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About Omaha daily bee. (Omaha [Neb.]) 187?-1922 | View Entire Issue (June 20, 1909)
B THE OMAHA SUNDAY BEE: JUNE 20, 1903. VMWS 3BSSS3 8 A. LOVE, Scc'y. on U Trcos. E. A. CUDAHY, Pres. C. F. McGREW, VIcc-Prcs. LUTHER DRAKE, 2d VIcc-Prcs. JJljJ. iCip) JL 1' A. ii JJ ImsTuiFaiinKCo -Coinnipaiiniy oil Mcslbipaislksi HOME OFFICE-Room No. 1, New York Life Ouildlnfj, Omaha. Fire, LMlht-nin and ToFnado Insurance directors: E. A. CVDAITY, Viee-Preejldcnt Cudahy racking Co. C. P. McGREW, Vice-President Omnha National Bank. f. C. OOWI.N, General Counsel of Company. E. V. LEWIS, Treasurer Crane Co. JOHN S. BRADY, Vice-President McCord-Brady Co. L. M. KEENE, President Fremont National Bank. A. J. LOVE, President Brennan-Love Co. EDWARD E. HOWELL, Insurance. Omaha, Neb. OLAF W. PALM, Insurance, Lincoln, Neb. FINANCIAL STATEMENT JUNE 1st, 1909 ASSETS: Cash in Banks and Office $ 78,201.68 Railroad and Municipal Bonds 80,120.00 First Mortgage Farm Loans 174,770.00 Interest Accrued on Investments . . 3,835.18 Bills Receivable, Taken for Farm Premiums , 3,048.13 Due From Other Companies '. , ' 264.56 , Cash in Transmission From Agents (not past due) 12,263.38 TOTAL $352,502.93 LIABILITIES: Cash Capital (fully paid) ...... $200,000.00 Reserve to Re-insure all Outstanding Risks (New York Standard) 95,897.72 Due Re-Insurance Companies 2,535.17 Unadjusted Losses 1,939.00 Losses Adjusted and Unpaid or in Litigation None All Other Liabilities 1,518.66 Surplus Above Capital (and all other liabilities) 50,612.38 TOTAL 352,502.93 Surplus to Policy Holders June 1, 1909, $250,012.38 HE STATE- IMSURANC: E COMPANY Issues policies on all desirable classes of risks against the hazards of FIRE, LIGHTNING and WINDSTORMS. This company as a HOME INSTITUTION asks and merits a share of your insurance business.. Its officers, are all Nebraska men, well known in busi ness and financial circles, and its stock is held almost entirely by Nebraska citizens. We aim to insure only the most desirable risks, taking into consideration the moral as well as the physical hazard. We ask you to note the following; list of stockholders, among whom you will no doubt find personal as well as business friends and acquaintances. Tho company started business in 1903 with $50,000.00 paid in Cash Capital. In 1905 the paid in Cash Capital was increased to $100,000.00, and on June 1st, 1909, the paid in cash capital was increased to $200,000.00. The State insurance Company merits and asks for a share of your patronage. It is a Nebraska company for Nebraska people. Nearly every line of trade is represented by the stockholders as shown hereon. . ' . . Our Losses Are Promptly Adjusted and Raid In Cash Without Discount. List of Stockholders: Certificate of Publication " State of Nebraska, Office of Auditor of Public Accounts. Lincoln. Neb., Feb. 1st 1809. It la hereby certified that the Btate lnaurance Company of Nebraska, of Omaha, in the State of Nebraska, has convr plied with the Insurance Law of this state, applicable to auch companies and is , therefore authorised to continue the business of fire insurance In this state for the current year ending January 81st, 1910. Witness my - hand and the seal of the Auditor of Public Accounts the day and year first above written. (Seal) SILAS R. BARTON, Auditor of Public Accounts C. E. Pierce, Deputy. Attorneys At law. Bon. J. C Cowln Omaha, Neb. General Counsel of Company. John Stout of Hall A Stout, Omaha, Neb. Geo. H. Prlchett Omaha, Neb. Building and Xrfaa Associations. Thos. A. Fry Omaha, Neb. President Nebraska Building and. Loan Association. Bankers. L. M. Kecne.. Fremont. Neb. President Fremont National Bank. Luther Drak Omaha. Neb. President Merchants National Bank. .. Frank Mortarty So. Omaha, Neb. Cashier Packers National Bank. F. E. White Ashland. Neb. Cashier National Bank of Ashland. Ralnold Folda Clarkson, Neb. Ass't Cashier Clarkson Bank. Em 11 Folda Lin wood. Neb. President Farmers and Merchants Bank. F. B. Knapp Cedar Bluffs, Neb. . Cashier Bank of Cedar Bluffs. . C. H. Beaumont. ....... ....Madrid, Neb. . President Madrid State Bank. ' P. C. Erlcksoh'. Brewester, Neb. Cashier International State Bank.. , C. F. McGrew Omaha. Neb. Vice President Omaha National Bank. T. A. Anthony Wausar, Neb. Cashier Farmers National Bank. Fred E. Bodle. Elk Creek; Neb. Vice President State Bank. Longln Folda... v Clarkson, Neb. Aas't Cashier Clarkson State Bank. E. E. Halsted ,. .Ponce, Neb. President Bank of Dixon Co. S. C. Houghton Hampton, Neb. Cashier Bank of Hampton. A. B. Houghton Hampton, Neb. President Bank of Hampton. 