* * * r Part II. k H.H / ] Pages 9 to 16. [ t 9 3 TWENTY-iaHST YEAH. OMAHA , SUNDAY MOKN1NG , JULY 20 , 1891-SIXTJBEN PAGES , JS'UMIJEK 38. Ttin puniT ITPVIPT niifi P TUE GREAT MEXICAN UNCLE , How Pawnbrokinrr is Carried on Couth of the Rio Grande , MEXICO'S ' MONEY AND BANKING METHODS I'rrullnr IliiHlnoss I'VntmoH ' and an Ovir ; < loui ! Criiitlt System Amur * luitii Trade nnd How It Should hoVorkod. . mti / FMrik G. Mexico , July Hi. [ Special Correspondence of Tin ; HI-.K.J The great Mexican undo Is the most numerous of his kind in the world. Out of the 11,000,000 inhabitants of the coun try fully 10,000 000 patronize the pawnshops and you ran spout anything from n silk hand kerchief to a $100,000 diamond. You iind these pawnshops In every .village and city and there are moro than sixty here nt the capital. The biggest of these is to a ccrf.iin oxtrnt under the government. His known , , ,113 the Monte do Picdud , and It has been in operation moro than ono huudrnd and llfty years. It was founded ns a philanthropic institution by a Spanish count , who endowed It with a capital ol $ .100,000 , mid this capital has since been doubled. It has millions of dollars' worth of goods In Its vaults , and a great many of the xvcalthlcst families loan their Jewels to It for safe-keeping. It has Its lixed rules mid nil depositors nro treated , alike. The Interests charged range from 8 to 1'J pnr cent per annum and It loans from fl to $10,000 at a titno on single articles. Everything under the sun Is accepted as security , and the appraisers estimate its wortli nnd the pawnshop loans two-thirds of the value they put upon it. All loans must bo renewed within eight mouths nnd If they tire not the goods are put up for sale at the appraiser's ' valuation. They are sold nt auc tion for ns much as they will bring above this and these auction sales nro hold once a month. If the goods fall to sell they are marked down for the next month's sale and this marking is continued until they Ilnd a purchaser , if the goods do not bring ns much as thomnountof the loan the appraisers must make up the dolleiency out of Ahelr own pockets. This pawnshop loam , $1,000,000 a year , and It has nbout 50,000 , loan is about $ . debtors , so that the average - The loans average IMIO a day , and nbout one- ttnrd of the articles loaned on nro never re deemed. The Monte do Pcldud has branch oniccs in all the big cities of Mexico and the chli'f shop at the capital is Just opposite the grout cathedral and within a stone's throw of the national pultico. I have visited It a num ber of times durlnr the past two weeks and I attended ono of its auctions this 'morning. It loolts moro like n great Junk shop or auction room than like the big banking institution It is. 1ur - nituro of all kinds from pianos to cheap chromes , bicycles nnd mirrors , saddles nnd harness , shawls and clothing were mlxc.1 up In u heterogcnous mass and men and women were examining them and looking at the tickets which contained the prices llxed by the appraisers attached to tlu-m. As ono found what be wanted ho would point it out to the auctioneers nud they would put It up mid show it to tlio rest. If any higher bid was gotten the auction wont on until it was sold , but ns a rule it was knocked down to the llrst applicant. In another part of the room were great store cases containing hun dreds of gold watches , thousands of dollars' worth of diamonds mid pearls and articles of Jewelry sot with precious stones of every description , The appraiser's valuation was attached to each of these articles mid they were auctioned off to the highest bidders. I noted that the clerks of the establishment always told whether the stones were true or false. The soles were fair and in most cases the goods wore very cheap. For a long time this pawn shop gave- all its prollts to the church. Then for a tlmo they went to the government , nnd i.ow the institution Is run to a certain extent by a private corporation. Your Unolo'H Intnrost. "in addition to tlio Monte doPiodad you Ilnd private pawn shops all over Mexico. At these the loans are much moro costly and fi nnd 10 per cent a month is not uncommon. Thov take mw kind of property ns security nml'they nro In reality often fences or receiv ers of s'tolon goods. In no country in the world will you Ilnd moro potty thieving than in Mexico and those pawn shops are largely the cause of It. The Mexican peon is nntur- - ftllv a sneak thief. Ho is not n robber and while ho would have no compunctions about stealing a towel or a handkerchief or a suit of clothes ho would not touch a package of n thousand dollars If tie haw It lying in your room at tUo hotel. Tlie penalties for steal ing m-e exceedingly heavy in Mexico and the majority of thefts are of things that would not pay"the expense of conviction. Tlio Mex icans nro expert pickpockets and I have mot half a Oo/.on Americans who have lost their watches In Mexican crowds. A favorite place for stealing Is in ctiurches , nml nt one of tlio big feasts which occur so often In dif ferent parts of the country ono needs to watch very carefully after Ills pocket bonk and his watch. In sleeping on the ground lloor It is always necessary to guard the windows or you may Ilnd your bcdclolhing and your pan- tnloons'gono in the morning. In stops nt iho stations for dinner tlio windows of the rail road car * nro always put down nnd the doors locked , mid In carrying a small vallso it is best to keep it under your foot. A trlend ol mine who has Just loaned his revolver for $12 at ono of tha pawn shops showed mo his tick ets this morning. For the use of the nionev he pays Ii cents on the dollar for the llrst month , lit cents on the dollar for the second mouth. 18 per cent for the third month , and after that 'i" per cent a month. Of course ho expects to redeem the gun before the end of the llrst month but ho Is a natural spend thrift and It Is easy to see who will own that revolver. Pawnshops nH HunkH. Nevertheless these pawnshops form the : if ! > ' banking establishments of the greater part of Mexico. In the smaller towns there are no hanking institutions , whatever , and Mexico C'ityVlth Its UUO.OOO people , its lm- mouse business and trade , nnd Us numbers of wealthy people , has less than half n do/en legitimate banking Institutions. It seems to mu that there Is n big thing to bo made out of bunking In Mexico , mid the wonder Is that n good American bank has not been estab lished hero. Savings banks ought to pay In every city of this country , but so far I have heard of only one mid that at the little city of Julpa , which lies In the mountmns be tween here and Vera Cruz. The American population of the capital Is almost largo enough to warrant a good American bank , nnd Now York Is the monetary center