THE OMAHA DAILY BEK : SUNDAY , ( JrJhBKU ) 8 , 1893--S1XTEEN TAC.ES. n
Arc Not Overdrawn Lore Stories Responsi
ble for Many Tuleo Steps Taken ?
WAIT UNTIL THE CHILD IS DEVELOPED
Uoir to Oct I'p Dlnnnr Antriloto of
HII Artmi All the lnteit
unit Other Matteri of
Inlrrent to Women.
Tin" nnnounruinciit in the Chicago wi
pers of n ynuiiK lady uommiUiii ( , ' miiddo
there ti few days ago becnuoo alia fancied
life was not worth living , us lior "lovor"
) md plavt'd her falho , brings forcibly to
miml the Hiinilnr sad oucurruncu ' .vliirh
took place roccnllv in Omaha and tnitkos
ono tl.ink , "Oh , tiio pity of it nil.1'
Young lives untied in Mich a liareh mun-
nur before thu girls hud reali/.cd in any
boiiho what lifu n.-ally is , and with On-
putlu'tic nilNtuku In tliuir minds that
they had niut with any loss in the trim-
forcnoo of tlio HO-callud "love" of such
nitiii , If girls' could only ho brought to
look tit thlngH as they are they would
BOOH realize that mieh a loss is nothing
if not n great bluf.sing to themselves.
Hut all the moralizing in the world will
not bring buck one HUCI ! and will proba
bly "not put a stop to it before it litip-
'
The pertlno.nt question in this relation
IH who or what Is : to blaine for tho'un-
healthy Htatd of mind \vhloh admits the
harboring of thoughts of suicide and the
hopoloshiii'ss of love and all thnt sorrow-
fill fdollHlint'hhin HO many young persons- ,
young girls ospcfially , tlie o days. One
apparent cause Is the sort of trash , in
the way of reading mutter , with which
the country 1 Hooded , and which is read
nnd reread by romantic young ladies ,
whose emotional nature in in too unde
veloped a state to stand the strain , and
who HOtm get to imauining that they ,
too , are "heroines" and every man thev
meet , or more likely , one particular
in real li\o ' ' " whom
man , u \ 'hero , for
they would bo willing to die on occa
sion , nii a very ri-asonablo sacrillce.
They forget in their extreme youth and
inexperience that there is only one real
test "of love and leather" common
everyday wear under good 'and bad con
ditions sure to come.
The Important question for the young
these times is not what to read KO much
an what to avoid reading. No girl un
der the age of 18 years should over be
permitted to read any book not selected
by some friend competent to judge of its
possible inlluence. The idea of a child
of Jii years reading "Otiitla" and other
French villains and villtiinosscs of her
class. Those writers would never dream
of expecting the youth of their own
land ( where children tire children until
they are grown ) to read their vile stulT ,
but look to "fools in America" for pat
ronage and support , anil they get it , too ,
that is the worst of it.
But , after all , the books that do the
most iiarm really are the ones which are
bald to contain nothing positively bad ,
nnd are supposed by older people to bo
only foolisii. These are the ones that
play sad havoc with the girls. They
reau TIIC iiiicncss ami Hernia Ai.
Clay until they have an idea thai real
life is a very tame , commonplace titl'tiir
and not worth bothering much about un
til their "hero' " comes on the scene of
action ; then if things happen to go
wrong or the "lioro" happens to be a
scoundrel the girl is ready t6 die as the
only possible resource.
The table for reading may be culti
vated in the right direction bv a little
judicious care. If mothers and friends
would unite in selecting and reeonii
IA mending books which are only mildly
overdrawn and somewhere within the
bounds of common bcnso at least , so
many "romances in real life- " would not
ocem. One of the saddest features in
the whole scheme is the wasted time ,
worse thairwasted. One so of ten hears
a mother say , "Well , i want my daughter
to read something , she I mil better read
novels than nothing. " Of course , there
are novels and novels. A girl IK much
better on" and will have much safer and
truer ideas of life if &ho never reads a
word outside of her behool books than if
Bho pores over the vile slush called
"love stories" until
her nerves quiver
and her heart beats with unnatural ex
citement. For , like all other abnormal
cravings , the desire for more , more be
comes irresistible , and she will then
euro for nothing else.
Sir Herbert Maxwell , upon ' 'Tho
Craving for Fiction , " gives incidentally
the following advice : "Jf any young
porMin of leisure wore so much at a loss
ns to ask advice as to what ho should
read mine should bo exceedingly simple :
lieiidy anything bearing nn u definite
object. Let him take up any imaginable
subject to which he feels attracted , be
it the procession of the equinoxes or
pout ago stamps , the Athenian drama or
London street cries ; lot him follow it
from book to book and unconsciously his
knowledge , not of that subject only , but
of many subjects , will bo increased , for
the departments of tlio realm of kuowl-
edge tire divided by no octroi. Ho may
abandon the llrst object of his pursuit
mr iun > i.ui-i , iiiitun nut manor , one suo-
jeet leads to another ; ho will have ac
quired the habit of acquisition ; ho will
have gained that conviction of the
prieoletibiiesH of time which makes it in
tolerable for a man to lie abed of a
morning. "
If young girls and thofo who tire re
sponsible for the making or marring of
their lives would heed the good advice
nnd insist that reading be done with
sumo other-object in view than killing
time wo would hoar less of broken
hearts , Hulcjdes and all such Inoxpreb-
bibly borrowful happenings.
