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Millionaires Find This a
Much Harder Problem
Than Most People Think
Difficult to Make Both Ends Meet When You
Are Trying to Hold Your Own Against the
Multimillionaires of the East.
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M'JP.r. Is :i finely k'"" n ' ' Impn ssion thnt
the Minn who nno.. It f n millionaire In
so overrun with wealth tint he Ims n hard
1 imo In s p-irutlii'-f himr. If f t tti his money.
A I k I is I'.n wrlMn to show the Inonn-
i rii nr h to w lihli Its hero was put In tho
I'lf. ri.f task nf spending million In a few
months 1j t u limn I wonhl In- nnd what
d :. ;f I h n lmi ti million a yiar." Is the ohl
whh h xpiess a tin toorlc course of wild
Ph.-'.tx I woiii.l
Song lip to ihll
1 1 1 X 1 1 1' y ,
Tli so hh as in ii t I"
tho Iiknti s ll' il. il by
ton "f gro-i t w lit ti . '
ti'ii'I" nil iivir nxaln tfi accord with
. . i nt Invfi lu.'i t hms into tho expcndl-
'nke t;l" 'Mill Whoso JtJll'I)- Income Is
Just . I .iioo.omi. i d iieiilt 1,1 In in p thitt this m in has a
hard time to lmi I his oun In tn.liiott:ilr-liii, or thnt. If he
las ii "soil, tv ii.-" of tl.o llrt waPr, they have to worry
nlon In i .i . s r to li"M t 'n ir l "e In f ho smart st sot.
Tho tri.'li Is thnt itn- man win this amount of monoy
Is f. t r 1 1 ! no.ir tho tail i n, I of Iho proi i-y-l.-ti of m 111 lotii ires,
llo Ih 1.) tl.o i.p to 1 1 1 1 o. luxury loving i I.ih whoso for-
tuni s in-. inn lo.l nt ft'. pi t w n ' y - II v e to thirty millions,
but whi'h N tn 1 1 1 1 1 1 1 f 1 1 s riu.r" nnd sometimes ton millions
less In tho widest lluetin! bum of tin- stock market, llo Is
(tank, ,1 on . a h side ly llo nun who hnvo front forty to
sixty millions. On In front are it f'W s venty and hiimlroil
millio'i i,.. ii who s. t iho n,v, I'.nfk of him :iro n fi iv thou
sand h" hnv !injw!i,rt' f'-,,m ton tiiiib'iis de.vn to two.
ntul bn k if tli. in n'iiii mo tho uuriiml.-rcd nml tattered
thri'niT who.-, fori mi' s of 1 hi I'o-int.i riot s t.i a iinllioTi or so
in this i , 1 1 1 , ' 1 1 1 y a i ohiss. .I :u pit true , s. In tho . y, s nf the
nult :ii'lli..ri:i ir- It is I, unity "tieolv.iM. , iiltltii'i"'- it l. true,
lint ihiso, ton, .-ii-o 1 i v itiLT to k.ip up with tho prooi sslon.
Need at Least $2,70 a LMy.
l'l't 1 1- 1. "i ill. ml ono s
jloo,o,i -i year I,' f, o o h
I'osltion of so. iim w h it :i
Jlll'l tho It'oiH v. llo al-aj
nl II nl m ti. in h oi to hnvo at bast
cot. Ill i von nil tin the unhappy
sood Ha, i he o-ii t ll h.tvo if In- only
sii'l I! at i a s v ir llliisl a noes "
meant ;i thousand dollars u .lay nml xp. uses, r.ut thnt
was tin iars nun. Tmlny tho j.7lo whi.h is tho ilnlly ln
como of the million a yoar man vintiot ho called easy cir
cuinsta nos.
