'MIT: OMAHA DAILY TlIfE: TIITTKSDAY, FEBHUAHV 12, lUOfl. Greatest Record in the History r 1 .:' 1 V Twenty-seventh Annual Statement January 1, 1903. ASSETS j Bond and Mortgages, fl0.Wi.lft3 27 Heal Estate 11.83.588 51 R. R. Bonds and Stork (Market Valnei 18.021.443 50 Municipal Bond (Market Value) 5.737.801 W U. 8. Gov. Bonds (Market Value) 100.000 00 Canta In Banks and Office 4.816.009 51 Interest and Rent, due and ac crued. 884.521 34 Loana on Collateral rWurttlPS. . . . 4,731,750 00 Loans on Policies, l.OtSfl.Bl S3 Premium Tefrrred and In course of collection (net), '. 1.812.705 00 TotaL fOO,245,3U0 87 LIABILITIES Reaerre on Tollcles f 49,800,630 00 All other Liabilities 923,304 54 Surplus to Polky-holders, 9.521.405 33 Total. .ftlO.245,339 87 of this Giant Company. 272 MILLIONS 60 MILLIONS 33 MILLIONS 9 MILLIONS 9 MILLIONS 5 MILLIONS 108 MILLIONS LIFE INSURANCE ISSUED AND PAID FOR during 1902, including Ordinary Insurance ($S7,000,000), over . ASSETS, end of 1902, over " . INCOME, during 1902, over . . . . . ' . PAID POLICY-HOLDERS, during 1902, over . . SURPLUS, over . . . . . POLICIES IN FORCE, nearly . . . . INCREASE IN PAID-FOR INSURANCE IN FORCE, over MAKING THE GRAND TOTAL OF Paid-for Insurance in Force over 800 Millions Paid Policy-holders in 27 Years, nearly 68 Millions v Features of the Year's Administration were .MARKED REDUCTION IX EXPENSE RATE. INCREASED DIVIDENDS TO POLICY-HOLDERS The Progressive Management and tbe Judicious Care of, and Liberality ia Dealing with, Policy-holders' Interests, have made this ONE Of THE GREAT LITE INSURANCE COMPANIES OF HIE WORLD. OFFICERS JOHN F. WITDKN. President. LESLIE D. WARD. KDOAR B WARD. Vic President. 2d V. Pres. and Counsel. FORREST F. PRTDEX, d Vice President. EDWARD KANOI PE. T. C. E. RLANCHARD. Treasurer. Sttpt. f Real Estate. JACOB E. WARD. WILBUR S. JOHNSON. Counsel. Comptroller. F. C. BLANCHARD. Supervisor lxn Dept. EDWARD GRAY. EDWARD H. HAMILL. Secretary. Medical Director. VALENTINE SURER. ROBERT L BUR RAGE, Assistant Secretsry. Mediral Director. LESLIE P. WARD, FREDERIC A BOYLE. Assistant Secretary. Ashler. WILLARD I. HAMILTON. JOHN K. OORE. Assistant Secretary. Actuary. FREDERICK H. JOHNETON, Associate Artuary. HENRY OVERGNE. GEORGE W. MUNS1CK. Supervisor. Sujiervlsor. WM. TERRY WATSON. Assistant Medical Director. FREDERICK L HOFFMAN. Btatlatlclan. HE PRUDENTIAL Home Office: Newark, N. J. INSURANCE COMPANY OF AMERICA. Agents Wanted. BRANCH OFFICES IN OMAHA AND VICINITY: H R. GOULD, General Ajreat, 442 Bee BtdMinr. Omaha, Neb. L E FREDERICK, Snpertotwident 210-11 New York Life BelUllnr. Farnaat ani 17tb Sta. , Omaha, Neb. JAMES E. TORBITT, A est. Stip't,, Raons 203 Sapp Block, Broadway and 5cott Sta., Council Bluffs, la. A. G. CARPER, AaaL Sup't., Rooms 401-2 Farmers and Merchant Insurance Bid;., Lincoln, Neb. E L. WILLIAMS, Asst. Sup't., Room 305 Metropolitan Bldj;., 4th and Jackson St., 5ioux City, la. ROBERT E ELLIOTT, Asst. 5upt., Rooms 3-5, Hurphy Block, 433 24thfSt., South Omaha. Neb. I' y LIFE INSURANCE V I Jj J X? AMOUNTS ClOO.OOO to SI 5 aY INSURE THEIR OWN STOCKS Hardware Has Incline Toward Formation of Mutual Company. OLD LINE RATES ARE TOO HIGH HOW Casesalttee la Werklaaj Oat Flast t B rrrit4 ta State Aaa clatloa Which Meets at Llaoala. Co-onerattv insurance alll be di euased by tbe retail hardware merchant! of tb atata a hen they meet at Lincoln thia week and a commit tea which la to submit a report to the association on the subject la now holding a conference. The commit Lm la composed of John Husale of this alt j, a member from Lincoln and J. F. Ooebner of Seward. Mr. Ooehner la the practical Insurance man of tbe committee and at tbe conference will aubm'.t a plan baaed on the methods of the Mataal Fra tectlTa Flra Insurance company of Beward, which haa bees in existence for several yeara and which haa had a successful career, eprakiat of this company and the Intentions of the