THE OMAHA - DAILY -REE, SATURDAY, FKBUUARY 15, 1002.
Twentieth
same.
Kanaaa Volunteer Infantry,
KtlO
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NAMES LONG. LIST OF HEROES
Army loui Honor fo'diart far Dlr
"'" ttoroisusd Cirricis.
PRESIQT.Nt' APPR0VS AIL BUT- ONE
Ulv a Brevet Rank to .Those Itreom-.
mended:, esrepttwa Only Colonel
Tbesdore Roosevelt for
. Brigadier Oei.rat,
WASHINGTON. Fb. 14. Adjutant Gen
erst Corbla today mad publlo the report
of the army board, of hch Oeoeral Mao
Arthur waa. president, appointed to con
alder and report the namee ot officers and
enlisted men of the army who distinguished
themselves during the recent campaign in
Cuba. China and the Philippine!, m m to
ramie them to ttie award, either of medals
f honor or certificate! of merit. ;
The ofBoera Recommended (or brevet rank
for .specially meritorious aervleea during
tbe same-campaigns that had been nomi
nated to the aenato by the president. Mr.
Haler stated President Roosevelt haa ap
proved all the recommendations made by
the MacArthur board tor awarda of brevet,
medals of honor and certificate of merit
with the exception; that Colonel Theodore
" Roosevelt, be given the brevet rank ot
brigadier general for aervlces at the battle
ot San Juan hill. .
The list of brevet will be made public
when tt la sent to the senate. Medals ot
hoaor will be awarded In thirty-three cases,
ot wtiich. ten go to commissioned officer
ad twenty-three to non-commissioned ofll
cecj and privates. !
only One fur hervlee In Caba.
Only one medal waa awarded oa account
of service In the Cuban service, two In the
case ot the Chinese campaign and thirty
in the Philippine war. The medal llat
ahowa few tames of persons familiar to the
public, perhaps the most notable ones being
those ot Musician Calvin P. Tttua, who waa
. the Brat t seal the wall at Pektn and wh.i
afterward was sent to West Point; and
lieutenant M. A. Ba'taon. who commanded
lb Macafeebe scouts-.
Tha . certificate ot -merit-are all awarded
ta non-ccmmtsslonod officers and privates,
, and of the' total number of fifty-six, four
ara oa account ot the Cuban campaign,
forty-five on account of- th Philippine
campaign and aeven oa account - ot the
Chinese trouble. Th medals of honor list
la:
Edward Iee BaKr. sergeant. Fourteenth
y Infantry for gallantry in action at Ran
J uen Mil and for rescuing under fire, a
wounded comrade' from arownlug lu . a
Stieam. f V
Protect Woanded Comrade.
1 Phfllpplne Is'lands Captain O. W. Math
ewe, assistant surgeon Thirty-elxth volun
teer Infsntiy for most distinguished gal-
lantry In action near Labao, Luton, Octo
ber I. lxt. In attending wounded under a
heavy fire of the nemy and selling a car
bine and beating off an attack upon
wounded officer and men under bis charge.
lieutenant Colonel William R. drove.
Thirty-sixth volunteer Infantry, for most
' StMliiguiahed gallantry In artlort near
1'orac, Luaon, beplember t. let, when In
advance of his regiment he rushed to the
assistance of his colonel, charging, pistol
In hand seven Insurgents and compelling
surrender 01 all not Killed or wounoea.
Captain Herry Bell, Thirty-sixth volun
Sergeant imoi Weaver. Comnanv F.
Thirty-sixth Volunteer Infanlry, for mnt
innnpicuoui gstisntry in action in merg
ing, alone and unaided, a bodv of fifteen
Insurgents, dislodging them, killing four
end wnundlna pvitrI: thin In a flsht be-
tweenri'alulut and Magalong, P. I., Novem
ber 6, im.
Cornnral Jntnea n milenwater fomnanv
A, Thirty-sixth Volunteer Infantry, for
moat riteltnffiiffiheri aallantrv In action In
defending and driving off a superior force
of Insurgents and with the assistance of
one comrade bringing from the field of ac
tion the bodice of two comrades, one killed
and the other severely wounded; this while
on a scout near Porac, Luzon, P. I., Sep
tember S, 18!.
Defends Dead ('trades.
Private Thomas R Rlettland Comnanv
O. First North Dakota Volnnteer Infantry,
for most distinguished gallantry In action
near Paete, Luzon. P. I., April 11. 19,
where single-handed and alone, he de
fended his deed and wounded comrades
against a greatly superior force ot the
enemy.
Private Cornelius 1. Tahv Comnanv A.
Thtrty-elxth Volunteer Infantry (killed In
action 'lieoember 1. 19001. for mint dis
tinguished gallantry In action In defending
and driving off a superior force of Insur
gents and with the assistance of on com
rade bringing from the field of action the
bodies of two comrades, one killed and the
other severely wounded; this while on a
scout near Porac. Luson. P. I.. September 1
3, lHttl.
Sergeant John A. Huntsman. Company B.
Thirty-elxth Volunteer Infantry, for dis
tinguished bravery and conspicuous gallan
try In action against Insurgents near 11a n
ban, I.uson, P. I., November , 18.
Rterllng A. Gait, artificer, Company F,
Thirty-sixth Volunteer Infsntry, same.
Caatain Law ton at Tien Tela.
China Caotaln Txiufe B. Lawton. Twenty-
sixth United State. Infsntry, for most dis
tinguished gallantry In the battle of Tien
Tain, China. July IS, In carrying a
message and auidlnr reinforcements across
a wide and fire-swept space, during which
ne wss tnrice wounded; mis wnue serving
as first lieutenant and battalion adjutant
of the Eighth Infantry.
Musician uaivin t. thus, company c.
Fourteenth Infantry (since appointed cadet
et-.the United States Military academy).
for gallant and daring conduct at th battle
of Pekln, China, August 14. 19oo; in tne
nrenence of hla colonel and other Officers
and enlisted men of his regiment In being
the nrst to scale tne wail or tne cmnese
city, while serving as musician of Com
pany E, Fourteenth Infalitry.