To allow any margin upon nn Inroino of a million, tho
limn in tho swim Is nhllgi d to distinguish sharply between
luxury nml xtravaitanee. llo Is also obliged lo ply on speo
ulatlon for fuii'ls for i xl l aonlinn ry oxpi lulituroy, tun h im
a now house, n larp donnthm to charil-. or Ji lariji pur
chase of pictures or Jewel.". After ho spoiuls unusually lnrso
sums on cntertnlninK he frf-miontly rcsor'.B to the expedient
of shutting up his house find oini; to Europe simply hoenuso
Il hIvch him a chntice to relrotii h. Another oxpodi. nt not
lnl M iin ntly taken ndvuntat;e of liy the "million a year
man" is the temporary phuttinu off of his larso charities,
which are one of lh ri tpilslteH that Komi form demands of
his wealth. This In a temporary form of pnlms Into bank
ruptcy as far as lienrvoh nceg are ronei rncil, and one which
snas him from tho more strintxent nioasuros of tlie hps
luh. such, for Instance, as that which occurred at Newport
i i i ntly. This was a family who are of the unfortunate
I ut froipii nt class who try to maintain a social position there
en a thousand dollars a day or tin rcabouts. and w ho issued
a statement through the newspapers to appease the shop
keepers who were their creditors.
Wife is did Extravagance.
Broadly divided, the xpeiisos that draw most heavily
upon the man In the position which has boon outlined, both
socially and (iminria lly, are his yacht, his raeini; stud, the
cub rtainmetit that Is necessary lu keopinir up bin position,
and his wife. I'poti the first, meond. and third he spends
respectively $T.THH, 1HCI.IHK. and $l-.'i.l)o, while his wife's
ullowanco for clothes, fads, hmall charities, and pin money
Ir near Jrin.nno, nni case In particular belui; cited In which
hairdressers' ami perfumers' bills nnd fancy clothing for hi r
pit dof;s. to which she wa IndiilKert. brought up the. wife's
esssssssssssssssssssssss
rn isonal bill to nearly 1 1U7.875.
This man, who makrs an
excepiionally good show for his
f l.iKm.miO Income, rates the rutin. n t xpenses of his New
York or Newport bouse, whlehevi r Is open, at ITo.tmn a
year for the staff of servants, and $"iii.noo for the table and
other household expenses, Includlnu wines, but exouilln?r all
bills for entertainment. The wa-ies for v rvants Includes
his wife's secretary at a special Imported chef Bt $7,000
which, thouRh hlijh. Is not nearly so hlitb as that Imported
Cofts
b the Vandi rbllis and the caretakers of Ills other places.
These other pi ie s are a small house In a fashionable place
In North Carolina, nml n thousand iii n or more, with a
r" nfortable house on it. In the Adirondacks. There Is also
h little place In the Hork.dilres slKnilicantiy known to be for
sale and an apartment In Paris, where his wife can be uro
of comfort when she cues ovir for shopping. Against the
expense of keeping up these places there Is an entry of
I.VI.IKHI.
.5 $50,000 a Year lo Redecorate.
There Is also a minimum expense hf $."iti,iii a year for
redecorating nnd refurnishing certain suites In these places,
which Is entirely outside of the running expenses of keeping
them up. For Instance, this millionaire not long ago. In order
to gratify his wife's taste nnd liking for change In her sur
roundings, did over the Ave rooms In their Fifth avenue
bouse which especially belonged to her at a cost of f'J.VWiu
aeli. Thc wen- Immense rooms in which she lived prac
tically, and Included a sitting room, bedroom, bathroom;
dressing room, and n special riom arranged fur keeping hct
clothes and bats. Hoth the bedroom a'ld bathroom were
gems' in their way, the bath particularly being In the largest
room and being construct! d so as to be practically a huge
swimming pool. It was cut from a block of flawless marble
sunk In the fl ior with Its edgi s lined In white fur rugs, on
which are her dressing tables, and overbranchlng which are
tropical tree palms. With this went n little surprise, of which,
ns they have tint been married many yeafs. there are more
than occasional repetitions. It was In this case a toilet set
containing numerous brushes, bottles, and combs of solid
gold and of n particularly choice pattern which cost the pret
ty sum of fil.txHl. He il.io followed his plnn In adding to
her stock of Jewels and costly furs, for which her own dress
allowance was Inadequate, and which he gave to her In tho
way of presents nnd surprises.
Forced lo Economize in Jewels.
