PRESIDENT DISAPPOINTED
President Roosevelt Wanted To
Conic To Oni th. i and Was Dis
appointed When His Journey
Whs Abandoned.
THE LOYAL POLICY HOLDERS
Of Ilie Hunkers He nerve Life Wore
IHniipiinliite 1 Heeimse I he (lilpf
Kxcentlve aif the Nntliin tilltf
I p II In O in nil n Trip.
The llatikirs Hes-erve Ufe association h'd
made preparations to Join in inn weti rn
weli-nine to ! ixti tided President Roose
velt. In common with business peop
Kim rally. II 1 keenly disappoint! 1 to Had
the president cnnniit honor cur rlty wl h
his presence.
tiik nt Mir: iis iii:si:hvk i.ii'i:.
Is a patriotic corporation. It loyally sup
ports the. nuthorltloH of state and nation
ami cheerfully extends to executives of
state nml nation a hiwpltable Krcetlnj? when
opportunity offers. However, the. Hankers
Reserve Life will continue. In business at
the old stand and when Theodore Koiisevelt
coiiich wist In 1!H)3 the lutchstrlnR will b"
out mid he will be welcome.
lIM'KOAl IIIMi t,MMMMM MtllK.
Hefnre the year closes we shnll reach
nml probably pass tho $(5,0(10,000 mark, hav
ing written two million new business the
flrBt nine months of 1!W2. In another yi ar
wo ran rn::lly push our volume of business
up to $10,000,000. Our assets are (growing
every day. We have $' In assets fnr every
$1 of actuarial liability and every death
claim M paid. Unfitness Improves as the
winter approaches.
ilOMi: IIIMM' SS TlltS f OMl'KTITOHS.
We are writliiK more business every
inonlh than eastern competitors and our
policy holders are our best friends.
Throughout the slnte our excellent adv!srry
beards made up of selected citizens are a
Kreat assistance to us In pushing our busi
ness, as well as In protect Inn us attains!
Imposlt ion.
moiii: i'iki.ii mi: M-.i:ni:n.
rresldent Iloblson has not yet been able to
secure as many flrst-claps life underwriters
as tho company's expanding business re
quires. He can assign virgin territory to
a number of good men on extra liberal
term If they will apply early. Address
HtMiF.its itKsKitvr. iiri:. omaiia.
OMAHA.NEB.
Iluslness. Shorthand, Typewriting nnd
KiiuIIhIi. I it y and evening Students
furnished work for board when desired,
Crcgg Shorthand by m ill. Send for cata
logue. New York L.lfe Ituild'g, Omaha, Neb.
"Blue Ribbon ' Beer
Populir Ufage has decided that n malted
beverage best supplies the proper stimula
tion ii ml Ionic Htrength.
The best beverage Is a pure beer not a
cheap beer that may prove nn overtax to
the liver nod kidneys and thus cause
lieiiiluehes, but n pure beer that 111 Itself
combines those good features nt much de
Hired In u healthful beverage.
"HI.I'K KIHHON" beer, made In Omaha
bv the Htors Itrewing Co., lias gained con
siderable fume lately, being the subject of
a laboratory analysis by the highest Amer
ican iiutborltv In health, sanitation nnd
hvglcne. TIIK 1TMTKH STATUS IIKAII'll
Hl'I.I.IOTIN, NKW YdltK, and pronounce!
the purest nnd best beer made. Such en
dorsement Is certainly gratifying and can
not be iiestloued.
Try a case.
Telephone WX.
Storz Brewing Co.,
OMAHA, NEB.
The Eyes
As the evenings
grow longer the eyes
are used very much
more and uu;ht to
have perfectly fitted
glisses. Our Optician
Is a specialist and Is
a careful. conseientioun person. When
down town let tit ill tent your eyes.
LOOK KOK TIIK NAMK.
S. W. Lindsay, and Optician.
1510 Douglas Street.
X
& ' i
.f Si )'
" J
I i
Till:
IlnndlhiK Hogs
(Continued from Tage Five.)
and Just when the market Is at Its best,
for when the buyers get all they want
thy stop short and the price goes down
with a rush and the unfortunate sales
men whu had hoprs nf getting a lit
tle morp for their droves see visions of
nngry shippers and big kicks that mako
them wish they had never seen a hog.
Most shippers, however, realize that a
salesman cannot always hit the market
Just right and are satlsfltd If, taking one
day with another, their hogs pell on ths
a vi ra ge.
