Nebraska Newspapers

    THE OMAHA DAILY BEE: SUNDAY, SEPTEMBER 17, 1903.
The Omaha Sunday Beb
E. ROSKWATEn, EDITOR.
PUBLISHED KVERY MORNING.
TERMS OF SmSCRlPTION.
ps'lv lift (without Sunday), fine year.-M""
Imlly He and Sunday, one year
Illustrated Itce. one year 2M
Sunday Hee, one year IM
Saturday Bee, one vesr 1
DBLIVEHED MY CARRIER.
rBl!y Roe (without Fundnyl. PT week...l?c
I a ily Roe (Including Sunday), per week..l7fl
Evening Poo (without Sunday), per week. e
Evening H-c (with Sunday), per week...Kc
Sunday Bee, nor ropy 8o
Address complaint of Irregularities In
delivery to City Circulation iJepartment.
OFFICES.
Omaha The Bee Building.
South Omnhn City Hall Building.
Council BlulT-10 Pearl street.
Chicago lfi I'nlty Building.
New York l.V'i Home Life in. Building.
Washington Wd Fourteenth street..
CORRESPONDENCE.
Communication relating to news and ed
itorial matter should he addressed: Omaha
Bee, Editorial Department.
REMITTANCES.
Remit by draft, express or postal order,
payable to The Bee Publishing Company.
Only 2-cetit stamps received In payment of
mall accounts. I'eraonal check, except on
Omaha or eastern exchange, not accepted.
THE BEK PUBLISHING COMPANY.
STATEMENT OF CIRCULATION.
State of Nebraska, Douglas County, sat
George B. Tisohuek, treasurer of The Bee
rublisliiTig Company, Doing duly tworn.
ays that the actual Aumber of full and
complete coplea of The Dally, Morning,
Evening and Sunday Bee printed during the
month of Auxuxt, 19(0, waa as follows:
1 2M,MM 17 30,000
2 aH.OM IS 30.0S0
8 JI7.0HO 1 81.4T0
4 30,040 30 SW.8T0
6 a,aoo 21 ich.hho
6 UO.OBO 22 30,000
7 30,040 23 30.110
1 20,Nno 2 30.100
B aO,SU 25 30,110
10 211,830 2 81,7JK
U ao,Ou 27 Kt,30
U 81,310 28 SO,lH
11 SO.aiiO 28 32,200
It 30,010 30 UO.710
IS 2,I)H0 II 80,880
lb M,HtH . i .
Totals 930,200
Less unsold copies 11,410
Nat total sales 0 18.134
Dally average 2u.e40
GEORGE B. TZSCIIUCK.
Treasurer.
Subscribed In my presence and sworn to
before me this 31st day of August, 1906.
(Seal) M. B. HUNGATE,
Notary Public.
wugx out or TOWS.
Subscriber leaving; ths) city tem
poral II y shoald have The Be
mailed to them. It Is better thmm
a daily letter from horn. A4
dress will be changed as attest as
reqnested.
Wben the rcjuveuatt'd Nebraska u
preine court fonveues uext Juuuury the
bar will bo right up tigulust bald heuuVu
row.
It 1h now up to Ida TurU-ll to prove
that the lucu who destroyed the oil
works at Hnku ore in the tmy of Jolm D.
Rockefeller.
tince "I'aiu" Ziiuruernmu has sold his
railroad other American millionaires
may hesitate about investing lu uu Kng
lbdj duke for their daughters.
Ileiueinber that next Tuesday is set
apart by law as u day of registration as
well as for primary election of all po
litical parties lu Oinahu and South
Omahu.
People leaving the south for fear of
yellow fever should go Into caiup near
home uutll the disease has bad time to
develop, for the northern climate Is al
most fatal In such cases.
A Woman's National Democratic
league has been organized. Does tills
mean that unterrifled democracy has de
cided that the ordinary form of work
with voters Is unavailing?
