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About The daily Nebraskan. ([Lincoln, Neb.) 1901-current | View Entire Issue (Nov. 18, 1996)
Seminar explores ways to limit students’ debt i By Kasey Kerber Senior Reporter The Office of Scholarships and Fi nancial Aid has introduced a half-hour seminar to help students avoid the debt crunch college can cause. Marty Habrock, outreach special ist for the Office of Scholarships and Financial Aid, said the short seminar would help students better manage their money by setting up a budget and understanding credit-card debt. Habrock said the first half of the seminar focuses on setting up and maintaining a successful student bud get. “We’ll give out a form to students that will have them keep track of ex penses,” Habrock said. “Then we’ll take into consideration fixed and non fixed expenses.” Habrock said after a student’s ex penses were determined, the student’s resources would be examined, and the two variables would be reconciled. A closer lode at a students* bud gets might provide an opportunity to decrease students’ debt before they get out of school, Habrock said. “If a student is more aware of their resources, they might have to borrow less,” Habrock said. Hie second half of the seminar will focus on credit cards. Habrock said credit-card compa nies target college students because they have lower incomes and usually can only afford to pay off the “neces sary payment” on their statement. That allows the credit-card companies to make a profit on interest charges. “For students who just pay the nec essary amount, it might take seven to eight years to pay off their debt,” Habrock said. The seminar also will focus on credit cards and their uses, keeping track of credit-card use and avoiding credit-card debt. The seminar is available to inter ested students and student organiza tions. Arrangements can be made by calling the Office of Scholarships and Financial Aid at 472-2030. ' | http://www.uitl.edu/DailyNeb/] Paris ^^^$299 Amsterdam $329 Rome $339 Madrid $299 Vienna $419 Fakes ake each wai won Omaha msec on a kounctmp purchase. Fakes do not ckivoe peoeeal taxes ok PFCs toiaung kiween JI MS, DEPENDING ON OESTWAXION OK OEPAKTVK CHANGES PAM MKECTIY TO pokbgncokkmments. Fakes akesukject to chance —houtmoto. National Reservation Center 1-800-2-COUNCIL (1-800-226-8624) httpdliJDuxc.c£eejny>ftraceLkbn EUROPASS FROM $210 L| SPRING BREAK STUDENT SPECIAL 10 sessions for $20 with student LD. Offer good only with this ad Expires 3-31-97 Wolff System Bed & Bulbs for a darker tan Fanuuulo's Final Touch 70th & A 489-6998 ^^^ Tfexas regents approve plan for tenure guidelines despite complaints The Daily Texan (U. of Texas) (U-WIRE) AUSTIN, Texas—Sys tem Board of Regents Thursday unani mously approved the set of new tenure review guidelines drafted by Chancel lor William Cunningham, setting aside complaints that the changes threaten academic quality. The Cunningham tenure review plan will establish a peer evaluation of all tenured professors every five years in addition to the annual reviews al ready in place. The deans of colleges and schools will have the power to ap point the members of those commit tees. The UT System Advisory Council submitted their own draft last week for the board’s consideration. The council’s draft called for beefing up the annual reviews. They said the addi tional five-year review would only lead to more “bureaucratic wastefulness.” After acknowledging the favorability of the five-year reviews, the professors had asked that faculty members up for review be be allowed to choose their peer evaluators. By appointing their own committees, they said a “true peer review” process would be preserved. The regents gave each of the System’s component institutions a Sep tember deadline to further define post tenure review plans that fall within Cunningham’s guidelines. “I think it will not only make (pro fessors) more accountable to the uni versity, but to themselves,” said Ber nard Rapoport, chairman of Board of Regents. Before the decision, Ivor Page, chairman of the Computer Science De partment at UT-Dallas, reiterated be fore the regents earlier concerns that the five-year reviews would keep qualified faculty from applying for professorships. Justifying that doubt, a System news release announcing the board’s decision was distributed moments af ter the regents’ actual vote. “We are obviously not overjoyed,” said UT System Faculty Advisory Council Chairman Alan Cline. “We would have had to knock their socks off for them to change their mind.” Some advocates of the status quo still see tenure review as an attack on academic freedom. Charles Zucker, executive director of the Texas Faculty Association, said the future of tenure lodes grim after Thursday’s decision. “It’s going to change the standards for dismissal,” Zucker said. “It’s