Omaha daily bee. (Omaha [Neb.]) 187?-1922, February 25, 1889, Page 5, Image 5
B. THE OMAHA DAILY BEE : MONDAY , FEBRUARY 25. 1889. THE COMMERCIAL TRAVELER , Rov. Harsha'B Sermon to the Omaha Dnimmora. "HE WALKS IN CROOKED PATHS , " Hloquent Tribute An to the linn * cjtiot A Sermon on Card IMnJ"- ItiK OHO Man'n ICxpcrl- cnoc Sn A Sermon to Travel CM. Last night , nttllo Frsl Baptist church , Jtlcv. W. J. Ilnrsha preached to travel ing men from the text : "Tho travelers xvallcod through crooked paths. " Juoges C:0. : You will ugrco with mo that It is ono thing to travel for pleasure and quite nnother thing to have a "territory" be fore you and a "house" behind you. It IB easy enough to loll about Paris with your kid-gloved hands In the pocket of a summer overcoat , or to lean over the Bide of the lllnlto and watch the creep ing tide of the Adriatic. Muny a young fellow has done that with soft lianas mid n full stomaoh whiles their fathers or mothers , or both , wore working nwny hard enough on Iho farm or lohind the counter. They thought they were giv ing their boy n liberal education and the thought made them happy. Hut you are not such travelers as that. You have hard hods , and hasty meals , and Midden calls. You nc'cd to watch the time cards and make all the time you can. On , I know very well that you have no easy job. The old proverb was : "Tho rolling stone gathers no moss. " Tills w.is supposed to bo an infallible business maximum. But ono a partner in u certain house , whoso busineg" was Bomowhat run down , proposed to go out and visit the customers and see what ho couhl'do to induce them to buy. Ilithor- to merchants had resorted to the cities in the spring and fall tobuj their stock. But from that partner's venture the tvholc occupation of the commercial traveler haa resulted , and now it is the stone that rolls Iho farthest and the shrewdest that gathers the most moss. Solomon , though the wisest of men , was fond of reminding men to stay at homo. Twice in his proverbs he gives this saying : "So shall thy poverty como as ono that travcloth. " But in Job's dny there seems to have been a class of traveling men who made money in the sale of linen and purple goods. For the patriarch boasts that ho had the pleasure of welcoming them to his home , merchant princes though they wore , ho bought of them ricliBtulTd. His children were dressed in some of them when the house fell down and crushed them in their revel. In Matthew's parable wo hear of a traveling man , though in this case ho was probably only ono of the peddlers who In the olden times used to unlade their weary and sore shoulders at the villager's door. Eight times in the book of Eccleslastos docs Solomon draw warn ing from your occupation , for there scorns to have been some unsuccessful men in your business then , and the bur den of it all is , "Riches perish by evil traveling. " The Midianites wore the great itiner ant merchantmen in olden times. Ono of the vivid pictures ot my childhood is that of a company of thorn I used to see in the family bible. They wore a shrewd Bet , and in the center of the company Btnnds a triangular-faced camel most hideous to loolc upon. I never think of traveling men without having that face rise before mo though fear you will not think that very complimentary. But such is the permanence of child hood's impressions. Well it was to u company of the Midinnitish merchant men , you remember , that poor little Joseph was sold. They happened to bo passing that way on a business trip , and the cruel brothers took the lud out of the pit and sold him to them at'a ' bar gain. Doubtless they made a very fair profit when they resold the same boy to Potiphar in Egypt , and they never once dreamed that they wore only agents of God in the whole transaction. Bo it is that yon may bo carrying out God's purpose without knowing it. His eye is upon you , and ho can make even the wrath of man praise him. The Canaanitca , also , were traveling salesmen. Their very uamo denotes * 'slirowd sellers , " and in those old days the Phoenicians traveled by sea , while the Canaanitcs took route upon the land. I cannot stop to toll you with any minuteness how Ohribt compared the Jtingdoni of heaven to a man ' 'traveling into a far country.- " and to a merchant man whoso business it was to go about tho. country seeking goodly pearls. And I can only throw out the hint to you that-Paul was the greatest com mercial traveler who over lived , for everywhere ho wont ho made tents and nwhings and sold them , albeit ho car ried along also , a knowledge of the Saviour's iovo. My text says that in Deborah's day the "travelers walked in crooked ways. " I have chosen those wordsbc- cause I am afraid they are only too des criptive of the temptation before your foot. Ono crooked path is deceit. You arc to BO 11 all the goods you can , \vhothcr the buyer needs thorn or not. As f understand * it , you are ex pected to loolr out for the customer's commercial rating. By fair means or foul you tire to get the goods onto him , nnd then if you can slip in certain items ho .did not order , without Doing fletected , you are all the raoro valuable. Now I call this deceit. 