THE OMAHA DAILY" JJliJE : 3PHIDAY , JULY 21 , 1899. 9 I' ' I tt ITIlt ? TITn\Tnt\ nun ntinr. Strange Story of a Bank that Tailed and Paid All Its Debts. LARGE DIVIDEND FOR STOCKHOLDERS How ti Defunct llniikVnn uiul MlllloiiN .11 a ilc out , f .vp- linrciilly AVortlilrnn 1'niior nnil 1'roiicrl } , More than twenty yearn ago the Third National llnnk of Chicago formally closiM Its doors and a receiver was appointed to satlnfy the clamoring depositors. Some of tlie stockholders feared an Immediate ns- sf * raent for the payment of liabilities and offered to glvo their stock to nny one who woould assume Its obligations. Today this utock Is held nt nearly double Its par valuu , nnd It Is regarded ag "gilt-edged" security. Within live years , although the bank has received no duposltn , mndo no loans , Issued no currency , sold no drafts , It has paid two substantial dividends to Its stockholders and promises nmny more. The very name of tlie bank lias been forgotten except by a few gray-headed men , who are personally interested In Its affairs , but It Is oven yet an Important financial Institution , with Its regular stockliolders' meetings , Its tnxcB , Its lawsuits , ita reports and Its bookkeeping Moreover , It Is unique In being n corpora tion having largo nroots and no liabilities beyond the obligation to He stockholders. All of the entries , except drlbldts of ex pense , appear on the credit side of the ledger. The circumstances which led up to thesa peculiar , oven unprecedented conditions , make a ntory probably wlUiout parallel In the unnali of national banking 1'rlor to the panic of 1873 the Third Na tional bank ranked as onu of the stnunchcst financial Institutions in the west. It had n capitalization of J7GO.OOO and Us directory Included some of the most prominent names that howould want a half million dollar * . Ho was very agreeable about it and he had his excuses foul ho must have the money He , too , had heard the rumors and ho must protect himself. A half million dollars is a very largo eum of money to nsk Instantly from any bank's icsorvo cash. The officers of the Third Na tional bank ran hero and there- for help , thereby spreading the odium of their dis tress. The First National bank , fearing a general financial disaster , agreed to lend a helping hand It the Union National bank would do the same. The Union National bank , after questioning and delaying nnd questioning ngaln , agreed by Its president , W. r. Coolbaugh , to Advance $300,000 In ewe of emergency. Confidence came back again With this money and other promised assist ance 1'rosldont 1'earco was euro that lie could make his bank stand any strain. And this rumor , too , given a vigorous start , ran Its way up nnd down the street and gomo of those % vl o had contemplated with drawing their deposits put their check books away nnd waited. Hvcn the faint-hearted directors revived nnd the 'bank ' paid each of the county treasurer's checks as it was presented with nil the dignity of Independ ence. The rirst National bank was ready to do anything In Its power It only awaited a formal req'iest. Other banks also ex pressed their friendliness. Drntli 1'rccrili-M theWreck. . Ono hundred and fifty thousand dollatA of the borrowed money was to bo delivered on November II. On that morning President Coolbaugh was found dead at the foot of the Douglas monument w-Ith a bullet hole In bis temple. His bank , fearing for Its own safety , refused to advance the promised money. The First National bank followed Us example. New York long since had refused a friendly hand and the Third ( National bank found Itself deeper than ever ( n the meshes of misfortune. About this time the park commissioners discovered suddenly that there was n large block of bonds not Jet due which they could pay. Of course they wished to save Interest and they withdrew moro than J200.000 nil In a day. On October 1 the bank had cash resources amounting to $906,530 with total assets of COLONRD IIUNTIXOTON W. JACKSON. in Chicago such men as ( leorgo M. Pull man , J. Irving Pearce , Joseph Medlll , C. H. Curtis , C. M. Henderson , C. It. Steele , John II. Thompson , William T. Allen oud S. S. Benjamin. Only ono ( bank In Its homo city exceeded it in the extent and importance of its business. When the financial crisis of 1873 was nt Its height the Third National bank sus pended payment for a single week aa a pre caution against a threatened run. Then U opened again and prepared to resume Its old place In the ( business world. But a bank is llko a man. It is trusted implicitly until It reveals eomo inherent weakness. After that its business friends watch it keenly and "If" and Its approve Us methods with an biifllnoEa onemlea txwalt the strain -\\hlcb \ again shall test Its strength. A SnniltiM of Stjl - . The Third National bank had the finest omces in Chicago , the largest force of clerks , the longest list of country corre spondents , but it also had the slnglo slip from the path of financial rectitude to llvo Jiway. Some of its ofllcors , knowing the need of unusual efforts to maintain its busi ness supremacy , slened the bonds of the treasurer of Cook county , thereby receiving largo deposits of the public money to swell the quarterly reports. The banlc also np- pcared ns the main depository of a board of park commissioners of which Its presi dent had 'becomo ' * ho treasurer. Other bankers , looking on , saw the signs and un derstood thorn. In 1873 the deposits exceeded J-l.000,000 , hut In splto of nil the bank could do they kept creeping doun nnd down until Into In 1877 they were only $1,101,000. During most of this tlmo the bank ofllcors were firmly optimistic ; they believed In the solidity and business worth of tholr bank , In September , 1S77 , an extensive hotel property owned by President Pearce nnd OHO of the other directors was destroyed by flro. It had no connection "with the bank nnd yet the bank felt the shock. A few weeks later President Pearce called on the Now York correspondent of bis bank nnd aakod for n temporary loan to bo used In cano the heavy deposits of public money should bo with drawn suddenly. The Now York bank hesi tated and hedged. If U were not for the largo demands now being made as an in cident to the hard times nnd the uncer tainty of tbo money market and other cir cumstances that assist a tank president who does not wish to loan money they might poeslbly spare a few hundred thousands. ConlliliMiuc SlillKfii. On President Pearco's return to Chicago he found that aomo of the dlroctora of the bank had been touched with the growing distrust. They were losing confidence In the ability of their own bank to meet the demands which might bo made upon It. They had kept the feeling to themselves and jet , after the manner of such tilings , It was all down the street In a single diiy , traveling by such secret vays aa only un evil rumor knows. In pplto of the loss of confidence there was no regular run on the ibank. Its busi ness was conducted by the usual number p ( clerks and Its mall hud not diminished It was buoyed up nnd supported by the repu tation of substantial prosperity and dignity which It had known in the past , and yet It was suffering ifrom -wasting disease known to financiers aa a "vest-pocket run. " De positors came smilingly and drew out thclf money , nnd It > was not replaced. A St. Ixwld paper printed a brief telegram hinting nt the condition of the bank , and tha country correspondents , always ready with theli suspicions. bpKun to fear for tholr balances , and e\ery mall > brouht drafts that helped to drain the bank's reserve. A bank can fortify itself ncalnst the ex- oltctncnt of a regular run and full strug gling , wlU some of the honors of war , Uul It has no protection against the creeping misery of these quiet , friendly withdrawals , continuing day after day for we ks. and each of them an Insidious thru at the bank's stability. One day the county treasurer ga\o notice ? 3,910,891. By November 21 the cash had shriveled away to $283,903 and the total re sources td $2,742,907 and the big bank with Its thousands of assets was as helpless ns a child. On November 21 a 'committee ' of 'bankers ' from the clearing house association came In soberly by a Bldo door , llko physicians to a sick bed. They nosed through the ledgers , peered Into the vaults and asked questions. Then they went away and decided that Inas much as the old bank was soon to dlo U bettor bo put quietly out of Us misery. The clearing house association wrote Us death warrant , refusing to have any further trans- notions with it and resolving In formally worded resolutions that It would bo "sus- The ne\t morning this epitaph appeared on the bank door : 1 TIIIS BANK IS CLOSED. : Wheat fell 2 cents , pork 10 cents and the market In Iho board of trade closed weak. Some of the stockholders In the defunct bank offered in affright to quit their claims to their holdings to anyone who would assume the liability of assessment. They were the same ones who had disclosed an alarming symptom of the bank's condition on the week before by offering their high-priced stock as far holow par ns 90. They had no takers. VltMllllK tilt * ItlllllN. The earliest report on the condition of the bank , mndo by the receiver , Colonel HuntIngton - Ington W. Jackson , showed that the nominal assets wcro about $1,800,000 and the debts were nearly $1,000,000 , leaving n nominal $800,000 to pay the stock liability of $750,000. On paper this looked moat encouraging , but a clobo examination showed that many of the loans of the bank , made In flush times , were secured by collaterals of uncertain v.iluo and real estate schedulej nt boom prices nnd taken as the only available pay ment for inonyy loaned , There was too much "slow" paper and not enough "short" paper. Of the real estate , one tract of a 100 acres lay on a barren sand rldgo near the lake uliMo nnd nearly ten miles southeast of the unsettled part of a city hall , In a wholly suburb. Another tract of forty-flvo acnn was nearly as far to the w t of the city on the Imro Hat prairie , where there was little prospect of Us over being anything moro than a cabbage patch. Still another piece of property lay far out In the southwestern portion of the city , In a region as yet almost wholly undeveloped and promising Httlo Im mediate growth except In taxes and special iiFfcCssmcnts , There was a score of other lota and parcels of land , some In New York city , n'nd a great quantity of paper , much of It moro or less doubtful or wholly worthless the "cats nnd dogs" of a defunct bank. In fact , It seemed to some of the ninety stock holders that it would hardly pay the bank I to retain its property and meet the expenses of management. Hut the receiver was a man of wide re- I Bourccti ami abounding faith. NO ono could farvscu the growth of Chicago , especially In the gloomy panic da > s of the middle 70s , and yet thcro were many men In Chicago who had tupmno confidence In the city and Its future. The receiver was ono of these. A little more tdan three months after the closing of the bank on January 31 , 1676 the depositors received a dividend of 45 per cent. A month later 10 per c nt moro waa paid , nil from the ready assets and cash of I the bank. Before the clcee of 1S79 35 per cent moro had been distributed , and then the rocc-her began to roach the property I that had been juarked "doubtful , " By the protest kpown rm "squeezing , " and the sac- rljlco of some of the choicer pieces of real ' rst'nto , ho managed to pay two other dl\l- . dends of C per cent each before thp close of [ 1SS1 , thus returning to the depositors the fuco value of their claims , A year later they , received their Interest In full and the etock- holdcra were left , nearly five years after the close of tM bank with a score of pieces of j expensive real estate , most of vhtch had , little prtoent cash lalue , and a quantity of doubtful claims and coolly law. " suits , the legacy of the panic. IICKl'inlnK nt the Iloorri. But Chicago was growing. The suburb in which the hundred acre tract \saa located became a part of the city. A cable line reached down and almost touched it ; nn oloctrlo line dropped passengers Immedi ately in front of it ; nn elevated railroad approached It within halt a dozen blocks. Early In tlio 80s the World's Talr found root in Jackson Park , which adjoined the tract immediately on the north. A city of great hotels , apartment houses and resi dences sprung suddenly Into existence around It and Chicago TV as a metropolis far out beyond the park. At the time of the bank's failure Chicago had n formidable rival In St. Louis. Ita pop ulation scarcely exceeded 400.000 , nnd thcro was no reason for arguing that In twenty years' time it would bo the second city in the country with a population of more than 1,700,000. And yet the men who managed the affairs of the bank had the faith which 1 builds cities and their real estate appreci ated In value on a scale commensurate with tbo astonishing growth of the city. In July , 1891 , the receiver called the stock holders together and laid before them an offer of 11,000,000 for the despised 100 ncrts of land and the stockholders upon mature deliberation rejected It , feeling that It would bo worth much more a few years later. If the olfer had been accepted It would have paid off not only the entire capital stock of $750,000 , but It would have left a comfort able $250,000 to bo divided among the stock holders for their patience. In n manner hardly less remarkable the forty-flvo ncro cabbage patch became valuable. Car lines passed It , the suburb of Oak Park , Itself a considerable city , grow out around it , and every year has added thousands of dollars to its value. Illch Striken. Under the receiver's care the bank has been as marvelously fortunate ns It was unfortunate while It was still in the hands of the directory. There were many ilorco lawsuits to be foucht , and in nearly every case the receiver has been successful in re covering the losses of the bank. Ono asset marked "doubtful , " the bonds of an ab sorbed , railroad company , yielded moro than $36,000 at the close of a case that went to the supreme court of the United States. A Wisconsin gas company , after lying dor mant for nearly a score of years , waked up nnd paid a large per cent of Us "worthless" 'bonds. ' And so It happened that in 1893 the re ceiver iwas able to pay a dividend of 10 per cent to the stockholders and ho fol lowed It in 1895with a second dividend of 0 per cent. tWhen the receiver had finished the pay ment of the liabilities of the bank , the law ; required him to resign In favor of an agent who should dispose of the remaining assets of the bank and divide the proceeds among the stockholders. But the stockholders had other Ideas. They had confidence In the receiver , and they wanted him reUlned In the management of tbo business wtth which he was now so familiar. Besides , an agent might entangle the title of the property. A committee ap pointed by the stockholders appeared before congress during President Harrison's ad ministration nnd succeeded In getting the banking law changed so that the receiver could continue to manage the affairs of the bank subject to the will of the stockholders. And thus , by a combination of good' for tune , shrewd management and patience , the Third National bank now presents the spec tacle , probably unequaled in finance , of a business institution for twenty years de funct , and yet paying dividends on stock worth nearly twice Us par value. ENGLISH HAII/WAY ACCIDENTS. I.nrBcly Canned l > r Anti quated AppIInncei. Thcro are probably comparatively few persons In England who have even a vague idea of the number of railroad men killed and maimed every year in the process of handling trains , although the subject was discussed not long ago in Parliament , The royal commission which was then appointed to investigate the whole subject , says the New York Post , has juet held Its first meet ing , and some Interesting and striking fig ures were given by the first witness , fltr. F. S. J. Hopwood. secretary of the railway department of the Board of Trade. He said that the total number of railway servants killed In England and Wales In 1898 was 3GD , In 1897 395. and In 1896 340 , and the total number Injured In the same years were 3,549 , 3,554 jind 3,401 , respectively. The totals for the " "United Kingdom wore In 1898 , 441 killed and 3.833 injured ; 1897 , C01 killed nnd 3,989 injured , and in 1898 , 488 killed nnd 4,039 Injured. The grand totals for the three years were 1,433 killed and 11,861 In jured , and it was not quite certain that all accidents had been recorded. The great majority of these mishaps occurred at the very Instant of an attempt to couple or uncouple trucks. Mr. Hopwood said that the Board of Trade had long been considering tbo necessity for the Introduction of some sort of automatic couplers , and proceeded to give tbo history of euch contrivances In the United States. Ho said that ho did not wish to put himself in the position of recommending any particular form of coup ler or of assorting that particular accidents could bo prevented by Its use. 4 ® * < 4 < * < S * ® 0tS0 * ® * ® * < S4St i0 S * < i * < i * ® + * ® * ' * < J * 4 1 THE CROOK NECK SQUASH. | The last of the load had been bundled onto n wagon nnd little Jed stood holding the horse , wfaldh was a bit impatient. "You won't forget , will you , father ? Wo really ain't got nothing to our backs nnd It's a disgrace. 1'vo made over till there nln't anything left to make over nnd I ain't got nothing but what I've got on , 'oept my black dross , and the girls nr all worse off jet. And Suslo hasn't bctti to Sunday Bchool for three Sundajs , 'cause the don't .look decent , nnd her teacher's been hero In quiring. It's kind o1 mortifying. " Mrs. Hollls' voice was full of apology , ns she accompanied her husband down the gravel walk. Ho scowled , but made no re ply 'aa ho took the reins from Jed nnd sprang Into his wagon. "You must get something for the girls , nnjhow , " his wife's voice Insisted as ho drove awny. Ho gave the lines n jank. It was ex asperating to have to bo bothered with women and their fixings. Ho didn't BCD why they dldu't look well enough. Of course , they weren't dressed expensive It wasn't proper that farmers' families should bo but there wasn't any need of making such a fuss. The Sunday school teacher had been thcro. lie remembered her. She always smiled at htm and made Mm wonder to himself it ho were suoh a bad looking chap after all. Well , perhaps ho had better get some thing for Susie. This last crop was an ex tra heavy ono and ho had made a good deal out of It nnd so ho might ns well be gener ous and get nil tola wife- asked for. There was nothing stingy about him. No , elr ! Ho smiled complacently as ho drove into the village. II. "You can't say but what 1'vo done the handsome thing by you this time , " Mr. Hol lls remarked , proudly , to his wife , as ho throw down a heavy bundle at her feet and watched her ns she knelt down to open It. Her eyes glowed , as ono knot after an other gave way. It was a long time slnco she hnd undone a store bundle. She did not want to bo In too much hurry to end the expectancy and disclose Its contents. "Seems to mo you ain't In very much of a hurry after wanting It so bad. " Her hus band's \olco "was a bit aggressive. She hastily slipped off tni ; last string and pulled off the wrapper. The chlfdrcn crowded around her. "Isn't that line enough to suit you ? " Mr. Hollls chuckled exultantly as ho leaned over and catching hold of an end , un rolled yards and yards of stout cotton. It was a bright yellow ground with a black figure running over U. "Latest pattern , " he exclaimed with pride. ' "The girl called it palm-leaf , but I told her 'twas crookneek squashes or I was no farmer. So I bought the -whole piece. Thought I might Just as well , and I got a good bit knocked off. "Don't you llko it , eh ? " abruptly , glanc ing at the downcast face of his wife. "It was dreadful economical , you see , 'causo when ono dress begins to wear out you can mend it with another and so keep things going pretty well. And there won't nobody else have anything llko It , "causd that Is all there Is. "Great scheme , that ! " Ho chuckled again hoarsely to himself as he stamped away. She didn't seem a bit grateful. It was provoking. The following Sunday the entire Hollis family appeared in church. Mr. Hollls had gone early that he might see a neighbor about haying the next mornIng - Ing , and he stood with a group of men and boys about the church door. Ho was sud denly conscious that the men were losing Interest in his account of a certain sharp transaction whereby he had been the gainer. He turned. His family was entering the church. Mrs. Hollls and the four girls led the way. They all wore their new dresses. They were made exactly alike. The three boys followed. A soft laugh floated across the vestibule as they passed Into the church. "All of ono piece , " n woman's voice whis pered , "Don't they look too much llko a charitable Institution ? " There was a chorus of giggles. Mr. Hollls strode into the church and glanced hastily at the boys. They -were Just settling themselves into tbo family pew. There was no crook- neck-squash pattern visible on them. Ho breathed a sigh of relief as ho walked up the aisle. The sermon was unusually dry that morn ing. Or possibly Mr. Hollls' mind was not upon it. Almost unconsciously from the cor ner of his eye he could see the five figures in their jellow gowns. Ella's was becoming. It Just suited her dark hair and red chocks , but poor Suslo looked sick and thin. He had never before noticed how peaked the child was. It must be she was not well. His heart hardened with indignation at his wlfo for not telling him. A. man ought to know about his family. If she needed a doctor he guessed ho could afford to have one. Ho wasn't a "GETTING A LITTLE I NSIDE INFORMATION. " poor man , Ho never begrudged his family on > thing ! Ho glanced at Sarah. She was the oldest. Her eyes were downcast and her checks a vivid red.Mrs. . Hollls was looking at the minister. Llttlo Resale had fallen asleep and her yellow shoulders rested in Ella's jellow lap. His cjcs wandered beyond to the other women In the congregation. There were the summer boarders in all sorts of light fluffy things , nnd the farmery daughters In whlto or blue or pink , or even black. Ho novcr noticed until now how nice n woman looked In black. He must buy his wlfu a black dress next time he went to town. She didn't need It , of course , but It was just ns well sometimes to give women folks things they didn't need. It humored them. She used to be'a very pretty woman , but some how today flho looked terribly old and faded. Ho wouldn't forget. IV. The next day the > eUow dresses appeared again. So on , for a week , Ono morning Mrs. Hollls explained. "I hope jou don't think I'm extravagant a- wearing out new clothes all the time , " she ventured. "But really wo ain't got anything else. We'd got Just reduced to rags nn.l them I had to take for cleaning clothes Just as fast as I got the dresses done. There was enough for two dresses apiece for the girls , eo they have some a. Httlo mltc moro fancy for Sunday wear. It seems to be real good wearing stuff and I guess It won't fade much. " Her voice seemed far away. Ho was stat ing hard at his plate. It scorned to have a running pattern of crook-neck squashes. Mr. Hollls did not attend church next Sunday. Ho pfcaded a sick horse for excuse nnd retired to 'the barn from whoso cobwebbed - webbed window he saw the family depart , nil save Sarah she had refused to go. The laugh of the girl last Sunday echoed In his ears and ho shut his teeth hard. "It's good wearing stuff , " he muttered to himself ns he vindictively kicked a keg. The third Sunday Mr. Hollls had business out of town. "I really can't attend to It any other time , " ho explained to his wife. She , Besslp and the boys , attended church They -ncro all at supper when he returned , and ho took his place quickly nt the table. Suddenly his eyes resiled on Jed. Ho seemed to sec something familiar. Ho rub bed his ejes and looked ngaln. It was a blouse covered -with the palmlcaf pattern. His knife and fork fell with a thud. ' 'Go and take that ithlng off , " ho com manded In thundering tones. Jed looked scared , and half arose. Then he reeked helplessly at his mother. "He hasn't got any other , " she whispered In an awed voice. "Ho spoiled his only other ono yesterday when ho got caught on some nails , and I couldn't issud It nohow. I sat up late to make this out of n breadth from Sarah's dress. Hers got terribly burned somehow. " There was a short silence. Jed stood holding onto his chair uncertain , Sarah looked nt her plate , Bessie's blue eyes peered startled over the rim of her mug. Mr. Hollls moved uneasily. He opened his mouth to speak. Then ho shut It again , took up his cup and drank a long swallow of tea "Iwish , " he said , speaking In a loud voice and reeking past his wife out of the window beyond "I wish you would take nil that stuff away and never let mo see a mite of.lt again. I'm sick of It , " "They are good wearing dresses , " she be gan. "It seems a waste " ( Her husband brought his fist down BO that the dishes rattled. "Waste bo hanged ! " ho shouted. He put his hand into his pocket and drew out a roll of bills. These ho shoved across the table to his wife. "I'll hitch up In the morning and you can drive over nnd get what you want , " ho said , ns he pushed "back " his chair and started for the door. "I s'poso I can use It up In dusters , " his wlfo rcmlnated to herself. "No1 ! The command came swift anil stern from the doorway. "No dusters , no no nothing. I'm sick to death of crookneck squashes. " He slammed the door behind him and bolted through the shed. In his hosto ho upset a barrel. Out of It rolled the torn , cut and burned remains of Sarah's dress. "I don't blame her ono mite , " ho chuckled as ho vindictively kicked It Into a dark corner and sent an old boot flying after it. "Durn the pattern. " TIIH Iiiillnn Trllir Tiijoylnj ? Spootn ) 1'rlvi- IPRPH Spptiroil In Cnlniilnl Time * . On the banks of the Pamunkey river , In King William county , Virginia , about twenty-five miles from Richmond nnd n mlle cast of the historic "Whlto House , " the home of John Dandrldge , where Oeorgo Washington married the lovely Widow Cur tis , dwells a community'oj 110 Indians , the lingering remnants of the nation which met the English colony with friendly greet ings when it arrived on the tanks of the Chesapeake bay. The records of those times refer to Pow- hatan as "tho emperor of tbo Potomac , " relates the Chicago Hccord , and from the "relation" of Captain John Smith we may judge that ho had about 2,500 wnrrlora under his command. By the last census they were reduced to 93 , and slnco then the birth rate has been so much greater than the death rate that they have Increased their total by 17. The place whcro 'they llvo Is a Httlo peninsula , a bottle-shaped neck of land comprising about SOO acres , of which 250 acres are under cultivation The remainder Is thickly wooded with virgin forest , swampy and uninhabited. It abounds in game , which is one of their chief sources of subsistence. This tract Ifl secured to the Pamunkey Indians by an act of the colonial legislature. They bold it in com mon , are prohibited from alienating the title and are exempt from taxes , although under an ancient law they are required to supply the governor of the Virginia colony annually with a certain amount of wild gamo. This practice still continued , and during the shoot ing season , spring and fall , Ihoy are In the habit now and then of sending the governor , by tbo conductor of tbo train , a bunch of wild ducks or a haunch of venison. The Pamunkeya bavo no relation with the United States government. They receive no annuities , and their names are not upon the rolln of thn Indian ofllce. Tbo state of Vir ginia annually appoints five trustees to look after their Interests , but the olllces are nlno- cures , as the Indians are perfectly capable of looking after themselves. They elect the chief and council of four , who exercise execu tive , legislative and judicial functions. Kvcry member of the tribe is allowed to vote , and on the day appointed thev meet at tbo coun- Bean the Blgaatwe Kind You Have AUays Bough ) Su. Bean tie _ ha Klnd You Ha"9 WftafS | Bou2U ell house , T\lth usually two candidates to cheese from. Those In favor of one Indicate tholr choice br dropping ft groin of corn Into the ballot box. Those who prefer the other Indicate It by dropping a bean In the tame place. Three nntho officials take care of the tribe , punish all offences except felonies , 01 cr which the state court * hnvo Jurisdiction , anil Conduct a co-opcratho merchandise store , flhlch le patronized by white people In the neighborhood aa well as the members of the tribe. The Indians nro temperate , moral , peace able and Industrious. Very few of them nro full-blooded. During the 300 jenrs of con tact with the whites and negroes about them they ha\o been tmablo to preserve their racial Integrity , although the tavs of the tribe prohibit cohabitation of marriage \\ltli persons of African descent. They are ex ceedingly proud of their Uncage , and whllo they would probably acknowledge the white aristocracy of Virginia ns their equals , they decline to hnve anything to do with the blacks , and some 5 ears ago raised a minia ture rebellion because a mulatto woman was placed In charge of a public school upon their reservation. Uoallzlng that continual Intermarriage has Impaired the ph > slcal condition of the tribe , they ha\o recently appointed a committee to treat with the remnnnt of the Cherokee In dian nation of North Carolina on this sub ject. ject.Tho The I'amunkejs are not only thoroughly chlllzed , but are quite Inclined to the re ligious. The best building on their reserva tion Is a Baptist church , at which nearly ou-ry member of the trlbo attends senlco dwlco on Sunday under the administration of a native preacher. Till : SIMIAN AM ) II1S JAG. AH Mm-Ii IIK - 11 Mini Wltrti Drunk nit \ \ lu-n HiIN Solu-r. The many visitors to Atlantic City wcro recently odllled by the development of a magic combination , Including a live monkey and a full-grown "skate , " reports the Phila delphia Times. The monkey Is one of the interesting vanletles of the Macaque ape , largo and lithe of limb and possessed of a marvelous faculty for Imitation. It belongs to an amusement enterprise on the beach. The principal factor in the combination , however , was n quart bottle of rye whisky and when the two Ingredients of this ex plosive compound were united the resulting effects wore startling. The monkey found the bottle by chance on the floor of a well-known restaurant on Michigan avenue. He tasted It , approved It and then , with a long pull and a sturdy one , nearly emptied It. For a while ho caressed the bottle with a loving touch and contem plated It with th M y and rentful glance of n man well nullified islth hlmtolf nnd the world in general. This sort of pleasant stupor lasted about half an hour. Then the monkey grew restleu. His oy wandered about , sparkling with the dancing light ol mischief. Suddenly ho started ns If ho had Just re membered something. Ho fort around in as absent way for the bottle , and then tvnt II playfully through n pane of glass , ThlH star tled the patrons of the cafe and satisfied him for A fa\v seconds , A little later he got an impression that his tall was a mlrtK and tried to amputate It with his teeth , My this time the wild exuberance of a good "A N'o. 1" Jag had taken complete possession of him , and the monkey proceeded to lol himself out. What happened afterward has not yet been entirely accounted for. The owners of tin surrounding property are still busy taking an Inventory of their tows. Pitchers , tum blers , bottles , plates and part of a chandelier were all Included in the wreck. So was thi monkey whcu It was all over. He wai caught with a crab net and strapped with a sheet. His face wore an expression of ter rible agony , combined with fierce determina tion. Ho was good for a whoto day nnd part of a night when his fun was spoiled , Late last night ho iwas resting quletlr with Ms head In a bandage , cooled by oc casional applications of Ice. Trmililcn of n. AVnr-Tltitr ttdltnr. "Talk about newspaper work , Why , jou follows who work on modern papers with plants costing up Into the hundreds of thousands of dollars don't know nnjthtng about It. " said a superannuated editor to a representative of the National Labor Tribune "I/t mo tell jou something about early enterprise. It was during the war down In Tennessee. I "was " running a weekly and Grant kept everything out. There wasn't a sheet of paper In the tonn , and oiv Washington handpress had broken , and the new casting necessary to make It work was somewhere on the road , with Qraut's army between us. Dut I got there. A fellow smuggled In a wngtm load of flour done up In paper bags , The rest was easy. There wai a stranded circus In town. It had been there a year , and I used the elephant for n press. I put the form on the ground and placed a flour bag over It. The elophant's keeper then caused the brute to sit down on It , and we got twcnty-olght first class im pressions , two more than our circulation re quired. " De Witt's Little Early RIsnr * benefit per manently. They lend gentle assistance to nature , causing no pains or weakness , per manently curing constipation and liver all- Favorite Everywhere The qualities that have made this malt tonic popular with people everywhere arc purity , portability , matt strength. Then , too , it is a non-intoxicant. excels all other tonics ns a producer of flesh , blood and sound nerves. Tell your druggist that you want DLATZ MALT.VIVINE. If he SUggcSt8 any other kind of malt preparationgo elsewhere , and get the genuine. Highest Awards at Trans-Hiss , and International Exposition , 1898. Prepared by VAL BLATZ BREWING CO. , Milwaukee , U. S. A. Omaha Branch : 1412 Douglas St. Tel. 1081. - - Is it possible that you have not seen a # * copy * of the & # rr Omaha | * S * Illustrated Bee ? | M Use a postal to ask us for a | FREE SAMPLE COPY. I The Bee Publishing Company , OMAHA , NEB. g iiitS AND MANUFACTURERS OK OMAHA. HARNESS' SADDLER Y. J HHancy&Co. U'fr * JI.4JINES3 , HADDLIttl AND Cm.LA.tlM Jobber * of Leather , Auddfofy Hardware , JCtA , We solicit your order * . 313-315-317 S. 13th. I WH HMHBHIM BIIWHMBHHavmH HHI M HBa naMM BiiM BOILER AND SHEET IRON WORKS Williams Wlliou & DritUc. Manufacture boilers , Hinnko Htackt nnd fcrefchines , vreeiure , icndcrlnff , sheep dip , lard and water tanks , boiler tubea con stantly on hand , necond hand hollers bmiplit and sold Hnrrlal nnd prompt to repairs In city or countrv 19th nnd Pl rcr BQOTS-SHOES-RUBBERS , JQ merican Hand 1 V Sewed Shoe Co M'frs I Jobbers of Foot Wear WIS1EHN AOKNTB TOR The Joseph Banigau Rubber Oo. CHICORY The American Chicory Go. Oiowert na tn nuf cturtr at all form * ot Chicory OrnihrremontO'N ll. DRY GOODS. E , Smith & Go. Uip rUr aiid Jobbers * f Dry Goods , Furnishing Goods AND NOTIONS. DRUGS. E. Bruce & Co. Druggists and Stationery De" BptcUltlM. WlD and Br nill * Cfcrmtv 1Mb u lUmty | ti * t ELECTRICAL SUPPLIES. U/ estcrn Electrical vv Company Electrical Supplies , Eleotrlo Wiring Dolls and Gas a. W. JOHH TON. MIT , 111 * H6WM John T. Burke , ELECTRIC LIGHT and PO WER PLANTS a2 * South 15th St. _ HARDWARE. L ee-Qlass-Andraeien Hardware Co. Wholesale Hardware. Bicycle * and Sporting Good * , Ittl-tl-U n y Street. SAFE AND IRON WORKS. he Omaha Safe T and ! Iron Works , G. ANDRKEN , Prop. Makes afpoolnltr of T TTPT EH ( JAPES. - * * * " - ' bHUTTClta. And Durlar Proof ttafibana Vnultoorsetc. . 010 8 , 14th IH. . Oumhti , Neb. _ * *