Tire OMAHA SUNDAY BEE : MAY 20, 1010.
FRANK J. HASKKI.L, Trrag. "H
' A. J. LOVE, PrpaluVnC
CD w e IHE -sl s Ik: s
(C cd mm p a eh y
$650,4$,07
I4M.M7.49
$118.200.
132,264.81
r S5.0JTH 15
CERTIFICATE OT PUBLICATION
Stat of Nebraska, Office of Auditor of Publio
Accounts. ...
LINCOLN. Feb. 1, 1910.
It 1 hereby certified that the New York
Plate Glass Insurance company, of New York,
In the state of New York, has compiled with
the Insurance law of this state, applicable to
such companies, and Is, therefor, authorised
to continue the business of Plat Glass In
surance Iji this state for the current year,
ending Jiuiuary 31, 1911.
nummary of report filed for the year, ending
December ft, 1909.
INCOME
Premiums $U,6nj l
AM other sources .... 40,439.21
Total
DISBURSEMENTS
Paid Policy Holders. . .$17.2iO bO
All other payments ... 807, (441.91
Total
Admitted Assets
LIABILITIES
Unpaid Claim and Ex- ....
penae t 12.787. 08
Unearned Premiums .. 871. 478.09
All other liabilities ... 4 8.00ft (4
Capital Stork paid up.. 2O0.OU0.00
Surplus beyond Capital
Stock and other lia
bilities 888. 938. IS
Totar 8918.20099
Witness my hand and the seal of the Auditor
of Public Accounts the day and year first
above written
SILAS W. BARTON.
Auditor of Public Accounts.
(Seal.) C. E. FIERCE.
Deputy.
CERTIFICATE OF PUBLICATION
State of Nebraska, Offlca of Auditor of Public
Accounts.
LINCOLN, Feb. 1, 1910.
It Is hereby certified that the Calumet In
surance company of Chicago, In the atate of
Illinois, has complied with the Insurance law
of this state, applicable to auch companies,
and la, therefore authorized to continue the
business of Fire, Lightning and Tortiado In
surance in this state for the current year,
ending .January 31, 1911. .
Witness my hand and the seal of the Auditor
of Public Accounts, tha day and year first
above written.
SILAS R. BARTON.
Auditor of Public Accounts.
(8eal) C. K. FIE ROE.
Deputy.
CERTIFICATE OF PUBLICATION
Stat of Nebraska, Office of Auditor of Publlo
Acoounts.
LINCOLN, Feb. 1, 1910.
It la hereby certified that tha Caledonian
Insurance company of Bdlnburg, in Scotland,
has complied with the Insurance law of this
atate, applicable to such companies, and Is,
therefore, authorised to continue the business
of Fire Insurance In this state for the current
year, ending January 31, 1811.
Witness my hand and the seal of the Auditor
of Publlo Accounts, the day and year first
above written.
SILAS R. BARTON,
Auditor of Public Accounts.
(Seal) C. E. PIERCE.
Deputy.
I-
CERTI FICATE OF PUBLICATION
State of Nebraska, Offlca of Auditor of Publlo
Accounts,
LINCOLN, Feb. 1, 1910.
It Is hereby certified that the City of New
York Insurance company of New York, in tha
state of New York, has complied with the In
surance law of this atate, applicable to such
companlex, and la, therefore, authorised to
continue the bualness of Fire Insurance In this
state for the current year, ending January
81. 1911.
Witness my hand and the seal of the Auditor
of Public Accounts, the day and year first
above written.
SILAS R. BARTON,
Auditor of Public Accounts.
. (Seal) C. E. PIERCE.
Deputy.
Every Known Kind of Insurance
Third Floor Omaha National Bank Building
Telephone Douglas 380
INSURANCE is our business not a sideline. We employ expert help in every depart
ment, and give our business our own direct, personal attention, NOT "some of the
time," BUT ALL THE TIME.
Nebraska State Agent for the Following Companies:
AMERICAN BONDING COMPANY of Baltimore.
Fidelity, Court, Contract Bonds, Bank, Residence and Bur
glary Insurance of Every Description.
TRAVELERS INSURANCE COMPANY of Hartford.
Employers' Liability, Automobile and Boiler Insurance.
NEW YORK PLATE GLASS INSURANCE CO. of New York.
