10
TirE OMAHA " SUNDAY BEE; APRIL 2S, 1009.
NEBRASKA HAS
STRONG BANKS
i . .
Eight Hundred and Fifty, State and
National, Doing Buineu at
Present. - - -
OVER TWEHTY MILLI0K3 CAPITAL
Combined ..Deposits , Beach a Grand
Aggregate of $118.R045. ' i i.
SHOWING BY VARIOUS COUNTIES
Banks Affected by New Guaranty Law
Number 647.
Femard S
Cherldan .... I
Fhtmn .... 2
HIc MX V
Stunton ..... i
Tl syrr "'......'1
T'ltimton .... I
Vail, y 1
Washington . 3
Wayne 3
Wetster 1
York 7
REQUIREMENTS OF NEW STATUTE
ialysl of th Prore-der Provided
for (nmln( Vadrr Cortr I.nT :
mud of Method of. Par- '
inm Depositors. . , .
Banks In IT.DraskV at this dat, ' rtl
tnat.a, 860. . . " ".
Stat banka, affaotad fey funiant law,
S47.
Capital stock paid In ! stata basks,
110,849,030. Deposit., 6,lll,693. -
.rational banks, lart report, 809.
Capital stock paid la by national banks,
89,790,000. DspositS, $68,334,353.
Amount of asaassmant on dally aT.raga
daposlts proTldad for by now law, op to
lary of January 1, 1913, 1.1 par cant. ' '
Fosslbla amarf-tney asaassmant In any
ona ysar for immsdiat. paymsnt of d.pos
Itors, 1 par oant.
At the j resent time the number of
banks doing business In Nebraska, national
and state, la about tftO. Not all of the
bank Included In this number appear in
the bankers' blue book, the last number
3t which la dated' May, 1808. and the data
for which was collected some months pre
viously. The state banks number 647, ac
cording to the last tabulation of the sec
retary of the state banking board, and the
rest are national banks.
On July 1 all of the state banks will
come under the requirements of the new
o-called guaranty of deposits law, passed
by the legislature, which has Just quit
business. Whether any of the national
banks will resign their charters In order
to take advantage Of the law, or to ward
off Its Inimical Influence;' Is problematical.
Some few have done so In other states,
where similar laws have been passed, and
the like result may be noted here. In
the light of this possibility, some statis
tics touching the banking business of
Nebraska will be timely.
February 6, 1900, when the last report
of " the comptroller of tho currency was
made, the paid up capital of the national
banks In Nebraska amounted to $3.790,W;
undivided profits totaled $1,328,218, and the
deposits amounted to $.i2.334,S3:.
' ' Reserve Exceed Requirement
Reserve required by law was $7,835,152;
amount actually held In reserves was
$8,Ci7,13o, or 16.59 per cent. Cash on hand,
due from reserve agents, and In tho re
demption fund, totaled $11,543,742,. or 27.84
per cent. '
Of tho national banks, eighty-eight have
a capital of $25,000; seventy-one have $50,
00t; fifteen, $100,000; eight. $30,000 to $35,000;
sit, 175,000; five, $,000 six $160,000; .two,
$200,000; two, $250,000; one. $300,000; one.
$400,000; two, $500,000; one, $600,000, and one.
$1,000,000. . . . - .
Douglas county, with nine banks, showed
a paid up capital, of $3,600,O; undivided
profits. $3,711,000; deposits. $49,364,000. Lan
caster and Dodge are second and third,
with $990,000. and $650,000 capital ard $8,537,T
000 and $3,560,000 of capital and deposits, re
spectively. Madison county, with six banks,
showed deposit, of $1,943,000. Cuming county
also had six national banks, but It was
exceeded In total deposits by Adams, with
three banks; by Gage, with five; by Buf
falo, with three; by Dawson, with five;
by Otoe, with four; by Saline, with four.
York had, at the time the blue book was
Issued, an even $2,000,000 of deposits In
at?ven national banks. The counties named,
following Douglas and Lancaster, all topped,
tho million mark In deposits, as do also
Hall, Hamilton and Platte. There were
flva counties, Burt, Cass, Nemaha, Phelps
and Seward, with over $900,000 In deposits.
