G TUn OMATIA SUNDAY BEE: MAY 24, 1908. n m WE BUSY home BDDLDEBS OMAHA'S GROWTH OF DECADE Expansion of Suburbs Beyond the line Ten Years Ago. SOME FEATURES OF CITY'S LIFE Jta-artmeat Hoa.es tbat Art , Itral lloafi and Hotava that Ara Owned br Their Oo-raaante. "I dorTt think the people of Omhi realise how this city U spreading out," aid a local contractor. "I have compared a map of the city of ten yeara ago with the latest map, and the latter la twice the lie of the former. Additions have "been made to the city on all aldea and tha mc nlficrnt possibilities of the country with which Omaha Is surrounded are being brought out In a wonderful degree. People here do not realize how beautiful the sur rounding country Is. It must be remem bered that practically nothing has been done to enhance the beauty of nature In Its wild state. With anything like the at tention given to properties In the suburbs of rme of the big eastern cities, Omaha suburban property would bloom Into the most charming picture of verdure. And flowers and shrubs being added with the proper proportion of trees of the proper sort, there would be nothing more beauti ful than the suburbs of Omaha with the salubrious climate thrown tn, as It were, as a premium or trading stamps. I firmly believe that the future of Omaha suburbs Is a most brilliant one. As the people grow to a stage where they can cease to struggle for the necessities and take on that dig nified state which Is associated with the old families of the east and of foreign countries there will be some magnificent suburban residences here as there are In other cities. Suburban property will rise In value as surely as the sun rises In the heavens." The growth of Omaha has been so rapid that It would be almost too much to expect public Improvements to keep pace with that growth. City life educates people to a desire for all the comforts and conveniences possible. These comforts and conveniences, because of their being such, become a busi ness necessity and It is Interesting to note that In Omaha action Is bolrur taken against the shacks, the derelict buildings which .were good enough for the Omaha that was, but are entirely out of keeping In the new Omaha that Is to be, the city beautiful that Is becoming dally more and more a fact with the rapid addition of beautiful, costly and tasty homes In all parts of the municipality,. Of course. It Is axiomatic that permanent and nightly Improvements enhance the value of property. A welt paved street, a beautiful church, a handsome business block make a street more attractive and therefore more valuable Hence people are attracted to It, the neighborhood grows, the stores In the vicinity do more business and hence their sites are more valuable. It is an endless chain of excellence which builds a beautiful city, a handsome example Of good begetting good. Two magnificent new apartment houses In Omaha are nearly ready for occupancy. One Is the handsome sister house to the Majestic on Sherman avenue. The other Is the sister house to the Hamilton apart ments. Twenty-fourth and Farnam streets. Both are distinctive, or, rather, character istic, of construction of this nature in Omaha. In eastern cities people live in houses which abut greedily upon the sklewalk and snuggle up close to each other, leaving only narrow, covered alley ways to get to the rear of the flat. In some districts even this alleyway la cut out, and entrance to the rear can be se cured only via the alley. No bit of greenl is present to relieve the heat of summer or to give sign thut nature is still allvo In the dead of winter. Note .the difference between these drear abodes and the new apartment houses In Omaha. They are built upon broad and beautiful lines. They are provided with broad and liberal porches and they face upon liberal expanses of greensward, where stately trees rustle their leaves In the breese, where the cheery sound of the lawnraower Is heard in the summer and where In the winter the trees, shrubs and grass are still visible and give assurance that they are not dead, but only asleep. While such structures are erected the beauty of the Omaha of the future Is as sured. It ts stated by a real estate man of Omaha that J7 per cent of Omaha homes re owned by those occupying them. It Is a fact that In 1900 the United States cen sus showed that only 23 per cent of Omaha homes were owned by their occupants. If S7 ' per cent Is the proper proportion of those owning their own homes, it Is a won derful showing for the people of Omaha . and a showing that can be equaled by hardly another city In this country. A powerful campaign has been waged during the last ten years by building