THE OMAHA DAILY BRE ; MONDAY , SEPTEMBER 17 , 185)1. ) 11
Cfl-OPERATtVEHOllEBUllDING
Modcrats but Steady Growth of Omaha
ABSoctntionR.
THE SEVERE TEST OF HARD TIMES
I'rofltnlilo Io * mi of Ivipprlrnco-Statistics
of AMOclutliin L > r ifri > M lu Other
HtnUit All Htlnnlfl Cnncvrii nml
I In f.-iml Jlank * .
Building and loan astoclallona In Omaha
are not making tny great strides at the pres
ent time , TJioy nrc. liove < er. doing con
siderably better than holding their own ,
All the older associations are grow Ing slowly ,
ljut steadily. Many withdrawals are re
ported ! due to tha stress of the times , but
the new membership , as a rule , exceeds tha
withdrawals. A goodly number of the latter
lake out the savings of two years or moro to
meet current obligation my ) almost In
variably reinvest In new shares. Others arc
obliged to draw their surplus through lack
of employment , or to meet soina unusual de
mand. Tha most remarkable feature of the
Inmlncas at the present time la tlio prompti
tude of monthly payments , the per cent In
arrears being really less than during the lluali
times of past years. This Is particularly
fjollccnlilo In the case ot borrowers , com
paratively few being backward In their pay
ments , consequently very few foreclosure
stiltH have been Instituted.
The reasons for this favorable condition
nro chiefly duo lo a greater degree oi vlgl-
lance on the part of tlio directors. During
tlio era of Inflated values and rapid realiza
tion on Investments , fletltou valuations wer <
accepted for loans , nnd the associations fount
themselves , when the ttdo receded , with con
siderable real eslate wreckage on the wroiif
kldo of the ledger. The associations whlcl
provided reserve funds for juat such bust
ness contingencies managed to case up Ihi
losses. Hut tha lesson , cosily as It was , wai
needed to Btlr the directors to a rcallzlnt
Brtise of thcjr duties , and they have profitci
by U. Fictitious valuations , and high loan :
have bven outlawed , Conservatism took tin
placij of Inflation , and the result Is noon li
the Improved character of loans cmphaslze <
In prompt payments.
The chaff has bcon successfully vlnnowei
from the wheat. What Is left Is on flrn
foundations. Tha home builders y.ho have
through mutual co-ppsratlon , secured immu
nity from landlordism , are the nucleus fron
which prosperity will obtain an early 1m
pctim. Having passed through a fliiancla
storm of unusual severity unscathed , the as
noclatlons have little fear ot the stress o
winter , and will undoubtedly reap a harves
of new business when the clouds roll by ,
AUOUT KICKS AND KICKERS.
One of the privileges which a sbarcholde
invariably exercUeg Is to register a klc !
vhonevcr the dividend Coos not reach th
nltitiule ho calculated on. He docs not sto ;
to consider why It does not como up to th
mark. He Imagines thai the mere paying o
his monthly dues fulfills his obligation. II
probably never nttnda a meeting of th
directors , who give their time to the assc
elation gratuitously , but ho watches the re
ports as a hawk does Its prey , and If It Is no
satisfactory In galna , ho develops a liedr
movement that would astonish a profession :
high kicker. Sometimes he waxes hot an
withdraws , or masttcatds.tho ear of the sec
retary. Like many other nuisances , thl
kind must bo tolerated. If h ; would tak
himself off to Borne qulot corner and wa
his gray matter around the fact that over
director Is equally interested with him 1
the profits ol the Ijuslir-ss , and equally an )
lous to increase the Income , and devotes r
small part of hie energy to that end , I :
might probably discover that the era <
great profits is past and be content to li
ivell enough alone.
Tew members of loan associations real I ;
the responsibilities they place on ( he oil
cars of the associations. Tlio time and abl
ity used In managing many of the assocli
tlons would command large salaries from rej
ular corporations , but In most ot the cast
the officers give their time without hope <
reward , Ask the officers and directors >
some of the Omaha associations the amoui
they would charge for work they ore dolr
for the associations without pay , and oi
would bo surprised at the figures. The fa
that there arc so many business men lute
esUd In the operation , of the a&soclatloi
shows that the principle of the assoclatloi
meets with their approval. One of the mo
successful business men In the city w
asked the other day why lie 'was such i
enthusiastic work ° r In the loan associate
ranks. "My first dollar was saved throiif
my membership in a loan association , and
believe that there are more like me , wh
when they learn the value of that first dolln
> vlll try to nave more. "
Till : SOCIAL SIDR OP IT.
Editor Ilosenthal of the Cooperative Nen
Cincinnati , said. In n recent address : "Tl
building association" is the great hon
If- ' nwlter of the country. The United Slat
commissioner of labor , in hl.i statistics upi
this subject , just compiled , estimates th
400,000 homes have already been establish' '
through this medium. And as yet t
building association Is only emerging fro
the experimental btage. These statistics
Commissioner Wright are the first compll
by the government upon this subject.
"The 400,000 new homca mean that ma :
families of wige-oarners nnd worklngm
taken out of the tenement house , freed frc
the landlord and established In social InO
pcndcnce. Taking tha usual average of li
persons t ! > a family , this means better hcall
I better moral surroundings , better educ
t Ion's I opportunities for 2,000,000 people , a
this In turn means a great uplift to c
omnion citizenship , The fundamental prl
clplo of the building association Is co-opei
tlon , mutual helpfulness. Who can os
mate the soc'al Influence of the lastl
friendships that are formed through t
regular weekly meeting of directors at t
association headquarters7
"The building assclatlon is n great ui
Her. E\ery religious creed , every polltli
party Is represented in the association me
bershlp , yet nothing is over boa
tlicro of creed or party. The nssoclatl
is recognized by all as representing the hlf
eat form of co-Qprr&Uon , for It embed
the spirit ot hclpfuness and the pun
patrl. liBin , tor It Insures an Intelligent a
progressive citizenship. It Is only recen
that the building association as a social
Blltullan is beginning to be recognlz
The various Iraguo meetings , national. sU
and local , always have their [ distinct
features ot social entertainment. It
innlns for the locnl league to develop 1
K'.clat features ct the associations In et
community. In the Kngllsh building
cletles social entertainments are very co
nion and successful. Excursions , plcn
and conventions of the membership of thi
societies are very frequent and useful. "
TOO MANY IRONS IN THE KIHE.
