THE OMAHA DAILY BEE : TUESDAY APKIL 16 ; 18S9. EC I" ' f in Season is Fairly Under DUNDEE If you have not seen Dundee Place since streets have been graded and houses built , go and look it over , especially if you are contemplating buying or building a home , WE HAVE THE BEST RESIDENCE ADDITION IN OMAHA And its conditions and surroundings make it a most desirable place to live. There are no cheap or poor buildings. Every house must cost at least $2,500. We sell on easy terms and if you desire we will contract to build you a house of your own planning. We can have it built cheaper than you can. Why ? Because our contractors buy in large quantities , and can therefore make better terms. We give you the benefit of this advantage. Do not buy or build without first seeing what we have. Youcan own your own home in five years for a very little more than you would pay for rent , and at the same time have the advantage of the increase in value , If you are not satisfied af ter seeing this property you arefunder no obligations to buy. We will show you the property at anytime yon may make an appointment with us. Price of ground $25 per front foot , or $ I,25O , per lot. No less than lOOfeet frontage sold. THE PATRICK LAND COMPANY SOLE OWNERS OF DUNDEE PLACE , Room 25 , Chamber j of Commerce , DUNDEE W. H. CRAIG , President. N. B. ALLEN , Vice-president. W. K. KURTZ , General Manager PRESCRIBING BANK METHODS Text of the Bill to Bogulato Mon etary Institutions. . PROTECTION FOR THE PUBLIC. ( System By Which the Examination of Each Depository Will Bo Easy and of Frequent Occurrence. To Itcgnlnto Banks. Tie new banking law , requiring nil cor porations , firms , nnd individuals , transacting n banking uuslncss to make a report to the etato auditor , and providing for n state bank examiner , is ono of the most Important on- nCtmcnts of the hito legislature , and a lengthy synopsis of the measure is printed for the benefit of the public : Section 1 provides that It shall bo un lawful for any corporation , linn or uidi- Vldunl to transact' banking business by receiving money on deposit , buying nnd soil ing exchange und the like , unless sucii cor poration , firm or individual .shall have prop erty of cash value as follows : In cities , villages and communities having n popula tion of less than 1,000 inhabitants , 5,000 ; in cities and villages having u population of jnoro than 1,000 and loss than 1,500 inhabl- tnntn , $10,000 ; In cities and villages having a population of less than 3.000 and moro than 1,500 Inhabitants , { 15,000 ; in cities having a population of less than U.OOO and moro than D.OOO inhabitants , 520,0i)0 ) ; in cities having a population of less than 5,000 and moro than 11,000 inhabitants , $25,000 , ; in cities having a population of loss than 10,000 and moro than 0,000 Inhabitants , $30,000 ; in cities having a population of moro than 10,000 inhabitants , 950,000. 3 provides that every bank or n , Hrm or individual , transacting a business , shall , at least ton days be fore commencing business , transmit to the auditor of pubho accounts , a report of tbo character But forth in section 4 of this act. Section 3 provides that every bank and every corporation , Hrm or individual tran sacting a banking business , shall make to the auditor of publiu lie-counts , not less than three reports during uach year. Section ! provides that such report shall Btato the amount loaned upon bond and uioitgage , the par yuluo aud actual market viilun of all stock or bond investments , des iccating each particular kind , and the nmouut invested in each ; the amount loaned upon notes , bills of exchange , over-drafts nnd other personal securities , with the actual market value of such securities ; the nmouut of rediscounts and of commercial paper past duo ; the amount Invested in real estate , giving the cost of the same ; the nmouut of cash on band and on deposit in bank * or xust companies , with their names nud the nmouut deposited la each ; the amount of oil other ustots , not enumerated above , nnd such other In formation a * to the auditor of public Recounts , state treasurer and atlornoy-gen- cral , or auy two of them , may require. Pro vided that commercial paper not In process of collection , six months past flue , with in terest unpaid , shall not bo included in the repot t of the mauls. Kach report shall ktuto BUCU resources and liabilities at the close of