C
TIMELY REAL ESTATE COSSIP
WEWS OF THE' BUSY HOBOE BOOMS
are lo undr consideration, which will
work art extensive change.
The twitter retmlt W Issued lat
week for the new International Harvester
warehouse, and work was started on the
alter atkm for th Elks' building.
THE?
Dealers Study delation of Corn Show
to Property.
THE OMAHA SUNDAY BEE: NOVEMHKK 1!2, MOS.
HOME BUILDING ENJOYS A BOOM
Mnarr l.endlnsj or Till Purpose '
tinrted on More Coxieei'vatlTel Mnee
Brit Mae Properly Tfcelne
f Mark fteet.
Ordinarily the feaf estate man flfte hot
look with favor uprm corn, tftsl I, Corn
growing within municipal limits, but th
alt-pervading lntf t In th National Corn
exposition haa affected member of the
omaha Real Estate eehahjie with an
enthusiasm rivaling that of the moat selefl.
tlflo seed corn eapert.
The aame mefl Who have Invariably
cowled when passing A suburban lot In
which nn enterprising owner I raMlhg a
llttla mala for hi own table consumption,
can now walk past the dame patch wllh
out losing their equanimity or Indulging In
flight of fancy aa to how migMy office
building or handaome residence ought to
grow where the corn tassels are being
tossed by fugitive sephyrS It being the
! right seaewn of th yesf.
j Wot that any considerable amount of
Omaha property haa literally or figura
tively ton to seed, but there are tme dr
two pieces of property where a thrifty
wner or agent haa planted forrt pending
th Urn he agree With the many wcrtitd-be
purchasers on the price for the tracta or
lot. (There la no reaeon for the foregoing
paragraphs, aave that mention of the Na
tional Corn exposition will not make the
National Corn exposition angry and any
tiow If the music department can ring In
reference to the torn show It ll hot
nor out of place In real estate gossip.)
Men who lend money on Omaha real
state declare with one voice that at the
present time there Is evlderice of a greater
Inclination to build both for homes and for
Investment purposes than ever before In
their experience. Those buying for Invest
ment, of course, are hot In the borrowing
class, but a study of the real eatate situs
tloA leada to a like conclusion In respect to
these aa with regard to the home-builders,
many of whom see u re greater or smaller
loans to help their project.
Practically any man Of good reputation
and steady, employment an obtain such
aid from any one of a numbor of sources,
but the Interesting fact Is to be recorded
that those who lend the most In this way
are the most careful and conservative with
regard to the proposition. Desirable as
building activity le-and Omah builder
re nowadays kept extremely buny tht(
erection at one of in oversupply of house
Would not redound to the benefit V the
contractors themselves, and they recognise
this) aa well Xa the men Wh ten the
money. ,
The real estate agent with property to
ell and to rent at the same ttm also recog
til that the question Is a sort of two
dg4 one and that a disproportionate
activity In either direction would hurt him
in the, other,
The real estate man faces a double-sided
proposition In any other way. He goes to
mother agent to buy a lot of tract having
t een so commissioned by a patron. He mast
of course buy the property at the lowest
possible price. When (he transaction 1
done 'be receives a commission front the
selling agent. Thl case U up for discus
Inn at last Wednesday's meeting of the
Ileal Estate exchange, and the point raised
that It IS really an alomaiy. The purchas
ing agent first hammer down the consider
ation in question as far aa he can and then
gets a commission from the man whe has
been thus hammered. This was but one of
half a dosen ethical questions which were
trt the tapis that day. The most casual
could hot fall to gather from the discussion
that the members of the exchange feel th
keenest Interest In the advance of the
standards of business conduct. Ethical dis
cussions ar ordinarily dangerous for If
one attftfks another's ethic he attacks his
haracter. but th member of the ex
change managed to touch on dellrat sub
Jeota without becoming acidulous or ecer
bltoua. ,
Location ,of lumber yards and factories
on the Belt 1le continue to be a theme of
general Interest In th real estate world and.
purchases besides those announced are
rumored.' The C. K. Diets company, which
week before last bought considerable prop
erty ' on the line announced Friday that
It had added two more lots to Its holding.