President Dudley of the Missouri Leaf
of Local Muluuls has been looking up
methods adi pted by some secretaries In tl
eta to. He rays there nro 100 composite sec
turlea In Missouri who nrc managing m
than ona association , ami who , for the p
pose ct getting ns many salaries as possll
increase the number of associations un
their management , thereby increasing tli
Income without regard to the fact tbat tl
cnuld sell more shares of stock in one of
associations conducted by them and tl
itrenglhen the associations new In exlster
Tl < o societies. President Dudley uys , h ,
many vampires tucking the blood of
frugal money aaver , and what Is needed
HWB tbat will tree ( he associations fr
those ao-callvd Napoleoni ol finance , Nc
Ing too severe , Mr. Dudley thinks , can
jmld of the dishonest secretaries , nnd noth
too good of the honest onoi , fop they hav
under their piw r under the prOfent lawi
that stuto to do as they please ,
AN ILLINpIS NAVOLKON ,
The state audllor of lUlii'obj , rested v
lupervldon of building- and loan assoclitli
la experiencing considerable dlfllculty
weeding out the insolvent Napoleoni In
Tjuslnesa. Some iv eki a o Uf became c
vinccd ( hat tba IlllnoU Dulldlnj ; ind Loan
BOcliHon ot Uloouilnglna Mag decayed to
core , Rna certified thu facU to Ilia attor
general , who is directed \ > y law to "wind
Ihi affair * of any ssocJatlon reported
colrent by tha atxJItor , Th attorney tui
jiooi ! poobid tbo allegations for ouie
known reason , and declined to proceed a
the law directs , Bo far as the law direct * ,
the duty ot the auditor ended with the eel-
t Idea tlon , but in view of the Interests In
volved and the possibility ot greater loss be
falling the stockholders , ho hast published the
result of his examinations , hoping It will
serve as a warning to Investors. The Illl
noU Is ono of the broad guage national con
cerns , about which much has been written of
late. U sought business In the highways and
byways of western and louthern state * and
made loans with that reckless disregard of
consequences that distinguished Louis
Menage ot Minneapolis In handling other
people's money. According to Auditor Gore ,
the Illinois has n capital Block of 175,000.000
011 paper. The association's earning capital
which It puts at $777,196 , Is In reality less
than 1310,330. It has $65.000 In loans In Ten-
neseo property , not one dollar of which Is
colleclable under Iho Mate law. It has a
large assortment ot shitting sand Iota near
Chicago , which would not realize enough to
t > ay the costs of foroclosum. In other
words , $05,003 was loaned on lots -worth
about ? 1G.OOO. Although It collected since
organized $142,252 ns an expense fund , the qx-
penses exceeded the amount by { 23,993 , , and
the olllcers of the concern received $30,320
as compensation lu direct violation of law.
The figures certainly justify the action of the
auditor , and call for more drastic measures
than mere publication of the facts.
ASSOCIATION WOUK IX PENNSYLVANIA.
The bureau of statistics of Pennsylvania
n-porta 1,239 associations In operation in the
state. Complete returns from 1,079 show
238,985 members. The receipts from 902 as
sociations for the year past were $31,610,377 ,
the assets of 1,079were ? 81.870.9 4 , the dues
and profits anruntlng to $74,710,119 , the
withdrawals of S18 associations were $8,852- $
310" and the average loam of 809 were $1,085.
In all this co-operative banking- system the
lows were but $51,015 , clearly testifying to
thp prudence nnd skill of the managers.
The single series societies first formed In
1831 and there are 217 of the one aeries com
panies now running on a life cf not longer
than twelve years. The greater number ol
associations , however , are perpetual , Issuing
new series of shares each year. The magni
tude of this plan Is given In the statement
that the average tlrau for the vast accumula
tion of over $100,000,000 for the members ol
this stato's societies cannot be over * eveu
thrift and self-
years , a wonderful record of
denial.
An Illustration of the value cf these associa
tions Is given In the tact that 1,239 , societies
now In oppratlon have assets esllmated al
$103,1)43,301 ) , and the $100,000,000 returned tc
members In various lorms slnco the sypterr
began provides a grand total twice as largi
as the capital of the national banks In thli
state.
This represents fully 07,500 homes of wage
eainers , and the report estimates that nt leasi
150,000 homes are owned In who'p or In part bj
persons who secured tbcn through biilldliif
associations ,
UNDIVIDI2D 1'UOFITS.
Ohio associations ore having Irouble ovei
undivided profits. A majority of the sec
retarles Insist on carrying an account un
der that designation. The state inspector )
are equally firm In maintaining that the ]
have no warrant In law for tha practice
One clause of thd Ohio law reads : "As
soclatlons cannot carry any portion ot Un
cm rent net earnings as individual profits. '
The Inspectors claim that there must bi
a complete distribution of all Ihe net earn
Inga to the stockholders , and the slatut
plainly prescribes the manner In whlcl
the same is to be made. The dUlslon o
tlio earnings must bo either seml-anmin
oi annual. In making these divisions then
must be deducted a sum sufficient to cove
the expenses actually Incurred during tin
term , and an amount , to be determined b ;
the board of directors , for the fund fa
contingent losses , as provided In section E
which fehall t least bo 5 per cent of th
net earnings. The residue ot the net earn
Ings must bo distributed to the stockholder
as a dividend , and no portion of the sam
may be held as undivided profits. Th
secretaries contend that It is very qifllcult
If not Impossible , to distribute the 'net ' earn
Ings to. all stockholders without leaving eve
a sirall fractional per cent Theo inspector
Insist that when such a balance exists I
must bo placed to the credit .of the con
tlngcnt fund.
fund.ASSOCIATION
ASSOCIATION NOTES.
There are 378 assertions In the city c
Cincinnati , the oldest of which was starte
in I860. They havp 10Q,000 shareholder
and handle $30,000,000 annnilly.
There are 4b2 assoclAtlcns In the city c
Philadelphia , with 105,000 members , $42.000
000 of capital , $17,000,000 of annual Incom
end $0,500,000 of annual profits.
