8 THE OMAHA STOTOAY PfnmiBER 6, IftCft - --- " II
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REPORT OF
J. L Brandeis & Sons Bankers
UadB to the State Banking Bsard August 20, 1938
RESOURCES
Lens and DIiciidii, $132,399.38
Bonis, Warrants, lie, 207.933.03
Cash and Eichangi.. 180.081.78
$820,431.17
LIABILITIES
Capital $109,000.00
Surplus and Profits... 14.S3S.6S
Deposits 706.339.13
$820,434.17
U
THE OFFICERS AND DIRECTORS INDIVIDUALLY GUARANTEE
TO DEPOSITORS EVERY DOLLAR DEPOSITED
IN THE BANK.
NO NOTICE OF WITHDRAWAL NECESSARY
ARTHUR D. BRANDEIS.
President.
JOHN U KENNEDY.
Vice-President.
H. HUGO BRANDEIS.
Cashier.
EMIL BRANDEIS.
Secretary.
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TI1IF.I.Y heal estate talk
Iatcr:ct i"- F?.rta Lands is Getting
Llatlier Lively.
KLW Gr.OOID GOES ON KAEXET
I'roprrtr rtrcla ! In Wuktafin
anl Rirt CnatlM by Dimti
Ditches Hew OtrrrA to
0kt Barer.
Moro than urua.1 Interest 1 belnjr ahown
In farm lands and Omaha dealer are buay.
many t-t them HpotoK of large tracts
of unimproved lands, while others have
listed with them scores of Improved farms
with home. Tho completion of the TUh
Creek" and "Combination" ditch m Burt
and northern Washington county, means
that many sections of the drained lands
riu inM within a short time. Lands
belonging to Lieutenant Governor M. F.
Hopewell and J. P. Latta, northeast of
Tekamah and east of Cra'g are for sale
by Omaha firms and some of them ars
selling- The tracts which comprise ten
or twelve sections are known aa "foot hills
land," and are rtcn virgin soils In many
places. The lieutenant governor Is operat
ing steam plows on the lands and they
will nearly all be fall plowed.
Aa this land has been In danger only of
overflowing It ' has been long neglected,
but with the ditches completed It will be
desirable, and almost a whole township
northeast of Tekamah will be sold to thorn
who want good lands and eettled, making
an entirely new neighborhood. Among
those who are selling these lands Is J. H.
Duniont & Son. Mr. Dumont spent a part
rf the week In Tekamah and going over
the lands which are to be sold. He pro
nounced them as good as anything In the
county and said the steam plows were fast
making them ready for a crop next year.
James W. Dvdrsky. secretary of the Iowa
City Commercial club, who has some
property In Omaha, spent a few days In
the city during the week arranging with
Harrison & Morton to handle his Omaha
holdings. Mr. Dvorsky owns over a block
of vacant city lots In Boyd's addition. He
bought the lota at almost acreage prices
and was surprised when he came to Omaha
this week to see the Improvements which
had been made around his property.
Near Collier place, where Hastings A Hey
den have been selling lots for Immediate
Improvement and building many houses.
the Iowa Cltyan found his lots In the
center cf a growing residence district, with
sewer, gas and water at bis curb lines.
Though Mr. Dvoroky bought his Omaha
property during the boom days and paid
high prices for It, he said he believed he
would come out even with the board, except
for one or two lots in the southeast part
of the city. He at on time had an option
on the vacant lots now used as the Vinton
street base ball park, and owned a part
of the park.
H. A. Tukey A Son have grading gangs
at work on the lots at Thirty-first and
Farnam streets, which have been adver
tised as the "cheapest property In Omaha."
Ths lots are 3Uxl32 feet and when the
grading is completed will be put on tho
market. It Is said they can be bought for
60 per front foot, which Is from 130 to
140 per front foot cheaper thant lots on
Harney and Howard streets, two blocks
south and a block or two west are selling
for.
"Business Is Good" Is the elgn which
hanga over the desk of Byron Hastings of
Hastings Heyden, and just to show that
H is true, Mr. Hastings furnishes the fol
lowing list of sales made during the week:
Robert E. Bosworth, lot Just east of Ben
sonhurst, HOO; Louis Ksstner, lot near
Levi Carter park. 1226; James W. Wole
shensky, lot on Meredith avenue, between
Thirtieth and Thirty-first streets, $500;
Blanche A. GUIe, lot on Meredith avenue,
between Thirtieth and Thirty-first streets,
$500; Nina Mars, lot on Meredith avenue,
between Thirtieth and Thrlty-first streets.