8. S. Hadley Cedar Rapids, Neb. President S. S. Hadley Co., Bankers. XX. R. Coplln ..Kenesaw, Neb. Cashier Kenesaw Exchange Bank. R. a.- Payne '. Nellgh, Neb. Cashier Atlas Bank. X R. Wltzlgman Battle Creek, Neb. Cashier Battle Creek Valley Bank. Brewers. Wm. Krug Omaha, Neb. Krug Brewing Co. .. .. Boots and Shoes Wholesale. V. P. Klrkendall Omaha, Neb. Wholesale Boots and Shoes. A. T. Austin Omaha, Neb. President American XIand Sewed Shoe Co. Clothing Wholesale and Betail, Morris Levy Omaha, Neb. President Nebraska Clothing Co. Department Stores. Joseph Hayden Omaha, Neb. Hayden Bros. Cattlemen. Thos. B. McPherson So. Omaha, Neb. Coal Miners. O. V,. Mc;eath Omaha, Neb. President Sheridan Coal Co. Dry Goods Wholesale. George L. Hammer Omaha, Neb. Vice President Byrne-Hammer Vry Goods Co. Brags Wholesale, E. E. Bruce Omaha, Neb. of E. E. Bruce & Co., Wholesale Drugs. Turnlturo and Carpets. E. W. Dixon Omaha, Neb. President Orchard & Wllhelm Furni ture and Carpet Co. Gas Companies. Frank T. Hamilton Omaha, Neb. President Omaha Gas Co. Grain Sealers. W. J. Hynes. .Omaha, Neb. President Hynes Grain Co, Sherman Saunders Omaha, Neb. President Saunders-Westrand Grain Co. Grocers Wholesale John S. Brady Omaha, Neb. Vice President McCord-Brady Co., Wm. A. Paxton, Jr Omaha, Neb. . of Paxton & Gallagher Co. Xotels. Rome Miller Omaha, Neb. Proprietor Rome and Millard Hotels. Hardware wholesale. Wm. Glass Omaha. Neb. Secretary Lee, Glass. Aadreesen Hard ware Co. Bats and Caps Wholesale. Herman Drlshaus Omaha, Neb. President Gate City Hat Co. Insurance Agents. Edward E. Howell Omaha, Neb. O. W. Palm Lincoln, Neb. Chas. F. Dodge Fremont, Neb. Frank J. Haskell Omaha, Neb. J. M. Mundll Clarkson, Neb. Investment Bankers and Beal Estate Brokers. Chan. H. Brown Omaha, Neb. C. J. Bills Lincoln, Neb. Thomas Brennan Omaha, Neb. Walker-Becker Co Omaha, Neb. Peters Trust Co Omaha, Neb. lienors Wholesale. Edward F. Riley Omaha, Neb. President Riley Bros. Co. Merchants General. K. O. Dovey & Son. . . .Plattamouth, Neb. H. J. Miller Carlton, Neb. B. C. Marquardt. . . , Avoca, Neb. Millinery Wholesale. N. A. Spelsberger Omaha, Neb. President N. A. Spelsberger & Co. Paper Wholesale. Geo. A. Joslyn Omaha, Neb. President Western Paper Co., also Western Newspaper Union. Packers. E. A. Cudahy So. Omaha, Neb. Vice-President Cudahy Packing Co. Plumbing Supplies. t E. V. Lewis.. Omaha, Neb. Treasurer Crane Co. Printers. ' Frank Johnson Omaha, Neb. President Omaha Printing Co. Stock Tarda. Lee Spratlen So. Omaha, Neb. Director Union Stock Yards Co. Treasurers. Frank B. Furay Omaha, Neb. Treasurer City of Omaha, Water. E. M. Fairfield Omaha, Neb. General Manager Omaha Water Co. DO TOUR PART IN MAKING OMAHA THE INSURANCE CENTER OP THE WEST BY INSURING YOUR "HOME" IN THE STATE INSURANCE COMPANY Comparisons1 in School- Efficiency Written. Especially for The Bee by Leonard F. Ayrei of the Butsell Gage Foundation, New 3ork City. Comparisons may be odious, but they are the number of backward or retarded child- Interesting. The spirit of emulation Impels us to compare) our achievements with those of others. This is as true, of cities as of individuals? The one phase of clvlo activity which in America consume much of the publlo revenues, and which by its very nature has generally baffled all attempts at com parison, is the publlo school system. Because the school deals in Individuals rather than in inanimate materials It has been claimed that It is Impossible to com pare the system of one city with that qf another in achievement. There are many respects In which the claim Is a valid one. No measurement can be devised whleh will tell whether character Is more efficiently developed by one system than by another, but many material tests can be made. During the last two years the