Other lumber yards and coal yards are
among the flrma mentioned as Considering
removal to thla district.
Two tragedies, neither In Omaha, aroused
great Interest among real estate' men the
country over the last week One waa the
terrible death of the sort of Henry Walter-'
son in New Torit City in an accidental
fall from an office building. His partners
were both Omaha men.
The other was the. discovery of the almost
Incredible theft of tt, 000.000 by Peter Van
Vllsslngen of Chicago, editor of the Real
Estate News and one of the beat known
men In the business In the I'nlted Stales.
The details of his methods have been pub
lished, but clever as hi forgeries were,
wonder at the extensive scale on Which he
Worked IS not diminished by learning hi
plan of operations,
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Thrre la a position cpen fcr competent
man In building material business. 8ee
want ads.
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more attractiv five-room, gnmhref-roofed house thnn thla would b hard to find.
ONE OF THE POPVIaAR ONK3.
(Design No. Hi.)
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After All, There is Nothing Like the Cottage Home
Artkwr O. Clausen, Architect.
Ailments of Men
Happily Overcome
IvocinrvuT Tmixo bt hut
Undoubtedly the following preecflp
tlon will work wonders for that irrt-at
claas of men who, Ihrouali dissipation
of their natural strength, rind them-
relvee In thlr "second childhood"
ong before the three score anil ten
alluted to life's pleasures and enjoy
ments are reached:
It Is presumed to be Infallible, and
highly efficient in quickly restoring
"nai'voui exhaustion. Weak vitality,
melancholia and the functions.
First get fifty cents' worth of com
pound fluid balmwurt In a une uunce
package, and three ounce syrup sar
etpariTla ooinpuund: take honte, ml
and Ivt stand two hours: then pi t one
ounce compound esbence cardiol and
one ounce tincture cadomene inotcar
damem). Mia all io a via or Iki
. ounce bottle, shake well, and take
tie teaspnonful after each meal and
one when rlirina, followed by a
drlnlt of water.
by mixing It it bom Tit man need
be the wiser as to another's ehort
eomlnKS, and expensive fees are
avoided.
Lack of poise and equilibrium In
men Is a constant source of emhar
raament even when the Dublin least
suspects It. for th benefit of those
Who want restoration to full hound
ing health, and all lii haiiln-s ac
rompanylng it. the above home treat
hieri ie K'ven. It containe n opiate
or hablt-formlrn! dru Whatever.
WLx.lt at Imiiie ahd ho one will be
th wiser a to your affliction.
A Paptr for th Hm
THE OMAHA DEE
Best & West
Touth and old age are Invariably asso
ciated with eottag life. The poet in hi
never-ending verses on ''Love in a Cottage"
sings to the happy bride who finds in her
modest cottage home all that thla world
holds of love and contentment. The little
horns' Seems ut suited to their needs; It
ntodeet proportion mean the cares of
housekeeping reduced to a minimum
Flowers, trees and shrubs are pvanie.
abeut it In profusion, sometime with llttt
thought to the appropriateness of theh
kind or location, but nature usually over
comes these little shortcomings In time.
It la always to a course that the mlm.
ef the youth tarn w.ion contemplating .
home of hi awn, not a brown-stone frou
on the fashionable drive or a villa at New
port, but a modest 11. tie home, with a
sanded path leading up to the entrance and
roe vine trailing ever 'the door. As the
family grows and It ociul requirements
Increase the little home is often found all
too small. A larger and more pretentious
home Is then built to accommodate the In
creasing need of the family, its guests
and social affairs. As eecn child reaches
manhood or womanhood and leaves to es
tablisn a home, of ,'. own the house seem
to inoreaae In sixe; iu social aitairs grad
ually become lesa frequent and finally
cease altogether; the rooma seem too large
and empty and the great house is becoming
too much of a burden for the old folks.