CALEDONIAN INSURANCE COMPANY of Scotland.
NATIONAL FIRE INSURANCE COMPANY of Hartford.
STATE INSURANCE COMPANY of Nebraska.
BOSTON INSURANCE COMPANY (Automobile Department.)
CALUMET INSURANCE COMPANY of Chicago.
If you are a Banker, Real Estate Agent or Insurance Man and desire to represent com
panies in any line of insurance, the facilities of our office are at your disposal. We desire
agents in every city, town or hamlet in Nebraska where we are not already represented.
We Represent Locally the Following Fire
Companies in Addition to the Above:
CITIZENS INSURANCE COMPANY of St. Louis.
NORTH BRITISH MERCANTILE INSURANCE CO. of England.
CITY OF NEW YORK INSURANCE COMPANY.
FIDELTTY-PHENIX INSURANCE COMPANY of Brooklyn.
SUN INSURRANCE OFFICE of England.
BOSTON INSURANCE COMPANY, Boston, Mass.
We Insure Any tiling Anywhere
Stability-
Accuracy
Promptness
Courtesy
CEKT1F1CATE OF PUBLICATION
State of Nebraska Office ft Auditor of Tubllo
Accounts.
LINCOLN. 1 eh. 1, ldtO.
It Is 1-erery certified that the American
BnrdlnK lOMipHny of Hultlmnie, li tho state
of Maryland, has compiled with the Insurance
law of this Mate, applicable tu sueii companies,
and Is, therefore, authorised to continue the
In rlnens of Fidelity. Surety snd liurglary In
surance In this slate for the current year,
ending January .11, mil.
Summary of report filed for the year, ending
December ft, lo.
INCOME
, . .11, 33:'. 324 14
0J.V82.4S
rremluma
AM other sources
Total
DISBURSEMENTS
Paid Policy Holders $ 221.448 1.1
All other payments 769. 10;' 49
Total
Admitted Askcts
LIABILITIES
Unpaid Claims and
Expenses $ J14.S0I.M
Unearned Premiums 20.I22 04
All other liabilities 8J.70R.24
Capital Stock paid up 760,000.00
Surplus beyond Cap
ital stock ana
other liabilities
S
$1.425,J0 2
$ tso,tf.ni
$2,414, RSI. ?
1.017.439 SI "3
1, 497.181. S
747.161. 95
Total 111. 614. SM. 7
Wltnes my hand and the seal of the Auditor
of Public Accounts tha clay and year first
above written.
SILAS n. BARTON,
Auditor of Publlo Accounts.
(Seal. J C. K. FIERCE.
Deputy.
CERTIFICATE OF PUBLICATION
State of Nebraska, Office of Auditor of Publlo
Accounts.
LINCOLN. Feb. 1. 1910.
It la hereby certified that the North British
and Mercantile Insurance company of London
and Edlnburg, has complied with the Insur
snce law of this state, applicable to such com
panies, and 1h, therefore, authorized to con
tinue the business of Fire Insurance In this
t state for the current year, ending; January 31,
1911.
Witness my hand and the seal of the Auditor
of Publlo Accounts, the day and year first
above written.
SILAS R. BARTON,
Auditor Of Public Accounts.
(Seal) C. E. P1ERCR,
Deputy.
CERTIFICATE OF PUBLICATION
State of Nebraska, Office of Auditor of Publlo
Accounts.
LINCOLN, Feb. 1, 1910.
It I hereby certified that tha Sun Insur
ance Office company of London, In England,
has complied with the Insurance law of this)
state, applicable tJ such companies, and Is,
therefore authorized to continue the business
of Fire Insurance In this stata for the current
year, ending January 81, 1911.
Witness my hand and the seal of the Auditor
of Public Accounts, the day, and year first
above written.
SILAS R. BARTON.
Auditor of Public Accounts.
(Seal) C. E. PIERCE,
Deputy.
CERTIFICATE OF PUBLICATION
State of Nebraska, Offlca of Auditor of Publlo
Accounts.
LINCOLN. Feb. 1, 1910.
It is' hereby certified that tha Citizens' In
surance company of St. Louis, In the state of
Missouri, has compiled with the Insurance law
of this state, applicable to such companies,
and is, therefore, authorised to continue tha
bualness of Fire, Lightning; and Tornado in
surance In this state for the current year,
ending January 31, 1911.