*
* *
Ktito Upaon Clarke once inudu ft re-
murk which will bo keenly appreciated
by ail women who have tried the beauti
ful rules for economical living which are
HO often unfolded , it was in a club meet
ing , and housekeeping was the subject
under dlteussion.
Mrs. Clarke got up to ask a question.
" \Voll , " she said , "I can never nmko
thesu beautiful plans for living on lii
cents a day , or something like that ,
work. Now , thorn's Mrs. lierrlck's
hook , It tells you how to get uu a din
ner , and then it says to use what is loft
of the roast , or whatever it Is , for cro-
quuttcH or something , lint there isn't
anything left ! if you make the dinner
as bho directs , it's so good that the
family ems every mortel of It ami there
aren't any t > craps. That throws thu
whole Program out of order. "
Altib ! it isn't always bcuiuit > o things
are too good that tlieso liVconl diimurx
and fi-coiit suppers cannot bo made prac
ticable , Hut there is something wrong
with the plan.
Therefore all the women looked ask
ance at a cottage in the fair grounds at
Chicago , where it was ehiimed that n
family of Hvo was livlnir at'thu rate of
$ , " IX ) a year. ItNdowifiu the southern
part of the grounds , near the Anthropo
logical building , and is the outgrowth of
an idea witli which Prof. Lucy Salmon
of Vassar college is to be creiifled.
Mibs Salmon' * idea .vas to have n
house suitable for thu average well-to-do
family , and to make it an artistic and
hygiuiiio uiodul. Joliu iJuyd Thuchor ,
however , suggested that Now York take
the thing in hand , nnd build a working-
man's cottage , furnish it , and , ns it wore ,
stock it ; that is , provide a family to live
in It. The object was to demonstrate
how , by the aid of economy , scientific
cookery and industry a workingman's
family of six can bo comfortably main
tained for 3500 a year.
Miss Catharine B. Davis , a graduate
of Vassar and a student of chemistry at
Barnard college , became intoiested In
the project and was placed in charge of
it. She furnished the housennd pro
vidcd the family wardrobe , paying re-
tall prices for everything. She still at
tends to the. marketing , prepares the
dally bill of faro and superintends the
cooking , which is done on scientific
principles' .
The house in which this interesting
experiment is carried on Is a wooden ono ,
built on underpinning , and is one nnd a
half Mtorius In height. It covers n lot
2x-S ( ) feet and has a front entry and a
side porch. The hallway Is six feet
wide , with n slnit'XMiv on ono side. On
the llrst lloor are a living room , a kitchen ,
! md a bath room. The kitchen has n
good ti/.cd pantry , n fcientlllc steve , the
latest labor-saving cooking utensils , and
a sink with hot nnd cold water. The
plumbinc Is the best that sanitary engi
neers can provide. Up stairs there arc
three bed rooms , ono of them very
small. Two of them have closets , and
all are light and1 airy. The walls and
ceiling ! ' all over the house are painted ,
so that they can bo washed. It is esti
mated that the hniiMi can bo built anywhere -
where for $1WO. ( The furniture is sub
stantial and attractive. There are iron
bedsteads ; shades , but no curtains ; a
comfortable enueh in the living room
witli bright cushions and hangings.
lireUv prints on the wallsa few books on
a shelf and some pieces of bric-a-brac
here and there. The total cost of the
furnishing was $ . ' ! 0 ( ) .
' The "model" family which inhabits
the cottage consists of a Chicago widow
and her three healthy children. A
lusty Columbian guard plays the role of
fatiior to the extent of taking three
meals a day with the widow and her
small Hock. A largo doll in the cradle
represents the sixth member of the
family. This not only preserves the
peace of the household , but it saves some
baby from being frightened nnd kissed
and mauled h > the crowds of visitors.
The infant's wardrobe is just as com
plete us if it were alive. The supposi
titious wife , husband and children are
also supplied with clothing. The gar
ments of the children are principally
made-over ones. The experiment is
proving a great , success , as is shown by
the thriving condition of the "family'1
and the balance sheet of Miss Davis ,
which is somett hat below the maximum
possible if she is to keep within the $500.
Persnnal anecdotes are always inter
esting. Ono is told by Mrs. General
Lander of Washington , one of the most
original and attractive women of the
capital.
