THE OMAIIA DAILY BEE ; SUSBPAY , PEOJSatKEE 35 , 18 5.
"Saint Nicholas at'Falconer's
With Books , Dolls and Toys ,
Just the things that you're seeking
For Girls and for Boys. "
HI a
With pleasure we announce the receipt of a consignment of Toys , etc. , from one of
the largest dealers in the west.
- < Upholstery , Curtain and Shade depar tmcnts moved to make room for this most attractive display.
display.All ready for sale on Monday morning.
Germany Austria France--England China Japan and beyond , all above all
and over all America drawn from to complete this Grand Exhibition.
Would you have a flaxen- "Men can find beautiful , use
haired doll a brunette , a long ful , expensive or inexpensive
doll , a short doll , a cheap doll , gifts for Ladies or Children
Fans , Gloves , , Parisian
undressed or dressed we can Perfumery
Toys Toys Toys and Ladies will not forget that
supply . risian Novelties , Handkerchiefs
you. '
still , our Men's Furnishing Department
more toys
chiefs of every kind and de
ment is very complete. scription ,
Toys innumerable , variety
limitless wooden , leaden , me
chanical , iron , everything con Boys and- : girls will sigh for
ceivable and inconceivable glassy streams and whitened Wilson Bros. ' Ties and
, , musical streets when they see our .
quiet toys noisy toys Scarfs at 250 each.
toys , for the parlor , the bed Coasters . , Sleds , Sleighs and Collars , Cuffs. Handker
room , the kitchen , indoor toys , Skates. chiefs.
outdoor toys.
For the pond , the lake , the
field.
/ rt. .
The' newest thing in Um
Bric-a-brac from Dresden , brellas Congo silver mount
from Sevres , from everywhere ed SWELL Canes to Till Christmas , VERY SPE
almost. Upstairs , "d.cvnstairs } , every" match. CIAL offerings in Cloak De
where in our ( .store . , filled with partment , Silk Department
Artistic-useful-amusing. * " articles suited"to everyone. and Dress Goods Department.
KILFATRICK-KOCH DRY GOODS CO.
Open. Every Evening Till Xraas. J. H
MYSTERY OF THE MISTLETOE
All that is Known Oonceming tlio Origin o
a Famous Song.
WHO WAS THE UNFORTU NATE BRIDE
Incident Upon AVlilcli the Snpiioxeil
TriiRrtljIlflntcil In ( lie Sonif
I'M Founded Fitrt * Kx-
trcmcly Ilnrc.
( L'opyrlRht , 1S93. by S. S. McCturt. Limited. )
Tlio sale In February. 1803 , of a chest al
leged to be associated with the story of the
"Mistletoe BouRh" at Basketts-Fletchwood
naturally revived Interest In tlio tragedy ( or
tragedies ) upon which the song Is founded ,
and which IB said to have happened in so
jnany families during the last century , and
much speculation was rife. Lieutenant Col
onel H. F. Greatwood claims to have the
Identical chest at "Tho Cat-tle. " Tlverton ,
North Devon , England. This chest was for
a number of years In the possession of the
Hramshlll 'Hartford Bridge ,
Coo family of ,
Hampshire , and the late Sir William Cope
wrote- booklet. Riving many Interesting par
ticulars respecting the same.
The Btory as told In verse , both by Samuel
Rogers and Thomau Hayneo nayley , Is as
follows : A youthful and playful brldo on her
wedding day hid herself In th ? chest while
playing hldti and seek. She let down the
lid , the spring caught and she was burled
ullve. She was sought for high and low , but
It was not until BOIIHI considerable time had
elapsed that the old chest was broken open
and her Pkeleton discovered. Hut , though
this ptory Is related as having occurred at
Dramahlll. no reliable data have over been
discovered to make the belief any more than
u tradition. At any rate , no Miss CORO ever
met with such a fate , though th ? Incidents
h&vo been circumstantially bet forth ,
A lady wrote to the late Sir William
Cope that there could b ? no doubt of
Hramshlll being the scat of the tragedy ; that
Jllss Cope was extremely young and Just
home from school at the time she was mar-
rlrd , She proponed a game of hide and seek ,
which was pooh-poohed for a long time. At
last she raid : "Well , then , I shall go and
hide myself , " and she was never found again.
