'JL-JiJffi OMAHA DAJLtfV BEE , SUNDAY APJKIL 0 , 1890.-TWENTY-FOITl PAGES. BATTLIiTlELD AND BALL ROOM1 This Dude's ' Manners Were the Same in Each. * REMINISCENCE OF THE OPERA Coolly Knccil Dentil ns He Tnlkcil of HlH J'romler DIUIHCIIHC of Iliu riBlilhiB of Ireland. Frederick Vllllcrs hns teen for many ycnra tlio win-rorrcsjwmlcnt of the London Uniphlc. lie Is lit lire-sent In this country lecturing , nl- though houhvnys stands In rc'adlnes-vto start lor any part of the world on receipt of an or- flcr from his newspaper. Mr. Vllllers In a sense Is one of the younger of the more famous speeliil.corrospomlents. Ho Has had wide and varied experiences. Ho has seen service In Servia and was with the I'us- slan army nt the famous battle of Plevna In company with Archibald Forbes. When the ruinous bombardment of Alexandria by the JJrltisll took place Air. Vllllers was on tbo KUnboat Condor , commanded by Kir Charles Heresford , the best known of the IlBhtlnt' JJcrt-sfonb-of Watcrford , Ireland. Still later Mr. Villlnrs was one of the expedition that was sent down the Nile and neross the desert to b"llevu Geneial Oordon at Khartoum. Ho lius seen men of many nationalities In the cjimp and on the biittli-IU-ld , and should know tioniotiilnif of what bnivcry la. Mr. Vllliers heenis ti think that no particular race lias a monopoly of the quality known asonnij < , ' ( ' . "II is pretty hard to say just how the really bravo man is to bo dfstlnirulshed from other men , " said Air. Vllllers. In discussing the matter the other day. "ThereIs collective bravery and there is individual bravery. The-iv an- men in military servlco whom 1 have met. who , In the runlm and on the battle- Held , ml 'lit bo relied upon to light while any of tlii-lr comrades romaim-d to llf-'ht with them , and yet who would never seek idivld- uully to do anything , ' that might distinguish them On the other hand , there are other men who are never satisfied except when performing some dnro-devil enterprise. "During the Russian-Turkish war I mot. retreating from the battlefield , which had been a disastrous one for the Kiihsiiins , the sorriest bund of men I have ever seen. There won > about forty of them , dirty and be- trimmed with powder , rugged anil worn out. 1 saw they were Unsslans. The olJleer in rommmuf who had met me in the Russian came .asked me for certain Information which I was able to give him. After getting it he turned , and , imintlng to the little forlorn group of men , ho said bitterly : 'That Is the remnant of what was tills morning one of the czar's best regiments , and I am the only ofllecr loft. ' "That regiment had fought nice heroes , and yet few ol its members would of their own iiecord attempt anything Unit might call for any considerable amount of courage , mi : ridiiTiM ) niitisrouiH. : : ) "I suppose Unit no braver men could bo found than the members of the famous Hcros- ford family. Sir Charles and his brother , familiarly 'Dick' Heresford in miliarly known as , are llieir way the best known of these. It was Ulek'Ileivsfoiil who risked his life in J ulu- lund by going back to suvo ttie life of a pri vate soldier of his regiment from being Nlaught'Tcd by the Xulus. Heresford rescued tin1 Kililier single handed and got him olT , car rying him in front of him across his saddle. He , us well as the private , was wounded be fore they got out of reach of the assegais of the savages. Several times the soldier asked liis superior to leave him behind and get uway in safety himself. " -'I'll be dd if I do , ' was the forcible but earnest reply eaeli time. 'When my ammuni tion gives out we'll take our chances together , ' nnd Fighting Dick rescued bis man and was \vounded in the light. "I tlo not know , " continued Air. Villicrs , "that I ever saw more bravery displayed than was shown by the brother of tbo same Dick lU'n-sfonl , Sir Charles , at the bombardment ot Alexandria. \ am now proud to say that 1 was on the Condor , the pigmy gunboat commanded by Sir Clnirtes iiercsford the Our Charley'of the liritish navy. On this occasion Captain Heresford had been ordered not to Interfere in the light unless it became iibsolutely necessary , but he secured the per mission to interfere at any time when ho might consider his services were really needed. "Kvery ono who knew Charles Heresford Itnew that he would seize tho.lirst pretext for getting into the light. And so he did. The story of the wonderful manner In which lie manipulated his little boat under the beavy guns of the Egyptian forts on that day lias been often told , and made Iiercsford aioro than ever the pet of the Uritisli navy. 111:1:1 : : , or TIII COXKOII. "Aioro real gallantry'I have never seen then was shown that dav by the captain of the little Condor , and his men seemed im bued with his spirit , for no ono on the boat for a moment doubted but Unit he would bo in at the death. As for Heresford , ho stood ( in the bridge , lieldghiss in bund , looking pos itively unhappy , while the guns of the big Inflexible anil the other ironclads were hurl ing a hail of iron and steel into the Alexan drian redoubts. When at hist ho saw an op portunity to push his little boat into the light , perfect happiness beamed forth from his countenance. 1 can assure you that I felt rather queer when I felt that the llttlo boat was heading rij/tit for the frowning fortresses in which the big Armstrong gnus were being worked with no inconsiderable skill. "Klght straight on she ploughed , and from tbe air of the captain , ono. might think that ivo wore about to land at Alexandria to at tend a reception. As it was , wo got a recep tion , and a warm ono of its kind.Vo ran so close to the forts that wo could eafflly see the gunners at work in the Egyptian redoubts without the assistance of a glass. Then 0110 of the Armstrongs opened on us , and at the llrst shot just grazed the gunbont. " 'Not bud shots , those beggars,1 , remarked tbo captain. 