I
Farming in Japan Lacks Modern Machinery But
lit
v
V
'MM
" . M
A-f-. s ' 'Vi '
mil in - i i 1 tTiA
JAPANESE FARMER
(Copyright, 1909, by Frank G. Carpenter.)
JAKA, Japan. (Special Oorre-
I apondence of The Bee.) During
I the loot two months I havu
oeen traveling tnrougn tne r arm
ing districts of Japan. They
should be an object lesaon to
tha United Btntea. The country la kept
llko a garden, and It la as fat aa the valley
cf thrl Nile. A Brent part of It, however,
Is covered wltii forests, much of It Is moun
tainous, and, all told, the oultlvated parts
are half as Uj a t!ie state of Ohio. Never
theleaa, this small area Is now feeding
more than 6f,oon,ono people, or more than
one-half aa many aa wo have in the United
Stutea. It produce every year 100,000.000
buahela of rye, barley and wheat. 260,000,000
buahela of riee and nearly lOO.OiiO.OOO pounds
of tobacco. It grows 5,OO0.O0O pounda of
tea, 10.000,000 buahela of allk cocoons, aa
well aa buckwheat, millet, beans, indlso,
cotton and hemp. The rice crop alone is
worth 1200,000,000 per annum.
Aanonajr the Farmera.
I can five you no Idea of the Intenalve
cultivation wl.ich la going on here. The
Whole country ia divided up Into patches,
(ringing in site from that of a bed quilt
to tracta of an acre or so, and c-very bit
of It la aa clean of weeds aa a government
flower bed. There are no fences and one
looks ever a craiy quilt, made up of
patchva of many ,colored crops, bound to
gether with the green graaa which forma
the boundaries cf the fields. The Japanese
farms are, on the average, not more than
two acre in alie, and enly 15 per cent of
all the holdlnga arc of more than four acres.
The ownership la widely scattered. Them
ate. altogether, about g.OOO.OOO fomlllea en
gaged In agriculture, and many of these
have their whole living from two acrea
of ground. Others have small tracta of
their own and rent more. Aa it la today,
only about one-half of the land la worked
by tha owneia. The rest la farmed by
tmar.ts who pay a proportion of the crops
cr high money renta.
But coma with ma and take a look at
the farming country. It ia nothing like
that of America. There are no barns nor
hay lacks. There are no big field and no
cattlo nor horses. Tha ordinary Japanese
farmer would look upon a Pennsylvania
bank barn aa a temple and worship In it
If ' he taw It. Ha would look upon our
shetp aa so many wild animals, and a
Pvrchtron hurse or a Shorthorn cow would
be as much out ot p'.ace on his little tract
as iho traditional bull In the china shop.
This la ao, notwithstanding there are eome
thlng like t.bOO.OOO cattle and horses In
Japan. Most of them, however, are used
for freighting or as draft animals to curry
goods over the country.
All Hand Labor.
- On tha other hand the American farmer
would be lost if he came to Japan. If he
trough along a reaping machine, his
horses would trample down his neighbors'
crops while turning it around in his field;
and, aa for a thresher, the people would
mob him for taking away the work from
the laboring classes. He could not use his
plows without he bought up a whole
county, and his fences would be useless, to
aay th.' kt. He would be surprised at
every step at the methods ot good cultiva
tion. He would see wheat, oats and bar
ley planted in series and transplanted
Hot Hunt for a
HERE ia enough humor, pathoa,
w I I situations In tha experience
1 I ot I Boaton couple that
came to Chicago to be mar
ried to furnish material for
a melodrama that mlgnt appropriately
ba railed ''Fireman O'Neill's Wadding
Day."
John U. O'Neill and Julia Williams are
tha leading characters, relates the Chi
cago Tribune. Each ia 2a years old.
O'Neill, who prefers to ba called "Jack."
is connected with tha Boston fire depart
ment at tha Bullfinch station.
