THE OMAHA DAILY BEE: THl'HSDAV, APRIL 25, 1001. n WILDCAT BANKING IN IOWA Major, Hojt Bhtrmm't Becolltctioni of PUnitr Finaneifiring in the Weit. ERA OF FREE BANKING RECALLED Mow I'roiiioliTo llrounil Out fiirrrncy anil DllUnitly I'lnnlnl It Awny from flume Xi-lirnnUn'd I'nrt In WlliIinltliiK. Major Hoyt Sherman of Dcs Moines con tributes to tho April number of Annnla of Iowa tho first of two papers recounting tho beginnings of banking In that state halt a rcntury ago and tho experiences of bank ers with the wildcat currency of pioneer days. Mr. Sherman Is tho youngest brother of General William T. and Hon. John Sher man, lib settled In Uto Molncs In IS 18. became a banker ten years later, and has fclnce been closoly Identified with the bank ing Interests of Iowa. Tho trials and vi cissitudes of pioneer banking arc a part of his experience and his recollections of that period throw a searchlight on tho financial convulsions that preceded tho founding of the present system of banking. In tho early COs, the period of which Mr. Sherman writes, the business of thu then frontier stnto of Iowa was conducted ca3t of a line drawn from McGregor, Clayton county, on tho northeast border of thu state, sotitbwcstwardly to Centcrvllio. West of that lino was boundless aud unexplored prairie. Settlements fringed tho Missis sippi and adjacent confluents. Trafllc wad by river, and to oack counties by mulo and ox teams. There was not much use for banks In thoso days, a trunk or a stock ing serving as depositories, und tho six banking houses located In tho river town.i had qulto n struggle to earn expenses. Con tinuing, Mr. Sherman says, In part: Ono of the leading transactions of tho banker of that day, In fact tho leading on' overriding all others In number and profit, was that of "entering land on time;" that Is, purchasing from tho government a tract of land, previously selected by tho settler or speculator, at tho regular rato of J1.C5 per aero, and selling It to him on ono year's credit at 11.75 an aero; that meant to per cent Intorcst. From 2',A to 3 per cent per month was thn current rato of, Interest, but In transactions of this chnractcr 10 per cent was paid, because it figured out even chango and hecauso tho customer could Btand It. That rato of Interest obtained for several years In the central nml western parts of the state, and could be safely paid by land dealers. It was only occasionally that a regular hank discount was ap plied for at that rato of lnterost, and then whllo the customer received very llttlo money on his discount, ho had an abundanco of sympathy. The C'lrculnlliiK Medium. Back from tho river towns a few enter prising men and firms called thomsolvcs bankers, becauso It helped them In the pur chase of land warrants In tho eastern cities, and looked well on their printed letter' heads. Their principal business, however, was "entering land on time" and buying government land for non-resident investors and speculators. A business call on them at that tlmo for n New York draft or a discount would havo been received with a stare of astonishment or treated as a feoblo joke. Many of theso snmo men, a few yearB later, becamo legltlmato banker by gradual development from their land business, and thus wrro tho founders of prosperous and well established banks In vxtstenco today. Thoso wcro the days, too, of Jackaonlan principle In Jown,, fbrwq, had no banks of Issue. Tho circulating medium was of many varieties In gold, American coin, English sovereigns, French 20-frnnc pieces und mi occasional Spanith doubloon. In silver, Spanish mlllu.l dollars and quarters, Mexican dollars and French fi-frnnc pieces tho latter very plenty and current for 95 cents. In paper money, principally notes of tbo Siato hank of Ohio, Indiana nnd Dank of Mlmcurl. nil solid and well founded In public confidence. Derides these n small quantity of eastern bank notes wero In limited circulation, but wero looked upon with suspicion bc:nuso so far away from tho plnco of Issue. Tho United Stntcs land otllces wero tho busy places, where largo money transactions were mado In tho purchnso of government lands, and as only A.mcrlcnn coin would bo received there In payment for tho pub lic domnln, thoso offices absorbed all tho supply, and. In fact, nt times tho premium for American go'd becamo so great It was a decidedly profitable business for bankers to deal In as n kind of merchandise. Emi grants and speculators from tho far east ern state, attracted by tho marvelous and but little exaggerated stories of tho rich nnd bountiful soil to bo bought of tho gov ernment