It Is then to a cottage home they return.
with It tlmple life and llltlu cares, and
here at the last we find tnem again in a
home built "Just for two," spending the
last days of a happy married llfu a they
began it. Here we will leave themgrand
ma with her knitting on tne porch watch
ing the old man rake up the autumn leaves.
The reasun for this c.ose association Oi
youth and age with a collage home ii
plainly eMdent. The former 1 not used t j
responsibility and having lead an uiuram-
ma led lite desires to start married lif
oa the simplest plane possible. The luttri,
having become weary of tha varyln,
troubles, trluls, tribalatlons and triumpiu
ef lit and having become too enfeebled ,tu
age to carry with grace the responslbiliti
whtoti a laige home brings, prefer tli-
peace and quiet of a little home set baek
among the tieea on a side street.
ftenlimenl and reason both point to the
cottage as the Ideal American' home, l.l.e
in a ootugo, lived In a simple way, does
not mean an aimless life, lived in almost
rustic prliuitivenesa. Simplicity does not
mean barrenness and an Ideal oott&ge home
need not lack any of the conveniences and
comforts that aro an Inseparable part of
eur modern life. "Simplicity is the terminal
point ef all progress," says Huaktn, to
which Charles Wagner adds: "One need
not necessarily be rich to give grace and
Charm to his habitation." V
The simplest home to plan, the Simplest
home to design- and build, the simplest to
decorate, furnish and live In, Is a eottag.
BU11, there are very few complete, woll
arranged and well deaigned cottage homes.
Thla deplorable fact Is due mainly to two
reasons. First, th cottace, because of It
popularity, haa drifted into the cold calcu
lation of th buslne world: a great many
cottaga are built to sell; they are always
good sellers; reduced to a purely business
proposition, thn ccttag') sut.'ers nuc'.tj ll
lacks th sentiment Which provides the
many little details and conveniences that
are necessary to make it homvllke. The
second reason Is a lack of knowU-dge on
the part of those who build for themselves
of the proper arrangement of the room
THE BEE'S PLAN OFFER
Through a special arrangement with
Mr. Clausen, Tne Omaha Bee la able to
offer lis readers tne complete pian.1,
details and specifications of the home
illustrated on this page without change
tor 410. Mr. Claunen is the autnor
of a well illustrated 'book, "Home
Building Plana and Problems," con
taining besides many designs for mod
era homes and extensive articles on
nome building, over lit designs lor
-ntrances, tireplaces, picturesque
groups of windows, stairways, kitchen
and pantry arrangements, etc. pe
tal price to readers of The Beo, iO
.ents. Bend all orders to Arthur C
.'lausen, architect. Studio, 1012 burn
er Exchange, Minneapolis, Minn.
arrangement an exterior design that will
be In harmony and attractive. A great
many people who build modeat homes do
not deem It worth while to obtain the
advice or profit by the experience of a
competent designer. They have the mis
taken Idea that his services are beyond
their means, that the llttlo home Is not
worth while going to the piine of having
the arrangement and the dlgr v syste
matically laid out. Here Is where they
erf. System always means economy. It
Is far cheaper to have everything In con
nection with tho building of a home sys
tematically arranged beforehand than to
try and convey the confused "head picture"
of the houae to be built verbally to the
workmen. This Invariably means costly
mistake and an endless list of "extra"
for items that were not specifically ar
ranged for In the agreement with the
builder. Anything worth doing Is worth
doing well. Every home Is worthy of being
made attractive within and without, homo
like and. In part, orlglnil. If you can
afford to build- at all you can afford to
build right.