(iermany seems to have the advantage
of Spain In the matter of famines. The
former has but to reduce Its tariffs to
obtain meat, while the latter must build
irrigation ditches to obtain grain.
The charges brought against Com
inander Voting will lie better than a ropy
of the murine regulations to show other
commanders what they ure expected to
do In the way of caring for ships.
There should Is' little trouble In "high
nmiuclal" circles In disposing of seeurl
ties when one man is employed by lxth
buyer and seller, and the strange thing
Is that both appear to be satlstled.
If we do not hear any further remon
trance against accepting tainted money
for the Kockyfellow hall at the unlver
slty campus It Is because John D. hai
changed his attitude. He has donued I
wig.
Iu permitting a free expression on the
subject of "tainted money" the Ameri
can Hoard of Foreign Missions may have
desired to let prospective contributors
know whom to approach when desiring
to be relieved of cash.
In Kansas a man has leeu coavlcted
of stealing dynamite with which he ini
perilled the lives of many cltliens by
blowing up a number of saloons, but
strange ns It may seem he has not been
tried for the graver offense.
No one will blame President Ramsey
for desiring to retalu his position as
head of the Wabash railroad, but the
real Interest in the matter Is as to what
power Is questioning the right of the
Goulds to manage the pmiwrty.
To the democratic papeiu and cam
paign managers the outcome of the re
publican cou vent ton is an awful shock,
as well as a disappointment. This thing
recalls the menu card on an Iowa rail
road diner during, the June rise: "Water,
water everywhere, but not a drop to
drink."
Hope Is expressed by the organ of
Omaha democracy that the democratic
state couvcutlon to be lvcld at Lincoln
next Wednesday will be attended by
large nuuiliers of representative delega
tions of Nebraska's loyal democracy.
The question naturally ajigtests Itself,
what for?
thk Tmtr.E-amyr.Br.n rcurroR
8HKHIFF.
The contest for the position of sheriff
of Douglas county on the republican
ticket this year is another three cornered
fight Just ns It was two years ago when
James Allen, Tony Donahue and Fred
II. Iloye were the candidates. Two
years ago The Bee made an earnest and
active effort on behalf of Donahue, be
lieving hi in to be the most available can
didate for republicans to nominate
against the democratic sheriff, John
Power. Donahue and Iloye were de
feated by Allen, who was the candidate
of the so-called anti-machine faction only
iK'cause the supporters whom either
alone could have rallied were divided.
In the contest this year between Mc
Donald, Iloye and Donahue, McDonald
represents the same elemeut that nomi
nated James Allen In lfHW. It Is a fore
gone conclusion thot McDonald will bo
nominated If his personal and political
opponents and those who do not approve
of the uiirepubllcan star-chamber meth
ods of the unscrupulous Fontanelle cabal.
that seeks to dominate the republican
party, again scatter their votes as they
did two years ago.
After a careful survey of the field The
Bee Is forced to the conclusion that Fred
II. Iloye possesses greater elements of
strength at this time than Tony Dona
hue, and imbued with this conviction we
advise nil republicans who desire to In
sure the triumph of the party this fall to
cast their votes for Iloye. In making
this choice we desire It distinctly under
stood that The Bee casts no reflection on
Mr. Donahue. He Is the best type of a
manly man, who has always proved him
self loyal to his friends and his party
and still retains the esteem and confi
dence of his political associates. But we
are confronted by a condition and not a
theory, and under the existing conditions
Tony Donahue's candidacy Is absolutely
hopeless and every vote cost for Dona
hue will count as half a vote for Johnny
McDonald.
It Is to I deplored that the efforts to
harmonize the differences between Don
ahue and Iloye with a view to uniting
all their supporters for the overthrow of
sham reform and political buccaneering
were frustrated when both appear to
realize that the motto of organized laltor,
"In union there Is strength," should be
exemplified by them and the friends of
both of them In this campaign.