at n nominal price, would como out with drafts on New York, noston or Philadelphia banks (fenrtng to nsaumo tho risk of carrying large sums In coin) nnd exchange their drafts nt n heavy discount for gold with which to raako their pur chases of tho government, tho prtco then of tho richest and most productive, land In tho world. In an excellent cllmnto and In a stnto with n promise, of a marvelous growth, being only 91.25 per aero, ths added discount to convert their drafts or eastern bank notes Into coin wns tho mcroit trifle to them, while It gave to tho bankers an Important scourco of profit, Thoso bank ers not only realized tho premiums on tho salo of gold coin, but tho drafts or eastern bank notes were In tho best posslblo sbnpo for uso In renewing their supply of coin nnd In making tho exchange railed for by their morcantllo customers. While tho Mississippi und Ohio rivers were tho only arteries of commorco through tho great central west, nenrly nil tho pur chases by merchants for local markets wero mado In Cincinnati and St. Louis, and tho notes of tho western hanks named wcro used by tho bankers to keep up their ac counts nnd furnish exchnngu to customers. The above recited branches of business, short lines of legitimate discount nnd nn occasional speculative flyer constituted tho current transactions of tho banking houses abovo named. Hanking; tu llni'k (.'oolitic. Whllo theso houses wcro plodding nlong In a qulot, conservative wny a marvolous change was going on In tho "back coun ties." Tho numerous Innd agencies, of which nearly every county scat had ono or more, wcro passing through a transition state from mere agents for tho salo of land warrants and entry of lands InU full fledged banking houses, with very crudo Ideas of what constituted banking; but with a realising knowledgo Unit their occupa tion of entering lands wns gone, they started In with a calm assurance of suc cess, and ndopted practices that sot ni uonanco every known usago of banking. Tho exchange, caro of deposits, and collections, all afforded business In themselves to furnish oven a modest living, and their tlmo was plecod out by acting as a real cstato ngent, a con veyancer, practicing law, serving ns Justice of tho peace, a uotary public, keeping a general store, or other branch of trado or profession, according to tho tnsto of tho Individual banker, or tho needs of trade. Tradition hns It that In ono caso the strlpod polo of tho barber was placed alongside tho sign of tho banker, both professions being represented by ono individual, who could thus give his customers literally "a double shav." So tho profession of banker in those early days covered almost every law or salo of discounts too llttlo otter calling or occupation by which a stnnty living could bo eked out. Hut whllo this largo class of newly fledged bankers wero putting themselves In shape for future operations, events were occurring In other states that tended to make their path In business anything but rosy, nnd which for tho tlmo being completely revo lutlonlzed all past experience with the clr culatlng medium of thn country. Tho states of Indiana, Illinois and Wisconsin Inau gurated tho system of free banking, grant ing to private corporations the privilege of Issuing bank notes to clrculnte aB money, based. only on tho security of u deposit of stnto bonds with n state official. It was literally "free banking," everything relating to tho organization of n bank of Issuo being of tho simplest character. Tho corporation cculd bo formed by two or more Individuals, by signing a few printed blanks, Involving little or no expense no Inquiry Into tho standing or character of thu men behind tho enterprise (a convict wns ns good a subject to Incorporate ns tho honest and tried citizen). The location could ns well bo an obscure cross-roads village of 100 Inhabitants, as a city of large commercial Importance In fact, the more obscuro tho town, and the more Inaccessible anil remote from ordinary routes of travel, the greater thn difficulty of returning notes to It for redemption, nnd therefore, In point of fact. tno moro desirable location In the Judgment of tho promoters of tho enterprise. All ordinary barriers tlmt prudent legislators build around great privileges of that char actcr, to protect tho public from loss and Imposition, wcro In this caso omitted; nnd nny Individual, man or woman, who could muster up money or credit enough to got hold of 125,000 of Arkansas, Mississippi or other depreciated statu bonds, could start up a shin-plaster mill and deluge the public with tho miserable