Witness my hand and the seal of the Auditor
of Publlo Accounts, the day and year first
above written. .
SILAS R. BARTON.
Auditor of Publlo Accounts.
(Seal) C, EL PIERCE,
Deputy.
WORK OF FRATERNAL ORDERS
Great Strength of This Feature of
Life Insurance.
PROTECTION WHERE IT IS NEEDED
Woodmen of the World of Omaha an
Uxor I lent Example of a Power
Ill Factor la tha Iasar
aar World.
"Fraternal Insurance has filled a neces
sary niche In the matter of life Insurance,
that but for tha fraternala would have been
left unfilled. It has afforded protection
where but for it no protection could or
would have been given. It is an Institu
tion that has come to stay, and Is stronger
today In the affections of a greater num
ber of people than the old line companies,"
aid Sovereign Clerk John T. Yates of the
Woodmen of the World, Omaha's great fra
ternal organization.
"In the early days the average working
man oould not carry any life Insurance be
cause of its coat. The result was that
millions of people whllo recognising the
infinite value of life Insurance, were by
furce of circumstances uninsured, and these
were as a rule the very class of people that
needed insurance the most.
"It was this condition that gave birth
to the system of fraternal Insurance. Fra
ternal Insurance met a need that was Im
perative, a purpose that was noble, and a
practice that became Immensely popular
from tha very start.
Growth of Fraternal.
"The fraternal Insurance plans were
crude at the start, and viewing them from
this distance were deserving of criticism
because of tha lack of thorough business
standards and an unacqualntance with
constantly arising conditions. But even
then wore not more crude and unsatis
factory than were the conditions confront
ing the early history of life insurance in
what la now known as the old line sys
tem. It look years of hard experience to
bring life Insurance to Its present stand
ards, but in even a shorter time fraternal
insurance has reached a stage of practical
and enduring success, soundly and solidly
established as the old line companies.
"Naturally. I believe that the Woodmen
ot tha World is leading all the fraternal
insurance companies. And I am not mis
stating a fact in. saying so. Tha Wood
men of the World is founded on a prac
tical principle, possessing In itself all the
good features of other fraternal! and many
better features that are not possessed by
tbem.
"Wo are but nineteen years old. Our
death rata is lower than it was fifteen
years ago, and the average age of our
membership is younger thaa our compet
itors, i
Dedactton Based oh Facts.
"We have profited by tha experienco of
othera and have solved a few problems
ourselves, lodependenUy. The practical
and observant Insurance man knows that
the ordinary mortuary tables are Incon
sistent and that most actuaries' tables are
mere theoretical deductions.
"We basa our deductions on actual fig
urea, not upon theory. The theory of In
surance based upon uO.000 policy holders will
not hold good for IJO.ooo or W0.009 members
or policy holders. Tha prosperity and
safety of an Insurance company, be it old
Uoe or fraternal, depends upua the con
stant accretions to Its membership. Once
they begin to diminish the company begins
to wane. The fraternal companies know
this and henoe they are constantly can
vassing for new members.
"The Woodmen of the World had the
largest growth during the month of March,
1010. of any month of Its history 13,086. We
now have a reserve fund ot $10,000,000 and
lit seven more year with our present ratio
of increase It will reach 125,000,000.
"The troublewlth the earlier fraternala
was that they started in with too small a
reserve fund, and overlooked the necessity
of Increasing that reserve fund as their
mortuary losses Increased. But they have
learned the lesson, and now all the suc
cessful f i eternals are paying tha strictest
attention to the maintenance of a reserve
fund in order to meet emergencies.
No Room for Jealoasles.
"A fraternal insurance company In order
to succeed must have a constant Inflow of
new members to meet the losses from mor
tuary causes, lapses and suspensions. The
same rule applies equally to the eld line
companies.
"There should be no antagonism or jeal
ousies between the old line companies and
tho fraternals. The fraternala gather In
r'.sks that the old liners could not get. The
physical requirements for membership In
the fraternals is fully as exacting as In the
old line companies and even more so. The
further success ot fraternals lies In the
fact that it is tha object of the fraternal
societies to keep their members in good
health for both sentimental and business
reasons. Henco every lodge has one or
more surgeons or physicians whose duty It
Is to look after the health of the members.
And here again is a strong argument in
favor of the perpetuity of the fraternals.