It is of Interest ID know that In Illinol
thcro ate C63 building associations , wit
total assets amounting to VV&.2S2,39fi. C
the number of assoclatlcns thirty-five ni
national and1 the others locals , jThe n ;
tlonals have assets reaching $ u-17i335 ,
A building and loan association was 01
ganUed at Ponca , Neb. , recently. Wlllai
Lister was chosen president , AV W. Coope
secretary and treasurer , nnd AVllllam Oratl
Frank Howes nnd George Kofi'man director
The Edgar , Neb. , association closed oi
U& first series In six and one-half years.
ALLISON'S TRAIL OF GRAVES
A Ic9icruUa's 1'alh Mitrl.ctl with tl
mound * "f lletlnu.
The man who told the story , between tl
puffs ot bis cigar , was from Texas , says tl
Kansas City Times. "Clay Allison's life w
a tragic romance , " ho began. "Clay All
son was a desperado. He lived In the Iti
river country In the Panhandle , Ills trl
gcr finger was busiest In the early 'SC
Ills record \vas twenty-one. He boasted
it , Twenty-one dead men , whoso grav
were scattered from Dodge City to San
Ve. I myielf saw him kill Bill Chunk ,
bad man , who shot people just for the fun
seeing them fall. The two men had :
causa for quarrel. They were the prl
killers of the same section of the countr
It was a spirit ot rivalry which mcuTe the
a\\eur to shoot each other on slzht. Ths
frleiidii bet on the result of their .first chan
rencontre. They met ono night at a cros
road Inn In Now Mexico and sat down
tables opposite each other , with their drav
Elx-shootors resting on their laps bcnca
their napkins. A plate of oysters on t
shell had just been set before Chunk , wh
ha dropped hti hand ! " a careless fashlo
and sent a ball at Allison beneath the tub
Quick as a leap ot lightning Allison's gun i
piled. A tiny red spot between Chunl
eyes marked where the bullet entered. T
dead man lolled over on the table and w
Etlll. with his face downward In the dish
oysters.
"Allison was a large cattle owner. I
went on a drive o Kansas City once a
while here fell In love , married and took t
woman to his homo In the west to live ,
child was born to them a child who o fa
was as beautiful as the face ol n cherub , ti
whose poor little body was horribly deformi
Allison loved the child with thu grrat lo
ot his passionate nature. In the babi
twisted nnd misshapen form his supers
tlous mind read a meaning as significant
that of the message which the divine ha
wrote on the palace walls of the king of c
In Babylon , Qed , he thought , bad visited
curse upon him for his sins. lie quit I
v-lld ways , lie drunk no more , No m
over , after the birth of his child , fell beft
Je his deadly pistols. He was compUti
tie changed.
at "In the new life which followed ho i
ate voted himself with absorbing energy to 1
ere business Interests. He became rich In tin
cattle the Texas bi
r- Ten thousand on ranges
rIc. . hU brand. A few years ago h was drlvi
Ic.or from hli ranch In heavy farm wagon
ilr town. The front wheels jolted Into a d <
ey rut. Allison was pitched headforemost
be tha ground. His neck wa broken , 1
us team jogged en Into the distance nnd left h
lylns there dead and alone upon the pralrl
ve
Fooled IIU lie t tor Half.
he
Is A little man with a bald bead and an
Ism offensive blue eye drifted Into a Main sir
h- saloon and threw a half dollar on the b
1)9 ays the Buffalo Express.
ng ntmiuo schooner cf beer , " he said.
It The ichooner was given him. Just as
of was about to drink It a big man csmo In s
said : "Hello , Shorty , who's buying ? "
"I am , " replied Shorty , with dignity.
th "You , " scoffed , the big man , "why , 3
11 , never had a cent In your life. Your n
In B ts your wages. "
he "Thsl'a all rlsht. " nld Shorty , "racl
in- he does , but I've got money today. "
inu - "How'd you gel It ? "
uhe "Well. " replied Shorly. "I don't know .a
ey mind teliln * . I had a coupl * of bad lu
up an' iha gimme enough to get 'em pulle
In- "Didn't you get 'em pulled t"
ral "Sure , but I worked her for 50 cent *
in- gas , nn' thU Js the fifty , fjee * "
ESTABLISHING A NEW STATE
The People of Utah Building tha Founda
tions of Utatehootl ,
OLD PARTY LINES ARE OBLITERATED
.
Bnllent 1'catnrfS of thn ComtUiillon to iJo
Ailiiptoil Nt-it Mtirclt Knpubllcuti * mid
Democrat * Ahoul. Kvcnljr Dlildml
After I ho .Spollr ) .
II.
In a previous number It was pointed cut
that the spirit of dissension In Utah between
Gentiles and Mormons ns such had been suc
ceeded by an "era of good feeling , " and of
the two causes which are assigned for this
change , ono the oiriclal declaration against
polygamy by the leaders ot tha Merman
church and Its avowed acceptance by the
laity was reviewed. The other causa men
tioned was the readjustment of political par
lies In the territory , This 1s largely a
consequence ot the first , nnd , like It , re
quires some rclrospcctivB analysis ,
Until very recently , as Is well known , the
rot Ing .population ot Utah was net distrib
uted , as elsewhere , between the great politi
cal parties of the nation , but wna divided
Into two parties or factions having merely a
local existence in that territory. Ono ol
thcac , the people's party , was composed
almost , If not quite , exclusively ot Mor
mons , and Its adversaries declared that both
Its policy and the votes ot Its members were
directed by the clergy of that sect. The
other party , calling itselt the liberal , In
cluded all those , of whatsoever preview ;
party affiliations , who were opposed to the
Mormon church. Naturally this sltuatlcr
\voa calculated to nrouso bitter prejudice !
and to place In the foreground questions tiol
strictly political. The liberal party , nl
first insignificant , Increased as , Gentiles con
tinued to settle In the territory , and ulti
mately became quite strong In the larpei
towns. In the Rprlng of 1800 it carried thi
municipal election In Salt Lake City aftei
the fiercest campaign in its hlstiry. Upoi
the renouncement of polygamy by the churcl
Its leaders advlsod the dissolution of tin
people's party. This was sean afterward !
effected , and at Iho next election for dele
gate. In 1892 , that party presented no can
illdate.