Th" tricks that are played by the buy
ers and sellers are numerous beyond enm
ptitatiin, but one that Is sometimes worked
successfully Is especially amusing. As
men! lined above, tho buyers and sMIers
in the morning congregate around the
shanties and while, to th uninitiated, it
would appear that there was nothing going
cn, nevertheless every salesman Is try
ing lo rend the minds of the buyers and
get some clue as to whether the demand
Is to be brisk or whether there are more
hogn In sight than are needed. If a sales
man decides that packers are going to be
bearish ho sells at his first oppi rtunlty.
but If he looks for a strong finish he holds
out to ths last. If It happens that a buyer
has a big order ond Is afraid that he will
get caught short hn may send out his as
siatant with orders to buy everything In
sight at a certain price, while he himself
engages the crowd In conversation. It.
only takes a few minutes to buy f.OO or 1,000
hogs and when that Is done the way the
other buyers will Jump Into the market
and rush for cover Is certainly amusing.
In thn meantime, however, the sellers have
caught onto the situation and are asking
5 or perhaps 10 cents more per hundred
pounds than they were a few minutes be
fore. The amount they put on la gov
erned by what they think they can get
and not by sympathy for the buyers. The
danger of asking too much Is that the
fever may subside and that the close will
l.ot be so good. A gcod salesman has to
use his Judgmint constantly and be up on
his toes, as I he saying Is, from stiirt to
finish.
The market, of course, Is not always brisk
and the morning Is sometimes well ad
vanced before much trading Is done. When
receipts are heavy buyers are sure of get
ting their orders filled, and then It is sim
ply a case of freeze-out If the packers hap
pen to feel partlculorly bearish. Other
things besides the local demand come In to
Influence the market. For example, tho
fluctuations on the Chicago market ore
closely watched and both commission men
and packers receive frequent messages. If
tho Chicago market breaks and the com
mission man receives the message first ho
sells out at what he Is bid In a hurry, but
If the buyer gets the mes?ogt first he goes
back on his bid and lowers It according to
the break in Chicago. A difference of a
minute will often save or lose a shipper a
considerable sum. Another thing which In
fluences the market Is the condition of pro
visions. When the provision market ad
vances hogs usually respond, and when it
goes down buyers use that to bear the mar
ket. The most noticeable feature of the entire
market Is the confidence which buyers and
sellers have In each other's Integrity. Hog
at present prices run Into money at a rapid
rate, but in spite of that fact there is no
written statement between buyers and sell
ers as to the . basis on which the transac
tion is made. A man may sell twenty-flve
loads In one string, with nothing but a
verbal understanding as to the price. Al
though over 2,000,000 hogs arc sold that way
every year, representing many millions of
dollars, there is practically never a dispute
as to what price was agreed upon.
Iloforo the hogs are turned over to tho
packers the government takes a hand. The
hogs are weighed upon stork scales which
are large enough to hold a carload at a
time. The stock yards company does the
weighing, as It Is a disinterested party,
or. In other words, act as arbitrator
between the buyers and sellers and thus
does away with any possibility of either side
defrauding on weights. Before the hogs go
onto the scales they are Inspected by a
United States Inspector. If he finds any
hogs showing the effects of disease he calls
In the government veterinarian, who looks
them over, and If they are diseased he con
demns them, places a tag on them and they
are then shot and sold to rendering com
panies, where they are made into grease
and soap. The hogs are again inspected
when they come off from the scales by an
Inspector appointed by the commission men,
by a representative of tho packer who
bought the hogs and also by a representa
tive of the commission man who sold them.
All the Inspectors look not only for sick
hogs, but also for pregnant sows and for
Btags. If the sow Is not tco far advanced
a dock of forty pounds Is made and she is
allowed to pass. If, however, she Is too fur
advanced the is held In the yards and is
not allowed to be slaughtered. Stags are
docked eighty pounds. This dock on both
sows and stags Is allowed for the excess
shrinkage In killing.
If any of the Inspectors disagree on the
amount of dock the load Is ordered
"boxed." That simply mesns that the
head Inspector Is to place the dock on
them. If his decision is not satisfactory
the arbitration committee Is called upon.
There is a regular board appointed each
year which consists of representatives of
the packing houses and also of the com
mission men. In case a load Is arbitrated
ILLUSTIJA TK1) l.KE.
a representative of each side Is called In
and they decide on the dock. If they
fall to agree another arbitrator Is called
and tho decision of the three Is final. The
one who calls for arbitration has to pay
the charges, which amount to $1 .'0. Tlr
may seem like a cumbersome method, but
It seldom happens that a load goes far
ther than the head Inspector and the num
ber that rench him Is small as compared
with the total number of londs that arc
Inspected.