No medals will be Issued In the cases of
tbotio recommended for medals and who
have alnce died.
Certlflcwtea of Merit.
The certificate of merit are aa follow:
Cuba CorDoral William H. Flnnerty.
Company B, Second Infantry, for most dis
tinguished conduct at Hantiago oe tuoa,
July 2, 1SH8; also Prlvatea Uray B. Writ-
lain, company hi. uecona inraniry; 1 m.
Shelter, Company E, Second Infantry, and
Thomaa 8. Williams, Company E, Second
Infantry, same.
Philippines private Jra piatt, nospiiai
corps. U. 8. A., for conspicuous gallantry
In action at Bubung, Hagrea, P. 1., July 1.
im.
First-class private uavia t. f iannery,
Rianal corns, for distinguished gallantry In
action at me uena, iuson, tr. 1., uciowr
i, 18.
Private leon ctowcii, company a, munn
Infantry, tor conspicuous gallantry in ac
tarily carrying a message scrota a wide
end fire-swept space and returning to his
crmimand.
Pllvate John H. Porter. Company T,
Ninth Infantry, for dlstlnguWned service
St Tien Tsln. ( hlna. July lS. & In sacrl
dclng his life In endeavoring to save bis
wounded color-sergeant.
Private W. C Trie, Company F, Ninth
Infantry, for gallantry In battle of Tien
Tsln, China. July 1.1. . In digging and
constructing a traverse for the protection
of a wounded officer while under a severe
fire at short range.
MEAN TEMPERATUREIS LOW
Records know that Weather for First
Half f Febraary Has
Been t nasaal.
Th record of th weather bureau for th
Brat half ot thla month ahow that winter
haa bad a pretty firm grip on the situation.
The mean temperature haa been several
degrees below the normal. The normal
temperature for Febraary Is 25 degrees,
based upon data extending over twenty-five
year. The mean temperature thus tar tbia
month Is 23 degreea. Excepting during the
last four days, at no time haa th tempera
ture reached the normal, thla fact being
unusual. Even during the record-breaking
month of February, IBM, tha maximum tem
perature during the first fourteen daya wa
4G degree.
Thla year February came in with the
thermometer at I degreea below. Thla waa
followed by below, then I below aod then
a plunge to 11 below on th 4th. The frigid
grip waa relaxed slightly on th 6th and
th, whan It waa I and I degreea above,
respectively. Zero waa registered again on
tha 7th and dropped to 3 degreea below on
th 8th and 9th.
Then Forecaster Welch believed he saw
conditions leading to mora, moderate
weather and Saturday evening last ha In
formally predicted tha aeverity of the oold
snap had about reached Ita limit and that
Monday would ahow a rising thermometer.
It did, too, for on Monday the highest tem
perature of tha month thus far, 35 degrees,
waa reached, followed by 29 on the 12th,
28 on the 13th and 26 at 3 o'clock yesterday
afternoon.
Tha mean temperature for tha entire
month from 1897 to 1901 inclusive ranged
from 15 to 80 degreea, the official record
being aa follows: 1897, 27 degrees; 1898, 30
degrees; 1899, 15 degrees; 1900, 18 degrees
and 1901, 23 degreea. Tha minimum and
maximum temperaturee during the first
half of February for tha last alx yeara ara
aa follows: 1897, minimum, 16 degrees;
maximum, 43 degreea; 1898. minimum,
degreea below; maximum, 62; 1899. mini
mum, aero; maximum, 50; 1900, minimum.
8 degreea below; maximum, 45; 1901, mini
mum, aero; maximum, 44.
FIFTY-SIXTH ANMML IEP0RT
-OF THE
CONNECTICUT
MUTUAL LIFE INSURANCE
COMPANY.
To the Members:
One more hss been added to the many
years In which by the diligent exercise of
carefulness, prudence and economy your
company has. In the fullness of strength
and In a degree eaualed bv none other.
been realising for Its great membership
ne periect intention and tne Ideal re
lllts of life Insurance? Ahaolntelv rellehle
protection to the beneficiaries needing It. at
its actual and lowest annual cost to tne
person paying for It, with complete equity
between the members: snd what Is of
equal moment, it has steadfastly main
tained those principles ot administration
which are essential to enduring success:
inune ronamons 01 vigorous viiaiuy oe
termlned by the selection of sound lives
n healthy localities, low cost of business,
:he conservative extent and character of
contract undertakings, with their proper
nnnncisl basis and protection, wmcn win
still enable it as the years go by to fulltlll
to the letter, at least cost, and to the
highest hoDe and trust of the dependent
family the one specific service which life
Insurance alone among human Institutions
can render.
TUB SKCRKT OF ITS SICCESS.
It la by resolute adherence to theae prin
ciples and the maintenance ot these neces
sary conditions, against s competition In
spired sby very different views, that tho
Connecticut Mutual haa come to that estate
or solid strength In ita membership, neaitn
and soundness In Ita business, lis condi-
f' ' 111 mini 1 , , 1 ui,fi vuunt.iuui.UB PI I - - - i r y
antry In action near Porac, Luson, October tion near Das Marinas, Luson, P. I., Juna
17, 1R99, In leadlnz a successful charge
against a superior force, capturing and dis
posing the enemy and relieving other mem
bers of hla regiment from a perilous po
sition.
Chnrsjreil and fa pt a red Captain
First T.trutennnt 1 Arthur XT Ferguson.
Thirty-sixth volunteer Infsntry. for most
conspicuous gallantry In action near Porac,
Luson. September 211, 1899, where he charged
alone a body of the enemy and captured a
cjoiain. .
.Captain George W. Biegler, Twenty
ttghth volunteer Infantry, for most dis
tinguished gallantry In action with nine.
teen men, resisting, and at close Quarters,
defeating 900 of the enemy near Looo,
LAizon, uctooer Zl. 19U0.
Captain Hugh J. McOrath. Fourth env-
airy, dead, for most distinguished gal
lantry In swimming the San Juan river
in tne race ot tne enemy a nre and driving
htm from his entrenchments, at Calamba,
Luann, July 26. 1S. First Lieutenant M.