of Mexico today. Nino-tenths ot all the ox- chmiges go through Now York and drafts on London are sent to Now York for collection. The sumo Is largely true as to drafts on Puns and to n certain extent so of Spanish drafts through the steamship line which runs be tween Spain and Mexico decreases thu Span ish business. As far ns 1 can learn the banks of Mexico City nro nwklni : a great deal of moDov. The Hatik of Mexico nnd London , so onoo ( 111 chief directors tells me , nmdo twenty nor cent last year mid the stock ot this bank , which as at present constituted , was organized only a few years ago , luis moro than doubled In value. It doe * n business of about eighteen million dollars n year on a capital of H million and a half and U has a largo reserve fund. The president of this bunk Is a Scotchman who came to Mexico poor and who is now said to bo worth n number of millions. His naino Is Don Thomas liranltf , nnd ho Is president of the railroad that runs from Vera Cruz to tlio pvulttil and Is a largo cotton factor and on ex tensive real estate owner. After the .National Pattern. Another of the big ban Us of Mexico City Is tha Bunco National , or the National Hunk of Mexico , This , like tbo Hunk of London aim Mexico , has the right to muo bank notes , uid its notes are good every where when they are Issued In Mexico City and not by Us branches over the country. All notes of other banks are discounted when out of tlio territory where they nro Issued , ntid the notes of the Bank of London and the National - al bank U.sucd by a branch , at Chihuahua for Instance , are liuten at n discount anywhere else , and I am told that the imiin banks hero tnko their own notes from their branch banks at a discount. This seems strange , but money Is made on everything In Mexico and It takes but n small ground for mi extra charge. The National bank is n government Institution and nt the same tlmo n prlvuto bmilc. It wns orgmii/ed during the adminis tration of President ( fonzales , when there was considerable corruption nnd when any thing could bo bought of the government. The result is that tno bank has a number of privileges not accorded to other banks. It is supposed to belong largely to ttio Roths childs , mid 11 is operated by foreign Interests. The Inleniation.il Banic of Mexico Is run on the debenture principle. It Issues loans on mortgages nnd Is a bank of ileposit. Mr.vlco'N ( .I'iMlIt Syntcni. In addition to these banks there nro several prlv.ito banks , the biggest of which arc Benecklo Brother * and Shlror & Co. These are malting u great deal ot money. They loan on goods In transit mid do a gteat deal of mercantile business. Tlio Benockio Broth ers , or rather the Bencckle Brothers' succes sors , am an Austrian linn. They have a capital of $100,000 , and the original Benockles made n big fortune and Went back to Europe soaie years ngo , leaving the business to their successors , who are said to bo duingcqually well. Sliircr & Co. arc also doing a big business , aud mi American bank Is shortly to bo opened which promises to make Itsell ono of the leading monetary Insti tutions of the city. This , bank will do busi ness on American principles. It will not tinvo so much rod tape ns the other banks , and It will not need an introduction from de positors and the nssurunco that the deposit will bo continued for a number of months , as the other hnnlis are said to require , in order thut the privilege of leaving their money may be granted. It will bo a savings bank and will pay 5 per cent for time deposits. It will have the right of safety deposit and the ware house business mid all of the privileges granted to other banks save that of issuing notes , bud the government will not charge It stamp taxes for Us business between its brandies. It will put up a big building and all of the materials for this are to come in frco of duty , and there is no doubt of its hue- cess. As the only savings bank of any im portance in the country and the only ono in Mexico City , itcannot fail to make big prollts and it will uo run and patronized by men of largo means. Ono of the incorporators is the llrm of Morris & Butte of Kansas City , who have an immense packing house hero In connection with Mexican capital , and who buy from < JO,000 to i0.1,001) worth of Mexi can oxetuingo every week. The pro Ills on ex change hero are Immense and ttio credit sys- ten. of Mexico ought to develop a great bank ing business , MllliotiK In Hurled Ti-oastii-p. Banking Is in the first days of Its Infancy in Mexico. The insecurity of the country In the days of the revolutions nnd until about , twelve years ngo was such that the people burled their money instead of depositing It , and there nro today millions upon millions of dollars In the hands of iho rich liaciondados which are buried in tno ground or hidden away under the walls of their homes. Those men have for years been making money and hoarding. They don't know what Interest , means , and they sell their crops mid work their mines year "after year and pile away the surplus. It Is the same with many of the poorer classes. Some of these are richer than they look and in the coffea districts I hear of men living who were supposed to have nothing and from r.0,000 . to lOl'.OiH ' ) dollars lars discovered about their mud huts. Ttiis represented the accumulation of years and the secret of Its existence was communicated from lather to son. Every old Spanish fam ily has its strong box and American mor- chnnts mid drummers tell mo that appear ances are very deceitful hero mid that you can't tell how rich ono ol these rough looking old farmers Is by his clothes. lliite t Pay Onnli , As to credits all business in Mexico is done on long time , and even where the people have the cash lying away doing nothing they pre fer to buy on from six to niiio months or n year's credit. In the wholesale businesses of Iho country at least ono half of the bales uie made on time and one of the reasons that American trade is not moro extensive hero is that our merchants will not give the credit demanded. Tlie merchants don't ' sen in to ob ject to high prices but tlioy do object to payIng - Ing cash which is sometimes asked even be fore they see the goods , and their motto in business h Just tlio reverse of ours. Wo believe - liovo in quick sales and small profits. The Mexican prefers slow sales mid big profits. Ho Is content to wait nnd ho gets his price , Mexican credit , is , I am told , vorj good. The people pay their dobta mid business failures are very few. This Is so in both Mexico City mid throughuut the country. Mexico never has a great linnncial panic , mid so far no city In the land has over known what we call n boom. The people do not speculate though they are inveterate gamblers. Thov live simply