22 TITE OMAnA PAI17V HKK: SUNDAY, APKIL 12, 1903. wishes rn'-fES. THE ABBOTT-COVVAN CO. rhcne A -3337. 312 314 Uriwn Block. Weekly Bulletin of Musiness Chances and Investments. I7V1 will bvv a meut markft doing a busi ness of 141.00 pr day, every cent cirh; Iocs ten near poatonic. Investigate auu you will inirt just as represented. Oenersl merchandise storj In western Ne braska county nuMown lor Hale at In voice, about W.tXH; dally ile.. $ pe day; no credit; profits "S j; rent 10. Wnere can ou eo.ua! this'.' Confectionery and eoda fountain, well lo cated: good business; ) for quick sa.e. It will pay you to look this over. We have the beat hotel propoaltlon In the stte for l,3ou; splendid moi.ey maker, beat of reasons far se.llng. We have a business mnr.ufseturlrg and Jobbing grrrern' sperlaltle.-; the mi..lnesj will net owners over ai.0.0 iroflt th s month; price, i.5fl0 perhaps a Utile 1 as. We will be pleased to have you investi gate. The neatest grocery In the city ran be pur chased r ghi on account of death In lam lly ; price about I1.ia.-u, anj a oargaln. Cigars, confectionary and news dally sale? liJ to tU; only few blicks irom heart, of buslneee district; 3400 win buy th.s a iap ttita week. Have two bargains In grocery stores, and tK: both,. doing nice buslnea,, both very desirable. $5V and $5nf) will buy a fine flat, well I'cat d and e'earing $) per month above all expenses Thla la desirable-. Furniture and undertaking business In Iowa county seat town; fuinltur buslnes last year In addition to heavy undertaking business. Cigar atore for $750; best s;ar.d In city of lo.oM); daily Bales $U; B ou rr-asonn for selling. If you wish to pet into a cigar store at invoice see us aout thla one. Business clearing $5,() per year for enli or trade fo,- good land. Write or Inquire for lull particulars, trice, ll.'.OuO. $1,200 buys a saloon clearing $100 per wee!t above expenses. Thlj Is one of the be.U money makers In the city. $200 buys a meat market doing a nice busi ness. Must te sold at once. $f0 buys a cigar, confectionery and notion store, well located and cliar.ng ab ut $5 jar month above air expnee:. Five living rooms In rear. Kent, $20. BPECIAIy-7-room flit for $350 thU week; well located and earning $9J per month. This U a targaln. Our list of buslnesres l lnrge, Including nearly every line and oil price. We havj over H desirable farms listed and kn"W we can suit you. if you have any thin; to sell, no matter what It where lo cated or what It la worth, 11 -t with us fo.' quick aale. THE ABBOTT-COWAN COMPANY. Y-183 12 WB HAVE on hand and for sale at all times first mortgage real estate Invest ments In eastern Nebraska and western Iowa, suitable for trustees. Individuals or estates; seventeen years' business In this territory without the losa of a dollar for an investor. Care of estatea and property of individuals solicited. R. C. PETERS & CO., Ground Floor, Eeo Building. Y-M232 18 WANTED, partner, lady or gentleman, with $1,000; manufacturing In Denver; $5,000 yearly profit. Addresj B 49, Bee. Y-267 12 WILL pay $25 to party naming beat accept able location for lumber yard; will buy or put In new yard; give full particulars; reply treated confidentially. Address B , Omaha Bee. Y-261 12 AN ESTABLISHED cereal food company desires the services of a branch office manager; compensation, $3,000 per annum; highest references required and given; opportunity of a life time for right party. Address "Cereal," Box 2484, Battle Creek, Mich. Y WHOLESALE and retail lrauor store, es tablished in 1877, in central Nebraska, will Invoice stock, doing a good business Owner wishes to retire. A splendid op portunity. Wm. Madgett, Real F.state, Hastings, Neb. . Y PLENTY OF CAPITAL Chvn be obtained by securing the investor again loss; we arrange with New York trust company to guarantee payment principal and Interest on stocks of meri torious enterprises; quickest and best financial plan. Corporation Finance Com pany, 62 Broadway, New York. Y-211 12 BUY May wheat and corn "now;" big ad vance comlna: $100 Invested by our "safety margin system" should make $tno to $W0- In the next 20 to : days, f or particulars a.id free bock "How to Speculate Success fully" write C. K. Boardman A Co., Brokers Wheeler Bldg., Opp. Board of Trade, Chicago. Y-212 12 FOR EXCHANGE. $45,000.01) CATTLE ranch, fine property, well watered, unincumbered, to exchange for unincumbered northern property. K. W. Colby, Marfa, Texas. Z 13i 14 80 ACRES OF LAND, seven mllea from Marshalltnwn, la., to exchange for resi dence property in Omaha; land will be put In at Its cah price and city property must be priced accordingly. Address B 42, Bee. Z-220 12 MEDICAL. DR. PRIES treats successfully all dlseaaes and irregularities of women, from any cause; experienced, reliable. 