The family left the place dreadfully un
happy. About two years afterward Lady
Cope wrote to the housekeeper to say they
were coming down , and In going about ths
rooms with the housemaids to prepare for
them she ( the housekeeper ) missed some
counterpanes or something similar. In
HoarchluR for ths missing artleley she went
through Into some rooms that had not been
occupied for years.
"Oh , they may bo In the chest , and yet I
do not think It likely , " said the housekeeper.
However , she opened the chest , and to her
horror behold the wedding garments of the
lota girl. Upon the family being made ac
quainted with the discovery they had forty
rooms pulled down , as the mansion was ex
cessively large and they could not bear to go
Into that part of the house again. It Is Iruu
that , at the beginning of the last century , a
projecting wing containing thirty-three rooms
was pulled down , nut no faith Is placed In
the story of the lost bride. However , there
was a daughter of Sir John Cope , the sixth
baronet , named Elizabeth , who may have met
her death In this way. She dle-d , agud 13 , in
1730. But of her being < the lady of the chest
there Is no tradition , and If ( hero had been
any truth In the version Sir Richard , the
ninth baronet , who was her cousin and 9 or
10 years old at the time of her death , would
surely have known. He died in 183(1. ( It U
mated , however , "that he > was a man of pcu
llur disposition and did not like being ques
tioned about the chert or the accident , what *
over It was , that caused his cousin Eliza
beth's death.
The chest wan said to have bean told to an
Englishman , whom Sir William Coi > e believed
to have been the fifth baronet , who r. tided In
Italy for many yearn , and who conveyed It
to Bramehlll about the beginning at the- last
century. He cites Rogers' "Glnerva" In sup
port of his conUntlon , but , unfortunately , the
pcct In a foot note to his poem said : "This
story Is , I bollove , founded on fact , though the
time and place are uncertain. Many old
houses In England lay claim to It. " Rogers
laid the scene In Modena. At Florence , how
ever , Is an old castcllo , opposite the church of
St. Florence , whore the "Identical chest" Is
still shown to visitors.
Miss Mltford , who wrote In 1829 , says the
story b'longs to nramshlll , Sir John Cope's
house in Hampshire , nut she adds , "This
story Is common to old houses ; It was told
me of the great house of Malsanger. " This
last house Is near naslngstoke and at nearly
the same date Is said to have been unoccu
pied. There seems to be no doubt that the
old oak chest of Bramslilll was connected
with some tragical event , but whether It took
place In Italy or England It Is hard to say ,
though we incline to the belief that It was In
England , as the oak chest was at one time
one of th ? principal articles of furniture in
most family mansions. The oak , too , la a
special product of England , hut not of Italy.
Moreover , the same sad circumstance has bosn
associated with at least four other houses.
In the parish church of nawdrlp , about
three miles from Urldgewatcr , there Is a
monument to Edward Ixivell , his wife ,
Eleanor ( nee Bradford ) , and their two
daughters , Maria and Eleanor. In the In
scription touching the daughter. Eleanor ,
which Is in Latin , occurs this1 statement
roughly translated : "Her allllcted husband
mourned her snatched away well nigh on
her wedding day by a sudden and untimely
fate and ho resolved to have this monument
erected to the pleasant ( agreeable ) and pious
memory of parents , sister and most beloved
spouse. " Tradition connects this sudden
death with the story of the bride playing at
hide and seek. U Is curious that In Haynes
Dayley's Bong the bridegroom's name should
bo Lovcll. There is no mention on the
monument of the name of the bereaved
husband.
The words of the song , which I quote , at
once dispose of the' claims of Italy as being
the scene of the catastrophe , though by
some eccentric freak of fancy when the song
appeared In a collection called ' "Songs of the
Season , " set to mtislo by Sir II. It. Bishop ,
about 1630 , these lines from Rogers' Italy
were used as a motto :
The happiest of the happy
When a spring-lock that lay In ambuah
there
Fastened her down forever.
Hut there Is no evidence 'that Bayley was
Induced by the "Glnerva" of Rogers.
Rogers was the popular poet of the period
and everybody quoted from him.
THE MISTLETOE BOUGH ,
The mistletoe hung In the castle hall ,
The holly branch phone un the old oak wall ;
And the li.iron's retainers , lilytho nnd gay ,
Were Keeping their Chrlstimiw holiday.