Russell Mage Foundation of New York City has conduoted an extensive investigation Into school conditions in different American cities. The results of this inquiry will fur nish educators all over the country with facta concerning their sohools whleh they eanoot afford to ignore. The announce ments which art new being made and Wfclca will soon be put In their entirety at the disposal of school authorities tell for a large number of American cities such facts) as the number and cost of repeaters, Traveling Goods Largest stock of Trunks, Suit Cases and Traveling Bags in the city, at the lowest prices. We have the best Suit Case for fS.OO ia the country. ALFRED CORMSn & CO. Harness. Saddle and Trunk Store. 1310 TAJUTAIC STBXST. THIS IS THE TRAVELING SKA SON Let us fit you out with field (lasses. binoculars, auto goggles, eta. Complete Line st Reasonable) Prices. wrxor optical oo. SUfht sm Ike Boatawese Cornet let o4 Varnaa Bta. waaca Toe Sea. Bye (eg ftlssses. ren, the rate at which the pupils progress through the grades, the proportion of be ginners who continue until they graduate from the elementary course, and many other similar ' significant measures of school men for the first time standards by which they can judge their schools, com pare them with those of other cities, and discover how nearly they have attained the highest possible degree of efficiency. Some of these computations are of especial Interest to Omaha. Backward Children. A child who Is older than he ought to be for the grade he is in constitutes a serious problem for himself, his teacher and the community. These children make the work of the school teacher much more ..difficult, fill seats In already overcrowded school rooms, and finally, becoming discouraged at their slow progress through" the grades, drop out after, having received only the bore rudiments of an education. Some of these backward or over-age children are found - In every school system, but they are more numerous In some cities than in others. Their presence furnishes one good measure of school efficiency. Among thirty-one cities 'studied.. Medford, Mass., makes the best record with only 7.8 per cent of her children In the retarded class, while the poorest showing Is found among the colored children of Memphis, whee 71 per cent are retarded. In all of the cities studied a little more than one-third f the children are. above normal age for their grades. These figures probably rep resent with fair accuracy average condi tions In city school systems In this country. Caller Who Leave School. L. In no school system In .America do. all of the -children who enter the first grade complete the course. Attention has been called to the fact that many of the pupils In all school systems are backward. These backward pupils often do not stay to graduate. 1 They become discouraged and leave school before reaching the eighth grade. The process Is termed elimination. It Is of the utmost Importance In Judging the efficiency of the schools of a city. If of every 100 children who enter the schools but fifty complete a common school educa tlen. It means that the schools are not doing what it is assumed that they da. Among sixty-three. cities studied Omaha occupies the .seventh place in respect to the proportion of pupils carried to the final grade. Here 74 per nt of the chil dren get a common school ed icitlon; of each hundred who begin seventy-four con tinue to the eighth grade and twenty-sis drop out. - Wkiie Eieiu Begins. Cities vary not only In the proportion of children who complete ' the elementary ceune, they aJse differ la respect ia the point at which children begin to drop out la large numbers. Many colored children In Memphis and New Orleans leave in the fourth grade. In Baltimore, Camden, Newark and some other cities the fifth grade Is the dropping out point. Many, cities, among them Chicago, New York, Philadelphia and St. Louis, first begin to lose their 'children In large numbers In the sixth grade. Then we have a class of cities where the schools have stronger magnetic powers over their children and keep them to the seventh grade. In this group are Boston, Minneapolis, Grand Rapids and some twenty other cities.. Four