The liberal party , however , continued Iti
organization longer , because , as Its mem
bers said , they were not yet ready to trus' '
Mormon promises , and , as their opponent :
declared , the liberal leaders were entreiichet
In office In certain parts ct the terrltorj
and desired to remain so. As late as tin
November election of 1893 , therefore , tin
liberals , though then confined lo Salt Laki
ccunty , maintained their organization am
nominated candidates Hut shortly aftei
that , as Editor Goodwin expresssd It , "Wi
woke up ono mom luff to find that the lib
eral party had disappeared. " At an elec
tlon in Salt Lake In January last to flit :
vacancy In the legislature there was m
liberal candidate , and the contest was ex
c-Iuslvely between the republican and demo
cratlc candidates.
Two recent Incidents will serve to illus
Uate how rapid ami yet how extensive ha :
been this eltaccmcnt tt former party lines
On August 11 the republicans held a part ;
celebration ot the passage of the slatehooi
bill at Saltalre , the famous new pleasur
resort on Great Salt hike.
On the ) platform from which the addresse
were made were several well known forme
liberal leaders , together with President AVood
ruff of the Mormon church , Joseph F. Smith
one of the Klrst Presidency and a nephei
ot the founder of Mormonism , and other
ot that faith. Ono of the strongest part
fcpeches was made by a Mormon bisho
from 1'rcvo. Judge Goodwin , who als
delivered an address , alluded In most frlendl
1 terms to the venerable President Woodrui
i Diid other Mormons who were present.
The other Incident Is found In a receti
[ republican speech made by John M. 7.an
at Sallna , Utah Mr. Zane Is the son c
ex-Chief Justice Kane , under whose admin
Isfratlon the anti-Mormon legislation wo
moat rigorously and unrelentingly enforcei
AT an Instance ofwhat even some Gentile
t regard as extreme views on thr part of th
3 judge , his famous "segregation decision" i
riled , In which he held that each day c
continued polygamous relating constituted
distinct offense for which the- full psnaltl :
of the statute might bo applied Yet , In tli
speech above referred to , the younger Ear
made a special plea for the support of tt
Mormons. Ho told them that the perseci
tlons of their fathers In Missouri were a
lowed and abetted by n democratic governo
and declared that the most obnoxious featun
of the anti-Mormon legislation for Utah we ]
not of republican origin. It seems safe I
say , then , that no political party In Ute
will hereafter seek to thrive through hostl
IIy to the1 Mormons , and It Is quite as prol
able that none will command their und
vlded support.
s CONSTITUTION MAKING.
Under the enabling act delegates to a CD ;
ventlon to frame a constitution for the ne
state are to be elected next November , D' '
the convention Itself Is not to meet unl
March , 1895 , and the result ot Its labo
will not be submitted to the voters unl
November of that year. Preparations anew
now In progress for the selection of del
gates and there Is considerable dlscussli
' * as to methods of doing so. Many favor the
nomination by nonpirtlsan conventions , b
the advocates of selection through the regul
party machinery are very acthe. and In So
Lake county tha latter plan has been adopte
nominations for delegates having already bci
made by the republicans.
There Is much less discussion , either pi
vatcly or In the press , about the substan
of the new constitution than one mlg
naturally expect. There seems to bo a gc
eral Impression , however , among the ba
Informed that the constitution will conta
little that Is unusual , and also that It w
follow the older typo ol American constlt
tlons In being restricted to general provtslo
rather than the later tendency which Is
Incorporate much In the way of specific legl
l.itlon , and thus to anticipate and restrl
the work of the regular law-making body.
One of the questions concerning whl <
party lines will probably be drawn In t
convention Is that of a clause regarding bou
ties. Industries , such as lieet sugar factor !
( one of which Utah already has ) . It will
n part ot republican policy In the new Eta
to subsidize by bounties , while the democra
will oppose these and endeavor to prohll
them by constitutional provision.
Woman suffrage will probably have adv
cates In the convention. In Utah this wou
be the restoration of an old rather than t
creation of a new policy. Women voted the
under the old regime , and their dlsfranchli
ment was a part of the legislation agalr
the Mormons. II would not be strain
therefore , If the latter ihould ba found ach
eating a revival ot the system.
Not all , however , ot the provisions o ( t
new Instrument will bo left to the coim
e > , tlon. It Is usual In the admission of ni
tQ ' states for the enabling act to prescribe ci
ig tain clauses whlcli must be Incorporated
to I the fundamental law. In the case ot Ut
ep , these appear to bi somewhat more extensl
lo I and explicit than heretofore , but this U
lie part duo to a desire to Insure the remoi
m ' of conditions which have BO long opera !
to keep the territory out of the union , F
lowing are some ot the most Important
these requirements :
n- "The constitution shall bs republican
et form , and inabe > no dlitlnctlon In civil
r I political rights on account * of race or col
' I except as to Indians not taxed , and i
1 bo repugnant to the constitution of the Unl I
. ' States and the principles of the DeoUrat !
' j of Independence. And Bald convention ah
provide , by ordinance Irrevocable without I
1 consent of the United Stales and the pee ;
. . . of said stale :
"Klrst That toleration of
If , perfect rellgU
sentiment shall be n cured , and that no
be habitant of said state shall ever ba inolesi
In person or property on account of hU
her mode of rellslous won hip ; provided , tl
i i polygamous or plural nurrlaeea are fore'
th prohlb&ed.
I , " ' 'Second ( Here follow i a provision ret8
Ing the disposition of government lands. )
or "Third That the debit and liabilities
territory , under authority of ( be leg
atlv& assembly thereof , ahull be assumed
nd paid by the said elate.
" .Fourth That provision shall bo mad for
he establishment and maintenance o ( a cya-
em of public schools , vhlcli shall he tpcn
o nil .the children of said state ami trie
rom sectarian control. "
V1CTOUS AND SPOILS.
Now that the parties of Utah have become
oca 1 branches ot the great national organlza-
Ion8 the chief political Interest centers In
ho race for the control of the new stale.
The figures In the more recent elections \vjll
hrovv some light on this feature ot the sltua-
lon. In 1802 , at the first general election after
the readjustment of party lines , Ilnv > Una ( dem )
received about 2,600 majority over Cannon
( rep ) for territorial delegate to congress.