The ( MI on beheld with a frit her'a pride
Ills beautiful child , young I.ovell'g hilde ;
While she , with her bright eyes , seemed to
bo
The Blur of tlio goodly company.
Oh. the mistletoe bough ! the mistletoe
bought
"I'm weary of dancing now , " she cried :
"Here , tarry ti moment , I'll hide , I'll hide !
Ami , Lovell , ba sure thou'rt llrnt to truce
The clew to my secret hiding1 place. "
Away Him ran and her friends began
Each tower to search and cnch nook to
scan ;
And young Lovell cried , "Oh , where dost
thou hide ,
I'm lonebomo without thee , my own dear
bride ! "
They sought her that night ! they sought
her next day !
And they bought her in vain , when a week
parsed away !
In the highest , the lowest the loneliest
spot ,
Young Lovell sought wildly but found her
not.
And years flew by nnd their grief nt last
Wan told ns a sorrowful tale long | iant :
And when Lovell appeared , the children
cried :
"See , the old man weeps for hla fairy
bride ! "
At length an old chest that hud long been
hid
WUH found In the castle they raised the
lid
And a skeleton form lay inolderlng there ,
In the bridal wreath of that lady' fair.
Oh ! nad was her fate In sportive Jest
She hid from her lord In the old oak chest.
It closed with a spring ! and dreadful doom !
The bride lay clasped In her living tomb !
TlilB U all essentially English , particularly
the Christmas festlvltlm , when the baron's
retainers were wont to keep their Christmas
holidays the same as the barons themselves.
Mrs. Bayley In the "Life" of her husband ,
published In 1844 , throws no light on the sub
ject , but It seems tolerably evident that the
ballad was founded by Bayley , who was born
at Bath in 1797 and died in 1839 , after having
written hundreds of songs and some thirty-
six dramatic pieces , on some well known
family tradition , and In all probability he at
some time or other visited Bawdrlp and read
the inscription in the churchyard , which I
have transcribed abov ? .
S. J. ADAIR FITZGERALD.
CLHVim KUOK.VK KIKI.U.
Some of HiH Karly Work I'Ickeil Out
of Old NiMVHpapcrH.
During his period of service with the Kan
sas City Times , beginning In 1S79 and pass
ing Into 1881 , Eugend Field wrote column !
of poems , criticisms , humorous sketches ,
jokes , satires a little of everything , except ,
perhaps , advertisements some of which the
Times reproduces. New Year's day , 1879 , the
following was printed :
Four young men In an old box sleigh.
Whirling away on that New Year's day ,
Happy and free ns the nlr were they ;
And they laughed
And they charted ,
As blocks away
They merrily fj > ed , their calls to pay.
Four little maidens In white pekny
Mnudle and Bessie and Huth and May
Watched nnd pined that livelong day ;
And they moaned
And they groaned
In a feminine way , '
Watching In vain for that old box sleigh.
Four mad horses running away.
Four young men In an o'erturncd sleigh ,
Corner of Thirteenth nnd North roadway ;
And they fussed
And tht-y cussed.
Spectators say.
And the d 1 generally was to pay.
Pity the youth In that o'.d box elelgli ,
Pity the tumble they had that day ,
Pity the bills they had to pay :
But , more than all
Their rise and fall-
Pity , wo pray ,
The maidens lorn In the white pckay.
' And It was In the week following New
Year's that Mr. Field wrote this quaint
verse , which makes ono think of his "Little
Peach. " U is entitled "The Song of the
I'hlllaloo : "
Her face was an fair ns In noonday bright ,
And her eyes were a dreamy blue :
Her voice was as soft and at ) sweet and
light
AH the lay of the lark In Its fitful night ,
Or the voice of the phllluloo
Too hoe , too hoe ,
The voice of the phlllaloo.
She had n beau who was awful sweet ,
And came around nights to woo ,
And placed hln cause nt thn ilnnlky feet
Of that girl on Jefferson street
To the song of the phlllaloo
To woo and coo
To the sung of the phlllaloo.
But once he came when her fierce old pa ,
" Incased In a box-toed shoo.