Butler and Washington had better than
$800,000 on deposit; Holt and Nuckolls had
over $700,000 deposits; Box Butte, Nance,
Polk, Saunders, Stanton, all had over $000,
000 deposits. Lincoln, Pawnee and Thur
ston were each well over the half million
mark, while the counties showing up with
over $100,000 on ' deposit were: Custer,
Dawes, Furnas, Jefferson, Knox, Red Wil
low, Richardson, Scott's Bluff, Sheridan
and Wayne. Frontier, with one small na
tional bank, shows the smallest amount of
deposits, $35,000. Twenty-one countlea wer
worrying along without national banks,
but these same countlea had seventy-nine
state banks. McPherson county had no
bank of any kind.
Rational Hanks by Counties.
Following Is a tabulation, . probably the
first ever published In this form, of the
number of national banks in the various
counties of the state, with the total capital
isation, surplus and undivided profits, and
deposits, as of date, approximately, Janu
ary 1, 1908:
jp.'plua and
undivided
County Bunks. Capital. prP'Hs. Deposits.
Adams 3 $ 360.000 $ .'.'
Antelope .... S 60.000 rt.WO
Bocne 6 186.000 UM'W
Box Butte ... S 100,000 .)uu
Boyd $ 125,000 1K.900
Brown 1 35,000 18.000
Buffalo t '.fto 4wJ
Burt 4 '175.01W 44.bH
Butler 8 176.0U) 91,110
Chbr 5 iW.OUt) 57. UO
Cedar 8 liii.ouo Sst.aw
Cherry 1 26,000 17.000
Cheyenne .... 1 26.000 a,40
Clay 75,010 4!,000
Colfax 2 W.uno dt.0
Cuming 2a5.u) l,5i0
Custer S 75.0W $".)
Dawes t 75,000 45.000
Dawson 6 ITS.ouO 12u.ftM
Dixon S 80,000 21,7
Dodge 9 650.UM Su7,7JO
Douglas $.6HO.O"0 J.T11.0OO
Frontier 1
Furnas &0.t00
Gage ' C 32S,ouO
Garfield 1 .000
Oosper 1 W0
, I o.w
, 3 mono
4 Sn6.u00
1
. 1 2&.0U)
, I 26.000
6 176.UM
1 Bc.UO
, 1 lOO.OlO
, S 100.OjO
, S 75.UM
, 6 126.IU)
5 Wu.oi")
, 1 100,(X)
, ( SuO.UUU
, t 75.WW
, 4 $25,000
4 lOO.UO
, 4 175.WO
, 4 Sfo.uUO
, 7&.0i
. S 146. ot)
, 4 175,00
, 4 125 UO
. $ Itti.OuO
. t MU
, 4 160.0t
. I 140.00
bVMl Bluff I 10U.0U0
im.noo .-.. 94.o
loOflfiO i.imi 47.v
Sn.mm 12.7" Stt.nn
ro.oio P ,io l'.
17S." !2.f . M4.'0
10".i0 2.M S.rn
7i,.(rO 4S,C 272 100
1;(oi 14. '.hi 8'.'
lOi.OOt 85.0O 4il.K
50(0 2'.WO 2i.i)
3O0.MO 2(7.5 0 l,(flO,HO0
state Ranks Are atrona;.
I.ste figures from Secretary Royse of
the St-ite Banking Bosrd show a paid cap
ital In stale batiks of $10,819,030: surplus and
undivided profits, $2.44.837; deposits, $6i,
U1.K93; loans, $55,716,674.
SeveHty-eight state banks have a $5,000
capital; Sixty htive $10,000; eighty -swen
have $I5.00i; fifty-three have $2i;,fl0; eighty
two have $r,OH0; twenty-one have Vo.noo;
eight have $40,000; twenty-eight have $50,000;
two hava $75,O0f; four have $100,000; one has
$160,OTO. Of banks having a capitalisation
ranging between $5,000 and $10,000 there are
118; ranging between $10,000 and $15,000,
thirty-six; ranging between $15,000 and
$20,001, eight.
