NE da V while the rush tn I ha Tuknn waa Ol at Its full helrnt the pspera of Ban Fran I Cisco biased with stories tike thla: I "On tha heels of the announcement of 7t tli treat rim In the shares of the Bed Rock mine In the Mooes creek country of A leak a cornea the startling discovery that the ahlpment of cold whlrh atarted the He In the nha.ro hue been atoten somewhere between Nome and Ran Franclaro. The gttld waa In the form of bar a packed In email wooden bo tea and valued at over t40,ono. It waa whipped from Noma on the steam er Star of the North on Aug. It. consigned to the Ian Franolsco offlree of the Bed Rock Mining and Develop In; company. "Frederick L.. Harmon and hie brother, Augustus N. Harmon, prealdent and vice president, respectively, of the company, accompanied the ahlpment from the date It waa taken away from the mine to the time when tha boxes were opened In the offices In this city. The last time the gold was eeen waa at Noma There the boxes were opened, their contents Inspected, and the loxes sealed agwtn. The seals were not broken until the boxes were opened before the sssembled directors, and there they were found to contain bars of lead In- lead of ths supposed void. "Apparently there Is no explanation to ths mystery. The seals on the boxes were Intact, and Mr. Harmon and his brother are sure that they contained cold at Nome. No suaplclon Is directed at the two brothers, but the loss of the cold has sent the ahares of the mine down eeveral points." This Is the story that I. In company with the rest f the reading public on the weatern coast, pored over one night while going to my roomi In the Palace hotel. My buatnesa, that of an unattached detective, had taken ire out of the dty for a month, and here on my return wm a myxtery right at my hand and to my beat liking. Hut, of course, a mystery so publicly exploited would be turned over to the police, or at least to one of the largo detective agendo, so there was little chance that I would be given an opportunity to work on the case, much as I would like to do so. Imagine then my surprise when next morning the bellboy brought me a card bearing the name, "Frederick U Harmon, president Bed Rock Mining and Developing company "Show him up," I said, Instantly. Mr. Harmon was an elderly man with gray hair, ths conventional business man, with muoh of his usual self, ponneonlon and aanurance disturbed by ths catastrophe that had overtaken his wealth. "Mr. CleaverT" he said, sharply, the moment we were lace to face. I acknowledged the name. " I have heard of you, heard of you often through associate of i. Ine who are In the banking business and for whom you have worked. They testify to your shrewdness and reliability, as well as to your ability to fathom mys teHos which baffle all others. Consequently' I know you are Juat the man I wish to soe. Tou have read tii story Oi the gold theft T" Of course I had. " Then you know." said he, " about all that I am able to tell you of ths theft But I can give you a history of the gold and the mine, and this may help you some In coming to conclusions." , , We lighted cigar and he continued: "My brother and myself located the Bed Rock mine Ave years ago In the Moose creek district. We were proapectors then with nothing but two blankets and a good big grub stake between us and nothing. Wa had no money or backing of any kind, but wa had plenty of friends back here In Ban Franoleco. "When wa located the claim upon which the mine Is situated we saw at once that It was rich In possibili ties! but the possibilities were not of the kind that two pan miners with no machinery could develop. There waa plenty of gold there, but It was deep In the rock andi to get It out would take much machinery and money. We came back to Frisco with aamplea of ore and dia grams of the claim. Using our friendship as a lever wa formed a stock company here and secured the money for the mine's development. That waa five years ago. The developments were slower than we had expected. The rock was hard to handle and little gold was ob tained for, a long time. The people who had invested began to clamor for evidence of the gold we had told them to expect. Envious miners began to circulate stories to the effect that the mine- was a fake. To offset these stories and their effect my brother and I went to Alaslca this spring. We drove machinery and men at top speed for two months and In tha end there was $40,000 worth of gold In the smelter tn the shape of bars, like this one." iRDlNARY ramblers men who regard the Ol winning or losing of $2$. 