1612 Dodge, Arlington block, Omaha, Neb. Tel. usi. 471 WANTED, all sulterera to send for my Blood and Urine Tester and a month a medicine free. Dr. Merrow, B. 16, Bur lington, Vt. 114 12 LADIES Use our harmless remedy for de layed or suppressed menstruation; It can not fall. Trial free. Paris Chemical Co.. Milwaukee, wis. DR. W. HUTCHINSON, specialist of women and children; $0 years practice. unlce, Ian Cuming, ttesiaence telephone, F-27SU; office. B-25. DR. PRIES, German graduate, renowned for his skill and experience 1:: confine ments; cures sterility, long standing dls eases of uterus and ovaries, cures painful. proiuse, retarded or suppressed menstru atlon, from any cause, recent or of long standing. Ladles who have suffered for years, hopeless and dejected, can be cured without operation or the hospital. If a personal interview la impossible stats your case fully, inclose stamp and answer snd advice will promptly be given. Address H. F. Fries, M. D., lolJ Douge St.. Omaha, Neb. Piles Cured rlthout pain no cutting, tying or burning. All blood, kidney and bladder diseases cured; a guarantee given In every case treated by W. C. Maxwell. M. D.. 624 Bee Bldg., Omaha. Neb., graduate of Bellevue Hospital Medical College. New York City LADIES' Chichester English Pennyroyal Fill are the best; safe; reliable. Tak n other. Send 4c, stamps, lor particulars. "Relief for Ladles" in letter by return nwtL Ask your druggist. Chichester Chemical Co., Philadelphia. Pa. SHORTHAND AND Tl I'EWKITING. IIOBHER 8.H., Touch T.W., Bua. Branches, Tsleg- cat. free. Om. Com. Cut., 17 ft Duug. t A. C. VAN BANT 8 school. 717 N. Y. Life. but NEB. Business ft Shorthand College, Boyd's Theater. 591 LAW AND COLLECTIONS. 8TILLMAN ft PRICE. 23 U. 8. N'l B k. bid 4Ti NEW SNOW-CHURCH CO., 1 fi.ior N. T. L f e Bldg., attornes and co lectors every, where. 4V MACI A R LAND ft bldg. Boom 304. MAY, New York Ufa Phono K-'A. 474 FARMS FOR RENT. jo-ACRE Improved farm for rent. Bemls, faato hi a. Ut U MARIFACTIRI3G. P. MELCHOIR, 13th at Howard, machinist. OMAHA Safe and Iron Wk. n.ake a spe cialty of nre escapes, shutters, doors ann safea. O. Andreen. Prop., 102 So. loth 8t 7 CARPET CXBASISa. BEND your carpets and rugs to Christen sons Cnrpet Cleaning Works, 2221 N. 20th St. Tel. 1U. M37S TEL 655 Carpet cleaning, rug weaving. -M157 PATENTS. H J. COWOII..L No fee unless successful. 313 Bo. 15th St.. Omaha. Tel. KM. 60S PATENTS, B'tes Co.. Omaha, Neb. Il lustrated patent book free. Tl. 1623. M593 Ju'.y2 GENERAL ROOFING. WORK In any part of the country. Jones Roofing Co.. 1317 Burt St. Tel. 1986. 487 RnOFINO. lightning rods and repairing. Oermanla Roofing Co., 1611 Capitol Ave. Tel. 2440 M651 17 TBIAKJ AND BAGGAGE. TWIN CITY EXP. 'Phone 1717. 606 8. 16th. 483 THE DEPOT on time. 1 M. E. Tel. 780. 484 PAWNBROKERS. EAGLE Loan Office, reliable aecommodat Ing, aii business confidential. 1301 Douglas. 479 TINNERS. O. E. KOCH, 24th and Maple Tel. L-m. -M376 13 AITOSIOBI1.ES. ELEC. automobiles. Deright, 1119 Farnam. 4S DENTIST. DR. C. H. PAl'L, dentist, removed to resi dence, 2022 Burt. -677 May3 HAT CLEANING. LADIES' and genta'. 60c. Schwartx's, 114 8. 13th. PRINTING, BRIEFS, ETC. WATERS Printing Co. tlon. Tel. 21o. Linotype compost 496 LAINDRY. OMXllA Steam Laundry and City Towel bupuiy. liuu Lcavenwortn. lei. A-iia-i. 494 GOLD AND SILVER PLATING. I'M AHA PLATING CO.. Bee Bldg. Tel. 2635. -AM FINANCIAL. FOR SALE, to Increase milling facilities, dividend-paying gold mining stock. A aale, permanent Investment, paying at rate oi 24 per cent annually. Next divi dend April 15, 1903. H. B. Harlan, member Denver and Colorado Springs exchanges, 2i La Sulle St., Chicago. M146 U AUTOMOBILES, FOR BALE AUTOMOBILES The beauti ful "1MOMA8 TONNEAU," the great family automobile. The easleat to learn, the simplest to operate. If no agent, write lor prices and catalogues. Also motor bicycles. Good hustling agents, with sut liclent capital to buy sample, wanted In every town. E. K. Thomas Motor Co., 1251 Niagara St., Buffalo, N. Y. 139 U' GARBAGE. ANTI-MONOPOLY Garbage Co., cleans cesspools and vaults, removes garbage and dead animals at reduced prices. ul N.' 16th. Tel. 1778. 47s DETECTIVE AGENCY. CAPT. THOS. CORMACK, private detec tive. 517 Rarbach block. Telephone A-2&& 4ia fKEDS AND POILTRY SUPPLIES. ULLERY ft CO., 1611 Howard 8L Tel. S3Z7. 4t EXPERT ACCOUNTANT. O. R. Ratbburn, Room 16, Com'l Nat. bank. TICKET BROKERS. CUT RATE railroad tickets everywhere. P. H. Pt'lbln, iMi Farnam. 'Phone 7S4. DRESSMAKING. KEISTER'S Ladles' Tailoring College, Suite W-4-o-tt, Douglaa block, lbtn and Dodge, 4oa DO YOU KNOW Or have you Investigated the McDowell Dressmaking School. If not, why not. The oldest and largest attended in Ne braska. The managtr la an expert teacner and cutter. 2o4 B. 20th. Tel. L2801. Mrs. M. E. Morrison, manager. MUSICAL INSTRUMENTS. C0C Cf profit on Weber pla P..AJ piano Co. Tel. 701, nos. Perfleld Be building. MO STORAGE. OM. Van Stor. Co., IjIIH Farn. Tela. 1609-662. 485 EXPRESSMAN'S Del. Co. Tel. 1195-1145. iMi BICYCLES. ALL the most popular makes sold on easy terms: also secondhand wheels from $5 up. See me before you buy. LOl'lS FLESCHER. 1622 CAPITOL AVE. Te'ephone &14. M6U A18 STAMMERING AND STITTERING. CURED. Julia Vaughn, 4su Ramge BI.Ik. 503 OSTEOPATHY. G1D. E. ft ALICE JOHNSON osteopaths. Suite 515, New York Life Bldg. Tel. Ib4. 430 The Hunt Infirmary, McCague Bldg. Tel 3ji -M17S ATZEN ft FARWELL Infirmary, Paxton block, 40i-407. Tel. 1365. M890 WANTED TO LOAN. WANTED, loan $3,500 one year, hi section Page Co., Neb., Und tecurlty. Addresj B Bee. M932 12 CONTRAl'TOHS AND BUILDERS. A. J. PIERSON, 20th and Burt. Tel. L-2836. 4UJ J. U 6PITZBART. Tel. F-2506. 2522 Lake. Md52 17 BAKERY. TRY our three-layer white cakes, 26c. Gro ceries snd meats at lowest prices. John sen ft Guodlett Co. Tel. 1575. 2002 Lake St. M911 May t HOHIB CLIPPING. HOPfKS clipped and trtmm.d. Bett Lara. 1415 Capitol ave. Tel. 1S10. Davis. Mkts 30 HAY. GRAIN AND COAL. U. LONDON. 2302 Cuming St. Tel. A-2534. MS77 nukvfc PROPKRTIR9 MAJtuF.n. W. FARNAM SMITH & CO. Manage Estates and Other Properties Act as RECEIVER. EXECUTOR, GUARDIAN AND TRUSTEE for CORPORATIONS, FIRMS, INDIVIDUALS. and fiscal agents of CORPORATIONS. 