hardware dealers Mr. Cachner said: y "The Seward mutual comiany waa or ganlied aeveral years ago and for the Brat four yeara of Its existence operated at a cost of 50 per rent below the rates charged for tbe same service by tbe old line compa nies in thla atata. After four yeara the atata law waa changed to compel each com pany la maintain A reserve fund and the rate waa raised oa the premiums of tbe Seward company until they now approxi mate 75 per cent of tbe ratea charged by the old line companies. Since the increase la rates wrnt into effect one-third of all of the money collected has been placed in the reserve fund and the company Is la a position to pay tosses as fully as aay com pany. The business of tbe Seward com pany is strictly limited to risks in incorpo rated cities and towns, which can be car ried at a lower rate comparatively than risks la tbe cons try, where there is no protection from Are. whlrh accounts In some degree for the low rate." roaxstlalate at Hlaa Rates. There has been considerable complaint oa the part of dealers la both hardware and htmber because of the high Insurance rata In force in this state. It la asserted that "the plan of arhedule ratings which is being applied la all perls of the state t the companies does little la the way of re ducing charges outside of, the larger cities. aa few of the towna are given adequate credit tor the fire lighting devices which thay may have, and there la alaa a feeling that the smaller towna of the weat particu larly are called upon to make good losses in the larger cities of the country like New Tork Chicago and St. Louis, where the In surance ratea are aot strictly oaforced. Advocate of the plan of mutual Insur ance for hardware merchanta aay that, aa a rule, the risk la aot large on that line of business, and that It oan be carried at a much lower rata than the average com mercial risk. The committee will prepare a report showing the cost of insurance in the stste based upon the experience of the Seward mutual company and others, and it la ex pected that the hardware merchants' asso ciation will adopt a plan for providing in surance at actual coat ta members. HUMBERT FAMILY IN COURT Hoted Prisoners Make Firrt Appearance in Eerie of Charges. MADAME DISPLAYS USUAL COOLNESS Preeeat (sw DaVe Xat lavolve ftaea iiaa af Crawar4 IUHone, bat i Broagat ar Banker ea Libel Aeeaaatloa. clause, insisting on mere definite proof thst the Union Pacific aad Southern Pacific are allied roads before voting In lavor of tbo extenaion of the strike. Five affirmative votes are necessary Is extend the strike. Thua boiler makers here are hanging on tbe portent of the remaining four with keen interest. , - SHEEP , SUFFER FROM SNOW Colarafa aa Wrals( la Throes af Starsa Waieh Carrara sta area with, Drifts. DENVER. Feb. 11. A heavy snowstorm is ia progress all aver Colorado and tbe southern portion af Wyoming. The alarm in the mountains la making soma trouble for the railroads. Ia Wyoming the sheepmen are fearful of losses should the weather turn cold. From sii to ten lachaa of anow haa fallen and the wind la drifting It badly. Gives Bartradrr a gear. That the operations of the holdup men who -worked among the saloons of the city ) month are still fresh In the minds of sundry members of the drink compounding fraternity waa demonstrated by a holdup scare which was breucrat off In Henry Mice saloon. Seventeenth street and St. Mary's venue, last night. Into the saiooa. where were the proprietor, two customers and the bartender, came at a late hour two well dressed strangers, a while man and a negro. Tbey ordered b.