EXCESSIVE COST OF LIFE iySVRAKCE
In the avalanche of controversial liter
ature stimulated by the revelations of
graft and extravagance In the manage
ment of the big life Insurance corpora
tions a dispassionate discussion of the
cost elements thut enter luto life Insur
ance contributed by Allan II. Wlllett of
Brown university to the current Political
Science Quarterly, is a refreshing and
Instructive exception. The Information
upon which the article Is based comes
for the most part out of the liX)4 reports
of the Insurance departments of Con
necticut, Illinois, Massachusetts, Minne
sota, New York and Ohio, covering the
business of twenty-four companies for a
period of twelve months.
The theory of life Insurance Is that
the premiums paid by the various policy
holders should on the average furnish
enough money to pay the maturing death
claims as they Income due, and the ex
penses of management nnd administra
tion less the Income from Invested re
serves held for the benefit of the insured
and the reasonable profits on the money
actually paid in by the stockholders. The
annual premiums paid on each Insurance
policy may be roughly divided Into sev
eral parts one to meet the claims of
those who have died during the year, an
other to be set aside as a reserve to bal
ance the flat premium rate and another
representing the loading out of which the
expenses of running the business must
come. The investigations of Mr. Wlllett
disclose the fact, with relation to the
companies under consideration, that the
premium rate Is adjusted according to
the Amerlcnn mortality tables; that the
deductions on account of the earnings of
the reserve are calculated on the basis of
Investment nt from 8 per cent to 3V per
cent Interest, and that the loading for
expenses is simply an arbitrary per
centage added In, to furnish whatever
sum of money Is desired for this pur
pose. The experience of American life com
panies, however, has proved beyond con
troversion that on the lives accepted as
Insurable the American mortality tables
are for from accurate and that the vari
ation is all In favor of the Insurance
company, averaging a saving to them
on mortality of over 20 per cent. In the
matter of earnings from reserve Invest
ments, too, the calculation of interest
fails to correspond with the facts, be
cause the reports show Investments to
be on an actual basis of from 4 per cent
to 5 per cent, giving an excess of Inter
est earnings of nearly, If not quite, 1 per
cent. Again, In fixing the premium rate
schedule the effect of lapsed and sur
rendered policies Is entirely neglected,
when the truth is that of thirty -one com
panies reporting to the Connecticut In
surance department the average numter
of policies terminating by lapse, sur
render or change was nearly 63 per cent,
of which 00 per cent represented lapses
and surrenders alone. Although In mod
em life insurance practice the cash sur
render value of policies thus terminated
is supposed to le returned, payment of
the surrender value still leaves a good,
fat margin of profit In the hands of the
companies.
Notwithstanding all these excess
sources of revenue, the londtng for the
expense account Is, as a rule, made so
as to require the policyholder In his an
nual premiums to pay the entire cost of
management nnd administration. To
quote the conclusion reached by the
author from his study of the figures,
"the gain and loss exhibit Indicates that
but for the depreciation of securities
during the year lir)3 the Insurance op
erations of that year would hare brought
In a profit of more thnn f jo.nnrvnon to
bo returned to tiie policyholders, or
added to th eur'.iu." "Witii bo Im-
provement In the methods and practices
of Insurance companies," he continues,
"a reduction of 20 per cent or 125 per
cent In premium rates Is possible for a
company managed with average care
and efficiency and Is lu every way de
sirable. But to bring Insurance rates
,dovn to the present cost level is only
half enough. The cost Itself ought to be
lowered. It Is demonstrable that some
of the practices of Insurance companies
tend to Increase their mortality loss, that
a higher net rate of Interest could le se
cured on their Investments, and that the
cost of administration Is often extrava
gantly high. Improvement In any of
these particulars would materially lower
the cost of Insurance and mitke possible
a further reduction In premium rates, re
sulting In a wider utilization of the ben
efits of insurance by people of small or
moderate Incomes;"
Disclosures made by different Investi
gations since Mr. Willett'a article was
written Indicate that the reports of the
Insurance companies made to the state
Insurance 'deportments ore themselves
often Inaccurate and deceptive and In
some cases at least hide transactions
from which profits accrue either to the
companies directly or to their officers by
Indirect nnd rpiestlonnble means. If Mr.