At the last general election , In 189.1 , the re
publicans obtained n majority of the members
of the legislature , but the aggregate vote
throughout the territory Mill showed a demo
cratic majority of about 1,800. A special
legislative election In Bait Lake county In
January of this year resulted In a plurality
of about 1,01(0 for the republican cindldatc.
Uut alter nil the moil that can ba Inferred
from these figures Is that during the present
period of transition thol parties are very
evenly balanced , Anyi dtiflnltc prognostica
tions as to the fulura would ba premature
because of the unusually large number of
voters v.1io have not yet permanently Identi
fied themselves with either party or thought
out the questions which divide them. Na
tional Issues wore so Icjnsr practically Ignored
In the territory , and the Mormons formed sa
long a distinct political organization , that It
will be strange If , as Individuals , they are
not slow In attaching theniselvca permanently
to cither ot the present parties , They mani
fest now a lively Interest In national ques
tions and there arc many signs that they an
seeking to prepare themselves to vote upon
these questions Intelligently. Hut the slow
ness of this process'nuite-s the Mormon vote
yet an uncertain factor. The republicans
claim President Woodruff and several mem
bers of the Apostolic college , while George
Q. Cannon ( probably the most Influential oi
the church leaders ) nnd others ot prominence
are supposed to be democratic. Thoughtfu
men of nil parties agree that for the preseni
at least Utah must bo ranked nmong tin
doubtful states One thing Is certain , I' '
affords an excellent field for either sldo t (
conduct a "campaign of education. "
NEBRASKA AND UTAH.
The visitor to Utah will nnd other matter :
of interest as well as politics and statehood
The recent and rapid development of Its pub
lie schoo' system , Its remarkably successfu
beginnings In certain lines of art such a :
music and architecture and the Imporlanci
and diversity ot Its Industries all can hardl ;
fall to attract observation. The last namei
feature should especially Interest all Ne
braskans , because It promises the upbutldliij
of a nearer and wider market for the prod
ucta of our state which will repay closer at
tentlon than it has yet received. There an
ninny other facts whlci link the two com
monwealths together. Their development hai
been quite uniform , and the same great con
tlnental highway which unites them has beei
an Important factor In the progress of both
Historically , too , the connection has alway :
been close The earliest annals of both
tinged with romantic tradition , merge In eael
other. Who does not know that our owi
suburb of Florence was originally only th <
Mormon village of "Winter Quarters ? " I
Yaa from here In the spring of 1817 tha
Drigham Young's first party set out on It
pathless , perilous journey In search of th <
promised land. And It was here that th
body ot the saints tarried , then the pioneer
of Nebraska , but soon lo become- the firs
settlers of Utah. Drlgham Young and hi
companions were three months and seventeei
days .in reaching Zlon. Today the travele
makes the Journey from the same Florenc
to the same Salt Lake lu a trlflo more thai
thirty-six hpilrs. And this momentou
change la at onca the ineasur
and the type ot progress , not alon
for Utah , but for the whole vast trans
mlsslsslppl empire F ° r between the ox trail
of the Mormon scouts which halted on th
desolate sands of the Salt Lake basin and th
locomotive whose whistle sounds through th
now transformed and verdure-laden valle
lies the history ot western civilization.
CIIAHLE3 S. LOUINQIER
NOTHING NEW UNDER THE BUN
Moacs WHS un HleclrlMnn nnil Joseph
Single-'luscr.
Since the startling discovery that Joscp
in Egypt was the original single taxer e >
cesslvo astonishment need not greet th
revelation that the ancient prophet Mose
was probably the father ot electricians , say
the Philadelphia Rccofdr King Solomo
declared there Is nothing now under tlio sui
The theory that clectrlcUy , which this ag
prides Itself upon as .Its own peculiar glorj
Is as old as the ten commandments , and wa
well known to the Israelites If not to tl
Phoenicians , has been'advanced by a shrew
biblical student. C. II. Warrand. As Piaz :
Smyth lias sought to establish the wonderfi
astronomical genius of the old Egyptians I
a thorough investigation of the great pyn
mid , so Mr. Warrand has brought mod r
science to bear upon the ark ot the covenat
and the temple of the ancient Israelites.
When Moses built his box for the con
mandment Tablets lie rejected the coin me
cedar and other native woods , and chose (
wood , which had to be imported by tl
Phoenician merchants from the southet
part of Europe. Now , fir happens to bo tl
best known nonconductor among all tl
great numbei of various timbers. Furtive
more , Moses hod this flr box lined Inside at
outside with beaten gold , thus convertlr
t lieu Ark of the Covenant Into a very e :
pensive , but very perfect Leyden jar , (
storage battery for electricity. Gold Is oi
of the best conductors of electricity. "Ed
! > on or Tesla , " declares Mr. Warrand , "cou
not have Improved upon Moses' flr nnd go
box. " The carbon In the flro of the ark <
the covenant charged the strange batter
Aaron improved upon this by the building <
poles flfty ells ( 150 feet ) high. These pol <
were covered with beaten gold nnd go
chains ivere hung from the poles to the ark-
a method by which- the prophet secured
complete and powerful electrical conncctio
Ills sons were killed , without wounds <
bruises , by fire breaking out of the ark.
Investigator "VVarrnnd has asserted that
order to deal death from this npparati
Aaron had only to remove the costly camel
hair carpets , which were almost perfect no
conductors of electricity and make the en
prit stand on terra firma. That sever
members of revolting tribes ot Israellt
were thus electrocuted is also a matter
record In the bible. In building the tempi
Solomon found that copper would do as w <
as gold. He had the temple covered \\l
copper , nnd copper water pipes led to tl
cisterns Inside the temple. On the temple ,
rather on Us roof , n number of gilt spea
were placed In vertical positions , from si
teen to twenty-four feet high. All the
curious facts may not be convincing , b
they certainly compel us to wonder if , aft
all , some ot the laurels ot Franklin may n
yet be awarded to Moses.
