8
TIIE ILLUSTRATED BEE.
Jnnimry 1!7. HUM
HAKES A SPLENDID SIIOWIXC
Nebraska Lifo Company HoginB Now Century
Uutlor Most Favorablo Conditions.
PHENOMENAL RECORD OF THE PAST YEAR
Hunker llcucrvt! I.ir I.oh.U An nil ill
Ui-IMirl of I'ri-Niili-iit II. II. HiiIiImoii
(II I llC lllllt'lTH, llllMTtlll'M mill
Policy IIoIiIitm, .lit ii. Ml, 11MH.
Wo welcome you to tin) llrHt nuntinl
meeting of tho now century, tit tlio closo of
tlio thlnl yunr'H lilHtory of thlH Institution,
being tlio llrst yenr, In fact, of real, nctlvo
worlc. Wo huvo luul u most prosperous
year, an own! fill history. Wo rouml out
tlio old year and begin tlio worlc of tho now
century under tho most fuvnrnblo auspices.
Tho work of tho llrst threo years of nny
financial itiHtlttitlou In necessarily largely
preliminary. It requires this tlniu to pro
mote, Introiluee and establish Its piirposes
and plans.
Thin period requires great lalior. Involves
large expense, and when an Institution Is
Intelligently, actively managed, cannot fall
to estalillBh credit, conlldeiice, a name and
position In tho business world thai will In
suro Its future permanent success.
The lli'Nl U.'hiiKn ol' l'. perlciice.
Tho Hankers Reserve Life U founded and
conducted on strictly rclentlllc, business and
Insurance principles. It eiubodies In lis
system, policies and plans the best results
of n century of life underwriting- It
adopts the best results of experience nnd
avoids the weaknesses and pitfalls of the
oliler companies.
Its management reiogni.es the constantly
changing business conditions that have
completely revolutionized life Insurance
methods and plans during the last decade.
It has not only kepi abreast of. but In ud-
nnco of the times. The liberal provisions
of Us strictly modern policies adopted In
October, IHU'.i. are now being Included III
tho policies of some of the great eastern
companies, but not all of them. Tho
Hankers Heservo leads. "It's oullcles
are not excelled In the world
motto stands unchallenged on all Its lit
erature, Including lis calendars.
tin Siiiii'liir 1'iillcli'M ami I'Iiiiim,
Aro destined lo make this Institution
famous throughout the land. The Hankers
Reserve I.I To has the further pre-eminent
ndvnntago of a central geographical loca
tion In tho great corn nnd agricultural belt,
tho richest, most healthful, easily accessi
ble section of the United Stntcs. This In
sures a low rate of mortality, better In
torcst Incnmo. safer Investments and n
lowor expense ratio In securing new busi
ness than Is possible to be realized by com
panies loiated In the cities of tho distant
sea coasts.
Tho Institution Is already well and favor
ably known throughout tho great central
west, Its chosen Hold of operation. Its
organization Is not excelled or equaled by
that of any business or financial Institution
of the west. It enrolls loyal, .satisfied
policyholders of nearly a thousand prom
inent citizens of Its homo state. A regi
ment of fighting Nebrnskans, Interested In
their own Insurance, in protecting their
homes, families, policies and their personal
property from malicious attneks of domestic
or nllen agents of competing companies,
Nebraskans who believe that the west call
build a large life company, under tho
superior advantages of tho new century,
not to be surpassed In the nation.
It Is a well known fact that tho new
great west duplicates the east In every
thing else nnd can excel the Insurance com
panies of the east chartered more than n
half century ngo. The west has tlio ad
vantages of past experience and of nn en
lightened electric age.
Tin- iIvIniii' I'iiiiiiI
of four hundred carefully selected mem
bers, flvo to ten In each of tlio principal
counties of tho state. Is a woll recognized
power.