A. Batson, Fourth cavalry (now retired),
for most distinguished gallantry In' swim
ming th San Juan river in the face of the
enemy'a fire and driving him from his
entranchmenta, at Calamba, Luson, July
2, Wf.
Lieutenant Colonel James Park. - Forty
fifth Volunteer infantry (now major of
cavalry and assistant adiutant aenerali.
for most distinguished gallantry In the
aerense oi vigan, Jjuxon. uecemDer 4.
while In command of tho garrison, where.
with small numbers, he repulred a savage
night attack by an overwhelming force of
the enemy, fighting at close quarters In
the dark for several hours.
C'aptare Three Men.
Second Lieutenant A. J. Greer. Fourth
Infantry, for conspicuous gallantry In ac
tion July 2, 1901, near Majada, Laguna
province, In charring alone an Insurgent
outpost with his pistol, killing one, wound
ing two and capturing three lnaurgenta
wnn rines ana equipment.
Private John C. Wetherbv. Comnanv
Fourth Infantry (died November 29. 18S9. of
wounds received November 20, 1M), for most
distinguished gallantry In action. While
carrying Important orders on the battle
field, he was wounded, and being unable
to waia erect crawiea rar enough to de
liver his orders. This near Imus, Luson,
November 20. 1RK9.
8ergeant Henry F. Schroeder.1 Company
L,, I'm nunurcu enu oixiy-sixin infantry.
lur luniuiBuiBucu imiaiurr in action in de
feating, with twenty-two men, 400 in-
1Q
Sergeant Fred Johnson. Troon i, Eieventn
Volunteer cavalry, for distinguished gal
lantry in action near uaom i-uson, r. x.,
January 13, 1900.
Corporal S. K. l.ipoomn, company w.
Fourteenth Infantry, for distinguished gal
lantry In action near Manila, P. I., Feb
ruary 5. 1S99.
Corporal Martin uuraart, company r
Twenty-aecond Infantry, for distinguished
fallantrv In action near Mount Corona, P.
., July 22, 1900.
For Consplciona Gallantry.
Corporal Fred J. Winter, Company F,
Twenty-second Infantry, ror conspicuous
fallantrv in action at Mount Corona,
n 11 1 1 . . 1 no luatft
Sergeant Major rjrnest w. Ager. i niriiem
Volunteer Infantry, for distinguished gal-
lantry in action at Uingin, iuson, f. 1..
January 8, 1901. '
First seraeant cnariea c. Kicnmona.
Company L, Thirtieth Volunteer Infantry;
Corporal William F. Miller, Company L,
Thirtieth Volunteer Infanty; William Ring,
Company L, Thirtieth Infantry, for dis
tinguished gallantry In action on Alacan
mountain. Liuson, r, l.. aiarcn zo, isw.
HuriMint Henrv Williams. Company E
Thirty-ninth Volunteer Infantry! Private
Milton Mcvoy, Hospital corps, u. a. a..
Corporal William H. Ploog, Company I,
Thirtv-nlnth Volunteer Infantry, for dls-
t nauished gallantry in action near eanta
Clara, Luaon. P. I., February 12, 1900.
Privates cu u. waiKins, iroop j, rourin
cavalry t James C. Mclntyre, Company B,
North Dakota Volunteer Infantry, for most
distinguished gallantry In action at Ban
Mlquel oe Miyumg, unon, r. i., may la.
1899, and for most distinguished gallantry
In a charge across a burning bridge in the
face or buu or tne enemy ai lidixi river,
Philippine islands. May is, vsm.
Bnrns Bridge at Hla Peril.
Private Frank Rosa, Company H, Flrat
North Dakota Volunteer inraniry; cor
poral William F. Thomaa, Company K,
First North Dakota Volunteer Infantry, and
Private Jonn union, ssme regiment, ior
most dlstlnaulshed gallantry In a charge
across a burning bridge In the face of BoO
of the enemy at cabon river, pnuippino
Islands, May lb,
Cornoral Frank Wallace. Company H
Third Infantry, for most conspicuous gal
lantry In action near Tlbaguln, Luzon, P,
I .11 V X 1MRF.
Privates Ernest Stokes. Company F.
Twenty-fourth Infantry; Amoa H. Stuckey,
POPULARITY
Nothing eatable or drinkail
var attains lasting- popularity
without tha Intrinsic merit of
refined quality.
The standard of '
Hunter
Baltimore
Rye
Always
PURX
OLD
MELLOW
has mad It tha
mast popular
whiskey, because
II la the purest
type of the purest.
a: ii ei-rniM. eM '
a iAk a eu. as.
33
MaF
r a
I 1
surgents. killing thirty-six and woundlne I r-nmoanv H. Twenty-fourth Infantry: Ben
ninety. This was at Carlg, p. I., Septem- lamtn II. Goode, Company H, Twenty
ber 14. 1900. innrm infantrv. I.. J. Clark. Company H
Private Ixllls X. Oedeon. Comnanv CI I Twnlv.fnurth Infantrv. and Corporal John
Nineteenth Infantry, for most distinguished I H. Johnson, Company H, Twenty-fourth
aallantrv In action: alnale-haidml .nil I infQnt.v in. mnet dlstlnaulshed gallantry
alone he defended hla mortally wounded I in .action at Haglllan, Luzon, P. I., Decern-
captain irom an vverwneiming loree Of I ber 7. lBSw.
the enemy near Mount Amla, Cebu, Febru
ary , ia
Hold Bridge Against gng-erlor Fore.
Private C. H. Pierce, Company 1, Twenty-second
Infantry, for most distinguished
gallantry In action In holding a bridge
viii.liinri T m Sneaker. Company E.
Thirty-fifth Volunteer Infantry, for most
distinguished gallantry In action at the
uulngua river, near norsagaray, ijiiiuo,
1 I June i. 1D06.
Sergeant Frederick J. Lelschman, Com
pany M, Thirty-sixth Volunteer Infantry,
from a superior force and fighting, though I for moat conspicuous gallantry In action
near can jubu uv zmjvuw, fe,uu, . .,
July 1, 1900.