'We'll try a hand at that our- fcclves,1 "Then the position of th < i Condor was changed , and almost Immediately ono of her bulldogs barked. "From that time the duel was on in real earnest. 1 don't know how It looked to the men on the other ironclads , but to mo it wecmed that it looked somewhat like the at tack of a mosquito upon some big ox. Hack- ward and forward under the great guns the llttlo Condor steamed. The Kgyptlan gun ners seemed unable to hit her , but having u better mark the Kngllsh marksmen were more successful. The ICugllsb captain was in Ills element , and I know ho was sorry when the thing was all over. The Condor used up > dl her ammunition In that duel , but did vast extent Ion mid got out of the affair without being injured. " 1 faneled that Lord Heresford looked a llt tlo nervous when ho rejoined the fleet in the inter baymoiv nervous than ho had shown bimsclf under lire. It was doubtful to some of us If ho had not exceeded orders In tlmist- iiiK his boat forward in the light as bo bad done. "Thero was no end to the dollglit.thoreforo , when the signal "Well done. Condor , " was displayed from the admiral's ship. The opin ion of the admiral was backed up by those of the ofllccrs of the American , French and ( iurmaii vessels lying in Alexandria bay , who nil thought as I did , that It was ono of the ilucbt exhibitions of gallantry that modern warfar coutd show , 111:110 : AND DUIIK. "Hut each nation has its.bravo men , nnd sometimes the man whom wo would least sus- jK'ct of being a hero will surprise ono by his coolness and self-pobo when in danger. I t.aw an instance of this at the battle of 1'lovim , "It was In the early part of the day ou which the bombardment commenced. Archi bald Forbes , several Russian olllcor * and my. Bi'lf were grouped together at a point of van tage , watching the advance of the Russian troops , A pretty sight It was , too , to set ) ono regiment alter another dashing to the front und up against the Turkish position. "Itvn.s not such u liuo sight to BOO them come. back. "Presently wo we.ro joined by n staff of- llccr. Ho was not u Russian , but a French man , n sort of an adventurer , who for some reason hail | oft the French army and entered the services of the iviir. Ho was not u man 1 bhould have picked out to hold any jtost of danger. His style was moro on the order of the 'dude,1 us u certain six-clos of mankind Is designated , than anything else. Ho was fond of lolling about headquarters lu silk pajamas. JIo sported an uxiwuslvo toilet set. Ho was fastidious as to his thvos. and the manner in which his food was served. The amount of on idgepoi GRAND PUBLIC SALE , bf BUSINESS and RESIDENCE LOTS TI-IEX- BRIDGEPORT Land and Improvement Co ! Commencing Tuesday , May 6th 1890 , to Continue Until Saturday , May 10th , HALF FARE RAILROAD RATES - FROM CHATTANOOGA AND NASHVILLE. stage of river. Free wliariage. Jttaiiroaci ireignt rates contracted same as at Chattanooga. Look at the profitable investments for manufacturers. We have the best coking coal in the surrounding country. Coal delivered on the track in Bridgeport - - . at about - 9O . a ton. . Our i 8OOOO _ . t _ acres , of mineral _ . * , coal _ and _ iron lands -i are covered _ _ _ * * ! with _ i _ _ large . . _ i sized timber , hard and soft va- of clay for clay and brick making ; water power lor manufactures : Plans are being works and electric light plant. Sale Tuesday , May 6 , countinuing until Saturday , May 1O , 189O. For full particulars , plats , maps , etc. , address ' LAND & IMPROVEXMRN'T BRIDQEUPOR'T GO. , Wesubmlt report or Major J. W. Kelley , mineral expert nnd engineer on our mineral lands. ' UUIlXiKl'OU'P. AIvAH/ A. attention ho spent on attending to his hair and heard was tremendous. "Kvery one who has seen camp life will un- ilcrstiimf that this oort of a man is not gener- allv looked upon as being much of a soldier. He joined us just at a time when the Kussian soldiers npi > eared to bo carrying everything before them. Forbes , who had been closely watching the situation through his field glass , dropped them. " ' \Vo shall be in Plevna tonight , ' he said , in his own terse way. "The young Frenchman , too , bad been watching the advance of the Russians through a pair of beautifully-mounted glasses. " 'Ves , ' he said , 'wo shall dine in Plevna tonight. 1 hope the dinner will be a good one. ' "It struck mo as rather queer that a man should attach mom significance to a prospec tive dinner than to the results of a great bat tle. Hut I did not know my Frenchman. ' Turning to mo ho handed me his glasses with a smile. I had some trouble with them , and the young ofllccr helped mo out with them. As I handed them hack , he said : " 'The last time I used those , ah , I shall never forget it. It was in 1S7I ! at the grand opera. You were thorei No ! Ah , it was grand. The premier ' " .lust then ho was interrupted by the wbl/ and shriek of a shell. It fell so close to us that the dirt torn up by it fairly showered upon us , and it killed two or three soldiers and a horse near by. "IJmshlng the dirt from his uniform with n white handkerchief the young Frenchman continued : " 'I was "peaking of the premier danseuse , ah , she was magnificent , beautiful , great. Such ' "Thcie another shell interrupted , but it did little damage , and without paying any at tention to the fact that the Turkish lire from one battery was directed at the point where we were .standing , the imperturbable French man rattled on in praise of the