1320 Farnam5t. Tel. 1064. T1FEWH1TERI. LAMBERT, $25. Monroe A Co., 811 N. lfith. -506 SCHOLARSHIP. Bl'SINESS college scholarship for sale at a bargain In one of Omeha'e leading com mercial col ees; life scholarship. Address B 47. Bee office. M716 FLORISTS. HESS 8WOBODA. 1416 Farnam. -M39J ACCORDION PLEATING. MRS. GOLDMAN, 200 Douglas block. -MD93 TAXIDERMIST. J. E. WALLACE. 606 So. 13th St. 604 MINES AND MINING. IF YOU want to dispose of your mining stick, list with us; have larg? list of buy ing customers; will fill orJirs for any available stock at lowest prices. Ofter bargains In Horseshoe. Golconda, Cracker-Oregon. Cracker-Jack, Ophlr-Coneoil-dated and other active stock'. U'loj Brok.ragc Co., Herman Bldg., Milwaukee, Wis. lt7 U BANK STATEMENT. No. 209. Report of the Condition of the FIRST NATIONAL HANK OF OMAHA, At Omaha, In the State of Nebraska, at the Close of Business April 8, 1903. RESOURCES. Loans and discounts. Overdrafts, secured and unsecured U. S. bonds to secure circulation V.'S. bonds to secure U. 8. deposits U. S. bonds on hand.. Premiums on U. 8. bonds Stocks, securities, etc Banking house, furni ture and fixtures Due from national $4,818,174 21 65,678 6 200,000 01) 200,000 00 9,700 00 12 26 322.293 09 125,000 00 870,711 27 269.57S 62 08,068 13 L44S.355 02 871 61 17.886 87 278,993 20 81,000 00 888 tO banks (not reserve agents) $ Due from state banks and bankers Due from approved reserve agents Internal revenue stamps Checks and other cash Items Exchanges for clear ing house Nous of other na tional banks Fractional paper cur rency, nickels and cents Lawful Money Reserve In Bank, vis.: Specie Legal tender note. Redemption fund wl h U. 8. treasurer (6 per cent of circula tion) Due from U. S. treas urer, other than 5 273.680 00 616.679 00 1,218,402 78 10.000 00 per cent redemption fund 6.399 70 Total LIABILITIES. Capital stock paid In. Surplus fund Undivided profits less exnenses and taxes paid National bank notes outstanding Due to other na tional banks $1,666,366 7T Due to state banks and bankers 1,394.166 98 Due to trust com panies and savings banks 65,160 83 Individual deposits subject to "check.... 2,034,179 17 Demand certificate of deposit 229,917 6S Time certificates of deposit 1,861.80$ 69 Certified checks 84.771 07 Cashier's checks out standing 36.192 $3 United State de posits 167,816 7$ Deposits of II. 8. disbursing officer.. 28.617 84- $8,412,916 61 $ 600.000 00 100,000 00 104.623 89 200,000 00 7.608,391 73 Total $8,412,915 61 State of' Nebraska County of Douglas, ss I, F. H. Davis, cashier of the above named bank, do solemnly swear that the above statement is true to the best of my knowledge and belief. tj. t t n.iria nd sworn to before me this 11th day of April, 1903. JOHN H. BEXTEN. (Seal.) Notary Public. Correct Attest: CHARLES T. KOTTfTZE. J. A. CREIOHTON, W. F. ALLEN, Director. IAILWAY TIME CARD. UNION STATION lOTH AND MARC V. Union Pactae. Leave. ..a 9:40 am Arrive. Overland Limited.... The Fast Mall California Expi-ss... Pacific Express Eastern Express a 7:50 pm a 3:25 pm .a 4:50 pm .all:30 pm a 6:30 pm a 7:30 am The Atlantic Express... The Colorado Special. .a 7:10 am Chicago Special Lincoln. Beatrice and Stromsbjrg Ex press., b 4:00 pm North Plstte I-ocal a 8:00 am Grand Island Local b 6.30 pm Mltmarl Parlne. Pt. IOule Express al0:O0 am K. C. and St. L- Ex....al0:60 pm a 3:40 am a 3:40 am bl2:50 pm a 6:15 pm b 9:35 pm a 6:25 pm a (:16 am Wabnnh. 6t. Louis "Cannon Ball Express a :o pm a 8:20 am al0:S0 pm Bt. Lnuls Local. Coun cil Blufls a :is am CuleBYu. Hock Island A PaelCc. EAST. Phlraan Davllaht L't d.a 5:00 am a 6:46 am a t:36 pm a 6:05 pm bll:50 am a 1:26 pm a 4:56 am Chicago Daylight Local. a 7:00 am Chicago fcxpiess nn:ia m Des Moires e.xpresc....a 4:so pm Chicago Fast Express.. a 6:35 pm WEST. Rocky Mountain L t d.. a 50 pin Lincoln, coio. springs, Denver, Pueblo and West a 1:30 pm a 5:00 pm Colo., Texas., Cal and Oklahoma Flyer a :u pm aiz:to pm CUicago, tillnaske ft St. Paul. Chicago Daylight a 7:45 am all:15 pm Chicago Fast l-.xpreas. . .a 6:45 nm a 3:4o pm Clilcatio Limited a .uj pm a i:au am Des Moines Express. ...a 7:45 am a .tv pm Chicago Local 10:40 am Clilcaaro ft Northwestern. The North wt.t. n Lice.' Fast Chicago , 3:40 am a 1:00 am Malt Local filoux City.... Daylight St. Pau... Dtytgnt Chicago .. Local Chicago Luca! :arrut Fast Chit-ago Fut bt. Paul Limited Cbitago ... Fast Mall Local bioux City.... ...ii.uupm a 8:30 am ...a 5:1' am a 3 So pin ...a l-'ii am alo.35 pm ...a :r0 am all:10 pm . ..au tto am ...a 4.uu pm ...a i:oo pm ...a 7.56 pm ...a .iu pm a 6:10 bm a U.bo am a 3:45 pm a :lo am a 9:16 am a 2:4u pro .b 4:00 pm lUltt. la t'vntraL Chicago F.xpreM a 7:35 am a 6:10 pm Cliico. Minneapolis ft St. i'aul Umiicd a 760 pm a 8:06 am MlnneauullS ft St. Paul Exp.