Thirtieth Volunteer infsntry, and Private
William E. LMlion, company is, i nimem
Volunteer Infantry, for distinguished gal
lantry in action on Alacan mountain,
Luson, P. I., March IS, 1WW. t
DUtingalshcd Work at Rio Slaaaia,
Bergeant L.' E. Hamilton, Thirtieth Volun
teer inraniry: rn"ln une imiuhhuii.
pany F, iniriietn volunteer miantry,
most aeverly wounded, until the main body
came up to cross; this near San Isldro,
uumn, vivvuuri it,,
Sergeant Charles W. Ray,. Company I.
Twenty-second Infantry, for most dis
tinguished gallantry In action, capturing
a brldgo with tne drtschinent he com
manded, holding It against a superior force
of the enemy, thereby erabllng an army to
corns up ana croas: mis near nan Isldro.
LAison, uciuper is, jbri.
' Gallant Vnder Fire
Private George M. Shelton, Company I and Maurice Frye, Company K, Thirtieth
Twenty-third infantry, for moat fnnnii'. Volunteer Infantry, for dlaiingutehed ga -
..1i .. i.. i a a , I a i t T) i Mala n I .11 (inn l
unuer neavy nrti uk mi nmy ana recu-
1 auia ava a nii im 1 si
Bprsemnt IMarenc M. Condon. Rottaru r
Third arUllery (now second llut.nMnf i
ruiirni, iur must uisiing-jisneo gallantry
in action near Calulut. Luson, p. J Ko.
vember i, I Hi; while In command of a de
tachment of four men he charged and
ruuieu lull viiirouuiieu insuraeillS. Infllr-t.
In en them heavy loss.
Private Charles Cawetska, Company F
Thirtieth Volunteer Infantry, for most dis-
iiikuui.nfla u 1 in 11 1 1 v in n i inn u
rlava. Luson. P. I.. August 23. 1 I TKirtv-thlrd Volunteer Infantry, and Jarnea
single-handed and alone, he defended a dial I U Chappelle, artitlcer. Company A. Thlrty-
I Anruat . Ihl0.
Vrit-i r.. K. tTmbarger. Comnanv O.
Thirty-second Volunteer infantry, for dl-
tingulshed gallantry in acnon near iiuno,
T.,,inn i 1. Februarys. 1X. -
uriuit. imnu L. Donaldson. Company
it Thirtv-aecnnd Volunteer Infantry, for
tlsiinguisnea iaii"if -.i aw,,
,u.on, P. I.. May . 19-. ,
Private ueorge ase. v.uiiiaii7 i . xinrtr
third Volunteer Infantry, for conspicuous
gallantry in action at Vigan, Luson, P. I.,
December 4. law. , .
Privates cmne j-. acihi, nii.ny
abled comrade against greatly superior I third Volunteer Infantry, for distinguished
forces of the enemy. I gallantry In action near Liungenuen, uaoa,
WIvatA Joaetth T . Vim. r.,m..An.. I T 1 Nnv.mhr 2. 11)0-
Thlrty-thlrd Volunteer infantry, for eitra I Corporal Fred Carr. Company Q, Thirty
ordinary gallantry in acuon at the defense! fourth Volunteer Infantry, for distinguished
of Vigan, Luaon. P. 1., December 4, IHH I gallantry In action at nan uintin rasa,
kM K Hiaeovered lunv f . I P ...... t 1 December 4. 18!S.
Insurgents Inside a wall, climbed to the top I Corporal Fred R. Daburg. Company K,
or tn wan. coverea tnrm wnn ni gun and
lorcea tnem to staca arms aua surrender.
Face Death, hat Fight.
private Jamea Mcconneil, Company B,
Tniriy-trura volunteer inraniry, for extra
ordinary gallantry in action at Vl.
Luson, P. 1., December 4, lhn. In fighting
ir iivui., iritis ueiwrrn two aead com
rades, hot wlihstandlna hla hat waa nl.ri
his clothing plowed through by bullets ani
nia iac cut ana oruisea uy nylng gravel.
Private William P. MarUr Cimnanv A
Forty-third Volunteer Infantry, for most
distinguished gallantry In action at Htlon-
gaa, ieyte, r. i.. May . lauo, In charging
an vccupiea oaaiion, saving tne life of an
officer In a hand-to-hand combat and de
stroying tne enemy. V
joeepn A. isoian, artificer, Company B,
rorty-nim volunteer lurantry, for moat
dutlnguiahed gallantry In action naa.
Iibo, Luzon. P. I., May t. lnuo. In volun
tarily leaving shelter and at great personal
risk passing through the enemy's line and
cringing reuet to oesiegea comrades.
Private Frank O. Walker, company F.
Forty-sixth Volunteer infantry, fur most
Conspicuous bravery under heavy fire of
the anemy in rescuing a dying comrade.
who waa sinking beneath the water: this
near laai, Luzon, p. 1.. January is, 1900.
Solas a Hlver Vnder Attack.
Private William B. Trembly. Comnanv B.
Twentieth Kansas Volunteer infantry, fur
most disllngulvhed gallantry in action In
swimming the Rio Grande de Pamoanga In
fare or tne enemy s nre ana fastening a
rope to the occupied tranches, thereby
enabling the crossing of the river and the
driving of the enemy from hie -fortified
position; this at Calumplt, Luzon, P. I.,
April tl. 1K
- Private toward - White, - Company ' 8.
Thlrty-aixth Volunteer Infantry, for dis
tinguished gallantry In action near Ta-
nauan, Luson. P. I.. February l, 19).
.rival, junii .ii it i uuip.iu .j ,-ui i,
third Volunteer infantry, for distinguished
gallantry in action at Napora, Samara, P.
I , April II. iwuu.
virat Hereeant v nry j. rni-ktv, torn
pany H, Forty-seventh Volunteer Infantry
fur itlaitna-ulshed gallantry In action near
Malbeg. Luzon, P. i t February 14. 10.