premier dansenso ' Such eyes , ah ! such n form ! such black hair ! such ' Hut it was destined that ho should not finish on that day at least , for Forbes broke iii with tbe excited ejaculation : "Hy heavens , Villiors I there is something up over there.1 "lie pointed toward Plevna , where but n little time before the Hussians appeared to behaving having it all their own way. "Hum enough something bad happened. The Turks had rallied and the tide of vic tory had turned. The young French ofllccr scanned the spot where the fierce struggle was going on. Shrugging his shoulders ho turned to us. nnd , Immovable as ever , said : 'Gentlemen , it is my regret that we shall not dine at Plevna tonight ! Another time I Then wo shall talk of my premier danseuse I' "Another bow and ho was away. Had I been called upon to judpo of his character from this incident , I should hnvo been at a loss to .say whether he was a bravo man. Hut " though I "met him no more to speak to him , 1 saw him in the front of the Russian army as cool and collected as though qx A IUU.-UOOM ri.oon , and yet doing the work of three ofllccrs In getting oitler out of the confusion and1 in In fusing courage into his men ; nnd from men who had served with him and who under stood Ids ways I learned that ho 'was eon stdoml as bravo a man as there was in the czar's army. "I saw another example of coolness dis played by men when facing death in the Ser vian campaign. But in this case the man to whom I refer was not only face to faeo with death , but was positively dying and knew it. \Vo had experienced fierce fighting all day and until after darkness full. "Everything was In confusion and straff piers were glad to Ho down anywhere that they could get some rest and sleep. 1 among many others was foraging for a sleeping place : I met with little success , until finally I pulled up the flap of the cover of ono of our wagons 1 heard breathing as of a man sleep ing. 1 was about to go further when in a faint voice I was asked to J'comolu. ' ' " 1 climbed into the wagon. It had but oivo Inmate , a young ollleor. Ho explained to mo that ho hail been wounded Into in the after noon and alter being cared for by the com- missiariat had been temporarily loft in this wagon. " 1 asked him if I could do anything for him. " 'Oh , no ! ' was the response , 'I am qulto comfortable. Hut you have no bed ! Stay hem tonight. There is only straw to Ho upon , but them is enough of it for two.1 "I muttered something about not wishing to disturb him. " 'Uon't bo afraid , ' said the wounded man with a significant tone that 1 djd not then understand ; 'I feel tired , and I Ahull sleep soundly , very soundlv , tonight. ' "And ho did , for ho died that night. That he know ho Was dying when speaking to mo 1 am quite sum , yet lie made no complaint. Instead , bo offered half of his rough bed to an cntlm stranger. The calmness with which ho met death was certainly that of u bravo man. ' I IniVo seen tbo famous ( "enoral SkobelofT In action , Ono would instinctively recognize from bis dasli and energy that ho was a bravo'man. Yet them were Just as bravo men in the trenches of whom the world knows nothing ; but then that Is the way of the world. " Seven o'clock this evening marked tbeeul- mimitiou of two very romantic love affairs , says a llellefontaine. Pa. , dispatch to the Pittsburg Times. The ono was the marrlago this afternoon of Miles Kephart of Fleming , Pa. , who is a cousin of Senator Matthew Stanley Ouay , and Mrs. KuiiiiuVakellcld , a widow , who lies on her death bed , brought there by that fata ) disease , consumption. Mw. AVakelleld was formerly Miss Ciraham , and in her youth was the alliance * ! bride ot Mr. Kephart. Hut a Mr.VakeIield coming along she broke faith with her llrst lover and man-led the second , who , after a few yours of married lift ) , died. The old love then sprung up , ami now on her death bed she was married to the promised husband of her girlhood days. The other romance was almost similar , enl v that the brldo lu this case Is well and promises to spend many days with the man she this evening at 7 o'clock promised to love , honor and obey. It was the marriugo of Colonel J L. Spangler , well known because of his s > or- vlces at Johnstown , and who Is ono of the leading lawyers at the Hcllofnnto bar , nnd Mrs. Llda Hollhlay. Twenty years ago these two wem affianced lovers , but were separated by the then Ml s Wagner preferring another to Mr. Spangler. mid now , after all these years und with the llrst husband sleeping bo- ncalh the sod the two am happily united , Ail Absolute Cure. The ORIGINAL ARIKTINE OINTMENT Is only put up In largo two-ounco tin lioxes , and Is an absolute euro for all sores , burns , wounds , clmpi > ed hands und all skin eruptions Will positively euro all kinds of piles. Ask for the OUlftlNAr , AUIUTINU OINT- M ISN'T. Sold by Goodman Drug cofupuny at ' . ' 5 cents per box by moll ! W ctuls. TUP IIAPIMT ' C tVIVrO DAVT/O lllh I'OSIAL bAVliMiS UAMio When the Idea was first Developed in England. OEIGINATED BY A PKEAOHEE. How Die Hector of AVeiidover Tin-lit to His J'ooi1'ailsliioii - ers Operation of the Sys tem in Canada. Is It not Justin McCarthy in his charming "History of Our Own Times" who stigma tizes savings banks as , after all , only n little better than the "old wifo's stocking ! " It Is not to bo inferred that that brilliant writer disapproves of frugality , Irishman though ho is , but his notions of what political economy should do for the masses are so far beyond what really has been done , that ho waxes im patient , nnd , true or untrue , the effect of his contemptuous comparison will always depend upon the reader's point of view. To the eye of the nouveau riche