000 as something I sensational go to Monte Carlo. I But the real princes of roulette, ths men who have seen six figure stakes ventured on on turn of the wheel, are not to be found thsra. Few know them, for their playrooms arc placed on a wind swept alope of the Bavarian hills. Tou will find no crystal chandeliers there, no carefully sponged palms or flaming carpet bedding. , The players do not even appear In evening dreaa, for the place masquerades as a simple sanitarium, and. though It may be reached In a few hours from half a doxen famous " Bads," casual visitors rarely find It. I dlsoovered It by accident an accident that cost me more than I oould afford at the time and only ones did I mention Its name to another person. It Is a name to conjure wtth If used with discretion. . . I was seated In the Marseilles night express. Ths green shades had been drawn over the lights, but I tried vainly to sleep. From the darkened interior I aimlessly watched the moonlit country sliding by, but the flat scenery of France soon grows monotonous even tn the daytime. At night It Is as featureleas as those endless plains of Hungary. My fellow travelers snored gently, and at last, giving up all hops of rest, I walked out Into the swaying corridor to smoke. There I found a traveler as restless at myself. I helped him to sprinkle a few leisurely curses on night expresaea, and then wo talked. Night journeys art helpful to conversation If you And ths right person. In reply to my first remarks, he bad tald: "Tha faot la. I never sleep at night at Isaat, not till after 4 or I o'clock, and that la hardly an exception to tha rule. It ItT I am afraid It Is an old habit." , I had noticed that hit eyes wert tunk deeply In bit head, and that he 'had the nervous, tense look that most night workers wear. He volunteered no further Information at to bit profesalon, and wa apoke of other subjects. A few weeka before newspaper readert bad been told of one more night expreas myatery to be added to an already long series. A traveler, bad been found dead In one of the compartments. There were no marks of-violence on the body, but the examination bad shown that the man had died of poison. The lock of a small handbag at his side had been forced, but the mystery was made deeper by the fact that, though the bag contained notea to the value of nearly $50,000, these bad not been tampered with. They remained neatly tied up in little bund lea v Yet. obviously, ths other papers had been turned over hurriedly. Tbt tuggeatlon of suicide would have been accepted the man might bavs forced the lock himself, if he bad lost the key but this stmpls theory would hardly aocount for the faot that four other msn bad been found dead . under almost exactly the tarns circumstances during tbt last tbrss years. It was but natural that tbt east should be fretb In my mind, at It bad been discussed over and over again by travelera But when I spoke of It my fellow passen ger teemed disinclined to venture any opinion, "Ho was a gasabler. more successful than moat, and bt paid the prion. Others have gone the same road." bo said wtth aa air of dismissing ths subject. But this was news to me, and to the world gen erally. " I did not hear that be bad been to Monte Carlo," I tald. He smiled. "No, It waa not Monte Carlo. But Ml Bi8aJBWr By I mm Here - he paused and unwrapped a small packag which he carried and flung a bar of rough lead upon the Boor. I picked It up. It was six Inches long and two ends and deep. I lifted It and scratched Its surf no with my finger. It was rough lesd of exceptional hardnesa I dropped It to the floor again, while Mr. Harmon continued with his story. " The gold waa packed In boxes and sealed in the smarter before our eyes and then taken to Nome, where It was transferred to the steamer. But before trans ferring It my brother and I opened the boxes and care fully Inspected their contents. They contained the same gold that had left the mine. After that they were taken to the steamer, placed In the gold room, and the room securely sealed, while we remained to watch. The seals of the room never were disturbed on the pas sage boms. We arrived at Ban Francisco In ths even ing. I bad the gold transferred at once to a tug and taken to a ' slip on the water front. Here we had a wagon waiting and llK ahlpment was at once taken to our office. Here It waa placed In the rafe, and along with my brother and the secretary of the company, Mr. Johnson. I sat guard over It all night. In the morning the directors assembled, the safe waa opened, and the contents of the boxes exposed to view. They contained bars of lead, auoti aa you soe on the floor. That la all, except that my brother and I offer 110,000 to you. Mr. Cleaver, if you can unravel the mystery of the theft." Ten thousand dollars waa a large sum to me.' I wanted It, and I wanted the case for the work it offered. But If all that Mr. Harmon said was true, the case was Incomprehensible, for I knew the care that steamship companlea take In handling oonslgnmenta of gold, and knew