Private Juhn A. Wei ire r. Company U,
Thirty-thira voiunieer inraniry, ior con.
splcuous gananirr in anion at vigan
i narm p. 1.. December 4. ltw. .
Keraaant George W. Wllklns. Company G
Thirty-ninth Volunteer Infantry, for dis
tinguished gauaniry in action at nan ens
tubal nver. near caiamoa, uiion, r. i
January 1. 1900.
in ttattio e J ten Tsln.
China Sergeant A. 8. Bernhelm. Com.
pany D, Ninth Infantry, for distinguished
gauaniry in u.nio , mi, sain, vflllia,
iir li- IIMIl in voluntarily carrvina nu.
ages acroas a wide and Are-rfwept space
gnd returning to his company. ,
r-nvate j. vuuiiui, irwp u, Bixvn
cavalry, for gallant services In an engage
ment will cuineae troops at Brian g Ding
chnw. China. eVutember 4. IHuOl in entarin.
an enciovurv nni auu BiiiKiy engaging Me
eral soldiers In a hand-to-hand fight.
privates jonn uauagner, company. C,
Klnih Infantrv. and T. B. Hickman. Pom.
pany C, Ninth infantry, ror distinguished
service In battie of Tien Tsln. China, July
IS. 1"'. In assisting two other comrades
on ef whom was, killed at the time. In
rescuing his sergeant, a no lay wounded
under heavy Bre.
Hvrgeant John Pleasants, Company B
Ninth Infantry, for gallantry in. tho battla
of Tien lain, cnics, juiy u, tn vuluu
Istration; It I because ot these thing
tna Connecticut Mutual has refused to t
led aside by the stress ot competition to
ii k mi. ifa i.aii.a.iA Im t airh if
something else, has adhered to the true
ana particular aim of life Insurance ana
Its lieeeeasry method, and bsa thereby
accompliahra Its Intended result of perfect
protection at low cost In an Incompsrsble
uegree; It Is because ef these things that
It still so bases and frames and adminis
ters Its contracts as to alve to Ite bene
ficiaries aura protection at least Cost and
at annual cost to the payer of the pre
miums, according to nia own proper risa
trom whatever cause, protecting him
against fraud by others and the coet of It
and not taking anything from him by any
device for the. benefit of someone elea.
it is in Its uuautio.-) ao conceived, ao
based and so administered that your com
pany nas achieved that great atrengtn,
stesdy piosperlty and that steady and
great volume ot operation that have en
abled It to serve Its members to their
unique advantage: and It is in holding to
the ssme aura conditions and In the full
fruition of their consequences that It con
fidently hopes to render a future service
ot equal beneficence to dependent families
and ot equal value to those whose duty
It la to protect mem.
THE OPERATIONS OF THE TEAR.
In Its malu results and In the condition
nffectuig tho future with which It clos.ra,
the year 1901 waa a satisfactory one. The
details are given ao fully elsewhere that
WO shall here deal onlv with the aenural
features of the yesr's experience.
The new business written was larger In
amount than tn the previous year; the
number of lapses and other terminations
waa considerable smaller; the Increase In
tne amount ot business in force wss con
sequently greater, with a corresponding
increase in premium income and In a sir is.
surplj !ncome. snd wa shrunk our Surplus
Isst yesr only lift'...
And our situation respecting the Ue of
surplus differs mstertally from thst of most
companies in tnis, insi tne ouia ni ineira
IS held under a morel thotish n"t a legal or
contract lien for the deferred d1rlder.de
hoped for by those who oulstsy the next
one to twenty years. It Is not so with us.
It la not neiu as a speculation for a tew,
but for the beneii; ?? iho business as a
whole.
We ask careful scrutiny of the following
record of th opersilons of fifty-six years:
R
I
a
3
u
ittt
9sa
m
'(J30es
a
: :
: i
MORTALITi".
Owing to tha age of the company and tha
remarkably small proportion of lapses and
surrenders and tha consequent persistence
tion. and that ateariv uniformity of the I Of Its business. Ita rlaka hava rami to have
pest results year after year wn cn nave a re,ter average age than those of any
been and continue to be among the most other company; it haa alao proportionately
maJ'1ed haracteriailca ot Ita .prooperoua larger resources In the reserves held on
1?..bTn'ftL'nt carer' . . . . .. the amount at risk. Although from the
While others strive for great and rapid greater average age tha mortality Is necea-
growth, rtgu-dlesa of the great cost and .arily large, it Is far less than was ex-
s
X
a
mm
o
K
: -I
: : :S
Is!
I 3
e
83
1
2
it :
tt!
normous waste of buslneaa that goes with
heir fierce competition, snd would per-
uade the public that all who do not adopt
neir aims ana follow tneir metnoas are
denclent In ambition and energy, your com'
pany holds steady to the purpose of lur-
pected and haa been provided for by these
greater resources, a Corresponding part of
wmcn becomes each year a saving from
the expected losses. This saving during
tne past year amounted to xit.i.
i ne volume of risks, their excellent cnar-
ei B
eS7 S.
M
S V
ill
Nl i
: "'a :
: t-
n
: st- I
t si :
Ills
5 '
o S
RABBI SPEAKS OF A MESSIAH
Bays Christiana and Jews May Com
Together Within the Prea
cat Centary.
At Temple Israel laat night Rabbi Simon
apoks of tha dream of a Messiah, aaylng
that from tha German tradition of Fred
rick Barbarrosa a writer In tha course of
time may aay that the Germans had an
Idas of a Messiah and that ha cam In
tha person of Bismarck In 1872.
It seems from tha writings of tha fathers
hat tho word Messiah mennt no particular
person, but a leader who would relieve tha
people from oppression and restore tha
natlcn. In the period of a natlon'a misery
with tha people suffering, It Is not sur
prising that there were hundreda of falsa
Messlaha.
"We Jws la this land.", aald the rabbi
"can aay, ao far as political life la con
corned, our Messiah ha (ome; fhat It came
wnen tna Declaration Of, nqepenaence. waa
written and Washington rrwrested the land
from England. ' But wo ate beginning to
think that the MesslsU gaeana more than
political freedom.- Wo have spiritualized
the old Idea and we believe thai there
will come a time when peace will rule
the world. The Messiah will come be
alwaya coming If you obey.