A man of such means as this has to be guarded In gem
expenditures, distinguishing closely as to putting the money
where It wilt do the most good In the matter of prestige,
without Investing more than is prudent. This man. who
wiib In all ways a connoisseur, lately Invested In two tiaras
("fir his wife, one a real work of art. as he explained to me,
In a Louis 1 model. The little thing, which was as light
as lace, cos' ?!.tnm, which he pointed out was cheap for Its
extreme, beauty, lint this, lovely as It was, was not as
sertive enough for the opera, and he gave another order rit
the same time for one of emeralds and diamonds, the price
of which was to be $1l.ri4Ml. Although these were really low
ilgnros us compared to prki s some of the gerater rich paid
for such things, they were for him part of the output of an
especially good year, at which times be sometimes left bis
account for his wife's Jewelry run as high as $J(X1.ini0.
Perhaps of all these gradations foroid by economy upon
the rich, that In pearls Is the most difficult one, and affords
the most heartaches. Strings costing f.Tun.iKHl are not un
common, and a triple row which a man whose fortune
reached nearly to the billion mark purchased for his wife
not long ago was valin d at f itt.ViHXi. Such extravagance Is
not for the million n year man, whose wife. If he evenly
balance his expenditures, will fare well If ehe achieves
some lovely collar or necklet at lia.OOO.
.1
Musi Hold Down Expenses In Dress.
Kven the budget for dress as nu ntloni d does not allow
for extravagances as tin y are considered In this set. A cer
tain woman w hose allowance Is near to this figure, and who
Is notfd for her charming nppearances. manages her buy
ing as follows. She Is given, as far as possible, to avoiding
paying for the extras, which do not count. She distinguishes
most sharply between luxury .ml extravagance, by
which her gowns ami furs could easily cost her another
$1.-1.111111 yearly. For Instance, Mrs. Astor will wear a gown
at tho horse show which costs over IL.Ton. This woman
rarely pays over f7.Hl for her "special" gowns for extra
occasions, while her ball gowns cost her $il inch and her
dinner gowns $t"il. In a year she will aav- ten of the former
nnd eight of the latter. She buys all of these things abroad,
xerclslng discretion even there, buying her blink gowns,
for Instance, at a London specialist's and her hand painted
chiffon gowns In the same way. which brings them within
the price of her ordinary evening and dinner gowns. She Is
an excellent example of the fact that the wife of a man
with a million a year does not sit down to dinner every
night In the clothing Incrtistcd with real gems In which she
Is often d' scribed.
It Is the same with ,ner lurs. Tlls woman has not a sable
coal which would cost .my where from i"l,inn to $."Vi,im, de
pending on the length of tuc coal. She has, however, a sable
muff and sli le nt 7,oi, which was bought In Hit rope for the
saks of greater economy. Phe wears H chinchilla bolero nnd
muff which Is one nf tho fatii rnMltlo:.e made to her stock of
flit's, and an ermine coat 'a1ind nt 4k . which' her husband
has lately added to her cVotilbg outfits. Hhe does not pretend to
make these purchases from her own money, but sees to It
for herself that hi r furs are kept In order aAd up i date.
Her tea gowns cost her M.tmt a year, her bngrrle f.'l.Mo, her
slim s and stockings l.."..Vi. her corsets HtsV, and her hats, 'or
which she does not generilly pay over 7a apiece, about f'J.nm
a year. Sh Is noted not only for her good r fee Hon, but fur
her economical methods, in which she Is followed by others
oi her class It was only a little wnlle ago that a woman
persuaded' the entertainer, with whom slu was dickering, to
omit sending her a bill for table decorations on the promise of
the tremendous good whi ii she would be able to do him by
mentioning among the right people that her things came
trtim bis place.
Man's Personal Expenses $150,000.
A innn In this set knows to a nlcty what hi,s wear will
i list. Five thousand dollars will fill tils wardrobe royally and
$I..HK a year will keep !t i omplctt). He may put down club
due at 20,mi yearly, while the' ltM.min which Is told off
for his racing stubfes d'"S not cover ids boning hisses. His
yacht, though a fine one, will be far removed from such mag
nificent und palatial affairs as Mr. Mnga-i's "Corsair" and
Mr. Aslor's "Nourmah.il." In connection with these
yachts nnd different country homes aft en arises a makeshift
of the rich which Is known as "concentration." an expres
sion which has come to have a technic: I meaning In the
vernacular. Fop Instance, the F.'s have only a small house
In tuwn. but have a palace nt Newriort anil have a yadtt
upon which thoy give feics which run up Into the thousand.!.