1 say it is a breaking of the golden "rule. You huvo' no right to swamp a man through his ignorance of the state of trade , or of Iho quality of goods you have to offer. I was told by a traveling man of his un willingness to sell a certain kind of machine to farmers * because ho had to deceive thorn to make thorn take it ; and Hnally he got his house to give up the sale of that particular machine though there was mutiny in It. I call thatu noble action on his part. Another crooked path your foot are npt to trot in ifj swearing. I know how prone your oluss is to this and I wonder at it. To take God's name in vain , and especially to profane the dear name ol our Lord and MiiHtor who died to nave us all , is as useless as it la ungentlemanly - manly , as needless as it is sinful. "God Will not hold him guiltless that takcth Ills name in vain , " Then thcio ie Sabbath-breaking. You very seldom pause to think that traveling on that day , or making a sale or two is a elircot breaking of ( Jod'u fourth command. You remember there were men once who gold oxen and doves in the temple nnd Jesus made a whip of small cords nud drove thorn all out. Do you think lie will bn more likely to overlook your dcsowitlon of Ills holy day than lie was to ignore their desecration of the lioly place ? I cannot pause to spoalc particularly of intemperance , impurity nnd gambling as crooked paths. Oor- tninly they are such. And hoA' many good follows of your class have boon ruined in them. This last euinuiur I went along : beside Lake Avormus nnd I saw the dark caverns where the an cients located the entrance to hell , Hut I am sure the paths I have men tioned arc more dark and deadly than any 1 saw on that classic old Italian spot. I know you are jwrticularly apt to fall Into thcjo evil ways because o ! your very occupation. The Indians have a saying that it takes a stupid mar to follow a straight trail- They mean by that that bravo and independent fol lows arc apt to bo led by their very im petuosity to try now and dangerous routes. So I think your very alertness your good fellowship , above all youi loneliness when night comes in ono o these little western hotels , these thing ! are all the peculiar causes of what sins you commit. Old Standing Bear , the wise old Ponca chief said te mo ono day out there at ' the fort , " 'When I was c young man I thought I couli llnd a bolter trail through the woods than my fathers had taken. But when ever I left the beaten track I found the rocks sharper , the thorns thicker ani the brush denser , nnd I was glad to col hack to the way my fathers had trod , The old trail is best. " And ho was right. Crooked paths may bo plcasurn- bio forascnbon , but the straight olt wav through the world to God is the 'best after all. I want , In closing , te point you to a traveling man who made a wise remark. His name was Jacob. When ho wont out from Ills father's house to seek his fortune ho lighted upon n certain place and there slept In his visions ho saw u ladder stretch ing up to heaven , with angels ascend ing and descending on it. In the morn ing ho made this compact with God ; "If thou wilt bo with mo , and will kooi me in this way that 1 go , then shall the Lorel bo my God. " I ask you all tc make the same compact. Test God's mercy. Rely upon His promise. Tr.kc Christ to bo your saviour and Ho will keep you in all your journcyings. Prom the Hills. \V. C. Patrick , representing McCorel Brady & Co. in the Black Hills , came in from his Deadwood headquarters , Besides disclosing to a reporter of Till- 13ii : : a vast fund of information on the necessities of the Hills in a grocery way , Mr. Patrick graphically described the now process of rcetucing refractory ores into a valuable exchange for far greater supplies of commodities than nis house is tlioro to furnish. "Two years ago , " said he , "I carried McCord , Braay & Co.'s ' samples into the Hills , and at that time I don't think that 1 per cent of the trade of that territory came to this town , but now fully one-half of the heavy grocery business of the Hills is handled by Omaha merchants. This is largely duo to the fact that to-day there is no railroad discrimination against us. The rate from Chicago and other eastern points to my country is the sum of the local to the Missouri river and that of the local west of the river , so that on less than carload ship ments at least we have the advantage of the car load toll to our Missouri river locations as compared with the less than car load rate from the eastern point. Chicago for instance , to the Missouri. " "What is there in this new method ot treating ores that hitherto have proved obstinate ? " "Well , there are mountains of low grade ores that can not be subjected to the stamp , but which can bo ground up , put into egg-shaped cylinders and roasted to liquid form. This liquid is poured into vats and cooled preparatory to its deposit in largo tubs , where the presence of chlorides effects a separa tion of the valuable and valueless mat ter , and at this stage the old methods are resorted to. This leaching has brought about the building of narrow gauge railroads from Dead wood to Lead City and from the now process works at Dehdwood to Ruby , whore most of the refractory ore is obtained. The former line will bo operated iin May and tholat- tor some lime this year. It might also bo mentioned that the B. & M. is con structing an extension from Alliance to the now coal Holds. " The eyes of the handsome traveling man which had covered the reporter with an animated light ia keeping with his rapid summary of the advantages of Southwestern Dakota as an auxiliary of Omaha's great northwest commerce now seemed to introspect the recorded observations of many years of travel and experience. "Can I think of anything else of in terest for the commercial page ? O , yes , but I am convinced that I have said enough to warrant the conclusion that groceries will bo in brisk demand in my country , as well as commodities classified in other lines. " Gambling Travelers. . An Omaha traveler .addresses his comrades as follows : It is with deep re gret that I see the habit of card play ing getting a firm hold on the traveling men , and this habit is often indulged in at a sacrifice of time which should bo devoted to business. I will give one in stance , and who of us but have seen tins repeated many times ovcrV A few days ago the writer was sitting in the hotel of a Nebraska town en gaged in writing when a number of traveling men entered. Having just arrived in the town , they had hardly had time to register when ono of the number proposed they have a game of high live , and a four handed game was at once made up. This was U o'clock in the afternoon. I loft there at 11 o'clock that night ami the game was still on , they having stopped only long enough to cat supper , and not ono of them had been out to call on his