TIMELY REALESTATE GOSSIP Sealty Men Find it Too Hot to Do Much Big Business. GREEN STARTS AN ARGUMENT la Opposing Dollar Down System and Vpbolldtns of Suburbs, He Creates Excitement at Ex- . . 1 change Meeting. Aa the middle of the summer wears on real Hv business in real estate circle has become pushed Into the background. During: the last few weeks little business has been done. the-, dealers, confining their time to the work on hand and letting the 'business which requires much exertion slide by. '.- - t . Thoughts of fishing along some country stream or farof flake are more easily held in the dealer's mind than the probable sale of some big property. He" is hearing the annual call et the wilds, basking In the imaginings of purling brooks, whis tling meadow- larks, luscious, country din ners and afternoons In the shade. Many dealers , have practically, closed their offices and hied themselves to .the reality in these things. Yes, and some h$.v let their fancy lightly turn. There ajre a few young fellows away with their brides And their sweethearts. It's . the open season for it It li everyone's: advice to take advan tage of the season. ' Only a few months jnore and the blizzards come. , ' Ob Jhjng W, H. Green's speech before the Real Estate exchange has done:' It las started real estate men; to. arguing.' The speech has divided them and they are on one side of: the fence or the other, none Is on it... . , . ' -' Whether theTdollar down, ' fifty, cents & week plan Is 'robbery and the upbuild ing of suburbs ' constitutes disloyalty- to the home city is the question Mr. Green started. A few agree with him. Several don't. Many agree 'with some-things tie said; many' oppose everythingj.' :'It. is a question of wide scjopei ;. ;-'.'.-''!.' ';'" No doubt in many-, things 'he said; Mr. Green is right, although .most.' of his thoughts were clothed "In red-hot lan . guage, which caused . many to designate them as. extremely radical. ''''.,;.,".;."'.; " According to sj pioneer rel estate man a man who has for years' done appraise- ; menl; work for large corporations, and ' Who- a few . years ago-, when" the dollar down plarf was first launched profoundly, 'Apposed it the plan -was at one time in ...Omaha fundamentally, wrong; mow it is fundamentally right . . . . V;.; . Bythe dollar down plan the widow, in stead of being robbed, as Mr. Green says, was enabled to buy a home and pay for i It. when under other circumstances she never would have had a home. ., As the ' pioneer real estate man de . clares, the dollar down plan has sup- , planted frugality , where nonsensical ex travagence was...; The woman in the case, '.says he, is "mainly responsible for this. The . woman whose', husband stops on i the way home with his weekly wage and deposits a big part of it with the' bar keeper sees an advantage in the easy .. payment plan. She has a dream of a v home of her own. She, can get it by a 'dollar or fifty cents a week.. If neces sary she sends her boy out to sell papers' .. or her daughter to work in the shop. Soon she has a large part , of the- debt paid. Her husband becomes interested. ' He. .ceases being ,a. spendthrift and turns ; over money to her. Flnally '.the .last payment is made and a family' which' would have had to pay rent' for all time, has a home of its own. As for the upbuilding of suburbs being a- detriment to the progress of a city, this pioneer real estate man says that once was the -case but is no more. Mr. Green was speaking of the days of horse . cars when he said it was robbery to sell a man property beyond 'the City'; limits,'1 this pioneer avers; In this day'of quick transportation the city man can buy and pay for his prop erty, in : the suburbs much more quickly than he can,-pay1 for property close in and he can get to and from his work in just a little longer time than If he were within the limits. There are , many who prefer. It ' Mr.' Green Js right in