IOUH'B IVtUnr bui > l > lr-
. . Hawkcye : The Iowa Slate Iteglster h
lately been engaged in a discussion of t :
water supply of Iowa and has reached t :
conclusion that the state Is going dry.
claims that at one time the streams n :
lakes , and forests and fields , were well su
piled with water. Kdllor Clarkson aa > B :
"We have lived In Iowa nearly forty years
since May 1 , 1853. At that date wells
pure and cool water were obtainable In e
to twenty feet all over Grundy county's u
equalled prairies. Tcday the wells ot th
county are from 140 to 200 feet de p , ai
all of the almost Impassible sloughs ot for
years ago are dried up and as hard as t
hardest portion of the most heav.ll > - tra
eled roads. Ditching , , tiling and tarn
Ing Ihoje alonghs now rushes all the ral
and molted mows p ( be gulf , and I
water supply la steadily sinking into t
eartli. If the water Si'Pl ) | > ' has sunk 1
feet or more during tha..past forty yea
how much lower will it sink during the ne
fcrty yean If the surface water Is j ,
retained or maintained.tp restore the pn
ent water levels ? Nothing ; earthly Is so li
portant to Iowa prosuerrty as an unfalli
water supply , and ( tie time has arrlv
when all should study , investigate and c
promptly to restore the * Autural water ct
dltlon it cpeedlly ai jioaalble. which I * t
only certain method of restoring Iowa's u
equalled fertility " ' i
Mr , Clarkson think * ' I lit re la no questl
of the loss of water > byl'lhe lakes tbrou
evaporation and the peculation of the sc
and that also will vtulually dry up t
lakes gf tha state Ifr.tttit natural cQiidltl
Of their -water sheds art ttot restored by t
hands ot man. Men ditched the ( tough , nnd
tilled the lowlands mid swamps that were
providentially placid all over these water
sheds to retain the rains and melted Knows
for the lake * throughout the year , but
which now runs Into I ho likes In floods nnd
on lo the dutf of Mexico.
While there arc apparently some facts to
substantiate the Ilegl.iter'n theory , there are <
others which U Is somnwhat hard to recon
cile , Mr , Clarkson'a experience extends
over n period of forty years , and yet It was
only a few years ago Hint for several years
In succession the ruin fell In such torrents
ns lo greatly retard the cultivation of the
fields and many crops were Injured by ex
cessive molslure. It seems mori probable
that the present lack of moisture In Iowa
soil la due to a period of unusual drouth ,
Wo have had no real soaking rains for bev-
oral years , such na affect the d opells and
underground streams. Particularly In couth-
enstcrn Iowa , Is this tlio case , and yet It was
only a few jcars ago when only Ihoso farm
ers In Des Molnes county who had their
lands tiled that were able to cultivate their
field * with any reasonable defireo ot success
because of the exc ss uf moisture. We have
no doubt the weather cycles will bring an
other pTloil of abnormal waterfall , nnd then
the Iteglster's theory will fall to "hold
water. "
MUSIC AND CREMATION ,
lliuv tlio New S > ntom n ( DUpoiin of Ilia
Hrinl U aiiiniiKrtl Iv .Nun VnrU
There Is a chance for a fair fcmlnlno nov
elist to found a romance on crcma.lon In
these days , and she can make the culminat
ing scene In a crematory as grand and beau
tiful as gho Ilkc3 without overstepping the
law of probability. Over at Fresh Pond In
these days , says the New York Sun , the slm-
pla llttlo brick furnace of old has grown Into
a temple a two-story temple , with tha walls
all decorated with Jtoman niches for the
ashes of the dead , and with n grand organ
ready to well out llosxlnl's "Stalut Mater , "
or "l ) ° r QcsaiiK der Gelst uebcr das Wnsser , "
by Wagner , II the mourners wish It. Kvery
Sunday afternoon there is an organ recital
In the building , and several hundreds at nlcj
people gather anil listen to It , bilnglng
llowers sometimes to heap on the little urns
full of ashes that stand iiboiu In the niches.
-Sometimes there will be a funeral during
the afternoon , and then the organ rectl.il
changes into a part of the List rltct over
tha body that Is soon io be Incinerated In n
large , cleanly furnace room back ot the beau
tiful lull , where the vlsitom may peep
through the holes in the door ot the retort
and admire the perfection that has been
reached In the > an of sending dust and ashes
Into space. There are 550 niches In the two
great rooms of the stone assembly hall , and
already people arc buying them us the others
purchase lots In cemeteries , purchasing them
six and twelve at a time In advance of any
demand for them Each family decoratM I s
niches uniformly , so us to distinguish them
from those of their neighbors. Sometimes
a single one Is purchased by a man or woman
whose views upon the subject of cremation
are not shared by his or her relatives , nnd
sometimes out of a largo family ouiy two or
three will provide themselves wl h niches ,
the others preferring the old-fashioned mode
of interment In the earth.
The management ot n modern crematory
ceremony is now as much a matter of routine
as the old style burial. When a death oc
curs In New Yoik the body Is siven in charge
of an undertaker precisely as If it weie not
to be cremqtcd The undertaker robes it as
ho would for the grave , and takes It to the
crematory In a hearse In the iamo old fash-
Ion. The family may hold the services at
the house before the body leaves there , or
at a. church , or nt the crematory before the
final rlto ot incineration. In only drie we
has the church ceremony been celebrated
over the ashes after the cremation. That
happened a year ago. In the case of a joung
woman of a noted theatrical fanillj. Her
body was burned and the ashes were then
Carried In a casket. If the reporter's mem
ory Is correct to one of the largest of the
Episcopal churches In town , where the rector
olllclated in a service that was precisely the
same as If the body , Instead ot ashes , had
been before him. Very often the funeral
csremony takes place In the new building
connected with the crematory. There is a
largo , semi-circle recess In one \\M of Hie
lower hall , and there the casket rests while
the celebrant stands behind It and the mourn
ers gather before It. With Hie strange wall
for a background , all cut with rows or niches
and decked with scores of urns and \ases of
metal and marble , and with the organ peal
ing , the scene Is ns Impressive as that at any
funeral of any sort that wo know.