customers. Now , boy& , I will leave it to your impar tial judgment. Is it right to thus spend the time that should be devoted to busi ness ? IB that what wo draw our salaries for ? The flims wo represent expect tlmtwo will spend our time in trying to make sales , and not in card playing , and just in the proportion tlmtwo nuulo our Borvie'os valuable to our firms , can we expect to receive higher salaries. This can be accomplished only by giv ing our time and study to our business. So.froin ; a financial standpoint wo can not afford to play cards , and while wo may not all have thu same religious views , lot us huvo respect for the Sab bath , and not spend the duy in card playing. It is needless to say , wo could give thu names of a good many salesmen who have tukon their own lives after losing their own and boino of the firm's money ut the card table , and this was not ilono in a gambling dea , hut in a game with oilier traveling men who should have bcun their friends. There is also another view to take of ( his mat ter , which is of far greater importance than tlio lo.s of time nnd money. Card playing is hut-another of thu many traps which the devil lias sot to catch the soul * of men , and can wo afford to sacri fice our immortal souls through this in dulgence of hublt ? Follow travelers , in it not lime to call a halt ? Brace up ! Attend to business and bo honest and true to yourselves. DiiHlnetK mill I'loiiHui-e. D. M. Jay , of Turner & Jay , whole- bale hats and caps , has returned from a seven weeks' business and pleasure trip extending to the Pauiflu const. Mr. Jay traveled over the Oregon Short line and it was In the way-towns of Idaho nnd Oregon , ns well as at point ! in Washington territory , and In Port land that ho made efforts to place his goods and to ascertain the trade possi billtics for hid Omaha houso. Thai these efforts were successful the ship ping clerks who are now packing nne1 forwarding largo consignments for the north western territory aroablo to voucl and the junior partner is sc well satisfied that n profitable busi ness can bo conducted by bis house in that part of the country thai lie will repeat his venture , with the as surance that the tentative tenor of his former trip has rcsolvoel itself into the certainty of profit. Soft felt hats found most favor with the minors of the lulls of Idaho and the farmers of the fertile region at the farther end of the route , where n failure of crop is unknown. Finishing up the houses of Portland Mr. .lfiy look advantage of his proxim ity to San Francisco nnd sailed to the latter point. There ho familiarized hllnsolf with the Joss houses and opium dens of Chinatown , the beauties ol Woodward's gardens nnd Golden Gate park , and sifted the glorious Pacific ocean air through his lungs , with Cllfl house as a point of vantage , in rapt con templation of the seals sporting on the rocks but n short stage on 'the journo.v to China distant. lie says that a grlf car ride in the Gold City' is almost at exhilarating as is the burst on tt Twentieth street after the ascension ol Dodge street. As tn the limuinet. A commercial man writes from Wcop- ing Water : "Referring to the article in las-t Monday's BKK in regard to the pro posed traveling men's demonstration late in the summer , I would like to say a word or two. I am a sincere and thor ough advocate of the practice of bring ing customers , jobbers nnd commercial men together and think it does an im mense amount of good , but there is one thing in the proposed programme that could not pass off quite smoothly , and that is the banquet. Everyone knows it requires in admirable amount of tact and experience to conduct a banquet of oven 1-50 or 'MO guests. There would bo fully a thousand hungry souls on that day to bo refreshed anil the Coliseum would bo the only building in town that could be used. I have talked with a number of the boys nud they think about the samo. "Wo don't want to do anything wo can't make a complete success. Lotuslicav from the boys. " Experience. Tom White contributes the following : "Yes"said the drummer , "I don't want to boat you , " and ho handed back 50 cents which the clerk had given him by mistake. "I am strickly honest and have had experience enough to make tears come into your eyes if you will allow mo to relate it. "Go on"said the clerk , and the drummer resumed as follows : "Twelve years ago when I was but sixteen , I began working in a bank and in four months after I was detected in stealing money from the till nnd sent to jail for live years. Shortly after I wont to jail my mother died of grief over ray action and my father began drinking and in two years after my mother died he had committed suicide by shooting himself in the ) head with a revolver. Now if this isn't enough ex perience to teach a man to be honest what is ? * An Eloquent Tribtitu. The Stuart Lodger says of the late Col. H. C. Loborman whoso death was noticed in last Monday's BISK : The an nouncement that ho is dead \vill cause lament and poignant sorrow among his wide circle of friends and men with whom ho had business relations. Yea , many a silent tear will bo dropped for the courteous , handsome and gentle dis- positioned salesman , who will never more greet his customers with a cordial handshake or exhibit his samples. His life was as gentle as a Hesperian wind , as unclouded as a summer sky , as spot less as ana devoid of harm as a child's. Ho loft a comfortable homo , the sun light of which was a wife and child. He lived for his family , which ho hon ored and revered and never lost an op portunity to speak words in their praise. Peace to his ashes in the rest - nil , eternal sleep. A rtlylit to Cliooso. A commercial traveler awoke from a sound slumber to find a mosquitq buz zing about his head in the darkness. Heat at once arose , lighted the gas , and seiz ing the bolster from .the bed , ha struck vigorously at the little insect , exclaim ing : "Ah , you pest , but I'll have your life ! " "You are a very inconsistent man , upon my word ! " replied the mos quito from his purch on the ceiling. "How ? " "Why. you have been bitten in twenty places by the bugs , and yet you pay thom no hoed. " "Yes , but every man has a right to choose what nuisance he will put up with. Take that you rascal ! " Moral : If the citizen chooses to ex cuse the piano pounding on the right and poison the barking dog on the loft no one can gainsay him. Detroit Free Press. The Author Mud. The Montreal Trade Bulletin relates an amusing and instructive experience in trade circles in that city at the close of last year. A largo wholesale house sent n note to a buyer for another firm stating the writer was sorry ho had not in stock a suitable present for the wife of the party addressed , and bogged her acceptance of $10 , to bo spent as she might prefer. The note was shown a rival establishment , and brought out another $10. This revealed to the fortu nate buyer the existence of still greater possibilities , and lie made the rounds , with the result.of gaining enough to bo able to purchase for his wife a complete new outfit , including a sealskin cloak. And the author of this good fortune "was mud" when ho heard of it. s National Bankrupt Imw. The associated wholesale grocers of St. Louis have sent out invitations to the various boards of trade and commer cial exchanges ot the country asking them to bund delegates to a national convention of the representatives of commercial bodies in the United States , to bo hold at St. Louis , February 28 , 1839 , to formulate and present to con gress an equitable bankrupt act. which will secure protection to the honest merchant , intlict punishment on the dishonest merchant , and establish u uniform system for the collodion , pres ervation and pro rata distribution of thu estates of insolvents at u minimum cost. SninplcH. Jainca M. Brown , with George T. Brown , Now York , waJ on the streets. K. French , representing the Soldon Axle works , of Wllkosbarro , Pa. , was in the city. Will U. Hitter , of the Winona Imple ment company , was doing the Missouri Paclllu lust week. F. Wiltso , of the Excelsior Furniture company , of Ilootcford , 111. , was another Omaha visitor last week. T. J. Rittonhousa , secretary and treasurer of. the Cooley Morrison F. M. association , of .Cpmiorsvlllo , lud. , was in the city. Tom J. Huleto'n returned from his western trip to Dc'riyer , Salt Lake nm other western points , nnd reports busi ness good. > Mr. E. Chilbcrg , of Chicago , representing sonting the Thompson-Houston Electric company , was in the city hustling aflot Iho motor company , Tlioro is something in this world lhn ( is ns sure hs death and taxes. Tim something in Lnnlus. When you don'1 see him around lit tlio proper time you may just as well commence to wear mourning for the dead. William Carney , the North Plnttc man for the Winona Implement com pany , was doing thoHrokon Bow branch last week. The shipping clerk always complains of too much work when Car ney is hustling. You wouldn't think ho was Irish by his name , would you' ; Well ho is. Among the many traveling men on the Stromsburg branch this week we caught the following : Arthur Alien , D. S. Spier , K. B. Randolph , Jlmmio Horrlck , Star Plug Whiting- . C. Lyon , Gcorgo W. Duncan. Robert F. Lytlo , C. R. Stephens , E. L. Dean , II. E. Klein , Ed Lonnord. Sixteen got off nt Stromsburg Wednesday afternoon and six Thursday , nnd the boys are rustling if trndo is light. The Stuart Ledger says : C. O. Lcako , represent ! n g _ II. M. & S. W. Jones , wholesale stationers of Omaha , spent Sunday in town. Mr. L. , al though a young man , is an old timer of north Nebraska. In 1S7IJ ho taught school nt Pishollvillo , the then frontier settlement in western Knox county , on the Niobrara river. Ho was the foun der of the Nollgh Advocate , which ho established in 1880. He is a rustler and a pleasing and entertaining gentle man withal. At the Mlllard : J. E. Spears , of Now York ; H. II. Spencer , Ogdcn ; C. S. Blackmail , Chicago ; Wnltos Woolott , Kansas City ; Yictor Saul , Cleveland ; David Fox , Now York ; Eugene Arn- hoim , Now York ; Max Solmalzor , New York ; L. II. Varnev , Chicago ; C. L. IIonsor Lincoln ; Frank E. Folcy , Chicago cage ; Gcorgo W. Skinner , Chicago. At the Paxton : John Rex , Chicago ; W. M. Young , St. Louis ; S. H. Root , Boston ; E. W. Pease , St. Paul ; L. M. Falk , Chicago ; Henry Meyading , Min neapolis ; G. L. Palmer , Burlington , la. ; Henry M. Martin , John D. Brooks , Al bany , N. Y. ; W.S. Achcson , Now York ; J. A. Lower , Chicago ; J. Luck , Phila delphia ; William Cox , Philadelphia ; John A. Woman , Boston. At the Murray : R. Eiseman , Chicago ; B. A. Crell , Chicago ; Georcro A. Hill , Chicago ; W. H. Hale. Boslon ; T. W. Murphy , Chicago ; G. H. Eastman , Now York : John D. Repelo , New York ; W. D. Adams , Chicago ; L. A. Saaliicld , Ncnr York ; L. Mayer , St. Louis ; E. R. Fuller , New York ; M. L. Ilnlton , New York ; S. L. Walker , Chicago ; C. R. Hoffman , Chicago ; H. M. Bribou , San Francisco. , OhVlint n'h' Awful firenth ! There Is nothing1 moro healthful than onions. The trouble Is that persons arc afraid to cat thcra. Decauso they make the breath unfragranty But there Is a less fra grant breath than ttiat freighted with onions. Wo mean' the breath of a person with a foul stomach ; Take him away ! wo inwardly cry whcn"ne whispers in our ear. "Do see that your breath is puro- Take a few BiiANDitETii's Pru.s tmd regulate your liver , stomach ana bowe and your breath will bo ' sweet. TUB JNSUnA'jfCE QUESTION. DIr. Palmer Epresson His Views nml OpInioiiH Thereon. OMAUA , Neb. , Feb. 23. To the Editor of Tins BEE : It is no presumption on my part to assume that Tun OMAHA 13En , with its powerful influence , is ready at all times to defend , protect and foster that which is good and beneficial , ollko to Omaha Interests and the great state of Nebraska. Knowing this to bo true , I beg for a moment to call your attention to the question of insurance legislation now pending in the Nebraska