The compact little home at the head of
'.his article Is given spice here to Illustrate
the advisability of having the cottage pltn
and design well studied. This attractive
little homo has proven very popular. This
Is best evidenced by the fact that twenty
five different homes In aa many different
cities ar being built after thla pKn- and
design tod'jy In various parts of the. coun
try. It Is not a high-priced home, costing
to build from 2,200 to t'-'.COO, complete, so
cording to the kind of heating plant and
the locality In which It la being built. This
Includes a full basement with a cement
floor and laundry. Its unusual popularity
Is due mainly to the fact that it Is com
plete In every detail, his conveniences not
always found In a small home and has
an attractive, though not expensive ex
terior. There is no retson why every
cottage homo should not be built, both In
plan and design. In a way which would
make It equally aa popular as this one.
Sentiment Is In favor of the cottage. Ite
low coat makes It always possible. It
simple ararngement and conveniences make
It practicable.
Lt there be more beautiful, coay, home
like CO"a;e homes.
streets. Fisher Lwrie drew the plan
and the contract for construction haa been
let to E. Franta.
J. V, Klpllnger I building a new resi
dence In Orchard Hill. It Is to be a frame
structure to cost $2,500:
J y
The Payne-Bostwlck company have
started work on a t2,5O0 house In Crelghton
First addition.
C. P. Travers Is bur ding a two-story
frame dwelling In Drake '. addition for J.
K. Maaten.
W. H. Hatterotte has taken eut a permit
for a residence in Crelghton First addi
tion to cost $5,000. C. H. Parker haa been
awarded the contract.
One of the most noticeable Improvement
from a residence standpoint In the city Is
that being worked In Thirty-eighth street
from Douglas to Dodge. Four new $6,000
houses, handsome and well appointed are
now being built here by Frank J. Fits
geraW. Mrs. Martha Williams ha let the
contract for a beautiful frame and brick
dwelling In the same block, and Judge Ben
8. Baker la soon to start tha erection of
an elaborate residence on the Dodge street
corner. Other building plans for the block
THIS SHOULD BE CONCLUSIVE
Some Mm MM on What tfca towtk
era Governcm tatel Wkea
They Met.
Recurring to the parmount question erf
what really happened when the governor
of the Carolina met. Colonel Hemphill
give this version In th Charlestown News
and Courier:
It ha been so long that even In South
Carolina the name of the particular gov
ernor has been forgotten, while elsewhere
It Is' an onen question with many whether
the remark was made by the governor of
South Carolina to the governor of North
Carolina, or vice versa. For th latter I
can say that th suggestion cams from th
South Carolinian, as any on would know
who Is acquainted with tha true story of
the historic incident, for everyone know
that a South Carolina man, to say nothing
of th governor, would never get In a con
dition to forget the rule of southern hos
pitality. The version, as H haa come down.
is that of a North Carolina historian. Who
he was I do not know. ut his recital at
th momentous incident Is as follows!
'A great many years ago thev governor of
North Carolina received a fiiendiv visit
from the governor of South Carolina. After
a real North Carolina dinner of bacon and
yams the two governor lit pipe and sat
In tha snde of th back veranda with a
demijohn of real North Carolina corn
whisky, copper diatllled, within easy reach.
There was nothing stuck Up about these
governors. There they ot and smoked
and sot and smoked and every once in a
While taking mutual pull at the demi
john with the aid of a gourd which thev
ud as a democratic goblet. The conver
sation between the two governors was on
the subject of turpentine and rice, tha
staples of their respective states, and th
further they got Into th subject the lower
down they got Into the Jug and the drver
the governor cf South Carolina got, who
was a square drtniker and a warm
with about a million pores to everv sauara
Inch of hi hide, which enabled him to
hleta in a likely share of corn luice or
other beverage and keep his carcass at ,
the same time well Ventilated and gener
ally always ready for more, while the
governor of North Carolina was a more
moderate drinker, but was mighty sure to
strike the bottom at about the twelfth
drink. Ilk as If nature had measured him
by tha gonrdfuL
"Well, they sat and smoked and argned.