who has j just made his millions out of a land boom or a i wheat corner the savings bank book looks no I doubt quito as unutterably beneath contempt as the faded old stocking foot in which very probably his grandmother kept her carefully treasured hoard of shillings and sixpences. But the unfortunate wight who lias just lost his.llttlo all in the same wheat corner how would the bank book or even the old stocking look to himi Now he wishes lie had trusted to either of them ! Hut lie didn't , and now , like the Judge and Maud Muller , he finds that. "Of all sad woids of tongue or pen , The saddest are these , "It might have been. ' " "While the commercial world woul'fl stand still if everybody trusted only to savings banks , it goes without saying that a largo class , the largest class of the community in fact , can not afford to speculate. To them , with no margin for safety , reverse means disaster , and for every success there must be more than corresponding failure. For this class savings banks are intended. It fccms almost impossible to belicvo that , as such , they are not yet a hundred years old. The idea had its birth among the thrifty Ger mans and its most famous fosterers among the Swiss. Not until the beginning of the present century was it adopted in England. The account of its beginning there is almost pathetic in its simplicity. In 17'Ji ) the Rev. J. Smith , rector of Weudover , Bucks , seeing the improvidence of Ids poorer parishioners in summer and their misery in winter , persuaded them to bring him their savings by offering to receive weekly sums during the summer , and if the amounts were not touched before Christmas to return them with a third added as an encouragement to their economy. The smallest sum to bear this interest was ! 2d , a little moro than 4 cents. Other attempts followed , all moro or less Involving the prin ciple of benevolence until the savings bank act was passed in 1817. In 181 it was found that persons for whom they were not in tended wem reaping the benefit of these banks , and an act was passed re stricting the yearly deposit to i'ifO. Like many another enterprise this ono had its reverses ; and occasional failures and disasters shook the confidence of depositors. Wo read that between 18 HI and 18.17 the great frauds and defalcations in these banks had n tendency to destroy the confidence of the people in their stability. Then came the establishment of postal sav ings banks. In view of their rapid rise into public favor as soon as instituted , it is strange that no less than llfty-livo years elapsed from the llrst broaching of the Idea until that Idea became law. Kngland is thocountry pnrexcellence where everything "hastens slowly , " but like the tor toise in the fable wins the nieo in the end. In IbOiiMr. Whitbriad brought a bill into the house of commons "to utilize the money order brunch of the postolllco for the collec tion and transmission of savings from all parts of the country to a central sjivings bank to bo established in London. " It was lu advance of the times ; did not receive adequate support and was withdrawn. Half a century later Mr. Gladstone was chancellor of the exchequer nnd SIr.Kowland Hill's great postofllco re forms wem in force , thus preparing the way for further changes. In 1S50 , at a social science meeting in Huddorstiold , Mr. Charles- William Sykes read a paper advocating the establishment of savings banks in con nection with the postofllco , which attracted the notice of the postmaster general. Finally u plan based upon Mr. Sykes' suggestion was drawn up by George Chetwynd and Frank I. Scultnmoro with the assistance and advlco of Sir Row land Hill. Mr. Gladstone embodied this plan In a bill entitled : "An act to grant additional facil ities for depositing small savings at interest with the security of the government for the duo mpaylncnt thereof , " und to hi'i exertions are duo the successful carrying out of the measure und the perfections of many of Its detailH. The bill received the royal assent in May , 1MII , and went Into force the following September. The object of Its promoters being to benefit the working and poorer classes by giving encour agement to habits of economy , It remains to be seen whether that object has bcei. t- talncd. Several questions suggest them selves : Wem these banks a necessity I Have they been made use of by the people for whom they worn Intended that is , wage-earners and people of small means I Has the business been sulllclent to warrant their continuance on a sound financial basis which can bo tbo only guaranty that the benefit , hou-ever great , will bo "permanent ( A few statistics will satisfactorily answer these questions. That the postal banks meet u want of the people Is cleat ly shown by the fact that at thoendof the 111-s.t twenty'yeai-s they num bered 7,475 , while trustee banks at the end of sixty years only numbered IK18. The following is quoted from the Knoyclopcdlu Britunnlca : "Up to 1SU1 them wem uiily'ilitg trustee banks In the kingdom of which 'Xtt wemopenoulvfor a few bom's on a single day of the week. Only 'JO throughout the kingdom wem open dally. Twenty-four towns containing upward of ten thousand Inhabitants each were without any savings bank. Fourteen entire counties wem without any. " The llrst postal banks were situated lu places previously unprovided with any. Within two years the business was such that nearly every money order ofllce in the United Kingdom had become a savings bank , und by lbS4 the number had Incrcbcd , us be fore stutcd , to 7,475 i that b , thu trustee banks Increased at the rate of mom than ten nnd n half a year , and the postal banks at the rate of nealy : tr > o a year. As to tbe class of