Massachusetts cities, Qulncy, Fltchburg, Waltham and Haverhill, lose practically no children before the end of the course. They carry them through to the eighth grade. In the average American city the ten dency is to carry all children to the sixth grade, half of them to the eighth and one Id ten through the high school. Omaha ranks In seventh place In respect to the magnetic powers of its schools. Here the first grade. In which children begin to leave In large numbers, is the seventh. Retention Thro ash the High School. In the matter of pupils who continue to and through the high school there is even greater Variability among the ' different cities than in respect to the continuation through the grammar grades. The. best record Is made by Newton. Mass., whero for every hundred children who start in the first grade of the primary school thirty- eight continue through the high school. No other city makes nearly so good a rec ord. Camden. New York, Philadelphia and some other cities only carry three pupils through. Among the fifty-one cities studied Omaha ranks No. 21. This city carries Uj per cent of all Us children through the eu- tire course. , Rates of Prosjress. The fact that the schools In different cities have In them large numbers of back ward pupils means that many of the chil dren are not making - normal progress through the grades. In the standard sys tem "normal progress" means making eight grades In eight years. Among the thirty-one cities studied In the Russell Sage Inquiry In no case is this recoid attained. Aurora. 111., where the children progress si an average-rate of eight grades In .1 years, makes the best record, and Erie, Pa., where the rate Is 13.4 years to com plete eight grades, makes the worst one. R pesters. educators are more and more beginning to look upon the pupil who repats grades as a trustworthy barometer of school el flclency. The child who has to go over the same grade and remain In the same class year after year, because he or she cannot keep up in studies with other children of the same ee. Is thnically termed a re peater. In. the chools of fifty-five Amer ican cities studied, there arr two million school children. ' During the last school year, li per cent, or nearly a third of a million did not pass and are taking their grades over. It costs nearly ninety mil lion dollars a year to run these fifty-five school systems. About fourteen million dollars of this sum. is spent on the waste ful prsoeos ef repetition, la Bomerville, Mass., only 6.8 per cent of the children have to go through the grades more than once. Camden, New Jersey, sends 30 per cent, of its children through the grades twice. Cities which spend large propor tions of their school funds upon educating repeaters, have Inefficient school systems. Among fifty-five cities studied, Omaha ranks In twenty-second place, with IS per cent, of its children In the repeating class. It costs this city nearly 1726,000 a year for Its schools. Of this sum about $07,000 19 annually spent for educating repeaters. Schools Better -Fitted for Ulrla Than) Boys. It has long been known that more girls than boys go to High sonool and more girls than boys stay to graduate. The Russell Hage Investigation has shown for the first time that In our elementary schols as well girls fare much better than do their brothers. In other words the schools are better fitted for girls than for boys. This is true In Omaha as elsewhere. In the average city In this country there are li per cent more retarded boys than girls, 13 per cent more boy than girl re peaters, and 17 per cent more girls than boys complete the elementary school course. Whether or not this Is the result of the much discussed "feminization" of, our schools caused by the great preponder ance of woman teachers Is a mooted quen tl6n. What has been definitely shown is that our schools are better fitted to girls than to boys. Are Conditions Improving T The question of tendency Is not less In terestlng than that of conditions. If our schools are not so good as they ought to be or poorer than we thought they were. It Is Important to know whether they are on the upward or downward path. The records of fifty cities have been studied to