Douglas, with $3,120,598 of deposits;
Saunders, with $2,718,146, anh Lancaster,
with $2,170,617, Jead Uie line of banks sub
ject to 'assessment, (bounties showing over
$1,500,000 of .deposits pre Butler, J1.5S4.0C1 ;
Clay, $1,79.U01; Colfax, $1,508,928; Dode,
$1,741,713; ; Plllmbre, . tl,"&,835; Jelf. raon,
$1,629,989; Richardson. $l,743,9t9; Washing
ton, $1,631,2X5. .
The ! ccSntles showing over $1,000,000 In
deposits are Buffalo, Burt, Cass, Custer,
Dixon, Furnas, Oage, Hall, Otoe, Saline,
Seward, Thayer, r (
Counties showing deposits of over $609,000,
and some of them running close to the
million mark, are: Adams, Antelope, Boyd,
Cedar, Cheyenne, Cuming, Dakota, Daw
son, Franklin, Frontier, Harlan, Holt, How
ard, Johnson, Kearney, Lincoln, Madison,
Merrick, NemuJia, Nuckolls, Pawnee,
Pierce, Platte, Red Willow, 8arpy, Wayne,
Webster, York.
Four counties have well oyer $400,000 In
deposits, five have $300,000, seven have over
$20,OjO and seven have over JfOO.OU).
The smallest amount of depots is in
Sioux, $3,307.
State Banks by Countlea.
Following Is tho last showing made by
state banks aa to capital, surplus and de
posits:' Number
Banks. Capital. Surplus. Deposits.
Adams 8 $ 107.500 1 22.000 1 701.006
Antelope 11 198,600 15,300
lo.oto
15,1.00 . 6.400
115,240 17.9M)
10,tXW 2,0l
110,000 21,100
48.200 6.569
220,010 31.979
150,000 31.462
li9.Oi0 43,850
247,500 47i671 '
188,010 31,305
40,0110 2,350
67,000 ll'.OOO
115.000 12,000
257,010 , 95.300. .
150,000 44.100
115,000 34,500
210,000 24,750
77,000 9.450
40.000 17,500
145,0(0 7,027
33,000 5.2110
2X9.CO0 47,0O
225,&X 67.6
490.000 . 31.775
40.0(0 s 3.000
238.000 69.aK)
190.000 32,000
83.000 15,6V)
152.500 40,600
277,000 15,320
30.000 850
6.000 1,000
30,000
100.500 26,500
182.M0 67,010
57.200 3.800
141.0TO 17.600
. 60.000 . 15.000
, 146.000 ff Jt,03
10.000 ' 2.500
135.000 26,189
247.000 83,400.
122,500 43.350
K5,5(V 8,313
46,000 ' 1,700
25,000 4.186
35,000 ' tfiOO
258.000 69.250
338,000 34,276.
112.500 1,100 ,
16,000
6.000
222,000
104,500
15.000
76.000
107,000
225.000
130.000
30,000
47.000
174.000
167.790
77,600
Hanner 1
Blaine 2
Koone 6
Box Butte 1
Boyd 11
Brown 4
Buffalo 14
Burt 7
BntleT 14 ,
Cass 14
Cedar S
Chase 2
Cherry 6
Cheyenne -7
Clay 14
Colfax 10
Cuming 4
Cuflter 15
Dakota ....... 6
Dawes 2
Dawson 9
Deuel 4
Dixon 12
Dodge 13
Douglas ...... 18
Dundy 2
FUmorp 11
Franklin 13
Frontier 6
Fin nas 10
OaSs 17
Gnrflcld 2
Oosper 1
GTant 1
Greeley 7
Hall 6
Hamilton .... 6
Harlan 8
Hitchcock .... 8
Holt 9
Hooker 1
Howard 10
Jefferson 11
Johnson ...... 9
Kearney 7
Keltb 4
Krya Paha... 4
Kimball 2
Knox 12
Iincaster .... 23
Lincoln 8
Logan '..'2
Loup 1
Madison ....... t '
Merrick I.