Wlllett hnd the correct figures he could
doubtless have made out a much
stronger cose of overweighted premium
schedules and n still more Impressive
showing for rate reduction. This de
mand Is not satisfied by the companies
returning to policy holders larger rebates
the policy holder In the first Instance
that the money be left In the hands of
the policy holders in the first instance
through lower rates rather than collected
from him with promise of being returned
to him later. Competition between the
Insurance companies ought to lead some
of them to strike out boldly on this line
and force the others to follow. If they
do not do so they will run the risk of
being compelled to reduce rates ns a re
sult of stricter and more stringent regu
lotion.
A SEW IOWA WE A.
Between government by Injunction
and the apparent Inability of the courts
to agree on what appear to be simple
propositions, the humble Inymon finds
himself greatly perplexed at times to
stand upright as a luw-abldlng man and
a respecter of the courts. His perturba
tion on this account has been added to
by a condition thut now exists In Iowu
The Iowa legislature undertook to pro
vide by statutory enactment for the local
taxation of railroad terminal property In
certain of the cities nnd towns of the
Hawkeye state. Assessors In carrying
out the low ut Cedar Rapids and Daven
port listed the railroad property at Its
local valuation. The railroads quite nat
urally took the matter into the state
courts, resisting consistently the pay
ment of the taxes levied. In the district
court of Linn county, In which Cedar
Rapids is located, the court held that the
law was good; In the district court of
Scott county, of which Davenport Is
county seat, the court held that the law
was bud.
Both decisions were appealed to the
supreme court of the state. As both
cases Involved the same point they were
consolidated and presented to the su
preme court ns one case. The supreme
Judges, nfter due deliberation nnd sol
emn consideration, divided equally on
the points raised and were consequently
unable to announce a decision. In Iowa
when the supreme court divides equally
on a case the decision of the court below
stands. Thus the assessors and tax col
lectors of the state are left powerless,
for one Judge has declared for the state
and another judge of equal jurisdiction
has declared for the railroads on the
some set of facts.
This condition ought to relieve Ne
braska of the stlgmu once cast by an
eastern lecturer, who is accredited with
having told his class that "common
sense Is law In every state In the union
save lu Nebraska." But it doesn't help
the layman to a better understanding of
the law.
FOB REFORM IN VIVORCE LA WS .
It U proposed to hold a national con
gress for the purpose of promoting uni
form divorce legislation, or if that be
found impracticable such reforms in ex
isting state laws as are deemed to be
necessary to correct prevalent evils in
connection with divorce that are held to
be injurious to society. At its last ses
sion the legislature of Pennsylvania
passed a bill authorizing the governor of
that state to take the Initiative for a na
tional congress on divorce legislation.
Pursuant to this Oovernor Pennypocker
submitted the proiositlon to the gov
ernors of the states nnd received assur
ances of their co-operation, not a single
unfavorable reply having been returned.
This manifestation of interest in the
matter shows how generally its Impor
tance Is realized by those who have
given It attention. Statistics show that
there has been a great Increase In the
number of divorces In recent years. In
1RS1 the total number granted in the
United States was 20,762. In 1002 the
number had risen to 35,846, nnd doubt
less In the years since there has been a
further increase. Such being the case It
seems to those who take an interest In
the question that the time has come to
make an effort to check what they re
gard as a very serious evil. It la be
lieved that a national congress will be
able to devise uniform divorce legisla
tion that would be acceptable to most or
all of the states. At all events a move
ment would thus be started which It Is
reasonably thought would at least be
productive of reforms In divorce laws
generally.
It is unquestionable that the varying
laws of different states are productive of
much harm. Of our forty-five states, one
does Dot grant divorce for anjr cause.