They not only care for the widowed and
fatherless of their membership, but labor
for the continued health of their members,
thus materially reducing the death ex
pectancy. Uniform Rank Petnalar.
"Probably no one factor contributes more
directly to the growth of f paternalism
than what is known as the degree teams.
the drill companies and the uniform rank
organizations of the orders. The world has
not changed much In the centuries. The
panoply of war is just as attractive to the
average man today as it was in the time
of the Pharaohs and Napoleon. The uni
form ranks givo the orders a semi-militant
character. They are educative. It might
surprise you to know that even the na
tional government is considering very fav
orably the proposition to recognlzo the
semt-mllltant character of the uniform
rank of the Woodman of the Word, and I
dare say, of othrr orders. This Is because
of the peculiarity of our institutions as
relating to the militant branch of the gov
ernment. The government Is coming to
recognize the value of the drill and discip
line that is created through the uniform
ranks of the several fraternal orders, and
its avallibiltty in case of emergency. There
Is no soldier in the world equal to the well
disclp.ined volunteer soldier, and the uni
form ranks are doing much to assist In the
creation of these disciplined volunteers.
"We shall have three encampments ot the
uniform rank ot the 'Woodman ot the
World this year in different parts of the
country. One will be at Qulfport. Miss.,
another at Michigan City, Ind , and an
other at Union City, Tenn. Tha dates of
the encampments hav not yet been determined."
Webb was hired by the editor of a local
paper to run things while he took a vaca
tion. A minister brought In a long article
on religion, and Judge Webb agreed to
print It. The paper was pretty well made
up, and there was Just one full column
open. The ministers article made just
one word more than a column, and Judge
Webb waa in a quandary. The last line
read, 'Our Lord and Saviour, Jesus t:nrist.'
Judge Webb consulted the foreman, and
that individual told him it was easv; that
he could fix it. And he did. When the
paper came out it read: 'Our Lord and
Saviour, J. Christ." The minister and all
the church people In town wanted to
mob Judge Web." Topeka Capital.
Kansas Jnflge aa Kdltor.
"Speaking of comical newspaper breaks,
eaia loin Hotkln the other day, "I think
tha funniest thing 1 .over saw in that line
was pulled oft down at Galena. Judge
Real Eetate Mortgages
(Continued from Page One.)
corporations or individuals, a schedule of
amortization should be constructed, show
ing the gradual extinction of the premium
or discount by the application ot surplus
Interest, so that each year or half year
the account will show the Investment value
at that particular time and tha "writing
off" of the premium of the "writing up"
ot the discount will be such an amount
us will bring the bond to par at maturity.
It Is not overly difficult to introduce
amortization accounts of premiums and
discounts on your bond record books, even
though you have previously kept such ac
counts on the bal of par or of cost. One
would at first thought suppose that it
would be necessary to start schedules back
to the date of the purchase ot the bonds,
but this is entirely unnecessary. For ex
ample, we find a D per cent bond for $00,
000, which twenty years ago was bought
for $36,325, and which has ten years to run.
At tho date of purchase it must have had
thirty years to run. Your $ per cent bond
table will show (thirty-year column) that
this pjlce was on a 4'i per cent basis. Then
turning to your ten-year column, it appears
that tho value of a 6 per cent bond at 4
per cent is $u3,0u0. You can, therefore, be
gin with this value. So long as the same
basis is preserved, any number of Interven
ing years may be disregarded.
I have given you Illustrations for the
property owner and farmer as borrowers
and of yourselves and corporations as
lenders and now I want tu Illustrate ouo
case with which you are all familiar,
wherein amortization would have saved the
taxpayers of Douglas county thousands of
dollars. The old Douglas county court
house was built In ISSi, and upon investiga
tion I find that bonds to the amount of
$126,000 were Ordered Issued in ISM, just
twenty-nine years ago, for this building,
but ef this amount only $119,000 was actuully
Issued. The county records show that on
this indebtedness of $ll,0u0 nothing has
been paid to date on the principle. The
bonds bore interest at the rate of per
cent and were redeemed in 1VJ3 by another
issue of 4'i per cent; these were likewise
redeemed in 1001 by a new Issue, bearing
3 per cent, including coupon. We, there
fore, find the following expenditures to
date:
Six per cent interest on $119,000 from
l&Sl to 1M6 $ W.bttO
rour and one-hair per cant Interest
on $UU,OUO from lt-'jo to IMS 42,RI
Three and three-fourths per cent In
terest on $U'J.000 from I'jUU to 1!10.... 11,937
ty-nlnth and last payment; the entire bond
Issue would be canceled and the debt
wiped out. Further, had this system been
used, no voter would now complain or pro
test against the building of our new court
house, but this new one should be built
on a bond Issue that Is amortized to re
lieve the future generation from such
heavy taxation.