find out what change has been taking place in the last twelve years in the proportion of pupils reaching the upper grades. Taking the group as a whole a gradual but steady Improvement Is noticeable. Of the fifty cities studied, conditions in thirty-five are Improving, while In the other fifteen the contrary Is the case. The city of Omaha Is In the former class. Here the records of the past twelve years show a distinct upward trend. Index of Efficiency. It has been said there are many phases of educational work which baffle attempts at quantitative comparison. We cannot measure the effects of education on chil dren who past, through our schools. There "I had Chronic Diarrhoea for sev eral months. Spent $200 for doctors without relief. Wakefield's Blackberry Balsam saved niy lite." II. S. Keefer. Seattle, Wash. "For a year I had Chronic Diar rhoea. Three doctors failed to cure me. Wakefield's Blackberry Balsam made me sound sad well." Jasper Phillips. New Sharon, la. "My child nearly died with Cholera Infantum. Wakefield's Blackberry Bal sam saved Us life." airs. li. D. Schofield. ChrUman. lad. are, however, certain phases of the work of our school systems which we can measure and combine so as to shape them into standards of measurement and comparison. It has been pointed out that many chil dren leave school before completing the elementary course; we also know bur schools are overcrowded In the lower grades and contain few pupils In the upper ones. In other words, the ratio of fin ished product to raw material Is lower than tt should be, while the size of the plant Is greater than It should be for the work It Is doing. By finding the product of percentages which give us the measurement of these two factors we may arrive at a single figure which will tell us, quite accurately, how nearly the school system Is fulfilling Its mission of supplying an elementary education to each child with the least pos sible amount of waste effort. Perfect ef ficiency lA a human organization is as Im possible as It Is In a mechanjeal contrivance. Were such a thing possible we should find this efficiency expressed by 109 per cent. Among sixty-one school systems thus studied, Fltchburg, Mass., most nearly ap proaches this ideal, with an index of ef ficiency of 83. Camden, N. J., and Erie, Pa., stand at the other extreme with In dexes of 20 and 23 per cent, respectively. Omaha is in the eighth place on the list, with an Index of efficiency of 73 por cent. It Is significant that the first seven cities at the head of the list are In Massachu setts. When results are computed by states, Massachusetts makes the best rec ord, and New Jersey the worst, with Ohio exactly In' the middle position. Immigration Not to Blame. Almost Invariably when It IS shown that a city has a less creditable standing In any respect than has been commonly thought, the Immediate response Is , that no sur prise should be felt In view of the number of foreigners reaching our shores each year. This claim Is not substantiated by condi tions disclosed In the Russell Sane Inquiry. Careful study has failed to demonstrate that cities having large foreign popula tions have less efficient school systems than most cities. Among the large cities studied the con trary is rather the case. This is shown by reference to the following table, which shows for each of eleven cities the Index of school efficiency and the per cent of persons of foreign parentage In the population: Pet. Pet. For fichool elm Pop Cities. Efficiency, ulatlon. Boston Minneapolis Chicago New York St. Louis Cleveland Inefficient school systefns, while the most foreign cities Chicago, New York, Cleve land and Boston are shown to have very much more efficient educational plants. NEWS OF THE ARMY POSTS Brigadier General W. S. Edgerly As signed to Comand Eighth Cav alry School at Fort Riley, Brigadier General Wlnfleld S. Edgerly, recently In command of the Department of the Dakota, has been assigned to the command of the cavalry school at Fort Riley, Kansas, having been succeeded in his former post by Brigadier General Charles L. Hodges, recently returned from the Philippines. With the assignment of General Edgerly to the cavalry school at Fort