Haunted the hall with the door ajar ,
And under the sheen of the moon and star ,
Laid for that ; > lilllnloo
Adieu , adieu ,
To the dream of the phlllaloo.
Ho saw a Hash and he felt a shock ,
And he lit where the daisies grew ,
For the old man had fired him half u block
To the blithering yawp of the jabbcrwock ,
And the moan of the phlllaloo
Hoe hoe , boo hoe ,
The plaint of the phlllaloo ,
Here's another set of verses that were
widely copied by the press :
Pas.3 the butter gently , Mabel ,
Hhove It lightly through the air-
In the corner of the dish , love.
You will llnd a nut-brown hair.
What fond memories It awakens
Of the days e'er we were wed ,
When upon my good coat collar.
Oft was laid your little head.
Lovingly I stroked those tresses ,
In the happy days gone by ;
Now I strolio them every meal time ,
In the butter or the pie.
Occasionally Mr , Field would run a "few
lines" playing upon words , thus ;
Straight where she strayed , with stride
he strode ,
Sad sighed he on the bed and said :
"Say , see I sigh and sue you so "
She had no heed , but hid her head-
Maud's mood the mud of mead made
mud ,
No answer knew she now but "No. "
When Mr. Field wag employed on the St.
Joseph ( Mo. ) Gazette be wa an occasional
visitor nt the home of Sam Morgan. Mr.
Morgan is now living at Lincoln , Neb , , and
among the temps which he treasures In
memory of Mr. Field Is the following , which
the late author "scratched off" one evening
after a big romp with the children. It is
entitled "Nursery Diplomacy : "
"Oh , where is little Tiny Toes
That elf with such a roguish nose !
Whore Is he with his golden hair
As yellow as the sunbeams rare ?
Nurse says , 'He Isn't anywhere ! '
"Has no one seen sweet Tiny Toes ?
He totters , precious , as ho preen !
He wears the cutest baby clothes !
And now 'He isn't anywhere ! '
Did angels steal him unaware ?
"He's gone , alas. Is Tiny Toes !
Ah , cruelcst this of all woes !
Where , wheie. alas , nobody knows !
What's that ? The rogue ! His golden
hnlr ,
Eyes , nose nnd all , behind my chair ?
Sly rogue was'hiding smiling there ! "
I'liiin.s OF TIM ; SKA.
Trade AiinnlH of ( lie * Old Town of
( ilotiri'Mcr.
The variety of races that ono sees among
the fishermen of Gloucester is surprising ,
writes a correspondent of 'the ' Now York
Post. Three-fourths of them are Swedes ,
Danes , Irish and Nova Scotlans ; the remainIng -
Ing fourth aio Americans hailing from
Maine or Massachusetts. Until within the
last twenty years these conditions were re
versed , but now the Americans In Glouces
ter do not seek the dangers of the sea as
they used to ; they stay at homo and strive
to become the owners of fishing schooners ,
while leaving to others the' task of manning
them. One does not wonder that they
should prefer to stay near their own fire
sides when he has heard the stories that
Gloucester fishermen tell. Their trade is
then seen to bo one long record of hard
ship and suffering , ending too often In death.
Only two days ago I was walking In the
BtreUs of Gloucester , among the wharves ,
when I heard this question called from ono
doorway to another : "How many did she
lose ? " Who Is It , thought I , that Is meant
by "she , " and what Is It that Is lost ?
There was something terrible In the careless
Indeflnltcness of the question , assuming as
It did that the hearers would understand
what calamity was meant. At that moment
over the roofs of the wharf sheds , I saw the
spars of a schooner from which wad floating
the American flog' at half-mast. The
schooner had Just.'como Into port after a
season of fishing off the Grand Banks of
Newfoundland , and two of her crew had been
lost. Later I had 'a'conversation ' with one
of her sailors , whp .told mo 'the manner of
their loss. These schooners carry on their
decks about a dozen'Capa Ann dories , and
when they renchrtMiMflshlng grounds these
dories are launched- all directions , two
men in each , for .the , purpose of setting trawl
lines and catching coa , The dories keep In
sight of the schooner nnd when they have a
catch of llGh pul | borjc to her , as they also
do when 'the wcatjier becomes threatening.