stuff, oven residence nt the location of the so-called bank not being required of Its proprietor. CI it'll lilt I ni; Sli I II il nn torn. Tho flrat move of the projectors of thc3c wildcat Institutions, nfter getting their bank notes ready, was to find a locality In which to circulate them remote from tho point of Issuo, so that their return for re demption should bo ns tedious and difficult ns possible. Iown wns an excellent field for theso fellows to operate In. It had but meager facilities for handling bnuk notes through express companies; banking ma chinery for tho return of this worthless stuff wns not ns well organized ns In older communities, and besides, nil money was scarce and In great demand, and n number of bankers yielded to the temptation held out to them by these freo bank operators, nnd took their currency for circulation In their respective neighborhoods. Some o tho inducements held out to bankers to hnndlo this stuff were, either tho uso of It throo or six months without Interest, or as a loan In larger sums and for n longer tlmo nt a nominal into of Interest, tho consideration on tho part of tho borrower being the guaranty to give It n good clr-' dilation that Is, to scatter It out so that It would not return to point of issuo for redemption In n long time, or If nny of it did by chunco go In, to pay cost of Its re demption. A few of tho banks organized under this system wcro legltlinnto con cerns, und the notes Issued by thorn well seeurcd iuuI of par value, but tho greater number were essentially wildcat In chnr ncter, located nt Inaccessible points, nnd In fact tho valuo of the circulation depended entirely on tho worth of tho state bonds deposited ns security, which wero mostly thoso of southern stntcs, some of very questionable valuo becauso of repudiation In tho past, and nil subject to fluctuation In prlco In tho enstern markets, ns about tho only demand for them was as n basis on which to found theso paper mills. This kind of bank notes formed tho bull; of the circulating medium In Iowa for sev eial, years,, and ono of tho difficult problems tr bo solved by tho fresh, Inexperienced bankets of those days, who had to rccelvo this kind of money from their customers, wns how -to keep It circulating so that It wculd not dlo or fall on their hands. To add still further to tho complication, some of our own bankers, acting pcrhnps on the theory of self-defense, npplled to nn easy going legislature of tho then territory of Nebraska for bank charters, with privi lege of Issuing circulating notes, and thoso Ifsucs wero based on personal credit alono not even going through tho form of se curity deposited with stato officials nnd woro shoved out freely to a good-nnturtd public, who In turn shoved It over to their ficsh bankers for snfo keeping, nnd return In something better, it was a queer inosi) of stuff that floated around ns money In that early day, and the banker who handled 't had to keep himself posted, not only as to Its quotnblc mark In tho Ilnnk-Noto Re porter, but It wns also necessary to know what particular stato bonds were deposited for Its redemption, nnd their market value, which was an uncertain and fluctuating figure. There was but ono good featuro about tho stuff as I 'recall It. Tho counter felter'of bank notes was nctlve and skillful In thoso days, but ho was too shrewd to waste tlmo In trying to counterfeit It Its probable existence was too ephemeral, and thcro wob Just a suspicion that tho coun terfeit might bo more valuablo than tho genuine. i railed Viilurs. To illustrate how tho bank note deposits wcro assorted' and treated by tho bankers nt that Interesting period, I copy literally tho labels on tho several compartments In nn old currency tray, In which tho notes woro assorted ns they cntno In, nnd from which tho checks wcro paid. Thoso labels wcro: Eastorn I'cnn, N. Y. nnd Now Eng land, In ono compartment; Ohio, Indiana nnd Missouri, In nnother; then Vn.,iMd. nnd Ky.; In nnother 111. and Wis., nnd lastly, Western Mixed. Tho first named notes were cholco par funds, rating noxt to gold, nnd they were shipped to Now York for exchange purposes. Tho noxt two (0 lml.. Mo., Va., Md. and Ky.) wero "bankable funds," so-called, and graded as among tho safest of bank notes. "Illinois and Wisconsin" took In tho few legltlmato freo banks In thoso states, lo cated principally In Chicago and Milwau kee, but tho last label was moro compre hensive than nil tho others put together. It Included "rng-tag and bob-tnll," every thing not comprehended under tho other labels, but resombllng a bank note. "West ern "Mixed" was the dignified nnd formal nnmo for It. Its pet names woro "stump tall," "reil-horso," "wildcat," "brlndlo pup," and many others of Hlio endearing chnrncter. Tho vigilant bnnker watched that pilo of currency closer than tho others, Its lncrcaso In quantity caused much anx ious concern and Its decrease correspond ing elation. As tho closo of tho business dny upproached, If tho supply was large, ho prayed Inwardly for checks to como In for payment; and it ho could close up with that port of his tray empty, his sleep that night would bo calm and peaceful, That kind of money reversed tho usual order of things in the mind of a banker a largo balance, Instead of being a source of satis faction, was u very disagreeable mcnaco. Frlt'iiilty Itt'liilliiiiM, Tho relations existing between the banker nnd his customers wero of a more personal and friendly character then than now communities were smaller and Individuals wero brought closely together socially, ns woll as In business masters, and thero was n feeling of mutual Interest between them, j nnd of satisfaction In evidences of business prosperity, und, na woll. pleasant family re lations. Tho banker nntlclpated the proba ble needs of his customers, and wns pre pared to extend nil required accommoda tions In the limits of safety. And on tha other 'hand the same thoughtful con sideration governed the actions of tho customer. if his business re quired tho accumulation of a large bal- nnce win. his bnnker tj men some rsyment or other emergemy nt n parti u nr date, he would mako it convenient to give timely notice when the money would be called for, and whether In exchange, coin or currency. It occurred many limes In the ojcnf rl'noe of bankers in those days that tho balance of nny one of several depositors, subject to sight check, exceeded tho total cash of all kinds In tho littnk; bu: the banker lost no sleep over that contingency, knowing very well that he would get ndvanre notice of nny untaut.1 call lor monty, aud I n.c plenty of time to meet It. All that could tru.h fully be said of tho getieial uverjge bank depositor, but there w'ere exceptions In this as well as In all other general rules. Ttc depositor who wnntcd to overdraw n few hundreds who wished to bo supplied with exchange In sums to suit him wl hout pre miumwho wanted collections ngalnst him held over for a few days -was iiround to raako tho banker's life Weary with thoso and many other little tcque3ts of like char acter, with whli h the public Is famll ar. Dm n I. Fiii'IiIhIiIiiuo. It was In the furnishings nnd fit. lugs of tho banking ofTlccs that the contrast be tween then and now wni more ninrked than In nny other respect. Tho office was gener ally in n cheap nnd ordinary one-story tramo structure of slight construction. In tide a modest plno or black walnut counter fenced tho bnnk proper from the outside public. A cheap standing deik and a table of like quality, with u big ccol stove anit ono or two chairs, comprised tho furniture behind tho counter. There veru no clnb ornto plato glass owlre nercens or other elegancies of tho Modern tanking house, nor private roams in which to withdraw an. I hold business conferences those hail to be attended to by retiring to ih comer of the office most teinoio fiom thn coun cr. 'Ihcrj was n necessity for dispensing with side rooms, screens and other urrnngemcnts for privacy; every official connected wl.h tha office had varied duties to prifcrni which required ensy nnd convenient ac-eas to nil pans of tho room. In some cases tho pro prietor of n bank In a growing town was not enly Its pmldent nnd cashier, but uUo teller, bookkeeper and Janitor, with nn oc casional spell of carrying In the coat. Hanking hours wcro nominally kept, and they Included moro tlmo than Is tho pres ent practice, but wore not closely ob served. It wns not an uncommon thing for a banker to "closo up" and go to his mid day' meal, and cciaslonally ho closed up to go out nml "Inke n dilnk" with n customer; but U can bo truthfully cald to tho crcJIt of tho profession that thcro was very llttlo dissipation among them as u class. In dc scilbtng tho Insldo furnishings of the ofllco ono very Important article was omitted. That was tho safe tho gorgeous. y palntol nnd decorated sheet-Iron data in which the treasures of tho bank wero nightly stored, All the modern appliances of time-locks, chilled Iron und stcol plates, and Ingenious combinations wcro lacking then; but tho trenbure und trusts wore given In charge of that wonderful box, which would offer no moro resistance to tho modern burglar than If constructed