his . declaration that it Is" robbery to sell' suburban prop YOUR IDLE DOLLARS I Will Never Make Yoa Rich The best and safest investment opportunity today is the buying and selling of real estate and the building and selling of houses at a fair profit . , - ; .. You may not have sufficient capital to engage in this profitable business yourself, but you can combine your savings with hundreds of others and the capital secured in this way wil earn you a hand some profit, in, home building. . That is the purpose of this company. We combine the savings .of hundreds of people and use the money to buy, develop and sell -real estate and to build and sell homes. Put Your Dollars to Work There would not be an idle dollar in Omaha if the people knew the profits earned in building and selling homes to supply, the' enor . mous demand. Your savings each month represent a snug little fortune in the not distant future if wisely invested. Whether you have $ 5 or $5,000 to invest: it will pay you to in vestigate. Our preferred shares earn seven (7) per cent, pay able semi-annually, and you share besides in the net profits. Bankers Realty Investment Co. Authorized Capital $300,000.00 1013-14 City National Bank Bldg. ' FILL OUT AND MAIL AT ONCE" BANKERS REALTY INVESTMENT CO., 1013-14 City National Bank Bldg., Omaha, Neb. Please send me, without obligation, full particulars about your profit-sharing investment company. 4 . ' Name Address , B Phone Douglas 353 Residence. Harney 4282 E. J. DAVIS HEAVY HAULING 1818 Farnam Street Omaha, Nebraska. s WiT'lTU erty at a price which will take years for Hie buyer to realise. No doubt many bits of land are sold in this way and in the end the real estate man suiters from it He should keep suburban property down to a minimum; to start a boom in some tar oft farm land by platting city lots .to bell at city prices is crocked. Hastings & Heyden report the follow ing list of thirty sales during the last thirty days, whicii shows tna heaitliy leai estate market in Uinalia at tins time of the year. ', ' Eight-room new house, S005 California street, to W. I'retlmestky for a home. Consideration $5,040. New five-room cottage at. southeast corner of Fourteenth and Martha to Nicholas Schaefer for E.SUO. Northwest corner of Forty-seventh and Maple to Carl Lindquist J-fia. . Halt acre lot In Vernon Heights addi tion, northwest of Fort Omaha, to Nels Peterson, for J310. South front 1ft in Kountze place on Evans street between Eighteenth and Nineteenth,' to Walter V. Macartney, :i,060. . ... Another lot In the same addition on Pratt street between. Eighteenth and Nineteenth to William H. Hoisington, $750. New five-room house on Maple between Twenty-ninth and Thirtieth to Robert W. Long. J2.400. Lot on Webster avenue between Twenty fifth avenue and Twenty-seventh street ta Henry A. Hibhler for $300. '.Adjoining lot to -John B. Tobiason for 1275. Forty-foot lot on William between Eighth and, Ninth to George A. Greenough for ,650. .','.'; , Two lots in Kountse place at the south east corner of Eighteenth and Pratt to A. H. Olmstead, on which three houses will'be built at once. 1 Three-room house in Hillside addition northwest of Fort ' Omaha, to A. Miller $500. ( ' ; ; . . . ... '.,,. Lot in Kountie. place at'$ southwest corner of Eighteenth and Pratt to'E." A. Gallup, $820, on; which a modern six-room "house will be built at once. , ' Lot in Florence, one block ' east of Thirtieth street,' M. E. Starr, $650. , ' South front lot in Kountze. place, -,' on Evans street, between Eighteenth and Nineteenth, to A. Riegent. - Two-room house in Hillsdale,' north west of Fort Omaha, to N. Holz,' $500. ' 'New six-room bungalow in Dundee, on Underwood avenue, between t-orty-elghth and Forty-ninth, to N. J. Baker for $4,500. ; Lot in Military addition, north of Coun try, club, to Lilly Meyers for $200. ,, , . Lot In Shull's Third addition! just south of Woolworth avenue,, on Twenty-fifth, street, to John CJuade, $850. ; ,' Two lots in Kountze place at southwest corner of Sherman avenue and : Pratt street to D. Williams for investment. Six-room bungalow on North' -Twenty-fourth street, north' of Fort,' to-A. C. Adams, $3,630. . ; ' . ', s -' Lot on North Twenty-fourth street, just north of Fort, to E. L. Peterson, $750. Two lots at southeast corner of Four teenth and Fowler avenue to H. A. Goff, $550. " . Five lots in Highland " Park addition, northeast of Country club, to ,'P. U Waters;. $1,250.