SUNDAY DECEMBER 14 , 1800-TH1RTY-TAVO PAGES. Tl
EIIOLn.3 A HAMILTON.
1211 , 212 and 213 , First national
tank. SnolcsA Hamilton nro undoubt
edly doing th" miwt rolltuVo nnd largest
InBuranco business In tlio city. In eup-
l rt of thla Btfttoment wo hnvo but to
Btalo thnt they represent ten of the larg
est tire Insurance companies In the world.
The Live rpool and London nnd Olobo ;
London nnd 1/incaslilro , ItiBumnco com
pany ot North America , Northern As-
Bira1-co company ol London , Orient of
Hartford , Providence , Washington In-
fitiraio comnnny , Hhodo Island , Un
derwriters association Insurance com
pany of Btnto of Pennsylvania and Amor-
lain surety company. * Tlicpo companies
represent millions of dollars In capital ,
nnd nro corsldotod 1 ho best nnd most
successful flto and tornado1 insurance
cotnpnn'csin existence. The long resi
dence and business oxtxii'lonco of Sholcs
A Hamilton in Omnha entitles thorn to
the entire conlidcnco of the public.
Tholr business methods nro most satls-
factory ,
U. J. KHNIMI.T. , .
B. J. Kendnll , formerly of Saratoga
Springs , N. Y. , Is now ono of Omaha's '
money lonnora. Ho Is also doing a renl
estnto business , buying and Helling for
liliiiBiilf and others. He is tlio owner of
a line block oa South Sixteenth street ,
which yields a handsome rovomio , and
also several other choice pieces of ruul
estate. His ollico Is room ROO , Brown
building' . In addition to his other busi
ness hin great iOVo of line homes has led
him Into brcedinp the most popular
{ trains of standard bred horns ) . Ho
therefore purchased the Stlllwator Block
larin , Sixteen tnllos north of Oinaba , four
blooks from the depot at Fort Calhoun ,
where can bo found for tnloeomo of the
finest lighlliarnoss horses and Shetland
ponlos to bo found anywhere In the west.
Hero also they make a specialty of win
tering or summering horses for city CHS-
tomoiH. The farm Is complete and llrst-
cla sMn nil its appointments.
J. U. UVANS.
For a thorough acquaintance with
Omaha property and Its value , for fair
dealing ana reliability , for an oxtonslvo
list of business , residence and suburban
acreage properly , J. B. Evans of 808 N.
Y. Lifo building , ranks second to no real
cstato agent In the city.
Having the solo agency , not only for a
number of the best additions in the city ,
but for much other choice property ,
buyers will bo at fault if they do not
examine his pioporty before investing.
A largo line of property in best local
ity , dote to business center , on terms
that will cnnblo the email capitalist to
bccnro a homo or a paying investment.
An extensive line of choice acreage
la small tracts , suitable for subdivision ,
on hand.
STUIN'dEU &
The coming year will bo a memorable
ono in the history of our city ; everything
points to activity and higher prices in
the real estate market. Our linn u111
certainly sell more during this ono year
than wo' have in the whole of the four
joarswo have been In business. Wo
have Hovoral sales almost consumatcd to
parties who will erect brick warehouses ,
business blocks and. tenement houses for
their own use and for rental. "Wo have
buyers for well improved property
leased for long terras at n , lower return
on the investment than hitherto re
quired. Wo net entirely ns brokers in
real cstato and loans and bollcit corre
spondence from all parties in Omaha and
elsewhere. STiUNanu & PENNY ,
Barker Block , Omaha , Nob.
PERSONS & HURRY.
Per the post five years the really mar
ket In South Omaha has been steadily
advancing and the accumulating profits
thereon hos been the solo cause of pro
ducing a big demand for real estate In
thnt city. A majority of the most profit
able sales hnvo been inado through the
olTorts of F. J. Persons of the lirm of
Persons & Berry , nnd it is with pride
that the senior member of this firm
points to his past record. Tbo junior
member has dovotcd most of his time
to building up the other branches of
business represented by them , compris
ing insurance , management of property
and loans. The following insurance
companies are represented by them , to-
wit : The . /Etna , Oormania , Niagara , St.