It matters not how Jack wooed and
won Julia, as that haa no part In the
story. Like Mary and John of whom
tha aerto-comics used to sing a few years
ago. "they wart In love with each ottier,"
and they decided to get married.
While dining after the ceremony th
bride chanced to look at her left hand
and saw It waa devoid of a wedding ring.
She apoke to tha groom about It and he
aid It had altppad bla mind. The waiter
waa called over and O'Neill akel him
If thera wera any Jewelry stores In Chi
cago. "1 don't mean a Junk shop," said tha
man from Boaton: "I want to get a
wedding ring. Do they keep them for
sale In Chicago V
It was then T o'clock and tha Jewelry
Store were closed. O'Neill s.U Jewel; y
tore kept open all night In Boston and
in
V:
.
AND WIFH.
again in rows a hand's breadth apart. He
would seo these cropa weeded as we weed
onions and would eventually see them
reaped with sickles close to the ground.
After cutting, the straws are laid end to
end in little sheaves and tied with a wisp
at the bottom. Each sheaf is then pulled
apart and hung over a rope or a pole, like
washing, , to dry. Iater on the heads of
the gram are cut off with a knife and
threshed out with a flail. In many places
the grain is winnowed by I throwing it up
into the air, and In others the farmers use
separators or hand fanning mills turned
by a crank.
Plowing with Mattoeka.
The work of preparing the land Is quite
as hard as the planting and harvesting.
The most of the country Is dug over again
and again every year. It Is chopped with
mattocks, which have bladea four or five
Inches wide and aa long aa your arm.
These are ao made that the man or woman
who uses them must bend double .while
digging. 1 have seen women with babies
tied to their backs thus working In the rice
fields. Their kimor.oa are tied up over
their knees, and they wade through the
mud aa they set out the plants. I know
of no crop which takes ao much work aa
rice, and thla la the money crop of Japan.
It ranka here as wheat doea with us, and
Japan la rich or poor according aa the rice
crop doea well or ill. in times past the
royal taxea were paid in rice, and today
the financiers watch the growth of thla
crop as our people do corn, cotton and wheat.
Rica Crop.
Tha greater part of the rice crop la raised
by Irrigation. The fields are made at dif
ferent levels, and the water from the hills
Is run by canaLs from one to the other.
The ground is prepared during the winter.
It la covered with manure and made as
level as the floor. Along about the 1st of
April It Is broken up with a hoe or spade
and then flooded.
In the meantime the rice plants have been
grown from the seeds in nurseries. They
are taken up and scattered over the water
aa needed. Then the men, women and
children of the family tie up their clothes
and wade out in the mud. They set the
plants out in rows of bunches of four to
six plants each. They are so close together
that it takes from l.GuO to S.OU0 bunches per
acre. The water is left on and the rice
rapidly grows.
The planting Is done about June. The
rice soon appears above the water and
within a few weeks the whole of the coun
try is a beautiful green. Almost every
plant Is watched. One sees big hatted
farmers dreased In blue gowns trotting
along through the fields. If they see a
plant out of shape or not deep enough la
the water, they will reach down and fix
It and In this way ever rice stalk yields its
best product. As to the amount of labor
required for such cultivation, if you will
Imagine one of our farmers sprouting his
wheat in a seed bed, and then setting out
each plant with a dibble and weeding and
cultivating it, you will get some Idea of It.
Harvesting Rice.
The harvesting of the rice is even mora
difficult than harvesting wheat. After tha
grain Is cut it has to be pulled from the
straw and be husked before It can be used.
If you will take a sheaf of ripe oats, and
then pull them over a croaa-cut aaw, faa-
Wedding Ring
he would try to find one in Chicago If
the bride would await hla return at th
restaurant. Ha left hla overcoat aa a
guaranty that he would come back.
O'Neill waa unable to find any all-night
Jewelry stores, but h found several
liquor emporiums. When h did not re
turn to the ' restaurant at the end of
twe houra his bride reported her fears
to th police that he had been murdered
and robbed. She said he had a wallet in
the inside pocket of hi vast that con
tained over $400.