Formerly Mrs. Lander was tin actress ,
known as Jean Davenport , and once ,
when playing Oamillo in California ,
siio was supported by I'M win 1 tooth in
the role of Armantl. Booth hud not
readied the age of til years tit the time ,
and Mrs. Lander * was somewhat an
noyed that she was obliged to have so
young1 a "leading man. ' ' Her annoy
ance , however , disappeared the lirst
ovenimr they played in public.
Bo'oth had" proved keen and bright ,
anxious to learn and to please the star
actress. At rehearsal lie said :
"Miss Davenport , how bhu.ll I kneel in
tlio death scone'1
"Bo sure to kneel before me , so that I
can look down upon you. " wtw the reply.
The story of the performance should
bo told in Mrs. Lander's own words :
"The evening came. The opera house
was packed. My boy , to the astonish
ment of all , played with the very soul
of genius , lie fairly trembled with
emotion. Ho forgot all my careful direc
tions and acted his part with the bolf-
forgctfulncss and abandon of an old
actor whoso intuitive knowledge is biilll-
cient to him. I came near forgetting
myself in the admiration I felt for my
lover , my boy lover. The death scene
came , and Armand was missing. I
looked hastily behind me , and there , in
stead of kneeling at my feet , with his
head before me , ho had bowed himself
in anguish on the back of my low couch.
There wan no time to move , to speak , or
change a word or ti position. 1 simply
turned so I could look at him. His
stricken attitude was pitiful. Never had
I been grief so naturally portrayed 1
was carried out of myself. I stretched
my arms toward his bowed beau , and
the house rose with applause. Ho lifted
his face to mine and f moaned aloud
from real pity and pain. "
The city hall clock struck the hour of
midnight , the New York Herald sol
emnly announces , beginning its one-
chapter novel.
Hrnest llnreourt D'Aramoro looked at
his watch.
Itwis just , hall-past 11.
Ho was returning from a poker party
at a Brookly.n club , and Ills winnings ,
amounting to 7f > or 81) ) cents In dimes ,
clinked melodiously in ills trousers
pocket.
As ho strode rapidly across llio park
toward Broadway a slight , girlish figure
suutioiiiy upiii'iireu oemro nun.
Beneath tlio duy./.ling brilliancy of thu
electric lights she looked to be of almost
supernatural beauty , in her hands were
clutched a collection of various colored
bits of allies , luce and other fabrics.
The girl seemed to bo in distress , and
Kniht paused before her a moment and
raising his hat fully live inches from bib
head asked with true D'Aramore cour
tesy and look of almost human intoHi-
geiice , "Can 1 be of any usbisUinco to
yon , madam ? "
The girl burst into u imsblonuto lit of
bobbing. Then she approached nearer
and said , impressively :
" 1 am looking for the way to the land
of the ostrich , whore prince of Wales
plume * giow upon the trees and para
dise uigruttob wave in tlio breo/.o. 1 can
see it now. There is u river of sparkling
gelatine spangles , with hills of mirror
green velvet and clouds of chitl'on and
point d'esprit. There are mountains of
steel tilugrcc and jet and golden eulmch-
ous which shine in tlio biinliuht. Can
you not see the cubcudcs of accordion
plaiting rippling into it lake of Hhine
htonosy See ! see ! " and she clutched
Hrnst's arm wildly. ' See those brown
satin roses and velvet violets , th < o
black poppies and green carnations , and
those rown of grinning mink heads , witli
their beady eyes and harp , white teeth.
Save me , oh ! save mo from them ! "
in a moment Kriibt realized what had
occurred. She had been to eight fall
millinery openings in one afternoon
and her mind had given way.
Everyone is on the lookout continually
for something original and novel in tlio
way of entertainment , us it is in this
channel that the greater part of its suc
cess is apt to lie. In accordance with
the prevailing desire con verbal ion
parties titv o been found to unswer'udmir-
uoly , and though from their title ono
would imagine very simple little affairs ,
they are in reality just about as hard
and exhuustlng mental work us you
could find outside of the regular tusks
of our bygone school days ,
The programme is laid out in the
following manner : Curds ure written
or engraved with the topics of conversa
tion in exactly the same fashion that
dances are set fortli in numbered order
at a ball. A young man selects his
partner and they begin on subject
number one , the idea boine that nothing
else shall bo discussed from the tap of
the bell that indicates the commence
ment of the game until it again sounds
and they are privileged to puss on to
number two.
The partners are , however , changed
each time , the young men passing from
one to another , while the girls wait for
the now comers. With each couple Is a
judge , whose business It is to record how
well they sustained the conversation dur
ing tlio period allotted. There can bo
no preference shown in this way , as now
couples are continually coming up for
criticism. Pri/.es are awarded those
who most strictly stick to the topic in
hand and who discius it in the ablest
and most entertaining manner.