-"The freedom of religious thought la the
triumph of the last century and we find
that tha conception of the Christiana and
the Jaws aa to the Messiah la tho same.
'When I aee the desire for Intellectual
freedom shown by Dr. Plerson, Dr. Briggs
snd others, when I ses dogmas caat aaide
and whan I aee the same movement on tho
part of Judaism, I think that the next 100
yeara will aee a coming together oa the
meeting ground and that ground will be
the religion of Jesus."
FOUND GUILTY OF LARCEN
' , v . v
Jary Coovlots Reed Yates and Wit
Hans Read for Sokhdry of
Henry Begel. " '
Read Tate and William, Reed have been
found guilty ot larceny from -tha person
by a Jury that waa out from 11:30 yesterday
morning until 10:30 last night. They had
been tried on a charge of robbery, the
lenience for which may be from one to
fifteen yeara In the penitentiary, but the
jurors, who were divided among them
selves, Anally compromised on this verdict,
which means a sentence of from one to
aeven yeara., The alleged victim of ' the
convicted youths la Henry Begel. an Iowa
farmer, who, It la told,' waa In the saloon
of the elder Yates the Saturday of the
holidays snd ordered drinks that coat more
than be had in pocket. When ' he assured
Reed Tates that ha had money In a trunk
at the' Webster atreet depot William Reed
and a colored man were sent with him to
bring It to the saloon. Arriving there he
opened It and pulled 8275 from an old rub
ber boot. It waa thla money that Yatea
and Reed are aald to Aave taken before
kicking the old man Into the atreet.'
Saaal.pea.
Thla dreadful dlaease la now very preva
lent In all parte ot tha country, and aa ex
posure to Ita malignant breath la liable to
occur at any time no matter how careful
wa may be It behoove everyone to take
proper precautloua to prevent the germa
trom affecting the body. The doctor aay
that pure blood, good digestion and regular
bowel movements materially aid tha body
la resisting attack, hence It Is the course
of wisdom to purify and strengthen the
system without delay. A most eflecUvt
remedy tor thla purpose, ons that combines
the necessary propertlea for purifying th
blood, strengthening the kidneys, toning up
the digestive organa and for cleansing and
regulating the bowela will be found in that
well known system tonio and purifier,
Prickly Ash Bitters. That valuable remedy
la the right thing for putting the body In
shape to resist the effect of exposure' to
smallpox. No one will knowingly expo
himself to this dlaeea. Th exposure
usually takea plaoe when It la least ex
pected, therefore the need for precautionary
measures a the. more urgent. It la aafe to
aay that the frequent use ot Prickly Ash
Blttera while the dlaeaaa la ae prevalent
will keep the body In aucb fine physical
sondKloa that no ordinary exposure will af
fect it.
nlshlng the best that life Insurance can do Ucter, their ateady peralatenoe. and the
care wnn wmon tne new ousiness is se
lected to replace the old, all combine to
give a mortality experience very favorable
in rate and very uniform on tne average.
Throughout the entire history of the com
pany ita losses nave been leas tnan lour-
nitna ot those expected.,
EXPENSES OF MANAGEMENT.
The same careful economy haa ben ex
ercised aa In afl the peat. For tho laat two
or three yeara th expense Incident to the
care and repairs upon foreclosed real es
tate, which have been charged to expense
account rather than to the nronerty ac
count, have carried our expense ratio. tem-
ivirariiY nigner man our usual etanoara.
erty Which has caused it Is dlsnosed of.
The ratio for 1901 waa leea than that for
130U.
at Its very least attainable coet.
What better can it doT What other or
different thing ought It to Btrlve forT What
otner or different thing can it or any omer
company unaertaae witn real success
' THE TRIE AIM.
For consider: Life Insurance contem
plates and la adjusted to Just one end; the
Immediate and sufficient protection of those
dependent onee who are either not at all or
insufficiently provided for In case their
breadwinner dies, and for whom he can
make no other provision at once, and can
make no other at all except by the long
process of yearly savlnn alowlv accumu
lated in savings banks or by Investment in
aafe securities bearing Interest at a mod
erate rate, an sumect tn lnterruntinn ana
delay, by unfortunate contingencies, and to
oe orougni to an ena at any moment oy
his death.
Life Insurance cbsna-ea all this; It. and
It alone amona human schemes, can nro
vide at noe, In case ot death, the fund
which could have been accumulated only In
a long lifetime, wmcn might never nave
: : : c : k :
Hi II I mi
2im Silo- pjils
K m Z '5
The PnnnerHeiit Mutual haa returned to
Its policy-holders and their beneficlsrlei
98,8a per cent of all It has received from
tnem: wnat It nas ret'irned and the assets
It still holds for the security of Its con
tracts are 128.98 per cent of what it haa
received for them, and Its expenses ot
management for all that time have been
but 1.13 per cent of Ita total income.
It la the simple fact that no American
company matches this record. And It Is
this record ot the past, tne present main
tenance of the condltlona which made It
possible, and a financial condition of un
usual, soundness and strength, that we
offer aa the beet possible guarantees ot the
future. Kespectruny rtinm.tten.
JACOB 1 GREENS,
January tt, 1902. - President.
REAL. ESTATE, INTEREST AND
VESTMENTS.
IN-
For the seven years prior to 1901 tore-
been otherwise accumulated at all, which at I cloaurea of mortgagee were tn conaldarable
.i v umhi n.fu riu.ii uui siuwiy, auu
might have been stopped at any time.
This is the one thing life-Insurance can
do; this Is the one thing which no other
device of man can do. Every other thing
that can be done with men for money, and
with their money, can be done, and best
done, by other financial schemes and the
Institutions designed and fitted to their
apeciflo purposes, but thla one thing none
other can do. Therefore must he on whose
life others depend, use It for their lmme
aiate and sumcieni protection.
THE LIMITATIONS OF LIFE INSUR
ANCE.
In dealing with life inaurance aa one of
the moat useful and Influential factors In
the development of our socio-economic life.