Nance 1
Nemaha 7
Nuckolls .... 9
Otoe 12
Pawnee 6
Perkins 4
Phelps 4
l1erce 10
Platte 8
Polk S
Red Willow.. 7
t'.iehardson .. 13
Rock 8
Saline 10
Parpy 8
Saunders 21
Scott's Bluff. 4
Seward 13
Sheridan 4
Sherman 4
Sioux 1
Thayer 13
Thomas 1
Thiraton 4
Vallev 4
Washington... 9
Wavne 3
Webster 10
WheeleT 2
York 7
149.500
335.000
26,000
225.000
71.600
334.0
45.01)0
210,500
90.000
52.500
10.000
212.000
10,000
45 000
97.(W
282.500
6'S.ono
117.000
12 K"0
90.000
I, 750
66.0O
65.500
3.000
27,600
32,ftO
49,250
24.714
$.000
9 O50
37,816
19.600
8.90ft
2.3'
103.6IO
$.650
6S.700
1.400
68,060
700
31.750
17.100
9.500
2,000
47.850
1.000
2.000
26.000
37 9'0
II. 500
387.000
3 700
6.300
994.340
28,640
61,533
456.262
116,631
696,858
220,147
1,219.431
1.001,867
1,584,061
1,363,641
792,842
214.811
338.908
671. 800
1,879.091
1,508,928
682.279
1,088,176
593,642
477,344
635.582
249.243
1,485,367
1,741.713
3.120.E98
213.95
1,768,835
966.814
569.289
1.093.943
1,389.748
39.261
26,875
260.636
337,438
1,153.65
430.902
607,832
326.591
667.736
64,731
842.404
1.529.9"9
6S3.26S
607.407
800,440
138,392
137.816
1.687.345
2,170.617
668.331
-,,L 68,2'tO
38,846
943,653
745.8K1
99.680
728,586
742,055
1,440.831
690.259
165.522
807.404
931.946
8r0.r6
447.865
866.184
1,743.969
199,043
1.409,754
B76.897
2,718.146
189.631
1.117.933
204.7O2
205.374
8.307
1.308.462
2-1,303
106.192
351.868
l,6l.'8-i
646.81V
919 Vi
4.5',6
674.4S2
during the continuance of such violation
is provided, and such violation Is to be
cause for the appointment of receiver .to
wind up such banking business.
Where the' appointment (if a receiver' Is
dnrmcd advisable, the banking board com
munl.ates the faris ta tho attorney ge n
eral, who will cause application to be made
to the court of the district In which the
delinquent bank Is located or to a Jadg
of the supreme court; but district courts
control the administration of the receiver
ships. It Is sufficient to show the truth
of any of the facts enumerated In the law'
as cause for appointment of a receiver.
I'ndtr the supervision of the banking
board, the directors may restore Ore capital
and credit of the bank and be allowed to
resume. However, If tho receiver Is or
dered to prcMed, the court will fixe a
time for filing claims, not mere than sixty
days from date of order. A receiver must
make at least one monthly report to the
board.
Creating; a Guaranty Fund.
The law goes about the' creation of a de
positors' guaranty fund in this manner:
Within thirty days after it becomes ef
fective, and on the 1st of December, M909,
and every first of June and Docember
thereafter, the banks shut make' a state
ment showing their average dally deposits
for the preceding six months, exclusive of
public moneys otherwise secured; then:
On the first day of the month next suc
ceeding the date for making and filing
such statement, the board will levy as
sessments against the capital stock of
each bonk as follows:
Within sixty days of the taking effect of
tho act, one-fourth of 1 per cent of the
average dally deposits aa shown by the
first statement filed; 1
On the 1st day of January, 1910, one
fourth of 1 per cent of average dally de
posits as shown by statement filed 1st
day of December, 191;
On the 1st day of July,. 1910, one-foith
of 1 per cent of average dally deposits
shown by statement filed 1st day of June,
1910;
On the 1st day of January, 1911, one
fourth of 1 per cent of average dally de
posits us shown by statement filed De
cember 1, 1910; . ...