In the others the legal causes are many
and diverse, varying from adultery to
Incompatibility of temper. In practically
all of the states the method of procedure
to obtain a deuee dlfler. Que ot the
most Important variances in this class of f
legislation inspects the period of time a
petitioner for a decree shall have been a
resident of the state In which the appli
cation Is mode. With such differences In
existing legislation It niny well be
doubted whether uniform legislation can
be secured. It Is not an easy matter to
Induce a commnulty to radically change
a system or policy that has long pre
vailed and which has not distinctly oper
ated to Its detriment, even though ob
jectionable from a strictly moral point of
view. South Dakota, for Instance, which
now Invites those who desire to sever
the marriage bond, might not be dis
posed to adopt a law which would be en
tlrely acceptable to states whose peoplu
believe that there should be rigid restric
tion upon divorce.
But if It be not practicable to secure
uniformity, It may be possible to bring
about reform. It Is suggested that to in
crease the pej-lod of necessary residence
of the petitioner before filing the peti
tion and to abolish service of notice by
publication, requiring In all cases actual
notice to the party defendant, would be
extremely beneficial reforms and ought
to be attainable. The proposed national
congress would have many measures pre
sented to It. otit of which It undoubtedly
would le able to recommend legislation
which would be generally acceptable.
WILL THEY RAIlFYt
Two weeks before the time for filing
the names of candidates for county nom
inations was to expire half a dozen gov
ernors of the Fontanelle club met In
star chamber to select a ticket which the
republicans of Douglas county are now
asked to endorse next Tuesday. This
ticket thus selected, or rather dictated,
by the inner circle of n political wreck
ing club has been mailed to every repub
lican voter In Omuba nnd South Omaha,
with carefully prepared directions and
the assurance that it stands for good
government and economy. The natural
inference is that the republicans of
Douglas county have committed their
consciences and their right to make their
own selection of public servants to a
coterie of self-appointed, Irresponsible
political autocrats, who will not take
them Into their confidence yet nnd who
arrognte to themselves dictatorial pow
ers, without as much as consulting the
members of their own club In whose
name they are appealing for support.
This is the most amazing piece of ef
frontery that the republicans of Doug
las county have ever been asked to sub
mit to. Will they submit? The answer
will come from the bnllot box Tuesday.
The exhibit of the receipts nnd dis
bursements of the state fair published
by fair managers is misleading if not de
ceptive. The details of the receipts and
expenditures are shown In the following
statement Issued by the secretary of the
State Board of Agriculture:
Cash on hand January 1, 1906 (15,646.41
Received from sale of general ad
mission tickets 15,438.50
From amphitheater tickets 2,866.50
From quarter-stretch tickets 455.25
From concessions 6.135.55
From rent of stalls and pens 1,125.00
From speed entries 1,366.00
From camping permit 2.60
From miscellaneous sources 862.40
From state appropriations, 1905 8,000.00
From railway coupons 10,452.75
Total 855.900.86
To total warrants Issued to Septem
ber 12, 1905 821,955.98
To premium awards, Including
speed 14.624.63
To claims audited and allowed 4,561.58
To balance 14,758.67
Total 855.900.84
The fact that the board has a surplus
of $14,758.07 after pnying all but a few
minor bills Is pointed to as an agreeable
surprise because the members of the
board had anticipated a deficit Instead
of a surplus, owing to the Inclemency of
the weather during fair week. A mere
glance ot the figures would create the im
pression thot there is actually n surplus
of $14,758.57 lu the treasury of the
board after all expenses had Iteen met,
when in fact there was a deficit of
$587.74 because the board bud a surplus
of $15,046.41 In its treasury when Hie
gates opened. No rational person will
blame the board for curtailed attendance
caused by bad weather, but it Is not
creditable to gloss over the fact that
there was a deficiency, no matter how
small. Even with a small deficit the
showing is not bad.
Advices from New York would Indi
cate that Augustus Belmont will be look
ing for a new political Job when the
democratic national committee meets,
from the fact that he failed to connect
with the cash drower, which waa the
sole object of his oppolntment.