go ing to make it easier to get rid of ten ured faculty members and make it easier for such administrators to retali ate against faculty.” Before the decision, Ivor Page, chairman of the Computer science Department at UT-Dallas, reiterated before the regents earlier concerns that the five-year reviews would keep qualified faculty from applying forprofessor ships. He also said potential faculty mem bers might perceive the five-year re views as form of term-tenureship they would have to reapply for at the end of each review. Page said there had already been a case where a professor interested in a position at UT-Dallas withdrew his application on hearing about the re cent push to revamp post-tenure poli cies. On Sept. 20, Cunningham issued his draft to all UT System institutions. After establishing a committee to ad vise changes and suggest recommen dations, a final draft was issued last week. /VI When you can__ VfiraptmJanuary® imNopaym^imMvphndpdwSbemfamifor90ciayt. >n*Tt*Kcrwvdun^the90^periodvMbe*ikdlothe pjHQdmiw*bmMmmt, Mw**in1vM**irHtymmtKiaUt tormmipk, t»mon*qfOctober 1996htdm tom* rt+<ft2.15%w* --■—----"---- --- —W system is <m estimate based on a total loan amount of v.* __ . *>MmMrm5* • : ffijsssSassax jg^^£sasassS^£assBfssaassaaasssasMsss3a3fssassds^ intervention program oilers help to alcohol offenders Penn State students redeem themselves, clear records ■The Daily Collegian (Pennsylvania State U.) (U-WIRE) STATE COLLEGE, Pa. — The university, in conjunction with local judges, wants to gi ve students cited for alcohol-related violations a chance to redeem themselves and clear their records. Both the Office of Health Promotion and Education and the Office of Judicial Affairs have approached District Justices Carmine Prestia Jr. and Bradly P. Lunsford with new penalties for alcohol pffenders. The initiative, which was implemented Oct. 15, sends university students found guilty of minor crimes—disorderly conducts and other summary offenses related to alcohol — to the Alcohol Intervention Program (AIP). Natalie Croll, assistant director of the Of fice of Health Promotion and Education, said that while AIP had previously taken referrals of students cited for violations in Pennsylvania and New Jersey, the new program is the first time local district justices have done so. Prestia, who has already referred students to the program, said it works well. “Subjectively, much of what I see that comes through here is related to alcohol abuse in some form,” Prestia said. “It may be a chance for someone to intervene and talk to these people one on one.” Students referred to the program must pay $50 to attend four one-hour AIP sessions. This is considerably less than what they might pay without a referral. * Students found guilty typically pay a state mandated fee of $75 and an additional fine of up to $300. With die new referral program, students pay less and have the ability to clear their records. vUpon successful completion ofull four sessions, all chaiges are dropped, Lunsford said. “We do have empathy for the problems that result from students drinking,” said William Huston, assistant director of the Office of Judi '■ ' * cial Affairs. “We see drinking as an endemic social issue and the AIP as a collective and col laborative response to that high priority issue.” The first of the four educational sessions is an intake evaluation process, said Sharon Cahn, assistant coordinator at AIP. “High risk” students are referred to an addiction specialist; the rest, categorized as low to moderate risk, continue with the remaining three sessions, die said. Depending on the risk level, an undergradu ate or graduate coordinator directs the sessions. In die second session, program participants learn facts and myths about alcohol, how to cal culate blood alcohol level and how alcohol af fects the body, she said. The third session deals with date rape, . women’s issues and drugs other than alcohol, Cahn said. The fourth session focuses on Pennsylvania’s laws pertaining to alcohol, definitions and a stu dent evaluation. And the program seems to be having a posi tive effect on participants, she said. “While we don’t do follow-ups,” Cahn said, “I have seen people come in here who have gained a lot of knowledge.” AIP also works closely with other interven tion programs, she said. The Youthful Offender’s Program (YOP) handles cases not referred to AIP. PriiWily, offenders of the Underage Possession and Con sumption statutes are sent to YOP, which is op erated by Well spring from On Drugs, 236 S. Allen St. « Sharon Entenberg, Undergraduate Student Government president, feels the program fits well with USG’s emphasis on alcohol aware ness and education. “This is a good program because it gives the .students a chance to rectify a mistake,” she said. “It goes well with our push far educational pro grams.”