And on the 1st day of July and January
of each year thereafter one-twentieth of
1 per cent of average dally deposits as
shown by last statement filed.
Thus 1.1 per cent of the average deposits
of state banks will be paid into the de
positors' guaranty fund by January 1,
1912.
The fund so created is to be held by the
various banks, as their proportion may
be, and Is to be payable to the' banking
board on demand. Banks" organized subse
quent to, the taking effect of the act are
to. pay In 4 per cent of capital stock, sub
tct to adjustment later on average dally
deposit basis.
Procedure In Liquidation.
In case of a bank failure, or closing of
doors for any cause, tho receiver will pro
ceed to collect all the money possible, and
On order of the court may sell or com
pound all bad or doubtful debts, except the
liability of stockholders, officers or direc
tors; and it is . provided that a majority
of the . latter shall reside In the county
where tho bank Is situated,' or In an ad-
Joining county.
Claims for deposits and claims of hold
ers of exchange are to have priority over
all other claims, except federal, state,
county or municipal taxes, and .will con
stitute a first lien after said taxes; and
shall be paid Immediately out of the avail
able cash in the hands of the receiver.
If cash is Insufficient, the court shall de
termine the amount necessary, to ; supply
the deficiency, and certify the same to
tho banking board, which shall draw on
tho guaranty fund, by. drafts pro-rated
among the solvent banks holding the fund,
and send the amount, to the receiver.
Should the guaranty fund be reduced or
depleted from any cause prior to July L
1910, to an amount 'less than one-half cf
l'per cent of average dally ' deposits, or
subsequent to July 1, 1310, be dypletad or
reduced to an amount less than i per cent
of the average daily deposits,' as shown by
last semi-annual ' statement, ' the banking
board shall levy a special assessment on
tho capital' stock of the bunks, to be based
on the average daily deposits. When re
quired for the purpose of immediate pay
ment of depositors, such special assess
ment may be for any amounty not ex
ceeding 1 per cent of the average deposits
In any one year.
EXPLORER'S FINDS IN CHINA
Traversing the Great Wall and
perlencea Among the
PlKnilrs.
Oreeley
Hall
lUmliten ..
Harlan ....
Hayes
Hitchcock .
Holt
Howard ...
Jefferson ..
Jyhnson ...
Kearney ...
Knox
Lancaster .
Lincoln ....
Madison ...
Merrick ....
N anra
Nemaha ..
Nuckolls ..
Oto
Pawnte ....
Phelps
Piatt
Polk
Hed Willow
Richardson
fcallna
Saunders
SS.000
129.IKA
7.0iO
1,0X0
i,JOi
145.1KO
110,O
6.WO
10.000
6.000
72.4W
fc.VO
18,010
39.0u0
15.6(0
IO8.O1O
aio.oio
21. wo
172.3UU
H,t"
46.(00
Kj.olU
52.MJ0
lle.wO
38.0O
131.(40
7.6
24.40
' SS.IMO
21.5l
97.UO
7,t0
90j0
$ 2.111. a n
2J3.000
Ovi.ooo
txn.iw, '
276.00i
126,0(10
l,241.Ufc
9ifi.t0
toi.ml
910,000
SJW.OIO
2.D.0O0
123.000
343.01 0
344.000
l,is;.0uo
432 00")
456,000
1,373,0(0
281.000
S,5(j.U00
49,364. (O0
3o.OM
477,0)0
l.tKW.'JOO
ivid.ooo
146,'M)
215.000
1.074.(00
1.123.0UO
145.O0
Mo.ww
1 75.0011
7Je,(0
Mo.Oi'i
4I,0"U
3s6.l0
32."i,0(O
4'UM
8.6.17.UOU
6o0.()
l,94l.ont
346.CO
!dl.ii
772, U00
l.R.f.OiO
673.UO
JBS.0i4
l.uivom
040.00
447,(M(
496.0
1.2(..V JU
6O7.U0U
4U,U0u
Totals 1" "9 owl in rV $66,111,693
New Banklnr Board.