and th governor of North Carolina waa as
hospitable as any real southern gentleman
could be, for he ladeled out the whiskey in
the. most lavish manner, being particular
to give his distinguished guest three drinks
to on and ganging- his own dose wtth
great care, for fear if he didn't he might
lose the thread of the argument and the
demijohn might run dry before the gov
ernor of South Carolina should be ready
to dust out for him. In which i
would look like he had not properly ob
served the laws of hospitality, which would
have been a self-inflicted thorn In his side
for years to come and no amount of apol
ogy could ease his mind or enable him to
feel warranted In showing countenance to
his fellowmen, especially In his home die
trict, where for generations, It had been a
main point with every gentleman to keep
his vistor well supplied with creature com
forts and to hand him a good gourdful
as a stirrup cup when about to take his
departure for the bosom of his family.
Binguiar to relate, the cautiousness
manifested by the governor of North Car
olina was of no avail, for at one and the
same moment the Jug went dry and the
governor of North Carolina, much to his
subsequent mortification when he learned
the fact afterward, dropped off Into a qtil,t
sleep, while the governor of South Caro-
in onmiticu io t.oep on wun nls argu
ment, holding the empty gourd In his hand
in close contagiousness to the demijohn,
and wondering at the apparent absent
mindedness of his hitherto attentive host,
to whom, after a minute end a half of
painful silence, he made use of but one
lemark: 'Governor, don't you think It's a
long time between drlr.ks?'
"The remark was overheard by George,
the body servant of the governor of North
Carolina, who, knowing there was some
thing wrong, took to the woods, where he
remained in seclusion three days, but the
governor of South Carolina, receiving no
reply from the governor of North Carolina,
rhounted his horse and rode sadly homa
ward, with an Irrepressible feeling at his
heart that there was coming to be hdllow
r.ess in friendship and that human nature
waa In danger of drifting Into a condition
of chaotic mockery."
A Total Eclipse
of ths functions of stomach, liver, kidneys
and bowels Is quickly disposed of with
Electric Bitters. SOo: For sale by Beaton
Drug company.
( MA II fe l
DETAIL
is the recognized best material for
CONCRETE
REirJFOnCEr.sEHT
in Floors,- Roofs, Sewers,
Pavements, Bridges, etc.
Differing from other forms of
Steel in that, the meshes being con
nected, enables the strains to be
distributed throughout the sheet.
It is the cheapest in application and
most reliable. Made- in sizes of
mesh from 54 -inch to 6 inches.
For additional information address
KORTKWESTERN EXPANDED METAL CO.
2S9 DMrborn St. CHICAGO
ALL CLASSES....
Doctors, Bankers, Teachers, Farmers, Merchants, Clerks
in fact all classes of people are carrying stock in, this
Association.
Our members appreciate the good features of n syste
matic method of saving as well as the benefit from co oper
ative investing.
We loan our members money on first mortgage loans,
secured by Omaha Real Estate, and all profits received from
these loans, after deducting the expenses for conducting the
business, are" apportioned and added to their stock in the
form of semi-annual dividends.
Our dividends for the past 25 years have been six per
cent, compounded semi-annually.
It is Co-operative.
Omaha Loan & Building Ass n
' S. . Cor. 16th and Dodge Sts.
G. W. L00MIS, President G. M. NATTINGER, Sec'y
W. R. ADAIR, Asst. Sec'y
WORKMEN ANQ LOAN SHARKS
New Statute ' la . Masaachasetts
slaned to Break the Grip
of Usurers.