It is of the highest importance not only to
recognise at Its fullest use and value ita
true aim and single function, but also to
recognise the limitations of that function
by reason both of the singleness ot the aim
Itself, and bv certain Incidents Inseparable
from the conduct of the business aa a busi
ness; which incidents aum up tnetr effect
In an expense of management necessarily
hle-hae than that of anv other class of in
stitutions used for the care ana Investment
of money.
ITnfortunatelv the business la and ap
parently can be, done only by solicitation,
wmcn is cosily, ana it aemanus tne em
ployment of large office and medical staffs
ana neia -organizations.
While, then, the service i life Insurance
renders la unique. Ita cost, even when kept
rigidly down to a minimum. Is unique aa
compared with that of aavlngs banka or the
Investment of money In ordinary safe ways.
But because a man'a duty to protect hla
family la imperative, ana Because tie can
not otherwise rightly and fully discharge
It, he la Justified In incurring that expense
for that purpose. But he la not Justified
In Incurring that expense by using the com
pany to do aome other and different thing
which can be done by aome other Instru
mentality at far less expense.
Moreover, a life Insurance company can.
not undertake the obligations and opera
tions peculisr to other institutions without
using methods and subjecting Its business
to conilgencies which contravene and Im
peril the very structure imposed upon life
Insurance by Its own particular purpose.
When a life insurance company. In order
to attract business, undertakes to treat Ita
excess of salea. During the last year, how
ever, the situation haa changed; we took In
propertlea costing us 8217,814.85, and sold
propertlea that had cost pws,x'.z. some
of these sold at a nront and aome at less
than original cost. Many ot the properties
sold were among our older holdings In Io
cs 11 tlea where changes of business centers
had permanently depreciated values. Wa
still hava soma properties In like situation.
which will probably aell for something less
than coat, and it la our purpose to dispose
ot tnem as it can do done wimoui un
necessary loss, and ao improve income and
reduce exnenae. IT on tha greater body of
our holdings, however, we may reasonably
expect aome gam in a lair mantel. we
have made a good deal of money on the
whole on foreclosed real estate.
The large addition to the home office
building referred to In our laat report la
nearing completion, ana is oeing xouowea
by changes In and additions to the old
which will brine- the two advantageously
together, with a good prospect ot a aatls-
lactorx nnanciai result.
The Interest rate on desirable loans and
securities haa tended to a atlll further de
cline, with a arrowing acarclty ot satis
factory Inveatmenta for funds In the nature
of a trust. We have considerably reduced
loans on real estate and Increased our
holding of n rat-class railway securities.
The balance or net profit of the year upon
changes In securities and aale of real eatate
was swi.sos.ts.
The market value ot our eecurttlea haa
Increased considerably during the year.
and tbey are of a character to be least
unfavorably affected by market fluctua
tions. .
SCRPLl'S AND DIVIDENDS.
Aa the coat of a man'a polloy In a mu
tual Inaurance company la the difference
between the premiums charged and the
amount returned to hint by way ot a divi
dend, the aurplua earned and the surplus
divided become Very Important factors In
hla experience with hla company. Surplus
can be earned legitimately In only three
waya: 1, by smaller expenses than the pre
mium provides tor: z. oy a less mortality
than is provided for: 1. bv a hiaher rata
of Interest than Is aaaumed aa probable
In computing premiums and reserves.
For many years the competition haa nad
a bad effect upon the expense account of
most companies: It has also led to a good
fcatertala Kike frons Lootsvllle.
R. 8. Brown, Judge Allen Kinney, Pink
Varbio and 11 C. Wedekember of Louis
ville, prominent Elks of that city, spent
yesterday In Omaha on their way hunie
from Salt Lake City, where they went to
arrange for hotel accommodations fur Km)
Kentucky Kike who will attend the grand
lodge meeting In August. They received
much attention during the day and were
In charge of a special committee from
Omaha lodge, who entertained them at
breakfast and dinner. They attended th
eiMiriuation of r.iKs fair prises in Hi
efiernova and left for the east la the
evening. -
reterves. created and held for the ultimate a-V 'U"-:7, "A".
payment of all Ita Inaurance contracts tlon jn th, selection of risks and In dealing
aa If they were depoalta In a aavlngs bank. wUh hazards, and the ateady decline In the
subject to withdrawal at the iwlll of the de- interest rate has eaten awey much of a
pu-nui, w "v"" "r ","" very important item or poseiuie eurpiua,
ss an investment; or makes Its policies The matter la of aomewhat special In-
aeem to bs a 'bond, comparable in coet tereet to ua at this time becsus the dls-
and outcome with a real bond Investment, agreeable Uak of cutting dividends haa
It not only exposes Its whole Insurance been In recent yeara and it atlll being quite
business to the eudden paying out of the largely performed by aome companies, and
reserves necessary to Its Integrity, but, If any reiVrence to their reduced dividends In
It regards Its premiums, as "deposits" or as comparison with the Increasing scale main-
installment payments ior tna purchase of I tatned by the ConnecUcut Mutual for now
"bonds. It has to charge these deposits or I i.nivna v r, la mat hv tha iunin.
IrStallmentS With not OfllV their annual I tha thla enmnanv. ton. must Til ria, i rl ii ..ut
contribution to death losses, but with com- I down Its returns; that the rate of interest
missions to sgents ana otner expenses is going down, and that Ita aurplua ia al
which take out of them every year a large ready diminishing.
riercentage on each 3109 do poet ted or paid I We have never undertaken to prophesy,
n. varying according to the companv'a I Wa rin not trv tn nreludlca avanta Wa nra.
economy or want of It. And this stands fer to meet them, and our duty to you
In contrast With deuOSltS In Savinaa hanka I unit.. Hum without nrMliip. ne nr.liMli.
without any commissions at ail and but I from wrong preconceptions, or from having
sugnt coinpai aiiva tu.mii management, put ourselves in a taise position. When we
and with real Investments la mortgages, can no longer earn the aurplua wa are dl-
bonds or good stocks, with no expense at vldlng and can no longer asfely trench
all. upon tha large existing surplus, kept up for
pnrnriT'rriMPirTiTins tho Purpose, to maiafaln the present rate
PRESENT COMPETITION. ot dividend, we ahall not hesitate to aay so
Obvloualy one cannot afford to employ a na lo acl I"-Cl" require.
life insurance company with Ita necessarily
high expense rate, ' to act aa hla aavlnara
bank, nor to regard .Ita policies, however I We only wleh to call the attrntlon of
phrased, as real Investment bonds, nor to I those In any manner Interested to a few
have hie life inaurance on wnlch hla family pertinent facta:
dependa exposed to tne constant menace I For many years thla company baa been
of the wholesale withdrawal by others ot
tne necessary reserves aa.it tney were
really mere depoeita In balilr.