$503; Wallace 8. Cass, boose and lot, 1
Lothrop street. SX.C50; H timer A. Sattander,
lot at Forty-second and Brown streets.
SITS; Kdlth B. Harris, lot on Ptnkney street.
between Twenty-second and Twenty-fourth
streets, 1700; George Embree, let at Forty
second street and Grand avenue. Xm James
Benjamin, lot on Grand avenue, between
Thirty-first avenue and Thirty-third street.
SXS; L, P. Reager. lot on Grand avenue
between Thirty-first avenue and Thirty
third street. $325; Vincent Souktrp, lot on
Thirtieth, between Meredith avenue and
Fowler, $SU; Sorra Rasmussm. lot cm Mere
dith avenue, between Thirtieth and Thirty
first streets, $KO;Cloy Miller, lotat Thirty
first avenue and Grand avenue, $350; Alex
ander Morrison, lot on Emmet street, be
tween Fourteenth avenue and Sherman
avenue. tWO; George B. Potter, lot in Fort
View Terrace addition. $300; Harry A.
Kiiiley. lot on Ptnkney street, between
Fourteenth avenue and Sherman avenue.
1775; Joe Pacrl, lot In Kountse's fifth addi
tion, on Bouth Eleventh street. $550; August
Wllke, lot In Radford Heights addition, at
Forty-first and Ames avenue, J27R; John
O. Strom er, lot In Radford Heights addi
tion, at Forty-first and Ames avenue. $275;
Edward A. Nolan, lot at Thirty-eighth and
Orand avenue, $450.
John W. Robblns reports the following
recent sales: Lot and two cottages on
Twenty-fourth street, near Seward, for an
eastern estate to Robert Anderson for $2,400
cash as an Investment. House and lot on
Eighteenth and I sard for John Hughes to
Archy Campbell for $1,600 cash. Mr. Camp
bell bought the property to oocuy It later
as his home. Two lots at the corner of
Thirty-fifth and Burt streets for T. B.
Norrls to John D. Shields, auditor of the
Chicago, Burlington A Qulncy railway, for
$3,600 cash. Mr. Shields bought this fine
corner for a home site and will soon begin
ths erection of his new home. Forty-four
feet on the corner of Thirty-fifth avenue
and Leavenworth street for a nonresident
to C. W. Erwln. Mr. Wright will . build
a horns on this corner. Mr. Robins Is just
completing a new modern house on Forty
second and Douglas streets, which he has
old to an Omaha client as an Investment.
This house Is unique In that It Is finished
In hardwood throughout, the finish of the
lower floor being oak and the finish of the
second floor birch, with maple floors. Mr.
Robblns has been convinced from his ex
pertence in building and selling houses that
there la a good demand for houses of from
seven to eight rooms, built and finished
well as larger houses are when b-lU by
owners for their own -homes.
WEWS OF THE BUSY HOME BMDERS
DEARTH OF SUMMER BRIDES
Young Men and Eligible Elders Fall
to Do Their Full
Duty.
Except for a handful of localities,
chiefly In the south, marriages in the
large cities everywhere thla summer havo
fallen off in numbers to such an extent
that where, normally, the marriage month
of June, for Instance, ought to show at
least some increase this year over last,
recreancy to the altar has ranged from
6 per cent In Minneapolis to 33 per cent
In New York City.
By the time summer flirtations were
scheduled to begin it looked as though
the real, reliable brand of love, as regis
tered in the census returns, was not
available In quantities sufficient for fall
delivery, much less for the elopemennta
the country ought to be reading about.
Reports from marriage license clerks
show a similarity not often In evidence.
"Yes," the chorus goes up from those of
ficials, "the marriage month of June made
a markedly less demand for orange blos
soms." Why this dearth of summer brides? We
do not know, but venture the shrewd guess
that a new line might be Incorporated into
the "Waiting at the Church" song "I
cannct get away to marry you today; my
salary won't let me." Philadelphia North
American.
Special Sale Sewing Machines
Commencing Monday, Sept. 7. 1908
New Home Sewing Ma
chines slightly used will
sell at prices never heard
of before. Other makes
at great reductions.
$25
126
$35
40
$65
170
Machines,
Machines,
Machines,
Machines,
Machines,
Machines,
$12.48
914.98
$18.75
$25.50
$35.50
$40.00
Second-hand machines at
$2.50, $3.tf and $5.00,
while they last. Come
early auiJ get first
choice.
Mall orders promptly
filled. We also rent and
repair machines.