In hla fruitless search for a Jewelry
store O'Neill drank several highballs
and for a time lie forgot all about being
married.
An engine company responding to a fir
passed him on the street and h tried to
follow the apparatus. H abandoned the
chase after running two blocks.
In th meantime the bride had been taken
in charge by the police. 8 ho was given
shelter at th Harrison street annex a
Strang I lace to spend one's wedding night.
A description cf the mUsing groom n
sent to all police atatlons and befoie 1J
o'clock th entire night fore was on th
lookout for him.
Soma time be for midnight O'Neill wan
dered Into a Clark atreet second-hand store
and bought a wedding ring.
The policeman recognised Mm as th
misting iriora and took him to the Central
station, vi licit ill bride awaited him.
i
I-
RICE PLANTS ARB SET OUT IN ROWS.
tene'J to a piece of wood about the hnlTit cetve proportionately lew. InrludlriK board,
of a table, so that all the grain are torn men are paid about 168 a year, or leei than
off, you will have a fair Idea of how the S5 a month; the women get about M a
Japanoae get their rice from the atraw. month. In a government report of 1906 I
The gralni are still in the hueka, and the see that male farm laborers were getting
husks have to be taken off before It can less than $20 a year, and females lesa than
be used. This is mostly done by hand, the $10. There is a steady rie going on In
grains In the shell being put In a mortar wages of all klnda, and these cannot re-
and pounded with wooden pestle until
the kernels are free. Some of the farmera
have rice mllla, worked by water, and oth-
era hulling machlnea, worked by hand,
Much of the rice la winnowed by machin
ery, small hand mllla being used.
A good rice field ought' to produce forty
bushels to the acre, and some of tho best
lands here proilu a more. Japan has el-
together almost 200 different kinds of rice,
and It raises some of the best rl of the
world. Its finest varieties are so valuable
that much of them are exported to other
countries, the nation Importing poorer kinds
at lower prices for Its own food.
In the Farm Villages.
The Japanese farmera aeldom live on
their farms. They have little villages' of
wooden houses thatched with straw
Here they come at night and from here
they go out In the morning to work. The
people generally work In gangs. You scl-
dom see a man alone in the fields. A whole
family-fatl.er. mother, boys and girls-alt
work t.'ietli -r. There are many hired
hands, and the wagi paid are exceedingly
S"ih.'1 It Is .1 poor part of tho United
Rlrte.- a I ere a farm hand Is not worth B0
cenu ,i ci:iy and his board, or where he gets
less i Km 115 a month if employed the year
round. The wagea here without board aro
Hi cents per day for men and 10 centa for
v.&men, with much less for children. The
work goes on from sunrise to sunset, and
It Is fully as hard aa any on our farms at
home. Hands employed by the year re-
Personal
OHN PAUL. BREEN. the repub
lican candidate for mayor of
Omaha, is in the prime of life,
right In the neighborhood of
62 years of age. He Is six
feet tall, weighs 190 pounds, and
is in the best physical condition, clean aa
a hound'a tooth, and looks like an athlete,
atratght and aprlngy.
Scotch-Irish by descent and parentage,
he has gone through all of the gradations
from close-held boyhood, public school life,
country school teacher, principal of a
small town school, law student, office
holder as county recorder for one term,
admitted lawyer, practicing attorney, city
attorney for thirteen months by appoint
ment, then more general law practice
and now the duly chosen leader of a cltl
censhlp which picked him out for favor
In a publlo primary.
Mr. Breen la a bachelor, 'and It must
ba from choice, because thla type of man
appeal to sensible women, as a rule. He
lives happily In the home of a married
sister, out Han scorn Park way, and ha
nieces and nephews enough to make him
feel It is good to" be represented in th
next generation.