depositors : Prior to the act of I SO I the average deposit in the trustee savings bank was JM As fid. During the first two years of the postal banks system the av erage deposit was's ! lid ; during the next four years .fJISs , and in IbSU .I" ' , showing that people of narrow means are year by year availing them selves of the privilege of tin absolutely safe investment and laying by a little for the proverbial rainy day. This fpet , taken with that of the enormous increase in the number of these banks and the amounts heldbv them , proves that the leaven of frugality is steadily spreading and filtering downward through the social strata. In considering the amount of business done , it is necessary to remember that deposits are limited to not moro than CJJQ . ju any ono , year or A''iOO 'in all. For December ISSf the number of depositors' wiisnlCilVt ( ! > ; the aggregate amount stand ing to their credit , including interest , was .t'41.7i.SSOS. ( Tim value of securities and cash in the hands of the national debt commission ers wns JSMVIH..MO ' ; C1sh , in the hands of her majesty's postmaster general was JL"HOSoy. The aggregate assets wore i.4ii7Kti. : ( ! ! ! The surplus of assets over llabilics was 1,1)18,110. ) At the beginning of 1SS-I the total amount re ceived from depositors was i'17tIMXitS : ) ; ; ; total amount repaid to them was .t'iilMlf : ) , > SU. The aggregate number of deposits from the outset of postal savings banks was O'1ir > l- M2 ; of withdrawals , Si.or.1..1' ; accounts opened , 0 , A"ri7r , > ; accounts closed , 0Ul ! , ! ! ; accounts remaining open , : tl)5H'J. ( ) , ( The total cost of the management of the banks was .t'illti,5l7. ( ! The-numbei-of transactions of all kinds were st,7i7r : ( > .VJ and the average cost of each transaction , 7 7-10d. It is a curious instance of the accuracy of the gov ernment actuaries that prior to'the passing of the savings bank act their estimate of the cost of each transaction was7d. Deposits of not less than a shilling can bo made at any ofllco and interest at ' - " j per cent is allowed on all deposits as soon us they amount to 1 , but none on fractional parts of a pound. The depositor receives a deposit book containing minute directions for his guidance , and in which his name , address nnd occupation are written. Each deposit is en tered in it and attested by the receiving ofllccr and the dated stamp ol his ofllce. The amount received is reported the same day to the postmaster general , from whom an acknowledgement is trans mitted to the depositor. The deposit book contains n pocket in which these receipts are recommended to bo kept , being conclusive evidence to his claim to repayment with in terest. The depositor pays 'nothing for the book nor for postage On letters to and from the postmaster general. The amounts re ceived are from time to time paid over to the commissioners for decreasing the national debt. debt.Any Any depositor can invest his deposit in gov ernment stock providing the deposit bo not less than i'lU or the price of 10 stock with the commission , whichever sum is the smaller. Not moro than 01) ) stock can bo credited to any ono account , and not moro than 100 in any one year. Tills new system has proved remarkably convenient nnd successful , and it is gratify ing to know that it is not merely a transfer from the old savings banks but almost wholly an addition to them. Between 1S7a ) , flour ishing year in trade , and 18 $ I , a dull one. the amount of deposits and number of depositors very nearly doubled without any noticeable diminution in the business transacted by the trustee savings banks. In fact , statistics show that the new system is a positive bene- llt to the old. Similar systems have been adopted in Can ada and Australia. Canada was less than seven years behind the mother country- opening eighty-one banks on tholirstof April , lbS8. In the year ended , Juno ! ) ( ) , 1888 , there wore4KI : banks , having ? yol'iSl,0.including ! ntcrest , standing to the credit of all open ac counts. The statistics for the year were us follows : Number of hanks . . W Number of deposits lueuixed during - ing the year . i , .iOiS Total amount , of deposits leeelved 87,7 .VN.Ui ) ) Average amount of each deposit. . WJ.ul Nuiuberef wlthdniwalsdimiigilio year. . IS.'iS ) Total amount of wlthdrattalsdnr- Ing year . $7,511,071.78 Average amount of each with- Xnnfberof accounts opened dur ing the year . i..i Number of accounts closed dm Ing I he yen r . 21,7.04 * Accounts remaining open . 10J.KH Total expenses , Including salaries , compensations to postmasters , . , , , . , i Inspection , printing , stationery. 5HS.U : ) ! ! Average cost of each transaction. U.IU I'crccntago of cost of manage ment to balance duo to depos itors . 0.21 J.o.sses sustained Inteiest to de positors . J7C.i , a.l.i Total amount .standing to ciedlt of all open accounts Incloslveof Interest allowed at clo-o of pei hid . ' . MMW.G2 Average amount of each open ae- counl at eloso of u , year . faXI.1 1 The deposits In Camilla am applied to the same purpose as In 'Unglaud , the national debt , and as a rule the in'turest allowed Is the same as the money could bd borrowed for In Kng land , at present itltf per cent. Ono dollar ; is the lowest amount revolved and K ) the high est In any ono year. The total amount that iinv depositor may Imvo ' standing to his credit IS&MXJO. ' The regulations 'nnd method of operation are very much the same as in ICngland. The deposit boolc contains the most inlnutu directions for the. depositors' guidance in every possible circumstance of depositing or withdrawing , as In the cases of illness or res idence abroad. The Depositor Is strictly en joined to keep his dpposlt book in