that the theft could not have taken place there. But where could It have taken place. thonT Apparently no place, for the gold had not been out- of Mr. Harmon's sight except on the boat, and It was Impossible to be lieve that he had anything to do with the theft after having talked with film for awhile. . While I cogitated thus he suddenly broke out: ' " It must have taken place on the steamer." " It couldn't take place there," I said shortly. "It elthsr happened befora It was put on board or after It arrived here." "It did not occur In Alaska," he said positively. " Then It must have occurred here," I rejoined In stantly. "Let us go to your office." On the way I questioned hlra closely concerning there are other places where they play higher. I won der if the buffet Is still open. Will you Join me?" Seated at a jolting table, he talked of other thinga To me it seemed so obvious that he wished to avoid this mystery that I could not help wiahlng to reopen the conversation. Could he know something about It that he wished to keep secret? I thought over his words: "There are other places where they play higher," and an idea occurred to me. I casually mentioned the name or the sanitarium on ths Bavsrlan hills. Instantly his expression changed. "You have been there?" he asked. I told him of my experience at the place, and he smiled grimly. "You were more lucky than that poor devil they found la the train," waa the only remark ht made. . At It aeemed Impossible to get further Information from him. I took up a paper. There, among cplumnt of gossip about gymkhanas, battles of flowers, and ths latest arrivals at the various continental resorts, I read the following paragraph: " Baden-Baden. j Tueaday. Home sensation has been caused here try reports of glgtntio aums won by an American gambler.' Gossip placet the amount at something over $1,000,000, but the only foundation for the story seems to be the fact that a certain American who la well known here recently tent boms through one of the bankt a turn of 1850.000. All Inaiat thtt thla waa won by gambling, though nobody can any where . tuch tensational winnings could have been made. In quiry adda nothing to the known facta, but meanwhile the atory la the one tople of conversation." I banded the paper over to my companion and pointed to the paragraph. He read It carefully and nodded. "One more." he said. "When will It end?" -You think he will meet with the same fate at tbt others" I asked. He ahrugged his shoulders. "Watch the papers." be said. " You know ths place. I can tell you nothing more." The aun was just rising from tbt clean drawn horlton, and I opened the window to let In tbt eold morning air. My fellow traveler root from the little table. . "There are still two hours before wt reach Mar aeillea." bt tald. "I think I might get a nap now. Oood night or. I ahould aay, good morning!" Wa thook banda. When I saw bin again at wt stepped from the train, bt nodded. . . "I shall watch the papera," I said. So ahall I." he replied quietly. During the following three months I wandered far afield la southern Italy. In those tun scorched vlllagea where plga eleep peacefully at midday In tbt main street, and where all the world siestas through tbt hot hours, tbt memory of that myatery of the night ex press faded away. Tapers would have been an Im pertinence In that land of drowsy sunshine. But In autumn, when the primitive wine presses wert abrlm. and the glrle who trampled over the grapes looked at If they wars paddltng In blood. I turned northward onee mora Jk few daya In Milan, a lingering good-by to Verona ths borne of Juliet and I was at Bala, sn routs home. Boms say there are two great gateways In the world, where you may meet most of the men and '' women you know tf you will only wait and watch. One la Charing Cross station, ths other the Sues canaL But there Is a third the big buffet with the tessellated Boor and too red check tablecloths at Bale hia brother. Naturally he resented such questioning but I told him It was useless to try to work sn ths cast without having all ths fscts at my fingers' tips. I alsc saked about Johnaon. the secretary. Apparently Mr. Harmon trusted him - Implicitly. Besides there was the apparent utter Impossibility or his having com mitted the theft. At the office there waa nothing for me to learn. Augustus Harmon waa almost a duplicate of his broth er, although apparently a few years younger. Their atoriea were Identical. Both were positive that It waa gold that the boxes contained when they were sealed at Nome: both that It was lead that filled them when they opened them at Ban Francisco. Johnson knew Grant Forster. station, tor kijt.lv is lue focus where most of the great railway tines that are ruled through Europe meet. Into that station come the squat tunneled engines