--.:'" - New six-room house on " South Four teenth street, between Martha and Cas tellar, to N. G. Wllle, $3,500. Lot in Lincoln Heights addition to D. N. Warner, $l!.' ,' .' New five-room bungalow xn Corby, be tween Twenty-eighth avenue and Thir tieth, to A. Jennings, $2,750. Lot in Kountze place, southeast .corner OTneteenth and Evans, to G. A. Davles, who will build a home. i ,;i ...".:-.,.. Mike Amiir.ed. . ' Jerry "was treatrng' MiKe td a trolley ride: The i.tjohducor, a good-looking young Irishman,' came ' through, collecting the fares. Mike watched his progress with great interest. Presently he (turned to Jerry with tears in his eyes. "Jerry," . he said huskily, "I've a lump in me t'roat!" ' "What for," demanded Jerry " 'Tis the. gladness of me that's too big to swallyl"- said Mike. "Every American has the ,big, generous heart. D'ye mind the poor young felly wld the blue cap? 'Tis beggln' his livin' he is: I saw him hould out his hand to twenty siven people, and ivery blessed wan of thlm gave him a nickel!" Judge. Omaha, Nebraska 2S2T4 Building Loans Money to loan to build homes, to improve property or to pay existing loans. Borrowers may pay from 10 to 20 per cent on loans on interest dates. Inter est ceases on amounts when paid. Loans closed promptly. Your business solicited. IV. H. Thomas 501 First National Bank Bldg. - j r- - --'-- ' " 7 itiME BUILDER ; I 5 Ct Ely Tricks ANY large corporations employ M high-salaried attorneys whose business it is to figure out how they can overcome' some of the obstacles of the law and make their business more prof ml itable without getting into litigation, for this reason if toe executives of the land were to Btop investigating the trust and find ' some means of legislating against the attorneys who advise them how to keep out of trouble, greater progress would probably be made In solving these economic. problems., , . .... So far as the writer knows no con tractor of his acquaintance employs an attorney to adviso him as to how he can "get around his contract," still some of them do in a manner that would do credit to a corporation lawyer. Practicing "Tricks of the Trade" Is so common In every Hne of endeavor that it has come to be expected as a matter of course and under the . thin vindication of " "business Is business,'? the average business -man will dispose of inferior goods at the price of superior quality and consider himself immune from prose cution on the ground that the purchaser was buying with his eyes open, but when the. purchaser dqes nol know good quality from inferior quality he Is bifylng at a disadvantage and It Is the, subject of this article to ' act as an eye-opener to prospective- home, builders.-. j ; , . ' Starting with the foundation, the first attempt to .Vskin the.- Job" ' is to put a greater quantity of sand and gravel and a less quantity of cement -than the speci fications ;call for. There are' so many ways of manipulating cement mixers that it would he futile for the' average builder to tpy and measure . the' '.quantities by watching the operation, of the machine. Regardless of what the exact' .proportion of cement anoi sand are,-.if ; a- sufficient amount of lenient 1 specified, this fact can be. observed io'the mud as incomes from - the'-,,mixeh When-, there. - is not a sufficient amounfof cement, 'the mud will have-a broken-- color . and : not . very wet appearance ion top of the quantity in: .the wheelbarrow; ' and: .the sand will have .'