Or a total expenditure for Interest
alone to dale of $174,737
This was an average annual interest pay
ment of $6,025.41, making a trifle ok or 5 per
eent for the wholo period.
We will now suppose that these bonds
had been issued on the amortization basis.
The annual cost to the county would have
been 4 per cent annual interest and 1 per
cent amortization, or $7,140. You will note
that this la but $1,125 per year, or an In
crease of less than 1 per cent over what
was actually paid, with the result that this
year's payment, 1910, would be the twen-
TREAD ON UNCLE SAM'S TOES
Foreigners Very Fond of Making;
Americans Abroad Targets for
8 it re-asm.
Study well your United States history
before you come abroad. They will coma
at you with questions and thrusts, which
take you unawares, and to answer which
you must know our own history. For
eigners seem to know all our weak points
better than we do. This I have found not
ably true ot the English, when I have
met them, not as guests ot the same hos
tess, but on the common ground of hotel
or boarding house. With tho English I
class Canadians also.
The most sarcastic, bitter and unjust re-i
murks about Americans I have heard were
by a Canadian woman. She was "orating"
on the subject of American heiresses "pur
suing foreigners with titles, of the disgust
ing and sickening way American parents
offered their daughters fur sale to men of
title, who wero notoriously Immoral, and
who Ignored the American wives as soon
as they get the money," and on and on.
"What is so absurd and disgusting to
us Canadian?," she said, "is that your
great boast la your independence. Your
war with tha English was to fre'e your
selves from royalty and to do away with
titles, and there's no nation today as crazy
for titles aa Americans. I don't believe
there's an American mother who wouldn't
sell her daughter to any roan with a title
she could get and pay over a big fortune
In the bargain. All your millionaires buy
up estates abroad and live in England or
some other foreign country and break their
nocks to get Into court circles. Why don't
they stay at home and found an aristo
cratic society in America? It's a standing
Joke the big amounts tha English make
American millionaires pay for titles."
In vain the American woman to whom
she was talking tried to show her she
was Judging an entire nation by a few
millionaires high light', that thousands upon
thousands of rich American girls married
American men, that we had just as fine,
cultured and aristocratic society lu America
us 'abroad, that after all it was no more
mercenary to buy a title than it was for
the English to sell one. She would have
it that we were a nation of pretenders,
really worshipping titles and royalty at
heart.
"Why," she said, "Americans keep so
licitors busy In London, trying to trace
their pedigree back to William the Con
queror. My cousin visited in New York
and Bald she saw as many crests and coats
of arms displayed by the Americans aa
she did in Canada."
It was not iny "fight," so I could not
defend Americans. 1 was simply a listener
at this talk between the Canadian and a
New York woman. I did, however, have a
little pleasant "skirmish" with un elderly
English dame who does not like us very
will.
"Will ou tell mo," said she, "how it
happened that the horrible practice of
slavery was ever Introduced into free
America?" "Through the English col
onies," I cheerfully replied, "and when
they snt to th king to protest against
slavery, he sent back word to 'grow to
bacco.' That was all be woa interested
in. Liverpool, you know, made herself
rich with slave trade."
On another occasion she said, very sar
castically: "Have you no men In America
who fight without payT Have you no men
patriotic enough to volunteer In case of
war?" ,
"You ought to be able to answer that
question yourself, madam." I answered,
with inward glee, "we have shown you
twice that we have pretty good volun
teers." Whereupon we both laughed and
mentally "shook hands over the bloody
chaem."
It Is quite touching to see these aged
rheumatic English women pull themselves
up and stand while they sing " God Save
the King." It Is quite tha custom In New
York and other eastern cities to stand
during the singing or playing of "America"
and the "Star Spangled Banner" In
restaurants and theaters, but as I recol
lect, further west we do not all pay this
mark of respect to the national hymn.