-r. The bartender turiuNl with the glasses to draw the lager, and then. In the bar mirror, saw that the strainers were whleprrtng together. "Now." he beard the white man say, tiow'3 your time." The bar man dropped the glosses, and. stooping low, made a dive for the door of the back room, meanwhile reachlnc in his I hip pocket for a priendd revolver. Amaaed st this alarming demonstration. the buyers of beer made a run out the , front tioor for the safety of the street. Iwfal Loss 4f Lite Follows neglect of tbrost and lung dis eases, but Dr. King's New Discovery cure pucn troubles or no pay. SOc. $1.00. For sale by Kufcn ic Co. Will Sat rreseeste Ktlaaa. I William Fllson, who was arrested In the i t,Btf t Ity loaa effk-e. on suspicion of at- tempting to ps a worthless check, will mt be prosecuted on the charge ftf forg ery, ss the police lack the proper eJvdence i to secure s conviction In the casa. and as no money hsd been received upon the paper ' which Flbuin was about to tender the com pany for a monetary obligation. f1 tl "7 V5" n n rTi nothing compares with IA LuJiLU u LvULiiii tSJtiMerjMrw f a-a- ""a" m a aanw a aa child-birth. The thought ei the suffering and danger in store for ber, robs the expectant mother of all pleasant anticipations of the coming event, and casts over her a shadow of gloom which cannot be shaken off. Thousands of women have found that the wse of Mother's Friend during pregnancy robs confinement of all pain and danger, and insures safety to life of mother and child. This scientific liniment is a god-aend to all woman at the time of their most critical trial. Not only does Mother's Friend carry women safely through the perils of" child-birth, but its use gently prepares the system for the coming event, prevents "morning sickneaa," and other dis comforts of this period. '"TTTl TT'H '7" HJC Sold by all druggUt. at iyJUJJ UV LLlrtl J f I.oo per bottle. Book containing valuable information free. AJ I ha BradfceM Keguieto Co., Attest, U U ii PARIS. Feb. 11. The Humbert family made their first sppearance In the criminal courts today when the case of M. Cattanl. tbe banker, waa taken up in the ninth correctional chamber. There waa great public interest mani fested la the proceedings and the court room waa packed with people. All - the previous examinations of tbe Humberts had been held la secret, and this waa tbe first opportunity the Parisians had to see and hear the prisoners. The Hum bene were brought in like any ordinary prisoners and took Beat in the prisoners' box. 'uaae. Hsasert Srlt-Pasaeaseal. Mme. Theresa Humbert displayed her usual bravado and coolness. Her eister, Marie Daurignac, waa apparently much un nerved, and the latter'a brothers, Romain and Emile Daurignac, maintained an atti tude of calm defiance. Tbe case does not involve the main ques tion concerning the 'Crawford, millions, but M. Cattanl a charge that tbey libelled him la referring ta him aa an usurer, which in directly affects tbe whole affair. The early atagoe of the trial today did not produce any aensatlons. Mme. Humbert gave a long, rambling statement of ber dealinga with M. Cattanl, and alleged that his demands for excessive interest and her borrowings from him amounted to about 1600.000. When M. Cattanl waa heard and repudi ated the charge of usury, Mme. Humbert sprang from ber aeat and asked for the privilege of interrogating the banker, but the presiding magistrate repressed her. Tbe testimony furnished by Marie Daurig- nac today showed evidence of aa Intention to leave ta Mme. Humbert tbe direction of the plans for the prisoner's defense. While Frederick Humbert was testifying he sought to lnrrimlate a number of promi nent political personages, including M. Valle, the minister of Justice, when the judge stopped him from bringing In the namea of people who were not parties to the case. Thereupon Mme. Humbert ex claimed: "Other interesting facta will be disclosed when the main case is beard." The Judge again stopped M. Humbert, when he asserted thst persons occupying j high positions were aware of the tact that the Humbert family waa In Madrid. BCGUS BODIES TAKE CASH Itallaaa Organise Clever Fraad an I.lfe Isisrsnrt tonpaalei la Bast. NEW YORK. Feb. 11 A full exposure