associations and by builders and real estate firms In erecting homes and selling them on the Installment plan, while the people of this thriving city have attained to that am bitious sphere where they seek to own their homes and take a pride In raving and paying for them. The folly of paying rent has been drilled Into most of the people and the result Is the large proportion of home owners. Nothing could be a firmer foundation for real estate values than the fact that nearly half of the Inhabitants of ' the city are anchored to It by a valuable piece of property. The Great Red Plague The country has grown to the point where everything about It Is big; Its com merce. Its products, yes, even Its crimes are colossal. Treeumably to keep things harmonic we permit our fire waste, our national ash heap, to also be mammoth. Incidentally losing sight of the fact, how ever, that It. Is, at the same time. Idiotic. Our burnt offerings, our national ash pile, could be well be caled a tribute to the "merciless sti'pldlty of the most enlight ened nation on earth I" The strange thing about It all Is that so much Is said In the dally and perlodlo press about life Insurance abuses, the ptc cadilloes or more serious offenses of state arid municipal grafters and all that sort of thing. Indeed a wave of reform has made Itself felt the country over, but SO far little or nothing has been done to re form one of the greatest abuses, the cost liest and most murderous of municipal Ills from which we suffer fire. True, millions are spent In actually fighting fire, but a minute's thought Is sufficient to convince any one that an attempt at cure ts futile. Preventive measures can by the only solu tion of the matter. A normal year's losses (and, by the way, there are mighty few normal years, what with Raltlmore In 1904 and San Francises In 1906) mean $300,000,000 In smoke. At least another $150,000,000 Is spent In alleged fire protection, fire departments, high pressure water plants, etc., beyond which we ex pend another $196,000,000 In attempting to get some solace via the fire Insurance route. The sum of those figures represent our annual normal cost of fire. In 1905 a phenomenally prosperous and busy year In building, we did In actual construction and repairs of buildings, $525,000,000. What think you of a nation that wastes as mr.ch as it produces? We burn up more prop erty than a half dozen first-class nations put together. Just fire, eliminating Insur ance, protection and everything cIbb, merely smoke, costs us over $2 per capita a year; the average of all Europe Is less than 33 cents per capita! Incidentally we have destroyed over 6,000 human lives by fire In one year's time. But all this Is a normal year's record. Seo what we did in 1906. At no time or place on earth has there been so much building done. We passed the $000,030,000 mark in construction that .year, but what with San Francisco and our "regular flr6s,'; we also destroyed over $300,000,000 worth of property! The cost of our alleged fire protection has also increased and we have gambled with the insurance com panies In still heavier amounts than usual, so that our total expenditure for fire must be away in excess of $700,000,000. It Indeed Is a cancer eating at the very vitals of our economic structure, a devastating plague. The apotheosis of folly! Few people realize the degree In which gambling penetrates the business fabric. We see the work of the gambling bug, but accept It as a matter of course. Rather than build a little better and thus avoid fire, wo have built, to use a mild term, "rottenly," but have sought "protection" from the gentlemen who, banded together In that legitimate spoliation, under the name of fire insurance, have graciously condescended to sit in the game with us and rake in our shekels. Wo have paid them In premiums since 1860, $3,622,000,000, or. Just in the last ten years, $1,G10.S85.000. In 1905 we carried Into the- "house" over $196,000,000 In premiums and got bnrk In salve for our losses a trifle over $!,000,000. See how far that solace goes. Take San Francisco as an example; over $300,000,000 went up In smoke there. Tho loss In busi ness to the city and to the country genv crally as a result of that fire very nearly reached $1,000,000,000; it Is costing fully $12,- 000,000 to clear away the debris and $350,. 