business on any past duv by the auditor of publiu accounts spoclilud , and shall bo trans- milled to him wilblu flvo days after the re ceipt of a request or requisition therefor from him. And n summary of such report , iu the form proscribed by the auditor of pub lic Accounts , BUUJ treasurer and attorney- eoiieml , elmll be published In a newspaper ID tlio place where such banking builncss is transacted , or if there } * no newspaper in tlio place , then In the one published nearest thereto In tbo same county , at tbo expense of thu banK , Section 5 provides that the auditor of pub lic accounts , state treasurer and ntturney- tfsnonil , or any two of them , shall have power to call for apodal reports from any particular bank whenever , intholrjudgment , the sumo ara necessary , lit order to a full and cc-uipluto kuowlcdco of his or its condition. Section t ) provides that tbo auditor uf pub lic accounts , state treasurer nud attoruey- gcueral , or any tvro of lUem , shall suitable persons , having a practical knowl edge of banking , to make an examination of the affairs of every bunk ns often as shall bo deemed necessary and proper and at least once in every year , but no person shall bo ap- Dointed who is un ofiicer , stockholder , mem ber , partner or clerk in any banking institu tion of this Btato , Section 7 provides that these examiners shall have power to make a thorough exam ination into all books , papers and affairs of thobnnk , to administer oaths and affirma tions and to examine on oath or affirmation any individual banker and ofllcorB , agents , partners and clerics of such bank , and to summon , and by attachment compel the at tendance of any inhabitant of the state , to testify under oath before him or them in ro tation to the affairs of such corporation , firmer or individual. Section 8 provides that the bank oxamin- crs shall bo paid 510 a day , which shall be paid to him by the bank whoso affairs arc examined , provided that the foes paid for any single examination shall not bo loss than 111) ) , nor more than $20. Section 0 provides that every bank which shall fall to make any report required by the provisions of this act shall bo subject to a penalty of } 50 for each day that It aolays to make such report ; and every person who shall willfully and knowingly make , or cuuso to bo made , any falsa statement or false entries in the books of any bank , or shall knowingly subscribe or exhibit false papers with the intent to deceive the ex aminer , or shall make , state or publish any false statement of the amount of the capital assets , surplus or undivided profits , shall bo guilty of a felony , nna upon conviction shall bo lined not exceeding $10,000. and bo im prisoned in the state penitentiary not less than one nor moro than flvo years. Section 10 provides that every hank shall , at all times , hava on hand , as a reserve , nn amount equal to at least 15 per cent of the aggregate amount of its deposits and im mediate liabilities. That savings banks , do- lug nn exclusively savings bunk business , shall have on baud , at all timesns a reserve , in available funds , an amount equal to at least 5 per cent of its deposits and immedi ate liabilities. The available funds shall con sist of cash on hand and balances .duo the corporation , firm or Individual , from good , solvent brinks. Immediate liabilities shall lucluilo nil claims against the corporation , payable on demand. Cash shall Include specie , legal tender notes , bills of solvent banks , and exchange lor any clearing house association. Whenever the available funds of uuy batik shall fall below the reserve re quired , such bank shall not Increase lie liabilities by making any now loans or dis counts , otherwise than by discounting or purchasing bills of exchange payable at Bight ; nor shall such bank malco any divi dends of its profits until It has on hand the nvallablo funds required by this act. The auditor of public accounts may notify any such bank. In cr.so its reserve shall fall below the amount required , to make good suuli reserve without delay , nud any failure for tiio period of thirty days to nmko iron any deficiency in the amount of deposits re quired to bo kept on hand Hail be cause for the appointment of ji-j-Ccoivor. Section 11 provides that the total liabilities of nn.v corporation , Jlrrn or Individual to any bank or corporation , firm , or individual transacting