of pine, Tho simple but unbounded confidence with which tho banker in thoso primitive times nightly plnced nil his trensuro in that safe, located In n cheap, plno shanty, nnd re tired to his "peaceful couch," was thu very sublimity of faith. It needed only n visit to a neighboring blacksmith shop for a cold chisel, or to n carpenter shop for even a hatchet, as tho only tools necessary for tho enterprising burglar to force tho outer door or window, then cut through tho thin sheet-Iron outer casing of tho formidable safe, then the plaster filling nnd slight wooden Interior work, nnd all the coveted treasures were within his reach; but for tunately the bank burglnr of thoso days did not follow iho advlco of Mr. Oreoley to "go west," perhaps becauso ho had a suspicion that it would prove too "poor picking." ' Tlmo of I'll ii lo. This article has nlrendy reached such great length that I can only briefly recall somo events connected with tho wide sweeping and disastrous "panic of 1857," with its long trnln of failures and dis asters. Tho Ohio Llfo nnd Trust company, whoso principal ofllco was In Cincinnati, established a branch ofllco in Now York City. This soon becamo tho main ofllco, na far nB business wns concerned, and wns tho representative nnd depository of nearly all tho leading banks In Ohio, Indiana nnd other western states. August 24 of that year tho Now York branch, without pro monition of weakness or dnngcr, closed Its doors. An described In tho papers of tho day, the falluro acted like a clap of thunder In a clear sky. Contrury to tho predictions of well-informed men that Its failure would not nffect others, or oven affect tho parent bank at Cincinnati, prominent houses und chartered banks all over tho central and western stntcs closed tholr doors, and after developments Bhowcd them to bo rotten and bankrupt. Tho parent trust company ut Cincinnati was then regarded ns ono of tho most substantial banking Institutions In thn west. In July, 1857, It paid a semi-annual dividend of Hi per cent; its stock tho day beforo tho failure wns quoted nt 99i; in September it sold nt 15, and soon dropped out of sight. Several Iowa bankers of con siderable prominence wcro forced to closo their doors nnd withdraw, from business, but the most serious results to this state nnd its banking interests grew out of tho decided depreciation of stato stocks which formed the basis of freo banks of issue. Then nml .niv. Tho methods of banking nnd facilities for conducting business, ns tficy existed n llttlo less than a half century ngo, were far differ ent from the present order of things; then the currency couslstcd of notes issued by banks, chartered by stato legislatures or under a state system of bunking (and ench individual stnto had Its own peculiar sys tem), and a llttlo national coin. The sys tems and kluds of currency numbered per haps twenty-flvo In all, contrasting with our proseut system of ono or at most two forms of circulating notes, both based upon nnd solid as credit of tho national govern ment itself. Then, for menus of communi cation between business centers, we had tho old-fashioned stago coach, with a few short and Incomplete lines of railroad; now lightning trains on our wcll-cqulpped roads nnd perfect express, telegraph and tele phono service. Then tho methods for ex chango, keeping books, safekeeping of money nnd vnluobles wcri all cumbersome, primitive and expensive; now everything that modern cklll nnd ingenuity can throw nroutid tho conduct of tho business Is brought Into use. Thon the banker and his customer wcro known to each other but a few months or years no long acquaintance to build np personal or firm credit and fiiondshlp, upon which real security rests; now tho banker is brought Into contaqt with men nnd firms whoso long business history for probity and fair dealing hnvo laid a foundation for credit as substantial nnd snfo as tho highest order of collateral, Hankers of tho present day, whoso busi ness experienco Is limited to tho last score of years, can hardly Imaglno or renllzo tho difficulties encountered, the risks assumed nnd unknown In this later period which con fronted tho banker of nearly half a con tury ago and wcro part of his dully ex perience. Looking nt tho past with modern eyes, It Is ouly wonderful that any of tho first gonoratlon of bankers sailed safely through tho breakers and wrecks of worth less currency, dishonest borrowers and in- securo methods for tho snfo keeping of thu trensures placed In their charge. hllo great differences existed between the manner of conducting the business In nil Its varied branches then and now, that difference docs not extend to the personal character of the banker. The successful banker, now and then, represents In his profession tho highest order of citizenship honesty, probity, truthfulness, correct habits, public spirit and that dignity nnd simplicity of character that Insures per fect confidence and respect. SUPREME COURT SYLLABI No. fi.3$9-Elkhorn Valley Hank ngalnst Mary Mnrley. Error fiom Ilo't. Affirmed. Opinion by Norval, C. J. Filed April 10, 1901. 