000,000, at least, and twenty years' 'time will be expended to repair the damage. Meanwhile the Insurance companies have figured their losses and find that they owe San Francisco $132,000,000. Surely it was a Good Palat la Needed. If you wont a good Job of painting you must have good paint. Kven good paint will not apply Itself. The best paint ever rnade will blister, peel, flake, chalk and give you all sorts of trouble If it is not properly used. The principal causes of trouble are due to dampness, moisture, bad lumber, applying paint too thick, poor oil, bad primer, hurrying the work, bad con dition of old paint on old work and poor workmanship. TIMELY REAL ESTATE GOSSIP 0atealatd rhaaaea la City Char ter Already m Topic for Urbata. To formulate a policy for the needed changes to be made In the city charter of Omaha by the next session of the NV biaska legislature. Councilman W. S. Sheldon has suggested to the Omaha Real Kstate exchange that a citizen's committee be appointed, which will consist of two members kof the exchange, two members of the Commercial club, two from the 'lty council and one from the Federation of Improvement Clubs. The letter from Councilman Sheldon met with favor when It was communicated to members, of the exchange, and President Oraham has an nounced that he will appoint two members of the exchange, while Secretary Harry Tukey has written to Mr. Sheldon, Ulllng him that the exchange Is very much In favor of studying carefully the needed changes in the charter, and that they should be on a broad basis, looking caro fully to the future Interests of the city and agreeing with the councilman from the Sixth ward that great care should be taken to avoid anything creeping into amendments which will give the large In dividual and corporate Interests any ad vantage over the taxpayers. Just what changes will be proposed is a matter of conjecture. The exchange has no sugges tions to make at this time, but It is the supposition that a citizen's committee will be able to point out some radical changes and recommend that they be made next year. , A careful estimate of the amount of property for rent In Omaha, made from the lists of dealers and agents, shows that some of the largest agencies have from 60 to 65 per cent of the normal number of houses on their lists at this time. One dealer who averaged thirty to forty houses In good times, has but eighteen houses on the lists at present. Another has but fif teen houses and four flats when the lits are normally fifty. Tl Is Is found to be the general condition In other offices. One dealer, who has had as high as 125 houses on his Hat, now has less than a score. In spite of the fact that many new homes are being erected, it ts shown from this condition that the Investor Is not In serious danger of having property Idle, and r.ot drawing interest. If he is contented with reasonable Interest and keer the house In good repair. As a result of tha demand for houses agents are extremely careful in making leases snd good prop erty is seldom rented to poor tenants. "It Is really only a matter of getting your sign up on a good lot to sell it," said F. D. Wead. "Inquiries are numerous and I have found recently that sales are much easier than for many years. x Every owner I most unprofitable gamble for San Fran cisco. Tet the Insurance companies wrote a very low rate on San Fraaclsco because, forsooth, of its excellent fire department. People gaugnd the requirements of con struction thereby and built Just as shoddlly as Inurance regulations would permit. They and the. people of the country at large have virtually been seduced Into combusti ble, shoddy construction of buildings under false pretenses made by the nonprohibitive rate of the fire Insurance companies. Wood has been another curse of the country. It Is almost a blessing In disguise that our forest are well nigh devastated by our extravagant ruthlessness, because even to the most obtuse It must be evi dent that the use of mood Is no longer economy. A building of steel frame and hollow flreprooflng tile, or of structural reinforced concrete protected from fire by tile, costs but a fraction over ID per cent In first cost than does the usual frame of wood with wooden Joists and studs. The life of such framing ts Infinitely longer than the old wood affair, the cost of mainte nance Is less, so is the insurance rate, and, all in all. In a very few years" time, good construction not only means safety, Jtut an actual economy. The enclosing of stairways and elevator wells, the protec tion of windows and skylights with wired glass, the making of a building fireproof in design costs nothing more In money than the cheap flretrapa, but Is merely the ex penditure of a little intelligence on the part of the architects. Millions are spent yearly In. handling this plague, but only hundreds are doled out In steps to prevent its outbreak. Looked at fairly, says the American Architect, the leading architectural Journal of the country, it Is tho