There is an air about John P. Breen
that has been subject of criticism to soma
extent, and even those who regard him
very kindly have wondered what it is. The
man 1 not repellant In manner, or at all
unsociable; In fact, quite the contrary when
you get Inside his guard, break down the
rather crusty reserve that a studious law
yer unconsciously acquires. Brcen'a air
that puxzlea la a relic of hla pedagogical
daya, tha Indefinable hint of authoritative
administration that ia common to all men
who have been teachers for a longer or
shorter time.
"Colleges and schools are the salvation
of this country," said Mr. Breen, emphati
cally, as he signed a petition requesting
the legislature to buy for the state th
Wayne normal school, the creation of the
late Professor Pile, now or re red to the
stale at a. figure said to be greatly below
Its cost. This candidate for mayor la a
atudloua man, a book-lover by reason of
early training and natural disposition. On
hla desk top atanda a set of Theodore
Roosevelt's works, and In cases about his
office are many law book In orderly
array.
Mr. Breen taught four winter terms of
district school In Iowa and served one
year aa principal at Dayton, in that atate,
always with an eya on the law. Fort
Dodge, Ia., waa th acena of all the upper
chooilng h had, except one year at Ames.
When elected recorder of Webster county,
Iowa, he worked faithfully In the dis
charge of bla dutiea and studied hard in the
law books, so that at th end of on term
he gained th certificate of admission to
th bar. Then he practiced In Fort Dodge
and Cedar Rapid until 1887, when he came
to Omaha. Her he haa don vary well in
hi profession and ha taken on a hint of
gray In the thinning hair on a well
shaped head. It Is a large head, too, es
pecially about th upper region, and bear
on It front a very good face, which I
decorated with a military mustache. Th
mil that flit acroaa tha countenance la
not perennial, for this man la of a serious
character, with whom Hf ha been a
serious proposition from th day of youth
in Lock port, III., to the hard-working year
of busy manhood In Omaha.
It was a city attorney for thirteen
months. prhapa, that Mr. Breen bcam
first vary well known to th people of
this city. When he assumed tha office there
were something over 230 casea pending In
Ul and fedaral oouru, left over frn
THE OMAHA SUNDAY BEE: APRTL
A. ' ' . 1 "
: : IS ' , V...
main aa they are.
In some rases farm laborers hire out to
work only dn alternate daya, devoting them-
aelvea to their own little tracta of land
during the rest of the week. Boys are
often bound out to farmers for terms of
from five to seven years, their pay being
little more during the time than their
board and clothes. Of late, I understand,
there has been a considerable movement of
.the farming classes to the cities, and Just
now there are many who are emigrating
to Korea and Manchuria.
Educating; the Farmers.
Indeed, the farmers of Japan are rapidly
changing. There are public achoola every-
.1 Vi ci vi u nil V. q Knvi o n rl rr I r 1 n f t hu pniin.
try communlUe8 attend tnem. Nearly
every man can read and write, and most
nf tha landholders know what is ffoinar
on a8 t0 .clentlflo cultivation. The gov-
ernment is doing a great deal along the
llnes of agricultural education. It haa
blg agricultural colleges at Toklo and
gappora, and there are thirty-six Bmaller
colleges which are teaching theoretical
ana practical farming in the towns and
prefectures. There are special colleges
in Kyoto devoted to the art of silk cul-
turet alui instruction is also given in tea
ralsing and In the other specialties of
Japan.
The government haa 10 traveling lectur-
era, who go from town to town and from
district to district preaching advance
agriculture to the farmers and Instructing
them aa to Insects, fertllliers and various
Aspects of John Paul Breen
- ", ' ' '-t ; 4 "
'' i f ''t"v i ' ; '"; ' '
' ' '' ' "' ' i, ' -; - ':' ' ?'. V '' f.,' ' J ': - - ..' . 1
r Xr , ' i ' i
- . K
.' c
JOHN FAUL
previous administrations. By pushing and
planning and getting action In court,
studying, trying cbm-s as fast a they
could be reached, he managed to make
such a clearing of suits against Omaha
on ih various dockets that his successor
was made heir to but eighty coses, includ
ing all the new one that had not been
reached on the calendar. It la fair, too,
to aay that several of the case In which
the city was Interested took many days,
and some of them many weeks, to try.
