TIIE OMAIIA SUNDAY BEEt SEPTEMBER 30, lOOd
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Is given every day lathe year by the
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President, GUY C. BARTON,
Vice-President, G. W. WATTLES
Secretary, R. A. LEUSSLER
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General Manager, W. A. SMITH
General Superintend
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GREAT BOOM FOR LAWYERS
Huge Volume of Litiration Otst Fire In
larance Olaimi is 8an Frmoijco.
. ,, , . . , , . , . . '-,
WELCHINGCOMPANIES CALLED INTO COURT
Namber' of Needr Peopl tdllr
Rdcd Scurclty of Labor, .
Hlch W aad Coat '" '
1 - of MtImk.
T'ha legal profession of. Ban Fr&nclsoo
la. areured aa ra of prosperity as long
profluble as that which skilled labor Is
reaping from the reconstruction of the
city. A great volume of litigation, grow
ing out of nre Insurance claims, Is pour
ing In upon state and federal courts and
bids fair to clog the wheels of Justice. It
Is said that 20.000 suits will be brought
against German companies which have
sought to wiggle out of their liability. ,
The losses of policyholders who looked to
Austrian and German companies for pay
m'ent are estimated at $20,000,000. " Many
pOUcles have failed to furnish any data to
galde those who sre trying to recover.'
It will be . necessary not only to bring
these nations In the ' United States' circuit
court In San 'Francisco, but to carry the
litigation Into the courts of Germany and
Austria. In setting up immunity under
their policies the German companies are
urging that the earthquake clause absolves
them.
A plan has been adopted .by the organ.
hted policyholders to collect on policies
on. a contingent fee. No policyholder Is
required to make any deposit or payment
of any kind, as it Is explained, until the
company that owes the losses has been
compelled to pay. All the organisations
of policyholders' have, come, to the conclu
sion that neither the Transatlantic, North
German of Hamburg, Rhine, , asd Moselle,
nor the Austrian Phoenix of Vienna will
pay in full or a substantial percentage un
less compelled by the courts.
The lawyers who are handling these iults
say, that the German, Austrian and Ameri
can federal courts will be clogged with
litigation of this kind. 8ults In Germany
must be brought Individually and not. on
assigned claims. Deposltjons In thousands
of cases will ' be taken in San Francisco.
Scores of lawyers, may be employed la the
trials of suits. Every sort of question con
cerning the validity of earthquake clauses,
the validity, of insurance, as an asset,' and.
the actual cause of the several Ores that
occurred in San Francisco, burning up
mercantile and . residential ' districts . last
April, will be thoroughly threshed out and
become the basis of Judicial decisions on
both continents. s
t The Irony of Fate. -,
. Judge Robert J. Tobln. one of the found
ers of the Hlbernta bank of San Fran
cisco, secretary of that institution for
forty, years and one-of the best known
financiers on the coast, died recently, alter
a long llness. It was the Irony of fate
that. In his -last days a foolish run was
begun on the bank in which he took so
much pride. This run soon stopped, as the
bank has the largest reserve of any on the
coast. It is suspected that "welching" In
surance companies which the bank had ex
posed' Incited the run for revenge. One
good result of the exposure of the methods
of the London and Lancashire Fir Insur
ance company by the Hlbernta bank is
that this big English company has agreed
to settle all claims at MS cents on the dol
lar. The Hlbernta bank, which established
an 'agency to collect the Insurance of Its
clients, found that the London and Lan
cashire had Induced many poor depositors
to accept 40 cents or 60 cents on the dollar,
while It refused to pay larger claimants.
The bank promptly advertised this fact
and announced that it would loan no
money on property Insured in this com
pany. This boycott, so Injured the London
and Lancashire that It decided to pay prac
tically In full and has asked the Hiuernla
bank to lift the boycott.
" rew Is Active)' Mood.""'
That the percentage of tje'eVyHweilers at
the various permanent camps In San Fran
cisco Is exceedingly small Is demonstrated
by the fact that whereTyr. the food kitch
ens have been ordered closed, and ltifgrr J
matlon circulated that theneedy would r
cared for at the Speedway, only .a few
persons have applied to b' transported to
the latter camp.JVlth the closing of the
kitchens at Dudoce park and Washington
square, out of the 270 Individuals who had
been fed at the restaurant, only sevon ap
plied for shelter at the Speedway.