-sa b 7:35 am b 10:33 pm fhitnso uocai jv.j am Chic a a kUpres w aiO.K am GREAT PROBLEM OF THE HOUR Bthop Sptldhg Discusses ths Wastefu Wan of Labor md Capital WHAT IS NEEDED TO END THEM I race I nmpsltorr InTesllgat loa of 4 he Affairs of Great Corporations and of Trade- tnlona Need of a New Heart. John Lancaster Spalding, the distin guished bishop of Peoria, 111., a member of the Anthracite Coil 8trlke commission, contributes to the Chicago Tribune, in the form of an interview, a review of the problems of labor and capital brought home to the people by the industrial war which the bishop helped to bring te a satisfactory conclusion. Looking back upon the work of the An thracite Coal Strike commission. It it the mission, even with the expenditure of flvo months' time and perhaps $1,000,000. ac complished that which the United States government, with 100,000 troops, could not have done in years. "It could have maintained peace, per haps," said Bishop Spalding. "It could have protected nonunion workmen in their work, provided these nonunion men might have been found to work the mines. But where would they have come from? There was no yielding In the positions of the Italians and Slavs in that mining district; physically they were of a class not to suiter greatly If forced to live on $4 or $5 a month, and in this strike sentiment there was the fervor almost of religion. Importance of Strike Commission. "Viewed from the point of cost, the find ing of the commission was reached at com paratively small outlay. Look at the mil lions already lost In tho strike and at the suffering caused through that whole region, and wnen II is considered that the condi tions that existed there were impossible of classification, that even with the Indi viduals In an Individual mine broad dis tinctions had to'be made In weighing griev ances. It may well be granted that not In another Industry In America could there be a situation so full of complications. "Suppose, in comparison, there should be strike of all the steel workers In the l'nltd States, and that the strike should be continued as was the coal strike. There mould be panic throughout the whole coun try, but any commission which might have to deal with the points In dispute would be , able spc-edily to classify men and conditions and lo make general application of them. "In thu anthracite coal fields almost every man was a condition unto himself, perhaps not to be compared with the situation of a man working In the same mine not a hun dred feel away. "In general, there were exaggerations of conditions In the anthracite regions. Hern and there were wretchedness and squalor, but they were not worse than may be found In Chicago; nor worse than individual In stances here In Peoria. Overproduction had been the bane of operator and of miner in .B.uu. .v - - - - woraing every aay; it was mai mere were not enough working days. No Anarchy Dnrlnaj the Strike. "There was no anarchy anywhere In tho reglona. There was no mob violence that could not expend itself in the burning of cfflglcs. Hatreds and bitternesses were not In evidence. At bottom the trouble was based In the union - of the Uclted Mine Worker of America, through which the an thracite worker were asking remedy. This union largely was composed of bituminous miners, working under conditions not, ap plicable to the miners In the anthracite fields, and recognition was asked of the an thracite operator through a union of men virtually in competition with the anthracite Interests. "Here again was the result of competi tion a trade rivalry admitting of no sepa ration of the Interest Involved. There 1 no doubt that the operator In the anthra cite fields thought they were paying enough to the miners. No doubt the operators thought the miner dare not strike that they could not afford to strike. But once the strike was on and recognition demanded through a union of satisfied bituminous coal miner whose production of coal was RAILWAY TIME CARD. BURLINGTON STATION-IOTH ft MASON Burlington ft Mlsaosirl River. Leave. Arrive. Wymors. Beatrice and Lincoln a 8:60 am bl2:05 pm Nebraska Express a 8:60 am a 7:46 pm Denver Limited..... a 4:10 pm a 6:45 am Bluck Hl.ia and Puget Bound Express all:10 pm a 8:10 pm Colorado Vestibule Flyer a 8:ic pm Lincoln Fast Mall b 1:62 pm a 9:08 am Fort crook and Platta- mouth .b 3:20 pm bl0:38 am Bellevue ft Pacific Jet. .a 7:50 pm a 8:27 am Beilevu ft Pacific Jet.. a 3:60 am CUIcaaio, Burllnajton ft lluiaer. Chicago Special.......... 7:00 am a 3:66 pm fht.-ano Veatlbuled Ex. a 4:00 pm a 7:45 am Chicago Local... a 9:18 am all:00 pm Chicago L4miea tu a r.ta am Faat Mall a 3:4D pm Kansas City, St. Josepn ft Couueil Bluffs. Kansas City Day Ex.. .a 9:15 am a 8:06 cm Bt. Louis Fiyer a 5:10 pm all:06 am Kansas cuy ib" v .u ant WEBSTER DEPOT lttTH WEBSTER CnteaaTO ft Nonuvreateru Nebraska and Wyoming; Division. Leave. Arrive. Black Ht"s. Deadwood. Lead. Hot Springs..... a $:t)0 pm a 6:00 pm Wyoming. Casper ana iougias . v v.w pm Hastings, York David uy, Superior, Geneva. Exeter and Seward ... b 3.-00 pm b 6:00 pm Eonesteel. Lincoln. Nlo- brara and Fremont. ..b 7:30 am bl0:25 am Fremont Local o 7:30 am Missouri Pacific. Nebraska Local. Via Weeping Water b 4:10 pm al0.25 am lulcatio. St. Pnnl. Minneapolis Omaha. Twin City Passenger.... a : am a 9.10 pm Stoux City Paaenger...a 2:00 pm all:2u am Oakland Local b 6:45 pra b 8:45 am a Dally, b Dally except Sunday, d Daily except Saturday. Dlly except Monday. e Sunday only. STEAMSHIPS. HOLLAND-AMERICA LINE lwia-ac Bumus 1 11. to Tua Ills TOKa kuiTkiKUAn. u UOL'LooX. auu4 w ssnr at is a. at. Potsdam April lo NoonUra star I SUlcndam April 2T Rottardaia Mjr U RrnUm April M.foUd.ia Mar XI HOLLAND-AMERICAN LINE, Ot Dearborn St., Cblenco, III. Harry Monraa. 1(01 Paniasi at-. C. Sutkarfara, ttn ramaa at.. J. . nemolda. 