The report that the pope needs a
change of air is again brought forward,
but the probabilities are that if the air
of the Vatican was good enough to carry
Leo to the ripe old age at which he died
It will carry several popes after Plus X
goes to Join his predecessors.
From the number of stock yards com
panies which have asked permission to
Intervene In the suit of the Interstate
Commerce commission against n number
of railroads at Chicago it would seem
like the commission has struck "pay
dirt" for once nt lenst.
Poetically speaking, Byron says "car
nival" means abstinence from flesh, but
you may eat and be dsmned. This of
course will not apply to the Omnha car
nival, improvised by King Ak-Snr-Ben
for the festival In Qui vera or Carnlvora,
whichever It may be.
The Mennlal retirement of Congress
man Hepburn of Iowa Is being an
nounced in democratic newspapers,
which Is one of the best evidences that
they expect him to be again trium
phantly nominated nnd elected.
Jefferson It. Westou. second state au
ditor of Nebraska, whose death, at the
age of nearly four-score years. Is an
nounced from Beatrice, was one of the
must sturdy, progressiva and perpeudic
ular pioneers of this commonwealth.
Few oien have done more for Its devel
opment In territorial days nnd few men
lu public life could point to a more com
mendable record as an ollicer and a cltl-
seu.
After profound study and serious re
flection we have reached the conclusion
that the direct primary election law was
enacted for the sole nnd exclusive ben
efit of the professional leg-puller with n
weekly newspaper attachment.
Looks that Wnj.
Indianapolis News.
It takes more than a knowledge of In
surance to run a hlg life Insurance com
pany the may some of the companies have
been run.
Pnss it !'.
Chicago News.
If a federal Judge may enjoy the free use
of a private railway coach what are you
to expect from the ordinary professional
politician In office?
Too Pleased to Kick.
Chicago Tribune.
Tou will note the absence of the Vladi
vostok date line from those telegraphic
accounts of riots and other disturbances
growing out of dissatisfaction with the
terms of the peace treaty.
Better Thnn an loon.
Boston Transcript.
President Hooscvelt's popularity with the
Russian soldiery prompts the thought that
here Is an acceptable candidate for the
first presidency of the federated republic of
the world. The Hague would welcome him
as a doughty son of Holland.
Perils of Cheap Autos.
Pittsburg Dispatch.
Automobile manufacturers talk of sell
ing machines as low as fl"0 next year.
When this materializes It will Inaugurate
a change of fashion. To show their su
periority to the medlnm-grnde $400 people
the millionaires will be forced to give their
devil wagons away and buy airships.
Menace of Insurance "Sng."
Minneapolis Journal.
The Insurance world needs a thorough
overhauling, fumigation and federal con
trol. More than this, a complete divorce
between life Insurance and high finance
Is necessary such an arrangement as will
make officials of a Ufa Insurance company
stick to the business of the company, one
company, and that one company alone, and
the profits should be for the Insurance
company and not parceled out as robbers
divide the "swag."
Lamentations of Danrlng Masters.
8an Francisco Chronicle.
The professors of dancing are lamenting
the decadence of the waltz, which they say
has become a lost art In the I'nlted States.
They do not attempt to explain the lack
of Interest In dancing, which has become
so general that men have to be hired to
serve as partners, but there are others who
have noted the tendency who say that the
American has ndopted the Turkish Idea nd
prefers that some one else should dance for
him. The theory Is confirmed by the grow
ing popularity of vaudeville, the chief fea
ture of which Is the good dancing.
SECVI.AR SHOTS AT THE PI I.PIT.
Boston Transcript: We have always re
garded Plus X as a very practical pope.
The Installation of a long distance tele
phone In the Vatican proves It.
Washington Post: Bishop Potter's propo
sition for twenty-minute sermons Is meet
ing with popular favor. Push It along until
a similar limitation Is placed on political
speeches and Chautauqua lectures.
St. Louis Globe-Democrat: The action of
the Episcopal church In Canada can not
bar legal marriage of divorcees, but It goes
far toward making divorce odious, which
Is a long step in the right direction.