When you consider what lines of
thought may be selected by the hostess
it is readily seen that it is not always so
easy to talk as it sounds. For instance , |
ut an affair given the other eve'iiug
there were eighteen subjects , among
i which may bo mentioned "The Silver
1 Bill , I'heosophy and Buddhism , " "Art
In the Time of th'o Ctcstirs , " and sundry
others not quite so staggering. The
judges , to bo competent , have to be won
derfully well road , and when the whole
thing Is summed up it amounts to tills ,
that there is a good deal moru work
than play about It unless the topics
chosen are lighter and airier than the
most we have encountered.
* *
Almost every ono has heard of Sojourner -
'
journer Truth'the ex-slave whatold the
story of her life always with so inuc.h
unction. One time she was an honored
guest in a white family when three or
four silly , ehulturlnir girls happened to
cull. After they Imd gone she turned
to her hostess and said :
"Oh , hunoy , I did want to tell dose
young folks a ting or two , but 1 know'd
'twun't no use , 'cause dey didn't 1mb no
place to put it. "
Sojourner was fond of smoking , nnd
once a minister undertook to show her
the enormity of her sin in this respect.
"Sojourner.1 ho said impressively ,
"don't you know it is written that noth
ing uncleun shall enter heaven ? And
don't ' you know tnut a smoker's breath
is one of the vilest things in the world ; " '
"Don't 'spcct I'll take my brolT along
when I go to heaven , " said Sojourner
calmly with another pull at her pipe.
fllHhlfill NIKIJS.
Felt huts with double faced brims arc
the rago.
Oxldi/.ed silver bangle bracelets arc
once more in demand.
Satin antique is used for entire hats
or as a garniture only.
The silk and wool mixtures for hand
some jackets are woven like fine home
spun.
Brooches in silver show trefoil pat
terns and designs in Hags and horse
shoes.
Feminine penmanship now is more of
a fashionable characteristic than ever
before.
fu gloves there appears to bo ! v tend -
d 'iicy toward those colorings that match
with tlie gowns.
The ultra-fashionablo secretary is in
white enamel , with all its finishings in
fccarlet leather.
Large invoices of magenta cloth , ben-
galiue , velvet , silk plush and brocade
appear among the host of elegant winter
goods.
The ice cream spoon lias a round and
rather Hut bowl with u sharp edge.
Bouillon spoons have rather large , deep
bowls.
Shirred facings of satin appear on
some of the dress hats , a pointed edging
of jot galleon liniBhing the edge of the
brim.
The latest doilies nro of bolting cloth
cut to represent u full blown chrysan
themum and exquisitely embroidered in
the colors of the flower.
Epaulettes appear to be quite as much
a feature of fashion as over. Some , like
the Medici collar , arc wired to keep
them in position.
Beautifully line woven nightdresses
of soft wool are growing in favor witli
those who are sensitive to the chill of
autumn and winter weather.
On winter hats and bonnets fur trim-
mimrri are mingled with wings , tips ,
pompons , or a trio of sea-swallowsblack
birds , or yellow canaries.
Autumn costumes of fancy mixed wool
fabrics are trimmed with miroir or
changeable velvet wlio.se tones repeat
UHI.-O in the dress material.
lYinltiliio Nutcn.
Mrs. S. G. Holdon has introduced den
tal inspection into the public schools of
Detroit.
Mine. C'arnot has not been photo
graphed for fifteen years and bays she
never will bo again.
Bolva Lociwood is ( i.'f years old. She
began teaching school at the age of 14
and was married four'years later.
Tlie women of Iceland have had mu
nicipal suffrage for more than twenty
years. They are now eligible to munic
ipal Ollil'CH.
Autumn cloakings sire imported in
colors of petunia , silver blue , peacock
blue , Russian green , many beautiful
shades in brown , friars' cruv untl nm-
l/entu.
I'omvjck green and gold breast feath
ers , yellowish green , and blue-green
birds' hcadb , quills , and wings are n.-eil
of black , eream-whito , ecru , and golden-
brown huts.
llundsoiuo cut rtcol buttons tire soon
upon some of the imported York walk
ing ( -oats and tailor basijnes of dark
tfreon , deep mii onta , or nmrqulbo
brown ladies' cloth" ,
"I consider the American young man
u splendid institution. Ho is eiisier in
bin nmnnerb than the Englishman and
more chivalric , " says Miss Annesloy
Koiiealy , the English judge of awards in
hygioiio ut the fuir.
A Chicago woman , Mlsn Kate ICano , h
going to run as an independent cundl-
Ilato for u jiidgeshiii of the superior
court. She has Msciired over ; t,000
names to the petition she will fllo with
the election commissioners.
Texas is the only stnto whoso special
celebration at tlio world's fair has been
presided over by a woman. The reason
is obvious , for it was the board of lady
managers that raised tlie money to erect
the building after the legislature refuted -
fut-ed to appropriate it.
Women belonging to u Baltimore cook
ing school huvonflored to train in culi
nary science 100 girls attending the
grammar schools of the city without
charge. Their object is to demonstrate
tlio utility of u cooking department in
the public school curriculum.