Rudolph Spreckels, chairman of camps,
says: "It only goes to show' that the edict
ordering the discontinuance of kitchens
was Justified, and I firmly believe that
when all the restaurants have been closed
It will be found that Ingleslde wl.l be more
than ample to accommodate all In. need of
help. We will then make the Speedway
one of the self-supporting camps. Accord
ing to the plans of remodeling the Ingle
slde buildings, we shall be able to- care for
something like 3,600 refugees, but my pres
ent opinion is that not more than too will
want our aid." .
The Labor lltnatloai.
The New York Tribune correspondent at
, San Francisco has this to say of the labor
J situation: .
"The promotion committee and other
bodies have been active In spruadlng
throughout the east news that San Fran
cisco today offers the best market for
skilled labor In this country. Various trade
unions, however, have counteracted the In
fluence of this advertisement by declaring
that the high coat of living more than
counterbalances the advance In wagea
The secretary of the Building Trades asso
ciation has even declared that the In
creased coat of building. la due far more to
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FOR CATTLE,
HORSES, HOGS
nd SHEEP
the advance In the cost of building mate
rial than to the rise in wages. Any con
tractor would have told him to the con
trary. Contractors ' are . refusing work
every week because they cannot be sure
of skilled mechanics, even at present high
prtoes,,and they cn tell when the men
may strike for higher wages.' 1 '"
"In most lines of materials top prices
have been paid, but there seems to be no
Wp Is wages. In many trades there Is a
great scarcity of competed men,. Master
plumbers complain that, though they are
paying H a day to Journeymen. . with 12 a
day . to helpers, they cajinot ' get men to
flnlsU i f heir contracts, V.' Scores v of ' good
plumbers can get steady work here, and
the demand Is sure to Increase as big
buildings, ara begun, - I, ,
"What property owners object to strongly
Is the ardent desire of labor unions to con
tinue . present conditions of shortage and
high prices. Men who wish to build say
that unions should abolish Saturday half
holidays and permit Sunday or night , work
at a small, advance over regular wages.
Instead of exacting double pay, as at
present. Others are In favor of abolishing
the strict rules for an eight-hour day and
permitting men to work ten or twelve
hours at the regular hour rate. These men
claim that there Is sure to be more work
In San Francisco than men to perform it
for at least two or three years, and It Is
folly to adhere to ordinary union rules
made for natural conditions. What Is
needed here Is to rebuild the city as speed
ily as possible. If work that would ordi
narily require five years can be done In
three y years, the night work and Sunday
work should be permitted to anyone de
siring to do It.
"The total increased cost of living Is
largely exaggerated. The only difficulty Is
for worklngmen to And houses, but by
going across the bay to Oakland moderate
rents may be paid, and the cost of reach
ing Oakland la little more than to reach
th districts near Golden Gate park."
Mm If he Is only .equal to his opportun
ity." Yet, oh the very threshold of his
career he was systematically cheating his
employer, and glorying in his cleverness
In doing It.
There are tens of thousands of men In
the great failure army toaay, who thought
they were getting the best of their em
ployer In their younger days because they
clipped their hours, shirked their work.
They thought they were going to get on
In the world Just as you do; but, before
they realized It, they had fastened upon
themselves the habit of cheating, of de
ceiving, until they gradually became so
dishonest that they not only were not pro
moted, but either lost their positions as
well, or, when they started in business
for themselves, lost their credit, their
standing, the confidence of others and
gradually went to the wall, or landed In
the penitentiary. O. 8. Martden in Success.
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I mi 11 1 ii i 1 " 1 r --- 1 - ' -""-- ' .1 - ., 1 , - - r HnriT - 11 - inlliti lllln - ln 1 1 1 hh'iiii
"HOW. I FOOLED MY. BOSS"
SasaasssiisiSBBi
Story ( the Ysaag Haw Wis
Boasted of His Ability to
"Soldier."
On a street car recently I overheard a
lne-looklng young man of about twenty-
no, telling two companions how he man
aged to cheat his employer out of an hour
nd a hairs time every day for over a
year. This Is the substance of whst ho
nid:
He was out a great deal with the boys
and got, on an average, only about flvo
:nd a half hours' sleep a night. This rot
being sufficient, he managed to sleep an
hour and a half each day during" busl-
less hours
He went on to describe a large door
situated Just back of the private office
In the store, which, when open, cut off
quite a little corner of space in. such a
way that he could seclude himself there
without dinger of being seen. In this se
cluded corner, seated In a chair, he took
a nap of aa hour and a half each day.
One of his companions ssked the young
man how he managed to avoid detection.