-very -yihuch tflim.eyapperance that ft batch Vrf "sand VwWd be heji wet with .water, that , would through' to the bottom; When the cement", la of suffi cient 'quantity the top of the mud will have a very wet, slimy appearance which Is 'l emphasized,' by .drawing the shovel across ' the', lop to ' smooth). U. . Concrete thatiook;ltejy'en : ,Wet -hai always 1 a sufficient amount! VifwitemeDt-- in , it for foundation purposes,' "regardless of the exact'" mixture specified. 'The sand should be sharp and clean. By wetting a little Of it and rubbing it between the hands. It can be. easily seen whether it is clean. or not; if it is clean it will natu rally'' not soU-.the -hand very much,, and certainly will not discolor it as it Would if it contained a considerable amount of clay or black loam soil. To a careful observer the difference between sharp sand and water washed sand can be wit nessed by-grating-it between the . fingers. but -ft surer test is to look at It through a magnifying glass; If all the particles appear jagged and. broken,. lt .Is sharp; but if they appear round like lake shore pebbles, it is not the proper sand nor the best concrete work. The basement floor is a very fruitful way of picking' the bones for a profit and when nQt closely 'observed, the con tractor will.' sometimes place.. 'a'' scant half inch' of rather thin' cement directly, on the dirt floor, the top surface "pre senting .as workmanlike appearance for a short time as the best laid floor, but such si : floor will eventually go to- pieces. There should'"-first-' bo laid a grout of concrete; not iess than three Inches thick, and over this riot less than one-half 'inch, ' and preferably one-inch coat of sand and cement of equal parts. In this case, the mortar will have' the appearance when being put on of being all cement, every particle of sand being so fully Coated when it hi first laid. The thickness can be observed by going to the foot of the cellar stairs and putting a hairpin or other sharp objedt In it at various places. This test has frequently proven to the writer that the finish coat was a scant quarter of an Inch thick and caused the relaying of many a base ment floor. The test, of course, must be made in a few hours after the floor is finished and when it Is to be relaid the top surfaces should be removed immedi ately before it sets, or else made immedi ately rough and additional mortar put on top of it. Lumber Is graded In so many different ways in different localities that It is difficult to set down proper, rules for observation on quality. A few points will suffice. Joists In studding should not contain strips of bark or very large knots, even if they are hard, and under no circumstances should they contain loose or rotten knots. A large knot oh the lower edge of a floor reduces the strength of that Joist to the distance of the solid material between the top of the knot and the top of the joint. For ex ample, If the Joists are ten inches doep and there Is a soft knot three inches in circumference at the bottom of pne of the Joists the strength of that joist can only be considered as equivalent to a seveu Inch joist, for that Is all that Is being depended "upon. It is a common trick to mix the lumber, making about one third of it far below grade in the hopes that it will pass and then plead, when objection is raised, that the high cost of lumber makes it Impossible to obtain perfect grading, except at exorbitant prices,"' which is hot true. All doors and windows 'should have two studdings on each side. One would hardly think that any contractor would try to make so small a saving as to omit the double studding around openings, but some' of them do. Roof boarding can be of rather poor material, which can be laid as close together 'as; "possible With a good grade of building paper over tbem, something better 'than tar paper. With