Paul , Providence , Washington and Se
curity of Now Haven , Conn. Tholr
rapidly increasing builnosa testifies as to
the perfect confidence their patrons
place in them , nnd the firm thanks thorn
for it and will always endeavor to merit
Buch confidence.
MUIR & QAYLOUD.
This firm , which has grown to bo ono
of the holid and reliable firms of the
city , has during the past year moved Its
ofllco to the ground floor of Tun Bun
building , Farnam street side. They
now have ono of the most complete and
elegant oQlccs in the city. In all de
partments of their business real estnlo.
' mortgage loans und insurance they are
stronger than over and bettor than over
prepared to satisfy those who have deal
ings with them. "To their insurance de
partment they have added a strong
surety bond company. Tholr faith in
Onmhn has been shown by largo invest
ments in their own behalf. While ag
gressive , they are at the same tlmo con
servative and of wide experience. Wo
commend this firm to all who may have
btisinoss to do irt any of their dopart-
merits as in all respects trustworthy and
reliable.
KINDER & DHADLUY
have for sale or exchange a largo number -
bor of choice properties which are of
fered uC bargain , prices , and in many
cases owners will exchange. In business
and choice inside residence property we
hnvo some fine Investment H. Also/ovcr
, two hundred good Nebraska and Iowa
farms and ranches to exchange for city
property and assume encumbrance and
will" pay some cash if necessary. Wo can
obtain 'deals from $500 up to $200,000 on
residence , business and trackage lots , or
acreage. Wo solicit correspondence
with non-rosldonts who hnvo property
hero or elsewhere they will sell or ex
change , and with all who are in a situa
tion to make investments If shown the
advantages of Omaha realty. To such
wo can show some particularly promis
ing ventures. "Wo furnish bank refer
ence. Ringer & Bradley , real estate ,
loan and rental agency , 1519 Farnam
street , Omaha.
Q. L. GUKEN ,
OnvVha , Nob. , room 39 , Barker block ,
dcalorinreal ostato.barglns In all parts
of the city , making a specialty
of the best business and res-
I idonco property investments nnd loans
made. References : Any business
| man or banker In the city having
I lived hero for twenty years. was con-
I ncctod with the Omaha post ofllco for
) more than thirteen jeara. For the past
five years have been la the real estate
business. ,
I JOII51 II. M'INTOSH.
In UIQ real estate nnd loan interests of
Omaha John EL Mclntosh is a prominent
"factor. " The gentleman has always been
identified with the loading enterprises
toftho city and his business methods
have over boon of the most honorable
character. Mr. Mclntosh has ofllcos
\vlth the Ames real cstato company , 1507
Farnniu street. All business submitted
o him will bo promptly attended to.
! For Sale Choice ncro property at the
3lty limits ; oloctrlo cara running near
this property nt the present tlmo.
| 60 acres on Amos avenue.
I 0 ncros near the Bolt lino.
15 aero fruit farm near Ainei avenue.
Two 10 ncro tracts , Benson addition.
5 acres Solomon's addition.
200 acres m > nr South Omaha.
10 ncrcs in Kensington.
O. M. I'o\Viit : , solo ngont , room 35
Chamber of Commerce.
J. F. BWJSKSY.
Mr. J. F. Swccsy. the well -known
Omaha financier , conducts a largo busi
ness in real citato , loans and discounts.
Ho has olllccs at 214 and 21fi Now York
Lifo buildlnc. Mr. Swoesy Is ono of the
oldest real estate mon In the city , and
has probably developed as much Omnha
property at * any dealer in the west.