ThlB is what is knowo as concentrating, which is done In
a variety of ways.' The expense of enlertalning Is the largest
Item which ih to be considered, and nn estimate has to be
ninile for bridge, which tvtry
now has to indulge In to a cer
tain extent. Even n moderate
I'lu.pmeitt f ajul'imub.b s wh'i h
dm s not In hny way try . o n.u
lite the seventiin orelghtun.
which Mr. Astor keeps, will conj
fZ."i,(NKi a yrar for chauffeurs,
garage, and repairs. Travi lints -expenses
are modi rate at $l(l,0ixi
a year. A nut scry, even withoui
ostentation or ixtravagi nci,
with Its extra staff nf servants,
may be counud upon as rr Idlj
lowering the margin, and afford
Ing an opportunity for aiiothit
form of the concentration upon
its particular feature which has
bei n referred tb as a necessary
expedient of the man whose in
come only reuches to the million.
i k.yr i-f,"! v. . i'"
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fc ;
iftS;
und woman In society Xk JJS! ATiTv hkCi WjVW
m;n
S55SisS5StSSSS5S$5SS5SS5e5S5SS5S55C5tSSS5S5S5SS5S555
FROM THE Ql' A R R ! RS.
MENDER OF DISHES.
LONDON S J RhET HYDRANT.
HAD BIG FEET.
Sl"iu in liiitiilit Into P.uiH fr,.:. ii-, ii
tli'.iwn 1'V k I Ni rni:tn ht-isrs, fl nc n n
st.s iV. N.i l n i 1 1 . u-M tlii' is itnv 'l'tl "ii i In- 1
in jiiiti slow jii-t n ps.sion,
ON DON M.R'AN.
'iglibni ing iiuarries by wagons which arc
of which are harnessed together, tandem
troots where this heavy cavalcade passes
'FT OF AMFRCAN JACK IKS.
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A French housewife does not throw away
her broken dishes, unless their condition Is
hopeless. She saves them until a minder
of faience and porcelain comes to her door
for work, and be repairs them.
LACED L OCA'S.
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Hertlui, the sister of Chnrleniagne, and
the wife of Pepin the Short, is designated
This Is the way they fill a sprinkling cart in history ns " Pertha of the Pig Feet," she
in London.
having feet of c xtraordinary sixe.
WHEELBARROWS WITH SAILS.
'I i. I ..i d ui niHkir.an covers I. Is route on
f.ot . I u-1, i g a h.ii.U cut iii thr e w lintrls. .
w l.i eh ei. t re s his ci lis of nit.k .it d hi.- d.fTer
irt ine.ibuies
I I
j:..,.i.; ,: i ' "... . i
Vi is on Loaul slop are familiar nni.s m
tie Am. I ie u nn vy tin one American sh.p
lliete it u t'lg I.r. mn bear w Inch gKrs iiiui
an um m. nt to tin crew h wrestliig with
11. i n. en.
A portrait of yuuen linalne, inotl.tr of
t'l ivU. the Hist t'hrl.-tian king of Frame,
shows that ladles of the sixth century wore
their long, heavy In uses in two gn at locks,
w ha h wi it artimlcdlly lact d lh I ibti..ns
They are used by the ingenious Chinese.
PICK OUT THE SS7FRS.
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It is an easy matter to pick out sli-.eis in n gi "iip of . hiiilr. n on the continent,
for girls of the same family are dressed just alike. In tin Ih. ton provinces, where tin
galu dress la quaint, the effect Is fantastic on felo days.
NEST IN COAL TRUCK.
FONSORA. FA I.AC F.
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!T u wm nOA.XSt I
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Home watrr-WHgtalU d.ii.l.d H at Mo i
Would like to travtl while Hoy in raising "i d n boasts a genulm tonaorial palace,
their young on, so tiny bmlt their in si I " "Id V.ik pilaee In Whitehall, i.tii-i- tti
In a coal truck. Thfy travrl.d around with n.ibii"' .f I'.ud ioil Wolsiy. and latir of
the nest and took t ie pi lonally good car II. i rv VIII. Is now oceiipl. d by a igmuker
t.f (, iiaiio d fartr.
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