of tbe recently discovered Italian life Insur ance frauds waa made today by the confes sion of one of the men concerned. Application for Insurance waa mde ia the same of aome person in a practically dying condtion, a healthy substitute being presented for medical examination. In cases where the original '"risk" lingeied too long a substitute body was obtained from Joseph Trlpan, an Italian undertaker; In aome instances false death certificates were presented, said to have been signed by CTrino or by two Italian doctors. rbenaaseaal ChaaaaaaTae M rear a. Tbe Importations of G. H. Mumm AY Co.'a Extra Dry Into thla country during, 1902 were ever one and one-half millions of bottles, tbe next on he list being 402.304 bottles behind. OMAHA PUBLIC SCHOOLS FAVCR EXTENDING THE STRIKE Bailer Makers ta Tie I a Saataera r-elSf. The fale of the extension of the talon Pacific boiler makers' strike to the South era Pacific railway still hangs la the bai lee. President McNeil af tbe International Association of Boiler Makers and lroa Ship Builders today notified President Kennedy of tbe Vocal lodge thst af the eight votes of th executive council of tbe national or gaalxation on this quesuoa four had haea received, with four yet to came. None of the four received are against ex tending the atrike. Two of them are flatly toe U. Tbe ether twa coataia a provlalaaal LOCAL BREVITIES. Because of alleged extreme cruelty. Irene Johnson asks the district court for divorce from August, whom she married in the oreclnct tf L'ppecela. Sweden, Iiecember 12, lss2. The next regular meeting of A ha mo aux iliary of the Omaha Typographical union will be st the residence of Mrs. W. Boyer. Twenty-fifth street and Avenue B. Council Bluffs. Nell McMahon was arrested last night on complaint of Mrs. c hatroun of 24J C uming street and charged with heltig drunk and dlaorderly. The prisoner said that It served her right for being so far from ths Third ward. The funral of llmma Jones, who tied at the home of her parent "ii North Thir teenth street, will be held Friduy afiernrmn at 2 o'clock from the family residence. The remains will be Interred In Forest Utn cemetery. This evening the women of the Church of th Oood Shepherd will frlve an entertain ment for the benetit of t'e church at the residence of Mrs. A. J. Poppleton, 2232 Sher man avenue. All friends of the parish art cordially Invited to attend At Boyd's theater tl.; evening the Swedish female quintet v ifl make Its first appearance in Omaha. 1 or two days the Tuung Men's Christian association office haa been busy with the ''e of tickets and from preat::' Indications evrry seat will be sold by the time the concert begins. CJenrge Smith, a colored man. living at 2"14 North 1 went -tifth street, waa released from the munty )ail yeH-tday afte- serv ing eighty-two days on a seiitence for wife beating, last tiliilit he vis arrested again on complaint of his wife, who says thnt he ha been abuaing her sim e his liberation. Chris and Andrew Vortiaen of fc-ast Omaha. George Met han f la Paul street and Fred Andrews. Uvli g at Kighth and Bancroft streets were arretted yesterday afternoon by IVtertlve Iirusimy. who charged them with being incorrigible. Th prisoners are bo-a of 14 and li yea's of age, who run the ureeLa. Mike Matins, an Austrisn living st the inttrsectioo of Sixteenth uiK) Brown streets, waa arretted last tiight and bis wife and stepson will file a complaint against )Ura today eharaina him with disorderly con duct and abusing his family. Tbe prisoner said that he was a hard working man and that his stepaon waa not: and. further, that the young man waa In the habit af bringing hem numerous friend: who must be en tertained at the exoenit of the father. Maltna said that h merely gave away to a natural anaoysnc at this slat of things, whereua hi laaoil caused his arrest. "I ara thoroughly glad that thla matter of handwriting has at last come