Two of the crew'ot"1 the schooner with the
half-masted colors' had on the morning of
August G pulled , a\vay to visit their trawls ,
which were kept Inposition by buoys. But
soon afterward d 'dcnse fog stole over the
water and the doryMvlth Its two occupants
was never seen Kln , One shudders to
think of the faces of those two men when
they realized th'dt they were alone on. the
waters , with ddathpreparing to possess
them , | | ;
Alas ! how many such faces , full of un
speakable despair and torture , have hung
over those waters until too weak to resist
the final engulfment that awaited them.
There Is a book published In Gloucester con
taining nothing else than a list of the
fishermen who have sailed from that port
and have never been heard of again. Ac
cording to Its pages , there have been since
1830 no less than 2,000 lives lout and ovir
270 vessels. Perhaps It may be tome miti
gation to the horror felt on reading these
figures to know that most of the men who
engage in the fisheries ore not married. The
two sailors of the- unlucky schooner which I
saw were bachelors and I was told that out
of her crew of eighteen only two had left
families behind them when they railed away.
But the. annals of the little town must al
ways remain hopelessly tragic. It Is no won
der that a stranger , hearing the bells of
Gloucester ringing loud and long In tin
morning , as they do. feels a load taken off
tils heart when he learn * that they are only
calling io the children to coma to school.
Postponement of the Convention of the
Nebraska State League.
HOME BUILDING AND HOME COMFORTS
OiurulIoiiN of lltilldliipr "nil Loan As-
Hocliitloiin In California Impor
tance of KfNurvc FlimlH A
London AVomlcr.
The third annual convention of the Ne
braska State League of Local Loan and Build
ing associations , which should have been held
In Lincoln last Tuesday , has been postponed
until the last Tuesday In April. Business en
gagements have so occupied the time of the
officers of the league that due preparation
for the meeting could not be made. Instead ,
a meeting of the executive committee was
held In Omaha last week and routine matters
disposed of.
When the State league was organized two
years ago , the date of the annual meetings
was chosen without due consideration. Ex
perience has shown that December Is not
the most convenient month In the year for
a convention of this kind. Officers of : iu-
scclatlons , more especially the secretaries ,
are busy closing up the year's work and pre
paring annual statements. They constitute
the warp and woof of the Stateleague. .
Being usually called upon to prepare ad
dresses for delivery at the convention , the
work In addition to their regular duties be
comes exceedingly onerouo , whereas It a
more convenient time for meetings wore
chosen the tutk would be more cheerfully
undertaken. A changeof date will probably
be urged nt the adjourned convention ,
Th most important queytlon to be consid
ered by that convention Is that of drafting a
more comprehensive measure for the govern
ment of building and loan associations and
presenting It for enactment to the next legis
lature. While the existing law Is In the main
a good one , U does not cover the ground and
has been variously construed by subordinate
courts. The original act was pasted In 1873 ,
and later law amplifying the fiist was en
acted In 1S91. As a constitution wai > adopted
between these datts , there is some question
as to the constitutionality of the latter act.
A decision on some of the disputed polntu U
looked for from the supreme court bfore
long , and Its construction will furnish the cfS-
slred basis for action. Meanwhile , the execu
tive committee of the league will Invite as
sociation lawyers to give their views on the
defects of the present law and Indicate what
changes are desirable.
HOME BUILDERS.
An Interesting report of an Investigation
Into the character of worldngmcn'B homes
abroad , recently Issued by the United State ]
commissioner of labor , shows In detail the
great reforms effected In recent years In
the Industrial marts of the old world. The
Improved housing of the working classes 1s
to a large extent a buvlncs ? enterprise bas.nl
on modern plans for home building. This
work lian gone hand In hand with modern
sanitary Improvement ! and health regulations ,
which liavo not only produced n marked Im
provement In th condition or labor , but also
effected a radical change for the better In
the vital statistics of large cities , But the
hope of workmen becoming home owners lias
decreased with the Improvements. Values
have Increased correspondingly , BO that while
modern convenience and comfoils obtain , the
grip of the landlord IB now hero diminished.