community at large that la the culprit, since It "suffers" fires to take place, when It really has the power to prevent them. It looks calmly on at the expenditure of millions annually, millions that come out of Its own pockets, for the maintenance of Imperfectly ef fective fire departments, and yet, If but half of the money spent In this way had been used In the difference of cost between combustible and. Incombustible construc tion, the greater part of our cities would now be Indestructible. It has been the assumption that a real estate Improver, as a sane business man, rl'ould be able to perceive how much It was to his own ultimate advantage to build an indestructible building. The true theory is that Incombustible buildings must be built. It Is really immaterial to the tax payer whether an individual elects to let his building be destroyed by fire, but It Is of very real Interest to the public that the lives and property of other people shall not be Jeopardized and destroyed at the same time. It la desirable to substitute unburnable for burnable buildings with the shortest delay possible, since a conflagra tion may occur any day, and the process can be better accomplished by. coaxing thon by compulsion. The one thing for our municipalities to do Is to arrange the taxation of property In accordance with the latter's permanency and Indestructibility. A fixed rate on ground Values and a sliding rate on build ings, the minimum on fireproof buildings and the maximum on flretraps would be perfectly equitable to all. It would put the burden of paying for the maintenance of fire departments upon those who needed the service, and would mean -a lessened load of tax on those who are public spirited as well as businesslike enough to build so as to not require such service. It Is the one sane municipal solution of the problem, the one way of extracting ourselves from under the yoke of the Insurance companies; tho surest means of stopping the ravages of tho great red plague fire. F. W. F1U patrlck. consulting architect and executive officer of the International Society of Municipal Building Commissioners, Wash ington, D. C. of Inside proparty has reason to feel cheer ful as increases In value seem certain. There are many buyers looking for prop erty some of them for very expensive property at that. Within the past week I know of Inquiries for Inside residence prop erty In which investors and homeseekers proposed to buy property costing from $25,000 to $100,000. The sale of property fur ther out Is none the less active by reason of the good prices being offered for down town property." The Ralston Townslte company has set next week as the time for those who have contracted for lots In Ralston to select the property. As the contracts were signed they were numbered and the selection will be made In the order received. As there are thirty-three blocks platted for resi dence lots. It will not be difficult for the buyers to find desirable lots. Ten blocks have been platted for business lots and some will prefer them to the lots "In the woods," or those covered with valuable walnut trees. BLUEPRINTS k . I.I J I noon y fin J lor ttsry mw utMcrlptl'i to th Journal I, wst villi () h Itrr I .tin, i.rtnf. ..4 plMI awlMtavi f row our IUtilra,i4Ml Uuuk. of 5 4 uttiiyo ftud laalttwa. Tii pl-im ar drawn If sicbl-tt-t ud u.rhnte4 baolulcl-r correct. This ftiMtinc fra off is poMihl btrauM) produt- tha plana la lsug QuuUtie and to quirk ! (nttuduca our Journal of Modem oiirtrurtlon. Etch nttmbroi4tteinacompltllluuauxj plint for prao fttcal mMra hmant tails row how aad vital h bin 14. Ao r afr t4my. bntriaon pUiti aur tim wtthm Auk. Journal of Modrui uiinrruiOun fra voarwtth blua prluU of tour roum plana, $2 uU locludiuc .hiWt4 ttajk of 42 0tfM nd IVMiBaiow. ?.. J.,. aWna. .ift HA1 L. .UUTIi, Ltmlwr tx MuiMH.Minia. mm TO) (S EWMMMTOR 413-15.17 South 16th Street. Summer Furniture for the Collage-lhe Bungalow, Porch and Hie Lawn Is one of the most important features of our great business, as people have come to appreciate more and more the keen pleas ure of open air life in summer, the need of FURNITURE that accords with rustic simplicity and comfort, yet it is artistic in line, has grown until practically every house holder is interested. Our prices will be found extremely moderate and in the range that will enable any one to furnish their home according to their taste. There is a great variety of pieces in about every sort of material of which summer furniture is made, fibre rush, crex weathered oak, fummed oak, forest green finish, reed and rattan. We show hundreds of beautiful pieces for summer use Rockers, Chairs, Tables, Couches, Settees, Child's Rocker, Swings, Double Rockers, Stools. Torch Hooker Like Cut, finished In natural finish with wide arms, diamond reed back, price "1 f C $2.25; ladles' size a-.13 KB- !;., ?.if;''"i ill n Ml 3. .''