Do-
The pernicious custom of loaning money
to workmen at usurious rates of interest
has met Its', Just deserts In the state of
Massachusetts through the enactment of
a recent state law. Many of the teclnl
cal journals have expressed their belief
In this new law In very strong terms, us
may be observed In an editorial appear
ing In the Iron Age, which says:
"The hardest blow that has been dealt
to the practice of loaning money with as
signment of wages as security Is that
embodied in a recently enacted Massa
chusetts law which provldea that no as
signment of wages shall be valid unless
approved by the borrower's employer,
and, If the borrower is married, by his
wife as well. It is believed that this act
will practically put a stop to an evil
which has been Berloua. Workmen have
placed themselves in the hands of
usurers, rates of Interest being; so high
that It has often been Impossible to make
any Impression on the principal, which
may Increase indefinitely. Employers
have been seriously annoyed by the'prao
tlee, for In spite of posted announcement
that an assignment shall be considered as
satisfactory cause for dismissal, em
ployes have persisted In taking the
chance, expecting to meet the obligation
before it become necessary for the
lender to present the assignment to the
employer. In Massachusetts this prac
tice waa given almost a quietus by com
pelllng ths recording of assignments in
order to make them binding; but other
states have not gone that far. Tho
greatest protection of all lies In the
necessary co-operation of the employer
Gold Silver andNickle
eglters,
Brass Bsds, Oas natures and Table War
Seplated as Vew.
All Kinds of Repairing i
Neatly Dona II
TlNU LU
Mapla
Established 1893.
1830 Barney Street
Telephones Douglas 8335j Auto. A-8S3&
in order to make an asalgnment valid.
If he sees that thn loan is necesaary lie
may permit it, with the consent of the
wife of the borrower. But it Is safe to
say that such rases will be rare. Prob
ably an advance in wages would be fully
as likely an outcome of the employe's ap
plication at the office. The protection
to the workman's family la also a very
good thins;, In that it may curb ex
travagance and extreme Improvidence.
Money lenders of the stamp who adver
tise extensively that they loan money
without security will be seriously handi
capped In their operations under the law.
It Is already strongly appafent thut
Massachusetts has been rid of the greater
number of the class, and that the cities
of adjacent states have increased their
quota of usurers proportionately."
Skinned from Head to Heel
was Ben Pool, Threet, Ala., when dragged
over a gravel roadway, but Bucklen'a Ar
nica Salve cured him. 25c. For sale by
Beaton Drug company.
3L
Balldlas Xot?l.
A two-story frame dwel'.ing to cost 12.300
Is being erect 1 for F. Vlck In Shlnn's aJ
dltlon. A. P. Wood will build for H- U Beard a
12.M0 dwelling In Redlck addition.
Dr. Q. F. Blmanek 1 to erect a hand
acme i.W rsldnv at Tenth and Pin
TM Onristmas
. Let Us Help Solve the Question
"WHAT TO GIVE"
2ssexin2EssEi3323sSS
What Is more acceptable than a beautiful piano, a pres
ent that everyone in the home can enjoy.
As a new piano crosses the home threshold, how little
thought some people give the important influence it is going
to play in the life of that home's folk.
Music in the home is not a mere fad or a passing fancy.
As an example notice the field of teaching which has never
been so wide as it is today and which is growing broader and
broader each year. Thousands of young girls are support
ing themselves and often widowed mothers as well by this
emnlovment.
We cordially Invite you to call at our ware rooms and Inspect our beautiful line of new piano. These instrument are arriving every day for
our t'liriHtma Trade. Onr stock of piano la the largest and finest In Uie Wettt. It it ii not convenient for you to pay all cash for the piano, we
will be pleased to arrange with you ao that you can pay a small payment down, say 110.00, and the balance at $6.00 or 17.00 a month. In thla
way you will have a beautiful piano at the cash price and you can pay for It in a ahort time. We carry auch World Renowned Make aa:
' w A eajsaa si 11
EDersoie muion
Smith & Barnes
Estev
Schaeffer Franklin
Emerson-Angelus. Angelus Piano.
W have several bargaina In second-hand standard tnaka Jn-
WW W a 1
Knabe Knight-Brinkerhoff
Sohmer , Chickering Bros.
Price & Teeple Fischer
Smith & Nixon Wegman
The only Perfect Piano Player "The Angelus." Knabe-Angelus.
Write tor full particular and price list, which will be forwarded Immediately.
tru meats.
HAYDEM OIROS
OMAHA'S LEADING
PIANO HOUSE
3L