H: replied that the door opened Into a
r-assageway. and was never closed In ths
daytime; that the boas never hsd occa
sion to look behind It. and that lis would
not be likely to miss one clerk among so
nany; and that even If he did, there wis
always someone who would give the sig
nal. So together the young men man
aged to cheat their employer out of the
equivalent of one man's entire time.
I had been admiring this young man's
tiiklng appearance before he told bis
story. Ha bad a splendid bead, and a
very strong face, and I had aald to my
elfv"How I wish I could tell that young
nan'' what great possibilities are before
STRAINING THE UPPER STORY
Danger of Overexertion of the Brain
Pointed Ont by a "
Specialist.
"The brain Is man's most faithful friend
and would be man's best companion If ha
understood It better said a prominent
specialist.
"I use the word brain to comprehend
what we term the mind and the process of
thinking, end not as a physical object or
a medium which directs our actions or
through which we, or the animate spirit,
directs us. Just as theorists please to take
it we will look upon It as a thing with
which we may hold communion and pro
ceed upon that hypothesis.
"On the stage the prise Idiot In the cast,
usually a young nobleman or a dude, al
ways raises a laugh when with a vacant
stare and set features he speaks his lines
bout the effort of thinking and the weary
ing effect such a mental process produces
upon his physical being. He . really speaks
a greater truth than either .he or the audi
ence takes in. for thinking is an effort, ba
the thought n itself ever so., frothy and
ephemeral, and could we lessen the process
of thought at will, as aa engineer applies
the air brakes to hla train,, much of the
trouble and disease in life would vanish
like the meadow vapor before the rays of
the rising sun,
"It Is this impossible process entirely to
still what Is called the thinking process
which la one of the most Interesting studies
of the specialist, for it is, plainly speak
ing, the inability of the individual to elim
inate certain thoughts, or a certain
thought, from the brain cells, or to still It
into inactivity, which tills the insane' asy
lums, produces nervous wrecks in other
Individuals and causes trouble, confusion
and chaos all around In every-day life.
"Persona - to whom this fact appeals
should endeavor to take their own brain
Into eommunlon with their own selves, to
set It up as another person with whom
they may hold converse, and the objective
and subjective mind admits of this through
conscious action and In some happy and
fortunate individuals through unconscious
action.
"A little practice will make this possible
to tho student, though' hla progress will
be by degrees and not In one Jump. He
should first understand that thinking is
largely a matter of habit, that ths brain Is
one of the most willing organs In his body
at his command, and, honest and faithful
as It Is to him, will respond to bis calls
upon it. He should therefore , give it as
much needed rest aa possible by the process
of sleep and during waking hours by not
calling upon It for thought except when
necessary. Ths average person will put In
a tremendous amount of unnecessary
thought effort upon the simplest every-day
matter-of life. ' .
"Again, ba will allow his objective mind
to cling to one or several thoughts ' with
persistent tenacity. In this event- he wears
out particular cells of his. best, friend,. and
where this habit Is maintained , he often -becomes
a nuisance te .his friends and fam
ily by developing into, what Is. termed a
'crank,' and at times ha- exhausts these
same cells In this manner and .lands in the
asylum. -
vMost people use their brains too much,
either In, utter idle waste or In overeoncen
trated -work, and . when their best . friend
begins to show a .mild resentment by show
ing signs of fatigue they ply it with stim
ulants which science) or tho distillery have
placed at their disposal.. Even under these
mean circumstances the brain, disgusted
though it is with such shabby treatment,
goes on doing ths best It can for its owner
until temporary insensibility. Insanity or
death ensues.
"It will be found that co-operation with
the brain in the process of stilling thbught
U not as difficult as would be supposed, for
the brain will remain quiescent if you will
only permit It, and become strengthened'
thereby, Just as It will respond to the limit
of exhaustion ' when called upon. Thin
theory Is very easily evolved Into successful
practice, and I commend It to men of active
minds, especially professional men, for- It
will be found to lessen nervouse tension,
soothe the temper, promote appetite and
produce good nature In otherwise nervous,
toucy and disagreeable people." Washing
ton Star. '
Kelly's Itrongr Point.
First Ball Player Is Kelly a good man ea
the team?
Second Ball Player You bet One of the
best we have.
First Ball Player He didn't seem to show
up very good on the field.
Second Ball Player Ob, he ain't much In
the field and he can't throw or bat verf
good, but, say, he can roast the umpire)
to a standstill. Toledo Blade.
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If you are in the market for anything in
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