legislature. Par ticularly to the valued policy law. senate file No. 0 , the bill to compel companies to pay taxes on the gross receipts ( no reduction for cancellation * , return premiums or losses paid ) , and a bill compelling insurance com panies to pay a 2 per cent tax to sup port fire departments without regard to how good or effective the organization may bo. Few people in Nebraska understand the commercial importance of insurance protection. Yory few of our citizens , farm ers , merchants , or anybody else , who own , property , carry their own rlsKs. Our city and country merchants arc all required to carry a certain amount of reliable insurance on their stocks ; otherwise they cannot buy on credit. The farmer who secures a loan , and the enterprising citizen who puts .his shoulder to the wheel of prosperity , and builds the great buildings of this and other Nebraska cities , must protect his loans with insurance in eastern companies. Other wise these improvements c.innot bo made on borrowed capital. The fire Insurance com panies to-day stand behind every great en terprise. Not a prominent corporation west of the Missouri river is dointr business with out insurance protection. The railroad com panies insure their property. The farmer.with tub plain & > 00 homo.as well as the millionaire , seeks und pays for insurance protection. Moro than $200,000,000 foreign fire in surance capital is to-day liable for Nebraska losses. Tlio business man. merchant and farmer , realize fully the necessity and beuo- llcial results of reliable Ilro insurance. The great packing interests of South Omaha , Lincoln , Nebraska pity , Fremont nud other Nebraska towns caunot bo conducted with out good insurance pi election. Onollrmin South Omaha carries over fSOO.OOO worth of insurance , and tho. total line that could be curried by local companies , organized in this state , on this risk , would uot bo to oxccud 815,1)00. ) Snail wo drive away this foreign capital ) Can wo dp business and prosper without it ! Not wtli6ut | the fire waste can bo stopped. Moro than $130,000,000 of earn- lugs was totally destroyed by fire last year. Moro than half tills An in was replaced to the losers by the benetlciUl plan of ilro nsur- nnco ; the burden being distributed among the many , every insurer paying his poition of the loss. Should ) -wo crlppio an interest on which wo nro toinpellcd to depend for protection } Or , should wo , by Injudicious , vnd injurious legislation enact laws that tend to increase thtttoss ratio , or the cost of insurance ! If so , doi'wo ' uot rob ourselves } The problem of ( tire insurance Is easily solved by any buslu s man. Capitalists put in their money far.yntock , expecting divi dends ; the rooord oUio business nliowa by Bworn statements uijovory Insurance depart ment , reveals tho" fact that tlio general agency companies have made but very little money. No largo dividends huvo been paid ; the average dividend Is less than lu.por cent ; as a matter of fact the average dividend will not exceed H par cent. Tlio sirongojt Ilro In surance company doing business In Nebraska shows an avnrupo dividend of loss than B per cent. Wo huvo no watered block. The busi ness has been carefully und conscrva- : lvoiy managed.Tho ofllcors of nro Insurance companies generally nro pot speculators or stock gamblers. I'ticy nro of our most conservative business men. The plan la to give protection for the east amount of cash and to grow strong in Hibllc favor. Tins being true , wo arc en- ; itled to protection. The valued policy law , vas tirst conceived during the grungor fight n Wisconsin years ago. The fact that an nsurance company was a corporation was Uio principal argument , or ruthor the most otToctivo issue , conducive to its passage. For some time it waa ret-anled ns a dead letter. Then the statute wai icJtoJ In the courts und enforced. From Itiat day the loss ratio in Wisconsin has increased materially full 25 per cent. All legislation of this ktnct imts hnvo Its day. The public mind must bo edit catod. The law wai passed In Idaho , nnd th l > coplo there have been compelled to carrj their own Insurance. A similar bill , tliougl not hitii so utiu , called the Howlnnd law , wa pasietl in Ohio. Missouri has n statute passed during the Inst legislature , U | > oii UK same subject , but far less injurious than the Wisconsin Inw , of which senate Illo No. fl Introduced in the Nebraska legislature , Is n copy , except this senate fllo No. 3 include personal property , which is not covered b.\ nny valued policy law In force. The Now Hampshire legislature , during the hist SGI- slon , passed n valued policy law applying to reality , This was the straw that broka the camel's back. The disease seeniod to be spreading to the cast , nearer the center o Insurance capital , fho companies prompt ! } withdrew from the stnto , nnd resolved huro after to light thu question through the press and not with strong lobbies. They also re solved to tnkc similar action In any other suite adopting the same law. It was stated In the senate , when senate flic No. 3 was UIKHI Its passage , that the companies with drawing from Now Hnmpshlac had returned nnd were now doing business In that stnto. This Is not truo. The person making the statement was simply mistaken. Thu companies that withdrew from Now Hntiip shlro closed their agencies , have not opcnei them Hlnce , nnd nro not now writing bust ness there. The reason for this sovcro action on the part of the companies was because ol this fact Ilro Insurance statistics provo tnat the enactment of these valued policy has In creased Incendiarism. The Intention , of course , was to lessen It. The reverse Is the case. The linrnrd has been increased In Wis cousin from -10 to t > 3 per cent. We know that these laws do not remedy the evils of over Insurance. Wo know , too , that the Incen diary , In nlno eases out of ten , can secure over-insurance , und that the companies nrt powerless to pruvnnt it , and that in burning in nlno cases out of ten , ho destroys Ida neighbor's property. Ono party In Atclilson Kan. , to cash a remnant Block on which hu had 3,500 , insurance , burned ? 