1401 Parnaw at. WATCHES. THIS ELEGANT WATCH $3.78 batura you buy a vaica cut inia SAM r ar J sut and aaad la us wits yaur BanM cA aaS addraaa. ana wm win aaaa jrou I'S," ""v. soma WATCH AND CHAIN C. O. yV X I). (HI Doubla huallni raaa baautlfullr ansrarad. ataia wind ad ataa sat. Sued wllk Mrhlr Jawalrd movamanl, and suaranlaad a correct tlaaaaaapar: wlla long sold-platad chala for ladlaa or vaat cbaln tor saota. II ro conaldar II auual to aor OOU PILLED WATCH, warranted SO TEARS, pay tba aipraaa aaant K H and ai. ebaa and It la yuura. Our ml rau auarantaa aanl wllk sack walck Manllon H w mt mnta mw ladlaa ataa. Addraaa THE DIAMOND JEWEL! CO-, Dasi. S U. U lAaajrWrs CP "a stra. Caiaaaa. IU. in competition with the anthracite product, the result was natural. "It hss seemed to me that the United States was fortunate In having a president at this time who was not bound by tra ditions and conventionality.. It was a bold stroke, perhaps, for him to undertake the appointment of the commission, but as I feel It the action has msde him the stronger with all conditions of men, and I believe the findings of the commission have met with general approval. All Better for Arbitration. "Here, to my mind, have been the great results of the work of the commission, not only In the anthracite regions In particular, but In some degree all over the labor world In America: "Employer and employed have been brought from the extremes of social con dition near enough together to see the common manhood binding them together; on both sides concessions have been made; the employer has been shown some of the hardships of the employe, living In the squalid shack, and the employe, in turn, has seen some of the slave driving exactions which wealth Imposes upon Its possessor; the drama of life and living was shown not only to the 658 witnesses called on both sides, but to the crowded halls day after day In Scranton and In Philadelphia, until the commission finally went 4nto secret session In Washington: and there, in executive session, the striking fact of the Investigation was the almost unanimous verdict of the commissioners upon every point finally set at rest. "As to the anthracite regions, both parties to the long contest are the better for the arbitration. Irritations and mis understandings on both sides have beca swept away. In the conduct of the com mission's Investigations its harmonious movement throughout was more marked than It could have been in a court of law. Lawyers were more considerate of wit nesses. Technicalities had less considera tion. More effort was made on both sides to placate the commission than would have been shown In a jury case of the kind In a state or federal court." Compulsory Arbitration Inadvisable. "But this was arbitration," suggested the questioner. "Do you understand that an arbitration committee, working under agreements of both interested parties, would move with less friction than a pos sible board of compulsory arbitration?" "This was arbitration," repeated the blBhop; "yes. New Zealand has compulsory arbitration, too, and has called It success ful. But it must not be forgotten that New Zealand still Is a prlml.ive clv.llzatlon, with no realisation of the intricacies of the Industrial system of the United States. "To consider arbitration in America. It was Washington who said: 'In proportion as the structure of a governmnet gives force to public opinion It Is essential that public opinion should be enlightened.' Now, compulsory arbitration, whatever argu ments may be advanced In favor of it, is not practicable In a country like ours. The settling of disputes can be accom plished by boards of conciliation, to which employers and employed voluntarily may refer matters In dispute. When this Is found Impossible and the business affects large Interests In which the general wel- j fare Is Involved, then simple Investigation .should be made compulsory, and laws to effect should be enacted. ' "There is a marked difference between the principal and the effect of compulsory Investigation and compulsory arbitration. This difference is made plain in a remark which Samuel Gompers once mado to me when the sXibject of the conversation was the desirability of the Incorporation of the trade union as something to make them more nearly responsible parties to agree ment. 'Trade unionism,' said he, 'Is just as strong and never stronger than public opinion'; and just a soon as organized labor ha lost the backing that it has in the public opinion it will fall to piece of Itself. Appeal to Public Opinion. "Thus you see. in the first place, a law demanding a public Investigation into the merit of a labor controversy become an appeal to public opinion. Secondly, it in volve the laying open of the detail of private business to the world, something that I not relished by any man or any body of men; thirdly, it would prove a costly process to both sides to it. Whatever the finding of such a board might be, the ap plication of the remedy would not be In the hands of the board, empowered by any authority to act; it would be a finding addressed virtually to public sentiment. "We will have strikes and lockout and perhap violence in the future. The fierce competitive system under which we live and which result In overcapitalisation and overproduction. Is responsible for many of the evil from which we suffer. Some of our greatest Industrie are capitalised at four and five time their real value, and every possible device is resorted to In order to pay dividends on the watered stock. The outcome sooner or later is a panic which destroy hundreds of millions of dol lars and brings wretchedness and want to millions of humsn beings. Too Great Desire for Wealth. "Where la the reason for all this? It springs from our American hurry to get rich, which 1 a disease of a people who lack Ideals; who measure the value of re ligion, culture and art by the Influence of these things on thrift and material pros