Two Kentucky girls have set about
finding out thu popular t'uncy in the
mutter of the national ilovvor. They
uro running u booth near the Woman's
building ut the World's ' fuir and tire re
ceiving votes on the question. At
present corn is way in the lead , with
the sunflower us u poet second.
1'rlncobs Mnud of Wales is particu
larly fond of assuming un alms ami
dropping some of the rod titpoof royalty.
Kvory year she goes to visit her former
governess , who lives in Devonshire.
Always , the sensible princess insists on
being called "Miss Mills , " and upon
being treated as a member of the family.
THE THREE FICffiE TRICK
A Few Facts for the Benefit bf Bond Pro-
tnoterj and Thoiri Dupes.
it.
THE GAME DISSECTED BY'AN EXPERT
TinMiiKlilllcent I'rdllUolD [ | > lto I'hll-
lllithropUM Uinilr Ktrilnk < ritli tlio Sill
pill * Itpurrveil lor the , Tj ll-iiilrr : (
Thn I.OHiin of Kttiurlvnut * .
Hoiui promoters evince much spirit a
spirit worthy of a buttur cause tu tlio valu
uttuuipt to check thu title of puliltc cuuilunui-
attoii. 'Ihoy ussuinu the air of martyrs.
Tluty Ima iUo tlie expose of tholr schemes
emanates from alleged rivals , an 1 that they
uro victims of vile persecution euiriacercd
uinlnly by Jealous life Insurance companies.
j They even go so lur as to insinuate In terms
that what has bueii siltl ; in thu columns uf
TUP. Din : and other papers with regard to
their business methods < vas concocted in
lifo Insurance unices and inspired by selllsh
motives. la a letter published In lnsl Sun
day's HBB Mr.V. . Uri Ks insiauiitud
broadly that such was thu cuso.Vhua cor-
neruil for his authority ho gavu the mime of
another bond promoter In Omaha , and wli'Mi
tlio latter was taken to t'.isk ho placed the
responsibility on a Council Bluffs bond pro
moter. Thu latter hud paid regular rat PS for
an advertisement of his scheme , and that
fact wns distorted and Industriously spread
among tlio gullible : is conclusive proof that
over\ tiling published against bond schemes
was purchased by envious life Insurance
companies. The chnrtfo Is on par with the
system of wholesale deception practiced by
these pretended plillunthropl.ttii.
I'liMnmInupy with u string.
Mr. Drigt's assumes that all who do not
agree with him arc actuated by selfish mo
tives. He is n philanthroplst.'burriiing with
a desire to help his fellow num. The mere
laut that ho is thu chiuf promoter of n bond
scheme by means of which he nnd his asso
ciates extract the snug sum of \ } < per cent
for the exhausting labor of handling other
people's money without the slightest secur
ity , does not , according to his notion , weigh
against him In the scale of philanthropy ,
but must bo accepted as proof of an over
whelming desire to grasp poverty by the
topknot and hurl It off the earth.
In support of tils contention that bond
schemes are nn Improvement on life Insur
ance policies , Mr. Drlggs presents an assort
ment of llgurcs , showing the vast pro tits of the
latter compared with the scant risk taken.
This is the plan of all bond promoters.
Every serap of literature Issued by them
contains more or less reference to life insur
ance business , anil the impression is sought
to bo conveyed that they are operating on 1i
similar basis. Nothing is farther from the
trutn. Life insurance companies are Held
to strict accountability by state law , wtiure-
as bond companies arc .wholly unrestricted
by law. They claim to operate initior state
laws. With the possible' ' exception of Mis
souri no state we arc aware of has given
thorn legal sanction. Missouri gr.mted char
ters to eight bond companies , and by an
amended law required a deposit of $100,000
with the state treasurer from each. Two
or tlireo concerns complied with the la w ,
but their operations nave been shown to be
so dishonest and demoralizing that , accord-
lug to tlio secretary of. state of Missouri ,
stops will bo tukeu to socu o an order fro in
the state supreme couf't , revoking their
charters. Ono concern , with headquarters
at Nevada , .Mo. , the narentof western bond
schemes , has removed to St. Louis , evidently
to evade the restrictions imposed by the
postal authorities.
Itoeua Incorporation.
It is claimed bond companies have boon In
corporated in ten states. Iowa aud Ne
braska arc doubtless included In the number.
No restrictions are imposed by either state
with regard to incorporations. A company
to convert the moon into green eheeso nniy
ho incorporated in Iowa or Nebraska as
readily as a bond company and no questions
will be asked if the fee is paid. Incorpora
tion amounts to the feu and nothing more.
Conceding the reliability of thu insurance
figures collatca'b.y Mr. Drigps , there still re
mains thu question of the honesty of the
bonuscheme. . This point was not touched
uium by the philanthropic bond promoter for
the very irood and sunielent reason that the
system In vogue by Mr. Uripgs' company
the mystic multiple scheino has been con
demned by thu postal authorities , nnd a
complete ehaiiL'o must bo made before the
company can avail Itself of the use of thu
United States mail. This is suflieiont answer
to tlio prutcnso of honesty.