u banking business for money borrowed , including in the liabilities of a corporation or firm tlio liabilities of the sev eral members thereof , shall at no time ex ceed 20 percent of the capital of the bank , mid in no case shall the total liabilities of the stock holders of any bank , to said bank or corporation exceed 50 per cent of the paid up capital. Section 13 provides that no bank , corpora tion , firm or individual tmgagod in the bank ing , oroker , exchange or deposit business , shall accept or rccetva on deposit , with or without interest , any money , bank bills or notes , or United States treasury notes , or currency or other notes , bills or drafts , cir culating as money or currency , wheu xuch bunk or corporation , firm or individual , is in- solvonU Section IS provides that If any such bank shall receive deposits when insolvent , nuy oQIcor of such bank who shall knowingly ro- culve , be accessory or permit or counlvo ut the receiving or accepting such dcponits , shall bo guilty of a felony , and upon convia tiou thereof , shall be punlstfcd by a line not cxcecdlDK 110,000 , or by Imprisonment in the penitentiary not exceeding five years , or by both fine and imprisonment. Suction 14 provides that whenever It shall appear to the auditor of public accounts , .J state treasurer and attorney-general , or any two of them , from anv examination or re port that any bank is conducting its business in an unsafe or unauthorbcd manner nnd is jeopardizing the interest o [ its depositors , and that it is unsafe and Inexpedient for it to continuo to transact any bunking business , they shall communicate the facts to the at torney-general , who shall apply to the supreme court or the district court of the county where the bank is conducted for the appointment of a receiver to tuko charge , of and wind up such banking business. Section 15 exempts national banks from the orovislons of the law and provides that savings banks shall not bo subject to the provisions of section 1. But no savings bank shall carry on business in this state with n paid up capital of loss than $13,000 , nor shall auv savings bank receive deposits to an amount exceeding ton times the aggre gate of its paid up capital stock and surplus. Under the term savings bank is Included only such banks as do a savings bank busi ness exclusively , paying out money only on presentation of pass books and certificates of dopoMt , discounting and buying no com mercial paper and reserving the right to de mand notice before paying doposits. Section 10 repeals sections 1 , 3 and 3 of chapter 8 , of the compiled statutes of Ne braska of 1887. Du. War. RoiiEUTS , Professor of Medi cine in Uio Owen's College , Manches ter , Eng. , in writing of Uright's di sease , says : ' 'The blood becomes spcodilv deteriorated by the unnatural drain through the kidneys. It becomes moro watery nnd poorer in albumen , while urea , uric acid and the extrac tives are unduly accumulated in it. " Warner's Safe Cure will restore the kidneys to a healthy condition and purify the blood. SOLDIER DOVS COLONIZE. They Propnro to Enter Oklahoma With tlio Flan t Pull Must. About a score of veterans and several marines assembled at the G. A. n. hall on Douglas strept , last night , for the purpose of devising u form of pre-empting claims In the Oklahoma territory. Aftar an informal lovce H , H. Klrby was uiado chairman and J. P. Henderson secretary. Attorney Munn presented a profile of the territory and also a form , in law known as power of attorney , through which the old soldiers are entitled to lllo their claim papers by proxy. It was finally decided to appoint n committee of live to meet at the Merchants' National bank , room 001 , at 10 o'clock ' this forenoon , before which all old soldiers ) p.ft'ut ! appear and vest tboir right , byAeluKating the power of attor ney , in ona of the committee , to bo so desig nated , the latter to go In udvanco of the van. with necessary papers , and bo at the land ofilco whr > n it Is formally opened. The fol lowing was appointed on the committee : D. O. Clemants , J. O. Cuming. T. J3. Munn , J , P. Henderson and Harry Garner. It was decided that the individual appointed nttor- noy-m-fact should louvo Oiauua to-morrow morning , and bo provided with a horse and saddle , and , upon arriving at the verge of the territory to put spurs to his stood and be among the Ilrst of the boomers