If the last religious or other ceremony has
been observed In the city the hearse Is
driven to the cremaloiy and there the bdy
la taken out of the casket. Emphasis is
laid upon the Importance of the fact that by
this means a last examination of the corpse
adds still another saleguanl asa'nst ' burial
boloie dpatli. A cradle of Swedish horsc-
bhoe iron , capable of withstanding intense
heat Is laid beside the collln before the
body Is taken out. Sheets of linen , satur
ated with a solution ot alum , are Inld on
the cradle , and when the body Is put upon
these ilietts they are brought over It seas
as to envptop and swaddle It almost as l (
: . were a mummy's casings , ami a mummy
is what It looks like after that. Even the
head Is wrapped up , so that uo part of the
corpse Is exposed
This cradla Is then lifted upon a catafalque ,
or tall rack upon wheels , and this , with Its
burden , IB wheeled into the furnace room.
The top of the catafalque Is on a line wltli
the doors cf the retorts , and it is run up tc
ono of these doors. Then the body on the
cradle Is wheeled Into the retort , which IE
heated first dark red and then brick red ,
and then orange yellow , lo a temperature
of 2,000 or 2:00 : : degrees Fahrenheit. AH
who are present ore at liberty to look
IhioLgh the eyelet holes In the furnace
door while the Incineration goes on. Dut II
Is lltt.e they see. The first part ot the bodj
to succumb to the great heat Is the abdomen
Spectators see the middle of the mummy
sink In that lu all. After a time notlilnf
remains In the bioad. cltan oven but a few
pour-ds ofwhile ashes of that which was sc
short a time before a human being.
The urns for the nshos cost as much or a ;
little as the customer cares t pay for them
Some are of Imported marbla and home ar (
of bronse. Upon those urns the rich jnaj
spend as much as they please. They havi
the names of the dead carved upon tin
urns , and , Indeed , they order put upon then
what dates , and facts , and sentiments
choose to pay for. Tlie little black boxei
which are described aboe ore tlio ones ir
which the company delivers the ashes at nc
extra cost above the fee ot cremation
Sometimes no oilier urns are used , as ii
cases where the ashes are buried. The cos
cf the coffin that first harbors the dead I :
tr'fllng , because It la a rule that It tiius
be thrown away. No coflln carried to i
crematory can be taken away from there
Those that are purchased are therefore ver :
cheap , as a rule In some cases the pur
chasers of these boxes Insist upon seelnj
them broken up , and this demand is alwuyi
complied with , though If they leave It to tin
employes It will be dealt with In the sami
way
Itnynlty uiHl the Striidillo.
In her memoirs of the homo and court llfi
e of the Emperor Napoleon and his famll :
5Ime. J11 not recalls an Incident which ough
to Interest those of our fair equestriennes a
the present time who ride man fashion
"One day , " relates Mine. Junot , "I arrlvci
at Queluz just as the princess of Brazil wa
setting out to the chase , and when I bohel
her equipped In her extraordinary costume
fancied I saw a grotesque vision betoro me
She had a black hone , very small , like al
Tortugucsc horses , but Biitllclently sklttla !
to Intimidate a good male equestrian. T
my amazemenl the princess mounted hln
astride , and , giving him two or three ainar
cuts with the whip , she made him pranc
round the esplanade In front uf the palac
and then set off at a full gallop , like a head
long youth of 15 juit broke loose from col
leg ? . /She appeared so rldlculim that I ha
difficulty In preserving tha gravity India
pensabie to my diplomatic : dignity.1
- i
A VaiiUhliiH ( , kc *
"Vanishing lake" , otherwise Haw poml ,
sheet of water seventeen miles caU of Cor
dele , Go. , Is small , hut wonderful , being re
garded as one of the greatest natural curl
osltlcs In the couth. It tal.ea Its name c
"Vanishing lake" from the fact that ever
year , tome time between the loth and 2Qt
of May , Us untorj become terribly agitate
and within a few minutes totally dhmppeai
sinking through ( lie bottom with a gree
roar- Several lakes and pondu In that vlcjr
Hy have disappeared , but this Is the pnly on
which annually fill * up ant ] goes throug
such curious per'grmancci.
YOU DO NOT VISIT our Display of Furniture , Carpets ,
IF Stoves , Draperies , etc. , you will miss ono ot the events ot
the season. Look In our wlniows see the prices marked
there then come iusiclo and sea the variety ol'stylo , the
make , the goods , and above all the finish.
Our Credit System offers you , with other advantages , this
great advantage : you obtain the goods , and the payments are
made so easy you do not miss the amount. If you have never
tried it , do so onca ; you will over alter.
"Wo have furnished mora homes with goods of all descriptions
than all the ftirnituro houses combined , just bacaxiso we doa
with you fairly and honestly , furnishing you goods at a reason
able price and koaplng faith with the public.
Ant quc Chamber Suits fioni. $7.50 Iigrdlns from llo
Bedsteads Iroin $1.40 lirussels from 47o
Springs from ; . . . 90o Velvets from 69o
Slatlressjs from $1.25 Body Brussels from 58o
Foiling Bads $7.50 Mats from -10o
Extension Tables from $3.25 Hemps from llo
Ranges from $2.50 Toilet Sets from $ ! .50
Heating Stoves from $2.75 lea bets from J2.89
Laundry Stoves from $2.90 Dinner Sets from $4.85
Gasoline Stoves from SI .98 Ranqiicl Lamps from $2.54 $
Base Burners /rom / $12.50 Piano Lumps from $4.87
OJt Heaters from $4.25 Lemonade Sets from 95o
TEHMS.
$10.00 worth uf qooili ,
il ( M pur woeUor .00 par month
I2&.00 worth of Bonds
iM.GUpijr veolcorJGOO per month.
550.00 worth of good ! ) ,
tJ.uo pur wcolc or8 00 per month.
I ? Vo.OOvoith of gixxln.
I'J fill pjrvvook or J10.00 pur month.
S 100.00 uorth of KOOUS
I 4J.IW pur uuok or $12.Ou | > or inoalh.
'
Take your choiceIt'o $ 'JOO.OOw irlb of pjo.ls ,
i heads you win , tails wa lese HOD par \ \ uoor \ $15.00 yoc mouth
3I
I
3i i
People's ffiammolh Houss ,
Send 10 cents for postage on Hit ; ' 01 Cut ilogui ; .
Write for IJuby Cirritiu : } ; Cutnloyuu Mailed Free ,
Goods sold on payments in Council IMnlFs & Sontl | Omaha
Open Aluiulny and Smnrduy'liveninys.
DIRECT FROM THE TANK.
* Vo Holler. Ko Klcun. No Engineer.