8itXXl : worth of property. An Instance li Lincoln , whom a photographer , foi ? 300 insurance , destroyed $10,030 worth of property , upon which the owners hud no Insurance. Do our business men wish to ba burned out ? Uo they wish to drive nwa.\ foreign capital ! To curry their own risks If so , pass the valued policy law. No honest man wants moro thr.n his policy contracts for. A policy of Insurance is to make goer the loss. If a dishonest adjuster Is disposed to take advantage of the Insurer , the courts stand rcad.v to protect him. Uut have we had any litigation worth mentioning ) How many cases can your readers cite where fair treatment has not been accorded to the in surer. There are some cases ; there are dis honest men ; some sharp adjusters ; but the day for sharp adjustments nud dlshonesi practices have passed. In fact adjustments not uiado on Bound business principles nrc the great exception , and not the rule. Competi tion and the necessity to secure n largo volume of busincs , in order to make anj money , tends to make insurance com panies liberal nnd less Inclined to take udvnntaco of nny technicalities. The strongest fire Insurance company doing business In this state , and tbo ono having the largest line of commercial buai ness , has never had a lawsuit in the stale , doing business horothirty years. Moro than one hundred of the leading business men of this city insurers to the .amount of moro than two millions and a half of dollars have signed u protest ngninst the passage of this bill. The farmers are not asking for it none of them want double Insurance , or r dollar more than ttio actual cash value ol their property. Our farmers want protection from the traveling solicitor , who tempts them to insure tor moro than the value ol ihelr property. Occasionally u farmer wants to secure a loan , and Is tempted to put a value on his buildings to give the mort gagor insurance protection. Ought this man to prollt by his misstatements i Are tue farmers so ignorant that they do not know the value of their own prop erty } No , they do not know the value , and ninety-nine out of 100 of them will not pay for ovcr-insuranco. They don't wont it. What they do want is honest treatment and prompt adjustments , and state protection against "wildcat" insurance. As for the las- bill , the proposition is exactly the same as it would be to tax the farmer for the price re ceived for every bushel of grain , or for every animal sold Irom his farm , without nny deductions ductions for the cost of the goods sold , or to tax the railroad company for every faro re ceived , for every dollar for freight , and al low them no reductions for the cost of run ning their trains or maintaing their road , or for the payment of employes. Is this riirhtl Should wo pay tax on gross premium receipts ? \Ve receive -5100 to-day , cancel the policy to-morrow , and pay back SKI. Should we pay the tax on 51 or S100. A tax on gross premium receipts at the same rate that all other personal prop erty is taxed , would bo a "gross1' outrage. I don't think the Nebraska legislature will veto for so unjust a measure. If we are to bo taxed for ilro departments there should bo BOIUO stipulation as to what constitutes a lire department. There should bo apparatus and men ready to work the machine. Neces sarily the tax to support Ilro departments will have to bo borne by the insuring public. It is not n business proposition to say that because wo are doing a fire insurance business wo should pay for the supression of lircs. Wo are in measure bonofittcd , but if there wore no fires , our occupation would bo gono. The ousinesj of lire insurance will be at an end when there are no losses by fire. Who would pay for protection then ! This entire qucst'on ' should bo treated fairly nnd with great consideration. Fire insurance is ono of the mainstays of our prosperity. At pres ent we cannot get along without it. Lot no personal animosities or personal grievances , no feeling that because a certain agent or ad juster has not boon perfectly fair tempt us to strike at an interest so thoroughly necessary to our prosperity. H. E. I'AI.MIJH. . What you need is a medicine which , is pure , olllciont. reliable. Such is Hood's Sarsajiarilla. It possesses pe culiar curative powers. THAT HUM ) ASYIJUM. A "Bee" Correspondent Trcnts of n Question of Vc-raclty. NniiitASKA CITV , Neb. , Feb. 2i.--To the Editor of Tim BHE : I notice In Tnc llnu of a recent date that Superintendent Wales nnd Profi Parmaleo deny the Interviews regard ing the condition ot the new blind asylum. That some of the statements made by the parties intervlnwed regarding alleged poor work were false I do not now doubt , but I reiterate that the interviews wore reported correctly , nnd I object to being accused of ulsrcprosnnlatiiin by a few cowardly sore- leads who are afraid to stand by their asser tions. The complaint ibout poor work done on the institute has been made oyor since work was begun , but little uttontion was paid to the natter. Several weeks ago a man named Kcdmnn , n carpenter who had been employed on the building , stated in the presence of Dr. Campbell , of this city , and Messrs. K. H. und 11. M. Miler ; that the building was poorly constructed ; that there were no anchors In the wall , etc. Dr. Camp , boll related the matter to General Van Wyck , and thu hitler gentleman suggested that Tin ; Uui ! representative bo asked to look into the matter and report it. The correspondent did so , nnd the llrst person asked regarding the nutter was Prof. P.irmaleewho was stopped at the corner of Central avenue and Sixth street. I told him about the report , und lie iskod that nothing bo said about It unless I got confirmation from other sources. Ho was oportcd correctly , his later statements to ho contrary notwithstanding , He suggested hut Wales bo seen , and that .gontlonun WIIH old about Redman's report , and ho pro