an eye to economy contractors will frequently space 'the 'roof boards an Inch or two apart and claim that it ventilates the shingles, ' thereby prolonging 'their life. Maybe it does; nobody has ever been able to testify further experience on this point one way or the other. The unfortunate part of it. however-, 1t that the Ventila. tion goes both ways and that the same cracks ventilate the house, permitting the cold air to come in and tbe warm ulr THE OMAHA SUNDAY BEE: JULY of the Trade - By Arthur O. Claasea. , ' ; v ' y to escape. To' be sure -tlmt you are get ting the ' proper grade of shingles, ,we that they have, no knots. In them and that they are of proper' thickness; place the butt ends of ,flve shingles and see that they measure at least two inches. . - To be sure- that you are; getting the proper grade .of -shingled, "e thet they have no knots In'thehr and that they are ot proper Jhlckness, jilace) the butt ends oi five shingles together and see that they measure' at least two Inches. After the contract is let,, your contractor may plead that the' localS w and other local dealers .cannot, supply from their Stock' fronv one' to : a dozen different things and . want to replace, them with something Just as good. What difference should it make to you whether your con tractor ets what you ought to' have In your own home town tor some, other town Building Activities Increasing A growing list of leading cities shows increasing activity in building construc tion all over tbe country In comparison with the corresponding month a year ago. . Permits were, taken, out in seventy eight principal , cities,., according to offi cial reports to Construction News, for the construction of 24,311 buildings, In - CITIES. : No. ot ' . ,,. - - ., -., Bldgs. New York, Boros. iian. and Bronx. Chicago. 111.. 1,271 Boston (Metro. Dist. ).-..... Washington.. U. - C ....... a... .. , Philadelphia,'. Pa,.,,.. J,us..,.. Los Angeles, Cal. ...:.,;. Milwaukee', '' Wis'f. . i S. Brooklyn, NiYw . .-fh.n .-. . , :. Dallas, Tex ,. Buffalo, N. Y ;.-....',.. Detroit, M ton .-; .' . .V. . , i. . . . . : . San - IiYanctsco.v'Cali ;.v.U.u . . St.( Louis, M9...tB........i.. Hartford, C'oiih... ........ Portland. Ore...-..'...1.." ....... Cleveland, t) :;i;;...u.-...v.., Kansas City,' Moi,..,.-. Minneapolis, Mi nit. J. . , v-. . . Rochester,' ' "N. Y . J. . Pittsburg, Pa-.-.-.-r-. if Newark, N.. J r Indianapolis, Iiidi'..r,..'.. ...... St. Paul, Min..,. , Oakland, Cal. .'. Cincinnati, O.,., Louisville, Ky..:... Salt Lake -City,' Utah. i.V. ........ Seattle,-iWafih, si. V wcestei;. flMass . . ., , , ,,r. , . Wilkes-Burre, P. ...... ........... Richmond, Va. . . . . . . Memphis, Tena. .. . ..... J', San Diego, Cal Springfield, Mass Omaha, Neb. Atlanta, Ga.... , Columbus, O Baltimore,,. Md-. i. ...... v- New . Haven,. .Conl), . v , . ,., . Youngstown, O.. ; Toledo, O ' '...: Birmingham, Ala Denver, Colo Ailjany, N. Y Pasadena, Cal Fort Wayne.- Ind...; Grand Eaplds,- Mich. . 417 . 654 1.404 1.3U2 . 544 1,000 . 937 . 444 . 806 . 514 . 822 . 121 . 627 . 949 , 435 . H74 . 303 ..'379 . 275 . 490 . 429 . 3Stl 1,325 . 83 . 809 126 32 368 146 146 319 252 199 127 124 206 227 209 285 138 124 149 lift 215 134 iis 73 96 85 37 79 63 52 31 123-' ' 59 27 47 48 128 40 35 34 40 101 47 161 7 14 22 33 31 Jacksonville',.'' Fla.... Houston. TeX....;.'.. ..-.''.. ;.'.... Duluth,"Minn'.'V..'.,.1' ....-.....;.... New1 Orleans, La St. Joseph, Mo Norfolk, V'a Paterson, N. J Berkeley, Cal...... Cedar Rapids, la.. ....... Sacramento, Cal Scranton, Pa....... Peoria, 111 , Davenport,, la. Evansvllle, ind....;; v.'v. Lincoln, Neb. ; 7 . i uv. .".v.. Harrlsburg, Pa.. Springfield, 111... ... Wilmington, Del. .;.'.!.... Jr. Tacoma, Wash . . -.-, ,.i .: w. . Nashville,- Tenn aBrtji Portland. Me...... Charlotte, 8. C....-..-.....:....'. Stockton,,. Cal u. :t4., i ;.e- . i. Tampa., Fla. . s ,, Troy. N. Y .....:,....;.,.,,'.. 'Chattanooga, Tenn....;;...'