UEST I'OWEll for Corn and l'c < - < l Mills , . . _ .
Hay , Kunuluj Kop.iralorB , CriMtueiloi , &c.
OTTO GASOLINE ENGINES
Stationary or Portable.
ItofXJII. I1. -v 8 to 20 JI. I' .
orCatalosuo. 1'rlcei , ftr , dfscrlljIiiR woilc to bo done.
Chicago , 243 latest. _ _ . . JE OTTO GAS ENGINE WORKS
Omaha , ShecleyBlock , IStTi c Howard Sts. 33d te tVuluut Sl . , IMHI.AUJCi.i'HiA , I'A.
"CUf-'IOEME"
_ _ _ _ _ .
tton of n famous 1'rcnch phyeklnnvr'l quickly i uro j mi of all ner
vous or dl ( n.si'i uf thu iccuerallvo orRang. Audi u * Ioat Mivubood ,
Insomnia. I'ulimin tio/litckttcinlnal ! r.nilsaJmu , Ncrvoug UcbUI'JY
JJlmplen , Unlltnusa V > ilurry , Kxliaujtlns BMliis. VarlcocrJe and
Constltvi'.toii.
CUP1DKN 15 elcnnies the Hirer , the kidneys and lb.3 urlnaw
AND AFTER orrnnsolnll impurities.
CDI'IHXINK nlronstliena and restores email -vvcnh ors.ins.
The roaooii nuiri-rpn : ir not cured by Doctors IB bocnuno ntnntr P" r cent nm troubled with
oHtutltlrt. CIII'JDENB IH the only known romrtljr to cum without nnoM > rutlan fi 000 tea
UtiionlalH. A vrlttencuiraiitunulviMi anO money n > 1iiriiol II six IKVJCH < lous not ofTi-el a j ) r-
1 ODiilwx MX for ViUMiv mill. Send for 'Iroiil.-ir mill ipMtlinotil.ilp.
VO' . MKWOtVK C'O.P . " . Kox 107U ! H.in FrsivlUc-a. C.il. I'oriulebr
UOODMAN DISUa CO. , 1110 1'iminm 6UoolOtiiil.i. !
Vnil "ho h TO liocn Immhnctrwlbytho "Flectrlc ncUFHl < "rBnflpr r."l < nolo .
lUlj "OrojDn"lriicacs. " " Vacuain , " "t'rca Cnro" guarki , mill-wlio lia d found
yottrpclj irrowln r oldcraiiii wor oi YOU wlio IiuniEr&Trnup & Indeipalr. nymg
"I nmdoonifd , I hern line h uo For ra " to you I HOT. who are liiiklne Into an ta.rly ,
2ra eortlnttlrir upon aabon I-BS cftof tf lctict B aiuniiT fortiinc JI'I'f ' ttiiit a3jfV. r3a
V7rlti m full blitoricf roar MM , irvl for QUESTION LISTS nd 1(10 P j n % . ilr moiitui tti
til , my ikili lii il. IhiTicnitillli uundi. 1 tlfUlKKIIU. . Twinty Jt n' nitii.uco.rtflUVt \ -
L1I wnu Ucr > ri iAkiiietreumrl [ | lMWlif'T Cwninll tin pn inallf or tiy mail. lrr rd ticrwl.
Ur. N. E. Wu Dfpresld eiiuciirCACu MEDicA'L''sUhdlCrUYN
MANHOOD RESTORER ! ftW
KuaiiLiiUiVil lni.urisnliiTnjiiiO iiottii ! . ntlina WtMk Momnrr , lxi > i > < tf llrilu
I'iMTcr. Jk-uilMljf , WakullHiicMi LoM MnnUooil , NluliUy iuil iuii . Narruuii.
nr ( , nlllr.iliia nd li < > r powsrliiUiMirralHoOrciiiii of tliliur ijtiut ii
bjr nvcr oxprllnn , youthful rri'ni , otcosMviuiqiil t < iliiiciii.OitIici | or lllin
iilnm.i. wlilcb IHIIU inliiitrmlty.Cuniiimpilcmor luuinlir. run 114 currlcuU
* * l iiotKil. . Ml iHTbox. H jorfJS , bj ninil iirvpaldYltlin8. . " amir w
ve u written uiiurttnlru tn euro or rrfuntl H n nimit-y. H'lUI Oy n'l
_ , - iKSim. Ask/or n. luku nixitlipr Wrlln fnrfrooMortli.il HIII It r-ilM-ilul
* mi < LHUU. in pi Jtii vtrapiior. Aaarcsj Mill Vl
Bata In Omaha by Siivnnan & McCojincll. Kunn & Co , nnd Vlclcers & Merchant , drusehtt.
"DIRT IN THE HOUSE BUILDS THE HIGH
WAY TO BEGGARY. " BE WISE IN TIME AND USB
SEARLES&
SEARLES ,
SPECIALISTS ,
Clironi ;
WE Nervous
Private
CTOB
Diseases
TREATMENT BY MAIL. COf SJLfAflJN fAli
Cptqrrhi Pll Q)9RT333 ) of the Noso.
Throat , ChPf > t,8tprnapJi , Llyor , OlooU
-Skin and lOdnoy Plgoaaoa , t-oa
NJanhoo and ALL PRIVATE DIS-
EA9ES OF MEN.
Ilr f > T
Ul , s , U.UAUI ,
HANDSOHB PEOPV
Only Those
Have Tooth ,
OTO
c < ] floor ftixion illoclc , 13il ami I'urmim Ht
Tolfphuiir. ltn.1.
Liidy nttomlatit. Ummiu Hpukcn. Full uH
tui-tli , r. OO ; ninilnhuimi < l y tliu liii [ > ro.sIoU
U uiUun. nilUiRj without palu. All work
V < lIlMlltfll. Umi i > r. lluil y' * Toqtli
INVALID CHAIRS ,
Elutlo Blocking ! , litotm\tr \ iimuei ,
CrutcliM. UatUrlei , Hirlnice * . Jju ! | 4 jpt , . , *
lc l HupplUo. Th I.lun Ifruf Ilou * .
THIS ALOIJ * I'KNJ'OLD C6.r
11M P.-unara Ktreet , Oppo Kt 1'axtou Itottl.