As soon as the hogs are weighed they
are driven Into the pens reserved for the
use of the packers and from there they nr.
drivin In large drove to the packing
houses, where they are slaughtehed.
As a general thing the bulk of the hogs
are sold, weigh' d up and on the way to the
packing hcus2 by 11 o'clock In the morn
ing. When receipts are excessive ami th
market slow it, of course, requires a lit
tle more time than that, but at 12 o'cloi k
there are seldom many hogs lift In flr-t
hands. Occasionally a few loads are car
ried over until the next day, but that Is
rare, as It Is the boast of the market that
each days' offerigns are sold the same day
that they arrive, and that, too. with th?
greatest possible speed.
Carpenter's Letter
(Continued from Sixth Page.)
frail's per month. All apartments are
i sually taken for a yuir. the payments be
ing made quarterly, either i n the 8th it the
Kith of each month. If you leave you must
give notice for smile lime beforehand.
F'nts are rented both furnished and un
furnished. Those who wish to rent unfur
nished Huts can hire their furniture for so
much a month. The furnished flats are of
course the higher and one must be caretul
In making his contract for them. It is very
Important to have a carefully attested list
of the furniture and its condition or at the
close you will be charged for more than
you hud ond old breaks will have to be
remidied by cash or by new furniture.
In many plai es (he landlord will demand
that ycu pay your rent before going in, and
you will be asked for six months' rent In ad
vance. At the end of the first three months
they will come down upon you for an addi
tional three months' rent, eo that your rent
will be kept about six months In advance all
tho time.
Shortly after taking a house or flat in
Paris the American is called upon by th
tax collector. The authorities here assess
taxes not on what you have, but on what
you appear to have. If you live in a cer
tain style you are taxed proportionately,
nnd tho criterion is your rent. The tax
ranges from 11 to 14 per cent of this amount,
so that If you pay $.'i00 a year r nt you will
have to pay abcut a year In taxes.
This is common In all parts of Paris, not
only with those who rent houses, but thus.'
who rent business establishments. The
percentage of tax increases with the
amount of rent paid, so that the man who
pays $1,000 a month rent U assessed much
more proportionately than the man who
pays $100 per month. The amount of busi
ness a man docs makes no difference. The
authorities say that If he pays a certain
amount of rent he should do a certain
amount of buslmss and if he does not it
Is hi own fault ami not theirs. The very
poor pay altnest no taxes whatever.
The thing that grinds the American meet
Is the fees. These are connected with all
establishments ami they have to be paid.
If you live In a flat you must fee the
janitor or janitress. known os the ronclerge.
In an unfurnished apartment It l cus
tomary to pay about 1 per cent of the
rental to this parly in taking possession
and signing the lease and he will expect
ether fees from time lo time und a cash
present on every New Year day. For these
fees you get your front door opened at
night, your letters taken care of if you
are away and the public hull and staircase
if your flat building swept. If you don't
pay the fees you can be made very un
comfortable. As to servants, the wages vary accord
ing to their efficiency and ulso as to the
locality In which you live. You can get a
man cock for $20 a month and upward or
a good woman cook for $10 and upward.
Housemaids usually receive about $:i a
nicnth and coarhnu n $20 with board. There
are u number f eiiiployiiu nt bureaus
where such people can be hired. The serv
ice is usually gocd anil much superior to
tiaillar service in the fulled States.
As to housekeeping, the Ann ri.-un family
living In Paris finds the coM quite as liUh
as In the f nited States. Ilutchers' incut Is
higher than In America, but the cuts are
so much belter dressed that there : little
waste and the consumer always procures
full value fcr his money. Chickens cent
from f0 to 60 cents apiece, salmon a doiar
: pound and other kinds of fish much 'ess.
Fruit Is plenty and cheap, us are als; vege
tables of all kinds. Coffee und t a are
expensive and bread, the best in the
world, ccets about the same us ut h mie.
Fuel is dear, both coul and wood lielnn
sold In small quantities, gas costs about
$l.r.O a thousand feet and if your bills are
not paid within live days after they are
rendered the supply Is cut off wUhut
notice. FRANK O. CAUPKNTKIt
Ripe Old Ac
Mrs. Macqueeney, a cousin of the ex
plorer, Pavid IJvlngstone, has now reached
the age of 107 years and Is living at Mho
nlsh. Isle of Mull. Her hearing, which was
not good seven years ago. Is now com
rdetely gone. Her memory, too, began to
fail many year ago.
In every town
and village
may be had,
the
that makes your
horses glad.