His record as city attorney bespoke the
earnest nature of the man, for he waa al
ways at work.
"I play at golf," said Mr. Bren, "and
I like a gam of billiards, with an oc
casional try at the tenpin alley. No. I
hav never beaten bogey, and am not much
of a success at the ether games, but I en
joy active exercise, and it does me gcod."
On can easily believe this, for there I
no r.otleeabl swelling of th waist line
on the man.
Mr. Breea ba been going It slone In
other respect than a a bachelor. Single
harness flta him naturally. It appear, for
he haa never Indulged In a law partner
with the exception of on year with Judge
4, 1P00.
-
crops. Pome of these men are present at
every agricultural show, and attend also
to the experimental farming carried on
at the public expense.
Japan has now more than X) expert
mental stations, and there are other ex
perimental stations established by tha
farmera themselves. The first of these
stations were organlxed by men from our
Agricultural department, and there have
been many American professors In the
colleges. Among the experimental sta
tions Is one for the study of the tea
plant and of all modes of curing the
leaves and preparing them for the market.
There is also an imperial allk farm and
Imperial cattle and horse breeding estab
lishments. Htoelt Farming.
Within the last few years Japan haa
done a great deal to improve ita live
stock.' It had practically none of much
value at the time that Commodore Perry
came here. It has now 1,000,000,000 cattle
and 1,000,000,000 horses, and one can
buy good beef at all of the porta. When I
flrat came te Japan It was Impossible to
get anything else but tinned butter. There
are now numerous dairies and freah but
ter, unseated Is sold In most of the cities.
The masses of the people use neither but
ter nor meat. They live upon fish, rice and
vegetables, which they eat with a aauca
called aoy.
The most of the soldiers who went from
the farms in Manchuria to fight the Rus
sians there made their first acquaintance
with beef In the consumption of canned
meats from America, and it la probable
from this that a demand for meat may
spring up.
As to cattle, the government has now
an imperial breeding farm which la sup
plied with animals purchased by experts
who were sent abroad for the purpose.
The favorite cattle are Ayrshlrea and
BREEN.
Duffle. The republican mayoralty candi
dal la self reliant, a hi life long struggle
to make something of himself would Indi
cate. Of club life, aa commonly understood,
Jchn P. Breen know little or nothing
Wl en he play golf he goee to tha Field
club, and la conaldered a genial man to
play with on tha green. By right of
ancestry, he ha a sense of humor that I
not alow to bubble up, and can tell a
story, when In the humor, a effectively
as the averag man. lie cannot b called
a politician, because ther I that In him
that doe not permit classing him with th
"hail fellow well met" bunch; but he Is
never unsociable, and can be railed John
Paul by any acquaintance who know Mm
fairly well without th familiarity
ruffling any feather. He 1 no genius,
nd doea not pretend to oratory or claim
any of tha ornate grac that alt ill
on aome atudloua people; but ha can be
called a eolld man of excellent training
a to mind, and ia a clean, aarntst man In
all th relation of life. H ought to make
a good mayor, and want u make auch
a rtcord aa will fit in wim and fin out hi
past year.
Not Steady Effort
V-' -
V. 1
If ......... . , A
ICS
V.
COUNTRY SCENE IN
Slmmenthals a number of each being
Aept.
Japanese Horse. f
Th Japanese ar doing all they can to
Improve their horses. Th emperor ha a
number of studs and horse farms, and hi
men are Importing animals for their Im
provement every year. He has Arab,
trotter, thoroughbreds end hackneys, al
together numbering about 600 stallions and
mares. There Is now a horse administra
tion bureau, which Is under the control of
the cabinet, with an ex-minister of state aa
Ita chief. The business of this Is to Im
prove the Japanese stock, with tha especial
object of furnishing better animals for
the army. I understand that 1,500 stallions
of foreign breed are to be purchased and
distributed to th Chief breeding centerra,
where they ar to be paired with native
mare. The Improvement program la to
extend thirty yeara.