Tlio bond promoters imagine they have
been cruelly maligned and libeled , and yet ,
strange to say , no action has been taken by
them to vindicate themselves. The authori
ties of Massachusetts , Iowa , Missouri and
Nebraska have denounced them as barefaced
swindlers , and the prou-oters meekly bowed
to ' .ho characterization.
\Vllllt I.VHTI | HC ( ! I'rilVI'l.
Tlio lingo profits promised bond investors
full , if at all , to the holders of early num
bered bonds , who cheerfully furnish thu
certificates of reliability. In thu matter of
glittering inducements tliuy .discount the
infamous Iron Hall. Dond companies , like
the Iron Hall , insure iuvestois they need
not die to beat llio game. For a pittance of
about fl'.UO , paid in monthly assessments for
seven years , the Iron Hull promoters prom
ised Jl.ODOspot cash. Over fll.OuU.COO were
collected in ten vears. One-half of this KHUI
was returned to cortilic.to : holders. The
remainder went where thu woodbine
twiueth. In live years .f'.Ti.OOO.OlXl . were col
lected by endowment and numerical bond
companies in Massachusetts. Of tlio 1,00(1- (
( ) ( ) ( ) investors , ninu-tenths received nothing
whatever in return. Fem * of the promoters
are serving terms In the pcnitcntlur.v , the
others are fugitives from justice , and re
ceivers are now trying to convert the re
mains of the concerns into cash.
A llonu feclicino DUfirdtt-il ,
Comparatively few of the class of people
among whom bond promoters opera to uro
eajiable of nimly/lng their schemes. It Is
only when tbo systum Is dissected by ex
perts that the magnitude of the confidence
game becomes apparent. This has been
done in a number of iiuiunres by American
Investments , a llnanciiil authority published
in liuffulo , N. Y. The current number deals
with thu 1'crpotiml Maturity Homling com
pany of Council limit's. The systum oper
ated by the I'ernotuul differs but slightly
from the philanthropic' l-'ij ' per cent scheme
of Mr. Drlggs , so thatthu results shown by
the dissection of the former practically rep
resents the outcome oTml.
The i'erpetuiil company charges nn entrance -
trance fee off 10 ami-ii monthly installment
offl.'JS , "Wo have | | ( > moans of Judging , "
says Investments , * 'biH are justified in as
suming that thu entrance fees go to the offi
cers and agents of the company la payment
for securing victims. , Qf liio monthly dues ,
% 1 ii set aside as u trust fund , out of which
is paid thu bonds , one bf Ing retired as fast
us f 1,000 has been accumulated. The re
maining .Ti cents goes into uu expense fuud
to pay the running expenses of the grmisy
concern. This all looks easy and simple
enough , but before concluding that the com
pany is engaged in charitable work it will
be well to look Into It more carefully. It is
very evident that the rank nnd tile of the
purchasers of thcso bonds do not realizes
what n soft snap tbo olllrors of these insti
tutions havo. It is just about soft enough to
Induce them to pull up stakes and leuvu
when iht > company has gathered in all the
idiots u community U able to produce in the
shape of u'embera. '
lln.tv ItVnrka. .
"Lot us ninko uiia table wlilcli will show
the practical workings of this company fora
period often years , based on its ability to
dispose of 100 bonus per month regularly
during that tlmo , lu this calculation no ac
count bus been taken of lapses by thosn that
haw couio ia late uua uaviug hud their eyej
50 Carloads of Furniture at One-Half Price.
During the past two months we have
bought at about 5Oc on the dollar $6OOOO
worth of furniture , which we now place in our
annual October sale at less than manufactur
ers regular prices.
This special sale will include furniture of
everp description ,
The goods are new designs and of our reg
ular standard make and finish , and as usual
we guarantee every piece.
This sale continues during October only.
Charles Shiverick & Co ,
TKMroKAltVLOCATION. .
12O6-12O8 Douglas St.
MILLIARD HOTEL , BLOCK.
opened ceased paying their monthly dues.
If it were possible to csllmato tills , thu ro-
sultto thu members that entered in the later
years would of course not be as favorable us
it would be did all maintain tlieir member
ship : ,
I'tnlliH nf tlio rruiiiuiurn ?
"In compiling this table wo have assumed
that the funds nvailublu for retiring bonds
will bo used on the lust day of each year
and that every bondholder that is fortunate
enough to ivceivo the fuco of his bond will
not re-enter the company us a now member.
This may bo assuming lee much , but
although a man may justly be regarded as a
fool for investing in the company in the
start It is too severe a criticism on his
mental condition to expect him to continue
after ho has had his bond cashed.