nounced him u fool , Wales w.is asked no [ ucstions except his opinion regarding the apart , out was given rope , and ho decided to mng himself. The Interview was bent Tin : SICK almost verbatim , and the only error m ho whole business was the statement that Wales asked the board of public buildings to como and examine the work. They camu of heir own accord , and the assertion that Wales had also bean superintendent of the vood work of the public ! building bccms to bo a mistake also. The Rcnllomun saw his remarks in print , and immediately proceeded o deny them , when the department at Lin coln called hi in down. Paul Si'hiniko says but that the matter with Wales was Iho fact hat ho was an unsuccessful bidder for thu vork on the Institute. I despise u coward.ClUKI.KS ClUKI.KS COl'KNHAVUi : . No one should delay when they have a coutrh or cold , when a CO coni , bottle of Jtoelow's Positive Cure will promptly und Sjiifoly is tire them. Dollar hl/.o cheap est for family use or chronic cases. Goodman Drug Go. COUNT HERBERT BISMARCK , Ho Is the Ootmtorpnrt of the Iron Ohnncollor. FORCED TO EARN HIS SPURS The Stern School in Which the Boy Iicnrnctl to Un n Holiller A Itoinnncu In Ills lilfc. The Chancellor's Altrr Ken. Lnlo on the evening of the authors' ball , hold in the hall of the Central hotel , says i\ Berlin correspondent of the New York Tribune , a man entered who was soon the center of attraction. Ho was a giant in frame , standing fully six feet three inches in height. A heavy mustache covered his lip which would have been an ornament oven In the days when It was customary to speak of the beards of the Germans , and corresponding in blonde color to the luxuriant locks ot curly hair. His oycs were blue and projecting. Above them , two jutting eyebrows mot , lend ing the face an expression determined and llerco , His nose was straight , well- formed and prominent , his foruhund low nnd without that breadth which physiognomists require ns n feature of high intellectuality. But the chin was full of power. His bearing was soldierly and his dress suit lilted him with the faultlcssnoss of a Prussian uniform. People bowed before him , others hastened to pay n moro intimate and friendly greeting , and all turned to look at him. It was Count Herbert Bismarck , the oldest sou of tlio chan cellor. Hoccoivod Introductions which followed in n patronizing way , and showed an easy motion , the bear ing of an aristocrat. And yet ono did not resent it. The imperious manner seemed the natural ornament of a man gifted so remarkably by nature. Greatness came suddenly to Count Herbert Bismarck. A few years ago his name was rarely heard. People mooting him upon tlio street ( lid not know him Irom any other liuo-looking Gorman. Bui ho is to-day as much talked of as his father , and familiarly spoken of as "Bismarck No. 2. " In the promenades along the Linden , which is the mooburoof a Prussian statesman's popularity , ho attracts as many aight- bocrs ns a royal scion , and the greeting" are reverent nnd cordial. He will soon enter his fortieth year. lie studied at the gymnasium of Fraukfort-on-tlio- Main , where ho was uot particularly distinguished , and took no honors in tlio graduating class. He entered the First Dragoon Guards to servo his "year voluntary , " as it is called , and was soon after mustered into active service. For twelve months , despite the fact that ho was the Prussian min ister's son and the scion of so noble n house , ho remained A COMMON 1'UIVATE. "You see , " said Prince Bismarck , in speaking of this , "how little nepotism there is with us. Ho has not been nro- inbted , while others , who have not served one month , arc already ensigns. " But at the battle of Murs-la-Tour Uis regiment charged with brilliant success the overpowering numbers of the French ; ho displayed much bravery and was shot three times , being wounded in the thigh. He was found by his father in a farmyard , bleeding profusely , and was removed 'to the prince's headquarters at Pont a Mous- son. Soon after ho was created an ollicc-r and given sub-command of a company. The chancellor was extremely proud 'of the strength of Herbert , nnd often tells of a visit to his camp during the war and of finding the boy carrying a huge nig from the stable of a neighboring farmer. After the war Count Herbert entered the University of Berlin , and devoted himself to juristic branches. Subsn quontly ho wont to Bonn , where ho took his degree. As a student ho in herited the tastes of his father , and was a brilliant lighter in his corps. The marks of those conllicts ho still bears as a diploma of bravery upon his cheek. His beer-drinking records are fully as famous as those of the "toller Bis marck. " Upon graduation the count returned to Berlin and was at once attached to the Prussian embassy in Munich. In 1870 ho wont to Berlin in the same capacity Continuing , however , to act in a way ns his father's private secretary. In 1878 ho was assistant secretary to the congress of Berlin , nnd his statue , as such , ever stunds among the famous diplomats , in Berlin's Mine. Tussaud's. After serving with the Gorman embassies nt London and St. Petersburg , ho was son ) , as minister to The Hague , preliminary to his ap pointment , in May , 1885. as under secre tary of state for foreign affairs , nnd recently secretary of state , with the title of excellency. Thus in twelve years Count Bismarck has risen from the unimportant post of an attache to the highest position , save ono , in the gift of the German emperor. Such advancement has up to the pres ent time boon denied oven to princes ot the blood. This exception was natur ally duo to the nepotism of Prinoo Bis marck. The chancellor waited for sev eral years before deciding which of his boys should follow him. They were both secretaries in his ollico. But ho : inally decided upon Herbert us the moro capable of the two , and began his education. Prince Bismarck is opposed to di vulging state secrets to now and untried persons , and was desirous of having