in Omaha," said one of tbe teacbera recently. "Other cities have -had it dlacuased and have profited by it, and I hope that it may not be dropped ber until some mistaken Impressions have been corrected and other evils abolished. There are two aidea to the matter; in tact, reveral aidea, all of which should be considered." In this tba teacbera generally seem to be agreed, but there is a variety of opinion as to just which aide la the moat important and most in need of attention, la the opin ion of aome the vertical system now in use In the city schools is impractical and an obstacle to legible, rapid penmanship, while others think that the system ia all right, but Ita merit are not recognised be cause of tbe failure of teacbera to uae Judg ment In teaching it or In directing the pu plls' use of it after It haa been acquired until they have developed a aettled hand. The complaint ia frequently mad that there la no instructor of penmanship in the city schools now. and that because of this the importance of good writing Is no longer emphasized. While there haa been no ape rial Instructor ia that branch mora atten tion is given to good penmanship In tbe grafiea at present than ever befor. and more time devoted to It. Th present schedule for writing lessona bow employed In the gradea la as follows: First grade, fifteen minutes a day; second, third and fourth gradea, taking two lessons a week of twenty-live minutes each. In the seventh aad eighth gradea there ia one lea son a week of twenty-Bve m'.nutea. Above tba fourth grade, however, tbe use of tb day books la commenced, and In thla book all of the wrlttta work of th pupil 1 done. Form, legibility and neatneea ar insisted upon, and a reasonable time allowed In which to do It. Aa a reault. the average grsduats of th eighth grade enter tbe high -school a fairly good writer, the av. erage age being between 14 and IS yeara. It Is about thla time the grade teacher insist that tbe pupil's writing begins to assume permanent individuality, aad that It la spoiled for lsck of proper attention to It. Many of tbe eighth grade teachers aay they have watched their former pupils after tbey eater tbe high school, and that tbe decline In their writing ia marked. One teacher tells of a boy, one of the beat pen men of her eighth grade, whoae writing In his third year of high school degenerated until It la almost Illegible. A comparison of his not books during th three year showed that It had ateadtly grown worse. "I was amased," she asid. "Not ao mat h at tbe degenerated writing, but tbe quan tity of It that waa required at a aingle pe riod. When I saw what waa required my only surprise waa at the evident lack of Judgment on the part of th teacher, and, furthermore, while 1 appreciate that differ ent aubjecta require a different amount of written work, a number of tb eighth grade teacbera are agreed that that matter ia wholly overdone by aome teachera. Tbert la a marked difference in the amount of writ ten work required by different teachera in the high school thst ar teaching th aama aubject la th earn grade, and we ar af tb aplnloa that aa effort ta regulate tb exaggerated ideas that some of tbes teach ers hav regarding th importano of thia written work would be fully aa effectual ia securing better writing, tar lbs present at least, as to Install a special Instructor ia this branch." Aa to tbe object loa t the vertical sys tem, parhapa lh greatest aad moat gsa eral objection ia that If ' la alow work and cannot be generally mastered as a hand sufficiently rapid to meet tba ordinary bus iness requirements. On thia point the teachera are divided, and with timed spec imens upon which to baaa their opinion. It is argued that the writing ahonld be slow at first until form and neatness have been acquired, and that speed should then be considered. There Is more uniformity In tbe writing of the schools at present than ever before it is