1. Assignments of, error not argued In the brief nru deemed 'wiilviil. 2. An assignment that the damages nre excessive cannot be considered In the ab sence of a bill of exceptions. 3. liisf-ui'tluns will not be reviewed where they wcro not excepted to In tho trlnl court No. lO.OW-Sccoril ngnlnst Powers. Ap peal from Clay. AHlrmcd. Opinion by hul ilvun. J. Filed April 10, 1901. 1. Under section &Ii of the Code of Civil Procedure, u Judgment clearly hIiowii to havi been obtained by-fraud or false tes timony, anil whloli It would lie ngalnst conscience to enforce, will, on the uppllcu "toii of the unsuccessful party n.id a show Ir.ir of duo diligence, bo vacated and set usldr. 2. The Intentional production, by n liti gant, of false testimony to ratuhllHh a causa of notion or defense will, in u proper case, lusllfy the uiitiJlmcnt of n decree ur Judgment which Is tho product of such testimony. 3. A party ihould, In preparing hi ease for trtlal, proceed on tho nnsumptlon Hint his adversary will produce ovldenco to make' good the averments of his pleading l. In nn notion to vacate u Judgment on tho ground that It wns obtained liy fraud, tho plaint i ft" must allege and prove tlmt lie exercised due diligence nt the former trial, und that his failure to securo u Just ilecitdon wiw not nttrlbutiib'.o to Ills own fault or negligence. No, 9,39.'. chlcHgo. Hurllngton & Quinsy linllwvy C'ompuny ng.ilnst Williams. Fr ror from Sowiird. Affirmed, opinion by Sullivan. .1. Filed April 10, 1901. 1. A mllroul company nets In the ra pacity of n common carrier of ilvo stock which II receives for transportation; und as such carrier l; Is bound to provhli- enrs fit and miltiible under existing conditions nnd exerclio due caro to carry wifely. 2. Where the shipper of Ilvo stock docs not iigrec to furnltth u curcuker nnd i.nmo of Iho iinlmnlH din or nm luluri-d for want of proper can' nnd protection whlj-j In tran sit, tho currier Is liable and must benr tho ll'MH. 3. Where a shipper of live utook ngrces to fuiiilsh a caretnkor und fulls, to do so, the currier, If It has knowledge of Mich failure nnd proceeds under thu shipping contract, in liable for any lorn resulting from ItH failure to provide thu stock with proper euro nnd protection. 4. Where tho defendant denies the com mlsilou of a wrongful net with whlrh ho Is charged nnd pleads nothing by way of Justification, evidence of Justification re Hpnndrf to no Iskuo nnd In Immaterial. 5. Kvtdoncc exninlned and found to sup port the verdict. N.i. 9,450 Keeler ngalnst Munwarren. Ap peal from Hitchcock. AlMtmril. Opinion by Holcomb. J. Filed April 10. 1911. 1. In the absence of a bill of exceptions containing the evidence, nn order made lv tho district court confirming a sale o'f real esfato Ih prenimqd to he correct, und supported by sulllclent ovldenco. 2. A written stipulation of facts or mode of proof filed In a c.iu.io forms no part of tho teeord. unions mado nn bv a bill of exceptions. Insurance Company ngnlnst UueKstnff tiros. Mfg. Co., 47 Neb., 1. No. 11.705 Carter ngulimt Dlmo S.ivlngs "link Krror from 'Douglas. Alllrmed. Ojdnlon by Norval, C- J. Filed April 10, 1. Tho rule thnt thn g'rantlng of nn in junction Is equivalent to tho uppolnttnent of a receiver, nnd barH n subsequent suit brought In another court wherein the np nnlntment of n receiver Is sought, does not nnply when thu parties aro not tho same In both cases, 2. Where one, In obedience to nn order of n court of competent Jurisdiction, has turned over to n receiver appointed by It assets In his hands bolonulnir to nn In. solvent, ho ennnot bo compelled In n rult in nnotner court, between ilirierent parties, in iiucoum. ujereiur. No. fi.O'j.l Scott uimlnst Flowers. JCrror from L'inc.ntcr. Former ludcmrfr sot aside, lteverseil. Opinion bv tiullivan. J. Filed April 10, 1901. Norval, C. J., dissent ing. , 1. Where thorn Is a, .conflict botwecn nn net of tho legislature "nnd tho constitu tion of tho stutn. tho'Csiatuto'tniiHt vlnld to the extent ot then repugnancy, but no further. . 