Swccsy's addition , on part of which the
handsome Crolphton college building Is
situated , contains undoubtedly some of
the most excellent residence property
in Omaha. The addition Is sought by
those seeking eoincnient resident loca
tions , together with a desirable neigh
borhood , and at reasonable figures.
Mr. Swcesy's facilities for In'vcstlng'/or-
clgn capital are exceptionally fine.
TliObO having business relations with
him. have the ndVnntngo of his reputa
tion for reliability.
MATMOUIK : * w von KIT.
The real estate , rental , loan and In
surance flrm of Malmgion & Lovgrcn , is
too well known for reliability and
promptness to require a lengthy notice.
Mr. Malmgren is from St. Paul , Nob. ,
\vhcio ho was engaged for ton years in
the ical cstato business. Mr. Lovgren
has boon a resident of Omaha for ton
years and during that time has been ac
tively engaged in the realty business.
The gentlemen do a general business
in their line but devote their intention
principally to inside property. The firm
is entitled to the conlldonco of those who
desire to transact a legitimate business.
The llrm has an ollico at 11 , Barker
block , telephone 187.
CltAUY & CRAIIY ,
In Omaha's financial cltclos the firm
of Crary & Crnrv , real estate and loan
brokers , Is well known. It is composed
of Nathan N. and William II. Crary ,
who have resided in Omaha continually
during the past tw only-six joara and are
consequently thoroughly acquainted.
The firm was regularly established May
1 , 1887 , since which time the members
have been instrumental In negotiat
ing many real cstito transfers
of importance. Desirable inside and
suburban jmiporly can always bo found
on the list of this flrm. They have ex
ceptionally fine eastern connections and
are in a position to place loans at an ad
vantage. Both of the llrm nro members
of the Omaha real estate exchange.
Their ofllces are at 205 New York Life
building.
D. V.'SHOLES CO. ,
Loans , Investments nnd real estate.
This firm has had a bitccossful experi
ence of thirteen years in placing first
class loans , buying and soiling property
nnd handling all kinds of real estate.
Thoio is no company in Omnha who has
been moro active and at the same time
given such satisfaction to its patrons all
over the country with its prompt and
upright methods of doing business. It Is
known generally that they do an en
ormous annual business in placing mort
gage loans and buying and selling realty
in Omaha and that they have a largo list
of the most desirable property. They also
earo for property for non-residents , col
lect rents and do a strictly real cstato ,
mortgage , loan and investment business.
Correspondence is solicited from all
points. Reference , First National bank ol
Omaha.
n. p. NIX.
Always ready for a trade. Eoal estate
and merchandise exchange Lands ,
houses and lots in every part of the
country for sale or exchange or bought
and sold. Merchandise of every variety
for sale or exchange. Loans negotiated.
Special attention given to non-rcsidoni
property. Rents collected , the real
estate , loan and exchange business trans
acted satisfactorily and promptly in
every detail. Ofllco , 019 Paxton block.
Mr. O. R. Nelson , the well known land
agent-whoso office is at COOS. 10th street ,
has for many years been identified with
the interests of this slate , and been very
instrumental in locating a largo number
of our most successful Gorman nnd Scan
dinavian settlements in east and central
Nebraska , in which parls of the state he
still offers for sale some 00,000 acres o :
the most fertile lands , ranging in price
( pom 88 to S15 per aero on five to ten
fears'credit. At these piices ho also
tins for sale the best nnd cheapest irri
gated lands'in Colorado with an abun
dance of never failing water. Those
lands are located near Garland , ia the
famous San Luis valley , known for its
line climate , and as farming by Irriga
tion Is "tho farming that pays" those
lands nro selling fast.
Having resided in Omaha the lasl
eighteen ycnrj ho is equally well postct
with regard to location and prices o
Omaha real estate , and his list contains
some of the rhoirost bargains.
Ho will in all cnscs cheerfully give his
customers the benefit of his experience.