Tho board Is making Its Inlluenco felt In
protecting and furthering the Interests nnd
business of the Institution In their respec
tive localities. The elllcers and directors
extend to the members of the board sincere
thanks for the splendid results nlready
achieved through their assistance. Inlluenco
and advice.
The Bj eclal advisory board plan wns
formally employed by the older companies
In opening new territory: during tho last
twentv years It has been little used by
thoin. It Is the cheapest and most effec
tive known method of Introducing n new
cnnipnny, until Its business hns been se
curely placed nnd nn agency forco estab
lished In Its homo and other states.
Wo keep on fllo copies of the special
board contracts formally extensively used
by tho New York Life, Kqultablo nnd othor
lending companies thnt will bo furnished
our board mombors when desired by thorn.
These documents nro n surprlso to the most
of their ngents, who nro virulently opposed
to tho plnn, slnco It gives to tho speclnl
bonrd members tho ndvantago of the renew
als thnt under tho usunl methods help to
not equaled In cxcellcnco nnd ability by
nny equal number of men to bo found In tho
llfo Insurance field of tho (Jrcnt West, a
fact well known to competitors who have
hnd occasion to test them. Kvory man Is a
skilled nghtcr, actively nnd Intelligently
engaged In his chosen work, who scorns to
resort to tho underhand methods of certain
ngents, who nro tho cownrdly nssnsslna of
tho great llfo Insurance business. This
class of agents should find no placo or
recognition with rcputnblo companies.
Tlio Premium Income Unuilniplcil.
The premium Incomo on Its business of
$70,-1fi,r.rt does not Include quite nn nmount
of uncompleted business cnrrled over, on
which tho premiums havo been paid. Tho
totnl Incomo from nil sources for 1900, in
cluding cash on hand from provlous year,
nmounts to tho sum of $82,200.01, or nlmost
qiindrnplo the nmount of Income for tho
yenr 1899. ,
Tho premium Incomo from new business
to bo written during 1901 It Is estimated will
bo mimclent to cover the cost of placing the
business, meeting death claims, reinsur
ance, expenses of management and will
yield qulto n sum nddltlonnl for surplus.
It Is the hope of the mnnngemont to place
tho entire Income from renewnl premiums
nn business In force, In speclnl nnd surplus
reserve runds, to bo Invested In tho clnss
of securities provided by lnw for the pro
tection of policy holders.
l,mv Ken Ml llnte.
Tho dcntli claims pnld wero threo. One
of previous yenr $1,000, nnd one each for
$1,000 nnd $2,000 respectively, sustnlned dur
ing tho yenr 1900. The Intter claim was re
Insured with nnother company for $1,000
leaving net amount of death claims pnld
of $.1,000. That speaks volumes for the
careful medical eotcctlnn exercised In overv
Instance bv Ihe medical director and medl
cal board.
All denth claims were pnld Immediately
nn receipt of final proofs of claim.
Xeleeletl IMxI.-x mill lleliiNiiriinee
Tho company's risks aro well distributed
and cnrefully selected. No policies nre
written on any one life for mnro than $0,000
nnd In nil Instances where the policy writ
ten Is for more thnn $2.onn. the excess above
that sum. nlsn half of the risk on every
$2,000 policy. Is Immediately reinsured. The
totnl reinsurance now In force exceeds
$1,100,000. making n double nssiirance for
Phis policy holder nnd nn effective nsset to
torn amount tor nie company.
Tlie Sni'erli OrKiiiiliilliin,
Tim superb organization, the advisory
board and field staff made possible this un-
pnra.leled record, that Is gratifying nllke
to management, friends nnd policy holders.
An Institution thnt In n single year Increases
Its Income ami business three nnd one-half
time1, doubles Its nssets nnd surplus, while
plnclng n large new business and creating
a stnte organization makes n grand record
of which every citizen of the state may
likewise feel proud. This record of new
business written In the state of Nebraska
durlni; 1000 will hardly be approached by
any domestic or foreign company.
CniiHiiirert ttllli Older CniiiiiinloN.