mid they are as sharp business people along the lines that they have been accustomed to us any people in the world. Them are no Jews in business in Mexico , and this is stud to bo so because the Mexicans them clvo.4 uro sharper than the Jews lu business. As far ns I can learn the Mexican is honest In his business methods. If ho has a tlxed contract ho will carry it out and if ) on do not attempt to take undue advantage of him lie will treat you fairly. He believes that all business is done with the eyes open mid expects to take such advantage as the law allows him , No Commercial AKOII < ' | ON. 1 was surprised to Hud that Mexico has no such agency as Dun or Bradstivots. The country lias n number of big cities. Leon has 100.000 , ( iuudahitiara has 100,000 nud San Louis PotoM must have rft.OuO people. Allot these towns mid dozens of others nro centers of trado. Still yon can't go into Mexico City , which Is the wholesale distributing point , and Iind the standing of any merchant in any ono of them. Tlio banks have their own private correspondents , but the people at largo have no means of obtaining such in formation. Notwithstanding tills , iho sys tem of credit giving Is very general and both wholesale and retail dealers give it. A great many goods uro sold on Installments nnd n great deal of money Is loaned on chattel mortgages. As to mortgages an real estate , ttio.-io nro few , and according to the laws of the country , hard to ronlUu upon. The titUs to the property are otten bad and the expense ot drawing up the papers with the heavy stamp duties is great. In the case of chattel mortgage * the properly usually goes Into the hands of the creditor until the debt Is paid. For this reason ninny of the old families have n great dual of wealth In their family jewels. These are easily concealed in case of a revolution nnd tlmy are always available for loans. At the time of Pain's singing In Mexico quantities of these jewels appeared that had not been seen for years. The young ladies of the swell families then came out In ail their glory , and mmiy a diamond necklace was tiiucii from the vaults of the Monte do Picdad to glonty Its owner mid the occasion , ' 1 ho linpor : 1 rndi- , About one-half of tno Imports of Mexico coino Irom the United States , but 9. " > per cent of tliibo are handled by foreigner ; , and not by Americans. The bulk of thu foreign 1m- imrtlng Is done by the French , the English and the Germans , mid so far the Americans huvo not gotten a hold on the business of Mexico. The fact that the American-Mex ican trade amounts to nbout $ . ' 10,000,000 a year and that only 5 per cent of this is handled nv our citizens shows tnls conclu sively. There Is a prejudice hero against American goons mid the English and Gor man merchants foster this prejudice mm run down American goods whenever they can. They are very Jealous of us nnd they tire banded together ngiiliut us. American mer chants should handle their goods , as far as possible , through Americans and not through foreigners. They should send their own agents wherever possible to Mexico , and should study the markets and the people. With the proper care In packing and In bell ing , them Is an immense tlcld here for almost every kind of product wo make , but the trade will have to be pushed. Goods should bo ad vertised and prices regulated on n credit basis mid not on n cash basis. The Mexicans will demand the credit at any rate , and they will pay the prices , At present the chief nnd only thing * In which wo have the lead uro cool oil and muchluery , The Standard. ol\ \ company , nnd the White nad Singer sowing machines you Ilnd all over Mexico , mid you will see Auitman ft Taylor threshing nxi- chinos nnd Studobakcr wagons everywhere coming in. I mot a Mr. Hose , who repre sented the Squler manufacturing company of Buffalo , who told mo no had sold fltfO.OOO worth of siuar mills nnd other machinery during the past year , and Scagur , Guernsey & Co. of the City of Mexico handle all kinds of American goods , nnd are , no they tell me , having a good trade In electrical plants , steam engines of various kinds , Hammond mid Ilomlngton typewriters , plows mid American paper. This llrm Is the biggest American llrm In Mexico. It has a house in Now York and its partners have studied the trade and are Introducing nil kinds of Amer ican goods. FlUNK O. CAlll'B.STEIl. THE ro LCII o / ' .1 ti A is iiKit ii.ixo Miiryttrrt J. t'rri' ' > n tit llariwr' * Itiunr. O , why should the world seem strange , With Its beauty around mo stilH And why should the slope of my swarded path Seem suddenly all uphill ) I had gone , with a buoyant step , So cheerily on my way ; How could I believe so calm a light Could turn to so chill a gray I And whereforol Because the hitul : That held in its clasp my own Whoso touch was n benediction such As only the blest have known Was caught by the viewless hand Of an angel and upward drawn. What hope , what comfort , what guidance now , Since the stay of my life Is gone ! "But n stronger U loft to thee , " . Some comforting whisper salth "The arm that shall curry tliee safe to him When thou Grossest the tides of death. " If Christ in His mortal hour Had need of the chosen three , To watch with Him through the awful throes Of Ills dread ( jothseuiune , O , surely Ills human heart Will pity nud understand That speechless yearning.too deep for words , For tha "louch of the vanished hmidl" C'O.V.1 f ttj.l I.IIIKH. OclniU I'ict I'rrff. Sitting on the sandy shore. Where the wavelets bout , With U lovely summer girl , Pink mid white nud sweet. Isn't it gnlorious } Don't you wish that you Ilnd a bag of money , and Nothing else to do. Too many silly young couples drive into matrimony with a blind bridal. Philadelphia is not so slow after all , A 10-year-old boy wus recently married to a woman aged twenty-live years. In India a coolie ties u string around his great toe when lu gets married. In this country u man can remember the fact with out any nrtillclnl aid. It is very iingnllunt of tlio Chicago Herald to declare that Nina Van Xandt is now a Malata. having married the Italian "jour nalist'1 who worked in a grocery store. An engagement of interest to old Now Yorkers is that of Miss Gwendolyn Davuson , daughter of Mr. and Mrs. Charles D.U'isou , and Mr , Uichurd Frothlngham of Boston. She It is better to have loved nnd lost than never to have loved at all. He Yes. It makes it better for the florists , for thu Jewelers , and sometimes oven for the lawyers. The wedding of Miss Ethel Forbes-Leilh and Captain Burn was an event of interest to tlio resident American colony in London. It took place last Tuesday in Holy Trinity church , Sloano street. The Now York girl who lost her engage ment ring in a wash basin only to Iind it two