fnder the new law the state banking
boird conslBts of the governor, the state
auditor 'and the attorney general, hut the
governor makes all appointments, vis.: A
secretary at $3,000 a year; a clrrk at $1,600:
one i other ..assistant.. It,.-, necessary, nc
salary specified; also "person or persons
as examiners, at $1,800 per year ench and
expenses not to exceed $1,000 a year eieh
' Each bank must be examined at least
twice a year,- and "as often as shall b
deemed necessary and proper." Thus the
minimum number of examinations pro.
vlded for Is about 1,300, with the number
of banks standing as at present, but new
ones are being rontlr.i ally crganixed
Fees to be paid for examination, to atae
board: Banks with capital of $15,000 or less.
515; more than $15,000 and less than $.V),000,
$20; $50,000 and less than $100,000. $30; $io0.000
or more, $30; surn rees snail ne pnia noi
oftener thnn twice a year.
The minimum capital provided for state
banks Is $10,000; in towns with 100 popula
tion and less than 600, not less than $15,000;
towns of 500 and less than 1.000, not less
than $20,000; towns of 1,000 to 2.ft. $25,000:
towns of 2.000 to 5,000. $35,000; towns of 5.00
lo 25.000, $50,000; towns of 26.000 to 100.0(0,
$100,000; towns of lOO.OOOJor more, $200,000.
For savings banks, the minimum paid up
capital must be $15,000; In cities of 60.000
to 100.000 population, $35,000; In cities over
100.000. $75,000.
Fees for charters, to tie paid to the statj
board, are: For a capital of $?5.000 or less,
$26; for capital for more than $25,000 and
less than $50,000, $25, and 60 cents for each
$1,000 over $26,000; for capital of ever $50,000,
$37.60. and ti cents for very $1,000 ovor
$25,000.
Must File Statements.
Ail banks under state authority must
file with the banking board, wlth)n sixty
days of the date, when the act goes into
effect, which will be July L. a statement of
their condition. ' They must also make four
reports each year to the board, and special
reports when called for. A fine cf $50 a
day la provided for those who fall to make
reports when called for; and the making of
a false statement la made a felony, which
shall be punished by a fine of not less than
$100, or Imprisonment in the penitentiary
for not less than one nor more than five
years. For violation of the general
provisions of the law a fins of $2s a day
Back from an extended trip of exploration
in China and Tibet, in the course of which
he made Interesting discoveries along the
Chinese great wall, Dr. William Edgar
Gell of Doylestown, Pa., arrived In New
York on the steamship Minnehaha.
Dr. Doyle traced the great wall through
Its entire distance, from the coast to the
northern border of Tibet, discovering about
200 miles of the structure that had nut yet
been mapped. He said he had found evi
dences ot the existence of at least ten threat
walls, apart from the famous one, and con
firmed reports of the existence of a wild
race of Chlnvse pygmies In the .northern
mountains, where they had dwelt for
twenty centuries.
This was the first time a white man had
''J traveled the entire length of the wall, Dr.
enoll Avnlolna.l ....! I, .. ....11.,....., I . .. . I. .
' . .,i!..,.v i v. iin ururrcu 1 1 vr (i me
first tlmo any one. had done so.
"We had an expedition of about twenty-
five men," he said, "and did most of our'
traveling witn pack mules, starting In May,
1908, from Shan Ilia Kuan, where the great
wall lias one of Its ends, dipping into tho
Yellow sea. The other end of the wall is
at Klan Yu Kuan, north of the Nan Shan
mountain range, which we reached In Sep
tember. We discovered about 300 miles of
great wall that had not been ' charted.
"The distance between the two ends of
the great Wall Is about 1.250 miles, but our
whole trip was about 1.800 miles. Our
Journey took us into Tibet, where I fell
111 and had to be carried along by my men
for several days."