Machines sold on the
Easy FV.ymeut plan.
Ilayden Bros.' Sewing Machine Dept.
Poena Doiglis 2600. Inl. A1131.
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A COMPACT COTTAGE.
Design No. 300.
This complete cottage home has had more favorable comment than any other design ever made by its architect. There
Is nothing wonderful about It, It Is simply that unusual combination of complete, well-arranged plan, a pleasing exterior and
low cost. Estimated cost, $2,000. i
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5E.COND r-LOOR.
The Practical Side of Home Building
Arthur O. Clanssn, Architect.
Many dreams must vanish when one
comes face to face with the practical side
of home building. For a year or more
before building the mind has been allowed
to picture the home which would meet our
every desire, regardless of expense or lo
cation. But now that the time has come
to arrange our Ideas In some tangible form
for the builder to follow, we find that many
things have to be taken Into consideration
that will greatly modify our dreams of
an ideal home. In the first place, our
pocket-book seldom allow us to purchase
the double lot or quarter block which we
have betn picturing, with Its flower-beds
and border hedges, and we find we must
content ourselves with a Bing'.e lot on a
quiet side street. This lot, of course, Is
too small for the great colonial house,
with its tall columns and side terrace
which we have pictured. But then that
is of little consequence, for we find that
we have not the means to either build or
keep up such a mansion.
To some this may seem like an exag
gerated picture of the aspirations of the
average home builder, but it Is not every
architect who can well testify as to the
difficulty he has with must clients In keep
ing their ideas within t,heir means. Many
people have the mistaken idea that it is
simply necessary to tell their architect or
builder the amount of funds they desire
to Invest and that they can, as a matter
of course, with their superior knowledge
of building, build for them just the house
which their fancy pictures, regardless of its
size and how many bays, porches or towers
are deblred.
When an architect tells you frankly that
you are attempting to build a In me bevond.'
your means, do not blame him afterward j
for having warted his time and yours if t
you lns'sted upon h iving your way. Also
remember that your . architect Is not a
contractor ' and cannot tell you exactly.
In advance, just what your hous? will cost.
The architect and contractor btar the same
relation as doctor and drugglM, the one
prescribes and the other fills the prescrip
tion. Your doctor can seldom tJl you the
xact cost of the drugs he prescribes, yet
the architect Is often expected to estimate
accurately. In advance, the cost of a house
without knowing what builders will be In
vited to bid upon it, or how anxloua they
may be for the Job. For example:
A home builder goes' to an architect and
has him , plan a home which Is to cost
W.B00. Five contractors are Invited to give
estimates and their bids run from $4,300.to
$5.5ftl, with only one contractor giving an
estlmatu within the required amount. Had
this one contractor, through some chance,
not heen Invited to bid on the work, it can
easily been seen Hint the architect would
have been blamed for having run up the
cost of the house. For this reason, it may
b taken for granted that any architect
who claims that a certain house can be
built for a certain specified amount, re
gardless of locality, is not dealing with his
prospective clients honestly.
Experience haa proven that tt Is best
to X least double, and sometimes treble,
the cost estimate placed on designs which
ars published by catalogue architects.
These so-called architects have been quick
in recognising the weakness of the average
home builder for wanting to put up a large
house at small expense and have arranged
the cost estimates In their catalogue ac
cordingly. It's a dishonest practice which
should be roundly condemned. One of the
easiest ways in wl lcli to run up tho coat
THE BEE'S PLAN OFFER
Through a special arrangement with
Mr. Clausen, The Omaha Bee Is able to
offer its readers the complete plum,
details and specifications of the home
Illustrated on this page Without change
for $10. Mr. Clausen Is the author
of a well illustrated book, "Home
Building Plans and Problems." con
taining besides many designs for mod
ern homes and extensive articles on
home building, over 130 designs lor
entrances. tlreplaces, picturesque
groups of windows, stairways, kitchen
and pantry arrangements, etc. Spe
cial price to readers of The Bee, o0
cents. Send all orders to Arthur C
Clausen, architect. Studio, 1013 Lum
ber Exchange, Minneapolis, Minn.