years later in the gutter , where It had been wasned from nn open sewer , had meantime been married and widowed. Tlio peoploof Twilight , Washington county , Pa. , uro exercised over the elopement and just n y longer. The ofllcial report of the issue ot marriages in Franco shows that ' ,000)00 ( ) wedlocks were childless ; ' , ' ,500,000 had but one child each ; iil)0)00 : ) ( ) had two children each ; 1,500,000had three children each ; 1,000.000 four children MO.OOO each live ; 1500,000 each six , mid : WJ,000 each seven or moro children. A young Salem ( Ore. ) blacksmith named Passmoro.ngcd twenty-two , was married Fri day to Miss Mary Helgessen.ugcd nbout forty , who came out from Iowa for the purpose ; the twothrough the recommendation of a mutual friend , having been in correspondence for seine time. They had never seen each other until a few days before their marriage An engagement which was formally an- noun'od nt Boverloy Farms , Mass. , is that of Miss Leila Ilustis , a ( laughter of Mrs. Cclcs- tine Eustis , of Washington , and ncico of ox- Senator Hustis , to Thomas Hitchcock , Jr. , of Now York city. Miss Eustis is ono of the lincst horsewomen in this country , mid she is said to bo possessed of great wealth. Mr. Hitchcock , Jr. , Is well known in polltosoniotv , is master of the Meadow Brook hunt , one of the best-known cross-countrv riders In the United Stutos , and and mi accomplished uolo player. A contract marriage took place at Fresno , Cal. , the other day , the hridobeing underage and unable to obtain the consent of her par ents to the match. The contracting parties were John Hoffman , aged twenty-four years mid Florence May Ulco , aged llftecn mid one- half years. They agree to take each other ns husband and wife , and to immediately , pub licly mid mutually assume each towards the other till marital rights , duties and obliga tions. If she so deslres.tho woman's contract may be voided when she attains her majority. ! ; I'liirllius Uiuim. Ilo Blushed into a silonn ; on JolTorson iivomio , says tlio Detroit Frco Press , and coming to u dross purndo with his front risstiiif , ' on the counter , ho atiitl to the tnnn behind the while npro-i : "Got tiny of the olixor of HfoV" uYop , " responded the bnrUooper. "Fountain of youth ? " ' 'Yop. " 'Golden glory of joy ? " " " "Yop 'Nectar of the gods ? " 'Yop. " Distilled delight ? " Yop. " 'Liquid tenderness ? " 'Yop. " Fluid extract of perfect happiness ? " 'Yop. " "Angels' food ? " 'Yop. " 'Ks.soiK'0 of the tnssollcd Hold ? " 'Yop. " 'Oil of urludnoss ? " 'Yop. " 'IIopo ' of my soul1 Yo- ) . " YoVoll 1 \Voll , gimme 'cm nil , " ho said , lay- injr down n ( juiirtor , uml the barkeeper , without u single question , reached under the counter and handed him out ti bottle of genuine old bourbon and ho loolc it eagerly. Growth ol' the Metropolis The assessment of property for pur poses of ta.Mition In the city of Now VorK for tlio current your. Bays the Epoch , amounts to 81,78.r,8.37i8 ! ! : , nn in- eretibo of 888,878,018 over that of 181)0. ) The aggregate increase for the last throe years amounts to more than $ ± (2,1)00,000. ( ) This alfords some indica tion of the rapidity with which the me tropolis continues to grow. There is ono big ward , covering the whole upiwr end of Manhattan Island down to Eighty- fifth street , in which the Increase upon tlio valuation of real estate alone in the lost year amounts to over ? 10,000QOO , , ENGLAND'S ' HOUSE OF LORDS , Bishops in Their Flowing Eobcs of Black and White. POLITENESS THE UNIVERSAL RULE , Contriifit.H Ilotwcun tlio House of 1'uoix nnd tlio Muniitu of the btutOH In Ability Nearly on a J'nr. Loxno.vJuly , 10. [ Special Correspondence of Tin : liui : . | Though to procure admission to n sluing of the peers is n task oven moro difllctllt than obtaining nn entrance to the housoof commons , I was enabled through the aid of an order Issued by courtesy of Karl Cadogmi to witness n session of the house of lords lust Thursday ovonlug. At least four sets of constablo-doorkoopors demand , each In his turn , that the order bo submitted for careful inspection until ilnally n messenger in craning dross conducts the visitor into the hall itself. U'hllo in the same room and on tno same lloor ns the noble peers , the specta tor Is nevertheless considered to bo outsldo the bar of the house. The lords and carls may retain their hats upon tholr heads if they desire , but woo to the man in the nudlenco who attempts to imitate their example. A silk hat , inadvertently placed on the railing running along the sulo of the room , nearly resulted in the expulsion of one of my fellow- spectators. Strange to say , the lords uro not ns strict as tlio commons In regard to the ad mission of ladles during the session. Instead of being shut up behind nn iron grating which entirely destroys the enchanting effect of hnndsomo cos tumes the Indies nro provided with separate compartments on the lloor of the peers' hall and are also permitted to show themselves to good advantage In the galler ies at each side. Including standing room there was accommodation tor no moro than lifty spectators outslito of tlio gallery. A Ln-o Session. The lords usually moot shortly after four o'clock and remain in session only nn hour or so. Extraordinary business may some times induce them to put in a little moro tlmo at work and on this particular Thursday the discussion of the Irish land-purchase bill succeeded in keeping the noble peers until nearly midnight. Then ) was an unusually ' largo nttcnaanco , probably two hundred nnd fifty , and the benches on both sides of the house wore well Illlod. Tlio members were for the most part plainly dressed , a few al most slovenly. Though the great majority were silk hats , I noticed several who did not feel out of place in colored shirts. The gen eral rotund figures gave tha impression of good living whllo the limping gait of various members implied the prevalence of gout. Ono portly gentleman who managed to do a great deal of talking during the evening , was from this or some other cause completely pinned down to his chair nml wn-j compelled to speak in a sitting posture. In KIL'H | ol' lUtiok'nnd AVIiitc. The bishops holding seats were not nil pl-es- ent , but three or four of them could bo noticed as they moved from place to place distin guished by their robes of black and white. Of the others only the presiding officer and clerks nro attired in black gowns and they complete the costume by the use of white wigs. To nn American , the absence of pago3 is a striking feature , but tllero really seems to bo no need of thorn. No papers are distributed during session , except perhaps a few copies of the pending bill and this work is quickly and quietly performed by uniformed messengers. Thn