.".' .. pi .i-vT...f...:iih-. .'. Am, ii K . . .1 .' i i .1.1. -.f.,lUatllllul.t.t...ly lUlMMiViY''! .Mi.iii.i,,,, L H If DOUI1LK ItOCKEIl Like cut, full rood wut and hack, lijUit finish, price $5.75 C C f Bc'ttrc of sumo quality JsJj Rocker Like Cut, full reed seat and back, close woven, with brace arm, gent's Blze $3.60; ladles' size. . . Same style rocker, no arms $2.40 2.65 H shelaced, price 9 Arm Chair Like cut, full reed, finely finished. tt 7 C Forest green Tabourette $2.50 Forest green Table $6.00 Forest green Chair .$3.25 Fumed Oak Table $7.50 Fumed Oak Chair ' $3.25 Fumed Oak Arm Chair $4.50 Kaiki Hammock Swing with mattress $15.50 Swings, all sizes and colors, price from $7.50 to $9.00 PORCH RUGS Moodj Porch Rug, 3xG. $3.50 Moodj Porch Rug, 4x7 $5.50 Moodj Porch Rug, 0x9 $10.50 Mdodj Porch Rug, 7-GxlO-G $15-00 Matting Porch Rugs, size 4x9, $5.50, $3.50 and $3.00 ,SHIRT WAIST BOXES Before placing your order for a Shirt Waist Box see our new stock, it will pay you. GAS RANGES , When down town call and see the New Vulcan Gas Ranges, the kind that saves GAS. We are exclusive Omaha agents. Prices up from $12.00. CUT DOWN YOUR ICE BILLS BUY A LEOXAIU) REFRIGERATOR. You buy a Refrigerator once in a life time, you buy ice every day. The walls of the Leonard Refrigerators are scientifically built so that they will keep the cold air in arid the hot air out ; they, therefore, use much less ice than others and soon pay for themselves, besides keeping all provisions pure and in fresh condition. We sell them; prices up from $0.00 Large itorker Like cut, full reed seat and back, wide " c arms, price t, i O ft- ' "S I -nillLi'iVlni V.,,V""","""-'lj Jj; Arm Chair Like cut, made very substantial, full reed seat,' slat back, price. 2.15 a.I;S..''-.ii- Rocker Like cut, full reed seat and close woven back, natural finish, price $2.75, J TP ladles' size, same style . Dining Room Domes Chandeliers Chain Hanging Pieces Real Brass, Hot, Platsd QUALITY ALL THE TIME AMERICAN ELECTRIC COMPANY "The Fixture House" 20 South 16th St TelDMSl j BARRET'S SPECIFICATION ROOFS Pitch and graved roofs put on according to this specification have weathered storms for twenty years without any cost of repairs. We use this specifica tion in applying this character of roofing. SUNDERLAND ROOFING AND SUPPLY CO. 1006-8-10 Douglas St. Phones: Bell. D. 871; Ind. A1225. i . Awnings and Tents . Kara as maks awnings (or jour horns and XSZF COOI.. Thsy ara Inazpansivs. Wa maka bo caarr for ostimatas. aad our salsciaaa will oaU. Wa rant tonts, eaaip outfits, poroa oaavaa aad anoylsa. Wa, build portable huuaa touts, camp ad (vtcb fttraUua. Phone -'r Omaha Tent aid Awning Co. IlthanJ Harney Sts. m 'Phone Dccg. 8 S3. IntLAlSS HE W1 "N. s8 jtfjfiasi. ft. S SYsiiV- ri 8 iivTfl ii 1 m 4-1 4 Vi-AVeVsi BEAUTIFY YOUR LAWN rltlk aUV IMS rnnrt Wtaa . . mm us .. VlUaTsl llflWel m wA K MJM ATVOTI fOf tlta poats. wluduw goaids. fcara fUturaa aud "uZZ CHAMPION FENCE COMPANY ir-l Boat 16ta Streak elepoaea Doug-, lsso, ad fus Catalogs. lad. Al II S4 Gold Silver andffickte Let us repute and iepulr your old niftsllc arlk'les. We make thtm good as new at a small cost. OJIAHaplatiNIj Cll iss8 1220 Harney Stfi-s lk-ft 'f"-' f uTttH-, A iViI'.i-t Vr.r"" I FENCES! F) IRON-WIRE Cheaper than wit J ANCHOR fENCEUFG. CO I 1 U5? G7 STOKTX 1TTX STTI.KX7 Vaoae Bad ale. There s a best in everything A scuttle of coal a day is a ton in a month. You save much coal, cozily warm your home and do away with ash-dirt and dr"dsei7nl? using HOT llrjm'i W A T T? T) Y SYSTEM 1 I 5tf Esltmmles Idkal Itollert and AukitiiAN lUUiatori If A JO.Sfcl'll I'ATKK, Thone Doug-. MOS. Itia ao. leta c Omaha. X cores ai Home Plate Everyone. has, who has sent their Silver ware, Chafing Dishes, Candlesticks, Brass Beds, and in fact anything made of metal, whether solid or plated, to be repaired and refinished by the OEV1AHA SILVER CO., Inc. temper, Hemphill & Buckingham Ai SILVERSMITHS and All Half Block Kinds South Farnam 3i"w if. : tm fin to m mttm a For the baker and candy maker Bakers and confectioners find no method of supplying power to their mixing, kneading and stamping machinery, so cleanly, or desirable, as the electric motor. Each machine can be directly connected to motor. This does away with all dirt collecting belts and line shaft and give you power when and where you want it, night or day. Omaha Electric LlghtGc Power Co. Tel. Doug. 1062 Y. M. C. A. Dullding. SffkJgf jaiij.BSiMaSg.a-