Amount paid for Initiation tees $120,000
Amount jmlu for e.xpc'iisus 170OKI
Total WJ0.013
"In other words the members have paid
into the clastic treasury $ l,0MOij.'i ( ) , and for
the privilege of having ( H.Ooii of this
amount returned to 701 of them they have
paid W.IOit , ( ) ; , or nearly 2'J.r/J ' per cent of the
aggregate payments 1
"Now , it occurs to us that tills is rather
expensive administration , and out-lit to bo
obtained much cheaper. Thu ratio hero will
exceed that of any insurance company
known to us when tbo benefit of the risk
guaranteed by the life companies Is taken
into consideration , it would bo far better
for these deluded mortals to place their
money In a lortuno wheel and divldu u on
the spot , livery numiicr would then have
some sort of chunco. and deducting , say 5
per cent for commissions. ! ! 08 more members
could receive their $1,000 each
A Mighty Snriilm.
"Now , please note the condition of the
company after the completion of thu tun-
year period. The board of managers have
i-aked in fc'J''O.Olll ' for tholr salaries , expenses
and fees ; 701.000has been distributed to 701
members , and the treasury holds in its trust
fund the magnificent sum of JW for the hene-
IH of the 11-UM members ! Truly a sad spec
tacle. How cun tbo common sense of these
members bo properly estimated when wo ru-
llect that of the hundreds of dollars put in the
treasury during tlieso ten years , each mum-
bur has tbo munillcent sum of about 4 cents
to represent his investment 1 The money
paid in has not earned a single dollar , nnd
no security is at hand for oven tno unex
pended balance of i&'l. It is astonishing that
such a spectacle should bo placed before tlio
eyes of an enlightened community. "
. " " "
DoWitt's Witch Hazel Salvo cures sores.
DoWHt's Witch Huzcl .Salvo cures ulcurs
Too Ciociil to Slurry.
SMaua So you would bo my husband. liar-
d. hot mo aslc you first , do you uissiputo ?
Harold No , dearest ,
Maud JOver drink ?
Harold No.
Maud HmokoJ
Harold No.
Maud Slay out late ?
Harold Never.
Maud-Flirt ?
Harold Nuver In my life.
Maud Then , Harold , it can never bo. i
wish to marry u mere man when I do marry.
"fl OTHER'S
. FRIEND" /
is n scientifically preparml Liniment
und harmless ; every ingredient is of
recognized vuluo aud hi constant use
by the medical profession. It whorl-
oils Labor , Lessons Pain , Diminishes
Daugor to lifo of Mother and Child.
BookTo "
-To
Mothers"
mailed free , con-
taming valuable information und
voluntary tobtimonials.
Sent by express , charges prejald , un receipt
of price , f\.U \ > ir bottle.
BflADFIELD REGULATOR CO. , Atlanta , Ga.
Bold 17 all druggliU.
MME. M. YALE ,
Tlie Woi Id's ' First Complexion Snccialisl ,
I'lON'TJKK AND CIIKATOH OV
HKAITY CULTIMIK.
'itlio ' CO.VOKKSS of
r/i < > VX'l'I'lil ) S7MT/JS.
Originator of Steaming the Face.
Inventor of llic llrst Sli'iiniliiir AppnniliiH. the
only OIK. allowi'd a patent at WiiHlilniMun. ! > f.
Mine. Yale h own iM'aut.v will never tu > Tur oUt'ii.
Atto Hhu lu UH tresh and lovely as any brauty
of 1H.
Slum , Yaln'ian- only Complexion IliMiicdluH
hold asSoiivi'iilinnt thci WurM'H I'.ilr.
Beauty pec foj- OpeWeelc. .
. l.mlU'H ( IcslmiiH of Ix'oomliitf Ix-autlfnl liy Hclen-
Illlu nifaiiH , v.-ltliont tin' : ild of cimnii'tli'H , an1
urtfi'iilly n > iii | < " < tuil to vlhtt Mine. Yiilc'H Trmpli' of
Ili''inl.v anil Hrc fur IliciiiM-lvrH her tnanHoim
\vin-li lu ri'sKinnuIlin olil anil nilililli'-iifril to
youth mill I'lllltv.'Ulnr natural ln-amy. Women of
10 , no. lilt , anil Hindi ulilrr. liaiiunr nnili-r .Mine.
Vnli-'H trt-atnn'iit , ) : | worn out , liawnl. wrln-
MLM ! and horrible , and horn iH-rfrctl.x ivHtor'Ml to
yuiitli ai.d iK'iiuty. Thin may n-rni tnnvillblr. lint
a visit to lii ) > Ti'inpluof li' > nniy ulll prove all thai
IB flalinri' to llic entire hillsficllon ; ; of any one
ili'Hlroim of liavlnf Iheirontli luHtoml or tlieir
beauty onltlvalen.
LAST CHANCE TO GKF S'.dN' .
I.aillcn Imvlnir Complexion KeineilleH this week
nf Slum , Yam will be presented ttli ajarof the
Hltln Fooil for removlni. WrlnldeH and the IraecH of
ace. ThlH will pohllively In- the lam time It will
ever be ( riven away flee. Do not lurKrt to vail thlH
week. Cut coupon out.