. .. '. South Bend, I nd..v: Oklahoma City, - Okt.... Pueblo, Colo ,. San Jose, Cal ..... . . . . Colorado Springs, Colo. S. Totals..'...' ....';..':...,.,. 24.314 Chlcago leads in point of activity with a handsome gain of W per Cent; New York with 9 per Cent; but, upon the Other hand, there is a decrease JnJBpstori of 33 per cent, Brooklyn, of 41, Pittsburgh of 6 per cent, but these losses are more than made up by the -gains In stioh cities. Philadel. phla, with 10 per cent; Washington, m; Buffalo, 129; Milwaukee", 178; Detroit, u; LESSONS : FROM THE TITANIC Every-Day Opportunities for Bra very In Safeguarding; Lives or . the Helpless. ' . When President Taft heard that women and children had perished In the wrec; of the Titanio hs spoke his estimate o Archie Butt in saying: I do not ex- n;t. I do not want. : to see him nacK. That Mr. Taft knew his man was proved by the words of one of the.rescuen: "Archie Butt was a major to the last God never made a finer nobleman thsn he. The sight' of that, man, calm, gentfc, and yet as firm as a rock, will never leave me. The American army is' honored by him. When the order came to take to the boats he became as one in su preme command. You would have thought he was at a White House re ceotion. so cool and calm was he. The boats were lowered away one by one. and as I stood by my husband he saw to me. 'Thank God for Archie Butt!' He stood by the rail, his hat was raised, and the same genial, brave smile was nu his face.' 'Win you kindly remember mr to all the folks back home? were his lasi words to me." And this:' Benjamin Guggenheim suit word to his wife: "Tell her I played ti game out straight to the end. No woina j shall be left aboard this ship because B-. Guggenheim was a coward." And this: "And then Mrs. 8traus would call him fMr. Strauss) by his firm name and say her place was with him; that she had lived with htm and that she would die with him." And Mr. Strauss said: "I am not too old to sacri fice myself for a woman." And this of Mrs. Alllnson: "The boat was full and she grasped Lorraine with one aim and her husband with tue othe 14, 1912. i' Part I where it is made, let him send for it. Sometimes he will plead waiting for an article and delay the building, that loss Is hli concern. Have him furnish' every thing you ought to have and then Met hire put on extra men to make up 'tor lost" time if he has neglected to order as he should. Especially at the beginning of the construction, insist on having every thing ' as Planned and specified as sort of a discipline. The oldest trick of the trade -is the "sympathy racket." When your contractor coines to telf you how low he figured the job, or. that he neg lected to figure this or that and wants you to be "easy" on htm, look out. This Is a little game that places the respon sibility upon the owner and Is one of the most fruitful sources ot "Job skinning" known to the trade, A few more "tricks will ,be published In the next article. volving a total estimated cost ot $02,633, 948, against 22,669 buildings aggregating in cost JS6,807,102 for the eorrespundln month a year ago, an Increase of 1,745 tulldlngs and ,026,S46, or 7 per cent, There were Increases in forty-two cities and. losses In thirty-six. The figures in" detail are as follows: 1912. - 1911. , Estimated Cost. 315,385,403 . 7,0.'6,0i)0 7.247,000 8.143,816 4,440, 4(4 2,790,621 1,144,871 5.167,220 3.443,422 , 968,000 1.400,140 1.954,501 l,7i,17 1,213.640 l.K6,6i)6 1,979,034 ' ' 946,243 '. ,1,818,865 . 972,756 "' 1,179,563 ' " 1.144,639 857,167 694.851 610,575 2,271,480 366,200 . a;o,200 788.406 421,098 208,489 1.037.435 Estimated No. of BldKs. 721 JO.OSl 515 634 . 1,736 933 427 1,889 26 363 ., 647 5:i5 . ' 682 136 , 643 741 387 :' '628 373 ; "415 ' 249 . ' : 484 375 277 1,066 - 22!) 77 V 8S4 " 161 -Per Cent Qain.Loss. Cost. 116,830,575 10,653,'JOO 4,725,500 4,344,801 ! 