2. If nfter striking Hut tho unconstltti- nonni part or n stntiini. tue -reskiuo Is In toillglble. comnlnte . nml, capabla of exo cutlon, it will bo upheld and enforced, ex cept In enses where" If' la apparent thnt tno reiecteil part wnsim Inducement to tho ndoptlon of tho rejnnlniler. 3. Tho legislature la, without power to authorize the cbmmUmeht to 'the Stnte In dustrial school of children over tho ago of 1G yours who have not been convicted of crimo nnu tno courts aro without Juris diction In such cases. 4. Section 5. article 1. cjinptcr 75. Compiled Statutes. 1S99. Is vnlld and onforelhln to tho extont tlmt It authorizes commitment to tho State Industrial school of children under thu ngo of G,ycnrs who, for want of proper purcut.il care, aro growing up in inondlrnnnv or nrlmn. 5. Tho county court Is Always and under un circumsinnccs n court or record, rno county Judgo, in whatever nfllclnl capacity ho may net, Is a Judgo of n court of rec ord; ho is not n Justice of tho peaco even when exercising tho ordinary powers nnd Jurisdiction of a Justice. (!. Tho county court Una final Jurisdiction of complaints filed tinder section 5 of tho reiorm sciiool law (Art, i, un. li, comji St. 'if.991. 7 Tho only Jurlsdlotlnn conferred upon the county court, or tho county Judge, by section (!, et sen. of tho rt-form school law (Art. 1, Ch, 75, Como. St. 1S99), Is n re visory and not nn orlglnnl Jurisdiction. 8. Tho seventh point ot tho syllabus to neon against i--iowers. bi jmud., , hi j W. linn . 81. nverrnlflrl. 9. Tho opinion In Scott ngalnst Flowers, CI, Neb., . HI N. Y Hep., 81, modified and the Judgment reversed. No. 9,431 I.eslou against Custer County. Krror from Custer. Affirmed. Opinion by ouiiivun, j. j'lien April ju, vmi. 1. In an nr.tlon to recover damage's re. sultlnir from tlin location of n. milille road tho burden Is on thn plaintiff to show thut his land has been regularly condemned, or at least that It has been physically appro priated to tho uso of tho public by tho county autnorities. 2. Tho filing of a petition In nccordnnco with section 4 of the road lnw (Ch. 78, Comp. St. 1899). and tho giving of notice In O ( ,T1 n 1 1 ,i ,. ... .. . I , I. DartHnn 1G nf onlrl In... are conditions precedent to tho making ot nn order by tho county, bonrd establishing a nuouc roan. 3 A deed, unaided bv other proof. Is not arninariiy oviuenco ot mio to land ao scribed therein. . No. 9.132 Sccord ngnlnst Powers. Krror ironi uiny. Affirmed, No. 11,415 Doherty ngalnst I.lnn. Krror irom Douglns. Alllrmed, Opinion by Hol comb J." Filed April 10, 1901. 1. h nnd H began nn action Jointly In ro- lllcvlll iiL'tilm.! IT ..In Imliiir In' Kni'iiml tUla and obtained possession of, tho property In controversy. Trlnl nml. Judgment, resulted ... i,ui ui uowi rHiuniiiia. wo error in this court tho Judgment ns to II was .af firmed, nnd roversed ns to It because of .he Insutfielency of tho ovldenco to sup port n iudgincnt In hlw'fnvor. On 'a sub sequent trial ns between I. nnd tho de n'liilant In replevin, held, that such do fondant'" possessory right ns ngalnst L. tho unsuccessful plaintiff, was nominal only, ,md that tho recovery of damages ns uKumsi i. wns iimiteu to u nominni sum 2. Affidavit in replevin held sufficient. is&ri'jfsufsuiyji TOLD BY PAIN If you have pains you ihould look afctr thon quickly. Pain show some thlnt is wrong. The sharper the pain the more danjtr there is in delay. There are thousands of women today who are bearing awful pain almost continually, rather than tell a physi'.n ahout the shooting pains in their lower abdomen, about the agony of falling of the womb and the distress of leucorrhcea. They let the months pass and their trouble becomes harder to cure and more distress Ing. But modest women can secure exemption from the embarrassment of a private examination. When pain tells you of danger you can cure yourself by the use of WNE CARDUI You can be cured without distressing publicity in the privacy of your home. With these facts before you there Is no reason for the delay which is Increasing your misery and wasting the days of your life. Why not stop the pain today? Helen, Miss., March 9, 1900. I haw. used one bottle of 7lne of Cardtil and one pacfcaEe of Thedford's Black-DrauEht. Before I bejran to lake your trudlcines I had pains In my back, hips, lower bowels and my arms. Sometimes I thought I wou d go blind. My head ached and I was so weak I could hardly walk across the floor. Now I can only feel a little of (he pain In my tide and I am oing to use your medicines until I gtt cured, for I believe they will certainly cure me. I hive teen married twelve years and am the mother of