KSTAHLISIIFl) 1881
.Mantif.ictiircr to Consumer
The above Is a cut of a hiL'h grade
gold tilled watch, any well known
American movement. 7-jeweled, ladioV
or gents' size, with our well known
guarantee, which we make a special
price of $'.(.. "in. We also earrv a full and
complete stock of all the higher grade
movements and make exceptionally
low prices. Write ns for anything ill
thn jewelry line. We have the largest
stock and lowest prices.
MAWIIINNEY & RYAN CO.,
Dept. B. 15th and Douglas Sts., Omaha.
tiik oi.ni:sr known cook
STOVK l Til K UOII1.I).
The above cut Is a faithful reproduc
tion or a clay cooking stove which
wan excavated Home twenty f,.(. he
low tho surface of the ground in th,.
Island of l,uzon (Philippines), by a
captain In the American army, and
presented to the Field Columbian
Museum of Chicago.
It Is estimated that this cooker Is
several hundred years old. Indeed,
there Is a, strong probability that it
wa used for cooking six or seven
hundred yearn ago.
.iv,'ry ,1'ri"l u,v' when compared
with products of the s.th century.
I he I una hit Stove Itepalr Works
while not furnishing repairs for stoves
six or seven hundred years old. fur
nish repairs for nil Moves, ranges and
furnaces made during the last Pm
I'",'?- iMJiTia.e repair and water
front and all parts that burn out bv
constant use.
What's in a Name V
. . .
Nothing, ordinarily, but If you see
"MANZ" on a drawing or engraving
It means somelhlng-means that it's
right. Manx engravings have for
years been a standard of perfection.
That's why you ought to use them.
"MANZ" has steadily grown, and with
the Installation of a large plant In
New York, their facilities for prompt
rvl.e .re materially Increased.
Write us about your order. Weil
take care of It.
J. Manz Engraving Co.
CHICAGO: NEW YORK-
I15.J07 Canal SI. N-25.27 Cily Hall Place
uiiGa
Axle
Grease
I Mad I
''rd I
Oil C I
v-"- ' -V
Si'ptenilil'r 'S. V.tnj
IEJ2EgS
When yon drink tihinkpy drink
from, whihkey, a- (rnm whcki-y m
fr you and bud lukjr U
bad fur you.
ILER'S PURE MALT
U prescribed hy phyiir inn who
know t'uit t fin limit liikiy i
thn only nht mid i.rnpr whi-'key
to drink ami thut 1 1 r It-mln th-m
all in purity tunto and g iit-rul cx
clltn't. It lmi boon on thn market for
thirty year and im growing in popu
larity every day.
Willow Springs Distillery,
Omaha. Neb.. I). S. A.
YOU CAN
BUY OUR
HALF-TONE
ENGRAVINGS
which appear from time to time
In The Illustrated Bee. On small
portrait cuts we make a nominal
price of f 1.00. On larger cuts, 6
cents per square Inch. They ar
all In flrst-class condition.
Our photographic department
will also print additional copies
of our original photographs at a
reasonable rats.
The Bee
Publishing Co,,
Oiunha. Nh
A BUSINESS DISPUTE
is easily settled
when accounts are properly kept. Don't
practice false economy by trying to save on
BLANK BOOKS. We will make you a set
ruled and printed to order t such a small
cost that you can buy the best.
A. I. ROOT, Printer,
4U-4I S. nth St.. . . OMAHA. NEB.
lKs for sale of all kinds. Fancy pig
eons. KelKian Hares and Ferrets. Send 6
ei nts fur catalogue.
I.AN1MH. Mux f Mowers Stutlon. Merks
j ".. I'll.
VlM'Nll W IDOW. NO t'lllMiRKN: OWNS
1 ft ne farm and other pro rty; also $10 0io
I eaah; wants kind, reliable husband. Hart,
I 47 Park Ave., Chicago.
I iAntrrk ft i mmr I ft
I i :m2XLMmJ tiUJ IMS 1 1 I 11
(( 1 CO. )
The BestP
! ! .'ffif Interna- V
) Xvrir tional Vif
1 Xv Dentifrice ?
5 S M;ikMit-etli liciu'ifiil the V. i
r-'y' (Timii. Iijr.l, tlil Lre.llll l-weel. Ti
' is Piiwrre ut .il un I.eaiiMlic. . J
' If I'-i'lli. Overcome ull ol'jectlon. t
) JL id. In femur.- I iiiiiil In powder mill 1
I Sr li'iulil. 'iivenliMil t.i u hikI i':irry. I
, !3 X5t KVI. At ull drumiUlfc J
I 1 C. H. STRONC & CO.
I I ft Chicago. U. 6. A.