oa tha spot. It was also decided to colonlzo In a territory near Fort Reno aad along the north fork of tlio Canadian , AS SPIES. The Council Committed Inquiring Into tlio Practice. The committee , consisting of Messrs. ICas- par , Davis , Lowry , Shrivor uud Snyuor , ap pointed by the council to Investigate the methods of the police force , convened at the council chamber. The Ilrst witness called was Jailor Bcbout , whu was examined by Chairman Kaapur. Ho testified that when parties were arrested they were always tried as soon as witnesses could be proujred , and that all prisoners confined in the city lull were furnisnod with two meals a day. Also , that when a prisoner is brought in jail drunk , ho Is kipt there until ho Is soour uoforo gong | cm trial , ami that all moneys taken from prisoners is kept by the jailor until the party arrested l convicted or released. When a prlsonor Is released on bonds before trial , the release If upon the Instructions of the chief , the Judge or 0119 of the police captains. Patrick Havcy , the night jailor , testified in substance to about what Bcbout had sworn to. Ho said that all prisoners ar rested ou a charge of "suspicious characters" were not convicted , but often proven ijuitloss nnd released. The jail docket was also ex amined , but nothing startling was discov ered. ered.William William Hudson , police ofiicer , testified that there is a law against gambling. Didn't know of any games going on now , but had no doubt there wore some in progress. When ou special duty , looking into tlio sa loon business , policemen wnro instructed to buy drinks at all places they could get in if possible. This was to sco If the law was being - ing obeyed. This was on t ho Sunday par ticularly. They were instructed to do this by u superior ofllcor. If they spend any money in this work they are reimbursed by the chief. "Wo always wear our stars. " said ho , "but do not display thorn. Wo do not wear ouruniforms when doing such duty. Wo don't make any arrests then. Wo take the names of the offenders. I did not repre sent that my wife was slcn when I got a drink at Hajooks , 1333 South Thirteenth street. I simply asked for a drink and got it. There was a lot of Bohemians there drinking beor. This was on Sunday. Wo watch drug stores just the same. I got drinks the Sunday I was on- special duty at Rothcry's saloon , Hanson & Jensen's , 503 North Fourteenth street , at Hajeck's und at 113 South Tench street. Uothory was acquitted , tlio other cases are pending , I think. I spunt $1.70 that day , I make an arrest on an nvorngo of one in every four or flvo days , mostly for drunk enness and vagr.mcy. "How do you tell a vagrant ? " "By questioning and watching him. Wo don't often go wrong on those fellows their actions generally give them away. " "What is a vagrant ? " "A follow who sleeps In box-cars , hallways and that sort of it thing. " "What Is a suspicious character ? " "A man who is soon loitering around bunt- ness houses , and watching people , and ono who can give no good explanation of his busi ness or Identity. " The examination was adjourned to 2 o'clock. Dotcctivo Vaughn , of the police depart ment , was the Ilrst witness called by the police investigating committee in the after noon. Ho defined Ills duties as bolug the detection of confidence men iti particular , and the various violators of the law In general - oral , Ho did all h's ' special work under the direction of bis chief. Ho expreMca n will- ingncss to furnish the committee- any information in his power , but declined to answer any questions that would Interfere with his work as a dctoctivo or. , make public any of the plans which ho Imd'ln ' mind. Tlio committee did not seem disposed to press an examination tf Mr. Vaughn's career and dismissed him. < > V. M. Ellis of th6 < tnountcd police , was called by the committee. ' The witness tostl- lled that bo bad done snino special work dis guised as a private citizen , espe cially In looking out for viola tors of the liquor law , Ho reported eight cases oT saloonkeepers selling liquor between inlarilglit and 4 a. m. Ho claimed that ho had not resorted to any subterfuge - torfugo to obtain drltiks in the saloons dur ing the hours prohibit ( id , but wont into the saloons and asked f or sv drink. If ho got it ho inado a note of the /act and reported it to the polico. If ho was refused a drink ho loft without moro