of a house, Is to include too many odd
sized windows, bays. Ingle-nooks, window
teats, fireplaces, columns, beam ceilings,
etc., requiring considerable extra amount
of work, to say nothing of the careful,
painstaking labor tt t:;kes to properly put
in. and finish these things. One fireplace
Is enough for the average sized home and
even that isn"t necessary. It is a little
cheaper to let separate contracts for the
heating and plumbing. The general con
tractor is never equipped to handle either
of these important items and will simply
take competitive bids among plumbing and
heating contractors and let the work to the
lowest bidder, the same as the home
builder himself could do and save tho 10
per cent profit which the contractor would
add for having the matter pass through
his hands. In addition to this saving of
10 per cent, which sometimes amounts to
$00 or $i0, the owner can select his own
healing and plumbing contractors and be
reasonably assured, If lie selects wisely, of
satisfactory results. It does not pay, In
the long run to try and economize too much
on the cost of the heating and plumbing,
when one Is selecting the fixtures, hut
they should be good . and sound. A tin
bathtub Is a poor Investment and a one
piece enamelled lavatory will save . much
annoyance and plumbers' bills. There are
probably ten poor heating plants to one
good one, and the fault is more often due
to a lack of heating rapacity In the boiler
or furnace, as tho case may be, than to
auy. other slng'e cause. No matter how
muoli radiation, or In other words, how
many register or radiators, there may be
In the house, if the heater has not suf
ficient capacity vo keep them hot, the
house will not be comfortable. It's a good
plan to order the boiler or furnace a Jit tie
larger than the required capacity, for It Ms
sometimes found after the home la built
that a certain room requires more radia
tion to make It comfortable or when thia Is
not necessary If future additions are made
to the home, extra radiators will be re
quired. And in the meantime, a large,
cool btd In the heater, with plenty of good
heating surface In the boiler. Is cheaper
and less annoying that a heater of small
capacity.
When considering the practical side of
home building, one sometimes finds that
lHtlo sacrifices have to be made here and
there to one's personal desire, or even to
the artistic appearance of the home. For
example:
There is nothing more cheerful on a
winter's evening than a bright wood fire In
an open fireplace. Yet, thia Is a luxury
which everyone cannot afford. A fireplace
is not only a tries ns of getting up a quirk
heat, but when properly designed, it Is also
an ornuineulal addition to any room
More mistakes are probably made in the
building of fireplaces than In any other
one. feature of the . house, both as to a
structural build and artistic appearance.
Taking up the latter first, the home
builder Is advised to have his architect de
sign the fireplace and have it built es
pecially for him. There are but very few
ready-made mantels on the market that are
worthy of going into any modern home. The
extreme of oddity, inharmony and freaklsh
ness seems to have been reached by cabinet
makers in the designing of some modern
fireplaces and built-in sideboards. A plain
brick fireplace, with a tile hearth, a neat
shelf projecting ten or twelve Inches and a
plastered wall above on which to hang an
oil pulntlng looks far better, shows better
aste and Is less expensive than most ready
made mantels. Mirrors In mantels are no
longer considered In good taste. Red is a
good color for a brick mantel, although
there are several shades of buff and other
colors which made neat-appearing mantels.
If desired the mantel can be of tile or of
stone. When the latter Is used, however.
It is not advisable to burn coal In the fire
place, as the Intense heat is apt to chip the
stone work off on the edges toward the fire.
Coming to the construction of the fireplace,
here is where most masons meet their
Waterloo. In the first place, do not crowd
on the size of the flue. There Is such a
thing as getting the flue too large, but for
the average fireplace the flue should be
about twelve Inches square inside, or about
one-tenth of the size of the fireplace open,
ing. The best size for the fireplace Inside
measurements. If It Is to be for a wood fire.
Is four feet wide, two and one-half feet
high and eighteen Inches deep. These di
mensions can, of course, n5 reduced to
three feet wide, or even th'ny inches, two
feet high and sixteen Inches deep. For a
wood fire, however, It Is not advisable to
make the fireplace opening less than three
feet wide, for an opening, smaller than this
does not radiate enough heat. The brick
arch above , the fireplace opening should
never, under any consideration, be greater
than four Inches from the outside face of
the fireplace to, the. throat. For If greater
than this the underside of the arch projects
over the fire so far that some of the smoke
heats it and Is deflected into the room. The
throat should be about three inches by the
full width of the fireplace opening.
A very Important thing to take into con
sideration when considering the practical
side of home building is the front entrance
vestibule. Many people in building their
homes apparently do not take Into consid
eration the real object of a vestibule at the
front door and they make this feature so
small and cramped that Its usefulness is
lost and It becomes a nuisance. The vesti
bule, to be practical, should be large enough
to allow the hostess to close the Inside door
behind her, admit her guests, close the out
side door and then enter the hall. In this
way the cold north wind does not force Its
way Into tiie house and but little heat is
lost. Taking the average small box-like
vestibule, here Is the program:
The lady of the house enters the vesti
bule, but in order to open the outside door
she must leave the inside door open in order
to back In and allow for the awing of the
outside door. Her guest, who la so glad to
see her, must, of course, shake hands and
the lady of the house gradually pulls her
Into the hall during that ceremony, then
leaves her abruptly to go and close the out.
side door. In the meantime the entire
houe has been flooded with the north wind
tTurnVour IFraRis CHouse
erat loose
Into a
Any frame house can be turned into a fashion-,
able cement house at comparatively smll expense.