his own pos session. Having iiuuToii II rat deposit ho may transact nnv further business cither with drawing or depositlnl- any ofllco in what ever part of the country ho may happen to be , without any difficulty or vexatious discount. This is a great convenience to people whoso occupations take them long distances from home , as , for Instance , lumbermen who spend their winters hundreds of miles un the Ottawa , or sailors who aitOH the upper lakes from spring to autumn , and who.se homes am nearly all far down the St. Lawrence. It is no part of thu postal bank's programme to allow lawyers unv chance for making money out of them , 'j'ho deposit book con tains regulations by which thu postmaster general will divide the funds of n depositor who dies Intestate among his relatives ; also those by which ho will , if satisfied of the ur gency of the case , authorl/o payment from time to time out of the funds of a depositor who bus become Insane or otherwise Inca pacitated to act. If any dispute should arise In tlK'bo ciu > oa between the postmnt > tor gen eral and any claimant , it Is to be submitted in writing to the attorney general , "who * > o de cision tu to be final , to all intenU ami pur pose.- ) , without uny iipHiil | " I'oitmuitcrs uro forbidden by law tudjbcluse I the name of any depositor or the amount of I any sum deposited or withdrawn. 1 The postmaster general is always ready to receive and attend to all applications , com plaints or other communications addressed to him by depositors or others , relative to the business of the postofllce savings bank. The dircctsecurity of the Dominion is given bv statute for all deposits made. The abso lute safety of the investment accounts for the popularity of the banks. Were it not for the restrictions ns to amounts of accounts , It is claimed they would draw all business uway from other savings banks. Of course they are most patroni/ed by the working classes , but are also very popular with funnel's and ladies. It appears , however , that Canadian working people arc either not so frugal or much better off than English ones. The average Canadian deposit , WJ.5I , being almost live times as great as that In England , 'J or ยง 10. The man agement is also moro expensive , each trans action in England costing only 7 7-10 pence and in Canada 19 cents , or nearly 5 cents more. The average deposit in Australia is still higher , 17 , ( is ( ors < i.W ( ) , and in 1833 the number of deposits averaged one to every twelve of the population. India only began in lSS2 with a total deposit of .IM-IO.L''iS. Popular and successful as this system is in England and her colonies it was not adopted , in Italy until 1870 , nor in Franco until 1881. although in the latter country postofllees had been used as agencies for existingbanks from 1670. 1670.As early as 1871 Mr. Creswell recommended heir establishment in the United States , and suggested that the money for the then pro posed government purchase of existing tele graph lines could bo raised in that way. Much discussion , both departmental and congressional has been expended upon the subject , but without decisive action. The utility and expediency of the measure are iwt disputed ; but tbo objectors say that such'a system can not bo a lasting institution unless founded upon n permanent govern ment debt. If "Us true , tis pity" for tbo habit of economy is not the striking char acteristic of the American people , and the security of a government institution would do much to encourage frugality among the masses. It is not always easy for the well-to-do to realize what a struggle it is for the poor to save money. When the question of putting away a dollar is not of going without some luxury , but of denying themselves some sore-needed comfort or even necessity ; unless the investment be an absolutely safe one , who can blame them for say ing : "Well , it is best to make sure of it by spending it now. " Hum HOLJIKS. AT KASTISRTIME. Kate Mai-tcrsoti in llfc. At Eastertime the joy bells ring A glad greeting to the swing , And roses deck the ehnneel rail , With violets sweet and lilies pale , And choir a grand hosannn sing. The little birds take fluttering wing While the trees their giekening blossoms lling , And brooks come tumbling down the pale , At Eastortime. My Angclice , with curls which cling 'Round eyes that primrose fancies bring , Builds her n bat of flowers frail 'Neuth fetching Him of dotted veil , She looks too sweet for anything. At Eastertimo. The Odor or Old Books. * Ono of the assistants of the British imiboum tolls mo that visitors to that in- btitutioti frequently have a hard , time t'ottiiif , ' "aeellmated' ' to the place , says a London loiter to the Chicago lsrows. An hour spout in the rooms invariably gives the visitor ( for the first time ) a headache. Sometimes it is only after repeated vibits that ono is able to indulge - dulgo his research without carrying away a headache with linn. Women Koom to bo particularly sensitive to this curious malady , which is said to arise from the peculiar odor created by the storage of wi many books. You can get some idea , of what this odor is by going to your baokcaso , that bus boon closed for twenty-four hours , and opening ono of the doors , immediately your olfac tories will bo greeted by the mustiest fragrance imaginable. Bibliomaniacs profess to love this odor , and many dc- clare that they cannot value a boolc un less it has about it that unmistakable and ineradicable smell wnicli infects a volume when once it has crossed the sea in the hold of a vessel. A ItliglKod Home. Throe weeks ago wo saw a child carryIng - Ing a dinner | > ail and hesitating at the corner of Park and Main streets in Lewiston - iston , soys the Lewiston Journal , She was a wee llttlo toddler , with an old cashmercx shawl tied over her breast. She had about four inches of stockings and gigantic overshoes. A little baby nose was between brown eyes. Palmer Cox might make a Biwvnlo out of her and the Auburn art club would do well to put her face into its catalogues. "My mamma , " volunteered she , after wo hail sot lu-r aright , "ith crying. " "Is that HO ? WbyV" " Cause B'O is thick of ' ' "Indeed ! That is llvin' wiv my papa"Indeed lee bad. i. am sorry. You love your pupa ? " "Yotli , when lie ith timber. " A week later wo saw the little one in her mother's arms at a railroad depot and the mother was sobbing. AVe couldn't help wondering if it was the end of tile domestic experiment of living with a man who could prefer strong drink to such a baby's love. A Small Iloy'N The following heretofore unheard of information in regard to breath and breathing was made piibblic In Ken tucky recently by a school boy of twelve years , who wrote an essay on the sub ject : "Wo breathe with our lungs , our lights , our kidneys and our livers. It it wasn't for our breaths wo would die when wo slept. Our breath keeps the life ageing through the nose when wo are asleep , says Medical Classics , Boys who stay in a room all day should not breathe. They should wait until they get out Into the fresh air. Boys In a room make bad air called carbonicido. far- bonlcide Is as mad dogs. A lot of tol- dlurfa wvru unco in u black hole ia Cul- ORIGIN AL Stove Repairs and Water Attachments For nil stoves nnd rnngcsoTnny description. Gasoline stoves nnd gns burners cleaned nnd repaired , work guaranteed , Hubert fillip. 1'inp. Dunlin "shim " Ivftm'r Wnrl'c sos-sio N. inth . - t. ' ( . ' . M. Katun , MaiiKr. UllliilUl OlU\ IUJK11IHIIS \ ) , Ti-li-pliina--V,0. , cuttn and carbonicido got in there and killed them. Girls Mimollnics ruin their breath with corsets that squeeze the di agram. A big diagram is best for the right kind of breathing. " A Crawfordsvillc , Ind. , special to the Cin cinnati Enquirer says : "Last evening at Youngsville , four miles west of here , Allen Love was married to Miss iMollie Haworth. The bride is the daughter of a farmer , , but has been employed in the large woolen mills located in the village. She put in the loom , wove , cut , fitted and made her own wedding gown. It was n beautiful white cloth and line in texture. " Wo arc now showing our new lines of Spring Clothing. ThcyCare more comp lete and atlrictlve thin ever before presentc.l. Men's spring -suits In both sacks and cutaways , made from fabric * , selected fiom the best manufactures and best of all , at pi Ices within the reach of everyone. Special department for boys and chil dren's clothing. Imported Millinery , North IBth Street. NERVE AND BRAIN TREATMENT. Bp4 cine for llrttprlai Plnlnmx , nt . Neuralgia , Wako-- fulnuk * , Mental Ih pri'islon , Kofirniiitfiif 1)10 ) Iltnln.ru- t-ultlnir 111 Innanlty nnd If jtllntc lo nil-cry clrrnv ami ileatli. Prcmttiuro Old ARC , liaiuiim > iii. I.-insof 1'ower In fit tier t ox , lnvoluntniy l. < m < ! fr , nntl Hl't'rmuloriii ) a cuiifed liy uvcrcx < jrilun of Itiu Inoin , M-lf altunj or oYur-liidiii-fCMCC. Kat-li l > oi conlaliisnnonioiiih'ji m-rU- ineut. 91 u box , uy i > U for tittit by mail jirt'imli. * ( rnch onlcr for fix ttoxci * will t > t nil pun'lmiiur ( HJariilttvu lu 11-fund in pcy U Iho trujlnuitt fall * | g emu. Uuaruntfea U ui' < l aiidtrcnulno told only bjr UUOOMAN UUt'Ci CO , . 1110 Furnum Street , OnmlinNeb. . McMuster Camping Car. wii lju Two 1 I'or the TonrNI , S ioilsmim. Art lit. . . Purveyor ' ' veyor , Army oillee'r , U'luicluniui. e-le Ureul esi Invention of the ai'e forcomfoit. Send for ( Jlreiilarlo McMASTKH M' F'f i. Co. . Locks port , N Y. DR. CLUCK , Eye and Ear , llnrVcr lllock , IMIi unil Knrnniu. Tolrpliono OU1. on. n. M. HOWE , Treats Diseases of Eye , Ear , Xosc & Throat nrrunlinK lo the luU'tl n icmlllimciliuil. . at liuiiilil In IUO .Muiiliullun nnil N'l'W ) < .rk Kjruuml Kur Ilillilu uric * , liuuuii Ib & IV Aillutluu llluck , lill luiliu ; bl RfllLWflY TIME CRRD , "f.clivo.i i ciiicAiio , urftl.i.N'iiToN , v y. Amu- ? Jlnialw lL-poMUthaiiil Mjwm Mri-i-l" . I Oinalin . . .ClilcnKii Vi' tlli iifi Impress. . . i l14S u in ! u ; > ii in ( 'litcnKu i\m : ] > s I ( ) . > ( ) | > m ' . ' . ! : > p in rlili-nii > K pn- " , C.ill a MI ti.UI p in . . . Iowa Lociil I'xri'pt SHiiilny. . . ,11 , M u m 1.1-nvi-s | HlillUMiTON \ .M'or'lllVKIt.l AirlM-s" Omaha. | Ji-pot ) luth ami Manon Htri-t-1 * . ! _ Omatin. 1U.OJ a m Denver \VMlbul ILtpri" * * . . . . : M T i m * .ta a 111 . . .IfaHtlnK-t A Coiironlla Local. . . 11.1.1 p in U.M p m ' .i..U ii ni Loaves K.rt ( < T..f. .V"C. II. I Airlvi-i Uinalia. Depot Kith ami .Mti mi street * . I Oniiihn. H.3S a nil Kan as City Hay KTpri" " ' li.4.'i p iu 11.45 P niK. | C. Nlirlil Kxp vja II. I' . Trani.l Ii 45 a 1U l.i-aves r.NIU.N 1'ACIKIU. I Arrives" ] Oinali.i. Depot lUtli nil.I .Marry trppt . I Oninlia. ' p in Overland Flyer ' I'.VJ p ni 7..V ) p in l-ai'lllc H\pro- < ? . ! . ' > u m HI.IU ii in . Denver Mvpreis . 4.31) ) p m 4.4. ) | i 111 ( iranil IM.-mil Kxp. ( exeept .Sun ) r..4. ' > p m .1.3.1 u HI Kaiii.iH t'lly Kxprc * * * . . j Iv.uri u m Tciives i cTucAtio , K. LA PAI.'IMC. TArTrTeTi Oninlia. | II. lAjlopot , it'tli anil Marcy Ms. ' Oinnlm. i : l'i p m ! . Nluht KtpreoM. . I1' ' l 5 a ni 'All a in . Atlantic K | iri" > . . ' ii.1) ) p m IJ5 p | . . . . . Ljinlteil . 