Wo Invite your attention to the ancient
history of the following well known com
panies; the comparison will make Interest
ing reading to every loynl citizen of the
state.
economical management shown by this re-
Hoping thnt the lieonle of Nebraska, will
appreciate tho Hankers Heservo Life As
nn i-Auuin-iii ijuui-ich nun piann.
and wishing you every success, I am. yours
respect limy, JUII.N ! . L'OHMJI.I,,
Auditor of Public Accounts.
Tho examination was made at thu earnest
solicitation of carping competitors without
suggestion or shadow of warning and re
sulted In n splendid endorsement of the
system of nccounts, thorough business prln-
lplcs, strict economy of management nnd
Its superior policies, plans and modern
system.
Our policyholders and Held staff aro tho
most Important factors In building a solid,
permanent Institution. We invito the co
operation of the ndvlsory board members,
held stnff, agents, friends nnd of tho press
nnd people of tho west. With this com
bined support wo nhtiU build nn Institution
hero that will bo a credit to our city, state
nnil tho entlro west. Respectfully sub
mitted, H, II. ROHISON, President.
A MISTAKE . . .
enn enslly bo made by being Indifferent ns
in wnom, wnen anu wnero you go to pur
chase an article. Home snv that ibev imvn
something "Just ns good" when you ask for
wnai you most iiesire. Such Is not always
tho truth, for when u commodity has at-
Mutual T.I f or New York-
Outstanding Insurance
Premiums. No. Policies. Amount
1st yenr $.l7.ms ino SI.W.Ti')
2d yenr SX2X1 90S 2.90O,Ofl
Kqultable T.lfe of New York
Premiums. No. Policies, mnunt
1t year $:v.707 SOS 1.11,fro
2d year W.r.17 709 2.011 100
New York TdTe or New York
Premiums. No. Policies. Amount
1st yenr J22.CA1 SM $ TiW.OJYl
il yenr 11.710 im 1,SIO,000
iNortnwesiern annum i,ire or Wisconsin -Premiums.
No. Policies. Amount
2d yenr $12.0?n 1.17 $ ins.M
rtrd year 20.0IR 414 902.1IV1
Itb year 41.011 7ri 1.5(1.000
Nat onnl T. re or Vermont
Premiums. No. Policies. Amount
12th yenr KUKT. 1.217 $1.971. 1?S
1.1th year 07.997 1.210 1 97'.H7
1Kb vear .... 00OS7 1.2.1 2.212.010
Hunkers Tleserye l.iro Association
Premiums No. Policies. Amount
2d vear J22.1tf nil $ 775.0HO
3rd year 70.100 00(1 2,1.10,000
It will be observed that the great eastern
companies, writing an average limit of
nbout $3,000 on n single life. In comparison
with the nnnkers Reserve Ufo writing Its
first million of Insurnnce on nn nvcrngo of
less thnn $1,000 on n single risk, did not
cqunl the splendid results of the nnnkors
Reserve In nmount of premium Incomo or
Insurnnce In rorce at corresponding ngo,
other things belnir cqunl. It should bo re
membered thnt Ihe KquHnbl" commenced
with n capital stock or $100,000 and. with
the other large companies wrote n limit
rrnm tho stnrt or $0,000 policies
It Ir n well known nxlom, thnt history re
pents ItFoir. thnt the old must give place to
the new. Thnt the InTnnt Institution or to
dav. nctlvely. Intelligently mnnnged will ho
enme the ruture glnnt In proper time.
KnilorNCiecn t of inlltiir Cornell,
Tho Insurnnce depnrtment or the stnte of
Nebrnskn mnde nn exhaustive ofOlnl ex
nmlnntlon nnd nudlt of ench nnd every Item
or Income nnd disbursements rrom the In
corporntlon or the compnny to Fcbrunry 20 1
1900. Hon. John F. Cornell, nudltnr or pub
lic nccounts. on receipt or tho report or
the Stnto Insurnnce Rxnmlners, wrote the
rollowlng letter or congrntulntlons, viz
Odlco of Auditor or Public Accounts.