The cement soon hardens into stone that lasts for
ages indestructible by fire or decay. The Work
is simple and easily done by any carpenter and
plasterer under the superintendency of a local
architect. The result will be one of the beautiful
cement residences, thousands of which are being
built today in all sections of the country.
The House will be Warmer in Winter
and Cooler in Summer
The saving in fuel, repair bills and cost of fire
insurance in a few years pays the entire expense.
OUR BEAUTIFUL PORTFOLIO
tions, each 8 inches by 6 inches in sire, of newly built or re
coated homes will be sent on receipt of 10 cents postage to
any architect, plasterer or anyone about to build or remodel.
We are glad to send this folio at one-third what it costs
us that we may prove the special advantage of using in
cement work our Kno-Rurn Steel Plastering Lath
which has the small diamond mesh that can always
be depended upon to firmly hold the mortar.
For folio or other particulars address,
IIORTIIWESTER!! EXPANDED METAL CO.
289 Dearborn St., CHICAGO, ILL.
Save for an Object
A HIGHER EDUCATION
A HOME A FARM
A WINTER IN THE SOUTH
A TRIP ABROAD
A BUSINESS VENTURE
A WEDDING
All of these things are out of the question at the present time,'
but they may be easily brought within your reach. A systematic
method of saving will do it. Subscribe for as many shares of stock,
In this association aB you can conveniently carry and hold yourself
to each month's payments. It will soon become a habit, like paying
board or rent, and never be missed. Unlike board or rent it will come
back to you with dividends at the rate of 6 per cent, compounded
semi-annually.
The Oldest Savings Institution in Omaha.
25 Years in Business. j.;.,,.
Omaha Loan and Building Association
S. E. Cor. 16th and Dodge Sts.
Assets $2,000,000. Reserve Tund $50,000.
G. W. LOOM IS, Pres. G. M. NATTIXGER, Secy.
W. R ADAIR, Asjt, Secy.
BARRET'S SPECIFICATION; ROOFS
Pitch and graved roofs put on according to this
specification have weathered storms for twenty years
without any cost of repairs. "We use this specifica
tion in applying this character of roofing.
SUNDERLAND ROOFING AND SUPPLY CO.
1006-8-10 Douglas St. Phones: Bell. D. 871; Ind. A1225.
RENT
This word is a terror to some people, but did you ever A
stop to consider the conveniences you receive in
A
modern office building when you locate your business there?
Janitor service, electric light, water and tho comforts
well kept building. For
$10.00
1
1
of a J
n
TV
you can rent enough space for one or two desks and snffi
cient room so that your clients will not be crowded while
waiting for your attention. The good
OFFICE
space in Omaha is limited and we would suggest if you con
template opening an office for professional or commercial
enterprise .
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IN J .
the near future that you call and see the space we have to r
offer. You will make no mistake by locating in 1' t
THE BEE BUILDING f j
R. W. BAKER, Supt.
Room 105
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and the baby ratrhea cold. The Ideal vesti
bule la one that la at leaat six I no lit a
greater In widlh than the width of the front
door and from two to two and one-half
tlmea tha width of the front dnor In length,
with both lnalde and outalde doora In the
center of the veatlbule. If there la mill
room at either or both ends of the veatihulu
for a coat cloaet, so much the better. Thi-Ru
need not have doora, a hanging curtain will
serve Just aa well.
In closing let me lay emphasis upon the
practicability cf having a good floor. Ma
ple, birch or oak are all good floura, with
....... , jm
iwferencea for maple, for tho two reasons
that it Is a very close-grained wood and 1
therefore, very easily cleaned, and can alsa
l.. obtained of even color. In recurd to the,
proper finisli for a floor there are a greui
inuny of them on the market that are good,
anil whether It be waied or varnished
makes but little difference in the perraa.
iieoiy oi i n unisn, ror the. fhilnh on all
floors must be ki nt uo. Tli.v wT
gone over at least twice a year, especially
In worn spots. There Is no finish that U
absolutely 'permanent. Navar UN abaUaa
on a flou
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