Insurance. '
TUB HOMK FIRE INSURANCE COMPANY
of Omaha was organized in 1884 , and lias
done a largo nnd successful business ,
having written $000,000.00 In premiums ,
and paid over twelve hundred losses to
the people of Nebraska. Tlio company's
success has been admired and its-honor
able record In fair and courteous dealing
with its patrons has made it well and
favorably known throughout the state.
The Homo Fire now has $300,000 In as
sets , and is the largest , strongest and
best state company in Nebraska.
Every dollar of thecapltalof IlioIIomo
'Flro Insurance company is hold by re
sponsible citUonsof Nebraska , and each
otlicorof the company has $10,000 or
moro invested in the company , and the
value of the private propoity of all the
stockholders is over $5,000,000.00. ,
Nebraska people appreciate a good
thing when they see it. This is piovon
by the way in which the business ol tlio
Now England Mutual Lifo insurance
company has grown since they entered
the state for business t\\o and one-half
years ago.
Besides being the oldest line company
In the country it has always hnil the
reputation among business mon of being
very economically and conservatively
managed , paying liberal distributions of
surplus annually.
An examination of their contract
shows plainly another reason for Us
popularity , viz : The high cash surren
der and paid-up values which the Massa
chusetts law compels them to endorse on
every policy , malting it cnshablo any
year for the assurod's equity , if ho
chooses to discontinue.
Tholr Nebraska uianngor , Mr. W. J.
Fifccher , reports business 50 per cent
ahead of 1S80.
I.UU5 INSU11A.NCK NATUUAI , PREMIUM
VS. LKVCL I'RKMIUSI PLANS.
The natural premium system provides
for current and future mortuary pay
ments of death losses and actual expen
ses. The level premium does the same ,
plus excessive charges Tor the creation
of a reserve. Uatural premium com
panies charge from $2,40 to $1 per
thousand insurance in force for an.v ago ,
upon the equitable principal that it costs
no more to write policies for middle aged
or old mon than for younger men. Cost
at ngo thirty on natural premium plan ,
$11.42 per $1,000find divided , stands $2.-JO
for expenses and 89.02 for mortuary ele
ment. Level premium cost same ngo
822.70 nnd divided , stands S0.49 for ex-
penbos , $ a03 mortuary nnd 88.1B for re
serve. Age flfty-flvo , natural premium
'
rixto nor 81,000 would bo $80.02 nmldl-
vldod , fitantls $2,40 for expenses and
&M.22 for mortuary element. Level
premium charges name age , 8V.K01 and
divided stands for expenses 817.22. mor
tuary (17.39 , reserve * 25.tl. ! Note the
disparagement In level premium calcula
tions. The man aged lllty-flvo Is inado
to contribute $17,22 for expenses while
the man aged thirty contributes only
$0.19. The reserve moment , level pre
mium or old line companies assort -la
essential to perpetuity and will bo needed
to pay for increasing mortuary losses.
In 1885 a table was prepared ombtacing
a period of thirty-seven years of thirteen
old line companies. During this period
war , epidemics and all. other emergen
cies were experienced which could tend
to effect our mortality and yet the ratio
did not materially Increase. The ratio
of the then oldest thirteen level pre
mium companies did not exceed $111.24
per 81,000 insurance In force , tno high
est $10.8. ) , the lowest $10.10 and the av-
erngo M3.G1. If this excessive reserve
Is needed to pay to policy holders , why
is it that while in some of the level pre
mium companies this reserve continues
to Increase notwithstanding tholr mor
tality largely decreased. Want of space
precludes our making any further anal
ysis of this subject , but if any reader desires -
sires inoro light on thla Important matter -
tor you are Invited to call in person or
address G , 0. Lambort,019Pnxton block ,
Omaha , Nob. , who will deliver or mall
free a treatise upon both plans , and
every Insurable man whether now in
sured or not should post hlmsolf on this
very important subject.
THi : PAXTON A VlKUUNd IKON "WORKS.