panting after their Journeys from Rome, from I'aria, from Berlin and Vienna. There English climbers, with the snowburn of the Alpa fresh on their facea, sit by sallow Russians, Oermant in thiny peaked caps, wasp walated Hungarian officers glittering wtth gold lace, Americans who curat the foreign cookery, and bronsed men from the Tyrol, with peacocks' feathere In their soft felt bats. The waiters could have straigbtsned the tangle of Babel, for they speak all tongues. I bad ordered sup per hero at a preparation for the night journey to Paris, and was aimlessly watching the many tongued crowd, when, In a corner of the big room. I caugut sight of the man who had aroused my curiosity that night in the Marseilles express. Our eyes met, and he nodded. A few moments later he cams to my table, and we were soon exchanging our experiences of the last few months. He also was going to Paris, ao we agreed to travel together. "You have not yet learned to aleep at night?" I asked. . "Not yet," he laughed. "I shall expect you to help me past the time." We had left the arc ligbtt of Bale far behind us before I mentioned the subject of our last conversation, "You have not heard?" he asked in surprise. "You know southern Italy." I said. "Binoe I saw you last I have read three week old papers, the greater part of a Bradshaw, and a revolutionary pamphlet My ' literary researches ended at the pamphlet." He opened a pocketbook, withdrew a cutting from a newspaper, and banded It to me. It wtt the report for which he had told ma to watch an aocount of one more mystery of a dead man and a rifled handbag. In almost every detail It was ths sams as the caaet which tt varying intervals had startled Europe. The report ended with the sentence: "This is tbs fifth man who has been found dead, and the cases show a remarkable similarity, yet the police are unable to throw any light on ths mystery." " Yes," said my companion when I had finished reading. " It Is the firth and the last." " But the police have no clew," I said. Ht smiled slightly. "Sometimes Justice la done without the aid of the courts. There are occasions when it la better so." " You know more than you oars to tell," I said bluntly. "Mors than the world knows, certainly," he re plied, without offense. "Yet there la no longer any reaaon for secrecy; If I did not publish the facta It Is only because I knew thst no good purpose could bo served by doing so, and I bad no wish to bavs my name connected with the affair. As you do not know my name. I can be quite sure that I shall not bt dragged Into It, but I have no objection to giving you the story. It Is long, but It will serve to pass the time till tbs aun rises." I lit a fresh cigar and waited patiently. He leaned back la hit teat, and was silent for a few momenta " You know that every old gambler hat a system, which he considers Infallible until be has lost the last coin be Is able to borrow?" I nodded. " Monte Carlo lives on systems," I said. "But do you know that every man who is seen playing there with a card full of calculations Is closely spied upon by the authorities? No. you have never beard that! They keep their secrets welL Now, It might occur to any one knowing this that sucb spying would be unnecessary if they could really afford to luugh at systems, as they affect to do. Do you see, then, why they watch those players so carefully?" He paused. "It is because there is a system an infallible system and the bank knows It!" I smiled Incredulously. "Yes. most people laugh at 'ths Idea." be said. " But (the man who discovered it won $1,000,000 at ths tables and then sold hia secret to the authorities for $1,000,000, on an agreement that he should never play at Monte Carlo again. That ts why they spy." " But " I began. " There are no ' buts ' in the case," he Interrupted. "I know! I have had the papers explaining that system in my hands. O. I am not going to describe It to you." he laughed, "it has done enough harm already! " It was discovered by a Oerman mathematician, and I do not mind giving you a bare outline of It. You know, of course, that most systems are founded on the principle that If you Increase your stake after each loss in some definite proportion you arecertaln, sooner or later, to make a coup that wjll more than repay you for all the stakes you have lost. That principle Is sound. If you have unlimited capital, and If the bank playa without a limit But at Monte Carlo they guard themselves against this by placing a limit otherwise a syndicate or players might ruin the society, for It Is obvious that if the syndicate were to back one number continuously, each time Increasing the staks, that num ber must turn up at some time. Possibly it might not appear for daya, and tha ttaket might run up to a million, but it must come In tht end. Tblt