Riley, it places three brigadier generals In the De partment of the Missouri, two of whom rank General Morton, the commander of the department. They are Brigadier Gen eral Frederick Funston, the ranking briga dier general of the. army, who la In com mand of the army schools at Fort Leaven worth, and General Edgerly, who ranks General Morton four files. General Edgerly will not assume com mand of the Cavalry Service school at Fort Riley for some time, as he will take an extended leave of absence, possibly ver Ing his retirement, which will be In May, 1910. General Morton will retire In April, 1510. Colonel Frederick Ward, of the Seventh cavalry, Is now In command of the cavalry school temporarily, having succeeded Brig adier General J. B. Kerr, retired, a few months ago. Colonel Ward is also in com mand of the post of Fort Riley. The Missouri Pacific has secured' the con tract for transporting Battery E, Fifth United States field artillery from Fort Leavenworth to Omaha, on Its way to the artillery target range at Sparta, Wis. From Omaha the battery will be transported to Sparta over the Chicago, Milwaukee A St. Paul. The shipment of the battery and Its equipment of men, artillery, horses and miscellaneous baggage will require twenty four cars. The battery will reach Omaha the night of July 3, and will depart for Sparta the following day. Upon the conclusion of its thirty days' target practice at Sparta, the battery will return overland to Fort Leavenworth, going by. way of Des Moines in time to take part In the military tour nament there In September. The return march from Sparta to Des Moines, will occupy about eight days. After the Des Moines tournament, the command will re sume its march to Fort Leavenworth. Company L, Third battalion of engineers, consisting of three officers, 150 enlisted men, eighty-four animals and twenty-four pontoon wagons will leave Fort Leaven worth June 80, by rail for Toledo, Ohio, to take part In the military tournament there, which begins July 5. Propouals for the transportation of the command were opened at the office of . Major D. F. Mc Carthy, chief quartermaster of the De partment of the Missouri. The award has not yet been made. Captain John C. Raymond of the Second cavalry who was shot last week by one of the enlisted men of his command at Fort Des Moines, is still in a critical con dition. While he may eventually recover, the wound of such a character that he will be partially paralyzed for Ufa. These enlisted men have been transferred from the line to the hospital corps upon the recommendation of the chief surgeon of the Department of the Missouri. They are Privates C. P. Kiefer; of Troop B, Second cavalry, A. A. Lee of Troop B, Eighth cavalry, and Bert Young of the mounted service unasslgned at Fort Robin son, Neb. Honorable discharges by purchase from the regular army have been granted Ser geant R. W. Harris of Hattery E. Fourth field artillery and Privates Walter Collins and Morris Jacobson of Troop B, Eighth cavalry. Brigadier General Charles Morton, com manding the Department of the Missouri, will return from the east Monday, Quick Action for Your Money You get that by using The Bee advertising columns. 7 7t 03 i 65 77 M 77 01 CI GO 76 4S 45 71 S8 &5 36 88 31 38 Jersey Cltv , Philadelphia Baltimore New Orleans These figures will surprise those who en tertain the common belief that this 111 is directly traceable to the Immigrant. Among the cities In this table the three most American Philadelphia, -Baltimore and New Oileausaxe the ones having the most No woman can be happjr without children; It is her nature to love them as much so as It is the beautiful and pure. The ordeal through which the expectant mother must pas? is so full of dread that the thought nils her with apprehension. There is no necessity for the reproduction of life to be either very painful or dangerous. The use of Mother' Friend prepares the system tor the coming event, ana it is passed witnout any danger. remedy is applied externally, ind has carried thousands of women through the crisis with but little suffering. Book eonUlalag Inforsutloa of valoe h all ezpecuut iiUiti aiaued free. - mkADTIELO RFOUIMTOR OO, AUmmdm. day Ihia iFmmm'