Lincoln. Neb., Mnrch 12. 190O Hnnkcrs He
RED GROSS
WHISKEY
wmmtma for
TMrrt In nnnmimpr
Express char-Ren prepaid
3
: I KrtfticNf '
WESTERN
Solo Owners
Recommended by
leading physicians.
A pure nnd nutrl- '
tlous stimulant for
family use. Such
whlakoy aa wo of
for for $3.00 ennnot
bo purchased else
where for $5.00.
Wo ship In plain
packages no markt
to ladlcate conten t
and If not per
fectly satisfactory
return at our ex
pense and we will
refund money at
once.
Uoferonccs:
I'lrst Niitiona'
Hank of
Oni.iliii or ail
lix press
Company.
DISTILLING CO
- - - Omaha
tallied for Itself a uood. honest reiuitution
nnd a name beyond dispute, there '.a noth
ing -jiisi ns goon oniy tno genuino artie'e
Itreir. It Is the sanio ease with the Omaha
Hlue Ribbon llecr thorn aro some like II
but nono Just ns good.
Omatia Brewing Association.
Telephone I1MIO.
Sl, CCCC by "-turn mall, full dwrlnttv
htCift' "Cu urriil.im.l .HimiiIv'h Iiii-
in-iived Tnllnr fyfl ein ul
IKr. mid (iiiiiiunt ttiilliim.
KrimiTOl IK, '1 he foundation
... .... l I .i.M.itiri r.ntni.nl (
.' MlVlf I, .'. .V.
. i.nn nrn tnuijlit n clr.uly ami pro
ii;rcl l" lluit nny l.uly of uilln.ir
Int. m;ciitec.iiie.-isilynnil quick
r , .an in cut nnil in.ilte any car
VI innit In nny si i ic, to nny men.
, ure for 1 ,11 ill -H, Children,
e-jMcn mid lloj-M. fJ.irmcniH
our tr)i"l n. A kmmlrilca ol the
Moojy Sistt in Inortli n fortune to any
l.uly. Tlioin.miNnf enprrt UrMtni.ikrri
own thrir MiircsH to the Moody hystrin,
Ancnts wanud. lOOIIV Ac CO..
P.O.Uox aiOO. Tnrlnnatl o.
All the I.hiIIcn Kill
Gold Medal
Chocolate Bon Bons
II Kiirenn,
I, U, It nnil r iiimiiiiI lnie, Itlle n iiininil.
W. S. Balduff,
I.MS-Un I'liriiuni St., Oninlin, el.
Brewed and Hot tied at lliinic,
Metz Beer
l:or the lloinc Trade.
N
HARI.Y eveiy-
one appreciateH
n good beer for
one reason or an
other. Many lead
ing physicians pre
scribe It regularly
where a tonic or
stimulant Is needed,
nnd u good many
people like It nnd tine
It as n beverage,
without wnltlng for
the ndvlce or con
sent of nnyone on
enrth. And there are
ns many different
brnnds of beer as
there aro reasons for
drinking It good,
bad, nnd Indifferent
We mnke only one
brnnd of bottled
beer the best brnnd
thnt time, expe
rience, pure hops
nnd selected barley
can produce. We
would like to hnve
your opinion of this
homo brew. Nenrh
nil denlers handle It
now.
ARE YOU WITH US?
Tol. 119.
Metz Bros'. Brewing Go,
OMAHA.
: IM Green
- r mW vhiHke wuii- I The Doctor and I
"" r fcaffi? ,M" 11 Heiuliielic. I 9 ' I
u fH3C.-j! nrileil (inld Meilul I WV IT D C 1
r K$2Z n I'ni-U i:MmNl(ln. llilIttJ I
A-r,xrux&,v-'- I pure MALT I
M. ..n . I whiskey I
j Easu suspicion. I jj
i to w ho. urn Hired - m
' I WILLOW5PRINGS 1 I
jirtMjfj-. Oladstone Urns , Agents, Omaha
f).