'IIM. ' . a lu "Leaves ClIICAliO X XOKTIIWKSTIIIl.N ' Arrives" Oinnlin. I , " . I' , ill-pot , iptli nnil Marey M . i Umnlin. I'.I.'i ' a in' ' . ( 'lilnifn i\proos : . ' tivo p in 4."J ) p ml . Vi'Mlbulu Limited . I t'.v ' , a m li.li p mliLv. ev. Snti Mall ( Ar. ex. Mun > 7 4J ( a m > . ' .i.VO p m | . | { ii ti-rii l'l > er . ' ' .Ml p m Leaves CIllCAliO , Mil. . " , A. ST. PAI'L. Arrives" OiiMit.i. I I * , ill-put. Hull anil Marey Ms. Oiniilm. IMS u in | . .ClilcnKii Mall ( oxeept Sniiilii ) ) . . I l > IS p in liU ) p in ] . ChicMk'n Kipreii . I SHU a in ' . ' . 'iU p inj . Chicago Kxpres * . ' V .to p in ' ' 'Leaves' ! ( > MAIIA A ST. LOUIS. ' Armc.3 Oinnlin. | [ I.1 _ | . ili'pot. lUtli unit Marey St . ( iiiijilm. l.trp nil . M. Louis Cannon Hall . I'KJ : p m Leaves SIOUX C1TV X PACIFIC1. Arilvea I'.jViU-i'iil. lutli ji iiil MarY < St .j Omnha. ? .l , " n nil HIW.Y city l'a- < .iiiji.'r ! [ 100.1pm II 1.1 IMII ! St. 11111 ! Ilxpri'ii 11(105 ( ii m I.eaei I MOl X ( TIT A PACfFIC. " | Arrl\e.s" Omaha. | Depot l.'ilh mill Weli ler Sis. I Ilinaliil. li.lj p nil . SlJ'nul JJiiilti-iL . I n til Leaves' ! F . K. AMO. . VAU.KV ; lAirhes' _ OiiinIiii1 1 Depot I.jllMini Welisler Ht. I Omalia J ' .MM a m . Ill-ii'k Hills Hxpress . Ii 'M p in ! > . ( ) u m . . . .1Iatlnis lxp. ! ( Kir. Sunilay ) . . ft.VU p m . . \Vahoo X l.liiruln 'lU.VDu ' m 6.10 p in ! . .Vork A Xiirfnlk lliSnnilayl . III..XI n m Leaves C. . SI1. P. , M. A II. j Arrlvi-s Omalia. Depot IMIi anil Wuhsier Hts. I Oiniilm. 'h. l a i v.SonCity ! Aeeommoiliitlon. . . li 4.1 p in I.KI p I ' .Sloiii City llxpress ( llx. Sun. ) . . I . .VI p in li.4.'i p I .SI. Paul Llmlleit. i''M n m r..r > a i . .i'lorcneo l'ns on i-r ( I'x Hun ) . . i a in MS I' 11 . .Florence Pajnentrer ( Kv. Sun ) . . < ! . : ) p m l.t-.ivt--i I M1SSOU1U 1'ACinr. lArrliea Oninlia. I Dpnut l.'illi nnilVubtlir Sta. | Oinalin. lii : ) a"m | .T..SI. Lotili \ K. ( ' . Kxiri | < 4 .1.1 p ni y.1.1 p mi M. I.iiuli X 1C. 0. Kjpresi" ( i.'iu it m Ml&iOUUI I'ACIFIC [ UniUUlIAN TUAIN'S. " " " " ? K C-.fl . C > S" s c , 3 a f Wcslwnnl. gfl I ll.lll ip.mip.m a.m. Mil. WeliMerSt. . . . II.J.'l 5.15 II.ISl Krp : 45 Oak Chatham. 5.M li.M 7.S7 : i..w 5.SI b.45 jl ! M Drnlil Hill . . . . li.lnl .IM 7.riH : | . 'M II.27 H.I ? 13 M .IM.U.I Lake Street. . . 11.0:1 : .U.I H.OI il.M 5.1M C..MI 13 M Walnut Hill. . II.IH'l 7.Oil 8.0.1 : t.w : > M h..VJ I.U3 Dnnileu PI.tec. ll.US 7.0S lt.113 I.U ) lll.iM1 h..4 1 Ul West Slile U.IU 7.IU S.U7 .U3 ( ! .4l ( | tSfl l.Ui ! Lawn 8.W ( 1.1)1 ( H Maseot .II i.i ; u Seymour Park B. in i. li . , 17 IVrlal . _ _ . s I.-M ! IS .10 Knstwaril. | [ It.Ill 11.111:11.111 : p.Ill a.m. P HI. I'orlnl | . . . . ' S.ftl i.ui : ' . ' . 'HI 1 , u Soyinoiir I 8.w : 1. if. ) V.t'i 1 4.r > .Maai-nt. . . 8.4 l. 11.47 I Ul l.invn. 'h ' .u 411 I M West Hlilii ! ll.3U7.SI | ) B.W ) .4S S. II ) i.45 .l.f.l I ( J7 Dllllllt-O I'llU'L * . 11.217.31 H.5I .I'.l ' .1.41 1. II ! II..VI 1 ( . 'J \Valniit Illll. . . 11.31 7.31 n.r.i . .I'.l.M S.ll tl.ttl 1 Itt l.'iko Mrri-t. . . . 0.311 S.M , .Mftl : > .mi.5i ! ( III Ul 3.0'l Drill.I . Illll ' 7.Ill .fit .1.111 , IU.0.1 3 (1.1 ( Oak Chntluim. . n..r. . T.X > 11.02 . .V.I , 'i..VI .im.ii.i)7i ) 3 IU V ll1tcr trl . 'l n.ir > | 7.i : > U.IU . " .U.'i n.in 7.1(1 ( IU. Ii 3 3U UNION PACIFIC SUIItlUIIAN TIIAI.NS. Tlii'NU trains also Mop at l.'ilh , 17th , 2Ulli unit 21th Miri'lH , Summit ami Savlilui ) Crusalnif. Wurtlnu- men's trains do not run .Similar. l.i-avi > a I OlllCAliO , It ; I. , V l'AII"li ( ! ; . ArrlvciT 'l'riinifi' ' 1 _ lnon _ ) Depot , Council nnjjlH. Tinnkfer . : ) p in . . .Nlulit Kxpretis . I'.x'i u nl ii.tu : u 111 . Atlantle . . 5.f > ' > p in , 'i.K ) p 111 . Venllhnli ) Lfmlteil . IIIIV ) u in Leaves ICIIICAliO A NOItTIIWHS'nill.S.I ArrUeit Trmisferl Union Depot , Council lllnl n. iTnumler 11.41) ) II 111 Chleinm Kxpress ; S. < U p ni 11.4(1 ( p 111 . . . . . . . .Vestlliulo Llmlleit ' .i.45 a in 4.K p III Kaslerii Flyer I 5.45 p m Kl l p III Allantle Mull i 7 : l n in IK-IIVII irilli-AiiO , .Mil , . \ HT. I'AL'I. . Arrm-s Tnui > f > r | IJnliin Ill-put , I'niiiicll Illilir * . I'lYiinnfi-r ( i.iai u u ! .I'lilniKi' .Mall ( ujtriipl Siiinlii.I ) ! > 'M p m 11:111 : p n Cliluit'ii i : pii"iH | I'.lfi ' u in in in ii HI riiiruito Kipri'-B i 3u ( pm I.I-IIVIK I K. - , HT. .loi : .V c. II. i Arrlvi-n 'I'rJiiHd'rl riilun Hi-put , Cnimi-ll Illullii. iTriiin-fi'r lui/7 ii mi .KIIIIMIH city liny Dipn-ns . . .l nu ) p m fll.3.1 p ml .KiiiiMt City NU'lit Kxpri-nx. . . ! 0 10 it in * "IHJIIVIII I OMAHA X hT. I.OIIIH. | ArrHi- TriiliHfurl rnliMi Ill-put. Ciiuiii'll HIilIT * . iTraiinfiT 4 45 p nil HI. Limit Cannii Hull 131.1 p lu "fx-nvi-H ICIIICAliO , lirill..N \ ( JI/I.VCV / ArrUi-/ TiaiMfi-rf llnlnii In-put , Cniini'll Ulutlx. 'IrMnnfi'r ' li.ll ) ti nil Clili-nt. ' ) llxprL-NK II'i ( ) p in loin p nil Clilc-aitu Kxpri-Hii k.VU n in fill ) p m ClilniKii Kn l Mull f. . : > 0 p m 7.m : p m1 1 ri'itnn Uical ! 11.30 u m IX'avi-M HIOIcrrv ; A. PACIFIC , i Arrives' Traimfrr iloii llt-iot | , CiiiuicU _ llin _ , 'l'immfer 7 II n nii.'Hluux Cliy Arriiiiiiiiwlatluii. 7 " ; | 5 " "i U.V ) p nil Ht. Piinl KipreiH . i ( its p m ' TAKE ADVANTAGE Of the dioap rates anil nttund the bit ; Auc > tiuii Shlu ot lotH In Arlington HiiilitH | ad- illtlon to Piiuhlo. Col. , Anrll U and 1) ) , 18UU. Thin mUlttirm IH huiintifiilly IncntuU , 01111 and a half mtlim ennt from cuntiir ot the city ; coiinuund8alulliitfiil ; ) viowof tliu inoiiiitniiin and KiirrounJlni ; country ; ctr line to within throu bloalcH ana watur main to within two blocltH of this addition. It is the clioicu roni > * dunc-u locution in thUHurronnditiKHot Pueblo. PartioNittniidnu ; from Oinnha and pure-ban- inu loth will liavo faro , onu way , rulniuU-d. Thu nalo IH liona KiUo and -without limit or reHurvo. Torino ot bnlu ono-fonrtli tabb , balance in MX , twelve und uiKhtni-u inoi.tbu , A. HAST1NOS , Munauur and Atic tiumjcr. Office 1010 I7tu bt. , IJunvur , Col. , i