Speaking of the strange race of pygmies,
he said that Chinese legends regarded them
as oescenoanis or a race which was en
gaged In the laborious work of building
the wall centuries ago.
"The legend says that a certain people
were unable to stand the abuses of the
Blasters In the building of the wall." added
Dr. Gell, "and fled Into the country south
of the wall, and that the laborers, when
they would fall exhausted from their en
deavors, would be thrown Into tho wall
structure and be burled there."
Members of the expedition had no serious
fights with natives, but extreme care was
necessary at many times to prevent trouble.
They met Chinese who said- they liaJ
never seen white men. Along the wall
six or seven main varieties of the ClUnese
language were spoken, and there were va
riations of these varieties, but the Chinese
interpreters with the party were able to
talk with any of the natives encountered.
New York Pest.
1 11'
Slates
OF
UNITED
Capital, $600,000
OMAHA, NEBRASKA '
STATES DEPOSITORY
Surplus and Profits, $600,000
Comparative Statement of Deposits, 1883 to lOOO
1883, S006.737.13
1888, $1,704,010.20
$1,760,640.35
$1,008,061.70
1893,
1898,
1903, $4,171,907.97
10, $9,075,393.33
IS9 stioo9ooo.
OFFICERS:
M. T. BARLOW, President.
G. W. WATTLES, Vice-President.
V. B. CALDWELL, Vice-President.
A. MILLARD, Vice-President.
W. E. RHOADES, Cashier.
G. E. HAVERSTICK, Assistant Cashier.
R. P. M0RSMAN, Assistant Cashier.
0. F. BRINKMAN, Asst. Mgr. Credit Dept.
M. T. BARLOW,
President United States National Bank.
S. 8. CALDWELL.
of Coal Hill Coal Company.
V. II. CALDWELL,
Vice President United States National Bank.
E. A. DUFF,
President Duff Grain Co., Nebraska City, Neb.
''thos. a. fry.
President Fry Shoe Company.
DIR EC TORS:
C. W. LVM AX,
Vice President Nebraska Telephone Company.
EUCLID MART IX,
A. MILLARD.
Vice President United State National Bank.
E. M. MORSMAN.
Treasurer Nebraska Telephone Company.
A. L. REED,
President Byron Reed Company.
W. E. RHOADES,
Cashier United States National Bank.
. P. SMITH.
of Smith Brothers, New York and Omaha.
W. A. SMITH,
Treasurer and General Manager Omaha and
Council Bluffs Street Railway Company.
G. W. WATTLES,
Vice President United States National Bank;
President Omaha and Council Bluffs
Street Railway Company. ;
President Omaha Grain Exchange.
C. E. YOST,
President Nebraska -Telephone Company.
The United States National Bank of Omaha Invites the Accounts of Banks, Corporations, Firms and Individuals
:i TIT
Capital $200,000
Surplus and Prolits $100,000
UNITED STATES DEPOSITORY
mil National Sail
OF OMAHA
H. W. YATES. - - - President
WARREN iWITZLER, Vfce-Pres.
W. E SHEPARD. - - - Cashier
H. W. YATES, Jr., - Asst. Cashier
AYDEN
BROS;
BANKERS
Incorporated Dec. 24. 1906.
Capital. . $100,000
Deposits. $350,000
This bank was started as an adjunct to the
Hayden Bros Department Store, for the accommo
dation of store customers only; many outside de
posits have been tendered, and so often, that it has
decided to reorganize the Bank, increase its cap
ital, occupy a building used for banking only, and
change its name to
CORN EXCHANGE BANK
AUTHORIZED CAPITAL $500,000
PAID UP not less $250,000
These changes will take effect June 1st, 1909,
or as soon thereafter as practicable. , ,
It will transact a Commercial Banking Busi
ness, and solicits all business in that line.