The Paxton & Vierling iron "Works Is
ono of the largest and most rapidly
growing industries In Omaha , Organ
ized February , 1880 , with n capital of
$50,000 , the company was unable to meet
the doinands of trade , with additional
facilities , and the capital stock has beoa
increased from time to tlmo to $125,000.
In 18SO CO mon wore employed , in 1890 ,
iWO. Business has Increased 400
per cent in five year ? . The works are
conveniently located between the Union
Pacific and B. & M. tracks , fronting on
Seventeenth street. The original real
estate plant has been twlco enlarged by
purchabo , and the works now cover an
area of nearly four acres extending from
Seventeenth to Nineteenth streets.
During the last two years largo Improve
ments have been mndo. Ollico build
ings , foundry and machine shops have
been erected , much labor saving machin
ery cpurchnsed , and now there is .no '
such complete plant In the west. With
improved machinery and increased fnci-
"Hies 250 mon have , during 181)0 ) , turned
iut more work than .125 could under the
'ormor ' system. The corporation manu-
'acturcs all kinds of architectural and
other iron work for lire-proof , brick and
tone buildings , iron store fronts , gird-
srs , beams , sidewalk lights , brldgowork ,
general foundry worlc and car castings ,
" ; ioiivy forgings , etc.
Owing to superiority of appliances and
largo patronage the company is pre
ared to turn out perfect work , on time ,
and at lowest living prices. During 1890
the volume of business done has reached
$400,000. A largo quantity of this work
has boon furnished in the city , but or
ders have boon filled all over Nebraska ,
Iowa , Colorado , the Dakotas , Wyoming
and Utah , and the company has paid for
'relght during 1890 $55,000.
Like many other Omaha institutions ,
this csrporation owes its existence in a
largo measure to the push and enter
prise of Hon.V. . A. Paxton. There has
boon no change in management since
S880. The directors wore then , as now ,
W. A. Paxton , Ilobort Viorllng , Louis
Vierling , A. J. Viorling and J. L. Ken'
ncdo. Officers : \V. A. Paxlon , presi
dent ; Robert Viorllng , vice president ;
Souis Vierling , secretary and treasurer ,
and A. J. Vlerlmg , manngor.
OMAHA SHOT AND LKAD WORKS.
The Omaha Shot and Load Works of
Omaha were established in 1880 under
the firm name of Northwestern Shot and
Load company. Last September the or
ganization was incorporated under the
Illinois lawns a branch of the Ameri
can Shot and Load Company. The
works tire situated on Seventeenth
street , between Mason and the Union
Pacific railroad tracks. The company's
Elant is entirely of brick and is being
icroased in capacity. The territory ol
the company extends west to Ogden and
east to Chicago and St. Louis. The
central location of the plant especially
adapts it to furnishing the trade of the
northwest. . They manufacture shot ,
load pipe , sheet load , etc : Their busi
ness has increased enormously during
the past year.
OMAHA V1TUIFIKD PAVING IHUCK AND
T1L15 COMl'ANY.
Among the enterprising institutions of
Omaha , the Omaha vitrified paving brick
and tile company are in the load. _ As
indicated by their corporate title , the
llrm are manufacturers of and dealers in
vitrified paving brick , tiling and build
ers' supplies of every description.
The company has acquired a general -
oral reputation , for turning out
a very superior quality of
goods. They handle only the best arti
cles in their line and arc reliable in
every respect. The honest methods of
the company have resulted in building
up on enormous business , both in Omaha
and throughout the adjacent territory.
All orders promptly filled. The com
pany have olllces tit 401 Bee building.
WELSHANS A amsoN.
William S. J. Wolshnns and , T. S. Gib
son compohootho above firm , dealers In
building material specialties , ' with ofllco
at room 200 } , Now York Lifo building.