8,996,785 3.488,337 8,187,395 ' 8,065,600 1805,620 . S.226,000, - 3,115,160 8,064,642 .' J,9Jtl,076 1,926,140 1,8.306 1,669,379 1.342,502 J .1,828,126 L25L4U6 1,109,528 ' 1,0(19,276 1,UJ8,150 939.4S5 894,734 814,846 809,71 785,150 781,915 769,927 751.1S5 735,453 709,327 669,163 614.015 606,845 689,238 ' 679,116 -622,791 -388,40!)., .. .. 876,706 ' 376,858 v 359.235 356,356 312,995 310,048 300,980 271,420 i 253, 46 60 102 25 178 vx . 61 6 8 - 69 65 " 43 . 29 33 io ii 19 i. 1 87 21 36 7 . lla "'si'' 260 Z 4 . 24 61 64 29 266 259 137 122 392 222 483 .100., . 104 176 260 208 257 100 86 128 , 105 163 163, '52 ' 60 103 62 33 49 100 28 22 113 80 2 48 58 223 62 ' 37 " 30 33 117 ' W 220 67 82 14 40 42 686,330 645.4U0 493,597 401,030 612,334 719,0f 633,243 ., . 465,5ti0 . ' 242.322 " 369,190 224,881 587,500 2al,916 2!Ki,193 341,660 186,105. , . S(K),l.'i5 ' 2T.4,9S5 ' 382,770 . 48,415 1,273,308 300,083 v2,m 198,0i)0 123,787 301,777 ' 103,600 143,650 390,733 102.0M 7,50 265,360 276,673 101,6a) . 131,827 207,520 1(16,985 78,100 67,459 40,730 91,295 91,797 162,506 18,050 63,402 56,730 4 id ; 44 W i ,10 ' 2 ' 60 ' '7 6 ' 31 v.. IS : .23. 370' 10 23 48' 39 12 247,0hO 244,105 234,637' 227,693 217,398 210,367 169,850 158,000 167,107 4 88 82 80 20 . 49 64 88 60 7 30 67 : 19 J'. 10 47 60 73 44 66 ( 'i ; .156,22 151.500 141,000 137,160 119,730 111,345 110,567 94,827 92,027 89,775 :l,330 78,380 60,470 60,116 1 47.920 46,060 44,069 36,370 36,375 24,980 34 23 4 49 ioi 92,633,948 22,669 $86,607,102 Louisville, 122; Kansas City, 42; St Paul, 36; Salt Lake City, 115; Pueblo, 101. Build ing continues active In the coast cities, Los Angeles surpassing all previous rec ords with a gain of 25 per cent, Oakland 47, Portland 56, San Diego 4 and Ban Francisco 5. ' . ' ' ' ! ': ' .The decreases are widely scattered and in many ' Instances are In the smaller cities, with the exceptions noted, and stood smiling as she saw us rowing away." And this of Captain Smith: "He swam to where a baby was drowning, carried it In his arms to a lifeboat and then swam back to his ship to die." And this, the command given by Captain Smith bringing order out of chaos: "Be British, my men." .And lastly: Kraus, Hume, Taylor. Woodward,, Clark, Brailey. Brelcoux an Hartley, when the last faint hope was gone, lined up on deck,1 stood in water mo to thejr knees and played "Nearer, My God, to Thee," as 1,500 souls passed from life. ' This is 'our stock. In our hands ar committed the problems ot society. Con sumption and baby diseases are 'mowlmj down lives just as uselessly as did thH wreck. Their deaths are Just as cruel. It is all useless, needless, and yet we are seemingly indifferent, we seem so heart less, we tolerate those things which make consumption and kill babies. Is civilization failing? Are men inhu man, little, selfish, cruel, cowardly, in different, unequal to their responslhlP ties? " ' ' ': ' ' The answer is that we are of the blood of Smith, of Butt, of the Strausses, of Guggenheim, of Astor, of Kraus, of Hume, of Tayior, of Woodward, of Clark, of Brailey, of Brelcoux, of Hartley. The twentieth century man is equal tn the day's work-. Dr. Evans In Chicago Tribune. " ..' v" Shrinking Disposition Bmlth and Jones were speaking about the fine points of their respective sons. "That boy of mine," remarked 'Smith extravagantly, "Is thd 'genuine article! He's all wool, you can bet!" "Shouldn't wonder." commented Jones, "i notice be tbrlnks from washing." Home Builders Is Safe "New Way." home. Our booklet, the HOW TO SKCURE A HOME BllieiipRS AMERICAN ECW!UT ! 809 South 17th Street, v -i ; ':;vV Both Phonea 386T. Office Open Saturday Evening tJntil Nine O'clock ' ' terxj .it V 7 -s ';.''; ' ; ; V properly installed' have 'given our-firm" a-teputatidri for ffrata wnrlt in thtt hunt wttrmlnfr HnAI .VHrtrtlfl OWnerS 0W6 themeelves to investigate; real find that it 1b easier to sell ft House li u contamane oi our iur- John nussie 2407-09 Cumins St. If eosid Yosa iCoaTiieCToa g ;H;ic,il,y i MJNATIONAll'W It Insures atlsfaetery completion et work aeeordinc to eoatraet . - .. NATIONAL- FIDELITY & CASUALTY CO. KATlOIVAt FIDELITY A CAfttTALTf WLbO. The Ideal Vaccitioti The Cool Lakes and Woodcs i . .i ... . v.: ... ,.,j .