Speed the day when we decide upon
our national hymn.. Every time the Eng
lish sing "God Save the King" we Ameri
cans bunch ourselves together and sing
our own words.
"Why don't you get a national hymn
of your own?" they say. "You borrowed
that from the Germans and they from
the Austrlans." we retort. Then some
one says 'The Star Spangled Banner Is
really our national song." We try to sing
It; but the air does not adapt itself to
ordinary voices and the words sound too
warlike fo, a peaceful nation. First one
voice dies out or gels left behind, and then
one by one the others fall. It is all right
for a high soprano solo, but almost Im
possible for a general audience. The songs
foreigners wish to hear are tha negro mel
odies, "Swing Low, Sweet Chariot," '6u
wanea River," "My Old Kentucky Home,"
"Old Black Joe" these they like and call
for over and over. A music student with
whom I lived last winter told me it kept
her busy apologizing for my "awful
musical taste," but there is something
about "Way Down Upon the Suwanee
River" that Just suits and satisfies me.
And when I cun hear it sung by the deep,
rich melodious, unspoiled voices of
genuine southern negroes I enjoy It more
than the vocal pyrotechnics of many of
the grand operas.
GERMAN CITIES LEAD WORLD
Humanity and Ben ply Essential lt,
tare of ReraarLable Uc
veloptnrnt. "I know of no cities In the modern world
which compare with those which have
arisen In Germany during the last twenty
years," writes Frederick A. Howe In Srlb
ner's. "There are none In Great Britain,
from which country official delegations are
constantly crossing tho North sea to study
the achievements of tho German City.
There are none ir. r" runic, in which country
the building of cities has made but little
progress since the achievements of Baron
Haussman made Paris the beautiful city
that it is.
"There have been three great periods in
which the building ot cities inspired the
thoughts and di earns of men. In the age
of tho Antonlnes the Komun people gave
themselves with enthusiasm to the embel
lishment of their cities. The great public
structures, the temples, amphitheatres and
palace then erected have withstood the
ravages of time and still remain the won
der of subsequent centuries. During the
middle ages the cities of Italy, France,
Germany and tho Netherlands erected sim
ilar monuments expressive tf the love aud
pride awakened by their newly obtained
freedom.. Now again in the twentieth cen
tury the German people are expressing
heir pride In the Fatherland and the impe
rial aspirations of Germany In monuments
of the same permanent character and ar
tistic splendor. Capital cities like Berlin,
Munich and Dresden as well as more com
mercial cities like Dusneldorf, Mannheim,
Frankfort, Cologne, Wiesbaden and Stutt
gart, are vlelng with on another In the
beautiful, the orderly and the serviceable.
"Important as is the honesty and the
efficiency of the German city, it is the
bigness of vision, boldness of execution and
far-sighted outlook on the future that are
most amazing. Germany Is building its
cities as Bismarck perfected the army be
fore Sadowa and Sedan; as the empire is
building its warships and merchantmen;
as It develops Its waterways and educa
tional systems.
"This pa(amountcy of private property
does not exist In Germany. Humanity Is
first. The city enjoys some of thee sov
ereignty of the empire. It can promote
the beautiful. It can destroy the ugly. It
can protect its poor. It can educate, as
It wills. ' It can plan for the future. It
can have city dreams. And the German
city has dreams, dreams which are fast
being visualized. The German burgo
masters ure laying the foundations of the
city of tomorrow as an architect lays the
foundations of a forty-story sky-scraper
or the designer of a wot Id's fair plans his
play-city far in advance of Its excava
tion. "German architects saw the obvious. They
saw that the city would grow as it hud In
the past. So they enlarged the boundaries.
They annexed suburban land. The pres
ent area of Dusseldorf, with its 300,000 peo
ple, Is 29,000 acres; ot cologne with a popu
lation ot 428,700, Is 2S.800; of Frankfort, with
a population of 325,010, Is 23,13. Having en
larged its area the city was In a position
to rontrol its developments, to plan for
Its building. It called in its architects
and its engineers or It tent too a neigh
boring university fur an expert. A plan
Is made of the surrounding territory, of
the topugisphy of the land, the natural
advantages, tho proximity to the railways
and the p:obable users to which the re
gion will be put. The prevailing winds
are studied, and factories aie only per
mitted lu lorutc in certain prescribed
areas. In sooiu cities they are excluded
from the business and residence sections
altogether, it it Is a working-class quar
ter, the streets and parking ure adjusted
to woi lilngmen's" homes. if it is suited
for homes or u. more expensive sort, the
plan is upon a more clubotato scale.