At preaent most of th horses her are
stocky ponies of Mongolian breed. They
have been omewhat crossed with Per
cherons, and aa a result they ar very
strong and hardy. I see soma of them
hauling enormous loads on carta through
the streets of th cities. They ar always
hitched up singly, and tha driver Invariably
walk, leading the horse.
Ac to Imported horse, a number were
brought her from America In 1872, and
after the war with China systematic in
troduction pf foreign stallions began. At
present there are 1,374 such animals in th
varloue government depot and atuda.
i
New Agrlcaltaral Societies.
I am surprised at the Interest that the
farmers ar taking In improved agricul
ture. They have something like 1,600 dif
ferent aocletlea, and new method are be
ing discussed in every town, village and
farming district. They ar alive to tho
us of artificial fertllliers, and of late
hava been Importing a vast quantity of
sulphate of amonia. They understand the
us Of manure better than we do, and by
applying- them directly to the planta are
able to get better results. Every bit of
stable manure I saved, and notwithstand
ing the comparatively amall number of ani
mals that now uaed In a year I valued
at almost 125,000,000. Another fertiliser
which is largely purchased ia fish guano.
Thl is made, by boiling down herring for
their oil, th refuse being sold to the farm
er. Such manure brings In mlllione of
dollara a year, and Juat now a great deal
''is coming from Saghallen, tha lower part
' of which Island Japan got from Russia.
The. herring fisheries there are valuable,
yielding an oil cake which la shipped to
Japan.
On of th most Important fertilizer of
th Japanese farmer la night soil, whicu
is used to tha amount of (25,000,000 an
nually. This Is aaved In city, village and
country, and It haa a regular market valu?.
You can smell th wagona carrying this
stuff at certain hour every night in any
Japanese city, and at these houra It ia best
to remain in one'a hotel. Suoh manure i
fsrmanted In wells covered with straw
awninga to keep out th rain. It I dipped
out in bucket and sprinkled directly upon
th plants. For thl reason th average
foreigner who understands anything about
Japanese gardening will not cat salad nor
any new vegetable unless cooked.
How Stat Help Farmer.
This country ha a llv up-to-date de
New Y. W. 0. A. Home
(Continued from Pag On.)
and a amaller room for th ordinary
group of contestants, ther I an audi
torium that 1 a real gem in th Una of
theatrical architecture. It will seat com
fortably, on th main floor and in the
balcony, aoo people, and Mr. Thomas R.
Kimball, th designer, has full reason to
feel proud of th remarkably beautiful
plac he ha set In th Interior ot the
building for leoture, recitals and club
meeting. It delights th eye, fills ones
ideal of what auoh a hall should be, and
th accouatlc ar pronounced perfect. By
a clever arrangement th auditorium can
b shut off from th other part of the
building, with an entrance from St. Mary s
venue, and thus shut off It has ticket
office and everything complete for th use
of thoae why may rent It from time to
time. The association expects substantial
rvnu from thl auditorium a It beauty
and handinesa bcoome known.
Woman may bring their men friend to
at In th cat, but th cafeteria la for
women exclusively. In both room mem
burs of th association ar allowed a 24
-per cent discount. Ther ar writing and
reading room, nd magaalne and news
paper of current dates, and an mploy
mnt bureau that get busy in a hearty
way when called on. A boarding houa
directory I also kept for stranger seek
ing place to llv, and a eherk room U
set apart on th main floor for package.
PS
,U-L .J Hi" .3
V O
,AV''.S
Mi
I .
. S . '7i.'i
r-1
-4
WESTERN JAPAN.
partment of agriculture. It la associated
with the ministry of commerce, and It
deals With almost everything that comes
out of the soil. It ha branches devoted
to Insect diseases, to fertlllxer and to
stock raising. Th nation is doing all It
can to make two blade of grass grow
where one has grown before, and It I try
ing to open up new areas to cultivation.