ado. Ellis' side partnor.OW. H. Sheep , of the mounted police , was then called. While Ofllcor Snoop was on the stand Mr. Hartman , of the lire and police commission , stated the position of the commission on the investigation. Ho said the comiulwlon was willing and ready to assist the committee and the council In Investigating charges against any member of the police force or any ofllcial under the direction of tbo fire and police commission , and if any wrong was shown against any such ofiicer the commis sion would certainly dismiss him. As to the matter of sending ofllcors on special duty , disguised as private citizens , Mr. Hartinuu hold that that was a branch of tlio police work that could not be dispensed with. The cnlof has a rlghtto do It. "You can't catch a thief by announcing your coming and in tentions by a parade of blue cloth and brass buttons. If wo can't catch violators of the law in policemen's uniforms wo must go after them disguised us private citizens. " A general consultation followed between the members of the committee uud the com mission , during which U was agreed that u 3ertaln other matter , upon which the two jodios had hold some discussion , should not. tor the good of the police force and the good government of the city , bo inado public. Resuming the taking of testimony , Coun cilman ICaspar astccd Officer Sheep If ho did not know it was against the law for him to : > crsuado others to break the law , as ho was reported to have done in coaxing Mr. Hub- jurd to shako dice with him for monov. The witness admitted that ho did. In reply to a question by Mr. Davis , Mr. Sheep admitted that ho had seen beer sold in the sporting nouses and did not report it because ho was not on duty at the time. After a further examination amination of the witness on unimportant joints , ho was excused , and , in the absence ] f other witnesses , an adjournment was taken until 9:30 : o'clock Wednesday morning. The most common causp of sickness among1 children is disordered bowels' Something to open the bowels and tone up the stomach is usually all that is re quired. Ono dose of St. Patrick's Pills will always euro. They are safe in all cases. They are small , sugar-coated , easily taken , and contain no Injurious substance whatever. For sale by all druggists. A Butcher Dlsannenrs. "Closed by creditors , Paul Stoln , consta ble , " is the legend on the door of the butcher shop ut 110 North Twelfth street , until re cently conducted by John Schmidt. Tlio location was considered n good ono and Schmidt was thought to be making money. Some months ago , however , ho became enamored of a cypriun in a house of 111-shupo on Ninth street und married her. Ho found her nn expensive luxury , so much so that his shop receipts wore Inadequate to the require ments of her style of living. Schmidt ran in debt hcavilv and as a result was forced to suspend. Some weeusugo ho sold his wlfo his driving horse and then mortgaged the animal to FOFK , the druggist , on Capital avenue and Twelfth street , for$00. Schmidt got an inkling on Sunday that his creditors were going to force a settlement and , fearing trouble over his shoddv transaction with Mr. Fogg , skipped out. Ho is supposed to have gone to Oklahoma. The rosy freshness , and a volyoty eoftncBS of the skin is invariably ob tained bv those who use Po/.zonl's Com plexion Powder , > * Otslof Visits On I of. An Omaha chief , named Elca Horn Cap , visited Judge Berlin yesterday and gave him some pointers as to the way justice Is admin istrated on the Omaha reservation. The chief proudly exhibited a certificate from the superintendent of Indian affairs setting forth his virtues ns a good Indian chief and n friend of the whlto man , A foot note on the certificate was in very bad English and read "plcuso to gob this man 25o or fifty cents. " Pears' soap secures a beautiful com plexion. Ilun flown , When Fred. H. Smith , the architect , stopped off tbo street cur on Sixteenth near Webster , a horse driven at a furious rate , struck him , knocked him down and run over him. The driver of the buggy did net stop to sco what mischief he had done , but Eby.