FHOMOMAHA BEE.
ThlH eonpon enlltleH liearer to n Jar of
Mine. Yale i ) Kamoim Sliln Kooil for ie- |
movlnir wrlnkleH anil tlie traceH of aie. It
will be neeehHai'y for a pnrch.'tHe to bi
niaile of Home one other complexion lent- ]
eilj In unlcr to tri-t the SKIN KOOD. an II ,
In very expeiihlve , the price bolnn iH.fili |
; iml TiMKI. TldH IH positively the lant week
it will ever be Klven away Free , Koiliinol
nejrlci'l eliin ; . ' a jar Free. I.ailleH out ol
town oulerlnt ; this week will have a jai
hcnt them Fief. GOOD FOR ONB WKIM
ONLY.
CUT THIS COUPON OUT.
Via P'veclcln.
It inatlorH not tf FreckleH have been from youth
to old atie. 1..1 Kn'i'kla will remove the IIII.H ! i.inli-
born raw In a few da.vH. LeaveH the Hkln iieantl-
fnl , elcar anil livit from a lilenilHh 1'rloe. iH.
Excelsior
The only remedy In the IilMorv of the world
known to turn uray hair haek to UH original < 'ojor
without dye : Mop * It falllm ; In ' . ' I IIUIII-H ; crealeH n
luxuriant growth. 1'rlee ifl per bottle ; I ! for $ fi.
TYlrrie.Yale's Guide to Beauty
( liven nway free. Valuable to all women. I.ailleH
wrltlm. for It pleaho Hend ( I cenln to pay pontage.
Semi prlenllHt of remedleH IIHIM ) liy Mine , Yale
fur cnltlv.itlni , ' beauty. l.ldli ; nhu them HiiccrHH-
fnlly at home.
jviail Orders *
WliPii orilerlnir KOoilH plran ) ri'irlHli'r your letterer
or Hend I' . ( ) . unlcr. bank ih-.ifi certineii check or
nublal note. AdilruhH all onlern to
Mipc. M . Yale ,
Ileauly anil Complexion SpeulaliHt ,
1100M Mil , KAUD.U'II III.OCK.
Cor. Kith anil IJOII IIIH HIH. . Omaha. Neb.
I' . S. Madaino Yalu'H lemeitlcH are hold by nil
llrHl-C'UlHH 111
"By the Way ! "
Can you slmvu yourself ?
Or , do you want to Icarn ?
If sovc liitvc shaving
novelties that will inter
est yon.
STROPS.SOAPS.BRUSHES
AND
HONES.
1511 Dnduo IHrout.
Buy a"Morlon"Razor EveryOne
Ono Warranted.
m uT i vy c'atar ' | > i'ow'1 ! rciir | > cit"i''i '
JillVlMil DAHUruKfUw DOcentb.
The old wholesale house of
ofS S
Never had a chance to
exhibit goods or prices.
OWING TO LOCATION ,
Our present location of
the Retail Department
gives us an opportunity
to show what we can do.
We quote only a few
prices :
The renowned Infanta , whichwo
have had during the season ,
and sold by overyuody at from
$1.50 to $2 ; our price ty t . - ,
Quality guaranteed. < J U
Satin and Velvet Top Sailora , sold
by everybody at from
$1 to $1.60 , our price
Retail Department
OF
WHOLESALE MILLINERY ,
1508 Douglas ,
HOME
INDUSTRIES
AWNINGS. I FURNITURE.
OnialiaTant-Awning Chas , SllyarTonTS )
COMI'ASV. ,
I'lnK * . immmorki , oil Knnillure , curpoti anl
nml ruliliur etotlilni .
; itrnpurlui.
FtHil furi.'anluiiue. 1IIJ I
Karimiimt. ' 1203 Fnrnnm it ,
IIREWERS.
Fred Krug Brewing ; Omaha Brewing Assn
I'OMI'ANV. I
Our hotilu'l ' ( 'uliliicit , ( iiiurunluiiil to f < jill
IICIT ilcllvoro'l ' to any out lilu tir.uul * . Vlvim *
purl of tliu city , ion iiuit | biatlml licur < ! ( >
Jack'.ixi rl , ' llVfTuil to fnmllloi ,
IRON WORKS.
I'axton & Vlerling ; IndiKlrhl Irn Worii
IKD.V WOltKrl. | Muniifjcturlnif ami r
Wrought tint ) cunt Iron pairing of ull kludi of
liiK work , envliiui , inncliliifrr 7ll d. Htb
viurk utu. I m , T luilionu | Kl'J.
FLOUR.
PRINTING. I SOAP.
Reed Job Printing Page Soap Co ,
( OUIMNV. Manufacturer ! of Union
Hoe HullilliiK ruup , l\ \ ! > Hickory ft.
WHITE LEAD.
Carter \VhileLcad \ Co
Corroitcnl , warrantoil
Strictly | iur whllo lutj
Knit Omaha.