Yet It is precisely along these lines thst
business is most sought tedsv. and the
companies seeking It most eagerly are those
that nave tne neavieet expense rate, and
the business is secured In part at least
throush mlaspprehension. The tirvnu la
concealed from the policy holder for the
present by postponing dividends for long
periods of years, with the expectation alao
that meantime many forfeitures will occur
for the benefit of those who outstay the I
period; the "6 pr cent bond" sella through
concealment of Its real cost and of the
fact that for the aame money one pays for
a tlO.Ouo "bond" he could have Instead 313 -,
000 cah down; and the companies turn
themselves practically Into savings banks
trim line luck that the run manv
come which would destroy them aa Insur
ance companies.
LESSON OF EXPERIENCE.
And yet one of the mpst striking features
of the experience of the companies com
peting by these methods for greet growth
for twenty-five years and more la the fact
that, notwlthstsndlng the enormous lapse
and forfeitures which have occurred and
upon which they have depended for un
usual pronts to those who outlived and
outstayed tha deferred dividend period, the
expense has been so great that the actual
dividends have not even approximated the
estimate upon which the business was
secured.
THE BOl'SD POSITION. '
It Is because there Is but Just the one
thing thst life Insurance can ao that no
other Institution can do. and because, at
best, its necessary coat I relatively high,
and because any other financial operation
can be better and more cheaply done by
sums other Institution organised for Its
own specific purpose, and because a life
Insurance company caunut do anything
that other institutions specifically under,
take except at a disproportionate and ex
cessive cust, and yet more, because any
other thing which other institutions under
take is, in specific aim, method and inci
dent in conflict with and mora or l..aa
destructive' of the proper aims, methods
aud results oi ii ie insurance and Ita euuutu-
vwarnail hv the Idem that, while surplus
should be quite closely divided esch year
ao aa to make a man'a paymenta aa small
ss possible, yet, ss It Is impossible that an
absolutely complete division can be made,
and aa a gradual it small annual reduction
In payment tends to the persistence of the
business, It is desirable Tn unusually good
years to accumulate such margalns of sur
plus ss msy be earned over and above or
dinary surplus-earning capacity, to be used
In maintaining n uiviumu i .i. in tne
vaara when the merging may fall below. It
greatly helps the premium-payer, and, the
proper adjustment by post-mortem dividend
being made, it works no Inequity to any
one. . . ,MU
During tne aecaoe isiv-eu in company
had occasion to trench very largely on
accumulated aurplua In this manner. In
lhsl Ita surplus was 13.361,16, which was
1 77 per cent of Its assets. Ths conditions
being untoward, it was ueciaeci to reauee
ha dividend scale to the apparent actual
earning capacity. From tbia point we be
gan to earn email ttema ot surplus above
the amount annually divided. IS 18M we
recast the premiums and reserve's for all
future business on a basis of 3 Instead of
4 per cent Interest, which cut down the
margin for expenses and Increased the
amount required tor reserve, notwith
standing, in 1WZ tne surplus baa crept up
to le.UuR.lua. it was into utrmw proper to
liberally revise the scale of division, but
the surplus continued to Increase until UM,
when it stood st 7.&n.9ia. Since then It
has been aomewhat drawn upon each yesr
to maintain the long-continued scale of
dividend. How long It may be necessary to I
do this. If It long remains necessary, or how
far we rr.sy uiu n aim pruueni lo
conWnue the process, we cannot predict, it
Is af Just snd proper as well as ths Intended
use of past accumulations of surplus so
long as It Is aafe. When It approaches the
?uestlonable point we shall atup and
rankly go upon a scale that squares with
the fucis end conditions likely to govern
the future.
Ws could spare over 82.506,000 from our
present surplus of 87.011.u4u and yet have
as large a percentage to assets remaining
aa when we made the last cut In lml, say
ing nothing uf over 82.470.tXiu greater com
parative strength in our reserves by reason
of the 8 per cent Interest assumption.
Ws are maintaining the low ouet of bual
neaa: the aalea of real estate will gradually
reduce taxes and expense a&d Improve ths
The Truth
OF THE'
CaimeraL
The immense strides made
in the art of jphotography has
at last made it possible to
publish a complete Natural
History, illustrated exclu
sively with half-tones taken
from photographs. No other
illustrations represent the
exact truth. '
The
Living
Animals
of the
World
Ten Cents
Each Section
Issaed weekly, 24 sections. Price,
by mail, 1J cents. 1,000 illitstra
tioni. 850 pages. Colored frontis
piece to each section.
Every Animal
Photo(rek.phed
Every Ptvge Illustrated
These half-tone illustrations
were taken direct from the
Original photographs and
every photograph from life.
fcRIGHT AND
ANECDOTAL
EXACT AND
INSTRUCTIVE
Sections 1, 2 and 3 are now ready
at this office.
A Model
Doctor's Office
Moat doctors flat It convenient
to have evening or Sunday office
heura. Patients caa hardly walk
at stairs at such times.
The Bee Building
has all sight and Suaday elevator
serrtcs. Water gnd gaa, aa wail
aa electrte light are ta each room.
The rooms are all light aad sur
of&eee are stoat attractive. Rents
are ao higher than la Ufa tier
buildings.
R. C. Peters & Co ,
Keatal Afsecy,
Grssnd Fleer, Be lullo1a.