No comparison Is made with present condl-
tloni In the Unltid States. Only In a few
Isolated Instances have similar reforms been
attempted In tali country. With a few ex
ceptions , notably New York City , the per-
centige of home owners in American cities
jinnot be approached In Europe. In Now
York there are nearly four families to every
houro , while In Philadelphia I herd are only
one and one-tenth. Philadelphia Is pre-em-
neatly the city of homes , and Its proud dis
tinction m y b * fairly credited to the work
building and loin s octatlons. In no other
city have they reached like strength or wield
greater Influence for good. There are GOO as
sociations In the city and 1,100 In the state
of Pennsylvania , and since the founding of
the first one , forty years ago , they have bjen
Instrumental In procuring the erection of
100,000 workmen's homes In .the Keystone
state.
In most of the northern cities these associ
ations are spreading the gospel of thrift , ant
aiding faithful and Industrious workmen to
achieve the Independence of a home. At the
close of 1893 , according to Labor Commis
sioner Wright , the associations of the whole
country were the chief factors In tha pro
curement of 314,755 homes. No moro helpful
agencies have yet been devised , and their
growth and prosperity are more to bo com
mended than landlord reform.
OPERATIONS IN CALIFORNIA.
At the last report of the Board of Com
missioners ot Building and Loan Associations
In California , that state had 137 societies , of
which 127 were known as locals , eight na
tionals and two co-operntlve banks. The com
bined societies had gross assets of $20,820-
082.18. They hold capital Invested by mem
bers , $18,843,986.81 , and accrued earnings to
the amount of $4,451,490. The loans outstand
ing agregated $19,890,045 , for which the
societies hold real estate mortgages and
bonds and stock as security valued at $37,210-
7C3. During the fiscal year the societies col
lected from members In dues $3,759,003.85 ,
and from borrowers In Interest and premiums
$1.887,079.93. From repaid loans was recE'lved
J2,165,939.OS. In the same period the societies
disbursed In loans $1.651,389.64 ; canceled and
matured shares , $2C03,333.09 , including $ GI1-
039.22 profits on the same , The aggregate
profits for the year were $1,448,920.97. Of the
137 associations reporting , all except three
show a net profit on the year's business. The
total membership Is 34,109 , including 8,872
borrowers. The average loan Is $2,214.50 , and
the average. Investment per member is $585.44.
"Wo submit , " say the commissioner * , "that
It IH a mccesiful line of business , which , In
times like the present and under the many
different management ! ' , maintain * an Invest
ment of over $20,000,000and makes a net
profit of 7.77 per cent on the entire working
capital. It Is apparent from these figures
that the building and loan plan of Investment
It both popular and profitable , and It Is of
service to a large number of people by en
abling them to acquire homes of their own ,
to be paid out of their savings from month
to month. Without doubt a building and
loan association organized on proper llnoi
and honestly conducted la one of the most
beneficent Institutions of our time. It en
courages thrift and persistent effort on the
part of wage earners and people with mod
erate Incomes ; It Is a potent factor In build
ing up towns 'ind cities ; It performs u valu
able ) torvlco for the commonwealth by help
ing to establish a well-to-do population In
homes of their own. People thus fixed In their
habitat and hiving property Interests to
guard make the best class of citizens. "
A LONDON SPECIMEN.
Speaking about building and loan associa
tions , while there. Is much to bo proud ot In
this country , blngly we have none that approach
preach the famous Illrkbeck ot London. It
Is one of the most successful and best known
organizations of this class In the world. It
was organized In 1851 , and Its first year's
iccelpts were about $10,000 , The receipts
for last year were upwards of $62,000,000
gain of $12,000,000 over the" previous year.
Its total receipts since 1851 exceed $925,000-
000 , of which it has returned to Its members
and depositors $770,000,000. At the preacnl
time It filiows assets of $36,250,000.
It has 11,832 shareholders , carrying C6.299
shares of stock , of a value , of $4,000,000 In
round numbers. But It carries In the way
ot deposits $30,500,000 the property of 43,999
savings depositors , and 16,630 individuals or
firms who do banking business with the so
ciety.
Not only has the society nourished In tlil
way , but out of It have sprung a number of
other similar societies , which have also had
remarkable success ,
RBSKRVB FUNDS.
Experiences of the past years have forced
upon building and loan associations the
necessity of carrying an adequate reserve
fund. While times were prosperoui payments
were kept up promptly and foreclosures were
very rare , If not comparatively unknown.