They nro also ngonts for : St. Louis and
Kansas City hydraulic press brick , build
ing and ornamental terra cotta , Hartman -
man & Durstino sliding blinds , Albany
improved Venetian blinds , ornamental
parquet hard wood floors , wire work ,
iron fences , lawn ornaments , flro proof
ing , plaster caps , brackets , centres , etc. ,
Swoozoy's dumb walrors , iron stable fix
tures , mortar colors and other special
ties.
WILLOW SPRINGS JHSTILLTnny.
The Willow Springs distillery is the
third largest in America. The buildings
are substantially erected and cover an
area of olght acres. The distillery did
a business in 1890 of $3,300,000 , and paid
in salaries $93,300. Taxes wore paid the
government on the product amounting
$2,880,000. Four thousand cattle were
fed , 700,512 bushels of grain mashed , and
4,000 , tons of hay used. The coal con
sumption was 144,000 tons and 45,000
barrels wore used. Ono hundred and
twenty-five mon are employed at the dis
tillery.
The distillery ia operated and controlled -
trolled by the Distilling and Cattle
Feeding Company of Poorln , 111. P. E.
Her is the resident , manager and princi
pal owner , and Mr. Henry Suessenbach
noting manngor.
The rectifying firm of Her & Co. ,
which is connected with the Willow
Springs Distillery company , has $500,000
invested in the enterprise and occupies
extensive promises on Harnoy street ,
where they also carry on a largo whole
sale liquor establishment. The product
of the house ranks among the best.
They are solo owners of the celebrated
brand of Golden Sheaf , Sour Mush ,
Bourbon and pure rye whiskeys , dis
tilled for them by the Willow Springs
distillery.
They are also manufacturers of Ken
nedy's East India Bitters , ono of the best
known remedies for nearly all dl&easos
resulting ; from sedontnry habits ,
FOR-
MANUFACTURERS ,
JOBBERS AND
INVESTORS
Not Excelled By Any Other
Seventy-two miles of Paved Streets , Fifty miles of Paved Alleys , Eighty-fivemiles of Sewers
Nine and a half miles of Cable Railroad , Fifty-two miles of Eelectric Railroad , Thirty-six
miles of Horse Car Road , Nine hundred miles of Telepone Lines , Sixteen hundred Tele
phones in use.
OMAHA.
HAS
The Largest Smelting Works in the World ,
II , C The Largest in . I
OK ' Newspaper Building America.
{ ym
'O .t > < : ! : The Third Largest Packing Business in the
t i M - ! United States.
S n
M. i. Eight Daily Newspapers. ?
Thirteen Weekly Newspapers.
; ni 0
' u/m ' Three .
Elegant Theaters.
if * ! A Coliseum Building ; capacity 18OOO , people. V
The Finest Natatorium in the "West.
Five Beautiful Parks. A
It has the largest Linseed Oil Works in America.
It has a Jobbing- Trade amounting to over Sixty-three Millions - '
lions of Dollars in 1890 , and although-fourteen new houses were
addedduring- _ year , making- the total number three hundred ,
there is room for more in almost every line of business.
OMAHA
stands on a solid foundation of substantial resources , constttut"
ing natural causes for her marvelous growth.
TRIBUTARY TERRITORY.
POPULATION.
Nebraska . I.35Q.OOO
Coloyado ,
Wyoming ,
Utah ,
Nevada , j
Western Iowa 300 , ooo
South Dakota . ' 300ooo
Northern Kansas 500,000
Idaho 200.000
DMA
L JLIJLJL i
rl
Fi-
oi in
Iner < | ases in Value Year tay Year as the City Improves
3 ; ' TRANSFERS , 1890 , $19,831,000.
1 i
OMHA A
Is the headquarters. for several great railroad systems , employing thousands of men ; is the
largest jobbing center in territory embraced in Nebraska , Kansas , -Iowa , Dakota , Wyoming ,
Utah , Colorado , Idaho and Nevada.
It has the third largest distillery in the world.
It is the third largest packing center in the United St t ;