seven children. I thank you for your wonderful medicine and what it has done for me. MATILDA SMITH K.J!l.Tii:-e?n.d .l;iorar?.ttddrc,,,.'i,r.l.n? ymptorat. "Th Ladlf Adfl Department, Th Chattanooga Medlcinn Company, Chsttanocfca, Ti orj Tonn. COPVIMGHTUD. FKimUAHY 11, 1900. A FEW I' ACTS. Alinul llu ,mv Cntnriii Curr. Tho new Catarrh Care Is a new clcparttiro In so-called catarrh cures becauso It actual ly cures nnd la not simply n temporary relief. , Tho new Catarrh Curo Is not n snlve, ointment, powder nor liquid, but a pleasant tasting tablet containing tha bvst specifics for catarrh In a concentrutcd, convenient form. Tho old stylo of cutnrrh salves nnd oint ments nro greasy, dirty and inconvonlent nt tho best; tho now preparation being In tnhlet form is always clean and con venient. Tho now Cuturrh Cure, Is superior to Catarrh powders becauso It Is a notorious fact that muny catarrh powders contain cocaine. Tho new Catarrh Cure is called Stuart's Catarrh Tabloto, a wholcsomo combination of blood root, benchwnod tnr, gualacol and other antiseptics, and cures by Its nctlon upon the blood nnd mucous membrane, the only rational treatment for catarrhal trouble. You do not have to drnw unnn vnor Imagination to discover whether you nre getting benefit from Stuart's Catarrh Tab lets; Improvements nnd relief' are apparent from thu first tnblot taltcsi. All drugclstii sell nnd recommend thorn. They cost but 60 cents fclr full Blzed pack nges, nnd any catarrh sufferer who has wasted tlmo nnd money on snravs. k.-iIvpu nnd powders will nppreclato to tho full tho merit or Htunrt's Catarrh Tablets. 1,500 in Prizes for the Nearest Correct Guesses. First Prize a $500.00 Piano. TRY YOUR SKILL AT COUNTING. in: hi: a km rut: dots. V2 " 22. ! V .2l. iwmmmmmim ! .' THE PRIZES: To thoso guessing tho correct. or nearest correct number ot 1st Prize A $500.00 Emerson l'iano vuluo $500.00 2nd prlzo 1 "Densmoro" Typewriter, valuo 100.00 3rd prize 1 lot In Council muffs, valuo 100.00 4th prlzo 1 Wheeler & Wilson Sewing Machine, valuo.. 00.00 6th prlzo 1 Business College Scholarship, valuo C0.00 6th prlzo 1 Tallor-mado Suit, valuo , 45.00 7th prlzo 1 Ladles' Tallor-mado Suit, valuo 40.00 8th prize 3 ladles' Custom-mndo Shirt Wnlsts, valuo $10.00 nth prlzo 1 Standard Dictionary, valuo 12.00 Total $1.00 nnd a rig. dots Tho Deo will glvo tho following prlzcs:4 10th prize 1 Standard Dictionary, valuo 12.06 11th prize 1 Ton Coal, value 5.50 12th prize 1 box "Kirk's" White Itusslnn Soap, valuo.... 3.U0 13th prlzo ONE I'lO, valuo 7 14th prlzo 1 Sack Oolden Sheaf Flour 1.25 IDth to 24th 10 bottles Cramer's Kidney Curo, valuo.... 10.00 25th to '35th 10 pair Orpheura Scnts, value . 10.00 3Cth to COth 14 volumes recent Action, valuo 18.75 Also Art Pictures and Docks, vnluo 610.75 We guarantee that everyone guessing the correct number will get a prize. CONDITIONS: Every subscriber, now nr old, will bo entitled to ono'gueBs on the number of dots with ovcry fifteon cents paid on hti subscription account. You can guess as many times ns you wish. Tho mftro guesses you turn In tho bettor your chanco of winning. The sub scrlption prlco of tho Daily and Sunday U co Is 15o a Week, by carrier, 6r $2.00 for threo montbB by mail. Alt payments nnd guesses must bo mado direct to Tho Deo ofllco, personally or by mall, UNLESS you aro taking The De from nn authorized agent, la which case you will pay tho agent and ho will send your guess and roralttanco to us Immediately. No guess will bo recorded unless acc ompanlcd by cash. NOTICE TO AGENTS: Ilemlt full amount -with all guesses andf this amount will bo placed to your credit and deducted from your regular monthly bill for papers. Iny n 1 weeks' mibserliitlon nnd net 4 eiicHe. A a month.' iiliscrlntlon nml set 13 A yenr't nulincrlittlnn nnd get 51 It UCNNCN. The more piiee you turn In, the belter your climioo nf m limine. USE THIS BLANK IN ALL CASES. TnE Bee Poblisiiino Co., Omaha, Neb. Date received A.M. Tim P.M. GUESSES ON DOTS Enclosed find to apply on my sub scription account. . Name Street and No Whero paper is delivered. Postoflice Stato , Where paper Is sent. Are you taking" The Bee Now? If not, when do you want it started? Tli ore la nn trick n limit the inl p. It la iilixiilutely u mutter of kUIH ami liiueiiully, TO CO.Vl'KSTANTW No one connect i U ivltli Tlio lire directly or luillreully nlll liu iiIIimti-iI to enter (lilt unnteal. Thin content cloaca lit .1 n. m. Weil neailny. Mny 1. All uliacrlntlona aent liy mnll inim t rrnch i ho Dee by tha lime, Address all Answers?" Puzzle Department, The Omaha Bee, Omaha, Neb. i