PHHBUBtfafli
Kisses are
Sweetest
uIiimi t iik en from
mouths that know iIhIIcUiuh
Arnica
Tooth
Soap
I'nMTif4 nnil whiten tlio
MUcrtciiH tho Itrt'iith N iiii
tiht'iitU1 riMiliiii. ri'fntKliiiii'
T)im ftumtarit tleniifric fur y ji'iDh .V at nil itru
uixtH or 1 mall,
i . II. M ltO.Ni .V ( O,, . ( i;o, I . A
THE HAIR TELLS ALL
If Sick notiil ii loi-k of your linlr, iiaim-. iik. "'x nnil
4 cu. In HtmmpH nnil I will iIIukiiiiki' your cnni' l'UKK
nml tell ynu wlint will euro your iillmentH Ailnn-ioi
Dr. J. C. Batdorl, Dept. lu Grand Ripids, Mich.
. Mninn -1 uut"!j
tiiuiiniirtiw"
flwnll Mm Innnmn nf flin Rnlf.stvlpil "01(1 I Horvn TJfrt AHHOOlntloil. Omtllm. Nob
Linn" ngents, nnd with which they wish to 1!S ynl SflvSln1
11 , . i ,1 m 1 1 i ill niiin- iiaiiii " - ."'.'
lino their plethoric pockets.
The I'lelil Si'rtff.
Tho mnnngemont extends Its slncoro
thnnks to Its loynl, faithful field stnlt for
tho Intelligent efficient sorvlces rendered
during tho pnst yenr. The field stnff of the
nnrl
nnd 11. M. Tnvlnr. mndn to tho Insurnnce
depnrtment of this stnto upon completion
or their exnmlnntlon nnd nudlt or your
company.
I eongrntu'nto ynu upon the splendid
condition or your compnny. Its rnptd growth
nml siilistnnt nl nrocros nnu more es-
miring mo pasi year, inn nci . hi ... .. , - "f (;,)Kfnf the policyholders
flnnkcrs Ttescrve Tdfo Is most efficient, Is , ' on (10 m0B excellent bulnei.llke nnd
IN COMPOUNDING an incomplete mlxturu
wan "iwonWllyHi.UI.Hl oil tlintackof tlui
tiaiul, nml on wnsuliu: attnrwanl It w.ih iIIh
covercl that tho h.ilr was completely re
moved We named tlm new dlwovery M()
DKNK It 1 absolutely ImrmleHM. but works
Hiireremills. Apply for a few mlmii.H anil
the Imlr dlhapiK'urs ns If by magic It Can.
not Kail If tin. growth bo light, one appli
cation will remove It. tlui heavy growth,
Mien as the beanl or grow th on mulcH. may
ivoulrn two or more nppllral Ions, ami with
out slightest Injury or unpleasant feeling
when iippll.-d or everafterwanl. Modem, hu
IWmmIch electtnlyslH I'hci by H-uplii of ru
lliiemi'iit ami recomineiulid by all who havo
ti'Hted Its merllH,
Modem. Hen t by mall. In safety mulling
cases (securely sealed!, on receipt of 1.00
tier bottle. Send money by letter, with your
lull adilrt'HH written t.lnlaly I'OHtagu
HtampB taken. Ic:il nnd gen 1 agents wuutud
MOIIKNK MANUKAOTUUINO CO.. Dept. lift.
Cincinnati. O. Kvory bottle guaranteed We
offer $1,000 for failure or HlhrhlKHt Injury
'DIRT DEFIES THE KING." THEN
SAPOLIO
IS GREATER THAN ROYALTY ITSELF.
iiiMvM&iiiwKi
UW.rll'7inlr,rajllllT-ii