Cleveland Plain Dealer: The lucky pastor
who officiated at the wedding of Marshall
Field Is said to have received a fee of
825,000. About one wedding of this sort a
year would keep him nearly In board and
clothes.
Baltimore American: The report of the
Board of Foreign Missions from Boston an
nounces that the receipts have leen af
fected by the controversy over John D.
Rockefeller's gift. Are the heathen, then,
to be abandoned without aid to the con
taminating touch of tainted money? It ts
to be hoped there are some generous souls
who would rather take the blight upon
themselves.
BoHton Transcript: Out In Cincinnati the
Methodist Episcopal convention has pussed
a resolution that future candidates for the
ministry shall be questioned closely as to
their tobacco habits. Alas and alas! has
the convention no realization of the In
numerable good sermons that have come
out of the meditation thut mellows and
softens In the smoke from a companionable
old pipe bowl?
Portland Oregonlun: A Seattle minister,
drawing a salary of 85,500 a year and pos
sessing a sufficient amount of tangible as
sets to necessitate the employment of a
lawyer at an annual salary to look after
them, Is In trouble. He is accused of using
his ministerial half-fare permit for the
benefit of two people who were not mem
bers of his family. The congregation I a
somewhat divided vote "vindicated" the
action, and a division of the church may
result. There Is a suspicion that the con
gregation must number among Its members
some ant!-sea!plng railroad men. The ac
tion of the Seattle divine shows that the
belief that it Is not a crime to steal rides
from a railroad company is not confined to
tramps.
SERMONS UOILKU DOWN.
Truth needs no tinsel.
Weakness cannot wait.
Friends never come In flocks.
Labor Is the noblest of all prayers.
Love Is the greatest human lodestone.
Every sin would like to syndicate Itself.
The world needs kindness more than
creeds.
All saints are home made but none are
self-made.
When religion Is only a thing it is worse
than nothing.
Enough is as good as a feast; more lead
but to famine.
No man can be an infidel who has some
faith In other men.
A few friends at heart are worth a whole
directory In the head.
The day of rest is never the better for
making It a day of rust.
Look to your works and your wings will
take cara of themselves.
Even a child knows the difference be
tween piety and padding.
It Is easy to forgive the man who has
wronged the qther fellow.
The "doth" Is an effective Insulator be
tween men and the ministry.
Too many hope to bull their own religious
stock by bearing that of others.
The only doubts for which to apologise
are those you feel Ilk advertising.
Many times do we get the names of our
troubles and our treasures transposed.
Th top notch of sentiment la gained
more easily than the lowest step of service.
There Is more of the divine In a little
diligence than In all the dignity in creation.
Borne men think ti.ey are forehanded
when the truth Is that greed has only made
j them foai-fuvtd.-Clat.-vj Tribune.
Lie
Insurance
Investigation
is demonstrating the soundness of Lifo
Insurance as a principle and the aVfolntc
necessity of honest, careful management
of a Life Company's affairs. The
Bankers Reserve Life
Company of Omaha
located in the "West, supported by the West
nnd investing its funds in Western securi
ties, Challenges Comparison
in careful management and unimpaired in
tegrity in the care of its funds. Our
Guaranteed Income Coupon
Policy
;s the great fact of Life Insurance history
for the
Wage Earning and Salaried
Public
Continues monthly income to the family
in event of death. Premium based on
entry age. Something new.,
Insurance Solicitors Wanted
on liberal terms. Communicate rith
B. H. Robison, President
DOMESTIC PT.EA9ATMES.
She I will become engaged to you for
t iv o VP p c Vi 9
He Make It a week. I don't think my
money will last longer than that. Judge.
"He says he cannot live without me, said
the Impressionable heiress.
"Don't believe it," returned Miss Cayenne.
"He will live, nut he may have to econo
mize." Washington Star.
"C.MnoA ra aa that fif f I fir AV Anil h !
wife. They fell' In love with each other at
firm sight."