perity. In the midst of all this rush and noise of business, of expansion and success, we are rapidly growing incapable of taking or loving the deeper view of life. "Our faith in education Is, at bottom, the faith In it powers to enable us to get more money. "Our preaching, leaving aside the thing that are eternally right and true and In dispensable, concerns Itself with that which is frivolous, startling and vulgar. "There is. I think, somewhere in the bible a text which says that God is angry with the nations that are rich. It we look profoundly there is much in our social and political life which should make our per sistent optimism seem little else than an unwillingness or an inability to see things as the;' are. "How many of us In the contemplation of the lives of men who have spent a'.l their energies in accumulating riches have bad an eye for the exactions of this wealth have thought how misspent these lives for the most part have been, how barren of Ideals? Look what this spirit has dona for us. It has defiled our rivers until in our cities today a thirsty man may not get a glass of cold water that 1 fit to drink. It ha blackened and poisoned the atmosphere with smoke and noxious vapors. It has desecrated the face of nature where such desecration were a blasphemy. It has made hovels for the occupation of man where not even swine could live In comfort. "And all for what? That a nation, al ready the most wasteful and extravagant on earth, might be able for greater ex travagances. Need of a New Heart. "W need not so much new measures as a new heart. In out, labor difficulties the morallxatlon of both employer and em ploye in an Indispensable condition in th bringing about of a better stst of things. And since the employers are fewer In number and presumably more Intelligent than srs th laborers, the - chief effort should be to give them new mind and new hearts, (hat they may understand that they are trustees not less of public Interests than of private Interests, and that the right of worker, to say tb least, ara as sacred a are th right of owners. "Labor and capital ar allied forces, and workers and owners, therefore, should live at pesce and work In co-operation. When disagreements arise they should be settled by systemattied arbitration In accordance with polned agreements between the em ployers and the employed. Involving the recognition of unions. For the union move ment hss been for good always; heie and there it has destroyed the Individual In his marked rspaciiles above other men, but in the equlhlllbrlum established by union forces the best Interests of the greatest number bsve been conserved. Therefore, I believe that anything which will work to the fuller recognition of the union prin ciple on the part of the capital of the country will be of far more significance than will the mere patching up of a forced agreement for a fixed perlcd. Just as the union Is recognised, just to that extent It is forced Into responsibilities which It could not shirk If It would. The time may come when It will be advisable to Incor porate unions, but It Is not yet here; It Is enough that union labor Is recognising that the union which repudiates It contracts literally kllfs Itself. "American should tske the lesd In this coming understsndlng and mutual recog nition of rights between labor and capital. As a people we should be more in sym pathy with Isbor than almost any other people on earth. Our ancestors worked with their hands. They came here young, active, vigorous and progressive and they were the literal builders of the new coun try. We should not have a class so soon out of touch with the man who labors with his hands. "With a logical understanding between capital and labor it might seem on the face of the situation that the public would need to protect Itself. With competition more nearly obliterated, however, the price of commodities may be more nearly subject to the regulation established by demand. No Necessity for Prosperity. t "There is no necessity In society for that condition described as prosperity. At the best, it is a season In which the careful man looks to laying up enough to carry him through the lean year that, because of the competitive system, are sure to fol low. There Is an Immense difference be tween the Idea of a general welfare existing in society and in the dream of the socialist of the time when man shall exist on the flat level of sloven ease, devoid of Ideals and Insenate to the finer Impulse of his nature, "The general well being of our, country, as compared to the ebb and flow of the tides of prosperity and panic under the competitive system, may depend immeas urably upon the certainty of work for the laborer and upon the certainty of a market for the product of the capitalists' invest ments. For the capitalist freedom from strikes and the certainty that at all times he may operate his Industrie upon a basis of fair remuneration for his employe would be an Incentive against overproduction. It would be an Inducement for capital to employ men for fewer hour In the work ing day. It has been said by those arguing agalnat the shortening of the working day that for a man to work eight hours and have sixteen hours to himself was a pro portion of idleness that can lead only to intemperance and crime. "This position was regarded with a good deal of Interest in tho anthracite Investiga tion, and I may say that I am certain of its fallacy as an argument. There waa a bet ter class of worker in these field than the