"The foresight of the city does not end
heie. Streets, boulevards, parks, open
spaces and sites for public buildings and
school houses aro laid out tar In advance
of the city's growth."
Perils fur MnlUs r'ur.orn.
Tho proposition of exigent reformers that
murned men should be disqualified from
flirting with unsuspecting maidens, by
forcing them to wear rings that shall bo
the complement ot the wedding rings of
their much better halves, is iuudublo ui
purpose, but seems somewhat defective in
practical effectiveness. Still, it has a
masculine precedent in the legislation to
prevtnt crime by prohibiting the carrying
of firearms, which the lawbreaker laku
care not to obey.
This enactment is plainly designed to
curb the reckless and deceptive benedict
who flirts with spinsters under the pla
tens that lie Is single. But what is to pre
vent such an unscrupulous person from
Slipping olt tha ring and putting It in his
pocket when approaching the unsuspecting
damsel? Rings are generally mora easily
removed than automobile licenses and the
have sometimes been found missing in
the case of foreslghted Joyriders.
Tha effective precaution would b to
brand the married men. But where should
the brand be put? The back of the hand
would leave transgression open to tho
kid-gloved, class. To locate it on the fac
would seem a permanent disqualification;
but think ot the hardship to the widower
who In duo time seeks to replace his loss!
Taking ali the intricacies of the subject
Into consideration, would it not be simpler
as well as more effective to Instruct the
unmarried women not to let any un
known men flirt with them? Pittsburg
DiBpatch.
LABOR DISPUTES INCANADA
Good nesolta from Law Providing;
for the Compulsory Arbltra
tlon of Labor Troubles.
Friendly settlements of labor disputes
Involving 67,000 workmen and effecting .
a saving in wages alone of more than
$3,500,000 are evidence that the Canadian
Industrial disputes act works. The act
provides that It shall be illegal for em
ployes of a public utility or a mine to
strike or for employers to order a lock
out until the Issue Involved shall have
been investigated by a board, on which
each of the disputant bodies shall have a
representative and which shall be headed
by an impartial third. Should tha board
fall to effect an amicable settlement it
at once makes a publio report, in which
the Issues are made known In plain lan
guage. After that they may strike If
they wish. In these stubborn cases where
an agreement Is difficult to reach, pub
lio opinion Is relied upon to compel an
equitable settlement. In this respect the
Canadian law differs from the compul
sory arbitration of New Zealand, whera
the findings of tha arbiters are enforo
able at law. Without this compulsory
feature, however, the Canadian method
works admirably, for In seventy-four of
the eighty cases thus far, or DD per cent,
the workingmi'ii were, agreeuhle to ac
ceptlng the findings of the hoard and
did not strike afterward, though at per
fect liberty to do so. At present th act
applies only to Industries In th natura
of public utilities railways, telegraphs,
telephones, mines, etc. hut so popular
has It become with both labor and capital
that it is now proposed to extend it to
other Industries.
How lung shall we have to wait before
our own country grapples the strike evil
and adopts some such method of dealing
with it? Under a law similar to th
Canadian act the great Philadelphia
street car strikn would hav been prac
tically Impossible. After eight weary -i
weeks of riot and bloodshed it was at
last called off, leaving the traction com
pany and the strikers Just where they
were before it began, Instead of having
settled sny real Issue between th two.
But the etrlk did not accomplish certain
deflnll.f things. It served to embitter th
feelings of each class toward the other,
It put a groat city and Its envlfbns to
needless Inconvenience, it fomented a gen
eral spirit of lawlessness, it resulted In
Inuries to hundreds of people and death
to scores. In addition to tills .. trac
tion strikers lost in wuges $430,000, the
sympathetic strikers In th textile and
other trades $2,200,000, the Bapld Trans I
company $:,0u0.000 and other employers
and business men generally $12,000,000
a pretty costly experience Jn both humaiiji
lives and in money. Leslies Weekly, -a"
Persistent advertising In Th Omaha Bm
Is the road tu liltf Keturu.