claimed by aome, and the writing ia of a better grade since the adoption of the natural vertical system. This revised system la an Improvement over tbe original vertical hand, and tbe results overage much better than thos obtained while the Spencerlan ayBtem was used. Mlsa Violet D, Jaynes. dean of the Wom an's department ot tbe University of Illi nois, haa been making notea on tbe attend ance of women at th university alnce their admission In 1871. The following table gives the actual number preaent each year and tbe percentage with regard to the total attendance: Attend- I , Tear ant. P C. Tear lKM-im U 13.8'lW7-lMW 1K7Z-1P7J 74 W. 6 lWa-lSHS 71 !. 17-18T4 0 .:itut-la!t0 77 1S.4 1S74-1K76 ..... m a.,l0-ll ... 7S 14.4 lKTo-lKTf M 21 6' ll-18S at 26. f 1R7S-1877 SI ."7U8i2-lKi8 104 14. i rn-l78 ..... H 22.1 lW-lt4 Kit 14. 1S7K-Is7 8 3. 1KK4-18! 1ST 16. t 1K7-1HM0 .....li: S.alltfSit-lswS 1M II 4 1KXO-1KK1 SO I1.1I1KH4-1KH7 193 IS. lKKl-lMd ..... 7 M. lHOT-lKH .....Z45 15.1 1KK2-18H1 SB 14. INMS-iaMI iX: IK. I lahS-lNM N je.tilKMMiNio .. 4H3 21.4 1NH4-1HH& 70 ' lt.1 IHHU-IW'1 4tS 14 IKM6-II1S6 S3 . lWll-lMS 6S-' 20.1 18Mt-lt87 64 15. 71 This table will be of Interest as dsla from at least on prominent educational in atitutioa to th local teachera intereated is tbe relative attendance of boy and girls and new women atudenta. A change haa been made in the last of tb aerlea of evenlnga with Wagner, ar ranged by Miss Fannie Arnold, supervisor of music In tbe city schools, to be pre sented during tbe next four months, and the last evening will be devoted to "Tris tram and Isolde aad Parsifal." Miss Ar nold will be assisted by Mr. Joseph Gahm and a cborua of thirty voices picked from the various achoola. Attend ance. P.C. '2 1ft. Dss't !ae a Meal Through dyspepsia and Indigestion. Take Electric Bitters. Tbey cure stomach troubles or no pay. Only 0c. For aal by Kuhn Co. GUATEMALA IN A TURMOIL Entire Bepnblio Declared to Be in State of Binge. CLAIMS OF AMERICANS IN SALVADOR Slgaiacaat that Aaserleaa Fleet Will Arrive la Waters af that Ceaa. try Jsst at Masaeat . They Fall Dae. BERLIN', Feb. 11. Advices received hers from Guatemala announce that tbe entire republic haa bten declared ia a atata of aiege. SAN FRANCISCO. Cal.. Feb. 11. The Sal vador Commercial company, composed ot a number of capitalists ot Oakland. Cal., has a claim for 1600,000 against the gov ernment of Salvador, and tb money will fall due next month, about the time tbe Pacific "squadron, under Admiral Glass, ar- rlvea In tbe vicinity of the turbulent Cen tral American republics. ' The company was organized la IBM. tba Amerlvans retaining the control, although considerable stock waa aold to Salvado reans. Docks were conatructed, aad a thriving business waa being tranaacted when the Americana were f rotes out and the property confiscated by th govern ment. Tbe matter waa directed to the atten tion of Secretary of State Hay. who ap pointed a commission la Investigate. After long deliberation tha commission awarded the Americana the sum of $500,000. WASHINGTON , Feb. 11. Tbe State de partment haa not yet been informed of tba reported declaration of war by Salvador and Honduras agalnat Guatemala. Dieturblng reports aa to unsettled con ditions, however, have reached the depart ment from time to time. PANAMA, Feb. 11 An official cable Just received from Guatemala aaya Guatemala has not declared war, but that Salvador, Honduraa and Nicaragua menace the Guate malan government, which ia ready to de fend ita honor. The C hief af Healera. Old cores, ulcers, piles, fistula and Ilka stubborn maladlea aoon yield to Bucklen'a Arnica Slve or no pay. :5c. For sale by Kuhn a Co. r . ) mm RrEbmeUse Not hint Pl tba palata Ilka VHlBraciii GedarBrcoIt Whiskey : DotUed tn Bond Tha sarfcetad pradaet ot fifty years of Katcky axnaiienea la whiskey awaking. Th highest tyw at th dtstlllw's art hand-asaae. Far Saia Evarywhar. 19 J