public was led to believe. There was not more drunkenness there than exists In like communities elsewhere, notwithstanding the fact that many of the empleyes In the mine would leave work at 2 o'clock in the afternoon. Examination were made of the drinks dispensed in the mining reglona, and the report mad by the persona Interested In the showings were that the beers and whiskeys sold there were not below tha average in standard. State's Authority Should Bo Supreme. "A to the operation of tha eight-hour rule, I am convinced that a a man ha time from the treadmill of labor1, to that extent he is most likely to find attractions In hts home and family life. This has It influence upon the housekeeping, upon the tidiness of the house and upon the meals that are served, until, with proper food and comfort In his home, the man Is far less likely to seek the saloon than if hi ab sence for long hour of jading toll left him In a condition where the stimulating effect of 'drink might seem a necessity. "In whatever respect it may become necessary for the law to deal with the con troversies between capital and labor I think it cannot be denied that the law. has the right to prescribe. The authority of the state should be supreme. Short of that point where universal distress might be worked upon a helpless public the law ehould find it right, and again, a concern capital especially, the law's supremacy must be found In the fact that except for the power of the state and it concessions a corporation with its right and privilege cannot exist. 'Certainly it is a truth not to be dis puted that If something Is not done toward the destruction of our destructive competi tive system socialism will find it oppor tunltr." I'nlons Should Be Temperate, Bishop Spalding, speaking of the posi tion of the worklngman in the present con dition of society, urge upon the unions the necessity of a policy of temperance that shall appeal not only to tha nonunion man to join, but to tha employer to recognise the organizations. "Today tb trade union need to be counseled to a more conservative policy with reference to men and thing. It need to modify It attitude toward th non union man; to temper It aversion to new Invention; to curb It disposition to limit output; to discourage the most efficient workers, and to resort to the sym pathetic strike snd the criminal boycott. 'American laborer are not socialists. much less are they anarchist. They are for the moat part religious, law abading men, and unionism as it exists today in the United States Is a beneflclent and con servative force, and where the unions are strongest their influence Is most helpful. 'The church should do whst Is possible for it to do to Improve the social and economic condition of the people, but. it will work more effectively by Illumining and purifying Its own members; by In spiring them with an eager desire to be of help; to labor disinterestedly to lsesen the sin and sorrow and suffering of men." For Remembrance. Is It nothing to you That the silence, the absence of years. That the shadow of teara, Has come 'twlxt those dsya we once knew? Just ss strsngers should we meet again O re the highway of pain Is it nothing to you' Is it nothing to you Thst the spring and the woods and the walks And the long twilight talks Are only dead memories, too? That they're over and gone save as dreams. When your little ghost comes, so It seems Is It nothing to you? Is It nothing to you That my eyes, ss I write, are quite wet For the years since we met? For love's rosemary aprig that once grew In ycur garden at home. Oh! my aweet. Shall I see you again? Shall w meet? Is It nothing to you? Is It nothing to you That each long, empty hour, that each day Makes the paat aeem much further away, ' While love's memories are but a few! And I hop on my breast at the last Tou will sob out your grief for the past That waa something to youT -Mabel Urecuwood la Chicago Tribune, FAILURES IN THE QUARTER rirst Thies Months of Year Show r Favorable Comparison. HOW VARIOUS SLCTIONSWERE AFFECTLD Ueonraphlcnl Distribution of the lli- fanlts Shows Most KsronralKl Condition as Compared with Last Vear'a Flaw- Strictly commercial failures, exdus'v of banking defaults and railway lnf! vencles, during the first quarter of the tif- rent year were, according to repor.t r o n the branch offices of R. O. Pun Co . t -i Pun' Review, 8.200 In number sn l $34 - 844.433 In amount of liabilities. romiT'H with 3,418 in the corresponding montis ct 1902, when the defaulted Indebtedness m $33,731,758. While there appears a de crease of about 6 per cent In total mini ber of Insolvencies, the llsblllties Involved show an Increase of almost 2 prr renv Manufacturing failures nnmberrd HCi against 746 a year ago., and Involv.-d II,- 692,718, compared with $14,775,904 def iu.f l liabilities last year; trading failures wt 2.339. against 2,502 In 1902. while $1"S08.- 945 Uaballtles compare with $laMi.3-. These two chief commercial clasres mr;e a much better exhibit than last yeirs fixt ures; but In the less important thl"d di vision, embracing brokers, tranporters e c. liabilities were $4,782,770. sga nst $..'. 527 a year ago, a considerably heavier -,'er centage of Increase than appenri Is -where, although In number there waa d- crease of four to 166. In banking pnd o . fiduciary failures there appears a st IUIbt improvement, liabilities sggrcgaiing hi' $4,563,402, against $15.68S,663. a year ayo while the number decreased from 2 to 2; Itecord of Twenty-Nine Vents. The number of failures In th" firs quarter each year since 1884, the amount of liabilities and average loss to tach defmit are given below: Tear. No. Liabilities. Avorase. 