it, of course, recognised wherever gambling takes place, and the limit Is the bank's protection, "But this Oermsn discovered a method of making the limit rule valueless. It waa done with the aid of five confederates, who appeared to play independently, and backed different numbers, but who were all work ing on a definite plan, the complete detaila of which were only known to the Inventor of the system. Each man but that Is enough!" He smiled at my obvious anxiety to know more. "The German was content with bis qu tly won fortune, and faithfully held to the terms of his agree ment; he was never again aeen at Monte Carlo, and no one haa alnce tried the system. Tha authoritiea were satisfied that they held the secret and that It never could leak out " But five years ago the papers were stolen from the safe in which they bad been kept More spies were employed, but It aeemed evident that the thief knew the danger of making use of hia aecret at Monte Carlo; at any rate, he never tried it there. "About that time I waa a croupier at that sani tarium on the Bavarian hills. O, It was before your visit ao I did not have the pleasure of rsktng over .your stakes!" He laughed. "Well, one night we saw a man play ing with a paper full of figures I - front of blm. He lost heavily, but another player won something like $$00,000. and our spies reported that thoaa two men. In the company of four others, were afterwards found talking together. For a week the six played, and then left suddenly, leaving the bank poorer by about I1.J50. 000. O. yes. we played high there! "Nothing more was heard of them until the report of the strange death of a man In the night express. From the detailed description given, and the notes found In his bag. we recognised him aa the player who had tried hia system at our tables. That waa the Ural 'mystery.' "Six months later one of the men wbo bad been nothing aave thst when lie opened the boxes under Mr. Harmon's directions he found them full of leaden bara The boxes were still in the safe and upon examination I found them filled with bars similar to the one Mr. Harmon carried with him. Here was a mystery worthy of the surne. No ami no trace of the gold. I begged to be excused and went bark to my rooms to ponder, admitting to myself that here was a ease which I waa at a ! to know how to begin work upon. On the day following I shadowed Augustus Har mon carefully. Nothing developed The next day I went after Johnson with the same results. Apparently these two were not connected with the robbery la any way. But who waa connected With ItT I decided that It muat be one of these two who would explain the mystery. Rit as the days went by and my work yielded nothing but disappointments 1 began to doubt the reliability of my ronvlcUon. U seemed that I waa doomed to fail hopelessly Yti this case. I again con sulted Mr. Harmon and went over the ground with him. but nothing new developed except the fact that his brother at ttmea had a mnnla for gambling for high stakes Thla might account for a temptation to steal the gold, but it did not account for any opportu nity for him to do ao. I was baffled, lost completely. I sgaJn took up the task of shadowing the two men whom I suspected. Now I discovered that Johnson was also addicted to gambling and speculation, but nothing more. A week went by and the mystery waa no nearer solution than It had been when I went to work upon It. I was working now without any definite aim. knowing that if I did stumble upon Ita solution it would be the merest piece of good fortune. 1 went to my favorite reataurant one night re aolved to foraet my worry over the case la a sound men served with good music. A friend, seeing me seated, came over and ehook handa "Did you ever see anything like this?" he asked, and he held forth a coin. It was an old fashioned 20 cent allver piece gilded over and passed for a five dollar gold piece. After passing it back to my friend he excused himself. at.d left. Then suddenly I was struck with an Idea. It was more than an Idea, It was an inspiration. It was Improbable, but 1 resolved to test it. Next morning I called at the office. "Mr. Har mon." I said when we were alone. "I wlah you would unlock your eafe and leave me alone with the lead In It for five mlnutee." Without a word he opened the masalve steel doors and stepped out. The moment the outer door had olosed upon him I drew a rough file from my pocket and attacked the nearest bar. At first nothing showed under the raspa of ths steel aave the dull lead. Then suddenly the filings were tinged with yellow and the next moment I saw what I had hoped to see the bars were gold. Quickly I placed the filed bars back snd called Mr. Harmon. "I have made a discovery of Im portance." I said, "but I am unable to reveal I now. However. I know now