session la moro orderly than that in either house of congress. How They Do Business. . The peers nro called to order by the lord chancellor taking his scat upon the woolsack. The presiding ollicer Is then placed on the lowest part of the lloor near the center of the room just In front of the royal throne. The members of the ministry and representatives of the government sit immediately on the right. The opposition disposes Itself simil- larly to its arrangement In the commons. The vote on the various propositions Is commonly viva voce , but the terms "content" and "not content" are employed to indicate who nro in favor of or against the motion before the house. Although the chairman puts the ques tion slowly enough to elicit a response , the peers seem to pay no attention to it at all nnd give no audible sounds of either approval or disapproval. It makes noossontlnl difference however ; for the contents or the not contents seem to have it according ns the opinion of the ministry is known to incline , and the strength of the opposition vote can only bo ascertained by demanding a division. A rumbling , grunting ejaculation , "Hoar ! Hear ! " frequently interrupts the speakers and Is nn undeniable oviduucoof the constant and respectful attention paid by all present to whoever has the iloor. The impolite read ing , writing and conversation of the senate is entirely wanting. The greatest deference Is shown towards "her majesty's govern ment" to whom amendments are "suggested" and whoso consent is usually secured before any Important motion is made. If the dis pleasure of tlio ministry U evident , amend ments offered are often withdrawn , The extreme - tromo pulitenoiils also carried to Individual members who nro continually referred to as "the noble earl , " "tho noble lord. " A Kill Under DltumsNloii. The Irish land purchase bill called forth n quite animated and general discussion In tlio committee of the whole. The aged Uuko of Argyll ) bo an the dobnta jvlth an earnest plea for absolute free trade In land ; govern mental interference hindered this and so no opposed too much meddling and muddling. The pours , especially the Irish lords , nro ex tensive land owners and many are Interested upon the side of the landlord , It was the bold plea of ICarl Cowper for the largo land owner as against the peasant proprietors that occasioned the first emphatic retort of the British premier. The Marquis of Salisbury rose deliberately. Ho Is a tall , heavily bunt mini with a largo fraino. A long board nnd shaggy hair of Iron gray form n heavy fringe circling about the dark oyoj , the high fore head and the sninlng bald spot which seems to bo rapidly encroaching upon the remain der of a once hoary hiwd of hair. His deliv ery Is firm nnd conversational , accompanied by but few gestures. Ho expresses nn om- plintlo astonishment that anyone In parlia ment should ndvocatu turning small pro prietors Into largo proprietor ! . , but ndmlttod that in his opinion , too , free trade in general vvns the only so'ind ' economlo doctrine. Hurl Cudogan , n smooth faced man with jut black hair , nad charge of the bill for the ministry , and to all appo.irancos disposed of the amendments Drought by various mom- bora exactly ns ho desired. All the speeches w.ero by no means compliment ary to the IrUh and ono lord remarked sarcastically that the Irish tenant was n very Rood fellow as long ns ho was not asked to pay his rent. Tno elocution of the lords compares well With Uai of the United States senate. U is frco from ranting and sprond'CnRlcism and conllnes Itself to n reasonable pitch of the rolco mid avoids deafening the auditor. On the other hand , the so-called Dutulronry drawl Is rnthgr rare , although uotlcenbla In n few eases. Those who are aware that their brilliancy Is not overpowering refrain Irom taking active part In the dobnto ; only Iho most capable speakers ptuh themselves for ward Into the leading roles. A Comparison. To compare the hull of the lords nnd that of the senate is moro dlfllcult , Inasmuch as they nrc of altogether different types. The house of peers could easily bo transformed Into n church. The Gothic decorations and stained windows glvo it n sombio tone. It Is not well ventilated ; very poorly lighted. The candelabra nro not used nt evening sessions , but n dusky Illumination Is secured from n few ilickering gaslights. The pendant ornamentation Is not favorable to oratory. For acoustics and service the sennto chamber seems to have the advantage over that Of the peers ; in ability the two bodies stand nearly on a par , nnd individual Inclination nulst de cide the spectator's ' preference. Virron Uosir.VATEit. .VKl' VOIt I III : L The white stocking is really worn with n white gown. The white blazer now blazes with red or yellow facings. The white duck necktie so far forgets Itself us to bo striped or edged with patent leather. Women in dcop mourning wear white frocks , but they cheese the cold , lawn-HUo white of thin bilks and crepes. Old carpets mav bo made into rugs by un ravelling them nnd weaving the rnvelllngs on frames , which cotno for this purpose or knit ting them. White bodices , ns odd ns they nro absurd , have vests composed of countless rosettes of the size of n silver dollar and made of nar row , white ribbon. A white serge dress is a July fancy ; It has a turquoise blue hem and n white shirt , with ovorjuckot of white having rovers and culTs of turquoise blue. Black chiffon frills are worn with white dresses. Bluclc chiffon brotelle- " , edged with velvet ribbon , are worn with gowns of white or blue or pink or gray. French gowns Imported from Paris tailors for yachting and seaside resorts are in lighter wool fabrics than are usually chosen for gowns of this description. Yellow ( lowers are having their day at a great rate , with yellow verbenas nnd yellow carnations for tiiblo decoration and yellow daisies and yellow primroses. Cream and cure guipure lacea , and Irish crochet bunds , pinces and sleeves , nro most effectively uscal to trim every sort of summer gown , excepting , pjHiap-i , those which ema nate from the tailor. Eninia--\Vbat do you suppose Aunty Quato would do if a robber were to demand her engagement ring or her llfo. Julia There'll bo little difference which ho took. If she lost either she'd never got another. A lady of this city , who is summering in a quaint backwoods village , mot a native the other day. and in the course of a little talk , asked him why nil thu village children went barefoot. "Why , " ho exclaimed , in surprise , that's the way they were born. " The rich dojp Cleopatra colors will bo In marked furor next season , the tawny golden browns , russets , the ehandon or copper dyes , and the dahlia and other ( lower , fruit and leaf shade * ; also