Money came In so regularly that no object
was to b9 served by keeping any consider
able amount lying Idle to meet unseen
emergencies. When hard times came , how.
over , ntlrely different conditions existed.
It was with difficulty members kept up
their payments , and when they did BO It was
with considerably less regularity than
previously. The number of withdrawals
kept constantly growing larger. New mem
bers decreaied and the necessity for Insti
tuting foreclosure proceeding ? kept getting
greater as time went by. It was then the
necessity for an adequate reserve fund made
Itself felt. When the very largo sums ot
nipny handled by the building nnd loan
associations are taken into account It Is not
to be wondered at that there should bo many
cases of foreclosure. It Is a matter of sur
prise that so few should have bsen Instituted
during the period of depression , but there
might have been still fewer had each asso
ciation accumulated an adequate reserve fund
when times were brisk. In Ohio the asso
ciations are compelled by law to set aside G
per cent of the net profits each year for such
a fund , and other states , are embodying the
same provhlon in their building and loan
association laws.
Cl'HSF.D HV SdUAW JII3.V.
An Iiiillaii'H View f III Own Hum
I'rolili'in.
Simon Po-Ka-gan writes In the Review of
Reviews : It was good economy no doubt for
the United Slates to free our people on the
great Sioux nnd other reservations Instead
of keeping a standing army to light them
In case 'they bliould take to the warpath.
And yet the oybtem Is a bad one for our
people. It kills energy and begets Idleness -
ness , the mother of vice. It certainly will
prove a fatal blow to our people If Jong
continued. The government ought ta find
ttoinothlng for them Io do , although It
might pay It hut Ilttlo or nothing. It Is too
much like fattening animals. It forms a
nucleus where unprincipled , lazy white
men gather whose only nlm la to satisfy
the greed of appotlto nnd the lowest pas
sions of their nature. Most ct them
through marriage , become "squaw men , "
drawing rations from the tribe to whom 'their
wife belongs. And ho it Is our people are
Imposed upon nnd becoming mixed with
: ho vilest of whlto men , who are much worse
than Ravages , BH IH shown by the devil that
s born nnd developed In the Imlf-bretds. The
only way I can see out of the present mud.
dlo Is for steps -to bo at once taken whereby
each family shall have nllct'.cd to them a
: trtaln number of acres of good farming
land which cannot bo sold by them for a
term of yearii , and help them out of the
Indian funds as occasion requires , and only
mvo families u { near liln , or these socially
Connected , have allotments together ,
thereby avoiding outlaws and white vaga-
tionds who uwarm at the present llmo llko
hungry bees about our agencies to rob and
steal at payment times.
In traveling through the Indian territory
a short time since 1 was deeply mortified
to find nearly all the common pioplo of both
races living In mich Ignorance and poverty.
I visited many famllle ? uf the lower clasies.
and learned from them that they had no
opportunities whatever to secure homos , as
all the h'lit lands had been cobbled up by a
[ ew hundred "squaw white men" and "half-
jreeil Indians , " who were Hwlimnlng In
plenty and luxury while they themselves
worn bslng drowned In want end poverty. I
nest visited ono of the "squaw white men , "
a land king , who owned thoufjnds ot cattle
and ever 100,000 acres of good land , beside *
u squaw wife attiri'd llko a quern. I cau
tiously atkcd him how lie happened to marry
ler , He replied that under Iho law ot his
nation white men were entitled to citizenship
irovlded they married Indlxri women , and
.list it further provided that a cltlzsn could
hold such Und an he might fence in or plow
around , In ant < A > er to my question as to how
it > liked his wife , ho said : "It Is the only
nvestment I have ever made In my llfo
hat has paid me , nnd I cannot go back en
he bridge that carrlta mo pufply over. "
then Inquired of htm how long h expected
o hold his vast estate. His answer wss :
'I suppose always , as my nation ban b cn
Iiiaranteod by the United States to be por-
> Hual , and our law-making power never to
10 Interfered with by them. So you cae wo
are wliiily protected for all tlmu to come ,
and If white men trouble in here tha
JnlU-d State * his promised by a folomn
reaty to drive them out of our nation , " Ho
urtlicr Informed me that ht > nan talked of
or senator.
Piles of people have piles , but DeWltt'i
Witch Hazel Salve will cure them.