that I wllf aolve the robbery. If you will wait with ma here tonight I think we wUl find ths crtmlnala." That night we secreted ourselves In a closet and waited. At twelve a key turned In the door and two men stepped in,to the dark. Without striking a match they groped their way serosa to the aafe and opened It. At that moment I touohed a button and turned on the lights. The two men In the room were Johnson and Augustus Harmon. Afterwards It was all explained easily. Johnson and Mr. Harmon's brother, driven Into a hole by their speculations, had determined to steal the gold with the aid of the superintendent of the mine. That worthy WM , skilled chemist, and It was he who had invented and applied the coating to ths bars which turned to lead and covered the gold from sight while the ahlp ment waa on Ita way home. Being a preparation which required weeka to take effect, there was no change In the appearance of the bars at Noma But when Ban Francisco was reached and the boxes opened the bars apparently were nothing but rough lead. And here the gold had been Intact in Harmon's safe while he was growing white haired over hts supposed robbery. For some reason he never exposed bis brother or his two accomplices. He discharged Johnaon and the engineer and allowed his brother to "retire." He re stored confidence In the stock of his mine and now Is extremely wealthy. And he did not forget to add a sub stantial sum to the $10,000 originally offered me when I showed htm that the "lead" In his safe waa pure gold. seen In the company or the muraerea gammer reap peared. He 'bad five new confederates, and again the bank was tht poorer when they left Then the new. possessor of tht papert wat found dead. Just as the first had been. His bag containing the notes had been opened, but tbs notes were left Evidently the papera had been stolen, but only wo knew thla. "Tbt tame events followed six months later. It wat obvlout to ut that at only tht confederate of the man who beld tht papera could know Itt real value, the criminal mutt in each case be sought for among them. Yet tbt bank bad no Intention of Uklng action, aa they feared tbt disclosures that must of necessity bring them into undesirable publicity. I gave up my position of croupier after the sec ond affair, and have never entered any gambling rooms sines, but I carry a souvenir of those nights In the form of sleeplessness. " When you showed me that paragraph on the night ws were traveling to Marseilles It occurred to me that I might take action on my own responsibility. I went to Baden-Baden and found the man wbo had won the money. I watched him and discovered, as I Had expected, that be had five confederates. 0 "Three days after my arrival I taw the man who bad won the money leave bis hotel, carrying only a small handbag. Ht went to ths elation and booked for I'aria. I traveled In the same train. For hourt I paced the corridor, passing hit compartment again and again. Just as the dawn was brsaklng I grew tired of watch ing, and feeling convinced that at any rate bt was now safe, I returned to my own place and fell asleep. " I was aroused at wt neared Parlt by loud tbouts In the corridor. I knew at ones what bad happened long before 1 wat told by half a dosen excited people. The man was dead, and his handbag bad been ran sacked: He bad bad tha wisdom to transmit most of 'his winnings, but there were a number of notes la the bag. and these, aa in the former cases, had not been touched. "At Paris all who had traveled In the train were detained for inquiries. But I walled to see all the others. I found the man I expected one of the con federates I had aeen at Baden-Baden! "I followed that man to a hotel, where he booked rooms. 1 also took a room, ami unpacked a revolver I thought it might be handy. " While he waa dressing for dinner. I went Into his room. He tried to bluster. I locked the door, cover ing hlra meanwhile with the revolver. "I think he misunderstood my object, for after we had been looking at one another he said: "You can put that thing away. I will give you the papera' "I took them from him. and recognised at once the i-loeely figured sheets I had seen before at our tables. I read them through, and saw the Idea that had pussled many for years, and then" He paused for a moment " Welt then I burned them. U'e watched the paper flare and turn black In the fi iul.r. and well, that was the end of the system that Monte Carlo had paid a million to keep aecret!" " But aurely you ought to have handed the man over to justice." 1 aaid. "There waa another way," be replied: "You allowed him to escape?" " Exactly! I allowed him an easy escape. I left him my revolver! He understood." "And then?" I queried. "Well." he said slowly, "you know auicides never create much talk In Paris, they art used to them!"