his ion in a position where ho could act ns iis mouthpiece , and this uppointmcntof Count Herbert was welcomed by the conservatives. His position is , next to the chancellor's , the greatest sinecure in the stale , bringing the holder 60.000 marks , together with n dwelling and additional iwrqutsltos. The prince him self has but fil.OOO , with the famous pal ace in tlio Williolnistrnsao. Young Bismarck has shown himself n Schonhntiscn in indcpemlonconndforce. Ho is as strong-willed and even 5IOUK OUSTIN'ATU THAN 1118 rATHKR , when once ho ha * tnkon a stand , lie is what the Germans cnll"schnoiiUg. " Ho is ambitious beyond measure , nnd It ia with deep regret Hint he learned of Ma father's declining the offered Uukodom. Ho prefers the title of duke to prince , which ho wllldoubllcps ono daybocomo , although nt present tlio title has not boon made hereditary , and ho ia simply count. Ilia Intluonco over the present emperor , however , is considerable , nnd it Is his dream that history may say ol him that ho waa to Hmporor Wil'llnm II. what his father was to Kuiporor William 1. Ho has long been on Intimate terms with the lm poror , who , ns prince , was ono of liij companion * . Often when riding out ho would salute young Bismarck with that familiarity which betrayed the re lations between them. That , too , is a result of the prince's far-seeing jwlicy. But the similarity In the characters ot the two has cemented their friendship , begun for political purposes. Count Herbert has long been a mem ber of the roiehstng , where I remember him chiully ns a silent listener , rather than an iuti\o piirtiuipant in the do- bates. Ho was a regular attendant , however , nnd was always treated with the respect which his name inspired. He sat near Count von Moltko , and the two became close friends. But his si lence was sphinx-like , For that reason the recent debate in the house where ho represented his father has been called his maiden speech. It was a sur prise to the largo audience which heard him. He stood at the corner of the min ister's bench , where his father had nl- wnys taken his stand. The words came slowly , just as with the older man. There was that same hesitation , which was akin to stainniering , and vet im pressed the listeners ns arising from Iho dilliculty of choice among many words , rather than from their naucity. "lllSMAltC'Iv. OVKU AOAIN'1 , could be heard , passed from lip to lip. It mtibt bo borne in mind that the prince made his maiden speech at about the same ago when a delegate to the cougrohs at Krfuri. liven tlio man nerisms of the younger man resembled those of the father , and they were not atlectcd. His voice has the same pitch , neither Ucop nor low , but resonant. Ha is not an orator und his periods are not rounded. Yet his speech , when read , was eloquent und abounded in illustra tions drawn from the literature of more lands than ono. Kveti the long lead pencil was held in his hand , which con stantly clutched at the bhirt.collar , as though endeavoring to loosen'it. And ho reached so often for the handker chief in the back pocket that onu waa reminded of the famous portrait of his father by Werner. Tlio applause was long nnd repented and the general opinion was that Bismarck tlio second had been understood. Count Herbert is unmarried. Several years ago he was the hero of an escap ade which made all Germany talk of him nnd nearly cost him career , inheri tance and name. While bitting at the table of a prominent composer ono evening , whore the dowager Princes Carolath-Bouthin was the guest of honor , 1113- neighbors asked if 1 know the story of Bismarck and the lucly'a daughter-in-law. "People in court cir cles. " she continued , upon my nnswer- ' 'talked of the ing in the negative ; atTair and its possible outcome long before the climax came. I recall their first introduction at the military ball in Potsdam. The Princess Caroluth- Boutliin had then reached an afro which it is polite not to inquire , nnd was the mother of sb children. But her beauty was still un- dimmcd. She was the bell of the even ing. It was a case of LOVK AT KIIIST SIGHT. From the moment the count mot tlio lovely woman ho acted us though his fate ha dbeeu sealed. She received the attentions of the nobleman witli the same joy with which they were given , and rumor predicted n duel with her wealthy husband. Herbert was then secretary of legation. The duel did not take place. During the months which followed , his fidelity to the woman was marked. Ho interested himself for her alone and danced her attondonce at every ball. "Tho passion overwhelmed them at last , and she left her family and children and the castle of her husband to elope witli the penniless attache. They trav eled to Rome and Naples. In the latter city , however , a telegram awaited then from his father , containing the signifi cant woords : "If you do not leave th < woman at. once , you are no Bon of mine. Ho was in n. dilemma ; ho wavered His word of honor had boon given to the woman ut his side , who clung tj him , But tbo threat of the iron chan cellor and his duty as u son madu him tremble. Ho yielded to the latter at last , but yielded with an oath that ho would never mary any woman but hnr. That promice has been kept. She wu ! divorced from her husband , nnd is now living in Dresden , whorq Count Her bert Bismarck visits her frequently. Ho has remained true to her since the duy of his promice. No other woman has inlluonced him. Ho is naturally Dourtod by the feminine world as ono uf the best matches in the kingdombut Uicir charms are displayed in vainand Llioir words fail upon cars which art : loaf. When his sire is gahhorod to hit fathers. Count Herbert Bismarck will loubtlcss lead to the altar the Pri nccsi C.uolath-Beuthin. " Mlno Inspector Epperson estimates thai the output of the Wyoming coal mines foi the past your was nearly ono nud n hull million tons , exceeding the supply of tin y-car previous by I50,000 ! tons. Thus the ' * Mustang" conquers pain , Makes MAN or BEAST well again !