' : :
of 140. The first yar he male and I .old
only Blxty gallon, of a certj rin k of
which last year more than i.iwt.OOo gallon,
w re dUposVd of. In twenty years t e
man who .tartod with $40 nrw earn, on his
Mmmef drlnk more than W.OoO.0.0 . ac. year
ofl SSrn -.nTe of the" W r.U
wm part of hi. profits. And hi. bne
U irrowlim larger every year. There la a
than aim " t any manufacturing bushie
VT'are. In this country mur.th.n JW
All Ul
I
person.
In Imm
accumulatlnR
In immense Vumulate-t.
or 1 1 ii v . jjj . v . .....
US. u. - ,,r,nl. hual.
fortune.. Oet in t" "'" ","".,, "u.
nes. If you want to roil in wmm.
lngton Post.
Tk Ul. that fmw:
"Young man, go into the summer drink
bu.int. If you want t. retire a million
aire." uld Albert W. Braisted of Huston
at the Arlington. "I know one man who
tarled twenty jar ago with a cuultaU.
nilK, Ka Hlver.
Practically alV the .tream. In Kansas
wire named by Indian, and carry those
rame. to this ciay. though In an Anglh lid
IOTh"e Neosho, the largest stream in south-
II mm- bx.'i j . -
..... ...
one ur.ie iiveu in-
thev t Kan talking of
id Indians ai
rl. and when
trHd ng thtir land. In that Male und mov
ing to southern Kansas, a !rty was sr-nt
out to look the country over and mike
a report on it. It was In the summer
time and very hoi and dry. fomtng ovci
the prairie noltl.esst of Humboldt they
h.1 'A Ion wuy to irav -i wiuiuui w.
'When mey .rnvru m n
A T IHckermaii of Oswego, "an Indian
ro'de.dnwn the 1 ping bank ioto the water
l:u. to h's surprise, the hor- St. -pot d
light olf into deep water, and the horse
A till-
i T.Hu,. wfiit in all over.
aborigine clajnuered back on tn bank, he
muttered. Wugh Neosho.' This. In plain
Kniilish. means water pocket, or water
hole, and the name clung to the stream
ever afterward." Hutchinson News.
Bigger, Better, Busier That's what ad
vertising in The Bu dots for jrour
bubiius.
D. B. WELPTOS, Pres.
D. H. WHEELEU, VlccPrc
Oldest Agency In tha City
Cstabll.h.d 1867
HERBERT WHEELER, Treat.
CEO. C. COOPER, Sec'y
WHEELER (Ei WELPTON CO., Inc.
INSURANC
FIRE Diligent Attention Given the
BONDS Best Interests of
BOILER Our Patron.
UUHCLARY
PLATE CLASS
HEALTH
TORNADO ..
ACCIDENT
LIABILITY
AUTOMOBILE
PHONE DOUG. 186
2nd Fleer Crelghton Block
CERTIFICATE OF PUBLICATION.
STATE OP NEBRASKA
OKFICE OK
AUDITOR OF PUBLIC ACCOUNTS
LINCOLN, February 1. 1909.
It la Hereby Certified, that the Commercial Union
Assurance Company of London, England, has com
plied with the Insurance Law of this State, appli
cable to BUth Companies and la therefore authorized
to continue the business of Fire Insurance in this
State for the current year ending; January 31st,
1910.
Witness my hand and the seal of the Auditor of
Public Accounts, the day and year first above
written.
SILAS R. BARTON,
(Seal) Auditor of Public Accounts.
C. E. PIERCE.
Deputy,
15th and Douglas Streets'
OMAHA. Ntti.
CERTIFICATE OF PUBLICATION.
STATE OF NEBRASKA
OFFICE OF
AUDITOR OF PUBLIC ACCOUNTS
LINCOLN, February 1. 1909.
It Is Hereby Certified, that the Royal Insurance
Company of Liverpool, England, hag complied with
the Insurance Law of this State, applicable to such
Companies and is therefore authorized to continue
the business of Fire Insurance in this State for the
current year ending January 31st, 1910.
Witness my hand and the seal of the Auditor of
Public Accounts, the day and year first above
written.
(Seal)
SILAS R. BARTON,
Auditor of Public Accounts,
C. E. PIERCE.
Deputy,
,'7
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t
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