-.a a of Minnesota and Wiscoiis in The prime requisite if or. a recreative vacation .- completat change of air and scenes Therefore, the ' Minnesota aad Northern. Wisconsin lake country . is .the ideaL sunuaer.vvacatiOR land for. Nebraskans and lowans. You an escape the burning heat, ot.j the pralrlear.ti and be cool and comfortable at any of the thousand sandy beach lakes ' nestling in the woods. You can bathe, fish, canoe, motor-boat or saO. You can get close to nature by rentinr a camp outfit and pitching yoiwi t , tent on the shore of some little lake far from the beaten path, or you live st a hotel from- 5.00 to 115.00 per week." On request l.wlll send jrPU.!: free descriptive literature giving ways and means and places, . v&(2 , The shortest Ahd best line is the J Chicago Great The lowest round trip fares are in effecr via the Chtcaso Great WasNx em dally a few samples are quoted for syour convenience. . Bound ti-ln fares from Omaha:. ..,fS7 .' ',;.- .; i.-,. '.-.; ..,-, St. Faul, Minn. $12.50 Minneapolis, M. 12.50 Duluth, Minn. .. 18.50 Puperior, Wis,;. 18.10 Ashland, Wis. .19.90 Alexandria, Annandale, Glenwood , Paynesytlle Backus - , ,, Cass Lake, Minn. 21. so Madison Lake .. 12.50 Watervllle fit of modern sleeping cars, observation cars, electric lights, airy berths;-1 faf rvir and excellent meal. Write me for full" information. ru,- Phone Douglss 960. 3JCOBTH TWESTT L." ! Block Do your live Un rslortft zym street " between Yates and Burdette' Stteet there are 6 occupied they take The Advertisers can cover We certainty have convinced 'you- in former vertlsements that Home Builders' Preferred $l.(X Shares are profitable. They are guaranteed to pay I per cent interest in addition to a pro-rata share or Builders'' Profit " " ' -.-- We want to demontte by facts that these ; hsree are not only PROMT ABLE, but ABSOLUTE- . LY SATE, because" Home Builders' funds are all In- ; vested In mortgages On new homes built by us tor i home buyers.. , . . ... .' This Means i - j . 1st No loans are made by Home Builders to Speeui lators. . . i 2nd Ko loans are made on old buildings. j 3rd No loans are made to those compelled to oorv row, because of adversity and perhaps un able to make the monthly payments.' , ,r .4th No loans are trade on the owners valuaUet , '.' or any appraisement. We know the value-of - 'every security and have a personal knowledge ... : of exact amouat invested by the owner, oef , Miiaa m nnf un th dwellings. . ...A . explains tullyiHoMw ! Tauldrs' plan an u;s;;$c?&iJte ' - FURNACES , - It it oailbl. .tlit po FMrnacw'j ire no, batter. thaCL-ttie.; ordinary run. It la poastbl that-auf method of, installation it' nb batter tnMK r;JHAtoUShtit J .ft Itfltrajjge that; our furnace business is growing bo rapidly while many are complain ing of noor business. The fact Good Fttroaces s high 4 it to A estate -dealers building for sale narawar vo. you boy It of Hnssie it's right" 51 .Oil W. "Iit.lt '' 'Warker M. . . 15.45 Detroit "lit.it , 15.45 j- 17.75, . 17.00 . 19 75, '. 12.S0 . 11.50 ...... ii.va'm -Xdndstrom; .. 14.05 Dorset "..J I0.5S Oreenlihd- ..... 1150 Bald Easle .... 11.18 . Land. via the Chicago Great 'Western, yoij get the berie cars, observation cars, electric lights, airy berths. P. F. INORDEN, C. P. & T. A'- 151 a is 'nam Street, Omah, Keb. -! 7 - jriarTH STBEET 341a-;:,.;.r customers here f, aft.'--, v. f ? ft :,'- i. w,i,- V : -it. . '1 ' - tfl i'tt.v ';: '.Ti-( ' Houses and in (4 Bee. ' - " Omaha with one newspaper. . Li t IS HP the TINS linst ..HW.. )ch. per. ., nan fcng - i tat-,. V . nan nis f f W I ten ! V 5ed "In- ,nd i-2. eir me led n lid tue )to M. t- b- 'at;, m is U ih . i - i- : tt P v tt- -A