Japan haa been farmefl for more than 3,000
yeara, and it la difficult to find much good
unoccupied land. Every available foot
aeema to be uaed, but by changing the hills,
and more particularly by consolidating th
holding of owner who hav small tract
In the same district, much ha been done.
A It Is now, th field ar of all shape.
Here one 1 square and further on la a
triangular patch. The country I made up
of patches of all shape and sixes, but
none contain more than an acre or so.
Th government ha persuaded tha farmera
of certain localities by means of the ex
emption of taxation on their land for cer
tain time to unite or exchange their hold
ings so that they may make restangular
field and thus do away with many of th
boundaries and paths. This ha not only
Increased the area, but haa brought about
better farming and bigger cropa. Some
land haa been redeemed in th Hokkaido,
or as we call It, Yezo; and there is some
thing Ilka 700,000 acre of new land there.
Lands are being opened .up In Formosa,
and an attempt 1 being mad to fill up
the waste lands of Korea.
Hons Industrie by Farmers-
At present the farming country is over
stocked with people, and most of tha
farmers have some sort of house industry
which they carry on while not engaged
in cultivating the soil. In this way tha
winters ar not wasted as in our country,
and the nation materially adds to its manu
factured products.
This phase of agriculture 1 encouraged
by the government.
Here are some of the occupation that
the farmers follow during the Id) Seasons.
They make starch, macaroni. Jam and dried
fruits. They manufacture straw braid,
mat facings and the mat used, for rearing
silk worm. They, make baaketa of all
klnda, bag for charcoal, straw ropes, atraw
rain eoata and straw hate. In many of
their houses waavlng goes on and In soma
they manufacture allk and paper. Borne of
them burn charcoal, othera make Urn and
others refine camphor.
Banks for Farmera.
One feature of tha government help la
a part of the Japanese banking system.
There I one big bank, the Hypothec, with
a capital of J5.000.OO0. which loan out
money to farm districts and to farmera'
associations and even to individuals upon
real estate security. It gives long tlmo
loans, payable by Installments and at a
low rate of Interest, and It alao Issue
savings bonds, in denominations a low
as 12.60, for the encouragement of thrift.
And then there Is the Industrial Bank
of Japan, with a business of somewhat tha
same nature, which has a capital of about
18,000,000, and a number of agricultural and
industrial barjks, each of which haa a cap!-.
tal of 1100,000 or more, which work In com
bination with the Hypothec bank in loan
ing to farmers and to th cities, town and
villages upon long tlm and at low interest.
All of these banks pay good dlvldenda
and are adding to their surpluses.
FRANK O. CARPENTER.
The business office equipment lack noth
ing that could be thought of.
Anything lacking? 8omeone replies:
What about dormitories? Why not hav
sleeping accommodations? On answer is.
Is thl a business building, with wide
spreading activities, small enough, and
too small In very truth, for all the dutiea
of daily life It alma to discharge. Another
answer in, to give up space to sleeping ac
commodation that would be at all ade
quate to th possible demand would mean
the abandonment of much practical pub
lic service. Ing and prayerful considera
tion waa given to that feature, but as real
work for a very large clientele waa th
prime object of all the striving that want
to th erection of thl home and school
nd business building for women, sleeping
rooms had to be left out. It Is a complete
structure for large purpose it stand,
solidly built on a commodious plan, very
tastefully and very substantially furnished,
and throughout givea to all who may enter
th feeling embodied in a couplet printed
In the report of the association for lftft;
"Horn not merely four square walla,
Though with pictures hung arid gildtd;
A home where affection calls,
Filled with shrines true hearts hav
buikled."
Lesson ef a Proverb.
"Mamma," said small Ore gory, who had
been reading proverb. "I know why a
burnt child dreads th fir."
"Why, dear? ' asked hi mother.
"Because when ha get burned one, th
burn make him smart enough v keep
way from tk lov gain."1:
