THE OMAHA DAILY TVEE : SUN-I VV , 1)WO 13MB1311 U7 , T . GUARANTY FOR STATE BANKS Botanic by Which Depositors May Ifavo Unusual Protection. RESERVE FUND TO DE HELD BY THE STATE Muntl I'orcondtKt ! of llto DciuiMll * In litIlivoMod In Soi-iirillos tot HMC In CIINON of lOnior- LINCOLN , Dee. 20. ( SiicclsI.-Ono ) of the mcnmircH which Isiltc | \ likely to divide tbo ntU'nlion o ( thu members of llio next legU- laturo will bo a bill 'Intended to prevent | , nulcs anil restore confidence of tlio people - plo In Uio state banks of Nebraska. Funda mentally , tbo proposition U to levy an nx- BeMmcnl of one-half of 1 per cent or. tbo average deposits of cnth state bank , the total of which l to bo a general fund to protect dtpisliuu In any state bank which may bnppcn to fall. It Is proposed to de posit this fund with tjio Mnto treasurer anil whenever the amount reached 52,000 or over It ! to bo luvo&tcd. In United States bends. The reason for selecting these bomU Is that they nro the meir.t available IP. case cash I * required Immediately , an a United Stales bond cnn bo attached to a draft drawn on anv Now York or Chicago bank and the money quickly secured to protect depositors. It In estimated by the Kt > r.rclary of tbo Stale Hanking bourd that one-half of 1 per cent would bo ample to create a protective fund of Ililii description , ami pcthaps one-fourth of 1 per cent would do It. U rclKht bo arranged BO that the banks could receive the Interest on the government bonds , and In ease it bank closed up Its business , paid oft ell depositors and retired there would bo no loss to It. IIH tbo deposit would then bo re turned to It. U Is considered by the advo- eaten of this measure that It IB much afcr and In every way more expeditious than the Blow and uncertain process of recovering from bondHinen. Under such a law all the Ktnlo banks would become Insurers to de positors In any other bank , end thus would be established a mutual Interest. LAWYERS GET THE CASH. Thcro Is a fair prospect for thu whole of the $1.000 reward offered by the Hock Is land llallroad company lor the conviction of the man who wieckcd the train In Augimt , 18U4. to bu eaten up In lawyers' fees. The distribution lately made by the district court of the money between five or six clatmuntn lias engendered conyidti'nblo hard feeling anil three of the claimants propose to teat the legality of tbo division in the supreme iiourl. Already attorneys' lien ? have been filed ugulnut the bulk of the reward and It looks as If those In whom it wad given will got nothing In thu end. The funeral of Charles E. Alexander , late city editor of the Lincoln News , will occur from the Filbt Baptist church at 3 o'clock Sunday afternoon , Ucv. Mr , Rowlands ofll- clatltiK. According to a. special oriU-r Issued today from the olllco of the adjutant general , the election of Robert 0. Adams an captain and Charles L. ' Dnrber as first llcutoniMit of com pany I ) , First regiment , Nebraska National Guard , Dcccmbf 10 at Fullerlon Is ap proved. The oiitcors named will bo duly comnvlKsloned nuxt week. Theodore Mawn , ex-county clerk of Harlan county. Is now prominently mentioned as the most probable successor of Nelson Mc Dowell , who for eighteen years has been bookkeeper In the olllce of the secretary of tatc. The Lincoln Llfo association has recently added to Its force Hilton M. White as chief bookkeeper. Mr. White wan for many yenrs connected with the state auditor's olllco as bookkeeper , the position now held by Mr. Ilabcock. Several days ago one Dairlel Fast of Johns town , Drown county , preferred charges of malfeasance In olllco against Arthur Scat- torgood , notary public In Ilrown county and cashier of the Dank of Johnstown. The charges , supported by affidavit , accused Scat- tergood of having deceived Fust In relation to $145 , which Fast supposed ho was bor rowing of out ! William Huxton , when In reality ho was made to give n mortgage to the bank of Johnstown , which was recently foreclosed by the bank. Today the governor received ix letter of explanation from Scatter- good , accompanied by nflldavlt , In which he appears to give n good showing of hid case to this governor. The governor has not yet completed his Investigation of thu matter and reserves his decision. Articles of Incorporation bf the Chase Land company were Illed today with the ( secretary of state. The Incorporatora are Champion S. Chat > o , Clement Chase and Lula I ) . Chase , with principal place of business at Omr.ha. The company will transact u general real estate business and the capital stock Is placed at $200,000. Omaha people In Lincoln : At thei Capital W. S. Wldenor. CONNIDIiltl.Vn STATH KIll'CATIOX. NolirnsUn TouoliorHsoolallon Wilt OIIHVOIIO n ( IJnoolii Tlil Wool * . LINCOLN , Dec. 20. ( Special. ) The State Teachers' association will meet hero next week. The program Is an unusually strong ono. The executive committee hasi departed from the usual custom and planned for a reception on Tuesday evening , December 211. at the state house. The governor , chancellor of the Statu university , the retiring and In coming state superintendent and president of tin ) State Teachers' association will take a prominent part. It was felt that the social side of the State association was so Im portant , that It could not be Ignored. It Is believed this will be one of the enjoyable features of the occasion. For Wednesday evening Dr. Krohne. dean of the philosophical department of the Illinois State university , will lecture , He l.s ono of thn leadera In the new psychology and child study movement In the United States. Subject of the lecture : "What of a Helpful Nature Has So Far Ileen Accom plished by the Child Study Movement ? " Every teacher of the state and pchool patron who hears this lecture will bo more than paid for the whole association expenses. Hon. Henry Wattcrson of Kentucky will deliver his famous lecture , "Lincoln , " Thurs day evening. Two other cities were com peting for this. Ho speaks before the state teachers of Kansas Wednesday evening. Colonel Wattcreon has delivered this lecture - turo many times , and always with Increas ing popularity , lie stands In the front rank of American editors , orators and thinkers on public questions. This , too , will attract many persons to the association. In Nebraska this year the source method In history study , and the child study move ment arc receiving special attention In the .various county associations , Institutes and ( school Journals. Subjects along these lines will be prominent In the state * program. No program of recent years has repre sented to much real progress. One fare for tbo round trip was secured from the railroads. This will bring largo numbers who "might not otherwise attend. Will Kreo a Cronmory lit Mlllnrd. MILLAIli ) , Neb , , Dec. 20. ( Special Tele gram. ) Final arrangements were consum mated here this afternoon between John Dill & Co. of Falrlleld , la. , and a number of the best farmers and business men for the erection of a creamery hero on the co- oporatlvo plan. The creamery Is to have a capacity of 1,200 pounds of milk per hour unit will coat about , $1,000 and Is to bo com pleted within sixty days. At a meeting of the stockholders held hero this afternoon Herman Horles , William Von Dohrcn and Oiorgu I'lumbcck were appointed a committee - tee on the grounds and bulld'lngs and work will bo commenced on the bulldlngd early In January. _ _ _ _ _ _ Condition of llio Corn Crop , WAUSAU , Neb , , Dec. ! C. ( Special. ) The moist , warm fall ban placed the corn crop In an unsatisfactory condition , dealers claiming that It U not sufficiently hard to crib. Kill ! , the risk Is being taken and thousands of bushcla are already cribbed , awaiting n higher market. York I'11 re in on ( ilvta Dunce , YORK , Neb. , Doc. 26. ( Special , ) A benefit - fit tlnnco and tuppcr was given last night at the city hall by the hook and ladder com pany of the flro'department. The affair wa * very ui'cceitful. PEN PICTURES PLEASANTLY AND PO1MTE1DLY PUT Kvery smoker In llio city should test our dual'stry UP once y m may like the flmtiKU we're pretty nice people nnil we sell mighty nice clgnre nil the choicest tlomes-tlc anil foreluit lirnntls box trit1e : u spoelnlly you'll think so when yon conic lo jn-leu us our line of pipes and smokers' .sundries Is well as sorted mid low i > riecd-"CVcrylhliiK tt Hinolier wants. W , F. STOECKER , 1101DOUGLAS. . SANTA. CliAl'S * MAXY VISITS. ( 'liiirolicK ill SoliiiyloiAIIIIISO Clill- di-on ft Illi CIii-lstimiN KcMtivltli'N. SCHUYLKIt , Neb. . Dec. 20. ( Spoclal.-- ) There wns a nust unusual and much more general obacrvanco of Christmas by the churches and sooie-tles of Schuyler Christmas eve. Trees predominated. Ideas for novel- tics foemlng to have been exhausted , bui there- was a noticeable deficiency of expenslvi gifts. The Presbyterian and St. JohnV Evangelical Lutheran churches bad singletrees - trees adorned In the usual manner , from which , after short programs , consisting ol songs and recital Ions , presents were dis tributed , treats of candles and nuts being distributed afterwards. At the Methodist church there was comellvlng of a divergence The IK-O was by for the largest ever dis played In a chutch In Schuyler , rising to & height of sixteen feet and being thirteen feet In diameter. It was lighted with colored electric lamps , which , together with the 1&0 candles , made a Eoeno of brightness unsur passed. The literary program consisted of numerous recitalIOIIK , a clans eJerclso and class song , and a beautiful vocal solo by Ml&i Viola Jennings , daughter of the pastor. A great many presents were on the tree. The members of the People's Independent church wont the full limit of their capacity to do a Chrlstmiw kindness to their children and had a tree scene of more than usual note Two tre-as were ussd , one at cither sldo o ! the opera house stage , and behind them was placed n representation of an arched stone bridge , having the appearance of a bridge over a forest stream , four Urowivles cami on t and played awhile , finally going on te , the bridge , where they WETO soon biirprlscd ut the appearance of Santa Claus , whom they at once pelted with a rapid fire o ! snowballs. A laigo distilbutlon of presents" wan followed by a ttcat of sweetmeats. There was sent In fioui the country , to bo distrib uted among the poor , a dressed hog that , whllo frozen , was to have been rolled on to thu stage with Santa Claus , but the warm ntmosimeru of the room took away his hogshlp's ability to itand , so the Idea was abandoned. KULLEIITON. Neb. , Dec. 26. ( Special. ) The Methodist and Presbyterian churches of thia city were beautifully decorated bj tlio women of the respective congregations for Christinas festivities to bo celebrated by the llttlo ones in the evening. The Pres- bvtcrlan folks presented the cantata "Santa Claus & Co. . " which proved to be a great success. The tree was loaded with well selected presents for the children of the Sabbath fichool. The Methodists gave their llttlo people n. great treat In the form of u clothesline , upon which was suspended Christmas presents which had been selected with great care and good taste. At this church speaking and music were rendered. FALLS CITY , Neb. , Dec. 2fl. ( Special. ) Christmas was celebrated In this city In the accustomed way. All the churches had trees and a program by the children. Serv ices were held at the Episcopal church Christmas morning. In the evening tbei so- olety event of the season occurred In the form of a reception at Jenne's opera house , with supper at Gehllng's. About forty couple were present and enjoyed themselves a. dancing , cards , etc. OIID , Neb. , Dec. 2G. ( Special. ) Christmas festivals were held In the Methodist and Presbyterian churches , the Baptists anC Episcopalians uniting with the latter In the evening exercises , which consisted of song * and recitations. Miss Lily Davls's recita tion of a "Christmas Carol" was done with rare elocutionary skill and ability. The evening's entertainment closed with the dis tribution of candy and nuts. WEEPING WATEIl. Neb. . Dec. 26. ( Spe cial. ) The usual Christmas exercises were held at the several churches and the children made happy for a tlmo at least In receiv ing presents. Very llttlo entertaining waa done outoldeof family dinner parties. WAUSAU , Neb. , Dec. 26. ( Special. ) The Christmas festivities In the churches were well attended and enjoyed by all. Many private entertainments were given during the day. Among the number , Mr. and Mrs. K. Mcbby entertained at dinner the Paradise club of this city. Thrown from \VaKoii nnil Hurl. YORK , Neb. , Dec. 26. ( Special. ) Ed Wll- cox , a young farmer llvln < g tiouthwest of the city , was the victim of a runaway Thurs day. Hi was coming Into the city when his team becuno unmanageable. Ho was thrown to the sldo of the road , where he was found In an unconscious condition and brought to the hospital in this city. The right arm wai broken , but although It was feared that he had sustained Internal In juries ho was able to bo taken homo yes terday. Spree ItoNiiltH Fatally. PALLS CITY , Neb. , Dec. 26. ( Special. ) A German named Schmidt met with a horrible rible death Wednesday evening. In com pany with a friend he started for horns north of hero In the evening. Doth were drunk. In some manner Schmidt fell from the wacon. catching his head 'In the wheel. He was dragged eomo miles before his friend discovered that anything was wrong. His neck was broken and he was otherwise mu tilated. Schmidt leaves a wife and several children. Coniinii | > - .Munt lny. KKE.MONT , Dec. 2C. ( Special. ) The Jury In the case of school district No , 21 , Dodge county , against the Home Flro Insurance company of Omaha , which was on trial In the district court for the last few days , brought In a verdict for the plaintiff ycatcr- day for the full amount of It's claim J710.CO. The suit was brought to recover the Insurance on the school house , ululated about ten miles north of town , which waa burned last April. _ Dopliiiitiitory Context n ( Kiillorlon. FULLEHTON , Neb , . Dec. 20. ( Special. ) The first annual declamatory contest of the pupils of the High school was held Tuesday evenlnt : of this week. There were ten con- testantf , all of whom acquitted themselves In a creditable manner. .Miss Cassle Davis was awarded the llrst prize , which entitles her to enter the district contest In the spring. Miss Lodemla Gould received the second : > rlze , _ t'u lit uro Iliiniiiviiy llojx. NORTH PLATTB , Neb , , Dec. 26 , ( Special Telegram. ) Last night three boyg , giving their names as Paul Currothers , Clyde Plnck- ley and Joseph Miller were arrested on u telegram from thu olllcers of Anslcy , Neb. The boys had ruir away from homo and arc now held hero awaiting orders. Carrothers ha received word that his mother Is very sick and will be sent homo tonight. Will lloNtirroot WIIIINII I'liper , WAUSAU , Neb. . Dec. 26. ( Special. ) John Darrott of Vcrdlgrc , who ls a candidate for the olllco of Bergcant-at-armii of the senate , will rcsurect the Recorder of that place and publish u "tnldale-of-the-roaa" popu- llit newspaper. Dre.v 11. Khooninii says It's no trouble to Induce alady to wear a' warm house slipper after she has once worn our black or brown heaver fur trimmed nullliler that has an elastic sole and a broad heel It keeps the entire foot ami ankle warm ami Is one of the most com fortable slippers ever made we nlve you n nice neat tit for .fl.'iO. DREXEL SHOE CO. , l/HJ / ) TARN AM. STATH IIKMT Sl'MAIl ASSOCIATION. Annual Mooting uf llio Orniiiilir.nlIon Will Ho IntoroNlliiK. HASTINGS , Dec. 26. ( Special. ) The an nual meeting of the Nebraska Heel Sugar association will bo held here 1'ebiuary 2 and 3. Among the objects of this meeting Is to devise ways and means for securing addi tional sugar factories , so that farmers dis posed to diversify their products by the moans of sugar beet culture will have a market for them. Ofllccrs of the State uni versity , the State HoAi'd of Agriculture , Ihn State Horticultural society , the State Dairy men's association , the State Federation of Labor , county or local agricultural or horticultural ticultural societies. Irrigation associations or companies , boards of trade , commercial clubs , the State Normal scnool , private de nominational colleges , labor organizations and farmers' Institutes , are Invited. The governor of the state Is requested to'oppolnt twenty delegatcs-at-largc : The State uni versity , the State Board of Agriculture , the State Horticultural society , the State Dairy men's association , and the State Federation of labor , ten delegates each ; county or local agricultural or horticultural societies , live delegates each ; Irrigation associations or companies , three delegates each ; mayors of cities are requested to appoint five dele gates each ; presidents of hoards of trades and commercial clubs , five delegates each ; tbo State Normal school , private and de nominational colleges , three delegates each ; labor organizations , farmers' Institutes and granges , three delegates each. General managers of railroads are requested to at tend In person or by representative. Editors of agricultural or Irrigation publications , and all newspapers in Nebraska , will on presentation of credentials , be entitled to scats in the meeting. A cordial Invitation Is extended to members of congress , the governor , all state olllclals , members of the legislature and county boards to attend as delegates. Farmers engaged In the produc tion of sugar beets and all others In our state who have the welfare of this great In dustry nt heart , are cordially Invited to bo present In person or by representative. A program will be presented with papers and addresses on subjects connected with the Industry by the ablest men , with op portunity for debate on all subjects before the meeting. Reduced rates will bo ob tained on railroad lines. The names of all delegates should be sent to W. N. Nason , secretary , 1704 Farnam street , Omaha. TIIIKK'S COOI. WOH1C WITH A TISTOI , Iloliln Vi llln I'lirmioriH nnil Titlcen Tliolr ItovulVOI-H. INAVALE , Neb. , Dec. 26. ( Special Tele gram. ) A thief broke Into the B. & M. depot hero last night and after securing $2 went Into town and entered the store of Kenyan Ilros. Whllo In thcro he was apprehended and an attempt made to take him , but he calmly put a blfj revolver Into the faces of his would-be captors and made them hold their hands up whllo ho possessed himself of their guns and then ordered them to run , emphasizing his remarks by a shot as they went. After they were gone he calmly walked away to bo seen no more. HP secured noth ing from the store , evidently trying to open the big safe while In there. .Urn. Joiinloollti NIIOH for Illvoroc. FREMONT , Dec. 26. ( Special. ) Jennie North filed her petition In the district court today for a dlvoico from her husband , Frank North. She alleges that he has become an habitual drunkard and has been guilty of extreme cruelty toward her , striking and beating her. She also claims that ho has used abualve epithetx toward her In the presence of others. She asks for alimony and the custody of their child. Frank North for about ten years has been court reporter for this Judicial district. He was married to his wife , then Jcnnlo Townshcnd' , In ISbO. Keep Tliolr WoddliiK1 11 Secret. SAN FRANCISCO , Dec. 26. Gustavo Hclnrlchs , the well known musical director , and Miss Kathcrino Montgomery Fleming were married at the homo of the parents of the groom , In Alaraeda , on tlio evening of December 17. The ceremony WOE a very quiet ono and news of It did not become public until today , when the musician and tUs bride returned from a short honeymoon trip. I'lujM tlio .lull for n Sufoty. LOUISVILLE , Dec. 20. A special to the Times from Paris , Ky. , says : Johnson Howe , the 15-year-old negro boy who fatally wounded Policeman Laccy at Cynthia on ChrlHtninH eve , when the officer attempted to arrest him , was brought here la.it night for safekeeping. The negro's garments show seven bullet holes Inflicted by the wounded policeman , who flrcd while he was on the ground. Crnnil Jury IndlolH nn Aldornuiii. CHICAGO , Dec. 26. Alderman Thomas J. O'Malley of the Twenty-oocond ward wao today Indicted by the grand Jury for the murder of Gun Collander on election night In November , 1894 , O'Malley'B Indictment has created a ensatlon. He was elected to the- council last spring with the endorse ment of the Municipal Voters' league and has a good record In that bo.ly. KOIIIiCAST OK TODAY'S WKATIIKH. Siniiliiy Will Ho ( ionorally I'air tun : Wariiior In XoliriiNkn. WASHINGTON , Dec. 26.-The forecast for Sunday Is : For Nebraska , Missouri , Kansas nnil Iowa Generally fair and warmer ; south winds , For South Dakota Generally fair ; warmer In eastern portion ; south winds. For Wyoming Fair ; warmer ; south winds. For Montana Fair , followed by lncrea - Ing cloudiness : Fonth to west wind.- ) . I.oi-llI Itooord. OFFICE OF THE WEATHER IllJREAt' , OMAHA , Dec. 2fl. Omaha record of rainfall and temperature compared with cor responding duy of the past three yours : 1S % . IMC. 1M I. 1893. Maximum temperature. . . : ii : 40 28 42 Minimum temperature. . . 13 20 11 J2 Average temperature 2'J 30 20 27 Italnfull 00 .00 .02 .00 Record of temperature and precipitation ut Omahii for the day and since March 1 , HKO : Normal temperature for the day 23 KxcirfS for the day . , , i ; Accumulated deficiency ulnct- March 1 , . 112 Normal precipitation for the day. . .03 Inch Deficiency for the day 03lneh Total precipitation ulnce Mch. 1..34.82 Inches Excess since March 1 4 M inches Deficiency for cor , period. ltAj.,11.10 luelu-H Deficiency for cor. period 1KH..14.0 Inches L. A. WEUSH , Local Forecast Official. , Warranted to bake better and with less fuel than any other stove or ranse you ever saw such Is the"Acorn Steel Ilnnjie" n better made ran : e the best material nothing but cold rolled steel and the toughest Iron are used In Its construction Inferior stoves at other places will be asked more for although the "Acorn Steel Utilise" Is by all nootl housekeepers who use It aUJlitlned to be the lines ! steel ran e made. JNO. HUSSIE HWD. CO. 2407 Ginning Street. THEIR GIFTS TO EMPLOYES Unique Christmas Presents by Siogel Cooper & Co. of Chicago. 600 TO 700 POLICIES FOR 51,000 , EACH n HiiMtiltinl I.Iff Inmirmioo Coin- pitiiy of Xo'w York , Mr. Cooper Glvrs 111 * WorkcPH Ho n nil Advlce. CHICAGO , Dec. 20. A life Insurance policy , with the premium paid up for ono year , was the Christmas gift that the hlg drygoods house of Slegel. Cooper & Co. presented to each of Us employes , Instead of the conventional turkey. The unique presentation was made by Mr. F. H. Cooper In person yesterday at noon In an Improvised assembly hall on the top floor of the firm's mammoth establishment on State street. Moro than COO employes of the house were present. . Mr. and Mrs. Cooper were given an ova tion on entering the hall. The manifesta tions of gratitude and gopd , w.lll toward the members of the firm were frequent and pro longed throughout the course of the exer cises , and when Mr. Cooper reached the climax of his address by.telllvi : his hearers of the gifts that had been prepared for them thcro was such a salvo of applause as is Ecldom heard within thu walls of a staid commercial establishment , i Among the employes apd members of the firm who were present were : Mr. niul Mrs , K. 11. .T. S. Jnroby , Cooper , .1. IlToli. Mr. K. i * . ( "ooper , J. O 'rnc1ity , Charles Cooper , It. blunter , Garrctt Cooper , II. McKlilclit , J. Kt'lm , A. ItrooU" , J. Ilrentmn , .1. Ilruecklielm , J. llrockema , I * Lubrle. The New York Mutual , Llfo Insurance company was represented 'by - Proft \ \ ' . P. Stewart of New York and , C , II. Ferguson , Qcorgo W. Oundakcn , James A. Forest and Hiram D. Curtis of Chicago. Mr. Cooper spoke as follows : MR. COOPER'S SPEECH. Gentlemen and Fellow Coworkcrs of the Dig Store : It Is now nearly ten years since the house of Slegel , Cooper & Co. was estab lished In Chicago , and during all these years wo have never asked you to come to the store on Christmas morning. This Is the first time , and If we have requested you to assemble here this morning. It was for no Idle purpose. This meeting was called In order to show you that the house of Sle gel , Cooper & Co. Is not Indifferent to the welfare of Its employes , but takes an Inter est In the well being of all. What better day then for such a purpose than this day , which proclaims "good will to men ? " I am Informed by the Mutual Life Insur ance company of New York that It has ex amined between 600 and 700 of our men. Among that number there must be a good many married men , how many I do not know. Now , let me ask you a question , you men who have families depending upon you. What provision , If any , have you made for wlfo and children In case you should die today , tomorrow , or next year ? Are you laying up any money ? Have you Invested any funds In building and loan associations ? Have you any Insurance on your llfo ? What , If anything , have you done for the protec tion of your families If death , the destroyer of all human aspirations , should remove you from your field of usefulness ? The capital that your families today depend on Is your brain or brawn ; will It still protect them after you are gone ? Your usefulness to your family can bo extended beyond the grave If you HO wish It. And thoseof you who are not married , let mo ask you what arc you doing to lay up something for a rainy day ? You may say , my salary Is not enough to enable mete to save anything. " That Is not so. Ex perience they say Is the best teacher. Well , 'then , I know by experience that any man who has a steady position can lay by part of his earnings. In 1866. when I 11 rat came to this country , I worked quite a while for $5 a week and out of this salary I saved 50 cents every week. The great thing Is to live within your Income whatever It may he , and to save a part of it every week. There fore , you should never run In debt ; buy nothing that you cannot pay for at the time of purchase. Any man who owes no ono a dollar and has something laid up for a rainy day , who has thoroughly accustomed himself to burden himself with no more needs than ho can easily gratify In his con dition , Is Just as rich as a Vunderbllt , a Gould , or a Rockefeller , for , after all , these people can eat only three irtals ) a day , and ten to one , that your , rpodcst breakfast or dinner , earned by the .sJyda'i of your brow , ( astes bettor1 to you than 'any banquet ever spread before them does , to them. ( SUCCESSFUL MEN , jillE INSURED. The best men. or I should : rather say , the most successful business men of our day carry largo lines of life.Insurance. Ono of the most successful mem in our line , Mr. John Wanamaker of Philadelphia , I am told , carries on his llfo $1,050.000. Nearly all the most successful meii of our time carry largn lines , nil the way , say , from $50,000 to $1,000,000 each I onlyriiuutlon these facts to show you that life Insurance Is not anymore moro an experiment , but 'that ' our leading men consider It not aloud-a - benefit , but a duty to themselves aitd < to'those near and dear to them to Insure tllulr lives. Some time ago It occurred to me that of all the men In our employ , there was pos sibly a very small fraction -who carried any llfo Inuuranco ut all , and after a careful consideration of the subject I determined to do that for you which you may have neg lected and to present to ' 'each and every one of you a life Insurance policy of one thou sand dollars ( $1,000) ) on which Slegel , Cooper & Co. have paid the Ilrst year's premium In full. full.After After this decision was made , the ques tion arose , In which company to place this enormous policy , a policy of policies amounting to between $000,000 and $700,000 , the largest policy or policies ever placed with onu company at ono time In the world. Being myself Insured fpr $50,000 In the Mu tual Life Insurance company of New York , the company , which' I am Informed , has the largest established means of any life Insur ance company on the globe , u company whoso responsibility Is abtolulely beyond quehtlon , It was but natural that this com pany was selected for , the purpose. I did not wish you to pay out a single cent for the first year , therefore , after arrang ing with the company'B agent for the first It's t'tiouuli to inuko anybody won Hint Is anybody -\lu > Is In the biiHlnt ; * ? nnil can't net the sl.vlosvo . huvi'-antl they can'tthoy can't you'll not si-o our colored shirt slylo anywhere flsoox - ct'pt In tin- best houso'J In Chicago or Now York and us for our nowi-st neck- tics wo have them MM tie to ortlor they arc our stylos-and they are the bost- ' wbon thi'm rich yon'll say so yon m bn'oi'ts that none can imuUu-o oxcojit ALBERT CAHN , 1 2'J FAUNA M year's premium , I stipulated that the doc tor's examinations , etc. , should bo free. The policy for $1,000 , therefore , which you re ceive , costs you absolutely nothing. I am not posted on the tables of mortality compiled by the life Insurance companies , and by which they are guided In fixing the premium which must be paid at different ages , but If I remember right , the average yearly mortality In Chicago Is about twenty out of every 1,000. or 2 per cent. Admitting that out of this number two-thirds arc little children and old people , who are not of In- surahlo age , It would follow that out of the number of men between COO and 700 In sured , three or four will die during the year. I hope not , but these ore the probabilities. At nil events if such should be the t-ace , the families or estates of such Insured will receive from the New York Mutual Life In surance company a check for $1,000 that never cost them a cent. Hut the great ma jority of you will see another Christmas , we hope all of you , and It Is to those who will survive that 1 desire to address a few earnest words. SETS A GOOD EXAMPLE. Your policy is paid up for a full year , but remember there are other years coming during which you ate expected to pay the premium yourself. Some of you , no doubt , will let the policy lapse , you will fall to keep up the payments ; you will again be un protected , ns you were before wo presented jou with this Insurance , and In such cases , of course , the money Invested by us for your , sake , and our labor of love' , will be lost. Hut we trust that the great majority of you , appreciating the Importance to your self or family , of providing something for dark days to come , will bo only too glad to deny yourselves a little for so good a purpose. Most of you are young men , and In such cases the price of a nickel cigar a day will keepyour policy paid up. Some of you may have said , or heard said , "corporations have no soul" which , though It may bo true In some cases , I thank God Is not the truth here may wonder If wo have not a Hellish motive In making this donation. Wo have. We wish to make you , If wo can. Industrious , thrifty , saving , for wo know full well that n man endowed with those principles will do his work better than a man who don't care. We wish that this Christmas present would Inspire every recipient with an added feeling of responsi bility toward himself and family , that It would spur him on to renewed effort , to do his work as well as It can be done to the end that In after years he could date the period of his success from this occasion. Given two men In practically the same po sition , earning the same salary , that man who saves something out of his earnings to keep up this policy will be more successful In life , and will be better thought of by the house than ho who allows his policy to lapse. Gentlemen , all It needs Is determi nation to do right. Make up your mind that , come what may , you will not alone live within your Income , but lay by some thing every week. That Is the foundation of happiness , because It leads to Independ ence. CONSCIENTIOUS WORK. Conscientious work benefits all. If we can seine way manage to make our men more conscientious , more painstaking , more care ful , mors Industrious , wo benefit at once the house and all Its workers. Many a sale Is lost that should be made ; many a customer Is driven away from the house by Indifferent treatment ; wrong addresses are taken , which causes the house lots of trouble and customers' annoyance ; packers ore some times careless In their work , so that arti cles are broken or delivered In bad order ; drivers do not always take the proper care of packages given Into their charge. There Is destruction here , leakage there , waste In some other direction , which causes the house a loss of thousands of dollars a year ; and let mo tell you right here that all this leakage - ago and waste Is finally paid for by you , for the less It costs the house , to do business the moro It can afford to pay you. The moro Intelligent work you give the house , the more you guard against waste and leakage ; the more conscientious you are In the dis charge of your duties ; In one word , the more you do for the house Individually , the more the house can do for you collectively. All of you have your own friends and relations. Never forget that the Interests of Slegel , Cooper & Co. arc your own. Therefore you should further the Interests of the house whenever and wherever you can. There are some men In the house who never , In the store or out , tire of advancing the Interests of the house. If you were all like that we might do It with one-half the newspaper ad vertising wo-have to do today. If you do your work , whatever It may be , as well as you know how , you arc bound to get along. You can't all become millionaires , but you can earn Independence. CHANCES FOK ADVANCEMENT. Ths chances for advancement In llfo today are Just as good as they were thirty years age. Yes , I believe they are better. It Is true that wo are passing through a time of serious trial , but thcso disturbances will occur every few years or so , and let us hope that the present clouds may soon roll by. Do your work faithfully and well and when the proper opportunity presents Itself grasp It. To grasp the proper opportunity requires judgment. Hear what ex-Senator John J , Ingalls says of opportunity : "Master of human destinies am I ; Fame , love , and fortune on my footsteps wait. Cities and fields I walk ; I penetrate Deserts and seas remote- , and , passing by Hovel and mart and palace , soon or late , I knock , unbidden , once on every gate. If , sleeping , wake ; If feasting , rise before I turn away ; It Is the hour of fate , And they who follow mo reach every state Mortals desire , and conquer every foe Save death ; but those who doubt or lies- tate. Condemned to failure , penury and woe , Seek mo In vain and uselessly Implore ; I answer not , and I return no more. " The policies will now bo distributed. In order to save tlmu and trouble the policies have been arranged alphabetically , begin ning with A. When your nameIs called , kindly rise , go to the desk and receive your policy and go to the elevator to take you downstalrc. I wish you all a merry Christ mas and a happy New Year. Mr. Ilrennan will now please call the roll. THANKS FOR MR. COOPER. Upon the conclusion of Mr. Cooper's ad dress Mr. L. Lubrlc , an employe of the firm , aioso In his place among the audience , and In a few choice sentences extended the thanks of the employes In a body to Mr. Cooper and the other members of the firm , rounding out his expressions qf gratitude with the compliments of the season. It was learned that the first year's pre mium on noun of the policies donated by the firm came as high as $145 , and $18CO wnu tbo lowest payment. So It will readily ho seen whet a tidy sum was paid out by the firm for it * 189G Christmas ulfta to Its COO male employe * . Is Ilioro n man \\llh soul so dead ( hut hath no music In hbn--\vo prolong llfo for lots of people because wo fur nish them with so much Hint Is llfo- since have In Inspiring--never we been business have we had such vast quan tities of new sheet music as now every new title comes to ns : is soon as It Is out we have lots of sheet msi.slu for a cenl--inore at " > cetilii. A. HOSPE , JR. , tnlrt DUUfJI.AS. KILLED IN A MINE EXPLOSION Dnadly Firedamp Takes .a Umiibor of Vic tims in Iiulmun , MEN WERE AT WORK REPAIRING DAMAGES niNiirrr n ( ( In- CoinpnuyVns Si orliili-iiilliiK tlu > Oiicriillnti nuil Ho llriulM llio I.lnt or the Doiul. PRINCETON , Ind. , Dec. 20. A terrific explosion of llrcdamp occurred in the mine of the Maulo Coal company , this city , at 3:30 : this afternoon , and as a result twelve 3:30 : this afternoon. U W.IH at first thought twelve men had been killed In thu mine , but when Dave Noh'.n and Juims Turner and a man named Colgate and a colored man were taken out alive Just before midnight , It was thought that the death list would be reduced to eight or nine. The work of the rescuers continues during the night , and will ho kept up by relays continuously. Meantime , the scenes above the mine during the nlgbt to- come moro sad BB the hours go by. The families of the missing men remain at the mine , waiting for the cages that come up the shaft. Their dcmonstratloiiR of dlslRvn are heart-rending. The dead are : ROI1ERT MA.ULE. married , treasurer Maule Coal company. JAMES RILEY , married. JOHN RILEY , married. JOHN ERNEST , married. THEODORE FA HER. married. ROHERT PONYL1TE. JAMES PONYLITE. his brother. JAMES KRUGY , single. JOHN HOLMES , married. The four men rescued are : Will Grill , slightly bruised. William Hooker , colored , cut and bruised. Frank Turble , badly burned and may not recover. recover.Davis Davis , colored , slightly Injured. The men were at work making repairs of damages resulting from a similar explosion last Sunday. Besides the regular miners and blacksmiths , others were assisting In the work , while Robert Maule , a son of President John Maule and treasurer and mine superintendent of the company , was superintending the work. The mine has been in operation but a short tlmo and the air shaft Is not quite completed , and the gas which collects In a portion of the mine was Ignited by an open lamp. MINE ONE YEAR OLD. One > year ago today Princeton was JuhliMit over tbo striking of a seven-foot coal vein by the Maule company. Hut tonight many homes are scenes of great sorrow , made HO by the awful explosion of gaa In the mine. When the mlns began work the tlnest ma chinery was putIn and It wae the Intention of the owners to make II the finest In the state. The air shaft was not started until after the mine l-.til been prepared to onerate. Work has pro gressed slowly and therei Is still about ninety feet to excavate before It Is completed , ( "as has frequently accumulated In pockets and several men have been burned by umall ex plosions. About two months ago a Kcrlous explosion occurred. In which one man \vao klllc.l and Frank Turble , who was Injured in today's explosion , was Injured. The mate mlno Inspector Investigated and werlc went on with a small force. It was well known that gas accumulated and there was no way to dispel It yet. The miners went to their dully work without thinking of the danrer they were constantly 'In. Last Sunday a Jet of gas was fired by a blast and It burned all night. In the morning the descent of the cages forces gas to this Jet and n terrific explosion occurred , but fortunately theit was no ono In the mine. Today about twenty men were engaged in repairing the damage done by the explosion , when the flrod-unp again let go with terrific force , this time with deadly effect. The cscapo of four Men from Instant death ecems already a miracle , when It Is considered that the huge cufes were blown from the shaft bottom to the top house , over fiOO feet above , by the foice of the explosion. These cages wore wrecked so that they were useless and an Iron bucket was Im provised for a rescuinc party as soon as possible after the accident. The first per sons brought up were Turble , Grill and the two colored men , Davis and Hooker. The first was badly burned and was carried to an ambulance. Grill and Davis were appar ently uninjured. Hooker was cut and burned and had to bo supported. Afterwards It was found hia Jaw was broken and one eye was torn from Its socket. All wore given medical attention. Then the rescuing party began to bring up the dead. The scenes around tha mluo were most pathetic Wecplnc plteously In anguish were , wives whom the crowd vainly tried to comfort. Mothers , daughters , sons and other relatives of the men In the mlno with blanched faces stood wringing their hands and some were kept from going down the shaft with great dilllculty. Slowly the work of bringing the bodies to the surface proceeded. It was bo- lloved that the men mill In ( ho mine vcre all dead and those above walled only for their dead. _ _ HIMII.VC mi.i , coi.i.iicitv o.v nun. ( In-lit .tlliio In .Nova Scot In Uio .Si'ono iif n UlxiiHtor. HALIFAX , N. S. , Dec. 2fl. Another great disaster has overtaken the Spring Hill coal mines. Just five years ago the mines wen- wrecked by a great explosion and 130 lives lout. It look the best part of a year to get the colliery In working order again. It was splendidly equipped , gave employment to 1,000 men In the. pits and had an output of 376,000 tons a year. From tbo meager dis patches received , It appears that lire had complete poracsslon of the underground working of two of the three slopes. About G o'clock Tliuruilay evening the coal mines at Spring Hill were discovered to bo on fire. The flro originated In thu plpo- way of the cast slope In the SOO-foot level. It teen ' ute Its way Into thu 1,300-foot level and do'vejoped Into a raging furnace. When Government Inspector RIIjilii arrived fire wai Irr-iinn from eivcry opening of the mlno. T.a liopolan were mirne-d down and the bankhoad had to bo torn away. The miners worked hard to save their nourco of livelihood , but nil their efforts In that direc tion were fruitless. They tried to prevent the air going Into the mlno by stopping up every airway. Mr. Qllpln had to call the men from their work , OH It was attonde-d with great rick to their liven , obould an Selling carpets Is our businessthal'n why we like to talk ahont tlu'in so much the way we sell them always makes a permanent cti : < tomet that' * brcuisc wo ahuiy.s consider quality and design Hrst price last when we make our selec tions then we know you are petting ; a nullity that or.r reputation can back latest pal let us ami at a price that you will be salli-fieil with- quality considered - we never ollVr yon a caipetaI what ever price- that we can't back with unr guarantee. OMAHA CARPET CO. , lolnDODCK. explosion occur , whlrh might be expected at any minute. The llames ihot 100 feet Into the air , the rellectlon being visible nt Ambcrd. The e-xtent of the tire IB not known , but the most tUfas-tunis are fe-aied. The loss of the e.ut slope IH believed to lie complete and the machinery will be ruined. At 4 p. in. Friday the wcit slope was reached all right , but the men will have hard work : to save It. The llro caught fiom nil overheated Mcam , pipe connected with the driving nuchlncry. The- men worked up to the time the mlno caught fire and got out In safety. The mlno has three slopes , north , touth and oast. It la likely that the most serious damage by the lire will be confined to the east hlopo. In which It started. The fire teems to bo burning Itself out. The lc s will bo enormouu and the tire will cause gieal destitution among the mlneis , as even If the fire docs not spread through the entire mine. It In considered doubtful If work can bo rrwuineil under any circumstances during the winter. IIdle Klrox of n lny. PUTNAM , Conn. . Dec. 20. Fire In North Grovcr Nordalo today totally destroyed the two largest buslines blocks In the town , to gether with two barns and adjoining sheds. Loss , J1C.OOO. HUFFALO , N. Y. . Dec. 2(1. ( The grand stand of the Huffalo Driving park was de stroyed , by fire tonight. entalHr-g a loss of $2o,000. This is the fourth fin- that has oc curred at the park during the past year , the stables , hotel , club house and other buildings having gone up In smoke at short Intervals. Nothing remains but the track. - MIAMI. Fin. , Dc-r. 2(1. ( Two blocks of hiu > nehs buildings were burned this morning ami F. M. Frank , a clothing merchant , was killed and Alonzo Johnson , colored , was seriously Injuied by the explosion of a soda water ap paratus. The loss of property Is estimated c.t $75,000 , with less than $10000 Insurance. Some forty concerns were cleaned out. TONAWANDA , N. Y. . Doc. 2The Tona- wnnda High school was destroyed by llro tonight. Loss , between ff.0,000 and $75.000. Kiiunil Donil In III. * Hfil. ST. I'AUL. Dec. 26. A Wiiubay , S. D , , special to the Dispatch says : Joseph Sehra- hek , who lived four miles norlheabt of thia place , was found dead In bed this morning by John Wall , who lives near. Ho says that labt night he heard n great row and afterward saw Mrw Schrobek and their 10- year-old son leave the house with another man. - Sonrolilntr f r Lost Knllior. PORTLAND , Ore. . Dec. 20. Miss Mary Ellen 'Chaxtcr of Scdalhi , Mo. , IH here en deavoring to obtain confirmatory evldenco of the death of her father , Everett Thaxter If ho bo Indeed dead to expedite the dis tribution of a $500,000 rotate In St. Louis , In which &ho Is Interested to the extent oC $250,000. TKI.KCHAIMIIS llltliVlTIKS. V Arnui Howlnnd , Jack Rlgby mid Clreeley Iear were killed in u llgn : six miles from Mount Vornon. Ky. Postmaster General Wilson has l.ssued a fraud order against the Northwestern Ad justment company of St. I'nul , Minn. Lolo Fuller's fiigimcnient to New York State Senator Jncoli A. Cantor Is an nounced In Hnn Francisco , nnil Lolo doen not deny It. William Showlop , the bnrebnrk rider. In under urrest at Hed Oik : , N. J. . for Ullllni ; Ansel Oroft , a bartender , while hi- was ex hibiting ii revolver In a saloon. General Dnnlol 13. Sickles , once minister to Cuba , will npeiik on the Cuban quc-Htloii on January H , In Brooklyn , advocating In terference by the United Slates. Hoseoe Flnloy , u tax collector at ( Jrccn- lleld , near Erie , I'a. , .uan beaten and robbed or $ : ! 00 and rescued by u neighbor from bin own barn , w'.ilch ' bad been set on lire by the robbers. Frederick P. Morris has reiiiir.steil the withdrawal of his nnmo as paymaster gen eral on Ooveinor Black's htaff In New York on account of newspaper attack * on bib military re-cord. Wintlelil H. Johnson and Mrs. Lottie M" . Ellis of Syracuse , N. Y. , won- married at Cleveland last Thursday. New York lawn prevented the- marriage In that state on ac count of the grounds on which Mrs. Morris obtained divorce In California recently. Agent Treon and Wblto Ghoul and Wlzlo , Indians from Crow Crock , talked over res ervation muttera with Secretary Carlisle. They will seek to neciire a rash payment of $1G ! > ,000 remaining In tbo treasury o S1S7000 allowed them for their equity III certain lands. Suit has been bognn at New Haven , Conn. , by tin- Empire Mining and Milling company of Malnt ! against the Tombstone Mining and Milling company of Hartford , Conn. , for fctTjO.OOO. The two companies own adJoining - Joining mining properties in Arizona. It Irt alleged the defendants agreed to open the property of the plaintiff for J10.000 and In doing so sold (2T > 0.000 worth of ore. Forolivn. Admiral Deardslec's inatlneo on the Phil adelphia at Lima , Peru , was a pronounced success. The Cuban delegate was present and the Cuban flag was cheered. Herring fishery nt Fortune bay , New foundland , Is a failure and thousands oC people are threatened with starvation. Probably 3,000 will become a liurikii on tbii colony. Canada will pay tbo expenses of Canadi ans who emigrated to Biazll and are now , returning by way of Liverpool. The IJo- ininlon government hopes tbo oxpiTlenco of thuHo men will bea warning to othe.ru not to leave tbo country. Taung rebels , led by whites belonging to the Capetown Volunteers , are causing ; distill bailees In South Africa. The Trans vaal government has expressed a liopo In reply to an Inquiry that measures will bo taken to prevent the violation of the Transvaal Hide. THE GREAT HUXLEY. ) Wluit IliiUoy , llio ( in-ill lOnulUIi SolonllNl , Connldorcil llio HI > N | Slnrt In l.iro. The great English scientist , Huxley , said the best start in life is a Kound stomach. Weak titotnaelm fall to digcwt food proporlyi because they lack the proper tiuantlly oC digestive acids ( lactic and hydrochloric ) and ! pe-ptogenle products ; the most Kcnslblo rem edy In all cases of Imllgcxtlun Is to take/ nflcr each meal ono or two of Stuart's DJH- pepsla Tablets , bccaimo they nupply In aj pleasant , harmless form all the element ! ! that weak stomachs lack. The regular UKU of Stuart's Dyspepalu TabJ lets will cure eivury form of stomach troublu except cancer of the stomach. They Increase Huh , limnro pure blood/ titrong iierveu , a bright and clear complexion/ because all these result only fiom wholeuomj food well digested , Nearly all druggists sell Stuart's Dyapcp ' old Tablets at GO cenlH for full sized package ; Send for free book on Stomach Troublui to Htunrt Co , , Marshall , Mich , l- .r/ . . .