"That s notntng new. -
"nut than hth hii thtr Aiitomnhlle riffs
on at the time." Chicago Record-Herald.
"According to the now fashion a woman
must have a set of Jewels for each cos
tume." "And vet people go right along wondering
why voting men shy at matrimony." Cleve
land Plain Dealer.
Foreigner fas the train stopped) Ees
zees Medicine hat?
Native Yes, sis
Foreigner Can you show me ze factory
where you make ze cold waves? Chicago
Tribune.
"Mv husband, you know," said Mrs. Nex-
dore, "Is a drummer."
"Indeed!" replied Mrs. Neweome. "I
thought It was your daughter."
"Kn: now an you mean;
r ttinnirht it was voiir dauffhter who used
the piano." Philadelphia Ledger.
Mrs. Jawhack Get right away from here,
you nasty tramp, or I'll call my husband.
Oliver Muiin-u wan: ler iiuoan am i 10
home.
Mrs. Ja whack How do you know?
Oliver Mudd Husbands of women like
you never are to home, 'cept for meals.
Cleveland Leader.
Peekem I have been asked to Join the
Married Men's club, my dear.
Mrs. Peekem Indeed ! And what do mar
ried men want a rlub for, pray?
Peekem Why, misery loves company,
you know. Chicago News.
"No," said the melancholy druggist,
"there Is nothing In life for me now. She
oooooooooooooo
I LITTLE TOMMY'S DILEMNA.
My maw, she's wearln' glasses, and paw, he's got 'em, too,
And sister Maud she has 'em and so has Hatty Loo;
I guess they must be ketchin'; most every one you see
The boys and girls and old folks must wear 'em, seems to me.
Sometimes my eyes feel tired when I have read a lot,
And they get kind of smarty around the edge, and hot.
9 But I don't tell nobody, for
I s'pose they'd take paw's glasset. and hand 'em down to me.
I'm wearin' his old trousers of course they cut 'em down;
My shirt was maw's old wrapper; I wear Maud's old night
gown;
The girls must have the new things to ketch the beau, you
see
I s'pose if I'd need glasses they'd hand some down to me.
Huteson
- V
PAYYON BLOCK ,'
1
bO000000O00O -
7
has Jilted me, and nothing In this world
can take the place of her love."
"O! I don't know," replied Slnnlck, "you
should be able to find 'something Just as
good.' "Philadelphia Press.
THE LADIES' AID.
i
Oh urrh Herald, Lisbon, la.
We've put a fine addition on the good old
church at home;
It's Just the latest kilter, with a gallery
and dome;
It seats a thousand people finest church
In all the town,
And when 'twas dedicated, why, we
planked ten thousand down;
That la, we paid five thousand every dea
con did his best
And the Indies' Aid society It promised
all the rest.
We've got an organ In the church very
flni'st In the land;
It's got a thousand pipes or more; Its
melody Is grand.
And when we ait on cushioned pews and
hear the master play
It carries us to realms of bllsn unnum
bered miles away.
It cost a cool three thousand, and It's stood
the hardest test.
We'll pay a thousand on It the Ladles'
Aid the rest.
They'll give a hundred sociables, cantatas,
too, and teas;
They'll bake a thousand angel cakes and
tons of cream they'll freeze.
They'll beg and scrape and toll and sweat
for seven years or more.
And then thiy'll start nil o'er again for a
carpet for the floor.
No. It Isn't Just like digging out the money
from your vest
When the Indies' Aid gets busy and says:
"We'll pay the rest."
Of course, we're proud of our big church
from pulpit up to spire;
It Is the darling of our eyes, the crown of
our desire.
But when I see the sisters work to raise
the cash that lacks,
I somehow feel the church is built on
women's tired backs.
And sometimes I can't help thinking when
we reach the regions blest
'."hat nun will get the toll and sweat, and
the Ladles' Aid the rest.
o-oo-9ooo-oooo
if I did, you see,
Optical Cq;
Mill v - " "
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