-pAffJ CURES PERMANENTLY BACKACHE , HEADACHE AND TOOTHACHE. CURES PERMANENTLY ALL ACHES. AT Dnuaoiai * AND THE CHARLES A. VOCEIEII CO. , B ltlmor , whipped his horse into a run and dashed off at a furious pace. Smith was carried sense less into VVhitchouso's drug store , where It was discovered that ho had suffered severe cuts on the head , hip and ankle. Ho also sustained concussion of the brain , and his condition was found to bo a dangerous ono. Ho received nronor medical attention , and Sunday oven lug had partiallv recovered con sciousness and was pronounced out of dan ger. Yesterday morning ho was still iu n somewhat dazed condition. Dr. Gluck eye and oar , Barker bile. A Popular Onptaln. Captain Cormack's manly breast is adorned with a now police star that is a beauty. It is the regulation size , the rim being of solid silver , enclosing a solid gold star on which Is engraved the captain's namo. It was pre sented by Kdholm & Aikou. A New Train. The connecting link between Ne braska and Kansas has just boon placed in service by the Union Pacific railway. This train leaves Council Bluffs daily'tit 4:45 : a. m. ; leaves Omaha nt 6:05 : a. m. , and runs through without change to Manhattan , Kan. , making direct con nections there with the Kansas division of the Union Pacific railway for all points tn Kansas and Colorado wobt- bound , and for Topeka , Lawrence , Kan sas City and points cast ana bouth via Kansas City. Returning , train leaves Manhattan nt 2:25 : p. m. ; arriving nt Beatrice at 0:25 : p. in. , Lincoln nt 7:50 : p. in. , and Omaha at 11:20 : p. in. , Coun cil Bluffs ll40 ! p. in. , making direct connection with Kansas division trains from Kansas City , Lawrence , Topeka nnd the cast , and from Denver , Salina , Abeline and all points west , enabling passengers to visit the principal points in Kansas and Nebraska in the shortest possible timo. Thcjo trains have first- class equipment , consisting of smoking cars and first-class day coaches of the latest pattern. The now train will fill n long felt want , and is bound to bo popular. , napped by Ilnnp. John Heine , a good-natured German , np- pcarod before Judge I3erka .yesterday after noon charged with having boon drunk. Ho told a story of how lie had been assaulted by Felix Haap on South Fortieth street nnd se verely pounded. A warrant was issued for Uaup's arrest. KEKPiNG FI/UMIHDHS AWAY. The Union Warns JJrothcr Workmen to Itcinniii in the Enst. Up to last accounts the master plumbers bad taken no positive stand in favor of lock ing out their employes. The latter , however , ore satisfied that they propose to do something to annoy them , cspo < ciallyin the way of advertising for non. \ \ union plumbers abroad. To undo "J the effect such advertising- would undoubtedly have upon eastern plumbers the Journeymen Plumbers' association has sent n statement of the condition of the trade In tlio city , to the most widely circulated papers in all of the large towns of the country. The state is to bo inserted M an advertisement. Coal tar for sale by the single barrel or in car load lots. Address Sioux Crrv GAS LIGHT Co. , Sioux City , la. Hill JtYounu's LOSH , The Insurance adjusters are busy figuring the loss on Hill & Young's stock , caused by the lire of Saturday night. The loss is greater than was at llrst supposed , and will bo about $ .13,000. The insurance nmouuts to ? 30,000 , and is distributed among the follow ing companies : City of London $1-IS5 Gcrmanla , , , , . . . 3,000 Louisville Underwriters 1,435 Urltish Amerjc.in 3470 Spring Garden ] 480 Merchants' 8,000 Manufacturers' and Iluildors'N. Y , . . . 2.055 Standard , Now York IjCOU yratm iuoo , Granlto State , , . 2,400 Western Home 1,000 Now Hampahiie , . . , aOCO Hockfora 2,000 New Windsor Hotel , Konrnoy , Nob. , has opened under now management , refitted nnd refurnished. First-class nccommodatimiH for travel ing mon. Two minutes walk from Bqr- iington and U. P. dopotH. A. ST. JUJ.JKN , Prop. With Paternity , Wesley M. Craig was arrested this after noon and nrraignei ) bo/orp Juilgu pgann oa complaint of Miss Juno Kenny , who charges him with being the /athor of her offspring. Craig works in tlio IgcomoUvo department at the Unlou Pacific nlioi > 2. CREAMmacrons macrons EXTRACTS NATURAL FRUIT FUVORS TTfdvy | the United StMei Government. Endorsed hy the heads of the Great nTerstw 1 ul'ilc ' ' . ' "J Auab'fts , an the blroueest , 1'ure.t nnd most Healthful. T > r. ITlce' . Cre.ni L'U ' ° Vtf" do" not contain Ainmoola , time or Alum , fir , Trice' * Dellclom PlavorlncKv ( 'anllla1I.eiuouOraneeAlmondKoiieetc.doiiotcouUlaroUououiOU c < rCbenjtcaji PRICE BAKING POWDER CO. . W.wYork. Chlcngo. m. touli.