the superb nark velvety reds and yellows of the nasturtium. A blue flannel dress for boatine , a scarlet crepe do chine for afternoon wear , n white serpo for the promenade , a black lace not for evening mid onoortwo fmsh mid inexpensive ginghams for morning use make n very satis factory outfit for a week or fortnight ut the seashore. A little gown of palo blue organdie is shirred diagonallv at the neck and also at the waist on to a titrht-IUtlng lining. The sleeves nro puffed from the elbows down nnd cou- ilned with narrow black velvet riuhon. A long Jabot of white luce finishes this simple little costume. Panniers and puffs are no longer in the dis tance , but are actually present and in stylo- ami the hoop. Almost direct word comes from Paris that a very line hair steel Is now run in the edge of the bell skirt umlo'r its foot trimming. This skirt U so much gored that it leaves little or no fullness round the hlpj , making the motion of walking or dancing un desirably aii'J ungracefully apparent. Under the skillful management of the mil liner and dressmaker the summer girl seems to emulate that alt-quoted brook and go on forever. She is moro attractive this mouth than in any past season , especially when she puts on coral pink foulard or white nuns' ' veiling pompadourcd with buds , or ecru and pink organdie muslinas , shown In the second cut , trimmed with parti-colored ribbons. The regulation bathing gown of dark blue is often been at fashionable bathing-beaches , but these unpretending suits nro wholly eclipsed by tlio glaring dresses in red , yellow and clown striped scrge.s , accompanied fre quently , where there is a maid in attendance , by a bathing-cloak , which generally trans forms the wearer into a walking portiere , or window curtain , moro or loss "oriental" in design. "A pair of shoes with India-rubber soles are n veritable comfort on board ship , " savs a traveler who has boon "roughing it" on a long sea voyage. "Tho captain , the mate and the sailors all envied mo mine , and do- clarcd that they would , each mid nil , Invos- in a pair of tennis shoos for their next voyage , for I couhl keep my equilibrium on the bllppnry deck when the others could hardly stand , " Pink cotton gowns , with bands of white embroidery nt the hem , are among the fresh est mid most summer-like that greet those July afternoons. Palo heliotrope cotton dresses are made with while lace trimmings. A gray gingham Is neat nnd attractive , cut in tabs ubout tlio horn and piped with white. A full white chiffon vest is worn with It , under a long Louis XV. coat and a grav straw hat with stiff white wings. The oxqutslto summer toilets which are now blossoming out nt all the fashionable summer resorts nro delicious exponents of tlio indefinite taste mid ingenuity of the modern dressmaker. There is a quaint mid alluring simplicity , coupled with line nrtistio grace , noticeable among the fresh toilets of muslin , sheer wool and undressed silk , mid till the pretty girls In the world of fashion are look- ng their very best in their Jaunty waists mid \viil8t-coata , tholr airy gowns , and thu addi tional accessories of Inco capes , lichus , ber thas , picture hats.mul gay ribbon garnitures. Short Votes. It is said that ono year ago , whnn Hannibal Hainlln and General Shornum uttomlud the reunion ot the Army of iho Potomac , Hainlln said to Sherman : "Oeneral , you mid I will not attend any moro of these reunions. " An equestrian statue of CJoneral McCU-llnn Is to bo erected in Philadelphia. At Uockland , Mo. , n monument has been built in memory of Mrs , Until Mnyhew , who Joined the Army of the Potomao at the be ginning of its work In Ihtil , and was with it us u nursu through all Its experience , William Hansom was n private In Com pany ti , Ninety-ninth Illinois infantry , nnd , according to evidence in the posiession of the government , was killed ntvicksburg on August 10 , I"sim. Somebody has been draw ing it pension In the name of this sumo Hnn- som since August II , lsiii ; , and has lately secured an Increase and something over tl.uOO buck pension. ( ionerul Isaao Burroll , who served In the civil war ns a member of the Forty-second MaasactiUiotts regiment , was forced to yield his sword to the confederates nt ( jnlvnston , Tex , , In IbiW. Ilo ban recently received word from a southerner that the present possessor of thctmord would bo glad to return it tu him. Captain J. A. Baldwin , who died In Son Fnmclsco last week was ono of the company of California ! that responded to Lincoln's call for Tf > ,000 men when the war broUo out. He was wounded several tunes , mid at the tlmo of his death was suffering from a vury bad gunshot wound la thole . Ttio dead 101- dier was a native of Boston ami was sixty- three years old. Miff A l.\l M.I It lift. Mr. Stephen O'Meara , the now editor of the Boston Journal , Is a relative of the Into Kathleen O'Meara , the brilliant author of several novels. II. O. Wheeler , the republican candidate for governor of town owns mid cultivates O.tWO acres. Chief Justice Fuller Is enjoying himself down on his native heath In Maine. John Sherman Is the only remaining. United States senator who sr.t In that body during Hannibal Hiunlln's term In its chair. Captain Shaw , who lias resigned the post- lion of chief of the London lire brigade , after thlrtr years' service in it , Is the man whom Cillbert signalized tu "lolanthe. " Ho Is mi Irishman , sixty year * old. The ilcnth of Mr. Itmnlln recalls the curi ous fact that when ho was vice president the unmo of the second ofilcer of the government was bodily Ineludi-d In that of the llrst , thus : Abra-Hmii-Lln-coln. Charles Carroll of Cnrrollton , was the rich est man In America when the national consti tution was signed. Ho was worth $ .V(0OOi ( ) . It's plain ho didn't want the earth , but that didn't stop him from helping to take the bust part of it the United States from Bug- land. Henry Harrison , the Irish member of par liament , who cmno over with the Parnell delegates , Is the mildest ninntiorod of men. lie has made hosts of friends In America by his suavity , his Intolllgonco.nml his modesty. The American girl ? pronounce him the hand somest Irishman who has come across the sea in a decade. Ono of the richest men lu Massachusetts , ex-Uovenior Ame.s , wears mi Inconspicuous business suit of uuiot coloring. A. M. Henry owns the farm upon which the llrst buttle of Bull Hun was fought , and owned It at tlio tlmo of the lUht. Ho was away from home , but his mother was killed in her bed by a shell from a federal battery. Kx-Sonator Mnhone was in Washington a day or two ago wearing a Panama straw hat with the brim turned down In front , white flannel trousers and a black broadcloth coat. His shirt was of tlio outing variety , mid