required, by law. the employe can elect whether he will accept the compensation benefits provided by the new law or bring suit in tha court for a much greater amount. ' Although It Is, .a A so-called "state In surance" scheme,- thestute of Ohio asr, sumes no liability toa,pay the compensa- tlon and docs not insure Its payment. Ti ' employer : subject to io personal liability to pay the compensation. There- 1 fore, the fund alone Is liable. .Should It 1 develop that the Insurance rates named bA the Ohio boaid are too low and em ployers drop out and discontinue their payments to the state fund, It would b mooted question where the money I would' come' from to pay the accrued liabilities and the-continuing pensions. , The fact that Ohio leaves violations of factory laws aa-a bails of liability -J,'; I , nonl.azardous II of bus nes oarlnr in nonnazaiaous iiiies of business paying An.itlier tvrntnoUy lli-arluu. A. G. Dugau, .chairman of the Kentucky committee, and Thomas Batts. attornev rece)u increase lU'rate. appearel be- fore the Kentucky state rating board In - -Idence ou""lS"l,al",s wlo'r i"oi asami me increase hi rates. r.igntyseven com- panles w now Joined In the, petition and -.v . , , .. bject Ion. or ty-elglu of these furnisled , 'Mnt pr, ,ni rewvea ; ""u m uwrmugs , and contents, exclusive ot farm property,! for. five years ending December 31. 19U. .. ' .... . ' ahonl M ner cnt KMv.tirn .nmnjiil , . 1,p," "!; . ,'-omPal" vears ending. December 31, ,lll, in 61 per, Zu -'.' ' ' i The tabulation of the experience of all the companies doing - business In K"en- for tne companies aoing Dusiness in Kn- ;.rfi- iSK; i vfi.. tutky for thirty-two year nhowa a lossi ' ratio of5 per cenr, while last year It wa.. I 4S.6 per cent, The'exrieuse ratio on farms and dwell lugs, the' classes ot property Involved ln! the redyicttoti, ! hla'w than 4.1 per cent. . since tnai iigure apvUfi to ine general buslnei.t of tile companies, on which the commission .expense ,ls less than So per cent.- while, VO per-.oent is paid on" farm property anddwelllngs. . Horrible . Death may remit from diseased Urns. I'uio courIis ,a,nd . weak, sore lungs with Dr. Kind's New Discovery. 5k- and 1.V. For sale, by Beaton Drug Co.T-Advertlsemcil. ( WH. X." AJCKAKSOW, Secretary. of Nebraska First Fidelity and Caatialty Co. of Nebranka. First In premltim lnuoiu0. First In the esteem of the In suring public. li'ocord lor last yoar: .1. Nntioiml Fidelity and Casualty Up. $127,S4:wa '2. Competitor. n0,549.58 Competitor. 50,t59;07 4. Competitor. 120,49U.4.' Wo bond more people than any other company In Nebraska.- Our accident policies arc the Insuring kind. National FJdcllty & Casually Co. Ifafl Tidaltty ft Caaualty BlAc Omaha, ZTab. Edwin T. Swobe, Pres. and Qan'l Hj-r.' Jay D. Foster Foster-Barker Company Fire, Liability, Automobile, Burglary, Brandeis Bldg. "WALTER A. TOWSOK B. L. BALDWIN & CO. Established 1391. OEXirRAX, VirSUXsaVXTCB C09-10 Tirat National Wheeler & RELIABLE INSURANCE Or ALL KINDS 1511 Dodge Straet. MARTIN BROS. & CO. GENERAL INSURANCE . BARKER BLK. TEL. DOUG. 735 Nat IVfeiiSter Succaascr to Hastings Ik Hayden Insurance Agency, will move to 1313-14 Oltr, National Bank Building, and. will continue to conduct a GENERAL INSURANCE BUSINESS PHONE Just One Point Low mortality, coat or a low death rate In every thousand policy holders, is, the true test of a life insurance company's scrup ulous care In the selection of risks. It strengthens every policy issued. Official statistics kIvIiib comparative mortality of a dozen of the big companies show The Bankers Reserve 'Life Company of Omaha to have sustained the lowest mortality cost per $1,000 of insuranco In force In 1911, which was $3,90. The highest ot the Companies in the group was f 15.40. This is only one of many points in which this strong western company excels. The Bankers Reserve Life Company OF OMAHA B. K. Boblson, Pres. Bay O. Wagner, Ssc'y. Qreigh-Baldrige & Co. It Is MONET in your pocket lo $ place Insurance with the ajen.y ', that looks ater ' Tonr Intcres's i when you meet with a loss V We do this and have for twe'i. K ' Is year. Our policies' are best -. lei us convince you. , telephone i call will bring, a rrprescntativr v J. M. Ba aldrtre John W. Msdflan . i. a. ureigc. , .4!'.'.-ap.f.fawj'. .... km: ...j-.-M Insurance, In j Webster, f 'Phone, Bouglaa 70. -i- BOOST Columbia OP The Horn Offices Entire Third Ploor Merchants Rational Bank Building Phone Donglaa -451. V. O. Tr.lmaga, Manager. J. H. Mithen Co. INC. 921-4 CITY NAT'L - BANK BLDG. Surety, Bonds Employers Liability Automobile Liability Burglary Plate Glass INSURANCE Joseph Barker (a Tornado, Accident, i Plate Glass, Bonds, Etc. Phone Doug. 29 w. Z.EKOT vncccox Telephone Doug. 371. Welpton Co. Phona Douglas 1S6. D. 1703. B. L. Roblson, Tlce-Pres. W. O. Preston, Treas. INSURANCE KIKK TOKXAUO Al'TO.MOUILi: I'LATK JL.SS UOILi:il IJI'KGLAlir IIKMjTII anil ACCIOKXT ALFRED C. KENNEDY 201 KIrt Nnl'l Hahk Ttiilj;. Tclephono Duuj;lni All It Branches ! AT t f Howard Co. I .1- -:- .(. 33a B., Blar POB. OMAHA Fire Underwriters OMASA M. r. Lease, Assistant Manager. J t-Ef''Ja,,HieBBBBjiMieiaaBM aaBaaaBaaaaVaBaaaasBKJaaTaTaBBfBiB(e