1913 .. 8.200 8.418 8.3.15 2.S94 2.772 3.10.7 3.932 , 4.031 $34.344.ra r.i ": 11 111 9 7 :. 1902 .. 1901 .. 33.731.7 8I.7I3.4MI S.1.0.'2.573 27.1R2.Ml 3i.9tfi f.uS 48,(07.911 67.42S.1S5 47.f 13 tw:t 64.137.333 47.33V3' i0 39.2x4 319 42.17.(W1 37.' M 42.972.616 SS.W.7'9 32.161.762 29.681.726 46.121.051 40,186,978 1900 .. 1R99 .. 19S ,. 1897 .. ;i :h 12 '.'f'9 142H V 12.S7ft.ri 11.9 1S96 1R95 3. 802 1R94 4.304 1893 1893 1891 1890 1889 1888 1887 1886 1885 18S4 3.202 11.781 3 384 8.645 S.223 3.411 2.948 3.007 8 2r3 8.6S8 8,295 l R '1 11.891 11 7'l 12.979 13 V 10.6 "i 9.2frt 12 "s ::.i93 The most encouraging feature of the fall ure return 1 found by comparing with 5 witn of tho ' 1 allure 1 ending ( earlier year. Thus, only two years preceding fourteen recorded fewer fall during the first quarter, nothwlthsta the fact that the total number of Arms In business has very largely increaaed during that period, while only the five years Im mediately preceding record smaller aggre gate defaulted Indebtedness. A moBt In structive comparison Is made by taking the ratio of liabilities to solvent payments through clearing houses, which practically gives the financial death rate. On this basis it appear that only about $1 of bad debt compare with $1,000 of live buslnesa. Distribution ia Favorable. Geographical analysis of failures for the last three month makes a most favorably comparison with last year's figures at tho east, despite a few exceptionally large de faults that distort the record and necessi tate special consideration. Defaults In New England fell off nearly 100 in number, but there appeared a considerable Increase In amount of liabilities. Trading and man ufacturing losses were little altered, but other commercial failure in Massachusetts Involved over $1,000,000. Yet total failures for the state were eighty less than a yenr ago, or about one-fourth. In Rhode Island the proportion of docrease in number was even greater, exceeding one-half, yet lln bilitlea rose sharply, while for Maine the Increase surpassed 100 per cent. In the three middle state there was also a small net Improvement a to number, but an In crease in liabilities. New York showed a rise of over 60 per cent, all classes of com mercial liabilities Increasing largely, al though banking losses were Insignificant compared with last yesr. Conspicuous strength was .shown In Pennsylvania, tho . decrease in number of failures amounting to lxty, or over one-fourth, while de faulted indebtedness diminished nearly $2,000,000, or more than one-halt. New Jersey failure Increased in all depart ments, notably a to financial losses. Failures at the South. Unsettled conditions and more or leaf delay In collections, together with flood i mnA nlhor weather comnllcstlons. made the failure exhibit again unsatisfactory at the south. In some cases there were decreases. notably eoutn Carolina ana AiHuama. u , on the whole the losses were fully equal to I last year's, which In turn were much greater than In the preceding year. In the aggregate, there was little change for the three southwestern states, yet llabl lt'es in Missouri were much smaller. This Im provement waa lost by Texas, howevr where trading liabilities res above $1.- 000,000. Arkansas would have made a vr.' good showing but for the other tommcr clal class and banking defaults. Failures in the Wert. In the thickly populated states cf the central west the return shows little net change, smaller liabilities In Ohio, Indiana and Illinois being offset by grester losses in Michigan and Wisconsin. The irsdloi failure were notably severe in Michigan. but this entire section exhibited a mark-d Improvement over laat year' figures ef banking losses. Of other western ststei the reports are less striking. CMrrvIo made a much better showing as to defaulted Indebtedness, but some Increase In num ber of small fallunw was reported. Minne sota and Iowa both mede. poircr rx'iib tt than a year ago. In every respect the Pa cific slope gained in comparison wl.h V st yesr. Improvement being most ettens ve In the prlnctpsl states. California reco-ded one-third smaller llabl. Ities, while the percentage of gain was even greater for Washington and I'tab. Conaarait by Sections. The number of failures and amount of liabilities during the first qusrter this yesr and lsst In different sections of the iountr are compared below: Number. 1SXI3. 19 r Liabilities 19 "3. 1902. $ 442,929 $ i.m.Zil 1',3 . 10 641, 7o." New England. 416 61 Mldd ft'.i 727 336 670 3fo 192 1.17 7(8 6'i3 3' 3 26j Houth Southwest .... Central West. Northwest ... Pacific 3.963.294 2.272.181 6.6.3.740 I.KKS.I'ki 85.145 4.0! I3.7N1 2.351,3x6 t.. 813. 11 2.2"1.6,'2 1.799.JI9 $33,731.75 li.688.6K.'i 1' 8... Banking $ 200 3.418 $84,344 4?3 . 22 2i 4.063.402 Canada 288 gi 3 1.754.173 3. 439.9! '2 1 ne numoer or failures ny states during the first quarter of thla year and lost unj liabilities both years, are tomparrd below: Number. -labilities. 1903. W2. 1903. 19 12. Minnesota 64 46 $ 411 9m $ 219. (H6 Iowa 82 77 &57.'i 4K8 fioo Nebraska 24 22 76 417 tal.424 Kansaa 66 85 15873 no 49.1 Ok'ahoma .... 15 41 44 "St: Indian Ter 29 23 14 'Mo 79.fu Montana 11 15 61214 18.391 North Dakota 8 3 69 .T- 16 12' South Dakota 6 4 46 4i 3.oii Colorado 43 29 S24.9S9 '23.ini Wyoming 2 6 fin rt lO.PO New Mexico.. ! ;,oiiu West IM $u3 $ i.ui,iia) I 8.2ol,72 1