n big black cigar stuck out of his motlth. Ho was in line spirits and ns picturesque as over. Gladstone U compaiativoly n poor man and the occasional literary work ho does for mag azines and periodicals is not the result of any desire to add to his established fame as a writer. Ho takes a very matter-of-fact view of such productions , reckoning them simply ns valuable help to the liquidation of Ins heavy household expenses. . For every ar ticle ho writes ho receives $1,0')0. ) Congressman Konvell P. Mower of Now York , who Is spoken of as the next governor of tlio Umpire state , is a sturdily built man of middle height , with a round face trained in closely clipped black sldowhiskeri. He is rising fifty-three and is worth $ ll > , ( KiOOU ( ) John Dillon is the coming man in Irish poli tics. If tlio report bu true that lie is to wed Miss Ennnot of Now York city , the grcat- gr.indnieeo of liobert IJmmat. tlio alliance will glvo him an additional claim on the con- lldoiice of his countrymen. Ex-Secretary Boutwell nml wife celebrated the liftioth anniversary of their wedding on July 8 at C-roton , Mass. Curl Schurz has great , gaunt hands , but they are very artistic in performiu-.ee nnd moro delicate than thotou : hofa woman when they wander over the Ivory keys of tlie piano. There Is probably no amateur pianist in tno country equally gifted with the German college - lego professor whe , after only a few years in this country , became n member of n presi dent's caoincl. Paul B. DII Clmillu , the traveler , is visiting Mr. Mclvillu Phillips , near Philadelphia , mid is finishing his now book , "Ivar the Viking. " Colonel Edgar Daniel Boone , a descendant of the great Kentucky explorer , is n lion- tamer connected witli Foronaugh's circus. Ho ia n slender man of ( if ty , with llaxon hair and n waxed mustache. It has long been a custom of the Bayard family to bury with their dead sprigs of ivy plucked from the old church in Wilmington. The vine was originally planted by the ox- secretary's t'roat-grnndmothor. A spray has boon obtained to go abroad with the remains of Count Lewenhaupt. The will of the late Dr. Schliomnnn was opened in Athens n few days ago. Tlio two eldest children of the explorer's divorced wife , now living with their mother in St. Petersburg , receive each 1,00(1,1)00 , ( ) francs. Madanm Sophie Schliomann-Kostroinonos , the second ifo , roceivoa also 1,000,000 , fr.incs nnd the three beautiful houses owned by Schliomann in the Greek capital. Two of those iton.sos contain valuable art treasures , wbilo the third includes the Schllomann museum. The two children of his second marnaajo also inherit ouch 1,000,000 francs from their father. A mausoleum for the Schliomnnu family is being built at present in the beautiful cemetery near Athens. A I 31 il Ji > it Copal's Tennis .Match. Jt. T. Dnilie. The ivies of affection sprout In every young and loving heart That wca\o.i the threads of fooling out In nets to catch Love-Cupid's dart. The Cupid shoots ooth right and left Sometimes too low , mid then too high ; The craving heart may feel bereft , And turn away with heaving sigh. But ere it leaves Lovu's tennis match , Tlio net a well-aimed dart will catch , And loaves a wound ho cannot patch. So untrue hearts should never weave A not if they would not receive A dart whoso smart will never leave , A liiiral I : n iruimis. Nuw York Weekly : Pretty Girl ( nt sum mer hotel ) Who is that handsome stranger nt the next table ! Favorite \Valter-l don't know , miss ; some country gawk , 1 s'pose. Ho don't know nothln' 'bout fush'n'blo life , "Indeed I Why do you think sol" "He's slttln1 there starvin' instead of foeln1 a waiter an' gottin' bomcthm' to eat. " Tlio KCHMIII Why. Somervlllo Journal : "Your loiters do not seem &n bright mid interesting us they used to bo , " she wrote reproachfully to her young man , and the young man mused bofily to himself : ' That's strange ; they used to bo perfectly satisfactory to the otlinr girl. " ill K\lHlon ! , At n summer resort whore , ns usual , the mnto ofthe species Is In a disgraceful minor ity. the girls , instead of "world without end , amen , " nro snid to havi amended the ser vice by substituting "world without mun , nh , mo ! " _ Kate Field : The longest hair In the world Is suld to belong to a young woman in Gaines ville. Tox. U trails on the ground over four feet , mid Is of a beautiful red-gold color. A Conundrum , How many girls there nro who look pretty until thuy licgln to talk. A frog in n small pond near Hallimoro cries II Ito a child when disturbed or molested In any wav , refusing to leap or move in any direction , , //.Mr ' tn.it Mrs. Josephine Armstrong , a veritable Joyce Heath , a colored woman , who , born a slave , had lived to see her omanclputlon and mid attain the wonderful ago of 11" yearn , died In Chicago last week. The senior member of the centre party In Germany , Peter Helclienbporgor , recently celebrated his elgtity-llrst anniversary of his birth. For many years HoichenHpergcr was almost as powerful in the councils of his fac tion as the late Dr. Wlndihorst , Ho has been forty-three years In parlia.nontury . llfo. Mrs. KlUalioth Fauclior , who died In Carrollton - rollton , Ark. , last Sundavat the nva of nlno- tv-flvc , claimed to bo n lineal descendant of that daring revolutionary soldier , "Mad Anthony" Wayne. The mo t remarkable Waterloo survivor the London World believes to bo Monsieur Phillip George d'Upmois , wno was born in 17 > M , and still discharges thu dutius of bnrgmastor In his nuilvo Kpinuisli's j Bincbo , The Chuvailier de'Kpu > ois was ono of the Civic Guards who welcomed Leopold. 1 Ui Belgium sixty years ago. AN ARMY OFFICER'S ' LEISURE Splendid Ohances it AfT-rds for Riding Plensaul and Proitablo ( Hobbiua. SOLDIERS WHO SPEND TIME IN STUDY , Colom-l Htnnton's SplciuHil Mbr.-iry tlio TrouHiiror.s It t ontiiiiiN--KcHtiU ol1 Yearn' iil'Htiiily alitl Travel. Nearly nil tinny oftlccrs have , In times of pence , seine leisure hours which may bo devoted - voted , where they nro so Inclined , wltn greal advantage to literary , selentllle or artistic research - search and Intulleotiial culture. There urn comparatively few tnllltury men , however , wlio are Inclined to the improvement of their leisure hours in this manner. They generally piofor tlio sooiul pleasures for which the rtriny Is so much distinguished. Hat there nro some who take to literature - eraturo niul nrt nml soon become distinguished for tholr ubillty to untortnln in a very Intellectual nml superior manner. Some Indulge thfir fancy nml talent for nrt. seine fur poetic uml hlsturlo studios nnii others for setentlllo niul general literary at tainments. Onu of the most genial nml at the snnio tlmo thoroughly Informeil nriny oflU'ers lu the department of the 1'lntto nt present Is Col. Th.iddeus 11. Stanton , imyuuister of the ilt'partment. Col. Stnnlon hits seen the winter us well ns the summer slilo of army life. Ho has been through the Urn niul smoke nml blood of battle and Uirouuh the rain and mud and hungry fatigue of the dreary march. Ho has sat at many a fraternal banquet where the choicest products of the culinary nrt came fortli to cliallengo the nppetito , ami he lias also eaten his rat ion of hardtack and eoffeo witli his conipuulons-ln-anns by iho old rail feiico nt the side of the road. Colonel St union entered the army when uuilou youiiB.man nml went to the iloteuso of the union as captain of a company of Iowa infantry. After the war was over ho re mained In tlio service and Una tilled many responsible positions since. lie has natur ally a very neiito appreciation of anvtldinj exceptionally eood In literature or art. aim ho bus encouraged this talent by collecting a splendid private linrary , with wliicli ho Is thoroughly familiar. Several years aso Colonel Stnnton and his family tniulo an extensive tour through Ku- rope and the colonel seized upun the opportu nity to enrich his library. At bis homo on Park nrcnuo ho ha- , one of tlie most InterestIng - Ing collections of uooks , pliolor.ip'is and en- rios to bo seen In Oimiha. His books number about thrco thousand volumes. His collection of largo photographs of superb llnisl ruus up into the hundreds. They are ti ken from the mnsternii cos of paintlni. , sculp' uro and arehi- tecluro found in tlio great galleries and about the prliu'lpal cities of Kurope. The grand palaces , niajestlo tcmplcj , cncliu itmg parks , beautiful vales and gorgeous moun tain views over ivhieh the tourist is wont to grow eloquent , may all bo soon In mhilnturo , true to nut ii re , in Colonel Stanton's lllirary. The onthnsiaslU ) and entertaining manner that Colonel Stnnton has of tuk- imr ono uiion an iiuuulnnry jonnioy through all tlio great citlos an. I pla..vs of in terest by the assistance of this splendid col lection of Hue , largo photogr.it > hs , is truly do- llghtful. Colonel Stanton has always boon Interested. in archaeology , ethnology and selontitlo studies. His library contains the very choic est works In tlieso particular lines and Is also complete in works of poetry , history and liction. "What poet do you most admlroi" the writer asked Colonel Stnnton as ho ran his hand over the rows of handsoiiioly-bonnd vol umes In the "poets' corner. " "Lot me show you , " said the colonel , tak ing down a small volume. "Hero Is tlio llnost thing I have over found In pootry. Let mo glvn you a few sam ples of It. " And then iho colonel proctodod to read ( or quote 'rather , for ho seemed to have almost the entire volume com mitted to memory ) numerous extracts from Uubaiynt's "Omar Khayyam. " "That is to mo , " said Colonel Stanton. returning - turning Iho book to its place on the snclf , "tlio most interesting llttlo volume of poetry that I have in my llurary. It is a gem from beginning to end. " Colonel Stanton Is especially fnml of poetry and is a constant student of Shakospcaru , By rou and Longfellow. In hi ) collection of photographs those which represent the great pieces done by Murillo , H.iphaol and Cor- regcio seem to bo his decided favorites. In tin ) line of curious and rare books this interesting library is not found wanting. Hut Colonel Htanton is a practical man in every sense of the word , atd his library has been selected with a view to actual utility. It is a living , working library with just enough of tlio antique and ornamental to t'ivo it a pleasing variety and to accentuate tile contrast between the dead past uml tha living present. _ _ 1 1 'KK T/i.S 'F Til IV US > A 11. t It Til. Kwimi V. DiM-il in itiuliiy' llnmc Jmirnitl. What nro the sweetest things of oattlif Lip * that can pr.ilso a rival's ' wnrih ; A fragrant rose that hides no thorn ; Kichos of gold untouched by scorn. A happy little oliild asleep ; Kyes that can smile though they may woepj A brother's cliocr ; a father's pralsu ; The minstrelsy of summer days. A heart whern never anger burns ; A gift that looks lor no returns ; ' overthrow ' swift release Wrong's , pain's ; Dark footsteps guided into poaco. The light of love In lover's eyes ; Ago that Is young us well as wise ; An honnst hand that needs no ward ; A l fo with right in true accord. A hope-bud waxing into Joy ; A happiness without alloy ; A mother's kiss ; a uaby's ' mlrth-- Thcso nro ttio sweetest things of earth. "What course did you take in college. ) " "O , tlio regular threu-mllo courso. " A radical reduction of toaehors1 salaries Is proposed in San Francisco , to prevent n do- lluit in the school fund. The Newton ( Mass , ) Industrial training school building will cost fl.Vi.OOO. The foundations are now being laid and n portion of It will be ready for occupuuov noxl winter. In the three Connecticut colleges Ynlo , rrlnlty mid Wesley an attendance nt morn ing prayers is made obligatory upon iho students , but nt a considerably later hour tnan was in vogue a generation ago. Mrs. Loltuid Stanford's ' trust need , giving $ IOOMK ( ) to endow llvu kindergartens in Bun FiMi.clsco , has Just been Hied. As the income will bo f > nor cent , nuuli school will got $1,000 a year. Tnosii schools are said to huvo ill- ready had ao appreciable effect in roduclng thi ) number of "hoodlums" who Infest thu htri'ots of Hun Francisco , mid In bettering Hit ) condition of thotonomont house ulstricts. Misn IrmioCoit , who recently passed Ynlo'i comparatively dllncult ami very strict entrance - trance examination , Is not the first girl In tha history of the old college who underwent that trying ordeal. In 17 'i l.ucmdn Foot. when only twelve yoari old , was examined by I'rosldunt Ktilos and found to DO so pro- llolont , especially in Latin and ( ircek , Unit lie gave tier n cortlticato stilting that she was ( juallllcd , "except for sex , " to become a member of the freshman class. A school certitlcalo for a dead man U the curious object of n light that Dr. Hondo * of Ushltosh , U'is. , Is waging ntfuln.it the state board of nor'iml ' regents. I.I Is son attended the normal school nl Ushkosh In 1HV7 , but owing to his fidluru to attain the required standard in his studies , President Alboo refused - fused to grant him n cortillcato. Hy an alleged nitrooiuoiit It Is chit mod that I'rosl- dent Albuo was to permit young Henries to 1 10 graduated with hU clii'.s , iirovidcd ha inudii up his siudl'ii. The curtlflcntc was not , ho\vc-vir. giantcd , nud the young man di > > d sn.in nfierward. Hb father contend * it.ai .1. iiin w.ii caiiMjil by disappulntmoiit. TI > Minln.itithe in.-mory of Ins son. Or. > L-IM . > lias uuuu buutiing uvur muuu tu oulaia tb , uuvvt